OVERRATED: The Worst Property Advice Ever

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  • Опубликовано: 13 янв 2025

Комментарии • 72

  • @Roslyn-v8k
    @Roslyn-v8k 10 месяцев назад +1

    Luke thanks to your advice i sold a house to a new home buyer under the substantial renovation to a property you suggested in one of your videos .i hadnt thought of putting that in the add originally cause i didn't think my old property could be sold to first home buyers but due to a substantial reno they managed to qualify and it sold for a higeher amount.
    Also i think flipping houses only works when the government helps with funding the renos. I buy flood damaged properties or after a cyclone ect and government donates money to have these properties back on the market to controbute to more housing stock . But its time consuming cause government paperwork takes forever to be accepted but it does work.

  • @ellenmcaleese7004
    @ellenmcaleese7004 11 месяцев назад +11

    Love hearing an educated aussie accent. Could listen to this guy for hours.

    • @triplea007
      @triplea007 7 месяцев назад

      He is very well spoken indeed and synthesises information beautifully.

  • @susmusmanoj112
    @susmusmanoj112 11 месяцев назад +10

    Hi Luke , tthere is no video on RUclips that explains how to use flood maps in QLD ( Townsville, cairns, Rockhampton etc?) Could you please do the same .. I asked on several forums but could not get any answer .
    God bless and continue with the videos . Very informative

    • @chookie131
      @chookie131 11 месяцев назад

      Mate just google and type in ‘Toowoomba food
      Maps’ it’s not hard

    • @susmusmanoj112
      @susmusmanoj112 11 месяцев назад

      @luke u missed to reply on this 😢😢..seems this being the most liked comment

    • @lukewiles1
      @lukewiles1  11 месяцев назад +5

      Great suggestion! I can add a flood map video to the cards in the future!!

    • @susmusmanoj112
      @susmusmanoj112 10 месяцев назад

      Thanks ​@@lukewiles1that would be terrific 🎉

  • @kenichi1132
    @kenichi1132 3 месяца назад

    I over rate the 20% deposit. My mindset on that held me back getting into the market when I could have at more affordable prices.
    I under rate Townhouses. If you buy them at good prcies in high density areas with a lot of ammentities in a 10min radius (schools, shopping centers, rail stations, parks, child care, doctors) and great location to major highway access for cities and beaches, then yes prices will rise very well on them due to the lifestyle choices, and they offer affordable rental prices for relatively modern homes and kitchens, keeping them in high demand. I have generated over $115k in gains on a townhouse I bought 2 years ago.

  • @simondando1097
    @simondando1097 11 месяцев назад +2

    Some good content thanks. Did some cosmetic improvements recently and it worked out really well (paving, new handles etc). The right minor renos and landscaping on your own home can create a lot of eventual cash too although you would want to be looking to eventually move to a cheaper market to make the most of it, so yeah that can be overrated.

    • @chookie131
      @chookie131 11 месяцев назад

      Exactly!

    • @lukewiles1
      @lukewiles1  11 месяцев назад

      Good stuff! We've seen great value uplift in from buy and hold cosmetic renos

  • @PersonalFinancewithRaviSharma
    @PersonalFinancewithRaviSharma 11 месяцев назад +3

    Great video Luke! Love it :)

  • @Andrew-fw6bk
    @Andrew-fw6bk 3 месяца назад

    Would love to know about the data points you guys think are important

  • @mick-ry3ph
    @mick-ry3ph 11 месяцев назад +2

    Not too many that I disagree on. I like that you guys get in and do some work yourself. I think it’s the best way to create your own equity. Not too many people want to put in the sweat equity but I can guarantee it works.

    • @lukewiles1
      @lukewiles1  11 месяцев назад

      Hard work has certainly paid off! We've had good success buying, renovating, refinancing, and going again

  • @mohsenjan3136
    @mohsenjan3136 11 месяцев назад +3

    Great video! Very informative! 👌

    • @lukewiles1
      @lukewiles1  11 месяцев назад

      Thanks for watching!

  • @Tanveer97
    @Tanveer97 11 месяцев назад +6

    Luke, mate, are you okay healthwise? Watched this viedo in the new year after few months break, you look very different.

    • @lukewiles1
      @lukewiles1  11 месяцев назад +16

      Hey Tanveer. Thanks for checking in! I've got a condition called Alopecia Areata. It started around mid-late 2023 and ended up losing all of my hair by christmas. I might lose all my hair / eyebrows. I'm most sad about the beard haha

  • @bradshipwayproperty
    @bradshipwayproperty 10 месяцев назад

    I always wondered about those Brick Syndicates, it makes sense in some respects but when you think about it, the company/Syndicate is really the only one making the true money.
    I've always said flips have gotten hard, unless you're a builder and can do everything, but you still have to provide the 6.5 year warranty and you'd probably make more money doing another job.

  • @matthewxcountry
    @matthewxcountry 9 месяцев назад

    Another reason why the flip option is also overrated is short-term fluctuations in the market. Your flip occurred during a small dip in the market which really ate into your margins. If your flip was in the first quarter of 2024, it would have gone differently. It's too hard to predict the market short term. A flip, where you live in the house, over 1-2 years, makes more sense, since you don't pay capital gains. But still agree it's overrated, especially quick flips due to increased risk and tax.

  • @marcoschena99
    @marcoschena99 10 месяцев назад

    Thanks for the video. Very informative.
    Careful with Granny Flats, may have CGT issues here, and may lose your tax free capital gain.
    I'm glad you pointed out that the long term average for interest rates is 5% - 6%. People will really need to get used to the current levels. A lot are focussed on them cutting, I am not so sure that there will be a significant rate cut in the short to medium term unless there is some black swan event. 2% in Australia is unheard of and I would be surprised if we ever go there again in my life time.

    • @lukewiles1
      @lukewiles1  10 месяцев назад +1

      Great to hear your insights! I would personally only consider a granny flat on an investment property where you can legally have two leases, one for the house and one for the flat

    • @marcoschena99
      @marcoschena99 10 месяцев назад

      @@lukewiles1 Good advice. Some people may initially think lets cut "our" back yard in half, build a granny flat and then rent it out.

  • @doomymcdoom1498
    @doomymcdoom1498 10 месяцев назад

    Im a single parent and i want to buy. Im torn between buying for myself (3 bedroom) or just buying a cheaper 2 bedroom unit for an invest and staying in my rental.

  • @propertywithsteve
    @propertywithsteve 11 месяцев назад

    I agree with all of what you said here. Great video. So much conflicting information, it's hard for beginners to get their head around!

    • @lukewiles1
      @lukewiles1  11 месяцев назад

      There's certainly a lot to unpack when you dive into property more!

  • @JohnDoe-qm6ub
    @JohnDoe-qm6ub 9 дней назад

    Government grants/FHB schemes only caused price inflation

  • @jimm3379
    @jimm3379 10 месяцев назад +1

    Great summary! If people adhere to all of these points throughout their years of home ownership and investing, they’ll become very wealthy.
    One more tip - start as early as possible.

    • @lukewiles1
      @lukewiles1  10 месяцев назад

      Thanks appreciate your kind words! Looking to help more people with this kind of content

  • @danneukirch4486
    @danneukirch4486 11 месяцев назад +1

    This is pure gold! Thanks Luke.

    • @lukewiles1
      @lukewiles1  11 месяцев назад

      Glad you enjoyed it!

  • @DrewBlack-or9kr
    @DrewBlack-or9kr 10 месяцев назад +1

    On point 👏🏻

  • @jeanlucbergman479
    @jeanlucbergman479 10 месяцев назад +2

    Great video.

  • @d.l.6186
    @d.l.6186 10 месяцев назад

    Great video, just have to say that you definitely need to run your numbers properly in order to do a profitable flip, its very much doable

    • @lukewiles1
      @lukewiles1  10 месяцев назад

      We made profit, just not as much profit as we would have liked

    • @d.l.6186
      @d.l.6186 10 месяцев назад

      @@lukewiles1 I watched that as well, another good video and good from you to show us the process you went through.
      I've also seen how other people do the flipping process but what I've realised is that you have to run through the numbers before you decide to buy the property. Have to agree with you though that is a much better decision if you do a Reno and keep the property, but for that also one has to run the numbers beforehand for that to make sense.

  • @Nick-qj4gy
    @Nick-qj4gy 11 месяцев назад +2

    Definitely agree the cheaper properties can work!

  • @fredsalfa
    @fredsalfa 10 месяцев назад

    Some of the people and strategies you talk about are done by people that are worth $50 -100M + So to say they don’t work is only for your experience or opinion. They obviously work for the people that have done them

  • @robd5995
    @robd5995 10 месяцев назад

    Thank you PK. I did your course years ago and always watch your videos, I keep up on the weekly mentoring videos on my own time too. This is the year I finally get my foot in the door.
    I’ve learnt so much and it all started with you!

    • @jimm3379
      @jimm3379 10 месяцев назад

      PK’s wealth has been made by selling courses for $6k a pop.
      Do the maths. Has he sold 1000 courses? Probably a lot more.
      Good luck to him, but the truth is that his “retirement” is being subsidised by people like you, and not his property portfolio.
      You don’t buy multi million dollar houses on the Gold Coast with passive income from a resi portfolio like his.

    • @robd5995
      @robd5995 10 месяцев назад

      @@jimm3379 That doesn’t mean the methods don’t work. Thats like saying TAFE or Uni is useless because they make profit?…
      The goal is to invest wisely for a good ROI and that’s what he teaches. I didn’t know anything about property and the course was a great investment. I’m genuinely confident that I don’t need to use a buyers agent because I know what they know.

    • @lukewiles1
      @lukewiles1  10 месяцев назад

      I thought the same thing. Very scaleable business model for him. He seems to have die-hard supports though, so good luck to him@@jimm3379

    • @maryjavasilyevna861
      @maryjavasilyevna861 8 месяцев назад

      @@jimm3379100%

  • @libatalklieb5793
    @libatalklieb5793 10 месяцев назад +2

    Ravi is full of it.

  • @kiwibonza
    @kiwibonza 10 месяцев назад

    your thumbnail video showed a picture of dave ramsey ... so i thought you were gonna do a portion on your view on his advice ........ but you didnt 😞

  • @chookie131
    @chookie131 11 месяцев назад

    Mate heaps of coin in flipping - I think you did it wrong.

    • @lukewiles1
      @lukewiles1  11 месяцев назад +2

      I'd say I definitely did it wrong based on the profit haha

    • @kyleperrin4
      @kyleperrin4 11 месяцев назад

      What part do you think they did wrong?

    • @chookie131
      @chookie131 11 месяцев назад +2

      @@kyleperrin4 wrong area demographic, perhaps over spent on the reno not understanding the market correctly ie who the buyer would be, perhaps overpaid for the property to begin with, not doing the accurate research on what a renovated property in the area was going for… I could go on. Big money is being made out west. I’m about to start flipping but I completed a
      Course first and done a tone of
      Research. Unfortunately you can’t just buy a ‘Reno’ property anywhere and do
      It up and expect big results - you need to research.

    • @chookie131
      @chookie131 11 месяцев назад +1

      @@lukewiles1 you picked Aspley - not much profit in higher end areas I’m afraid. Perhaps one day but not
      Right now. The market is
      Screaming for
      Properties $700k and under

    • @kyleperrin4
      @kyleperrin4 11 месяцев назад

      @@chookie131 yeah okay cool, that makes a lot of sense. Where did you do your course?

  • @kushalmitra2727
    @kushalmitra2727 10 месяцев назад +3

    Sorry but you just don't know how to buy property for flip and that's why you rate is overated. I am happy to share examples where we made 20% in 6 months or extrapolated 40% per annum.

    • @xsaviour755
      @xsaviour755 8 месяцев назад

      Is this before the recent boom? Is this every year? Did you include the time you spent on the job? Curious not being an ass.

    • @kushalmitra2727
      @kushalmitra2727 8 месяцев назад

      @@xsaviour755 Brisbane market was pretty quiet in late 2022 and early 2023.. even during that market l had the same return.. much more than 20% in 2024.. and will have 2 more in the second half of this year which irrespective of the market will still give 20% plus return.. when times are bad you just need to wait a bit longer like 30 more days on the market.. but most people overestimate their selling price and underestimate their reno costs.. so it doesn’t work

    • @kushalmitra2727
      @kushalmitra2727 8 месяцев назад

      @xsaviour755 under any market condition. Poor market condition is 15-20% return in 6 months, good market condition is 30-40% rerurn. Most people overestimate selling price and underestimate renovation costs and that's why the deals doesn't work.

  • @libatalklieb5793
    @libatalklieb5793 10 месяцев назад

    It will take you 20 years to get your money back if you build a granny flat

    • @lukewiles1
      @lukewiles1  10 месяцев назад +1

      What about the capital value? 20 years to get the money back is just based on cashflow

    • @libatalklieb5793
      @libatalklieb5793 10 месяцев назад

      @@lukewiles1 There are better things to invest 250 grand into than a granny flat.

    • @lengerer
      @lengerer 10 месяцев назад

      Granny flat are much cheaper than 250k.
      A 16 sq 3 bed house is 250k

    • @lukewiles1
      @lukewiles1  10 месяцев назад

      @@lengerer I said 150k to 250k.... some granny flats are 70sqm and some are 100sqm. Plus carports, fencing, landscaping

    • @lengerer
      @lengerer 10 месяцев назад

      @@lukewiles1 sorry mate, I tagged wrong person. My comment was directed to the other dude