I agree with this dude 100 percent . As a Mexican American and insurance broker , I personally have experienced how minorities lack basic knowledge on financial matters, most have no type of insurance or retirement plan and is pretty sad . Jews and other races have years of compound knowledge and wealth . We need to step our game up as minorities and educate our people on finances to secure a better future .
Financial literacy is low many of our black communities. Pilot is right! Economics should education should be discussed in the house, the same way Love&Hip-Hop is discussed!!!
@D’Marco Jackson we know that, but it's time to focus on being better for ourselves , our children's and their future. We know what they've done, but we can't keep crying about it. Learn what they do and do it better for our people.
@@thefirstsupper7007 nah I can make it without robbing and finnesin, sorry u think that’s the way to live, he’s selling the people out for clout, he’s also ripped people off money so not lying he steals from people cause he don’t know the truth ethier
That's why I have so much respect for my family and especially my dad. He is 96 everything is in order for all three of his children .My Aunt dud the same. We all need to recalibrate our minds. .
My mom did they same thing. Everything was in order when she died. In fact 10 years prior to her death we planned everything, cuz I'm the oldest, and it was the hardest thing to do. But I am grateful because I was prepared to handle everything. She had no debt, everything was straight, she had a wonderful home going, my brother and I were straight financially because she made sure we were good and that we were able to put money aside for our children as well. My aunties have done the same thing and I'm doing it now for my son and preparing him to do the same. I'm proud of my family too.
@ 0:22 Vlad says, "That was the most stressful times of my life." Polight says, "Hmm". Did y'all catch that? All the stresses in the poor communities. Vlad's most stressful time in his life. Was the possibility of not making mortgage payments and possible foreclosure.
he right about life insurance being culture cause my father has a $10,000 policy leaving our family to struggle.... polight was right about it being culture
J. Cozart. Well 10k can do a lot my friend. I know a close friend who 2k$ when his one if uncle died. And he flipped that to 900k$. It not. What u get it,how u use it.
Vlad, these are the type of interviews we want to see more of. Some of the other interviews i come away feeling dumber but with this one and others similar to this deposits enlightenment into the viewers! Love it!
Polight is definitely dropping some jewels in this segment. The mortgage industry is designed for you to default. When you are approved to buy a home, the mortgage company specifies the maximum monthly mortgage payment (homeowners principal, interest, insurance, real estate taxes, etc.) that you can afford based on your income and debt obligations. I purchased a home three years ago and was approved for an amount that was too much based on my income. I could have purchased a five bedroom home with a pool. Thankfully I made it a point to not live beyond my means. I purchased a home and my mortgage payment is almost 50% less than the maximum for which I was approved. I had enough sense to avoid the trap, but some are not so lucky. Fortunately, my wife and I increased our total income by nearly $50k since then and we can afford to upgrade when decide to move.
the bank loses $ when you default on your mortgage... smh ... they have to pay lawyers, inspection fees, appraisal fees, collection attempts fees, fees to attempt short sale or deed of lieu...
A smaller mortgage company that sells your mortgage to bigger companies like Wells Fargo, Bank of America, etc. lose money on defaulted loans? Tell me more...
Also, I can attest to this because both of my parents are deceased. Insurance companies don't go out of their way to explain larger insurance payouts to black people, even if your income can afford the premiums. And, most black people don't question it. My parents had insurance policies, but after their deaths, I researched and found out that each of them would have qualified for a 5 digit policy instead of a 4 digit policy. In my opinion, the insurance companies are programmed to sell low payout policies to minorities.
i feel him. im 21 and have a term life insurance plan and a whole life insurance plan. i dont even have kids yet but when i do they gonna be straight when its my time to go. bein a young black male in a donald trump america, i can go to sleep easy knowin that if i get slept by some police brutality bullshit, my family aint gonna have to make a go-fund-me to get me buried, or raise money for a competent lawyer.
The problem is that the minorities who become wealthy do not share their knowledge with their community when they gain wealth, unlike Asians, Jewish people and WASP Americans. Thank GOD for RUclips and for generous self-made millionaires like Graham Stephan who shares his financial knowledge with the public! Most of us would be floundering if it wasn't for youtube and financial literacy books.
dave M. So we should forward it to those we know that need it in hopes they might use their 1k phone to click and learn a 10min lesson, yes? Forward it like we do those funny videos and bible quotes
This topic is one of the topics that I can totally agree with from Brother Polite. All truth. We have to sacrifice in this generation for the next one. #Salute #Respect
This dude has knowledge and he's giving it away, we complain about not having this knowledge in our culture, Vlad how about weekly videos with Brother Polight on different economic topics? It's an idea anyway. I'm looking in to whole life insurance asap not only for my mother but myself as well so my son is good when I pass. Thanks for the videos.
Not me! Nowhere in the New Testament does it say that we have to give 10% of our cash earnings to the church. But these hustler pastors keep preaching the same Old Testament Bible verse (Malachi 3) to try to justify collecting tithes. Then, in the same breath, they will say that the Old Testament doesn't apply to this era and that we are no longer under the law but Grace. The cherrypicking of scriptures to suit their agenda is hypocrisy at its finest!
You brothers and sisters getting scammed turn to Islam (not Nation of Islam) 2.5% of your CASH income and on gold and silver once.a year and a person of god should not have any real concern about wealth.
Brother Polight just gave a Harvard Business School semester course for FREE, yet pundits would rather pay over $599.00 USD per hour to a much less educated trickster for an online course. Go figure! Thank you and respect due to Brother Polight on this content and subject matter.
Bro. Polight, is a MAD GENIUS IN THE SAME VIEN AS A MAD SCIENTIST. But just like today's RAP ARTIST, he came through the streets, HE FANAGLED the streets, and USED the streets as FUEL TO TRAVEL AND LAND SOMEWHERE ELSE. All he had to do was become self made, through the INFO that he has ACQUIRED, and simply CONDUCT OR HOLD CLASSES AND CHARGE PEOPLE FOR THAT INFORMATION, BUT HE DIDN'T; WHY, BECAUSE THAT WOULD OF TAKEN LONGER AND HIS PERSONAL AMBITIONS HAD A SHORTER FUSE THAN THAT! Anybody who is successful can turn around and sell their FORMULA to CONSUMERS, BUT HE CHOSE OTHER-WISE, VLAD NEEDS TO ASK HIM THOSE QUESTIONS, JUST LIKE WHEN HE INTERVIEWS A RAP ARTIST AND ASKS THEM ALL SORTS OF SELF INDICTING QUESTIONS! I HOPE EVERYBODY READS THIS!
I have studied Jewish people and my people and compared the two. I realized Jewish people are caring about the generation to come after them. They set up the next generation with wealth thru investments and life insurance. I argued this point t with my dad and he said something that bothered me. He said, “ if I leave money to my kids when I die, if my son is not smart he will blow the money, if my son is smart he can make his own money”. I then realized why my people are not successful, and that is because of my dad’s mentality. His philosophy is lazy and a cop out. Instead he should think , if my son is not smart I should educate him, my son that is smart I should encourage him and help him be more successful. I don’t blame my dad since no one taught him to be a deep thinker and think about generation rather then think about today only.
so true…live within your means and always keep a stash…when getting a mortgage think like this: “can I honestly hold it down at least 6 months until I get more income?"
If u didn’t understand it the first, second, or third time, keep listening until u do. He broke down one of the most important things every future or current home owner should know.
This is exactly the truth. Generational awareness, education, preparedness and wealth. It's why the powers that be have been there for ages. Time to change it y'all. 1
+See Her80 polight ain't perfect but he definitely got knowledge. You will learn a lot from him. Learn about the stock market and insurance policies like he said and you won't go wrong.
Hay 992201 not at all bro but it was nice to listen to something like this without being high off my ass, got a chance to digest this message with a clear mind you know ?
Pardon me but who are the viewers red arrowing this educational video. This applies to everyone no matter what race you are.. This is probably Vladtv's best video ever if you ask me
Wow. This is enlightening. I am hear because I saw a channel talking about his arrests and apparently some haters are happy. I didn’t want to comment until I listened to this person and know what he is about. Now I know why some are happy because he is speaking facts and taking out of our comfort zone or slumber.
He's telling the truth in this interview. I read an interview in fortune magazine about how wealth is pass down through life insurance, and that African Americans tend to not have life insurance.
Y'all need to actually listen to the interview not the title, no where in the interview hi is race bating. Guy is trying to tell blank people to not worried about race and try to provide for their families and themselves. All he says is that some races have an advantage but that doesn't mean you can't try and achieve your dreams. Provide for the prior you care about.
This all boils down to investing and money managing. Black people don't save money for the future, they live in the now too much. Example, living in section 8 housing driving a 96 civic but putting $4,000 rims on the car... or buying $10k worth of jewellery instead of saving up that money to put a down payment on a house. They do not build equity, generally black people buy materials that depreciate . This only applies to the black kids that "get nothing". However, the ones they do get something is a result of their parents having good money management skills.
I don't know any black person who spends 10K on jewelry. At least not everyday black people......I only see that with wealthy rappers. Your average black person splurges on 190.00 Jordans and Polo Ralph Lauren. Or they might buy the Lexus when they really should get a Camry.
Billy94 Shit most of the black people I know were raised by a single mother or their grandmother. In fact quite a few were raised by their grandmother. It's kind of funny reading some of the posts from the men because most of them don't even support their children and are on this video talking about leaving their kids something. Am I missing something.
Overall this video was meant to promote financial literacy. regardless of race you could benefit from watching. Rather than doing so you choose to discuss race when in this video he talks about not pulling the race card.
Build a your legacy and Leave your legacy. That’s how you keep your old money going. Don’t forget African Americans started late due to slavery and we just started to own property. Just think back to 90 years ago. It’s time to bridge the gap.
WiltChamberlain Trell shit you can get 200k with paying $30 a month. For $50-60 you can get almost a million and for $100+ a month you get a million. Tell them to up their payment and good job :-)
My father sold drugs for over 40 years touched millions of dollars and when he passed away 2 years ago I didn't get one dime I'm not mad it just makes me hustle harder to live the life I've always wanted and to make sure my kids have it better than I did coming up ☝🏾
Elliott Teasley thats whats holding them back. duh. discipline is very important if you really want to benefit from the end result. you dont have to be dumb ALL your life and then complain WHY u are dumb
Brother I've been saying and thinking this since I was 18yrs old to friends and family. Thank you for having a similar mindset on financial matters among us.
It's the parents fault that they leave nothing to their kids. This is common knowledge. Common sense cannot be taught. Whoever doesn't have it is and always will be a lost cause. They make the worst decisions possible.
All fanboys Are retards Nah we just need all our shit in these pale nations and all our gold back from Britain. You all are so caught up what you see that you don't understand the past and how you punks stole dam near every goddam thing you have today. Your pale nations have been getting over on us since we allowed those snakes on to our land.
Good info, just be careful with the Balance transfer as there are numerous stipulations regarding fees/deferred interest..etc.Everything else spot on, most of the mortgage industry info is referenced in the "Big Short" movie
Polight is out for himself and his family and I don't blame him,he will SAY and DO ANYTHING to not be back in the slums.you have to read in between the lines with him
I know a White guy at work who is the only child. He has a father who owns two houses and a lake house. His grandmother also owns a big house and will leave it all to him when she dies. Ironically, I also know a Black guy at work who mother just dies, and he had to dig up money to pay for her burial....no doubt she had no life insurance or nothing to leave him or his siblings. I can understand what brother Polite is talking about here.
I know a Black family who lived in a home for more than 40 plus years. They ended up being “under the water” and near $90K in debt on the house. The house ultimately was lost. Once the father died everyone was on their own and basically homeless. There is truly an epidemic in some black communities when it comes to finances and creating generational wealth.
I'm deleting all social media. I'm going to start reading, talking to real people and focusing on reality. Any objections?
Nope. I don’t.
I just did. It's a proper distraction.
Delano Brooklyn you just made the most important comment on RUclips, period. Extremely important.
Ding! Ding! Ding! Yes, brother! Congratulations, you have decided to leave the Matrix.
Delano Brooklyn once i stop watching TV iv got so much done. Tryin to teach my wife now
I agree with this dude 100 percent . As a Mexican American and insurance broker , I personally have experienced how minorities lack basic knowledge on financial matters, most have no type of insurance or retirement plan and is pretty sad . Jews and other races have years of compound knowledge and wealth . We need to step our game up as minorities and educate our people on finances to secure a better future .
But whose fault is that?
i agree wholeheartedly, Mexican-American here.
amazingdany stfu
Don't whup me, massa!
amazingdany He won't but I will Ignoranus
Financial literacy is low many of our black communities. Pilot is right! Economics should education should be discussed in the house, the same way Love&Hip-Hop is discussed!!!
The Thomas Gallery so true..so true...
TRUTH also in the same way in hating & blaming white people for ALL your issues.
Just literacy is low in general if we are going to be honest
The Thomas Gallery Lol Blacks ain’t gonna teach their children nothing besides how to keep hating on each other
@D’Marco Jackson we know that, but it's time to focus on being better for ourselves , our children's and their future. We know what they've done, but we can't keep crying about it. Learn what they do and do it better for our people.
who said smart wasn't cool? this brother is sharp!
And a scam artist he’s a finneser
That’s facts, the more intelligent the more valuable, love watching him!
My man on point 👉
@@Infamousmickey says them all but if you had the slick wits to finesse you would too. But that’s why you work that 9-5 in dark depression
@@thefirstsupper7007 nah I can make it without robbing and finnesin, sorry u think that’s the way to live, he’s selling the people out for clout, he’s also ripped people off money so not lying he steals from people cause he don’t know the truth ethier
That's why I have so much respect for my family and especially my dad. He is 96 everything is in order for all three of his children .My Aunt dud the same. We all need to recalibrate our minds. .
My mom did they same thing. Everything was in order when she died. In fact 10 years prior to her death we planned everything, cuz I'm the oldest, and it was the hardest thing to do. But I am grateful because I was prepared to handle everything. She had no debt, everything was straight, she had a wonderful home going, my brother and I were straight financially because she made sure we were good and that we were able to put money aside for our children as well. My aunties have done the same thing and I'm doing it now for my son and preparing him to do the same. I'm proud of my family too.
Listen Up, he just gave us the best information for free !!!
Tisha Sanchez facts
Tisha Sanchez the jewel drop of 2017 is still better than any drop this year.
Tisha Sanchez. Facts
@ 0:22 Vlad says, "That was the most stressful times of my life." Polight says, "Hmm". Did y'all catch that?
All the stresses in the poor communities. Vlad's most stressful time in his life. Was the possibility of not making mortgage payments and possible foreclosure.
Tisha Sanchez
Dap👊🏽🎶
he right about life insurance being culture cause my father has a $10,000 policy leaving our family to struggle.... polight was right about it being culture
J. Cozart. Well 10k can do a lot my friend. I know a close friend who 2k$ when his one if uncle died. And he flipped that to 900k$. It not. What u get it,how u use it.
Take this knowledge and get yourself a whole life policy
Akyrah34 Vigier 🙏🏽
Vlad, these are the type of interviews we want to see more of. Some of the other interviews i come away feeling dumber but with this one and others similar to this deposits enlightenment into the viewers! Love it!
Polight is definitely dropping some jewels in this segment.
The mortgage industry is designed for you to default. When you are approved to buy a home, the mortgage company specifies the maximum monthly mortgage payment (homeowners principal, interest, insurance, real estate taxes, etc.) that you can afford based on your income and debt obligations. I purchased a home three years ago and was approved for an amount that was too much based on my income. I could have purchased a five bedroom home with a pool. Thankfully I made it a point to not live beyond my means. I purchased a home and my mortgage payment is almost 50% less than the maximum for which I was approved. I had enough sense to avoid the trap, but some are not so lucky.
Fortunately, my wife and I increased our total income by nearly $50k since then and we can afford to upgrade when decide to move.
the bank loses $ when you default on your mortgage... smh ... they have to pay lawyers, inspection fees, appraisal fees, collection attempts fees, fees to attempt short sale or deed of lieu...
it's about not living beyond your means... that's the key
A smaller mortgage company that sells your mortgage to bigger companies like Wells Fargo, Bank of America, etc. lose money on defaulted loans? Tell me more...
Thomas Palermo I agree. But, if you sell a mortgage to another company wouldn't you want to sell a $250k mortgage versus a $150k mortgage?
Thomas Palermo Many smaller lenders sell mortgages to larger lenders. Hell, my mortgage was sold.
The amount of jewels this man shared in this short video can propel your life
You understand: to take the morals within the story and put into your actions, aiming to do better than yesterday.
THE LEARNING I GET FROM HIM IS AMAZING. GEMS ON GEMS
Also, I can attest to this because both of my parents are deceased. Insurance companies don't go out of their way to explain larger insurance payouts to black people, even if your income can afford the premiums. And, most black people don't question it. My parents had insurance policies, but after their deaths, I researched and found out that each of them would have qualified for a 5 digit policy instead of a 4 digit policy. In my opinion, the insurance companies are programmed to sell low payout policies to minorities.
That is why you have to educate yourself on these matters.............
G*d helps those that help.....
THEMSELVES.
Insurance companies will do that to any race it's all about money dingus
@@tom11zz884 y
You live above your means. You lose
Adolf Mussolini he’s telling us to love about our means without something something wisdom
Damn! This gentleman knows the game and can explain it in the clearest way I’ve ever heard.
Very priceless jewelz, needed to be reminded this and change my prioritization, Much Respect! ✊
Vlad you put this out to inform, this offsets the other bullshit. Appreciated.
i realize Im pretty off topic but does anyone know of a good site to watch newly released series online?
@Josue Conner i watch on flixzone. You can find it by googling =)
@Ahmed Raiden Yea, I have been watching on flixzone for since march myself :)
@Ahmed Raiden thanks, I signed up and it seems to work =) I really appreciate it !
@Josue Conner Happy to help :)
My English Teacher made us do a project about life planning and insurance
i feel him. im 21 and have a term life insurance plan and a whole life insurance plan. i dont even have kids yet but when i do they gonna be straight when its my time to go.
bein a young black male in a donald trump america, i can go to sleep easy knowin that if i get slept by some police brutality bullshit, my family aint gonna have to make a go-fund-me to get me buried, or raise money for a competent lawyer.
Does a democrat president change america?
It ain't a Jewish thing - It's a who set up for their kids to get 1Mil when they die thing .
truest comment on this vid!!!!!!
real shit
thats the point he was making if you watched the whole video
ExecGamerz 2k Dude he said that. Clearly you didn't watch the whole video
COLOR is sometimes associated with CULTURE.. which what he is referring to and the point you missed..
How could someone not like this? This is all real 💩
Thank god this man recognizes the biggest oppression is lack of financial knowledge and literacy and shares it. So true.
The problem is that the minorities who become wealthy do not share their knowledge with their community when they gain wealth, unlike Asians, Jewish people and WASP Americans. Thank GOD for RUclips and for generous self-made millionaires like Graham Stephan who shares his financial knowledge with the public! Most of us would be floundering if it wasn't for youtube and financial literacy books.
The people that really need this info will never see it
dave M. So we should forward it to those we know that need it in hopes they might use their 1k phone to click and learn a 10min lesson, yes? Forward it like we do those funny videos and bible quotes
This topic is one of the topics that I can totally agree with from Brother Polite. All truth. We have to sacrifice in this generation for the next one.
#Salute #Respect
Wow I've never heard of this guy. But I'm floored with the level of awareness he possesses. I just got taken to school bro. Thanks for sharing
This dude has knowledge and he's giving it away, we complain about not having this knowledge in our culture, Vlad how about weekly videos with Brother Polight on different economic topics? It's an idea anyway. I'm looking in to whole life insurance asap not only for my mother but myself as well so my son is good when I pass. Thanks for the videos.
All he said was basically, as a student of economics, to be a capitalist
Stress of anything can kill you. FACTS!!
My God. we need a 3 hour interview of this
He actually understands and talking 100% truth!
This is spot on.
We keep giving our money to the church🤔
Not me! Nowhere in the New Testament does it say that we have to give 10% of our cash earnings to the church. But these hustler pastors keep preaching the same Old Testament Bible verse (Malachi 3) to try to justify collecting tithes. Then, in the same breath, they will say that the Old Testament doesn't apply to this era and that we are no longer under the law but Grace. The cherrypicking of scriptures to suit their agenda is hypocrisy at its finest!
And to the weave and eyelash markets, and anything fashionable with a label on it to pretend to look like you got money.....
You brothers and sisters getting scammed turn to Islam (not Nation of Islam) 2.5% of your CASH income and on gold and silver once.a year and a person of god should not have any real concern about wealth.
EXACTLY
@@bjosh02 that's true but nobody wants to talk about the high dollar shoes and expensive haircuts
Love this brothers knowledge 👏👏👏
Excellent! A really great concise powerful lecture. 90,000 have listened; many more need to. Great message!
Spot on Brother Polight. We need to focus on the present and economic empowerment for our people . 🦁🤴🏿
All facts & very powerful
I swear this dude grabs my attention every time he speaks!!!!
BRYCE MACK sound like you got a crush on a man thats an abomination ans a little idolism. pagan
Dude u gay
When you Learn Better, you Do Better 💯💯💯💯
👍👍👍👍👍👍👍👍👍👍👍👍
Brother Polight just gave a Harvard Business School semester course for FREE, yet pundits would rather pay over $599.00 USD per hour to a much less educated trickster for an online course. Go figure! Thank you and respect due to Brother Polight on this content and subject matter.
more of this guy please. dudes smart.
Bro. Polight, is a MAD GENIUS IN THE SAME VIEN AS A MAD SCIENTIST. But just like today's RAP ARTIST, he came through the streets, HE FANAGLED the streets, and USED the streets as FUEL TO TRAVEL AND LAND SOMEWHERE ELSE. All he had to do was become self made, through the INFO that he has ACQUIRED, and simply CONDUCT OR HOLD CLASSES AND CHARGE PEOPLE FOR THAT INFORMATION, BUT HE DIDN'T; WHY, BECAUSE THAT WOULD OF TAKEN LONGER AND HIS PERSONAL AMBITIONS HAD A SHORTER FUSE THAN THAT! Anybody who is successful can turn around and sell their FORMULA to CONSUMERS, BUT HE CHOSE OTHER-WISE, VLAD NEEDS TO ASK HIM THOSE QUESTIONS, JUST LIKE WHEN HE INTERVIEWS A RAP ARTIST AND ASKS THEM ALL SORTS OF SELF INDICTING QUESTIONS! I HOPE EVERYBODY READS THIS!
I have studied Jewish people and my people and compared the two. I realized Jewish people are caring about the generation to come after them. They set up the next generation with wealth thru investments and life insurance. I argued this point t with my dad and he said something that bothered me. He said, “ if I leave money to my kids when I die, if my son is not smart he will blow the money, if my son is smart he can make his own money”. I then realized why my people are not successful, and that is because of my dad’s mentality. His philosophy is lazy and a cop out. Instead he should think , if my son is not smart I should educate him, my son that is smart I should encourage him and help him be more successful. I don’t blame my dad since no one taught him to be a deep thinker and think about generation rather then think about today only.
It's called life insurance 😂😂😂
Spitting knowledge and wisdom. Great role model.
so true…live within your means and always keep a stash…when getting a mortgage think like this: “can I honestly hold it down at least 6 months until I get more income?"
If u didn’t understand it the first, second, or third time, keep listening until u do. He broke down one of the most important things every future or current home owner should know.
This is exactly the truth. Generational awareness, education, preparedness and wealth. It's why the powers that be have been there for ages. Time to change it y'all. 1
somebody watched the big short. good info as always Polight.
MORE BROTHER POLITE VLAD, me and my friends are sitting in a circle taking in this knowledge and for once we're not passing around a blunt.
+See Her80 polight ain't perfect but he definitely got knowledge. You will learn a lot from him. Learn about the stock market and insurance policies like he said and you won't go wrong.
Towns People Thanks for the concern, I'll take my chances
Kilduce will do and thank you
Dee Her8o Ain't shit wrong with Smoking Weed
Hay 992201 not at all bro but it was nice to listen to something like this without being high off my ass, got a chance to digest this message with a clear mind you know ?
Thanks for the knowledge
Pardon me but who are the viewers red arrowing this educational video. This applies to everyone no matter what race you are.. This is probably Vladtv's best video ever if you ask me
thxYou on sharing this wonderful update learn as we grow
This guy is smart
Wow. This is enlightening. I am hear because I saw a channel talking about his arrests and apparently some haters are happy. I didn’t want to comment until I listened to this person and know what he is about. Now I know why some are happy because he is speaking facts and taking out of our comfort zone or slumber.
... Word ...
Who is this wise brother so well spoken and sharing knowledge???
He's woke yall
i Kyon no he just takes time to study
He's telling the truth in this interview. I read an interview in fortune magazine about how wealth is pass down through life insurance, and that African Americans tend to not have life insurance.
Nice headline Vlad. Now we're going to get a bunch of people who will feel justified in making blanket negative comments about black people
Dude is so smart much love bro
Y'all need to actually listen to the interview not the title, no where in the interview hi is race bating. Guy is trying to tell blank people to not worried about race and try to provide for their families and themselves. All he says is that some races have an advantage but that doesn't mean you can't try and achieve your dreams. Provide for the prior you care about.
Listen to what this guy is saying... this is valuable information.
The Brotha Sharp...
Thank you Brother for this video.
This all boils down to investing and money managing. Black people don't save money for the future, they live in the now too much. Example, living in section 8 housing driving a 96 civic but putting $4,000 rims on the car... or buying $10k worth of jewellery instead of saving up that money to put a down payment on a house. They do not build equity, generally black people buy materials that depreciate . This only applies to the black kids that "get nothing". However, the ones they do get something is a result of their parents having good money management skills.
Billy94 speak 👍🏾
I don't know any black person who spends 10K on jewelry. At least not everyday black people......I only see that with wealthy rappers.
Your average black person splurges on 190.00 Jordans and Polo Ralph Lauren. Or they might buy the Lexus when they really should get a Camry.
Billy94
Shit most of the black people I know were raised by a single mother or their grandmother. In fact quite a few were raised by their grandmother. It's kind of funny reading some of the posts from the men because most of them don't even support their children and are on this video talking about leaving their kids something. Am I missing something.
Neal Davis
Are you missing something? How about a soul. Ever wonder what having one of those feels like?
Billy94 where are your sources for all this bullshit
Great Interview.Thanks
Overall this video was meant to promote financial literacy. regardless of race you could benefit from watching. Rather than doing so you choose to discuss race when in this video he talks about not pulling the race card.
very well said.. peace to you
Yo R.I.P. Charlie Murphy
brother polight be dropping jewel💯
Build a your legacy and Leave your legacy. That’s how you keep your old money going. Don’t forget African Americans started late due to slavery and we just started to own property. Just think back to 90 years ago. It’s time to bridge the gap.
Tyrell you can’t bridge the gap blacks aren’t even close to white wealth it will take 276 years for blacks to make 100 grand 😂💀🤦♂️🙄.
Damn brother polite is mad informative good shit
Dam he taught me more shit in 10 min than I learned my time in school
Good info!!!!
why do New York cats speak with so much more intelligence than the rest of the country?
We go against the best and brightest.
Mehire ankwānḁ Tabakḁ Angūdḁ
That too lol
Mehire ankwana is a class A jackass. He graduated from dipshit academy. With a 0.0 gpa.
You sound like you just lifted your rock
Krucial Y.G.N. That's a fact. it's so stupid it's almost troll worthy.
Brother Polight for Prez!!!!!
My parents got a 2OOk$ insurance policy for me when they die , I'm BLACK
WiltChamberlain Trell my cousin has the same
WiltChamberlain Trell shit you can get 200k with paying $30 a month. For $50-60 you can get almost a million and for $100+ a month you get a million. Tell them to up their payment and good job :-)
WiltChamberlain Trell Who fuckin cares?
WiltChamberlain Trell Exactly!! My mom got $100k for me ✊🏾
Lots of people claim to be "black" these days like it's a fad on social media.
i am so glad this was addressed. immediately i was in disbelief.
po light be safe bro! keep teachin but be safe
Vlad never interrupts brother polight like he does with everyone else that he interviews,he shuts up and listens.
Brother Polight bout to mysteriously disappear...
Dystinkt Beats no bullshit
Real shit
Polight is a sell out agent
Bantu Kingdom You a broke junkie living off the back of the women you are surrounded by
GHSTTHERENEGADE are you and polite making sweet love? Why are you offended?
My father sold drugs for over 40 years touched millions of dollars and when he passed away 2 years ago I didn't get one dime I'm not mad it just makes me hustle harder to live the life I've always wanted and to make sure my kids have it better than I did coming up ☝🏾
why do ppl assume that everybody has the discipline to manage money & debt?
Elliott Teasley thats whats holding them back. duh. discipline is very important if you really want to benefit from the end result. you dont have to be dumb ALL your life and then complain WHY u are dumb
Elliott Teasley discipline is learned and can be passed down
This brother is on point!!!!!!
There are black jewish people
student kally So.....
student kally
Every Israelite aint a Jew.
wow brotha polite, youre smart! i have learned things from you today that took the last 25 yrs to sink in!
Ppl came on here just to talk shit don't forget ..
Aya Dassai facts
true
Well, Said Brother Great Job!!
one fish, two fish, red fish, blue fish, knick knack, paddy whack, give a dog a bone, two thousand, zero, zero, party, oops!
Brother I've been saying and thinking this since I was 18yrs old to friends and family. Thank you for having a similar mindset on financial matters among us.
It's the parents fault that they leave nothing to their kids. This is common knowledge. Common sense cannot be taught. Whoever doesn't have it is and always will be a lost cause. They make the worst decisions possible.
All fanboys Are retards Nah we just need all our shit in these pale nations and all our gold back from Britain. You all are so caught up what you see that you don't understand the past and how you punks stole dam near every goddam thing you have today. Your pale nations have been getting over on us since we allowed those snakes on to our land.
he makes some very good points
smh: title really lies.
Polight on it! wake up people.
That's real information right here
his knowledge can move a mountain but his muscles couldnt move 100 pounds 😂
prettyplayboy08 lmao you aint shit
lmfao
when a black man real and speak the truth clowns like you try to be funny but sound corny. You hate the truth
Lionel 08 your comment has absolutely nothing to do with the content! And what do we say about males who romantically observe and rate other males?😬
Very fundamental thank you a whole lot...
Poor don't have a color. #factsonly
Good info, just be careful with the Balance transfer as there are numerous stipulations regarding fees/deferred interest..etc.Everything else spot on, most of the mortgage industry info is referenced in the "Big Short" movie
Y'all ain't watch the video. and I know it.
A Green right all types of retarded comments
everything hes saying is facts. I don't understand why people downvoting this video
Polight is out for himself and his family and I don't blame him,he will SAY and DO ANYTHING to not be back in the slums.you have to read in between the lines with him
Tunde Just Like Most People Nothing New People Like Him Only Impresses People Who Lack Common Sense More Power To The Brother Though 😀
He is a well read con man.
why do you say that? could you explain?
I know a White guy at work who is the only child. He has a father who owns two houses and a lake house. His grandmother also owns a big house and will leave it all to him when she dies.
Ironically, I also know a Black guy at work who mother just dies, and he had to dig up money to pay for her burial....no doubt she had no life insurance or nothing to leave him or his siblings.
I can understand what brother Polite is talking about here.
I know a Black family who lived in a home for more than 40 plus years. They ended up being “under the water” and near $90K in debt on the house. The house ultimately was lost. Once the father died everyone was on their own and basically homeless. There is truly an epidemic in some black communities when it comes to finances and creating generational wealth.