Retiring At 55: Exploring 3 Retirement Income Scenarios

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  • Опубликовано: 4 янв 2025

Комментарии • 23

  • @leftyk072
    @leftyk072 8 месяцев назад +3

    Love the roller coaster sound effects Drew!!! Lol

    • @yourfinancialekg
      @yourfinancialekg  8 месяцев назад +1

      I try my best to keep you entertained 😆

  • @pacifist8610
    @pacifist8610 8 месяцев назад +3

    Always quality and thought provoking! Putting in the work to get to that third scenario. 😅

  • @scottwilbanks9888
    @scottwilbanks9888 8 месяцев назад +1

    Great job as usual Drew.

  • @ChristopherEvans-650
    @ChristopherEvans-650 8 месяцев назад +2

    This is pretty much my plan. I have extremely low monthly expenses. Much less than the 2,500 per month in your example. Also have a much larger nest egg. Just gotta keep ahead of inflation and I am good.

  • @hejiranyc
    @hejiranyc 8 месяцев назад +3

    I'm 54 and about to sell one of my homes and will net roughly $1 million. Adding this to my retirement, investment and savings accounts, I would have roughly $2.5 million all in with my Florida condo (bought in cash) and an NYC co-op with $384K remaining on the mortgage (15- year @ 2.49%). I think it would be stupid to pay off the mortgage right now due to the low interest rate. I want to live on $9 to $10K per month in retirement and expect to receive around $4K/month SS @ age 67. Can I retire at 55?

  • @alvinf7739
    @alvinf7739 8 месяцев назад +1

    Hi Drew! Love your videos. Can you identify if the income/expenses are after or before taxes? To cover the $3800 monthly expenses, you need to pull near $5000/month. Thanks

    • @yourfinancialekg
      @yourfinancialekg  8 месяцев назад +1

      Expenses are always after taxes but the software does take the taxes out over and above. Thank you so much for watching!!

  • @edeter2260
    @edeter2260 8 месяцев назад +1

    You mentioned at time mark 8:23 a 3% rate of inflation monthly in the video, does this equal to 36% a yearly rate of inflation after twelve months? No way you can retire with a $1,000,000 in savings earning 6% annually; hyperinflation would wipe this out in a few short years. 3% monthly inflation rate on $4166 would be $124.98, then next months expense instead of $4166 would now be $4290.88. Then add another 3% to $4290.88 would then be an additional $128.73. Something is not right the presentation or I am missing some information that was left out.

    • @yourfinancialekg
      @yourfinancialekg  8 месяцев назад +1

      3% is the yearly inflation rate projection, not monthly.

  • @scottwilbanks9888
    @scottwilbanks9888 8 месяцев назад +1

    Drew the way you did the first two scenarios, would 1.25m make it to mid 90’s using the 4166 per month?

    • @yourfinancialekg
      @yourfinancialekg  8 месяцев назад +1

      Not sure without more data but I believe you are on the right track!

  • @miragexl007
    @miragexl007 8 месяцев назад +1

    Omg...2500/month. I guess if you cut out the house and car thing, Among a lot of things. What about medical?

  • @rcooley111
    @rcooley111 8 месяцев назад

    Yeah, sorry buddy, you're working til 65 with that little savings.

  • @JohnBowl14690
    @JohnBowl14690 8 месяцев назад +1

    Mark Zuckerberg is only 39 and he definitely can retire. So the answer is yes.