Turnover Method for Working Capital Requirement (Hindi)

Turnover method to estimate working capital requirement as per nayak committee is explained in hindi. Working capital limit is calculated as 25% of annual sales turnover of a company in this method. Sign-up to our new app for discounts and early access: ✔ assetyogi.com/...
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इस वीडियो में नायक कमिटी के अनुसार टर्नओवर मेथड के द्वारा वर्किंग कैपिटल रेक्विरेमेंट को एस्टीमेट कैसे किया जाता है समझाया गया है। इस मेथड में वर्किंग कैपिटल की लिमिट को कंपनी के एनुअल सेल टर्नओवर के 25 प्रतिशत के रूप कैलकुलेट किया जाता है।
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In this video, we have explained:
How to use turnover method for calculating working capital requirement?
What are the other methods for working capital assessment?
How banks assign working capital limit?
What are the norms of Nayak Committee?
How working capital limit is calculated?
How to calculate working capital requirement using the turnover method?
How the turnover method work?
Why working capital limit is calculated as 25% of annual sales turnover of a company in turnover method?
When should you use turnover method for calculating working capital requirement?
How to calculate minimum working capital limit for a company?
How to calculate working capital requirement?
Make sure to Like and Share this video.
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Hope you liked this video in Hindi on “Turnover Method for Working Capital Requirement”.

[@AssetYogi]

Sign-up to our new app for discounts and early access:
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[@Sachinsk03]

I am a Ex Bank manager. This is a Exact and perfectly explained Video. Keep doing.👍💐

[@gauravmanchanda1699]

Good going👍, may I suggest to include links for various videos mentioned in a video.

[@nirmalendupoddar8023]

R

[@vijay262650]

You are a Very Versatile Personality. As Per my Knowledge you are the Most Trusted and Reliable RUclipsr.
Good One.

[@AssetYogi]

Thanks a ton

[@pantrajat94]

Being a Banker I really appreciate your work , I have recommended your videos to my friends 👍

[@AssetYogi]

That's great. Appreciate it Rajat.

[@bankingnarayan538]

Sir, please release video on CMA data analysis

[@priyankapandey707]

i was very scared from these terms ...after seeing videos i got very easy.very good videos .kindly share videos for COST OF GOOD SOLD , INVENTORY TURNOVER

[@pnkjvjdhv]

Sir please tell me the Difference between 1.working capital and net working capital
2. Syndication loan and Consortium loan
3. Buyers credit and letter of credit
4. Priority Lending Certificate
5. LC assessment specifically what is EOQ???
Please guide sir for these concepts

[@kuldeeprangre]

Sir Balance sheet kaise check karte hai cc dene ke liye Kya check krna hota hai balance sheet me

[@mayur1141987]

As a basic, 20% of sales which given in P/L account.

[@thetaxchamber3057]

Mukul ji, can you please make a video of estimated and projected balance sheet which is required by bank for loan purposes??

[@amitpawar-k3r]

Sir, this is for manufacturing units.which method is used for trading units

[@sakshisinghal6259]

Very nicely explained sir... Thanks alot

[@surajbernwal303]

NWC substraction from 25% of sales is NWC for last audited year or NWC for the year of projected sales.

[@mainakray1166]

sir , Now a days financial literacy is become necessity for day to day life and you can able to explain all in a very simple way . I am a fresher Civil Engineer in construction sector ,can you make some videos regarding CONSTRUCTION FINANCE ,if you do so it will be very helpful .(your video abut Bank Grantee was grate )

[@vikramporwal9249]

Bohot ache sir
Sare video dekraha hu apke

[@AssetYogi]

Keep learning Vikram

[@amitpawar-k3r]

Great Video. Simple language.Deconstructed nicely.

[@AssetYogi]

Thank you!

[@royalinsan585]

Sir aap CMA data bnana sikhao

[@rahulsahajwani]

I think formula is 25% of sales less higher of 5% of sales or 1/5th of Net working capital (Current assets - current liabilities)...Kindly clarify on the same

[@kulbhushansingh2121]

In what basis how we enhance Working capital limit as firm enjoying limit more than 3 year

[@juhisingh4994]

sir, cc means cash credit p bank kaise interest calculate krta h...plz ak vedo banaye

[@ankitsrivastava7373]

hello sir.............its my humble request to make a vdo on traditional MM approach on capital strucure .

[@sudhirsalian467]

Sir need to know how bank is calculating the turnover value from customer bank statement?
Please request you to explain in video...

[@dkvikram]

Very nice

[@adyaakriti6487]

Sir You mentioned in first part that business cannot withdraw more than sanctioned limit even if drawing power is more than that and then in later part of video You mentioned drawals are based on monthly drawing power. Please clear this doubt.

[@मराठीकविताप्रितीनागपुरे]

Hello sir, very good content. I would like to know that, if suppose during Covid scenario , business sales/turnover got affected & got reduced , then what will be its impact on drawing power/ Limit ?

[@balakrishnac8611]

Dear mukul sir
By which type of statement will know about projected annual sales

[@rajratan3294]

Turnover method calculation me NWC bhi to consider hota hai na...
1. Menthod : 25% of turnover(Working capital requirement) - 5% of sale(margin)
2. Method : 25% of turnover(Working capital requirement)-NWC
Which ever is lower
Iss case me NWC bhi to consider hota hai na

[@poojagaurdelhiwali4585]

ek aur behatarin video sir kafi accha information h

[@devsmart9991]

Thanks for learning

[@AssetYogi]

My pleasure

[@trilokchandmeena6936]

please provide video related to questions practise related to different working capital method

[@keshavgehlot4358]

Aap softly sikha te ho☺

[@AssetYogi]

Thanks Tejendar :)

[@sparshaghatak9054]

Dose the banks uses these 5 working capital assesment methods for working capital financing?

[@healthpoweredu7140]

Sir ydi hamare pas money save h to in rupees ko investments product (mutual fund ,stock, real-estate etc) me dalana shi rhega ya business start karana shi rahega Kiya beneficial rahega....plz explain sir

[@sujatashitt1704]

Very informative video sir
Please make a video on balance sheet analysis

[@AssetYogi]

Watch this series: ruclips.net/p/PLSiDKpku4U_Wvz5h6sGLRVnXjx42zqqGb

[@jhalakaushal62]

sir, explain this by giving company example like TATA Motors.

[@kunalaryan9908]

Sir Give us some tips about SIP investment... How to start and what should we check of Companies before invest in their companies?

[@rohitbhat1674]

Pls solve numerical based on turnover method

[@sayeediqbal8621]

Can you please share HDFC Bank Working capital loan segment knowledge

[@veerpalkaurtuli7804]

Superb explanation

[@AssetYogi]

Thank you 🙂

[@vikasrishisaini]

Some bank take 5%margin or NWC of last year which is over low, why NWC is less

[@bankingnarayan538]

Sir please release video on CMA data analysis for Term loan

[@malayadriduari9744]

For Non-MSME borrowers applicability of Turnover Method is upto Rs 1 cr or Rs 2 crores ?

[@nikhiltiwari8555]

Sir kay isme net working capital less karenge

[@Shheju127]

In case business started in mid of year. In that case also the limit will be 20% of turnover or it will be proportionate based on operating cycle...?
Like 2 cycles complete so limit will be based on oc or turnover...?

[@preetinarula7039]

Sir,gst par vedio banaye please.

[@jugalkishorepurohit4563]

Dear Sir, Well Explained and equally good at content part. Highly Appreciated. But I Have a Question in my mind what if a customer or a SSI Unit is having 8 or 10 Operating Cycles then also we need to go for 20 Percent as stated that MIN WC Limit should be 20 Percent.

[@buvanaelumalai7842]

Yes

[@jupiter5995]

This is nice one.. Sir Pls guide me which method we have to use for assessment of a project which deals in purchasing and selling of rubber sheet

[@मराठीकविताप्रितीनागपुरे]

Also please explain, how working capital requirement for fresh unit can be calculated?

[@RSingh-xz8jd]

thanks for this useful video and informations, which is easily understood. thanks........again

[@nazirhussain2718]

sir kindly clarify me , how to calculate yearly turnover from bank accounts statement

[@ashrafulsarkar]

Credit sum=total turnover; if it is assumed that all transaction routed through bank a/c...
in practical a portion of sales is done in cash. to calculate actual turnover you have to consider total Revenue of the concern.

[@SURYABAHAD]

Dear Sir, recently the Banks are dividing the projected Turnover in 2 parts i.e. Digital Sales & Non-Digital sales where margin considered were 7.50% & 6.25% for 30 % of projected turnover & 25% of projected turnover. Why that 7.50 and 6.25, please explain-Thanks

[@arnahid7073]

I would like to know if it is minimum or maximum limit of Working capital for bank. Because it did not consider the cost of goods sold, as a company usually generates 20% gross profit from sales.

[@scienceworld4151]

Great information sir thanks a lot

[@AssetYogi]

Most welcome

[@nile6328]

Tondon method ke bare mai pls

[@sabyasachisahu2842]

Suppose a hardware store who has higher holding period and a fish seller has lower holding period. The sales suppose to be Rs. 1.00 crore. Then it will be over financing for a fish seller but under finance for a hardware store. How to calculate then

[@biswarupneogi431]

very very helpful sir.. thank u...

[@jitendramishra9945]

Sir balance sheet me margin kaise dekhate hain

[@guddu06c]

Sir, in case a firm has more than required minimum 5% margin available, in this case how can we decide minimum bank limit and vice versa?

[@anildogra12]

Plz explain traditional method of wc assessment

[@AssetYogi]

Topic noted for future videos.

[@Vivek-ob2vj]

Powerful content

[@mitish1626]

i am working in public sector bank and while computing the same in system enabled for loans processing.... it shows some NWCL which gets deducted from 20% of turnover to compute eligible working capital.

[@drshallusaini7905]

Same question from my side

[@drshallusaini7905]

Same qus.

[@ranjanakumari376]

Sir
Please give idea on balance sheets analysis

[@dnyaneshwara5339]

Very good Nice one

[@srinivasahollap3398]

Good

[@hareshrotangan1123]

Very Helpful... Thankx

[@AssetYogi]

Glad to hear that:)

[@Hindi._61]

explain me how to find turn over sometime audited balance sheet shows as difficult different format so that time. how we can check turnover

[@shankerlalkhemka6111]

Sir, a person has cc limit of rs.2 lac & now he wants to increase his cc limit by rs.5 lac.How it will be calculated on what basis & what transactions is required for that.

[@archindatar8625]

sir SIP k bare me kuch bataiye

[@JATINDERSINGH-fc3cl]

Great information Sir

[@AssetYogi]

Keep learning.

[@experttallyacademy]

BANK COMPARE 25% MARGIN MONEY WITH NET WORKING CAPITAL .IS IT CORRECT IN TURNOVER MENTHODS

[@bankingnarayan538]

we request video on CMA data analysis

[@AssetYogi]

Sure, I've noted down your topic suggestion.

[@LR71234]

SIR. .please incometax & gst audit method video release

[@pradeeppraveen4851]

upload on cma data analysis

[@dilipsinghrathore5904]

Thank you Sir!

[@shrikantjadhav1895]

Please make video on MMRDA

[@juggernaut_ikib]

You haven't explained about bringing in actual net working capital. If NWC is higher than 5% margin shouldn't we deduct the actual NWC from 25% for calculating actual MPBF (maximum permissible bank finance)

[@harishpatel8201]

Sir, I have read somewhere that the margin money ( 5% ) is further reduced by actual net working capital ( CA - CL ).but don't get the logic..? Please through some light

[@jupiter5995]

Ya that is ANWC or actual margin by company I. E CA-CL OR LTU - LTS... NOW THE FIRM SHOULD HAVE A MARGIN OF 5% AND IF ANWC IS LESS THAN 5% THEN COMPANY HAS TO MEET OUT THE DIFFERENCE OR OTHERWISE LIMIT WILL BE 4* ANWC

[@bikashfitness]

Please make a video on UCP 600

[@AssetYogi]

Already noted the topic for future videos.

[@rituchopara1762]

interesting video love it

[@nagalaxmipp]

thanks a lot for the video

[@AssetYogi]

Hope it helps you Prasad

[@koushal77]

Sir, please explain about new business,how to we open cc Account for newly start business.

[@AssetYogi]

I've noted the topic suggestion for future videos.

[@neha6464]

Asset Yogi sir i too want to know on which basis we give cc??

[@shobhitgarg5707]

Very informative

[@AssetYogi]

Keep supporting Shobhit :)

[@avinashkarna3709]

What is available net working capital

[@shahidhussainhaider]

Sir Its really very good video

[@cavijayakumarnvjs6473]

How to view your other video s

[@pankajsrivastava972]

Thank you Sir

[@mohannayak8717]

Thanks

[@AssetYogi]

Hope it's helpful Mohan :)

[@sunilpatidar7154]

Thank you So much Sir 🙏

[@AssetYogi]

Hope it helps 🙏

[@ujjawalmishra5751]

Sir u r awesome

[@AssetYogi]

Thanks Ujjawal

[@cadevanhsunitesh4244]

Thankyou sir

[@AssetYogi]

Hope it helps you Nitesh

[@anjanimishra1468]

ITR deep mein kaise dekhe sir start to end pls sir

[@lalitsinghthakur7734]

Numerical solved example also add.

[@niharpattanaik3743]

Awesome 👍

[@AssetYogi]

Keep learning :)

[@shravansankhala7238]

Thank you so much sir

[@AssetYogi]

Hope it helps.

[@parveenbhatia3346]

Drawing power kya ha

[@AssetYogi]

Drawing power is the limit up to which a firm or company can withdraw from the working capital limit sanctioned. Updating drawing power for working capital by the bank is an important credit monitoring exercise

[@rahulvats9456]

SIR KINDLY CLARIFY WHETHER BANK CAN FINANCE UP TO 25 % OF SALES UNDER THIS METHOD

[@gulshanpanwar2242]

Nice video

[@JYOTIRMOYSAHA]

well structured video

[@AssetYogi]

Thank you 😊

[@gulshanpanwar2242]

Sir isme apne mse and degital operational borrowers ki working limits nhi btayi
Jese Mse k liye wCR 31%
Digital brwr 37.5%

[@jyotigumgaonkar4716]

Nice video sir

[@davinderkumar6792]

Nice video mukul ji

[@AssetYogi]

Thank you, hope it helps. 😊