How to Calculate Future Value and Present Value with BA II Plus Calculator by Texas Instruments

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  • Опубликовано: 23 янв 2025

Комментарии • 223

  • @miyuwuong
    @miyuwuong 2 года назад +185

    Wow. After a full day of rereading my finance textbook trying to figure out how to use this calculator for these types of problems, I now fully understand how to do everything in under 4 minutes thanks to your video. Thank you so much!!

  • @tregatregs8804
    @tregatregs8804 2 года назад +23

    My lecturer was just crap with no visual explanation of how to use the financial calculator. Thank you, Ryan, for making life so easy!!!!!!!!!!!!!!!

    • @tyanatee5900
      @tyanatee5900 3 месяца назад +1

      Im sayin,, then she got aggravated with us when a handful did not know how to work it.

    • @cb2146
      @cb2146 11 часов назад

      Same! This 5 minute video helped more than 5 hours of lectures from my prof.

  • @rjwarren77
    @rjwarren77 4 года назад +40

    extremely helpful, easy to follow, and understand. I searched and watched several other videos before coming across your video; I felt lost after each video, after watching your video just once, I am now doing assignment calculations with ease, on my own. Thank you

    • @RyanBrown01
      @RyanBrown01 4 года назад

      Thank you for the feedback. Much appreciated!

  • @mikealmanza8396
    @mikealmanza8396 10 месяцев назад +1

    Step 1 for the beginner beginning a journey at finance. Well done sir! Thank you! Simple and to the point. Spot on.

  • @Britspence381
    @Britspence381 2 года назад +21

    Thanks so much for this clearly presented tutorial. I'm retired now and studied business math ~50 years ago. We had to work our problems without the use of business calculators, using charts in our textbooks. Handheld business calculators were new things, very expensive and couldn't be used on tests. I've always been fascinated by the calculators and am learning to use my BAll Plus now, 'just for the heck of it'. 😊

  • @rosazamora1066
    @rosazamora1066 2 года назад +8

    Hello, I am taking finance and all the other videos I've watched just tell me the formula but not how to enter it. Your account is so helpful!!! Thank you so much! You make a difference.

  • @newbieingaming
    @newbieingaming 11 месяцев назад +1

    Currently watching this video to practice with my own calculator for a finance exam, and you explained how to do this better in 3 mins compared to my professor. You just got another subscriber!

  • @daughterofyahweh007
    @daughterofyahweh007 5 месяцев назад +2

    This was extremely helpful. Thank you! I just started a finance course and the instructor verbally explained how to calculate the future and present values but didn't go into as much detail as your video. You were thorough and walked us through it visually which helped me tremendously. I went from looking at this as a second language to better understanding what it all means.

  • @unityaboriginelove6595
    @unityaboriginelove6595 2 года назад +4

    This video saved me a headache. I didn't know that I was supposed to enter a payment($0) even though, the problem doesn't have one. I kept getting the wrong answer. Thank you so much for showing us EXACTLY what and how to enter the numbers. I have subscribed to your channel.

  • @jaykay7276
    @jaykay7276 3 года назад +4

    Method of explanation was really easy! Now concepts are much clearer!!!

  • @noellejacobs6010
    @noellejacobs6010 3 года назад +5

    Thank you so much! The pervious video I was watching left out the step where you press "compute" which caused me to be completely lost and unable to complete the problem. You were extremely helpful!

  • @DJOttmar
    @DJOttmar Год назад +91

    In case someone wonders why the heck they get a different result: N is the number of periods, but there is another setting C/Y (accessible via key P/Y and then down arrow) that sets the number of compounding periods per year. If this is not set to 1, your result won't match.

    • @SurferTy
      @SurferTy Год назад +6

      Thank you! Mine was on 12! Screwed everything up. All good now! Thanks!

    • @srinidhishetty490
      @srinidhishetty490 Год назад +3

      thank youuu !! kept wondering why my answers were not matching.

    • @ash4856
      @ash4856 Год назад

      Thank you so much for this!

    • @christinee8353
      @christinee8353 Год назад

      Cannot thank you enough...all was going smoothly, then did some advanced problems...even tried clearing it!!!! Then figured I needed to rewatch how to use the calculator😅

    • @zlatkarankine7773
      @zlatkarankine7773 Год назад +4

      Lifesaver! I redid this thing like 1000 times until I read your comment! Thank you.

  • @lindsayzenz4523
    @lindsayzenz4523 4 месяца назад +1

    Oh my goodness I have been trying to figure this out for so long and you just in a few minutes showed me how to do it thank you so much!!

  • @Alenezi314
    @Alenezi314 Год назад +1

    God bless you dude I have an exam next week, and you just showed up. keep it up.

  • @hormazbobinmaker7510
    @hormazbobinmaker7510 Год назад +3

    Thank you, I have an exam tomorrow & this really helped.

  • @wiyaoboukpessi6088
    @wiyaoboukpessi6088 Год назад

    Thank you so much. I have to take a finance class & this is the first time I'm using a financial calculator. I didn't know how to use it in class & I just decided to solve the problems using the equations while my classmates got the answers so fast on their calculators.

  • @joseignaciomonasimurgueyti4226
    @joseignaciomonasimurgueyti4226 4 месяца назад

    Arrived late to my class today, but this video helped me get all caught up. Appreciate you!

  • @kelera9765
    @kelera9765 5 месяцев назад

    Simple and Easy. Downloaded a FC but didn't know how to use it. This video helped me alot and will come in handy this semester

  • @lilaidsHD
    @lilaidsHD Год назад +1

    Thanks. Couldn't understand how to use this and now that I watched this it's so simple.

  • @Standbyualways
    @Standbyualways 2 года назад +2

    Thank you for the tip on how to verify that everything clears out! You're appreciated!

  • @exod.oswife
    @exod.oswife 2 месяца назад

    I love you Ryan. I was getting troubled how to input and computer these fin problems and you helped within 4 mins ❤

  • @عبداللهالروقي-ق1ز

    This Video is indeed my cup of tea of which I was confusingly searching for, thanks man for the easiness and clarity in explanation.🎉

  • @abhishekpatel8381
    @abhishekpatel8381 8 месяцев назад +1

    thank you, this video was better than the answers from ChatGpt and various other textbooks

  • @hugsbugsdrugs
    @hugsbugsdrugs 10 месяцев назад

    Thank you for teaching me the skills that I should have had prior to entering grad school!

  • @sidkings
    @sidkings 2 года назад +6

    Much appreciated Ryan. I got my calculator today, just getting to grips with it. Very useful video cheers.

  • @s82452
    @s82452 3 месяца назад +1

    Way more useful than my university's demonstration.

  • @حياةكريهة-ذ1ص
    @حياةكريهة-ذ1ص 3 месяца назад +1

    thanks duuuude the instructor explains that in 2 lecture's and i didn't understand any thing

  • @fortuneam6102
    @fortuneam6102 Год назад

    Literally wasted time reading the first few pages of Ch5. Thank you a million times

  • @misscarter9954
    @misscarter9954 9 месяцев назад

    I am currently studying for my CIMA and this has helped a lot!

  • @Arch_Dornan
    @Arch_Dornan 29 дней назад

    Thank you for the clear explanation, now I can easily calculate!

  • @jackjackery4880
    @jackjackery4880 9 месяцев назад +1

    You are the absolute man for this

  • @harsharao2812
    @harsharao2812 2 года назад +2

    While listening to your voice it's the same as Joe Biden's.
    And your class is good, do all quants and financial statement analysis problems here.
    I subscribed and thank you, gratitude 🤲

  • @janicejramos3289
    @janicejramos3289 2 года назад +2

    This was so easy to follow. I finally got it, thanks!

  • @eveline9530
    @eveline9530 2 года назад +5

    i wish you had more videos... Hopefully, you are well and all is okay and just got busy with other stuff in life..

  • @florencembah-tobi1549
    @florencembah-tobi1549 Год назад

    this is more than helpful, i am full of joy now

  • @adewuyiabolajisimbiat5887
    @adewuyiabolajisimbiat5887 2 года назад +3

    I find this extremely helpful. Thank you.

  • @asmith1268
    @asmith1268 Год назад +1

    Thank you. I'm taking an Finance class and it is expected that I already know how to use a financial calculator.

  • @kyikyiwinaung
    @kyikyiwinaung Год назад

    I really appreciate it this video. I can't figure it out about 6 months

  • @Fankeybottle123
    @Fankeybottle123 Год назад

    Dude, thank you so much for making this video. It's very helpful for my financial strategy class. Thank you so much!!!

  • @user-tr5jq2zi5g
    @user-tr5jq2zi5g 5 месяцев назад

    Extremely helpful! How about a video for computing future value of a series of amounts.

  • @murtalachinade
    @murtalachinade 11 месяцев назад +1

    This is really helpful.
    Thank you so much❤

  • @chudyedeji7754
    @chudyedeji7754 8 месяцев назад

    Wooooooooow..... highly helpful in just 4 mins.... Wow!

  • @tslo1808
    @tslo1808 Год назад

    Great video, concise and showing all inputs. Appreciate your time and help!

  • @henaazizi7251
    @henaazizi7251 3 месяца назад +1

    This was very informative, thanks for sharing.

  • @raoulatchikpa2836
    @raoulatchikpa2836 3 года назад +1

    Very helpful! It made my financial course easy on that point.
    Thnks so much Emmanuel. Regards

  • @Simone-l9y
    @Simone-l9y Год назад

    Thank you!!! Found out what I was doing wrong after watching this!!

  • @Dondo1
    @Dondo1 Год назад +1

    My calculator keeps spitting 98029.60 instead of your answer even though I had the same entries. Is there a different format setting I’m missing?

  • @abc123-d1i
    @abc123-d1i 9 месяцев назад

    Is it possible to get normal distribution and inverse using BA II Plus?

  • @karinai8549
    @karinai8549 2 месяца назад

    My calculator was off by a significant difference. I was wondering if you did any set up before hand? Mine is at default. I just bought it. Thanks so much

  • @AloeVeera
    @AloeVeera Год назад

    Thanks so much. Super helpful and well explained and saved me alot of time!

  • @ivy_2300
    @ivy_2300 11 месяцев назад +4

    I get a different result: FV = $101,242.28. Anyone else facing this problem or know why?

    • @ivy_2300
      @ivy_2300 11 месяцев назад +2

      Resetting my calculator fixed the problem, for anyone wondering

  • @jagatdave
    @jagatdave 3 года назад +2

    thanks.. i checked your example to check whether my BA2 plus reset worked or not...

  • @davidcooper7339
    @davidcooper7339 2 года назад +2

    I liked your explanation of FV and PV on the calculator. Please if you would, show us the PV and FV of a Ten-Year Bond at discount, and Future Value on the Texas Instrument calculator. Your pace is reduced and for that I'm appreciative. Thank you so much for your help!

  • @ruvenazefi4389
    @ruvenazefi4389 Год назад

    Im confused how you put the negative sign in front of some numbers. How can i know that. Im just starting the finance class and im trying to figure some stuff out.

  • @spacewalktraveller1
    @spacewalktraveller1 2 года назад +1

    Thanks Ryan you're a star.

  • @imaddahoui5434
    @imaddahoui5434 4 месяца назад

    how to calculate PV with yearly different spot rate and stable PMT ?

  • @air2wenty
    @air2wenty 11 месяцев назад

    Do we always put PV in a - number?

  • @atulupmanyu9231
    @atulupmanyu9231 Год назад

    How do I calculate a rate of return when payments and nper is different? E.g outflow of 100000 for 5 years and fv of 940000 in the seventh year?

  • @JJSM-cz7sm
    @JJSM-cz7sm Год назад

    Thanks for the video, I am wonderding for single cash flow problems if I don't enter PMT, is there a default amount setted for PMT so that we must enter PMT as zero?

  • @dr.santhoshg1727
    @dr.santhoshg1727 11 месяцев назад

    What if fv compound semi annually or quarterly?

  • @carlosdiaz1227
    @carlosdiaz1227 2 года назад +2

    Better than my professor we need a Video on NPV and

  • @user-eu9fq1um2s
    @user-eu9fq1um2s 2 месяца назад

    My calculator gave me Fv 116 in the first example which is similar to the right answer, i want to know what is the problem? My mood is on AOS

  • @neetubinwani7111
    @neetubinwani7111 8 месяцев назад +1

    I followed the similar steps - why am I getting 116,147.22?

    • @neetubinwani7111
      @neetubinwani7111 8 месяцев назад

      Now i had got the correct answer - there was some figure under P/Y

  • @vivnkalsi
    @vivnkalsi 11 месяцев назад

    I tried to plugin the same values in the calculator but I am not getting the same results. I am getting difference of 5000 every time. Is it because of the calculator or the method of putting the values in the calculator

  • @ryandoyle5125
    @ryandoyle5125 Год назад

    Thank you! This video was incredibly informative.

  • @isabellesteger8011
    @isabellesteger8011 11 месяцев назад

    For anyone that is really struggling and keeps getting the wrong answer or your C/Y you put in wont stay put, I bought a used BAII plus for obvious reasons, and I had to reset the entire calculator so that it would let me keep my own personal settings. Theres a sim-card like button on the back of it to reset!

  • @knightlovahs
    @knightlovahs Год назад

    Such a simple and informative video. Thank you!

  • @chrysaorchronos6741
    @chrysaorchronos6741 11 месяцев назад

    This guy is a genius

  • @raccoon874
    @raccoon874 Год назад +1

    *my BAII Plus gives me a different total for both of these examples, and any other example I try to replicate*

    • @raccoon874
      @raccoon874 Год назад +1

      Nevermind, I reset the calculator to factory - *[2nd] [+/-] [ENTER]*

    • @Veronicasharma
      @Veronicasharma Год назад +1

      I was having the same issue. Thanks "resetting" was helpful.

  • @sweetpea6690
    @sweetpea6690 2 года назад +1

    Thank you.. it helps me to understand..

  • @thienuzumakiclan
    @thienuzumakiclan 10 месяцев назад

    Hello! I got the same calculator as yours, but I got different answers. Could you please help me out?

  • @valentinengatchayokeu2971
    @valentinengatchayokeu2971 Год назад +1

    What an amazing video! Thank you so much

  • @trap_time
    @trap_time Год назад

    Learned everything for my finance class in 4 minutes lmaooo

  • @OLISAxo
    @OLISAxo 2 года назад +2

    you are literally my hero sir

  • @manishtulsiani5943
    @manishtulsiani5943 4 месяца назад

    FV(0.08/365,10*365,8)
    can this be calculate in this calculate, how please?

  • @miguelangelmendivil9146
    @miguelangelmendivil9146 2 года назад +4

    I did exactly the same as you with my calculator and got different amounts

    • @ryanbrown5985
      @ryanbrown5985  2 года назад

      Let me know what amounts you are getting.

  • @saebdahalan3054
    @saebdahalan3054 Месяц назад

    Thank u ❤ very clear explanation

  • @mikeav7083
    @mikeav7083 3 месяца назад

    Can you do an example about how to calculate the PV from a FV projection for an investment over 20 years ahead that is $ 1 million dollars, please ? The intention is to know how much real money this is in the present if we start investing today for our retirement. The final accumulative amount after 20 years of investment would be used to generate monthly interest (i.e. 7% anual) and living from it until the last day of our lives.

  • @kennyfuentes23
    @kennyfuentes23 Год назад

    Nice bro keep it up !! . You should do more complicated problems

  • @omogenaija1
    @omogenaija1 2 года назад +1

    How do you to NPV on the calculator? I thought I would find a video on your channel.

    • @ryanbrown5985
      @ryanbrown5985  2 года назад

      Thanks for the comment. I'll do that video next.

  • @Circa1628
    @Circa1628 4 месяца назад +1

    i got a textbook explanation of how to use the calculator. talk about confusing.
    i really needed a simple example explanation. thanks

  • @yp918
    @yp918 3 года назад +2

    very helpful and easy to watch

  • @jessvschidinma
    @jessvschidinma 4 года назад +4

    Very helpful. Thank you!

    • @RyanBrown01
      @RyanBrown01 4 года назад

      Glad to hear it help! Best of luck!

  • @milenadeltorto7158
    @milenadeltorto7158 2 года назад +1

    Why am I getting (in last exercise) -99501.87?

    • @ryanbrown5985
      @ryanbrown5985  2 года назад

      Inputting 0.25% for I/Y will get you the result you mention above. Some calculators default to dividing the rate by 12 for monthly compounding, and it just so happens that 3/12 = 0.25, so I am sure this is what happened here. If you did not purposefully enter 0.25% in for I/Y, check the settings on your calculator. The BAII plus should not default to divide the rate by 12, so resetting the calculator to the factory settings should fix it. Sorry for the late reply. I'm sure you already figured this out by now.

    • @milenadeltorto7158
      @milenadeltorto7158 2 года назад

      @@ryanbrown5985 thanks!

  • @patrickdurdenman7221
    @patrickdurdenman7221 2 года назад +1

    God bless you sir

  • @alexbasevich1098
    @alexbasevich1098 2 года назад +1

    This might save me on my final today lol

  • @IsabellaTsurkan
    @IsabellaTsurkan 2 месяца назад

    THANK YOU! I WISH U THE BEST!

  • @kingdavid7503
    @kingdavid7503 2 года назад +1

    Exactly what I needed

  • @bryanlee9175
    @bryanlee9175 Год назад

    I calculated the present value for the second question to be $94,090 instead of $94,259.59 though. Is this working correct? PV=(1-d)^t × FV = (1-0.03)^2 × 100,000 = $94,090

  • @alienaliens146
    @alienaliens146 Год назад

    Was it for stocks?

  • @_sweater.weather_169
    @_sweater.weather_169 2 года назад +1

    My calculator spits out a different answer even when I follow step by step any help

  • @kingdomknightzz
    @kingdomknightzz 2 месяца назад

    Well done brother, thank you!

  • @massfrank
    @massfrank 6 месяцев назад

    Very Nice Explanation

  • @야옹이-i7q
    @야옹이-i7q Год назад

    It was very helpful. Thank you so much.

  • @spdhaliwal5931
    @spdhaliwal5931 3 года назад +2

    Hi Ryan
    i am trying to calculate the PV of a 20,000 FV zero-interest bearing note with 8% interest rate. i am not getting right answer. can you please help.

    • @ryanbrown5985
      @ryanbrown5985  3 года назад +2

      Enter this:
      20000 [FV]
      8 [I/Y]
      0 [PMT]
      Number of years [N]
      [CPT] [PV]
      NOTE: You did not indicate how many years until maturity in your comment. You will need to know this and enter it just before [N] above.
      For instance if N is 5 years, you should get PV = $13,611.66.
      Remember DO NOT use 0.08 for the rate. Use 8. This is a common mistake.
      Hope this helps!

    • @spdhaliwal5931
      @spdhaliwal5931 3 года назад +1

      @@ryanbrown5985 term was 9 months

    • @ryanbrown5985
      @ryanbrown5985  3 года назад +1

      ​@@spdhaliwal5931 When calculating PV of fixed income securities that have maturities of less than 1 year, the quoted price will depend on the day-count convention used for that particular security type. So you will need to know what type of security it is (T-bill, commercial paper, Repo, etc.). Once you know this, you will need to look up the day-count convention for the particular security you are trying to price, and use the appropriate formula for that day-count convention. I do not use the TVM function on the calculator when answering questions about price or rates of fixed income securities with maturities of less than 1 year. In those cases I use the appropriate formula directly. If this is for a class, your professor may provide you the appropriate convention for the security, or you may need to find it on your own. Here is an article about day-count convention. www.investopedia.com/terms/d/daycount.asp
      Hope that helps. I'll try to add more info a little later.

    • @spdhaliwal5931
      @spdhaliwal5931 3 года назад

      @@ryanbrown5985 thanks a lot for ur help.

  • @ConorKeenan-h5t
    @ConorKeenan-h5t 5 месяцев назад

    Fantastic video. Thank you!

  • @neetubinwani7111
    @neetubinwani7111 8 месяцев назад

    For the second question, I got 94,183.51 - can you pls help?

  • @blessedbythebest24_7
    @blessedbythebest24_7 2 года назад +1

    Hi, for an example if PV =410.71, FV=1817.91, NUMBER OF PERIODS =17, HOW CAN I FIND THE INTEREST RATE ON A TI83PLUS CALCULATOR? Thanks

    • @ryanbrown5985
      @ryanbrown5985  2 года назад +1

      Sorry for the late reply. You would get this by entering:
      -410.71 [PV]
      1817.91 [FV]
      17 [N]
      0 [PMT]

  • @Jack-uv6xx
    @Jack-uv6xx 2 года назад +2

    Excellent... thank you!

  • @danielsalumu2654
    @danielsalumu2654 6 месяцев назад

    Very helpful, thank you sir