Don’t get confused and over think this people! It’s an ETF just as VOO is that tracks the S&P500. It’s just cheaper per share. Almost the same exact ROI as VOO percentage wise. I did my research and what he’s saying makes sense. I just appreciate the info so I can make more financial decisions to increase my wealth for the long term.
The S&P 500 moved 8.9% higher in November, achieving one of its best monthly performances in history.. which is an indicator for profits to continue to improve. I just want my money to keep outgrowing the inflation rate. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
Off course, but Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.
You are completely right, Advisors have information and paths that are not disclosed to the public.. I profited £560k in 2023 under the tutelage of my Fiduciary-counselor. Am I selling? Absolutely not.. I am going to sit back and observe how this all plays out.
Gertrude Margaret Quinto, is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
If you're aiming to retire off dividends, it's crucial to save for a substantial investment. My top picks are SCHD and VOO, among a few others I can't disclose. Remember, you can't expect to turn a thousand-dollar investment into a million-that’s where many people go wrong. Investing isn’t a lottery! Make realistic investments. While being ambitious is important, there’s a big difference between ambition and unrealistic expectations. For instance, last year I invested $80,000 in stocks and earned about $246,000. I reinvested that amount and am now approaching a million.
The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner.
I completely agree; I am 60 years old, recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!
As a new investor it's always great to hear from a person who has gone through all the difficult times and come ahead of it. What are some strategies i can employ to be successful?
"Rebecca Nassar Dunne" is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I never look at the price . In 2023 a 25 % return is a 25% return for an s&p500 index fund. Regardless if the fund was $400 a share or $20 a share. Just invest and never stop
Vanguard is the only investor owned company. No shareholders or private ownership group. I’ll stick with Vanguard and recommend everyone do the same if possible.
I don't know man. That's the same thing people were saying about Dell. So they bought VMware to insulate the product from going cloud. It looked like it worked...until it didn't. Now VMware is sold and everyone is scratching their heads. Being private means nothing now. Money talks whether shareholders are involved or not.
Here's another gem. Fidelity's FTEC tracks the same index as Vanguard's VGT and is 2 basis points cheaper. Also, FTEC is currently $150 per share, while VGT is $505 per share.
Exactly. It doesn’t matter what the share price is, what matters is the ROI. The actual gross that you see. Whether you invest $10,000 in shares that cost 500 each or $10,000 and chairs that cost $50 each the rate of return would be identical.
What I don’t understand is, on one hand we are told the stock market will crash and yet on the other we are told ways of investing in the stock market. Oxymoron or paradox? I'm considering investing over 150k, but I'm uncertain about risk mitigation strategies.
Not a great September so far but if you step back and actually look you will see the S&P 500 was up for the first Quarter. In the last 30 days, my IRA saw a gain of $70k. You might also consider financial advisory looking at your capital
The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds.
Credits goes to " Melissa Elise Robinson" one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
Keep on keeping on, Richard . Continue to advise people, especially ours. We spend entirely too much money on foolishness, Jordans , cell phones, cars, and eating out. God bless you with the heart to wanna help people financially. Don't let negative people take that passion from you, my friend. God Bless !!!
Switching from VOO to SPLG makes no difference. It's about the percentages of the gains, not the share price. No need to chase or jump from fund to fund when they both track the S&P 500. There's a very small difference in expense ratio with SPLG being lower. However, its not worth making the switch to me, since they are both identical. This reminds me of people getting excited about a stock split because of the lower share price. It's all psychological but there is no advantage financially. It's gonna be VOO and chill for me...for life.
Stock split is exactly what it sounds like. For example if you have one share of a stock that is valued at $100, after a split you will have 2 shares that are each valued at $50. Its beneficial because it brings the per share price down to allow more investors entry into the fund. Its usually a very bullish sign when this happens. Splits can also be divided 3-1 etc, in this case you still have that one share valued at $100, 3-1 split occurs now you have 3 shares valued at $33.30.
I feel one Of the greatest challenges that we first timers face in the ma rket is that we end up losing all we have, making it difficult to find ourselves back to our feet. My biggest advice is to seek the services of a professional just like i did when i ventured into it for the first time. Big thanks to Liliana Pena. I now make huge Profits by weekly through her services while still learning to stand on my own.
I think she trades for everybody I know. Met her twice at a seminar in Florida, after her lecture I had to personally beg her to be my Financial Advicer. All thanks to her.
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Great topic, Been buying the spider splg for years, one thing to note, the Yields, splg 1.39%, voo 1.41% and an example 10k all in for 2023 would have resulted in a 26.24% gain for splg, 26.32% gain for voo.. very comparable and there is many better comparables for Vanguards and Schwab ETF's.
Charles Schwab ETF's have equivalents of the most popular Vanguard ETF's for about 25.00 a piece and track extremely close as well. I have the VOO equivalent and the QQQ equivalent and can afford to buy them weekly. Same concept you are sharing, thanks - I just ran into your channel for the first time... clicking "subscribe" 👍.
Both are winners. If you fixate on one over the other, it makes investing in the S and P 500 complicated. I am personally not worried about the fees. Just stacking up those investments for the future and focus on the rest of your life.
Thanks for the video sir!!! I wanted to invest into VOO but I'm not feeling the price nor am I feeling fractional shares of it. I did some research and this is a great alternative!!! Thanks again!!!
In my opinion, SPLG is the way to go. Why? lower expense ratio and more affordable than VOO and SPY. SPLG basically tracks the same companies as SPY and VOO. On my Charles Schwab account, I own SPLG and JEPI. That's it.
It does but in a different manner. It’s not market-cap weighted like VOO, SPLG, and others. They use a proprietary metric based on 3 growth signals in addition to market-cap weight. The funds wont make the same returns since they are weighted differently.
I don't know if I matter, but your channel has seriously impacted my financial life in a positive way. I must admit that in my excitement about your content, I sometimes forget to like and share.
l am new to stocks and have 1 stock in VOO (500bucks) and putting 100 a month (probly will increase) im trying to get perspectives from other people and learn how things worked i dont make much money but i have invested 1000 so far (1 stock of VOO, 1 stock of nvidia, 2 stocks of exon) i will put more into it just trying to learn more thanks for the video.
I have been in SPLG for a few years . The difference is if you are earning money selling options on your etfs. VOO sells better if you don't do options SPLG is the way to go
What could be the best picks to help diversify my $400K portfolio? With 40% tech/TSLA holdings already, do i get to pick one stock each month or a couple? What sectors can help me outperform the markets in coming months?
you need a certified financial planner straight up! personally, I would invest in ETF's and also love investing in individual stocks. yes it's riskier but am comfortable in my financial environment.
Agreed, After taking charge of my portfolio in early 2017, i stumbled into losses. Upon realizing that a change was necessary, I consulted a fiduciary advisor in 2020 and since then my $1.2m portfolio has gained 28% annually through restructuring and diversification using dividend equities, ETFs, mutual funds, and REITs.
I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
Major difference is net assests under ownership. SPLG -25 bil vs Voo - 980 bil. Dividend is 0.19 vs 1.8 $ per share which is a 10 X whilst the prices have a 10 X difference essentially, no difference depends on what you can afford
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio of $450k dwindle away is such an eye -sore.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.
Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Melissa Terri Swayne for the last five years or so, and her returns have been pretty much amazing.
@@eveshell5492 Assuming the expense is the same, if you can't buy or sell a fraction of the more expensive share, then buying multiple of the smaller share will be better. Otherwise it really makes no difference. What you want to check is the dividends and expense ratio. There are several funds that try to track the S&P 500 from different brokerages.
SPLG, VOO, SPY, VTI... They're all index funds. You could even say ARKK is an equivalent now if you like tech stocks. So many index funds out there and most of them perform relatively the same because they consist of all blue chip stocks. The only difference is when those who manage the fund decide to add or drop a particular stock (or share amount within that stock) which causes variation within the fund. There's index funds with 500 holdings and funds with 5 holdings. Broader the fund = less risk.
Ark is not a good one i personally think that because its highly speculative and expense ratio .75 way too much. Alot of people are down bad from a few years ago.
@@itisim You’re absolutely right. My point was that most of these index funds are becoming too similar and it’s like anyone with money or wants to manage huge portfolios can start an index fund and just load it up with whatever interests them. Cathie Wood has made some good decisions, but she’s obviously taking profits to later buy back in when the market tanks. And yeah, the expense ratio is too high. If you’re young, then ARKK could be a great investment, but if you’re older and don’t have the time to wait, any of these big name index funds will work just fine.
@@MJ-nd9oy That's a great question! I use Robinhood, myself. If you want fairly steady growth (6-8%) and not have to look at your portfolio every day, go ahead and absolutely invest in an S&P500 etf. If you want to take it a step further, invest in the the S&P and then look at the top 20 or so funds that are outperforming the S&P (9%+) and invest in those on an individual basis. You can actually search on Google all the funds in the S&P500 and then see how well each stock is performing so you can buy even more of that particular stock.
Here is something for you to consider. Their are companies who offer a fund or two at amazing cost to manage. For instance Fidelity offers an SP 500 fund with a zero expense ratio. However a fund can change their expense ratio anytime they want and Vanguard is a non for profit company. So they pass on any savings to their investors. That being said in general I think Vanguard is a better place for your investments. I own a number of funds and if they are non retirement accounts moving them to another company has tax consequences.
Investing in individual stocks can be a lucrative strategy, but it requires careful consideration and research. Different stocks offer various growth potentials and risks. Some may provide steady dividends, while others focus on capital appreciation. It's essential to diversify your stock portfolio to mitigate risk. Consulting a financial advisor can help tailor a strategy based on your risk tolerance, investment goals, and market conditions.
Absolutely, I've been exploring the world of stock investing recently. There's so much information out there, and it can be overwhelming. I'm thinking about tech stocks, given their historical performance, but I'm not sure where to start. Any advice?
I've been investing in stocks for a while now, and it's been a significant part of my retirement portfolio. Diversification is key. I've had success with a mix of growth stocks and dividend-paying stocks. However, staying informed and regularly reviewing your portfolio is crucial. Have you considered consulting a financial advisor to help guide your stock investment strategy?
I prefer these two State Street S&P 1500 ETFs (both own 90% of US stocks) VLU S&P 1500 Value Tilt ETF and SPTM S&P 1500 Composite Stock Market (market cap) ETF. State Street also has a S&P Momentum Tilt 1500 ETF MMTM also owns 90% of US stocks.
spy is more liquid and has more options (calls and puts) on the chain. you put $500 into both you getting the same return. for a small account however, you could get a 100 shares and sell covered calls again splg to speed up your gains
This is when I realized that old Richy baby isn't the guru that perhaps many of you embrace; no shade! SPLG vs. VOO vs. SPY ok ...I'm a SPY type of guy. Though SPY has the highest expense ratio... SPLG has the lowest cost at 0.02%, followed by VOO at .03, and SPY at 0.09%, also given. The dividend yields and payouts are similar... However, SPY has the most liquidity of all market assets! Therefore, its premiums are the highest, and the bid-ask slippage is the least. I sell covered calls monthly, adding another 6 to 9 % to my yearly income.
It is, don’t listen to all the noise. Richard is not wrong from what he is saying but Vanguard funds are great and low expense ratios. Just keep DCA into VTI and VOO for your portfolios core position.
All he is saying is Voo index fund is expensive for the average person to invest in. He is just showing you an index fund that is more cost efficient. The average person should be able to afford that may perform the same as VOO.
If i did my math right, you can get 9 shares of splg for 1 share of voo. With the same performance as mentioned, you make the same either way. So why swap anything
VT is better than all of them if you want diversity. It's the whole world stock market. The US has had a good run for the last few decades, but with the massive debt to GDP it may return to the norm of about 40% of the total market instead of 60%. If you already have everything in the US you can add VXUS total world market ex US to balance out your portfolio.
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Eat shitttttt
Don’t get confused and over think this people! It’s an ETF just as VOO is that tracks the S&P500. It’s just cheaper per share. Almost the same exact ROI as VOO percentage wise. I did my research and what he’s saying makes sense. I just appreciate the info so I can make more financial decisions to increase my wealth for the long term.
The S&P 500 moved 8.9% higher in November, achieving one of its best monthly performances in history.. which is an indicator for profits to continue to improve. I just want my money to keep outgrowing the inflation rate. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
Off course, but Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.
You are completely right, Advisors have information and paths that are not disclosed to the public.. I profited £560k in 2023 under the tutelage of my Fiduciary-counselor. Am I selling? Absolutely not.. I am going to sit back and observe how this all plays out.
*@sloanmarriott5* That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?
Gertrude Margaret Quinto, is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.
If you're aiming to retire off dividends, it's crucial to save for a substantial investment. My top picks are SCHD and VOO, among a few others I can't disclose. Remember, you can't expect to turn a thousand-dollar investment into a million-that’s where many people go wrong. Investing isn’t a lottery! Make realistic investments. While being ambitious is important, there’s a big difference between ambition and unrealistic expectations. For instance, last year I invested $80,000 in stocks and earned about $246,000. I reinvested that amount and am now approaching a million.
The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner.
I completely agree; I am 60 years old, recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!
As a new investor it's always great to hear from a person who has gone through all the difficult times and come ahead of it. What are some strategies i can employ to be successful?
"Rebecca Nassar Dunne" is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thank you for the recommendation. I'll send her an email and I hope I'm able to connect with her.
I never look at the price . In 2023 a 25 % return is a 25% return for an s&p500 index fund. Regardless if the fund was $400 a share or $20 a share. Just invest and never stop
needed this!😀
Exactly
You never look at the price...ok..lol😅
Vanguard is the only investor owned company. No shareholders or private ownership group. I’ll stick with Vanguard and recommend everyone do the same if possible.
Is that a good enough reason to continue to buy voo rather than SPLG
@@tannercollins2925 It’s just another reason why I prefer Vanguard.
I don't know man. That's the same thing people were saying about Dell. So they bought VMware to insulate the product from going cloud. It looked like it worked...until it didn't. Now VMware is sold and everyone is scratching their heads. Being private means nothing now. Money talks whether shareholders are involved or not.
Spot on , Jack bogle fought for us and his legacy lives on 💯
@@Nova2Yung Yes, Jack is and always will be a legend.
Yes I did my research, SPLG is nice. Will be investing in SPLG every week this year starting next week. Thank you for his video!
Here's another gem. Fidelity's FTEC tracks the same index as Vanguard's VGT and is 2 basis points cheaper. Also, FTEC is currently $150 per share, while VGT is $505 per share.
🤫
F 🔫
Very nice. I own FTEC and diversified also into QQQM. Both are amazing growth ETFs.
Why do share prices matter? Total bought volume and return is what matters. Who cares if share is 10usd or 1000usd?
Exactly. It doesn’t matter what the share price is, what matters is the ROI. The actual gross that you see. Whether you invest $10,000 in shares that cost 500 each or $10,000 and chairs that cost $50 each the rate of return would be identical.
What I don’t understand is, on one hand we are told the stock market will crash and yet on the other we are told ways of investing in the stock market. Oxymoron or paradox? I'm considering investing over 150k, but I'm uncertain about risk mitigation strategies.
Not a great September so far but if you step back and actually look you will see the S&P 500 was up for the first Quarter. In the last 30 days, my IRA saw a gain of $70k. You might also consider financial advisory looking at your capital
Just buy Gold and protect your assets, the stock market is a rollercoaster.
The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds.
I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advisor? I'll be happy to use some help.
Credits goes to " Melissa Elise Robinson" one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
Keep on keeping on, Richard .
Continue to advise people, especially ours. We spend entirely too much money on foolishness, Jordans , cell phones, cars, and eating out. God bless you with the heart to wanna help people financially. Don't let negative people take that passion from you, my friend. God Bless !!!
yeah i just started investing in the fall and wanted to buy S & P 500 but couldn't afford the VOO etf so I went with SPLG.
Thanks so much for sharing this!!! Thanks to the guy who asked you about it!!!
Switching from VOO to SPLG makes no difference. It's about the percentages of the gains, not the share price. No need to chase or jump from fund to fund when they both track the S&P 500. There's a very small difference in expense ratio with SPLG being lower. However, its not worth making the switch to me, since they are both identical. This reminds me of people getting excited about a stock split because of the lower share price. It's all psychological but there is no advantage financially. It's gonna be VOO and chill for me...for life.
Great comment. I'm VOO too.
Plus VOO will probably split soon. I think it’ll be at least 3-1. It may even split 10-1 in a few years. I’m sticking with VOO.
What is a split? I'm uneducated.
Stock split is exactly what it sounds like. For example if you have one share of a stock that is valued at $100, after a split you will have 2 shares that are each valued at $50. Its beneficial because it brings the per share price down to allow more investors entry into the fund. Its usually a very bullish sign when this happens. Splits can also be divided 3-1 etc, in this case you still have that one share valued at $100, 3-1 split occurs now you have 3 shares valued at $33.30.
I feel one Of the greatest challenges that we first timers face in the ma rket is that we end up losing all we have, making it difficult to find ourselves back to our feet. My biggest advice is to seek the services of a professional just like i did when i ventured into it for the first time. Big thanks to Liliana Pena. I now make huge Profits by weekly through her services while still learning to stand on my own.
Liliana is Definitely the best so far. she always surprises me with amazing results.. We also plan to surprise her. You must have heard of it.
I think she trades for everybody I know. Met her twice at a seminar in Florida, after her lecture I had to personally beg her to be my Financial Advicer. All thanks to her.
I'm new to t rading, please how do I reach out
By her Tele-grams, below is her info
TradewithLpena, thats it
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
Well as you know bigger risk, bigger results, but such impeccable high-value trades are often carried out by pros.
People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further.
Thank you for this amazing tip. I just looked the name up and wrote her.
SPLG ❤ it! Keep spreading the word Mr Fain!
Thanks for the info.
Great topic, Been buying the spider splg for years, one thing to note, the Yields, splg 1.39%, voo 1.41% and an example 10k all in for 2023 would have resulted in a 26.24% gain for splg, 26.32% gain for voo.. very comparable and there is many better comparables for Vanguards and Schwab ETF's.
I like Vangard and Schwab etfs. Very informative video. I will definately look into this SPLG.Thanks for the tip Richard.
What is really important is ROR. NAV doesn't matter since they both track the same. My thinking though.
Charles Schwab ETF's have equivalents of the most popular Vanguard ETF's for about 25.00 a piece and track extremely close as well. I have the VOO equivalent and the QQQ equivalent and can afford to buy them weekly. Same concept you are sharing, thanks - I just ran into your channel for the first time... clicking "subscribe" 👍.
Just look at like this VOO is $454 and SPLG is $54 ….choose which one is more cost efficient for you! Both are good to invest in.
Both are winners. If you fixate on one over the other, it makes investing in the S and P 500 complicated. I am personally not worried about the fees. Just stacking up those investments for the future and focus on the rest of your life.
Thanks for the video sir!!! I wanted to invest into VOO but I'm not feeling the price nor am I feeling fractional shares of it. I did some research and this is a great alternative!!! Thanks again!!!
In my opinion, SPLG is the way to go. Why? lower expense ratio and more affordable than VOO and SPY. SPLG basically tracks the same companies as SPY and VOO. On my Charles Schwab account, I own SPLG and JEPI. That's it.
Good information. I've been buying VGT and SPLG is priced conveniently for frequent purchases.
I appreciate the heads up, Sir. Keep pushing content. Great job!
thank you for the trtanspancy. I will probably do the voo for the fractionals for now but I am watching the SPLG
Thank you, Richard! Please keep up your excellence...
Is investing in VOO, VTI, Vanguard S&P 500 etf ,... through Robinhood the best route?
VOO is the Vanguard S&P 500 ETF. Pick one. VOO or VTI, you don't need both due to overlap.
SOFI's SFY at $18-19 USD with 0.0% ER. It tracks the S&P 500.
I love this one
It does but in a different manner. It’s not market-cap weighted like VOO, SPLG, and others. They use a proprietary metric based on 3 growth signals in addition to market-cap weight. The funds wont make the same returns since they are weighted differently.
You're helping me so much and I'm just getting started so please stay around. I appreciate everything you do. Thank u 😊
Thanks Richard for passing along valuable information i research SPLG it just as good as voo but a lot cheaper at $58.
Good info. Is there a better one or comparable one to VTI as well?
SPLG is new to me. So far from a quick check it looks good. I'll definitely look into it some more. Thanks for the info!
Great comparison as I like the lower price point that SPLG offers. Thank you!!
Voo’s dividends are 9-10x splg. I’ll stick with Voo. Plus Fidelity offers fractional buying.
Did you compare VOO to FXAIX??? You on Fidelity already. Expense ratio is 0.015%
@@user-vg8ez9cu6u I have both
Yields are almost identical. VOO 1.43% vs SPLG 1.42%. But VOO expense ratio is 0.03% vs SPLG 0.02%. I don't see any difference worth mentioning
I don't know if I matter, but your channel has seriously impacted my financial life in a positive way. I must admit that in my excitement about your content, I sometimes forget to like and share.
l am new to stocks and have 1 stock in VOO (500bucks) and putting 100 a month (probly will increase) im trying to get perspectives from other people and learn how things worked i dont make much money but i have invested 1000 so far (1 stock of VOO, 1 stock of nvidia, 2 stocks of exon) i will put more into it just trying to learn more thanks for the video.
Just got some SPLG at $60 per share. Thanks for sharing this video.
SPY's liquidity makes it an excellent choice for traders and those who prioritize easy entry and exit.
Well said my friend! you're basically spreading the knowledge to everyone to be aware of spreading their horizons.
I have been in SPLG for a few years . The difference is if you are earning money selling options on your etfs. VOO sells better if you don't do options SPLG is the way to go
TAKING SPLG OVER VOO IS LIKE TAKING NIO OVER TESLA. WE HAVE TO GET OUT OF THE IM GOING TO BE CHEAP MENTALITY. GET WHAT IS THE BETTER OPTION IN GROWTH
OK, but if the growth between the two are comparable, it makes sense to buy full shares of what you can afford.
@misspriss2482 GROWTH OF THE 2 ARE NOT THE SAME. PICK WHAT YOU PICK. ONCE YOU HAVE MORE TIME IN THE MARKET YOU WILL ALWAYS PICK THE BIG DOG 🐕
What could be the best picks to help diversify my $400K portfolio? With 40% tech/TSLA holdings already, do i get to pick one stock each month or a couple? What sectors can help me outperform the markets in coming months?
you need a certified financial planner straight up! personally, I would invest in ETF's and also love investing in individual stocks. yes it's riskier but am comfortable in my financial environment.
Agreed, After taking charge of my portfolio in early 2017, i stumbled into losses. Upon realizing that a change was necessary, I consulted a fiduciary advisor in 2020 and since then my $1.2m portfolio has gained 28% annually through restructuring and diversification using dividend equities, ETFs, mutual funds, and REITs.
I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
’Natalie Ann Brinkman’ is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
Thanks, rich splg good price for me although voo is good too
Dude! Bless you for sharing! I cancelled orders for Xlk. And buying Splg. I know Xlk is heavy in big 7. But, starting out on my long terms. 👍
You made the recommendation to buy the S&P 500, in June 2023, I followed your advice. Thank you Sir!
Richard, this is something to think about. Thank you for sharing the video.
Knowledge & action support growth.
Thanks for this video! Glad that guy emailed you & you made video💯‼️😊👍🏼
Major difference is net assests under ownership. SPLG -25 bil vs Voo - 980 bil. Dividend is 0.19 vs 1.8 $ per share which is a 10 X whilst the prices have a 10 X difference essentially, no difference depends on what you can afford
When you’re able to buy fractional shares why would it matter if it was $50 a share compared to $500 if both performed equally?
Great video. I might consider setting up a portfolio with 100% SPLG just to match the market as cheap as possible lol.
If you don't mind, I am new to the stock market. How do you create a portfolio? Is there a website, link or RUclips? Thank you.
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio of $450k dwindle away is such an eye -sore.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.
nice! once you hit a big milestone, the next comes easier.. who is your advisor please, if you don't mind me asking?
Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Melissa Terri Swayne for the last five years or so, and her returns have been pretty much amazing.
she actually appears to be well-read and educated. I just did a Google search for her name and found her webpage, I appreciate you sharing
either works… splg could be preferred for smaller accounts that want to play options
You just told us to buy it!!! Make it make sense
I know right??
I know but..,$454 vs $58 with comparable ROI big difference.
@@eveshell5492 Assuming the expense is the same, if you can't buy or sell a fraction of the more expensive share, then buying multiple of the smaller share will be better. Otherwise it really makes no difference.
What you want to check is the dividends and expense ratio. There are several funds that try to track the S&P 500 from different brokerages.
That is EXACTLY what I said out loud when I saw the video title.
He needs to stop posting. And get a job.
PERFECT... Just what I was looking for.
SPLG, VOO, SPY, VTI... They're all index funds. You could even say ARKK is an equivalent now if you like tech stocks. So many index funds out there and most of them perform relatively the same because they consist of all blue chip stocks. The only difference is when those who manage the fund decide to add or drop a particular stock (or share amount within that stock) which causes variation within the fund. There's index funds with 500 holdings and funds with 5 holdings. Broader the fund = less risk.
Ark is not a good one i personally think that because its highly speculative and expense ratio .75 way too much. Alot of people are down bad from a few years ago.
@@itisim You’re absolutely right. My point was that most of these index funds are becoming too similar and it’s like anyone with money or wants to manage huge portfolios can start an index fund and just load it up with whatever interests them. Cathie Wood has made some good decisions, but she’s obviously taking profits to later buy back in when the market tanks. And yeah, the expense ratio is too high. If you’re young, then ARKK could be a great investment, but if you’re older and don’t have the time to wait, any of these big name index funds will work just fine.
@@17napps38 you're right about that on the dot
Please tell me, is investing in S& P500 etf through Robinhood the best option to do?
@@MJ-nd9oy That's a great question! I use Robinhood, myself. If you want fairly steady growth (6-8%) and not have to look at your portfolio every day, go ahead and absolutely invest in an S&P500 etf. If you want to take it a step further, invest in the the S&P and then look at the top 20 or so funds that are outperforming the S&P (9%+) and invest in those on an individual basis. You can actually search on Google all the funds in the S&P500 and then see how well each stock is performing so you can buy even more of that particular stock.
Here is something for you to consider. Their are companies who offer a fund or two at amazing cost to manage. For instance Fidelity offers an SP 500 fund with a zero expense ratio. However a fund can change their expense ratio anytime they want and Vanguard is a non for profit company. So they pass on any savings to their investors. That being said in general I think Vanguard is a better place for your investments. I own a number of funds and if they are non retirement accounts moving them to another company has tax consequences.
NAV doesn't matter since they both track the same. What is important is ROR.
II have learned a lot watching your videos!May
God blessed you🙏🏽
Richard, thank you for all you do man. I'm trying to build wealth. My question is did you sell your position in voo, and now DCA is SPLG?
Who cares about VOO or SPLG if you can get FXAIX (0.015%)
But if you can buy any fraction of the VOO, what's the advantage of buying another?
Thank you Richard! Keep up the good work!!!
I wouldn’t buy either one of them-I invest in individual stocks!Splg would be a better buy though.
My portfolio IWP, COWZ, VFLO, MOAT, KMLM, ZROZ, SPGP, XMHQ. Minor stakes in AIRR, SYLD, RSPN, & OMFL.
I have SPLG and I'm very happy with SPLG
Investing in individual stocks can be a lucrative strategy, but it requires careful consideration and research. Different stocks offer various growth potentials and risks. Some may provide steady dividends, while others focus on capital appreciation. It's essential to diversify your stock portfolio to mitigate risk. Consulting a financial advisor can help tailor a strategy based on your risk tolerance, investment goals, and market conditions.
Absolutely, I've been exploring the world of stock investing recently. There's so much information out there, and it can be overwhelming. I'm thinking about tech stocks, given their historical performance, but I'm not sure where to start. Any advice?
I've been investing in stocks for a while now, and it's been a significant part of my retirement portfolio. Diversification is key. I've had success with a mix of growth stocks and dividend-paying stocks. However, staying informed and regularly reviewing your portfolio is crucial. Have you considered consulting a financial advisor to help guide your stock investment strategy?
Absolutely. I’m glad you asked. I recommend Richard Fain. The owner of this channel.
Correct me if I’m wrong please. If you buy ETFs on robinhood there is 0 commission
I prefer these two State Street S&P 1500 ETFs (both own 90% of US stocks) VLU S&P 1500 Value Tilt ETF and SPTM S&P 1500 Composite Stock Market (market cap) ETF. State Street also has a S&P Momentum Tilt 1500 ETF MMTM also owns 90% of US stocks.
Why not compare SPY with VOO?
Great Info... ! Thanks a Bunch
Thats what Im talking about Rich, looking behind the curtain 👌🏾
I plan on buying some. Thanks!
Retired military already have 7300 a month for life from 23 years of service what should do next? Only 45
Vti or Voo...once you pass 100k you can entertain adding a 2nd fund. Auto Invest.
plus splg has a lower expense ratio
Splg and Ftec 50% each, and I'm new at investing. 🙏🏽
How’s it going
spy is more liquid and has more options (calls and puts) on the chain. you put $500 into both you getting the same return. for a small account however, you could get a 100 shares and sell covered calls again splg to speed up your gains
Thx for the information
Thanks Richard! 😊
Thank you so much for covering this. I know it will help a lot of people. It helped me.
SPLG is the truth. Both foloow the sp500. But 55 per share comared to 450...easier to invest into and dollar cost average 🤔
This is when I realized that old Richy baby isn't the guru that perhaps many of you embrace; no shade! SPLG vs. VOO vs. SPY ok ...I'm a SPY type of guy. Though SPY has the highest expense ratio... SPLG has the lowest cost at 0.02%, followed by VOO at .03, and SPY at 0.09%, also given. The dividend yields and payouts are similar... However, SPY has the most liquidity of all market assets! Therefore, its premiums are the highest, and the bid-ask slippage is the least. I sell covered calls monthly, adding another 6 to 9 % to my yearly income.
I am so confused, I thought vanguard s&p 500 was the safe haven?
It is, don’t listen to all the noise. Richard is not wrong from what he is saying but Vanguard funds are great and low expense ratios. Just keep DCA into VTI and VOO for your portfolios core position.
All he is saying is Voo index fund is expensive for the average person to invest in. He is just showing you an index fund that is more cost efficient. The average person should be able to afford that may perform the same as VOO.
Vti and voo is the same thing. Arent you paying attention to fund overlap??@@theflightsimulationexperie6894
It is!!
Great advice! Liked and subscribed. I wish he was my neighbor.
Thanks Richard for this video! Great to see that we All learn from other.
Is voo higher bc they have more shares in the sp500?
@Richardfain I bought SPLG at $44 a few months ago 😊
Richard
Welcome back!!
🙏🏾😂
price per share is meaningless because you can buy fractional shares
I’m going to buy both
Buy, and hold. Got it!
If i did my math right, you can get 9 shares of splg for 1 share of voo. With the same performance as mentioned, you make the same either way. So why swap anything
I buy it my Roth and it leaves room to buy SCHD and VIG ,since limited to $8000
keep going brother.
Thank you bless you.❤❤❤❤
VT is better than all of them if you want diversity. It's the whole world stock market. The US has had a good run for the last few decades, but with the massive debt to GDP it may return to the norm of about 40% of the total market instead of 60%. If you already have everything in the US you can add VXUS total world market ex US to balance out your portfolio.
That damn Florida background sounding real good