What are the best multi-asset portfolio tracker both free & paid, for measuring Risk in the portfolio and also tracking returns which most tracker does.
Could you please cover a topic on axis long term equity fund (tax saver). It has been one of the top performing fund of the last decade but it’s been 3 years since we got some good returns and based on your videos I am thinking if I should still stay invested or restructure by adding a different fund instead of this. Big fan of your videos. Kindly have a video on such type of funds
Shankar Sir great video as usual, however for opting TAX REGIME i would like to point out that, if not asked by the company, "New Regime" will act as default. For information of all viewers. Kindly point out if i am wrong. Thankyou once again for rich content that you create. Regards.
That'll depend from insurer to insurer, kindly check with them. A new policy is preferred as the premium will be higher for the new policy. So if you have an existing 1 crore cover then continue to pay the lower premium on it and take another 1 crore which'll come at a higher premium. If you convert existing 1 crore to 2 crore then you might be paying premium on 2 crore at the new rate which'll be unnecessarily expensive
Thanks for valuable information. Still et money will invest in debt funds through genius. Now new tax rules changed to only Indian equities then et money genius will provide good results as they promised.
Thank you Siddarth ji. I guess one should create one for him/herself. The typical points are always: 1. Expenses 2. Loans EMI 3. Investments 4. Insurance renewals 5. Tax related compliances (property, income tax, advance tax etc.) 6. Other compliances like income tax filing, GST filing etc. I've not come across a general calendar yet. I'll circle back if I find one.
@@shankarnath Thank you so much Shankar ji. Please make a video on what all different types of charges we need to bear in order to buy a residential real estate.
Hi Shankar. Please have in pipeline an analysis video of NPS Fund Managers (performance, investing style, returns, investment across the marker caps) as its financial year starting and many would be either making fresh investments in NPS or switching Fund Manager.
Hi Shankar Sir, I have a question relating to this. But before I ask, I would like to extend my gratitude to you for always responding to the questions. I sometimes feel privileged as no other person on this platform in my knowledge engages with their viewers like you do. And this has been the case from the days of etmoney. Thank you so much. Coming to my question, the government seems that sooner or later will take all or major tax incentives and push people towards new tax regime. Even from this year, I hardly find any difference in my tax liability in both regimes and I feel it more peaceful to move to new tax regime. Having said that, I am in doubt if I should continue with my NPS Tier 1 or should I prematurely close it? Secondly, I feel PPF is still a good bet for debt part of portfolio and I am planning to continue with that. I would appreciate if you could share your thoughts on both. Thanks again!
Hi 1. There is an article on NPS relating to your question on valueresearchonline. Pls have a read, that will help you make up your mind 2. On PPF, if you are comfortable with your thought process then you should go ahead. If there is a doubt, then please ponder on what is that doubt and why is it even relevant.
Hi, I'm not sure. So I posed the question to ChatGPT and here's what it says: No, submitting Form 15G or 15H for bonds via the Bond IPO Registrar is not a solution to avoid Tax Deducted at Source (TDS) in most cases. Form 15G and 15H are self-declaration forms used to declare that an individual's income is below the taxable limit, and they are eligible for a non-deduction or lower deduction of TDS on certain incomes. However, these forms are generally applicable for specific types of income, such as interest from savings accounts, fixed deposits, or recurring deposits. For bonds issued through an Initial Public Offering (IPO), the TDS provisions are typically applicable, and submission of Form 15G or 15H may not be relevant or accepted. The issuer or registrar may be legally obligated to deduct TDS on interest payments made to bondholders. To understand the specific tax implications and requirements related to a bond IPO, it is advisable to consult with a tax professional or seek guidance from the issuer or registrar of the bonds. They will be able to provide accurate information based on the specific terms and conditions of the bond offering and the applicable tax laws in your jurisdiction
@@shankarnath I'm following you since ETMoney channel. Your videos are excellent and the way it's presented is absolutely innovative. A Multi-dimensional Thought process/approach is seen in your explanations. Kudos 💐🤝.Keep the good work. ❣️
PLEASE MAKE A VIDEO ON CREDIT SCORE & DIFFERENCE BETWEEN CREDIT BUREAUS. AS I FOUND CIBIL IS HIGHLY FRUSTRATING, EVEN WITH PREMIUM SUBSCRIPTION THERE IS NO CONVENIENT CUSTOMER SUPPORT FOR CORRECTING WRONG INFORMATION IN CREDIT REPORT.
Thank you very much, Narayanan. A simple, timely checklist can be more powerful than a lot of advanced strategies. I've been following it for a few years and it works!
Thanks Shankar. You always enrich me and make more discipline since last few years. I just want to know that everyone says that Stock market is a replica of economy in long term. It will grow as the country's GDP grow. China's GDP grow 1.2 trillion to 17.74 trillion, nearly 15 times from 2000 to 2021 but Shanghai grow just 2.5 times in the same period. Same to Hang Seng. May be that kind of performance will occur in India also. Perhaps Economy goes to 10 trillion but index don't move. Please make a video on this concern. I didn't get any realistic video or Blog on this. Please give some light that India will follow them or not, if not then why? A lot of thanks in Advance.
Hello Subhasish, thanks for the suggestion. Some questions to ponder: 1. Of the major developed and developing countries (say the top 20), China might be an exception. Is the same trend visible in the other countries aswell? (I am trying to see if there is selection bias) 2. Why is there a rift between the Chinese stock market and GDP? Well, I know for a fact that state-owned enterprises account for over 60% of China's market capitalization while the same is 11% in India. There will be more reasons. If the structure of China and India is so different - then isn't it comparing an apple with an orange?
The way you explained rebalancing made it seem like an illogical exercise. Why would one sell the stars and buy more of the poor performers. This is like selling Titan shares to buy more of LIC!
Dear Sir, I would say your content is very impressive and knowledgable. But yous should hlat and explain with the ease like other youtubers doing. Instead of just speaking continoouslly. Thanks for sharing. Please changr the repsenatation or speaaking startegy. Just a my perosonal view and suggestions sir. ❤🙏
Shankar , I am your dumb subscriber, Please upload a video on HIDDEN PE OF 1 as version 2.00 once again so that whatever has been half digested thru prev video cand be digested fully with the Second dose.
@@shankarnath you know that was exactly the thought I had when I watched the video. This would've done wonders for people about to enter the workforce. Hopefully someday our education system also focuses on these aspects.
Really appreciable timely introspective content..must be done timely
Thank you, Parag. Sometimes a basic checklist is a good reminder that many things have easy solutions
Another wonderful video .. thanks for this check list ..noted it down.
Awesome! Thank you!
Right content right time
Thanks brother
Always welcome 🙌
Wow man. U r incredible
I have become a big big big fan of your work. Just Amazing.
Thank you so much 😀
An excellent one covering all aspects, what we have been doing throughout the year.
Most welcome, Gopi.
Again you won my Heart with this Video.. Very Informative and Educative method 😊
So nice of you. Thank you very much, Shantanu ji
Very knowledge full video!
Thanks! Glad you found it useful
Your way of presentation is simply awesome
Thank you Karthik
Sunday's are incomplete without your videos. Thanks for such great content Shankar. Keep doing what you do🙌
Thank you so much!
Good morning Sunday. 4 step rebalancing plan.
Good morning to you too, Jitu
This has been very insightful. I wish more RUclipsrs take the time to create quality content like this. Thank you for sharing this take. Keep it up!
Most welcome, glad you found it useful
Hi Shankar, best video to start with investment planning for this year... thanks😀
Glad you liked it and found it useful
Thanx a lot for your informative video..A big thumbs up 👍🏼
Most welcome!
Highly recommended for all❤
Glad you found it useful. It's a simple checklist but highly effective
Wonderful comprehensive video. Thank you Shankar for these insights :)
My pleasure! Glad you found it useful Souvik ji
Thank you for this nice video, Guru dev!!
Thankyou Shankar. Just puts things in perspective.
Most welcome, Reuben. A to-do list always helps.
TBH, You are great teacher with a great humor. I love it man, Keep growing.
Thank you sir 🙌
Really useful info. I have noted down few points which I will be start implementing this FY.
Glad it was helpful, Ejaj! Yes, please do. Simple, timely checklist > Complex strategies
As always, very informative content & at appropriate time.. thanks again Shankar sir
Always welcome. Glad you found it useful
Very useful & important 🤝🏻👌🏻
Glad you found it useful
This is some precious stuff. Thnx a ton
Most welcome, Dr. Nikhil. A simple checklist but I've found it very effective.
@@shankarnath really appreciate the fact that you take out time to read n reply to every single comment
Thanks Shankar, this video on checklist is a must watch for everyone...❤
Most welcome Anujoy. A simple thing yet so effective .. glad you liked it.
Very useful episode.
Thanks Partha ji .. glad you found it useful
Appreciate it...👍
Always welcome
What are the best multi-asset portfolio tracker both free & paid, for measuring Risk in the portfolio and also tracking returns which most tracker does.
Thank you
You're most welcome
Shankar
U are a very valuable asset to own😊❤
Thank you!
Thanks for giving valuable Information , please make a video on Health Insurance
Thx for your suggestion 🙌
20% increment 🫠🫠
Could you please cover a topic on axis long term equity fund (tax saver). It has been one of the top performing fund of the last decade but it’s been 3 years since we got some good returns and based on your videos I am thinking if I should still stay invested or restructure by adding a different fund instead of this. Big fan of your videos. Kindly have a video on such type of funds
Thank you for the suggestion 🙌
As usual great video
I appreciate that. Thank you
Shankar Sir great video as usual, however for opting TAX REGIME i would like to point out that, if not asked by the company, "New Regime" will act as default. For information of all viewers. Kindly point out if i am wrong. Thankyou once again for rich content that you create.
Regards.
Most welcome and thank you for sharing the point on new regime 🙌
sir each video is very much informative and useful for us. can you review NPS fund's performance? it will be very help for us
Most welcome and thanks for the suggestion
I guess one other thing that can be included is revisiting you "will" add / remove / update bank records or any other asset details
Thanks for sharing your views
Very Good Video
Thanks
Can I increase my existing term insurance sum assured or shall I go with new policy in other company? Which one is advisable
That'll depend from insurer to insurer, kindly check with them. A new policy is preferred as the premium will be higher for the new policy. So if you have an existing 1 crore cover then continue to pay the lower premium on it and take another 1 crore which'll come at a higher premium. If you convert existing 1 crore to 2 crore then you might be paying premium on 2 crore at the new rate which'll be unnecessarily expensive
Good one👌
Thanks 🙌
Thanks for valuable information. Still et money will invest in debt funds through genius. Now new tax rules changed to only Indian equities then et money genius will provide good results as they promised.
Most welcome
Hi Shankar, great video as usual. But, can you please tell from where we can get all the Financial Checklist calendar?
Thank you Siddarth ji. I guess one should create one for him/herself. The typical points are always:
1. Expenses
2. Loans EMI
3. Investments
4. Insurance renewals
5. Tax related compliances (property, income tax, advance tax etc.)
6. Other compliances like income tax filing, GST filing etc.
I've not come across a general calendar yet. I'll circle back if I find one.
@@shankarnath Thank you so much Shankar ji. Please make a video on what all different types of charges we need to bear in order to buy a residential real estate.
Thanks for your suggestion
Hi Shankar. Please have in pipeline an analysis video of NPS Fund Managers (performance, investing style, returns, investment across the marker caps) as its financial year starting and many would be either making fresh investments in NPS or switching Fund Manager.
Hi. Thank you for the suggestion .. I'll add it to my content queue
Hi Shankar Sir, I have a question relating to this. But before I ask, I would like to extend my gratitude to you for always responding to the questions. I sometimes feel privileged as no other person on this platform in my knowledge engages with their viewers like you do. And this has been the case from the days of etmoney. Thank you so much.
Coming to my question, the government seems that sooner or later will take all or major tax incentives and push people towards new tax regime. Even from this year, I hardly find any difference in my tax liability in both regimes and I feel it more peaceful to move to new tax regime. Having said that, I am in doubt if I should continue with my NPS Tier 1 or should I prematurely close it?
Secondly, I feel PPF is still a good bet for debt part of portfolio and I am planning to continue with that.
I would appreciate if you could share your thoughts on both. Thanks again!
Hi
1. There is an article on NPS relating to your question on valueresearchonline. Pls have a read, that will help you make up your mind
2. On PPF, if you are comfortable with your thought process then you should go ahead. If there is a doubt, then please ponder on what is that doubt and why is it even relevant.
Thank you Sir!
Pls make video about INDIA USA MUTUAL FUNDS AND it's taxation
Thanks for the suggestion 🙌
can you start doing Mutual funds review?? how to choose mutual funds based on holdings it consists
Thanks for the suggestion
❤
Shouldn't we do rebalance in March so that we can carry forward the losses, if any?
Yes, you should do that in Feb & March
Would Submission of 15G/15H for Bonds via Bond IPO Registrar is the solution to avoid TDS?
Hi, I'm not sure. So I posed the question to ChatGPT and here's what it says:
No, submitting Form 15G or 15H for bonds via the Bond IPO Registrar is not a solution to avoid Tax Deducted at Source (TDS) in most cases.
Form 15G and 15H are self-declaration forms used to declare that an individual's income is below the taxable limit, and they are eligible for a non-deduction or lower deduction of TDS on certain incomes. However, these forms are generally applicable for specific types of income, such as interest from savings accounts, fixed deposits, or recurring deposits.
For bonds issued through an Initial Public Offering (IPO), the TDS provisions are typically applicable, and submission of Form 15G or 15H may not be relevant or accepted. The issuer or registrar may be legally obligated to deduct TDS on interest payments made to bondholders.
To understand the specific tax implications and requirements related to a bond IPO, it is advisable to consult with a tax professional or seek guidance from the issuer or registrar of the bonds. They will be able to provide accurate information based on the specific terms and conditions of the bond offering and the applicable tax laws in your jurisdiction
@@shankarnath After Debt MF taxes concern, moved to new strategy of accumulating below financial products under new account whose income
@@shankarnath I'm following you since ETMoney channel. Your videos are excellent and the way it's presented is absolutely innovative. A Multi-dimensional Thought process/approach is seen in your explanations. Kudos 💐🤝.Keep the good work. ❣️
@@kishorekumar-qg5iq Thank you very much Kishore ji. Glad you like them
10+20 ante😂 investment .
Expense Inflation is 7-8%
Life style inflation 20%.
You gotta live life before you don't become dependent physically
Where can we find video on asset allocation and rebalancing
Video on AA is available on my channel
1st viewer so happy ❤
PLEASE MAKE A VIDEO ON CREDIT SCORE & DIFFERENCE BETWEEN CREDIT BUREAUS. AS I FOUND CIBIL IS HIGHLY FRUSTRATING, EVEN WITH PREMIUM SUBSCRIPTION THERE IS NO CONVENIENT CUSTOMER SUPPORT FOR CORRECTING WRONG INFORMATION IN CREDIT REPORT.
Thanks for the suggestion 🙌
Nicely done, basic infos, but generally overlooked.. could understand the effort that might have gone in👍
Thank you very much, Narayanan. A simple, timely checklist can be more powerful than a lot of advanced strategies. I've been following it for a few years and it works!
Thanks Shankar. You always enrich me and make more discipline since last few years.
I just want to know that everyone says that Stock market is a replica of economy in long term. It will grow as the country's GDP grow. China's GDP grow 1.2 trillion to 17.74 trillion, nearly 15 times from 2000 to 2021 but Shanghai grow just 2.5 times in the same period. Same to Hang Seng. May be that kind of performance will occur in India also. Perhaps Economy goes to 10 trillion but index don't move. Please make a video on this concern. I didn't get any realistic video or Blog on this. Please give some light that India will follow them or not, if not then why?
A lot of thanks in Advance.
Hello Subhasish, thanks for the suggestion.
Some questions to ponder:
1. Of the major developed and developing countries (say the top 20), China might be an exception. Is the same trend visible in the other countries aswell? (I am trying to see if there is selection bias)
2. Why is there a rift between the Chinese stock market and GDP? Well, I know for a fact that state-owned enterprises account for over 60% of China's market capitalization while the same is 11% in India. There will be more reasons. If the structure of China and India is so different - then isn't it comparing an apple with an orange?
2024 watching 😊
I was buy 164rs 3075 share IEX
Now too much going down
What I do i m very confusing
Pls give ONE suggestion.
The way you explained rebalancing made it seem like an illogical exercise. Why would one sell the stars and buy more of the poor performers. This is like selling Titan shares to buy more of LIC!
Thx for your feedback
LLA made a good April fools video I fell for it immediately, comment section saved me lol
Dear Sir, I would say your content is very impressive and knowledgable. But yous should hlat and explain with the ease like other youtubers doing. Instead of just speaking continoouslly. Thanks for sharing. Please changr the repsenatation or speaaking startegy. Just a my perosonal view and suggestions sir. ❤🙏
Thank you for your suggestion
Checking credit score apparently causes a dent to it.
Shankar , I am your dumb subscriber, Please upload a video on HIDDEN PE OF 1 as version 2.00 once again so that whatever has been half digested thru prev video cand be digested fully with the Second dose.
Hello .. I'll try. Thanks for the suggestion
Informative as always. Keep up the good work, Shankar sir.
Thank you Bhuvan ji
This video is GOLD Shankar! 🪙🥇
Thank you Anup ji. A checklist is by far the most effective planning and implementation too .. a pity, it wasn't introduced to be in a B-School
@@shankarnath you know that was exactly the thought I had when I watched the video. This would've done wonders for people about to enter the workforce. Hopefully someday our education system also focuses on these aspects.
@@anupdsouza 👍