"Your employer cannot make payments to your Vanguard Personal Pension. Our pension is not a workplace pension." www.vanguardinvestor.co.uk/need-help/answer/who-can-pay-into-my-pension
@@IanShadrackInvesting If you are a director of a limited company then you can make company contributions into your Vanguard Sipp using a company debit card
Sticking your head above the parapet Ian, considering how many RUclipsrs promote Vanguard as the core of their portfolio. I’m not a Vanguard fan myself, but I can see how you can create a solid enough portfolio from VWRL, VHVG and VUAG. But I agree that the Lifestrategy funds are quite poor compared to what you can construct yourself
The Vanguard RUclipsrs are appealing to new investors. Often their content is more entertainment than education. The aim of this channel is to highlight top performing funds based on my detailed research.
Wow! A confident title! I use Vanguard for the core, but other platforms for the satellite. The thing I always wonder about is the strange % performance growth figure that VG shows you, which doesn’t really match the reality of what I have put in v the end result…
Weirdly, there were some Vanguard products that could not be bought through Vanguard. For example, I couldn't get VUAG through them but could through Hargreaves lansdown. It is also worth mentioning that most Vanguard funds are domiciled in Ireland, not in the UK.
You gotta look at the risk-adjusted returns, using Sharpe ratio and some-such. Obvious a bond fund will underperform a stock fund. As for UK stocks...I guess ARM is a winner but I'm not familiar with UK companies. Guinness? Or is that Irish?
Work with me ianshadrack.com/
I have completely binned off the UK in my portfolio. I use Dev World Ex UK 80% and L&G Global Tech 20% - I have a 10 year plus time horizon.
Fyi vanguard does allow employer contributions, I've been doing that via my ltd
www.vanguardinvestor.co.uk/need-help/answer/who-can-pay-into-my-pension
3:51 for HL , how do you get this number ? Isn’t it capped at 200 ?
The numbers come from the broker websites
Hey there, where can I contact you?
@@designedbyzed maybe try smoke signals?
Can you have an healthy skid mark ?
Yes if you eat lots of fibre
@@IanShadrackInvesting Fair one
😂
Vanguards SIPPs aren’t pants, I’d rather pay that 375£ capped and be sure of the mark, platform and safety so I can sleep well at night lol
You can find safe platforms with lower fees and a greater range of funds.
You can do employer contributions to Vanguard. It has been possible for many years.
"Your employer cannot make payments to your Vanguard Personal Pension. Our pension is not a workplace pension." www.vanguardinvestor.co.uk/need-help/answer/who-can-pay-into-my-pension
@@IanShadrackInvesting If you are a director of a limited company then you can make company contributions into your Vanguard Sipp using a company debit card
@@MrLouRules that is the exception to the rule
Sticking your head above the parapet Ian, considering how many RUclipsrs promote Vanguard as the core of their portfolio. I’m not a Vanguard fan myself, but I can see how you can create a solid enough portfolio from VWRL, VHVG and VUAG. But I agree that the Lifestrategy funds are quite poor compared to what you can construct yourself
The Vanguard RUclipsrs are appealing to new investors. Often their content is more entertainment than education. The aim of this channel is to highlight top performing funds based on my detailed research.
@@IanShadrackInvesting
Absolutely - that’s why I follow your channel, which is always well researched and informative
Wow! A confident title! I use Vanguard for the core, but other platforms for the satellite. The thing I always wonder about is the strange % performance growth figure that VG shows you, which doesn’t really match the reality of what I have put in v the end result…
@@simonspencer3108 interactive investor would be a cheaper option
is terrys lack of exposure to semiconductors a strategic error for fundsmith?
Yes because he underestimates growth opportunities in innovative technology
Weirdly, there were some Vanguard products that could not be bought through Vanguard. For example, I couldn't get VUAG through them but could through Hargreaves lansdown. It is also worth mentioning that most Vanguard funds are domiciled in Ireland, not in the UK.
You mean before April ish when they brought in the accumulation funds ? Can get now.
@@coderider3022 Yes, it was last year. Thanks for the update.
You mention how poor Fundsmith has been performing over the last 3 years. Have you considered doing another review to explain their underperformance?
I'm not sure it would get many views
You gotta look at the risk-adjusted returns, using Sharpe ratio and some-such. Obvious a bond fund will underperform a stock fund. As for UK stocks...I guess ARM is a winner but I'm not familiar with UK companies. Guinness? Or is that Irish?