Started my UITF 3 years ago at 23 years old, and although hindi pa siya lumalaki or nagpprofit sa interest as expected, i'm just glad na wow may automatic and forced ipon pala ako without knowing it! 😊😊
Hi! Im just curious on how to start this UTIF? Can you help me. Gusto ko rin sana magkaroon na ng ipon esp in my part na palagi kong nagagastos ang ipon ko. Thanks! 😊
I super agree with tip #1 which is "pay yourself first". Again...PAY YOURSELF FIRST! But then the problem is our culture. Lagi tinuturo sa atin is to be selfless. Others first (especially family members) before yourself. But for me, it is not selfish to put yourself first as long as you put others next. Ang selfish ay kapag yourself lang at wala nang iba.
lalilulelo panu kapag yung family mo gusto malaki ibigay mo? Like ngiipon k nga tapos halos ngagalaw n ipon mo dahil kakabigay sa knila tapos mumurahinnk kapag wala kng maibigay sna maitopic ni ms. B Yung gnto hirap kc panu k mkakapagipon at mkapagstart if ngbibigay k parati, panu k mkakabili ng bahay para sa future family mo kug till now walang ipon kakabigay
lalilulelo ngbibigay ako dati kaso lumiliit ng limiliit n hanggang sa sinabihan akong wag nlng mgbigay tapos till now ngka gap kmi ng mama ko e dahil s pera pinagmumura ako kya sna maitampok ni ms. Bianca yung about sa family or obligado b ang anak n tumulong sa mgulang khit ikaw wala na?
it's so sad kapag dahil sa pera nagkakalayo ang pamilya ano, pero this scenario is very common sa ating mga Pilipino talaga. Anyway, tandaan natin na we can't love others kung di natin uunahin sarili natin. Pay yourself first, it's a rule of thumb. Pag nagkasakit ka, san ka kukuha pampagamot mo? makakatulong ba sila sayo? most of the time hindi ~ ikaw nga ang hinihingan nila eh. Tapos only give them kung ano ang kaya mong mawala sayo, ganun din kapag me nangungutang na relatives or family members ~ "only lend what you can afford to lose". Madalas, we think we are the only breadwinners in the family, pero wag nating pasanin lahat, kasi in this way, nililimitahan natin ang ating pamilya sa kanilang kakayanan na buhayin ang mga sarili nila. Kapag nawala ka sa mundong ibabaw (wag naman sana) sabi ko sayo mabubuhay parin sila. Kasi gagawa at gagawa sila ng paraan para makakain, para magsurvive at doon sila matutututo.
Hindi natin obligasyon na magbigay palagi sa parents. Kultura lang yan ng mga Pilipino. Isang maling kultura. Ikaw ba pagnagkaanak ka let's say at sa iyong pagtanda ay iaasa mo ba sa anak mo ang buhay mo, mga gamot lahat ng gastos?? Hindi diba? Ganun kasi ang kinalakihan ng generation nila, putulin na natin yan sa generation natin ngayon. Dapat kapag tanda natin, me sarili tayong pera at hindi tayo maghihintay ng biyaya ng anak natin, kase may sarili din silang buhay at kaligayahan. Kung magbigay ka sa parents mo they should be thankful for it, pero hindi dapat iyan ipinipilit. Just my 2 cents kapatid. I hope it helps. ;)
This ia very helpful. Im almost at my late 30's and it's just lately that I realised the value of saving. Malaking factor ang culture natin na nagtuturo na ibigay lahat sa family if not.. Madamot ka. I do hope that somebody from the govt na mag push na gawing part ng curiculum ang ieducate ang bata about savings. This way.. Lhat matututo not just selected few.
The ruling on including it in school curriculum has been passed. I invite you to share your learnings in FQMom page. I hope you could get a copy of the FQBook also so you can have a guide in your FQ journey w your family and loved ones. Good luck.
This is really helpful! I'm only 23 years old, and although i'm not very good with math and numbers, I thank God for making me good at handling my money at such a young age. I live here in Canada and after highschool, while waiting to get into the course/program that I wanted to go in to, I had the opportunity to work full-time for one full year. I have always had the initiative to save my money. Although my mom keeps reminding me to save ALWAYS, but even if she didn't, I still would have made that decision to save money myself. While working full-time, I only earned minimum wage salary, but because I save 50% of my salary, I was able to save enough money to pay for my tuition later on. And I was also able to sustain myself independently once I got in to school from doing part-time work while studying. I took advantage of the fact that I didn't have to pay for rent or anything since I still lived with my parents, to save 50% of my earnings. I was able to put more money to my savings instead of only putting 10-20%, when I can give out 50. Saving is really a good habit to start as soon as you start earning. It wasn't a struggle for me as I was never one who likes to shop or buy things all the time. The only thing I splurged on was food, but again, I spend always within my budget. Because i've always been this way, I actually thought everybody automatically does the same thing- until I noticed my fellow young co-workers freak out everytime our cheque would get delayed, as they have already emptied their money out thinking it's already 'payday'. They asked why I wasn't worried and I told them, I budget my money so I still have some left; enough to last me for however many days until I get my pay. I also have credit card on the side which I only use for larger purchases that I know I can still pay at the end of the day, but an amount of money I cannot give away for now. That was the only purpose for my credit card. PLUS! I have savings still! So really, lots of money for me to spend just in case things go bad. And when I told them that, only then did they consider starting to save as well. Haha!
Hello to all the viewers of Bianca. I’m glad that you guys found our short chat helpful. If you’re interested to learn more about this impt 21st century skill we call FQ (Financial Intelligenice Quotient) I Invite you to read the FQ Book as it will guide you through. You may also visit FQ Mom you tube channel, FB Page, IG, and website FQMom.com. Wishing you all a high FQ and a happy life! 💚
THIS IS JUST SO TIMELY!! For a fresh grad and now having my first job, grabe nagbabasa-basa ako online w/ re investments. Then dumating 'to video mo! Thank you, Super Bianca!!
I am so happy and thankful sa mfa vlogs mo. Nagiging practical ako in life because of u and ur content. Ur an inspiration hanga ako sa mga guest mo kase gagaling nila mag advice. I share your vlogs to my friends. I am endorsing you to them kase malaking tulong talaga. Godbless to you and your family ate Bianca. I hope mabasa mo to. Love you💛
Grabe ang dami kong learnings from this video. Can’t wait to save for my future self and family. Especially for us OFW, when money is earned fast but sad to say madali ding nauubos. I guess I need to train myself to learn how to prioritize.
I don't usually write comments sa yt but today, Di ko lang ma.explain bakit halos lahat ng topic ni Ms Bianca tugma sa mga naiisip ko,sa pinaplan ko palang or sa mga bagay2 na bigla ko lang tinatanong sa sarili ko on the same day na makapg.upload ng vlog si Ms Bianca.Just like sa topic na depression, questioning myself regarding sa achievements and now ito naman. I'm thankful kasi feeling ko may sumasagot sa mga katanongan ko kahit thru vlogs 😊, Thanks Ms Bianca.👍
FINALLY!!! Ate Bianca, I swear after reading your Paano Ba 'To book ginagawa ko yung how to save your salary properly!!! ❤️❤️ and sobrang effective siya!!! Thank you so much.
Sobrang timely ng video na to for me.! I've been thinking of what investment to make, kasi over the years that I am saving, its all for short term needs, haven't really saved for the future / retirement. Thank you Ms B!
Super love this topic. 😍😙 thank you Ms. Bianca. Every morning akong positive and motivated sa mga videos mo. I watch it while i drink my coffee. Continue inspiring the youth. More power pa sayo! Yaaaaasss.
I remember watching this during the first days of my working life. Now, re-watching this coz I badly need it! Thanks for this, Bianca! Hope you make podcasts soon!
I do really like all the things she said. I must share this t everyone lalo na sa family ko para lahat kami makaipon. Thank you ate biancs for being an instrument na malaman namin yung ganyang bagay =)
can you believe i watched this thrice and im working for almost like 8 years and havent saved any. thank you for enlightening me about stocks , long term funds, short term funds, emergency funds , etc... please do another video tackling how to save money :)
This is really a valuable topic Ms Bianca lalo na pag may mga anak ka na. Everything she says is true. I follow the same rule: pay myself first through savings, have short term like emergency funds & vacation funds & long term investments like college fund for kids, retirement funds for me & my husband. Hirap kasi sa ating mga Pinoy hindi tayo masyado tinuturuan ng mga parents natin about saving money. Mostly ang mentality natin “one day millionaire” tayo. Hanggat my pera hala gastos all the way even to the point na mangugutang pa sa luho lamang. Hindi tayo sanay sa “delayed gratification.” It took me years to realize this kaya ngayon I made sure na my kids know the value of money. Hindi sila sanay sa luho or material things.
Thanks Alexandrina. I wish you luck. You may wish to share your learnings in FQMom Page. To help you and your family members you may wish to use the #FQBook as your guide. Good luck. 💚
Very informative! Love the content. Nakarelate ako dun sa Stock Market. Because finally, I can call myself na as a Stockholder hehe. More topics like this, Ate Biancz. ☺️ God bless you.
we tend to forget or take for granted the "long terms" in all aspects, (pati na rin sa love life. charot!) very true, thanks for this ms. Bianca and ms. Rose!
I dont understand you still havent got a hundred thousand subscribers yet. he he . So mant lessons to grasp and yu just deserve all the great comments, Bianca! Keep comming
Hi Bianca! Oh wow! Just saw your make up tips for morenas and I loved that episode. Short, quick and practical tips....and I ended up subscribing to your channel and has watched more than 5 episodes straight! I just needed to let you know how happy I am with your episodes! Super super natural and practical. Keep it up!
Thank you Miss B! 😊 Another awesome video with Miss Rose Fres-Fausto! 😎 This is definitely a sign! 😍 More money matter talks ulit! 😁 Love it! 😍 Learned so much & as yuppies we need to start early. 😊
I am so happy with this content. I've always wanted to learn about those things but I didn't know whom to ask. Thank you for this. Keep them coming please.
Very helpful.Saving money for the future is really important.But the most rewarding and my motivation of working so hard is not how much i can save,but how much i can share.Thank you miss bianca for this super nice topic.
I really love how relevant this topic is!! Hope there’s a part 2! Maybe to elaborate more on other forms of investments (and how to save for long-term) especially for people like me who are not interested in stocks ✌🏻
I agree everything on this video. I finally started investing and it's not as intimidating as i thought it would be. My financial advisor have been really helpful and the set-up for automatic deduction was quick. Something I don't have to worry about every month. It's very neat to see how my money is growing. Now I wish i started when I first joined the workforce but it's better late than never.
Very helpful!! Guilty ako dun sa pagdedelay kasi hindi pa naman urgent. I'll keep this in mind. :) Hindi nadidiscuss yun index investment ng mga ibang bank na nagooffer ng investment.
Hi there. Sometimes there’s conflict of interest. When you ask the regular bank branch people they will just tell you to put in time deposit or money market. That’s ok for your short term needs. But for your long term needs, you have to invest in the asset class that gives you the highest returns in the long run and you know that bec you watched this video! Good luck and give ya feedback on FQ Mom Page! 💚
This is really helpful. Specially when your trying to figure out how will you handle your money. Also, it is a looot different when you're already working. I personally has my own way of budgeting my money but still struggling a bit that is why I really appreciate this video. Will definitely visit FQ Mom's website. Hope there is an icon there where I can also ask question because after watching this I've realized a lot specially saving for my son.
Very informative ms. Bianca.. sana may video.din kaau tungkol sa insurance kung worth it bang mag-avail at kung worth it naman anong life insurance ang dapat tangkilikin??
Ate bianca, thank you sa video na to. I started saving money for stocks nung nasa college pa po ako but we stopped ng ate ko kasi biglang bagsak but we want to start investing again in stocks this year or next year. So thankful that this video is posted for awareness na rin saming nasa mid-20s lalong-lalo for our future. Love you, Ate Bianca. God bless.
Hi I hope you don’t stop investing when the market is down because that’s the time when you should be buying. Don’t time the market anymore, just do your regular investing preferably automatically. You’re lucky to still be young as you have more time to accumulate wealth. Good luck, and do give us feedback on FQ Mom Page. Salamat.
I love this topic! Super gusto ko mag-invest but also takot to actually do it simply because hindi ko alam saan. Will definitely check out the book and website. Thank you so much for this! I hope you continue producing quality content. ✨
Thanks B! This is very helpful. Hope you will consider this for your next video, "Paano ba malalaman kung ano mas nag we-weight? Yung maganda ang salary pero toxic, or good environment pero the salary is sapat lang or minsan tight pa sa budget." Thanks Bianca!💖
I think only you can answer which you should choose for yourself. Iba iba tayo ng tolerance sa "toxic" and iba iba din tayo ng measure ng fulfillment and success sa buhay. Try to watch my past video with Atom, Tito Boy, and Kuya Anthony Pangilinan. Good luck!
Agree Ms Biancs! Ako di ko kinaya toxic kong kaworkmates I had to resign. I can't work in an environment na unhealthy talaga ang atmosphere. Most of the time, mas pinipili ng tao ang good working environment and it proves na part ng needs natin ang "good relationship" kesa sa pera. Kaya bilib ako sa mga taong kinakaya na ang pressure sa work tas me mga tao pang nangdadown sa kanila, that's something I have difficulty coping with. Goodluck! Stay positive! ^___^
I’m glad you find it helpful. If you get to read the #FQBook you will go into a journey of discovering your relationship with money and improving on it, consequently, improving your FQ and financial condition. 👍💚
Ate bianca please make. A Video about gossips sa work. Like my coworker palaging nag gossip and i dont like it kasi sinisira-an nya yung ibang tao and ive been there. May isang tao na siniraan ako tapos yung reputation ko nasisira na to the point na im thinking negatives thoughts sa sarili ko . :(
angie tiu yea but how do u overcome it especially if they are bullying you tas parang stress ka na to the point na you dont like going to work anymore.
@@lalagirl211 Pray & be strong. Mahirap po tlga yan. Minsan di mo na rin alam kung sino mapagkatiwalaan mo. Layu layu ka nlng sa mga taong ganyan. Kung di mo kya situation hanap ka nlng ibang work.pag may nakita na ng tsaka resign.
Hi ms bianca! I love your content! :) I just observed that you keep on facing the camera instead of your guest and sometimes your guest looks at you while explaining but you are facing the camera.. i dunno it's a little bit off. Maybe you should face your guest more when interviewing them? :) Hehe! I hope you take this as constructive criticism.
The way she said it... pay yourself i was thinking of gifting urself like buy some materialistic stuff to reward urself for ur hardwork or pamper urself for ur hard work
Started my UITF 3 years ago at 23 years old, and although hindi pa siya lumalaki or nagpprofit sa interest as expected, i'm just glad na wow may automatic and forced ipon pala ako without knowing it! 😊😊
Hi! Im just curious on how to start this UTIF? Can you help me. Gusto ko rin sana magkaroon na ng ipon esp in my part na palagi kong nagagastos ang ipon ko. Thanks! 😊
Yes how?
I super agree with tip #1 which is "pay yourself first". Again...PAY YOURSELF FIRST! But then the problem is our culture. Lagi tinuturo sa atin is to be selfless. Others first (especially family members) before yourself. But for me, it is not selfish to put yourself first as long as you put others next. Ang selfish ay kapag yourself lang at wala nang iba.
lalilulelo panu kapag yung family mo gusto malaki ibigay mo? Like ngiipon k nga tapos halos ngagalaw n ipon mo dahil kakabigay sa knila tapos mumurahinnk kapag wala kng maibigay sna maitopic ni ms. B Yung gnto hirap kc panu k mkakapagipon at mkapagstart if ngbibigay k parati, panu k mkakabili ng bahay para sa future family mo kug till now walang ipon kakabigay
It is your money so ikaw ang mag decide kung magkano ang ibibigay sa family.
lalilulelo ngbibigay ako dati kaso lumiliit ng limiliit n hanggang sa sinabihan akong wag nlng mgbigay tapos till now ngka gap kmi ng mama ko e dahil s pera pinagmumura ako kya sna maitampok ni ms. Bianca yung about sa family or obligado b ang anak n tumulong sa mgulang khit ikaw wala na?
it's so sad kapag dahil sa pera nagkakalayo ang pamilya ano, pero this scenario is very common sa ating mga Pilipino talaga. Anyway, tandaan natin na we can't love others kung di natin uunahin sarili natin. Pay yourself first, it's a rule of thumb. Pag nagkasakit ka, san ka kukuha pampagamot mo? makakatulong ba sila sayo? most of the time hindi ~ ikaw nga ang hinihingan nila eh. Tapos only give them kung ano ang kaya mong mawala sayo, ganun din kapag me nangungutang na relatives or family members ~ "only lend what you can afford to lose". Madalas, we think we are the only breadwinners in the family, pero wag nating pasanin lahat, kasi in this way, nililimitahan natin ang ating pamilya sa kanilang kakayanan na buhayin ang mga sarili nila. Kapag nawala ka sa mundong ibabaw (wag naman sana) sabi ko sayo mabubuhay parin sila. Kasi gagawa at gagawa sila ng paraan para makakain, para magsurvive at doon sila matutututo.
Hindi natin obligasyon na magbigay palagi sa parents. Kultura lang yan ng mga Pilipino. Isang maling kultura. Ikaw ba pagnagkaanak ka let's say at sa iyong pagtanda ay iaasa mo ba sa anak mo ang buhay mo, mga gamot lahat ng gastos?? Hindi diba? Ganun kasi ang kinalakihan ng generation nila, putulin na natin yan sa generation natin ngayon. Dapat kapag tanda natin, me sarili tayong pera at hindi tayo maghihintay ng biyaya ng anak natin, kase may sarili din silang buhay at kaligayahan. Kung magbigay ka sa parents mo they should be thankful for it, pero hindi dapat iyan ipinipilit. Just my 2 cents kapatid. I hope it helps. ;)
Para siyang si alodia. Even when she's laughing. Gandaaa.
This ia very helpful. Im almost at my late 30's and it's just lately that I realised the value of saving. Malaking factor ang culture natin na nagtuturo na ibigay lahat sa family if not.. Madamot ka. I do hope that somebody from the govt na mag push na gawing part ng curiculum ang ieducate ang bata about savings. This way.. Lhat matututo not just selected few.
The ruling on including it in school curriculum has been passed. I invite you to share your learnings in FQMom page. I hope you could get a copy of the FQBook also so you can have a guide in your FQ journey w your family and loved ones. Good luck.
"Malaking factor ang culture natin na nagtuturo na ibigay lahat sa family if not.. Madamot ka." Ito talaga yung sana mawala na sa Pinoy culture.
grabe eye opener po talaga siya ☺️ mag iipon na din ako 😊
So so true! Kasi pag inuna yong gastos and hopia lang for saving, then bokya ang savings! So save first, and then i-budget and natira! :D
This is really helpful! I'm only 23 years old, and although i'm not very good with math and numbers, I thank God for making me good at handling my money at such a young age. I live here in Canada and after highschool, while waiting to get into the course/program that I wanted to go in to, I had the opportunity to work full-time for one full year. I have always had the initiative to save my money. Although my mom keeps reminding me to save ALWAYS, but even if she didn't, I still would have made that decision to save money myself. While working full-time, I only earned minimum wage salary, but because I save 50% of my salary, I was able to save enough money to pay for my tuition later on. And I was also able to sustain myself independently once I got in to school from doing part-time work while studying. I took advantage of the fact that I didn't have to pay for rent or anything since I still lived with my parents, to save 50% of my earnings. I was able to put more money to my savings instead of only putting 10-20%, when I can give out 50.
Saving is really a good habit to start as soon as you start earning. It wasn't a struggle for me as I was never one who likes to shop or buy things all the time. The only thing I splurged on was food, but again, I spend always within my budget. Because i've always been this way, I actually thought everybody automatically does the same thing- until I noticed my fellow young co-workers freak out everytime our cheque would get delayed, as they have already emptied their money out thinking it's already 'payday'. They asked why I wasn't worried and I told them, I budget my money so I still have some left; enough to last me for however many days until I get my pay. I also have credit card on the side which I only use for larger purchases that I know I can still pay at the end of the day, but an amount of money I cannot give away for now. That was the only purpose for my credit card. PLUS! I have savings still! So really, lots of money for me to spend just in case things go bad. And when I told them that, only then did they consider starting to save as well. Haha!
Hello to all the viewers of Bianca. I’m glad that you guys found our short chat helpful. If you’re interested to learn more about this impt 21st century skill we call FQ (Financial Intelligenice Quotient) I Invite you to read the FQ Book as it will guide you through. You may also visit FQ Mom you tube channel, FB Page, IG, and website FQMom.com. Wishing you all a high FQ and a happy life! 💚
Nakaka kuha talaga ako ng idea at Aral sa blogs nyo po tulad nito I love it,, god bless you po😉
I love how everything was simplified yet very detailed! Thank you! ❤️
THIS IS JUST SO TIMELY!! For a fresh grad and now having my first job, grabe nagbabasa-basa ako online w/ re investments. Then dumating 'to video mo! Thank you, Super Bianca!!
Financial literacy is very important. Thank you for this video!
high time that Pinoys learn how to save for themselves. :)
Hi Omeng!
Very relevant to all Filipinos .. Haaay savings talaga dapat regular
I am so happy and thankful sa mfa vlogs mo. Nagiging practical ako in life because of u and ur content. Ur an inspiration hanga ako sa mga guest mo kase gagaling nila mag advice. I share your vlogs to my friends. I am endorsing you to them kase malaking tulong talaga. Godbless to you and your family ate Bianca. I hope mabasa mo to. Love you💛
Grabe ang dami kong learnings from this video. Can’t wait to save for my future self and family. Especially for us OFW, when money is earned fast but sad to say madali ding nauubos. I guess I need to train myself to learn how to prioritize.
Ethel Durana thanks, read the FQ Book to go through your financial journey properly guided. 😊
Ang dami kong natututunan di lang sa vid na 'to pati rin sa mga previous videos. Keep it up Ms. Bianca 👍
I don't usually write comments sa yt but today, Di ko lang ma.explain bakit halos lahat ng topic ni Ms Bianca tugma sa mga naiisip ko,sa pinaplan ko palang or sa mga bagay2 na bigla ko lang tinatanong sa sarili ko on the same day na makapg.upload ng vlog si Ms Bianca.Just like sa topic na depression, questioning myself regarding sa achievements and now ito naman. I'm thankful kasi feeling ko may sumasagot sa mga katanongan ko kahit thru vlogs 😊, Thanks Ms Bianca.👍
FINALLY!!! Ate Bianca, I swear after reading your Paano Ba 'To book ginagawa ko yung how to save your salary properly!!! ❤️❤️ and sobrang effective siya!!! Thank you so much.
Josh Whyte can u share cus i cannot buy the buy
I'm 20 and I am very thankful for this channel. This educates me a lot. More vids from you Ms. Bianca!
Thank u for this episode Ms. Bianca and Ms. FQ Mom.. life saving.😊😊
I learned a lot from her! She’s so galing!!!
Renee Daza Salamat. Watch out for part 2. Bianca came by yesterday to record it! 😊
Sobrang timely ng video na to for me.! I've been thinking of what investment to make, kasi over the years that I am saving, its all for short term needs, haven't really saved for the future / retirement. Thank you Ms B!
Good luck. Kindly share your lessons learned and implemented on FQ Mom Page. Salamat.
Tagal ko pong hinintay to ate biancs 😍 god bless po
Super love this topic. 😍😙 thank you Ms. Bianca. Every morning akong positive and motivated sa mga videos mo. I watch it while i drink my coffee. Continue inspiring the youth. More power pa sayo! Yaaaaasss.
I remember watching this during the first days of my working life. Now, re-watching this coz I badly need it! Thanks for this, Bianca! Hope you make podcasts soon!
And I hope you continue to apply the 3 basic laws of money. :)
I do really like all the things she said. I must share this t everyone lalo na sa family ko para lahat kami makaipon. Thank you ate biancs for being an instrument na malaman namin yung ganyang bagay =)
can you believe i watched this thrice and im working for almost like 8 years and havent saved any. thank you for enlightening me about stocks , long term funds, short term funds, emergency funds , etc... please do another video tackling how to save money :)
Hi Charity I invite you to visit FQMom.com or my page and you tube channel for more on money and family. 😊💚
This is really a valuable topic Ms Bianca lalo na pag may mga anak ka na. Everything she says is true. I follow the same rule: pay myself first through savings, have short term like emergency funds & vacation funds & long term investments like college fund for kids, retirement funds for me & my husband. Hirap kasi sa ating mga Pinoy hindi tayo masyado tinuturuan ng mga parents natin about saving money. Mostly ang mentality natin “one day millionaire” tayo. Hanggat my pera hala gastos all the way even to the point na mangugutang pa sa luho lamang. Hindi tayo sanay sa “delayed gratification.” It took me years to realize this kaya ngayon I made sure na my kids know the value of money. Hindi sila sanay sa luho or material things.
Thanks Alexandrina. I wish you luck. You may wish to share your learnings in FQMom Page. To help you and your family members you may wish to use the #FQBook as your guide. Good luck. 💚
been a fan since u start blogging til u vlogging.. keep it up superbianca
Very informative! Love the content. Nakarelate ako dun sa Stock Market. Because finally, I can call myself na as a Stockholder hehe. More topics like this, Ate Biancz. ☺️ God bless you.
we tend to forget or take for granted the "long terms" in all aspects, (pati na rin sa love life. charot!)
very true, thanks for this ms. Bianca and ms. Rose!
zeenah you’re welcome! 😊💚
I dont understand you still havent got a hundred thousand subscribers yet. he he . So mant lessons to grasp and yu just deserve all the great comments, Bianca! Keep comming
OOHHH I RANDOMLY SAW THE BOOK IN BOOKSALE AND I WENT OVER MY WAY. NOW I WANT TO BUY IT REAL QUICK. THANKS FOR THIS VIDEO :)))
Wow thank you so much for this video big help po talaga 💕
Very informative
Very informative and I love how she speaks. ♥️
I’ve been working for 5 years and single. This is an eye opener for sure. Good Lord.
Hi Bianca! Oh wow! Just saw your make up tips for morenas and I loved that episode. Short, quick and practical tips....and I ended up subscribing to your channel and has watched more than 5 episodes straight! I just needed to let you know how happy I am with your episodes! Super super natural and practical. Keep it up!
ang fresh naman nung madam rose, she looks very young..
Hi thanks. Maybe one of the reasons is the high FQ? Hehe but seriously nakakalanta ang money problems di ba? :)
Thank you Miss B! 😊 Another awesome video with Miss Rose Fres-Fausto! 😎 This is definitely a sign! 😍 More money matter talks ulit! 😁 Love it! 😍 Learned so much & as yuppies we need to start early. 😊
More money topic bianca. So informative. God bless you😍
nixx beltran watch out for our part 2. Bianca came to record it yesterday! 😊
I am so happy with this content. I've always wanted to learn about those things but I didn't know whom to ask. Thank you for this. Keep them coming please.
I invite you to visit FQMom.com and go through with your FQ journey with the guidance of the #FQBook. Good luck. 💚
Very helpful.Saving money for the future is really important.But the most rewarding and my motivation of working so hard is not how much i can save,but how much i can share.Thank you miss bianca for this super nice topic.
Cheers to high FQ and your generosity!
@@fqmomchannel5046 i learned a lot.Thank you.
I really love how relevant this topic is!! Hope there’s a part 2! Maybe to elaborate more on other forms of investments (and how to save for long-term) especially for people like me who are not interested in stocks ✌🏻
Hi I invite you to visit FQMom.com to learn more about it. And of course the FQ Book will help you go through your FQ journey. 😊💚
Love the advise!!! Thats the time i understand financial terms. It learn alot from my end!! ☺️
Cherry Ann Reyes for more I advise you go through your FQ journey w the guidance of the FQ Book. 😊💚
wow. dami ko natutunan this night. will surely do your advices. thanks for sharing :)
This is very inspiring. Thank you Bianca!
NA INSPIRE AKO MAG IPON BUKAS AGAD AGAD!!!
I agree everything on this video. I finally started investing and it's not as intimidating as i thought it would be. My financial advisor have been really helpful and the set-up for automatic deduction was quick. Something I don't have to worry about every month. It's very neat to see how my money is growing. Now I wish i started when I first joined the workforce but it's better late than never.
Very helpful!! Guilty ako dun sa pagdedelay kasi hindi pa naman urgent. I'll keep this in mind. :) Hindi nadidiscuss yun index investment ng mga ibang bank na nagooffer ng investment.
Hi there. Sometimes there’s conflict of interest. When you ask the regular bank branch people they will just tell you to put in time deposit or money market. That’s ok for your short term needs. But for your long term needs, you have to invest in the asset class that gives you the highest returns in the long run and you know that bec you watched this video! Good luck and give ya feedback on FQ Mom Page! 💚
Just wow
Been waiting for this topic to be raised. Thanks for the learnings...
I’m glad you find it helpful. 💚
So nice this episode miss b, cool ni mam rose ❤❤❤
jm me thanks 💚
Truth start early retire early/rich..... I’m on the right track
Very informative!! Thank you super bianca!! 😍 Nabitin ako hehehe.
There are more.
This is really helpful. Specially when your trying to figure out how will you handle your money. Also, it is a looot different when you're already working. I personally has my own way of budgeting my money but still struggling a bit that is why I really appreciate this video. Will definitely visit FQ Mom's website. Hope there is an icon there where I can also ask question because after watching this I've realized a lot specially saving for my son.
Tricia Sison yup you may ask your questions. See CONTACT US. Download the free excel file there entitled MAGIC OF COMPOUNDING. Also take the FQ Test.
FQ Mom woah. Thank u so much for replying here. Its so kilig haha. Will do that po. I have tried the FQ test. 😊
Wow! This is so educational! :)
I wish I had learned this early in life.
I totally needed this! So great!!
Very informative ms. Bianca.. sana may video.din kaau tungkol sa insurance kung worth it bang mag-avail at kung worth it naman anong life insurance ang dapat tangkilikin??
This is so informative! Thank you ❤
Ate bianca, thank you sa video na to. I started saving money for stocks nung nasa college pa po ako but we stopped ng ate ko kasi biglang bagsak but we want to start investing again in stocks this year or next year. So thankful that this video is posted for awareness na rin saming nasa mid-20s lalong-lalo for our future. Love you, Ate Bianca. God bless.
Hi I hope you don’t stop investing when the market is down because that’s the time when you should be buying. Don’t time the market anymore, just do your regular investing preferably automatically. You’re lucky to still be young as you have more time to accumulate wealth. Good luck, and do give us feedback on FQ Mom Page. Salamat.
Super helpful 😊👌🏻
I love this topic! Super gusto ko mag-invest but also takot to actually do it simply because hindi ko alam saan. Will definitely check out the book and website.
Thank you so much for this! I hope you continue producing quality content. ✨
Hi there, good luck and do give me your feedback on the lessons that you will learn from the #FQBook and apply. Thanks. 💚
I love you and your vlog, Ate Bianca. You're a lifesaver.
Super relevant and timely. Thanks Ms. B. Love lots from Singapore.
Very informative content ms.B 👏👏👏
Ms.Biancs thank you sa channel mo super helpful 😊😊😊😊
Moreee of this plesseee...😊😊
Lelianne Gapasin you may visit FQMom.com or FQ Mom FB Page. Thanks. 😊💚
Wow!!! This is a greay help!!!! Thank you ❤❤❤
Thanks B! This is very helpful.
Hope you will consider this for your next video, "Paano ba malalaman kung ano mas nag we-weight? Yung maganda ang salary pero toxic, or good environment pero the salary is sapat lang or minsan tight pa sa budget."
Thanks Bianca!💖
Can I answer this? haha! Medyo nag eenjoy akong magshare ng experience.
I think only you can answer which you should choose for yourself. Iba iba tayo ng tolerance sa "toxic" and iba iba din tayo ng measure ng fulfillment and success sa buhay. Try to watch my past video with Atom, Tito Boy, and Kuya Anthony Pangilinan. Good luck!
Agree Ms Biancs! Ako di ko kinaya toxic kong kaworkmates I had to resign. I can't work in an environment na unhealthy talaga ang atmosphere. Most of the time, mas pinipili ng tao ang good working environment and it proves na part ng needs natin ang "good relationship" kesa sa pera. Kaya bilib ako sa mga taong kinakaya na ang pressure sa work tas me mga tao pang nangdadown sa kanila, that's something I have difficulty coping with. Goodluck! Stay positive! ^___^
I love this topic :)
This is so helpful for starters like me!
I hope there will be more discussions like this... thanks Bianca!
I invite you to visit FQMom.com for more. 😊
Thank u for this Ms Bianca Very Helpful! ❤️ and timely talaga yung ganitong topic 😊 I Love your channnnel po
I've learned a lot , more about investing ate bianca ❤️❤️
Ahhhh! So helpful!!! 💖💖💖
Wow wow wow. Very informative. Salamaaaaaaaaat. 💕💕💕
very informative and an eye opener..thank you!🤗
FQ mom ftw🙌🏻
What's FTW? :)
Parang kinabahan ako sa topic hahaha pero super helpful niya ate Biancs, ito ang pinaka kailangan ko na advise ngayon hahaha Thank you for this!! 😅😉
I’m glad you find it helpful. If you get to read the #FQBook you will go into a journey of discovering your relationship with money and improving on it, consequently, improving your FQ and financial condition. 👍💚
@@fqmomchannel5046 Will check that book out, thank you very much! 😊
I'm actually planning to buy stocks this year..thank you for this.
Anj 20 me too
Super Helpful~ Thank you so much~ Just subscribed. Looking forward to more videos~
Wow!!! This is so inspiring!!
Ate bianca please make. A Video about gossips sa work. Like my coworker palaging nag gossip and i dont like it kasi sinisira-an nya yung ibang tao and ive been there.
May isang tao na siniraan ako tapos yung reputation ko nasisira na to the point na im thinking negatives thoughts sa sarili ko . :(
Normal na po yta yan khit san work place may ganyn.
angie tiu yea but how do u overcome it especially if they are bullying you tas parang stress ka na to the point na you dont like going to work anymore.
@@lalagirl211
Pray & be strong. Mahirap po tlga yan. Minsan di mo na rin alam kung sino mapagkatiwalaan mo. Layu layu ka nlng sa mga taong ganyan. Kung di mo kya situation hanap ka nlng ibang work.pag may nakita na ng tsaka resign.
Very helpful. How about the people who have insurance account or want to open an insurance account?
thank you for this! very timing sa pinagdadaanan ko 😊
I wish you luck. 💚
Thank you for this!!!! 😊😊😊
I love this so much, Bianca! I've started investing since I started working and I'm looking forward to the benefits hehe
Another inspiring video
Thanks for this Miss Bianca! I always read her column in Philstar 😍 (sadly, our company banned the website haha 😂)
Hi there! You may subscribe to FQMom.com so you can receive the article in your mailbox. 😊
I love this channel.
Subscribed 💞
Thank you for this Ms. B. :)
Love this episode!
Hi ms bianca! I love your content! :) I just observed that you keep on facing the camera instead of your guest and sometimes your guest looks at you while explaining but you are facing the camera.. i dunno it's a little bit off. Maybe you should face your guest more when interviewing them? :) Hehe! I hope you take this as constructive criticism.
Same observation :D
Trueeü
Very inspiring
Thank you po!
The way she said it... pay yourself i was thinking of gifting urself like buy some materialistic stuff to reward urself for ur hardwork or pamper urself for ur hard work
That’s the usual way we think and feel that saving is depriving. That’s why the change on mindset is very important. Good luck. 😊💚
Yes 🤩 Life hack guru!!