THESE ARE THE MOST EFFECTIVE BUDGETING STRATEGIES

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  • Опубликовано: 22 ноя 2024

Комментарии • 82

  • @susan.wanjiku_
    @susan.wanjiku_  Год назад +5

    Hi guys, I will never ask you to text or Whatsapp me for anything. If you see any such comment, even with the picture being mine, offering you guides and numbers to call or whatsapp, kindly ignore and report that comment. It is scammers and bots trying to get to some of you. The right channels to reach me are always linked in the description box, that is, my website and email address.

  • @nasambuwanyonyi358
    @nasambuwanyonyi358 Год назад +11

    Paying yourself first is paying into your future. This is amazing teachings

  • @teacherwinnie548
    @teacherwinnie548 Год назад +24

    Hello Susan. If someone is self-employed, which criteria is used to determine their salary, or what percentage?

  • @ssemandajohnb4078
    @ssemandajohnb4078 Год назад +6

    Coach Susan, you are doing a wonderful job. From the time i started following your guidance my personal finance management has continuously improved and i use the Zero balance budgeting strategy. Every shilling is assigned its work and for any expenditure i first consult the budget. Thank you so so much.

  • @TheBudgetLady133
    @TheBudgetLady133 6 месяцев назад +2

    Awesome video. I am in the USA and I use the one month ahead zero based budgeting method and I’m having great success with this strategy the bare bones budgeting method that you mentioned is awesome because I have very high savings goals. I can use this method during months that I have had Considerable expenses that were unexpected and as you were explaining this, I was thinking that this could be used on selective months of the year. I’m excited to implement this because I would fund less to all the other accounts that I budget with and focus on the one account that I need to Distribute money to. So thank you so much for sharing and I’m so glad I came across your video. I enjoy learning something new that I can use on my budget journey.

  • @jacquelinekagichu3878
    @jacquelinekagichu3878 18 дней назад

    Learning a lot from you,thank you for the good work... it's never too late to learn like i am

  • @billionaire9105
    @billionaire9105 Год назад +2

    I have been doing that for sometime now and wow now i have invested more than i expected......

  • @donnetrose3132
    @donnetrose3132 Год назад +2

    learnt something new with the bare-bone budget. Thanks for the great work.

  • @godfreyomuke3154
    @godfreyomuke3154 2 месяца назад

    Quite informative and resourceful. Thank you coach

  • @terrynjoki3086
    @terrynjoki3086 6 месяцев назад

    Pay yourself first this is amazing 👏

  • @christianatwiine6028
    @christianatwiine6028 4 месяца назад

    I will be using the zero sum strategy its very smart

  • @yakubgowon256
    @yakubgowon256 Год назад +1

    Paying your self first is something am using and it's working well for me.

  • @draruleah4981
    @draruleah4981 Год назад +2

    I think i need to buy alot of envelopes and start envelope method immediately. Thanks coach Susan.

  • @abelnoowe5918
    @abelnoowe5918 Год назад

    Been following you for a while now. Much love from Uganda..

  • @normadee6078
    @normadee6078 Год назад

    Best no fluff practical budgeting strategy. Thank you so much. You gained a new subscriber ❤

  • @vinito254
    @vinito254 14 часов назад

    Asante sana coach

  • @markmutisya2362
    @markmutisya2362 Год назад +1

    Indeed, It is very helpful,,, Thanks for sharing.

  • @teresiaakinyi3282
    @teresiaakinyi3282 Год назад +4

    To be honest, I thought paying yourself first is about "kuambia mwili pole"🤣🤣I have really learned, thanks Susan for your great insights

  • @gichangifaith9689
    @gichangifaith9689 Год назад +2

    Keep those videos coming couch, since i started following you this year my financial life have really improved.

  • @ericachebet3016
    @ericachebet3016 Год назад

    I can't wait to come here with a testimony 😊,have learnt alot since i join this channel,God i know you've good plans for me🙏,be blessed susan

  • @Graclyna12
    @Graclyna12 Год назад +5

    Hello dear ,you glowing ❤

  • @jelagatkoimur1038
    @jelagatkoimur1038 Год назад +4

    The way my life is structured right now, I need a bare bone approach for the next 18 or so months until all petty debts is paid and have a functional emergency fund, then I can pick up from there, God willing.

    • @susan.wanjiku_
      @susan.wanjiku_  Год назад +1

      The barebones budget is such an amazing strategy to get out of debt. I wish you all the best! You got this!

  • @carolinememe6748
    @carolinememe6748 Год назад +1

    Thank you for the information.
    Thinking of blending the zero sum and envelope budgeting 😊

  • @Vincent.njenga
    @Vincent.njenga 10 месяцев назад

    Very informative. God bless yoh couch

  • @liliankabui1721
    @liliankabui1721 Год назад +3

    Great work Susan. ❤

  • @DanielOmwenga-t8h
    @DanielOmwenga-t8h Месяц назад

    Pay your self first strategy.

  • @zalbilly7159
    @zalbilly7159 Год назад

    Pay your self first resonated with me

  • @danwanyama1557
    @danwanyama1557 Год назад

    Glad that you're back,Jah keep you in good health,
    I appreciate the teaching,and am learning
    Pay yourself strategy,is the way for me
    Jah Bless

  • @PiusKosgei-gv7vd
    @PiusKosgei-gv7vd 8 месяцев назад

    Please am your follower and seriously in need of financial literacy information for beginners

  • @evanswanyanga9648
    @evanswanyanga9648 Год назад +1

    wow ! very very educative coach. Keep up the good work.

  • @miminatosha4888
    @miminatosha4888 Год назад

    I'm very grateful. Now I understand that there are different budgets and where am at 😂 Knowledge is power for sure

  • @eunicendirangu4804
    @eunicendirangu4804 Год назад +2

    Hi Susan kindly advise on how to budget for people in business. Self employed in a business that is still growing ie just the kawaida general shop in your home area

  • @childofgod8365
    @childofgod8365 Год назад

    Happy you are back

  • @williamwatitwa3534
    @williamwatitwa3534 Год назад +4

    Looking forward to a review of the dhowcsd platform from cbk and how to best utilize it

  • @mutaicherobon6550
    @mutaicherobon6550 Год назад

    Am almost bgood with money nowadays becoz of Susan.Receive your flowers

  • @Agripinah123-k9e
    @Agripinah123-k9e 3 месяца назад

    Thanks

  • @lindamuthunga9056
    @lindamuthunga9056 Год назад

    Thanx Susan for the gems. Stay blessed

  • @beatricekamwere369
    @beatricekamwere369 4 месяца назад

    Very educative

  • @marynyambura6898
    @marynyambura6898 Год назад +2

    Very informative.

  • @EMPRESS_PHILES
    @EMPRESS_PHILES Год назад +1

    GOOD TEACHINGS GAL...NIPITIENI GUYS❤❤❤❤

  • @KomakechJerry-lb8ie
    @KomakechJerry-lb8ie Год назад

    Am gonna use the bare-bone and the pay myself first then the 60

  • @LolaBugzy85
    @LolaBugzy85 Год назад

    Zero balance strategy for me. Every coin matters with some savings that I have via standing orders every month.

  • @andrewkoech6477
    @andrewkoech6477 Год назад

    Thank you so much, have learrn a lot

  • @teacherwinnie548
    @teacherwinnie548 Год назад

    Again thank you for changing my financial life. Nowadays friends calls me; Wueeh! Budget gal...

  • @sidneyrono1184
    @sidneyrono1184 Год назад

    Very informative indeed . Which are the best investing strategies

  • @enockabuga892
    @enockabuga892 Год назад

    Nice content..keep it up Susan

  • @jpwabob8149
    @jpwabob8149 7 месяцев назад

    I feel like I should work with a combo.

  • @KomakechJerry-lb8ie
    @KomakechJerry-lb8ie Год назад

    Wau wonderful

  • @bettymulama8894
    @bettymulama8894 Год назад

    Thank you so much for the information. Very helpful indeed..
    However, the budget template is not editable or is it that am not doing something right?

  • @tloporomamabolo7141
    @tloporomamabolo7141 Год назад +1

    Hello,
    The currency on the budget tracker, is it designed only for Kenyans or can it be set to other nationality currencies?

  • @catherinechepkoskei4718
    @catherinechepkoskei4718 5 месяцев назад

    Hi Susan, I am a beginner in investing. I opened an account and for my second deposit, I used the wrong pay bill and it went to a different product. I have tried to communicate with them but in vain. They did not include the amount in my statement. I have only done two deposits.
    How long does it take to transfer the money to the MMF.

  • @humphreyodhiambo512
    @humphreyodhiambo512 Год назад +2

    i think i need a bare bone budget until december.

    • @susan.wanjiku_
      @susan.wanjiku_  Год назад +2

      Go youuu! It is an amazing tool to use during your debt freedom journey. All the best! 💯

  • @debbycoy7340
    @debbycoy7340 8 месяцев назад

    Hi Susan,
    I purchased a budget template from your channel but didn't get it. Can you please assist.
    Thanks

    • @susan.wanjiku_
      @susan.wanjiku_  8 месяцев назад

      Hello, please email your payment confirmation to: info@thelegacyhub.co.ke

  • @derrickokoth6858
    @derrickokoth6858 Год назад

    How is this template is paid for?

  • @lennymureithi6213
    @lennymureithi6213 5 месяцев назад

    Hey! cant seem to download the template. please help

  • @judynyakwama3307
    @judynyakwama3307 Год назад

    I have listened to almost all your videos and am still making same mistakes.. what's wrong with me.once money get into my account,it won't last 5 day's before it's finished.i have opened a Sacco account and am planning to put a standing order and see if it will help me.

    • @kap849
      @kap849 Год назад +1

      There is nothing wrong with you. Settings up automatic transfers on pay day to your savings/SACCO accounts is a step in the right direction. Remember you are not an expert, you are learning. Keep at it. It's been over 4 years since I started budgeting and I sometimes feel like I'm new to this, there's a lot of learning and unlearning to do.
      All the best!

  • @lonahakinyi4615
    @lonahakinyi4615 Год назад

    Hello Susan. How can one get the budget tracker once it's paid for ?

    • @susan.wanjiku_
      @susan.wanjiku_  Год назад

      It should be immediate. If you didn’t get it, please email the payment confirmation to: info@thelegacyhub.co.ke

    • @lonahakinyi4615
      @lonahakinyi4615 Год назад

      @@susan.wanjiku_ On it. Thanks

    • @lonahakinyi4615
      @lonahakinyi4615 Год назад

      Received my budget tracker! An eye opener indeed. I have never accounted for transaction charges , now I know better.

  • @joshualangat5472
    @joshualangat5472 Год назад

    Hi Susan. How can someone get in touch with you? I want you to come and share in our Men's fellowship.

    • @susan.wanjiku_
      @susan.wanjiku_  Год назад

      Hello, you can reach me on my email: info@thelegacyhub.co.ke

  • @eternallifeznow3840
    @eternallifeznow3840 Год назад

    Zero sum and pay your self first

  • @kimbis1487
    @kimbis1487 7 месяцев назад

    Amazing,

  • @humphreyodhiambo512
    @humphreyodhiambo512 Год назад +2

    where can i get the budget tempelate

    • @susan.wanjiku_
      @susan.wanjiku_  Год назад

      Here it is: thelegacyhub.co.ke/product/the-legacy-budget-tracking-template/

    • @humphreyodhiambo512
      @humphreyodhiambo512 Год назад

      Thank you.

    • @everlynegoro1237
      @everlynegoro1237 7 месяцев назад

      Is all debt bad? Please talk about good debt if there's such a thing

  • @sarahmuzaki4656
    @sarahmuzaki4656 9 месяцев назад

    The zero sum strategy clearly makes you slowly become an impulse purchaser!!!! Then you start increasing on the black tax!!!!!!

  • @NoFaceJourneys
    @NoFaceJourneys Год назад

    The traditional 50/30/20 is better

  • @sarahmuzaki4656
    @sarahmuzaki4656 9 месяцев назад

    👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾🌹🌹🌹🌹🌹🌹🌹