Too Late to Move to the Philippines

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  • Опубликовано: 3 фев 2025

Комментарии • 60

  • @michaeltakayama8415
    @michaeltakayama8415 9 дней назад +4

    Very sound advice, although difficult for many of us to accept.
    US military veterans do have several advantages when retiring overseas, which non-veterans do not have. First, as Ginno mentioned, many veterans have previous experience living overseas, while most non-veterans do not. Second, many veterans receive a military pension, in addition to Social Security benefits. Third, many veterans qualify for health insurance through TRICARE, which, unlike Medicare, can be used outside of the US and is significantly less expensive than 3rd party insurance. Fourth, specific to the Philippines, veterans qualify for a special version of the SRRV, which has much lower financial requirements & fees as compared to the version available to non-veterans, and is also much less expensive, over the long-haul, than using tourist visa extensions.
    So, comparing the ability for a vetern vs. a non-veteran to retire in the Philippines can be like comparing apples to oranges. Something to keep in mind when watching RUclips expat videos on cost of living, budgets, visas & healthcare.

    • @dazeltv1351
      @dazeltv1351  9 дней назад +3

      Thank you so much my friend. I pinned your comment because I think your message regarding a veteran vs. non-veteran to retire in the Philippines is outstanding! Thank you for sharing this valuable information. Take care my brother. Stay blessed.

    • @michaeltakayama8415
      @michaeltakayama8415 9 дней назад +2

      @@dazeltv1351 Happy to share, my friend.

  • @JimboandGhen
    @JimboandGhen 7 дней назад +1

    Hey Ginno, finally had time to watch the vlog and so spot on. Going on 110 days here in Batangas now and as you have mentioned we got AF/VA pensions and have moved/lived around the world so the big move was relatively easy to do. Its all about planning and having that support system. One thing you mentioned that Ghen and I are discussing now is maybe a will here in the PI as we have one in Florida. Also where if I passed away to be buried or cremated, as Veterans we have some options and maybe a topic to discuss on a later vlog. Anyway great shots of the pool and ocean. Take care my fellow AF brother and always AIM HIGH!

    • @dazeltv1351
      @dazeltv1351  6 дней назад +1

      Thank you my brother. I agree; moving to another country requires a lot of research and preparation to be successful. You can’t prepare for everything; but having the knowledge of the country makes for an easier transition. Thank you for the topic suggestions; I will definitely do research. Take care my brother. Aim High!

  • @pinayitalianfeat
    @pinayitalianfeat 3 часа назад

    I almost missed this interesting walk/talk episode.Interesting for someone like me who have plans to retire with my husband. I agree,financial stability plays a big role esp for medication.Thank you for discussing most of the important informations and please update us also with the costs this 2025. May God lead us to the right path.Best regards!

  • @glennandvilmaslogcabinbuil1417
    @glennandvilmaslogcabinbuil1417 9 дней назад +4

    Excellent advice. I'm 74 and my wife is 72 and although we love visiting our relatives in the Philippines, we can not give up our comprehensive health coverage at our age. We love the Philippines and will continue our visits but do not see ourselves moving there. Love your vids.

    • @dazeltv1351
      @dazeltv1351  9 дней назад +1

      @@glennandvilmaslogcabinbuil1417 Thank you my friend. I agree with your decision not to give up your comprehensive health coverage. Smart and just makes a lot of sense. You both get to enjoy the best of both worlds; America and the Philippines. Take care my friends. Stay blessed.

  • @evangelinetamayo6444
    @evangelinetamayo6444 7 дней назад

    Good morning Ginno. Your honesty is well appreciated. I could never retire in the Philippines as my daughter, son and my brand new grandson live in the USA. As a mother I would find it too difficult to leave my adult children even if they have their own lives and doing well. I’ll be sure to visit the Philippines often. Awesome discussion.

    • @dazeltv1351
      @dazeltv1351  7 дней назад

      Good morning. I understand my friend. I find many mothers and grandmothers in a similar situation as you. Difficult to leave even adult children in the U.S. Visiting the Philippines is also exciting each time you go; new places to see. Take care our friend. Stay blessed.

  • @CaliToKalibo721
    @CaliToKalibo721 5 дней назад

    Very good details and information to think about before moving to the Philippines... Many may think it's all fun and games like anywhere else, but when something happens, being ready with a plan will save you a huge headache!! Thank you for sharing Brother!

    • @dazeltv1351
      @dazeltv1351  5 дней назад +1

      @@CaliToKalibo721 You’re welcome my brother. I appreciate your support.

    • @CaliToKalibo721
      @CaliToKalibo721 5 дней назад

      @@dazeltv1351 You're welcome! Keep of the good work!!

  • @brucejones8047
    @brucejones8047 5 дней назад

    Thanks Ginno. Health and medical is something to seriously consider. We will getting Pacific Cross or have enough in savings for emergencies. I’m trying to get my health checks in order before we arrive later this year.👍

    • @dazeltv1351
      @dazeltv1351  5 дней назад +1

      @@brucejones8047 You’re welcome my friend. I can tell you are preparing well for your move.

  • @smoothlee64
    @smoothlee64 9 дней назад

    I agree with you. Excellent advice for anyone in your friend's situation. Stay blessed 👍🏾👍🏾

    • @dazeltv1351
      @dazeltv1351  9 дней назад +1

      @@smoothlee64 Thank you my friend. Stay blessed. 🙏

  • @doughenderson4345
    @doughenderson4345 9 дней назад +3

    Good information Ginno . good video regarding healthcare.
    Healthcare is the main reason my wife and I are not living there full time.
    Short term affordable medical coverage is available but long term coverage is quite expensive, and in the province,
    good medical facilities do not exist. I would really like to see the PI government make a push to change this. IMHO,
    the health of the nation should take priority over subways and skyscrapers .. but that's just me.

    • @dazeltv1351
      @dazeltv1351  9 дней назад +2

      Thank you my friend. You are not alone in your concern for good medical care in the Philippines. There is good medical care in the major cities here; but are expensive. In some provinces, like our province of Aklan, we now have Asia Pacific Medical Center that has an emergency room that opened in December 2023. But, you are correct, many provinces in the Philippines do not have access to good medical care. My recommendation to people that want to live in the provinces (but have medical issues); is to live in provinces within an hour or two of Manila where good medical care exist. Provinces like Bataan, Bulacan, Cavite, Laguna, Pampanga, Rizal, or Tarlac. Without good medical insurance; it can get very costly when you get sick in the Philippines. I feel comfortable living in Aklan province because I am 4 hours away to Iloilo City and good medical care. I am also blessed to have good medical insurance from Tricare (U.S. military retired).

    • @doughenderson4345
      @doughenderson4345 9 дней назад

      @@dazeltv1351 It's good that you now have an ER close .. the closest "good' hospital for us is in Iloilo

    • @dazeltv1351
      @dazeltv1351  9 дней назад

      @ Same for me my friend. My go-to hospital in Panay Island is the Medical City Iloilo; a Tricare preferred facility.

    • @MikeJones-uh7mt
      @MikeJones-uh7mt 7 дней назад

      ​@@dazeltv1351Boracay Newcoast will soon get a Medical City Hospital. Megaworld which is developing Boracay Newcoast is partnering with Medical City. There are article about this. So search for them.
      I own and have been living in my condo in Boracay Newcoast and love it. There is a really nice community here and easy to make friends and socialize.

  • @marcrichard7251
    @marcrichard7251 9 дней назад

    Nice video 😊

    • @dazeltv1351
      @dazeltv1351  9 дней назад

      @@marcrichard7251 Thank you my friend.

  • @raymondking1793
    @raymondking1793 9 дней назад

    Good morning my Brother Ginno, what a beautiful place for a morning walk. Enjoy your stay and visit and God Bless You All 😊 🙏 😊

    • @dazeltv1351
      @dazeltv1351  9 дней назад

      It was an amazing place to do my morning walks. Dazel and I had a great time in Boracay as always. It is our happy place on earth. Take care and God bless.

  • @thewestons4408
    @thewestons4408 9 дней назад

    Hi Ginno. Great point to bring up. Many get desperate and don't really understand what they are getting into without thinking of what to do when something goes wrong. Especially if they are not financially secure for it.

    • @dazeltv1351
      @dazeltv1351  9 дней назад

      @@thewestons4408 Thank you my friend. I agree. It is not a good time in my opinion for anyone to make such a big decision like moving to another country just out of desperation. You have to be financially secure to come to the Philippines. That is why the Philippine government requires $20k deposited in a Philippine bank account to get the SRRV visa and now asking people with tourist visa what are they doing in the Philippines. Many expats are getting in situations here where they don’t have money to pay their hospital bills or a plane ticket back to the U.S.

  • @Walk-retirement-travel
    @Walk-retirement-travel 9 дней назад +1

    Very Good advice

  • @billlloyd9755
    @billlloyd9755 9 дней назад

    Thanks for the video Ginno 👍

  • @tonykarina8980
    @tonykarina8980 9 дней назад

    This one of your best videos brother, keep it up

    • @dazeltv1351
      @dazeltv1351  9 дней назад +1

      @@tonykarina8980 Thank you for the kind words my brother.

  • @maryreyes368
    @maryreyes368 9 дней назад

    Yes. Very difficult to move there I would live too but have some concerns of my he as key as I age.

    • @dazeltv1351
      @dazeltv1351  9 дней назад

      Yes; it is a giant leap of faith when you move anywhere outside your own country. I experienced it when I moved to the Philippines in 2011 and I was born and raised here till 12 years old. So many things to learn here and adapt to the ways of the Philippines.

  • @stmatt21
    @stmatt21 9 дней назад

    Hello my friend! we'll be in the philippines next month. I hope we can have lunch in boracay

    • @dazeltv1351
      @dazeltv1351  9 дней назад

      Just depends on the timing my friend. If we are in Boracay, we would love to have lunch with you and your family. Take care. Stay blessed.

  • @TJ-hy4lh
    @TJ-hy4lh 9 дней назад

    Can you do a vid on the burial plans and costs in the PI and if interment is allowed at Clark veterans cemetery for vets?

    • @dazeltv1351
      @dazeltv1351  9 дней назад +1

      Burial plans just depend on each individual. Low end burial plans go for around 100k pesos ($1,725) and can go as high as 500k pesos ($8,600); just depends on each individual's preference. St. Peter Life Plan is the popular choice that I hear from Filipinos; www.stpeter.com.ph. Interment is possible at Clark veteran cemetery for U.S. military veteran. The people to contact is VFW 2485 in Angeles City Philippines at www.vfwpost2485.org.

  • @Lena.53
    @Lena.53 9 дней назад

    Can I ask some favor from you about Tricare

    • @dazeltv1351
      @dazeltv1351  9 дней назад +1

      I would be happy to assist you with Tricare. You can send me your questions at ginno1966@yahoo.com or my WhatsApp 63-9499647495. Take care my friend.

  • @Lena.53
    @Lena.53 9 дней назад +1

    I’m Lena Aldrich
    The widower to US NAVY

    • @dazeltv1351
      @dazeltv1351  9 дней назад

      Nice to meet you my friend. Sorry to hear about your husband.

  • @Lena.53
    @Lena.53 9 дней назад

    Hello Sir

  • @HappyinJapan358
    @HappyinJapan358 9 дней назад

    Ginooooo! You always rock! Keep on rocking!
    We are both 50, and hope to see you on our next trip! Kamakura-Iloilo connection ☀️2 of the best cities in the world

    • @dazeltv1351
      @dazeltv1351  9 дней назад

      @@HappyinJapan358 Thank you my friends. See you on your next trip to the Philippines. 😁

  • @kinglionma
    @kinglionma 9 дней назад

    too late to move Philippines.?so when is good timing ?

    • @dazeltv1351
      @dazeltv1351  9 дней назад

      @@kinglionma In my opinion, you need a good pension (at least a healthy Social Security check) in the Philippines. And an emergency fund (in savings) to cover a medical event like a stroke or heart attack (easily can cost 1 million pesos or $18k). Or at least a few thousand dollars to cover a plane ticket to the U.S. Medicare is not available in the Philippines. Private medical insurance (like Pacific Cross Philippines) as you grow older becomes very expensive here. I have seen expats here with no money for medical care or a plane ticket back to the U.S. asking for help from other expats. You have to come prepared to the Philippines. The Philippine government actually requires expats $20k deposit in a Philippine bank to qualify for an SRRV visa (retirement visa). Philippine government doesn’t want anyone coming here that will be a burden to the Philippines; just like the United States doesn’t want anyone coming to America and be a burden to the U.S. government.

    • @kinglionma
      @kinglionma 9 дней назад

      @dazeltv1351 ok

    • @kinglionma
      @kinglionma 9 дней назад

      so..il need buy heath insurance when l stay here ?

    • @dazeltv1351
      @dazeltv1351  9 дней назад

      @ I would recommend buying health insurance in the Philippines if you can; Pacific Cross Philippines is popular with expats. Or at least have a nice emergency fund (in savings) for medical emergencies.

    • @kinglionma
      @kinglionma 9 дней назад

      @@dazeltv1351 thanks your advice. just Pacific cross insurance only?any choice ?

  • @Revfredtravels
    @Revfredtravels 9 дней назад

    Hi brother I was in Dubie to see my beautiful filipina so I could not watch.

    • @dazeltv1351
      @dazeltv1351  9 дней назад

      No worries my brother. Enjoy your time with your Filipina. Take care. Stay blessed.

  • @EdgarDeem-yc7ml
    @EdgarDeem-yc7ml 9 дней назад

    I definitely think you need a safety net to cover your health expense if you get ill or even just need assistance in your home. I assume you live at home until you die in the Philippines there is no nursing homes ?

    • @dazeltv1351
      @dazeltv1351  9 дней назад +2

      Yes; an emergency fund is required when moving or retiring in the Philippines. I've seen expats come here with their Social Security alone and no savings to cover medical emergencies or even a ticket back to the U.S. Just not a smart move in my opinion. Yes; very few nursing homes in the Philippines. You can hire a home caregiver here; cost will depend on where you live in the Philippines.