Should You Buy A Used Car or New Car | Buying Vs Leasing | Which Is Better | Canada Couple
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- Опубликовано: 1 окт 2024
- Whenever you plan to buy a car in Canada, you always think whether you should buy a used car or a new car, should you lease or finance a car. This is the second part of the video about how to buy a car in Canada, if you haven't watched the first part then please watch it first. If you are coming to Canada as an immigrant in 2019 then do watch this video to get yourself prepared. Do like and comment if you like the video.
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Watch first part here>>>>ruclips.net/video/7xVGjAncbkM/видео.html
Can we come with out IELTS score card can we come sir
Modern Singh's of canada
My only intention is to help - there is alot of misleading or false information given here (and alot of good information!) and I would like to clarify.
1) The concept that leasing is more expensive monthly compared to financing. This is false. Just go to any manufacturer website, play around with the lease and financing options, and you'll see the monthly payments are significantly less if you're leasing the car. This is because at the end of a lease, you've essentially "rented" the car for that period of time. There's still a residual value of that vehicle at the end of a lease. Conversely, at the end of a financing arrangement, you OWN the car, you've paid for the full price of the car.
2) With a lease "you don't have to worry about the services. It's taken care of for you." This is false. Regardless of whether you lease or finance a car, you are responsible for completing services at specified intervals as outlined in the owners manual. This includes oil changes, filter changes, and later down the road with more kilometres on the car, things like spark plugs and brakes. If you don't complete these services when you're leasing, and you want to return that car after a lease, you will incur huge penalties. The dealership will ask for all of your receipts and proof that these services have been completed if you're returning the car to the dealership. You can get these services done at the dealership, in which case they will have your service records. Or you can get it done from a third party service which is often less costly. Just remember to keep your receipts.
3) "Financing on a low rate of interest is a better option" - I'd be careful about this statement. On the surface, yes it makes sense and yes everyone would prefer a lower rate of interest. To get a lower rate of interest when financing though, this means that you have to choose a shorter financing term. Which means that your monthly payment will just go up. Which may be not affordable for the buyer. For anyone reading, please also look up the concept of "cost of borrowing."
4) With regards to options after your lease ends on a car. It's correct that you can purchase the car after your lease, and this could actually be a great financial decision. It depends on the car you're leasing. Cars like Hondas and Toyotas depreciate in value much slower than let's say BMWs or Mercedes. In other words, Hondas and Toyota's hold their value much better than more luxury brand cars. Point is that, if you decide to buy your car after the lease is done, you could very well sell that same car to a private buyer for more than what you just paid to buy it from the dealer after the lease.
Lots of good points in the video, but just wanted to help out and point out some falsehoods in the first part of the video regarding lease vs finance. Please please please look up the concept of "cost of borrowing." The longer you lease or finance a car, the more you're paying in the long run in order to borrow the funds to pay for that car. This is one of the most important concepts when it comes to lease vs finance - you have to look at the TOTAL amount that you'll end up paying for your vehicle.
And Sat Sri Akaal from Pakistan to our beloved Sikh Brothers.... MashaAllah they all are handsome God bless them ❤
Thanks bhai jaan
The best part is that my community is becoming global in terms of communication...way to go brothers...
best is, save money and buy a car by paying full amount. no problem.
Make a video on Insurance!
Tnx bro to bring this video for us I think second hand car is very good option for any immigrant.
Is Ford Mustang from vintage models available in there?? Like 1969 or models aftr tht??? Pls do reply my query...
Thank you so much for the information 🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻💐💐💐💐💐👍
Very nice and helpful video. Can you also make videos on salaries and what all job types are easily available. Also you can make video on how people travel to office, home, shopping malls etc and what are the modes of commute.
Brother, that was very informative video. can you please help me to clarify my doubts. 1) My wife is having credit history and I don't have as I am yet to join her so when I buy the car can I get the car on her name but she doesn't hold a driving license 2) Is it mandatory that a person on which the car is registered should have a driving license 3) Experience in driving mean is it depends the driving experience in Canada alone or in other countries too. Hope so you can give me the answer from your experience.
kindly make a video of your friends job & earnings.
Thank you, CC and guys. Special thanks to Gurjeet bro
Thanks for vid
Hi, which car did you finally buy...?
Thanks a lot for this video!! Really insightful episode
Range rover per kuch karo bhaiya
I think buying decent old car makes more sense than buying a new one. Something which is less than 100k km driven. It is worth buying in less than 10 grand post inspection with good mechanic.
great job canada couple. God bless you❤
First comment 😍😍😍😍
Superb and informative video 😍
❤️
Can people living in Toronto finance cars from Montreal to save on monthly taxes? Please help !!!
Try to bring more of your friends in vlogs they give you more content and they seems so funny when it comes to bakchodi 😅
Ab bakchodi band nahi hone wali :)
@@CanadaCouple plz make similar styled video on how did they settle in Canada with all of them
1st number wale sardaar ji said lease is more costly than finance , 4th number wale said the opposite. 🙄
I was more confused rather clarification
Guys can u please make a video regarding the personal trainers or fitness trainer jobs in canada...please
How about owning an electric car in canada? What are the choices available and how feasible it is to own one in canada?.Can you make a video on it
Bro tell about insurance for used and new and luxurious cars
Are there only punjabis in Canada??
I love the Indian accent. Good tips.
suru me lease is good love from Germany 🇩🇪
Pretty useful info.Thanks again...
I really like your videos. When I come to Canada , I am gonna buy a ford mustang.
Awesome choice 👌
here in pakistan i dont pay anything . damn that Canada is so beautiful and expensive
bhai but khane me adrak 1000rs per kilo hai tu kon expensive hua canada ke pakistan
@@darshpatel4493 Bhai Sirf khany k bat ni ki, generally Pakistan and India is cheaper, but not safer or secure than Canada
Do not buy car. Better.
Ok boomer