Ask a Banker: What is a check hold?

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  • Опубликовано: 29 ноя 2024

Комментарии •

  • @AlfredoArcila
    @AlfredoArcila 7 месяцев назад +1

    Ey I deposited a check wen I opened the bank account but they returned a legal copy of the check saying that it hade a uncollected fund hold if u have anything that could help me I would really appreciate it

    • @ephratanationalbank
      @ephratanationalbank  7 месяцев назад +1

      Hi Alfredo. If the check you are referring to was deposited into an ENB account, please contact us at (877) 773-6605 or visit an of our Community Banking Offices for additional assistance. If the check was deposited into an account at another bank, we recommend discussing with them as policies can differ at various financial institutions.

    • @sheilafarris9395
      @sheilafarris9395 5 месяцев назад

      Can a next day item be held for 9 days for a new account?

    • @ephratanationalbank
      @ephratanationalbank  5 месяцев назад

      Hi Sheila, thanks for your question! At Ephrata National Bank, we do not typically place holds on new accounts unless there are extenuating circumstances. For accounts at ENB, we recommend stopping by one of our Community Banking Offices to discuss any holds that you may have. If your account is not with ENB, you will need to check with your financial institution to confirm their policies. Feel free to reach out through direct message if you have further questions about ENB’s account holds.