Thank you lol😂 I was big time confused! I knew something wasn’t right. I Damn near rewatched it thinking I heard wrong until I checked comments and saw yours first.
I listened to this actual call the other day, the 20 people is correct and it's likely to be 50k, he said absolutely do it because she had a net worth of over a million, the rest is dubbed 😂
If you have 10k saved and you spent 700 on a holiday for your family, it would money well spent on a good priced holiday. You can’t really use percentages for your argument
Really, spend 10% of your savings on Disney. A million won't last as long as you think, and is this really the wisest thing to do? I can't see it. Putting your most deserving grandchild through college would be better.
What an amazing episode. Thank you both for all the information and the vulnerability surrounding your stories. I watch a lot of podcasts in my free time and this one just might be the best. I love the message at the end. Thank you!
Yeah I’ve never understood all the hoopla around Disney World. I would much rather hike the Grand Canyon or see some historic buildings rather than go to a theme park.
What is worth it to you may not be worth it to others. I don’t understand it either, but there are countless people that absolutely adore Disney and wouldn’t want to be anywhere else but there. It’s all subjective.
At 63 my RMDs won’t kick in for 12 years. But w $3 million in IRA RMD is 120k/ year, at least. It’s a lot to spend so I’m seeing people paying for these family trips. And they do it from 75-80 while they’re still healthy. Not everyone can afford to do this every year- but once in their life- yes.
These r the family members, they will block there phones when she will b in trouble or will need help.almost always happens. Its the same story all over the planet😮😢
Yup!! My sister and her husband stayed with me for 20 years,2-3 times a year . I have a tiny house with 2 dogs. They would bring their 2 dogs. I asked them to not bring dogs at times but they wouldn’t listen. I dog sat when they went on vacation, helped support their business ($) They were from a small town and came to my city, often, to shop. After 13 years I asked them to chip in for groceries. ( They were rarely guests as I wouldn’t ask guests to buy food,but they would invite themselves) They stopped staying at my place because I asked them to start buying groceries when they came and because I asked them to give me 2 weeks notice. (They would often give me a few days) Now they go through my city often but they rarely call or stop in. Just used me. This lady better be 💯 ok with getting ZERO reciprocation. $70,000??!!! 😂😂😂😳😳
There's more to this story that's cut out!!! There NO WAY he would say this unless she has like 2 million liquid money available for her retirement!!!! He only sends to spend money when you can AFFORD to spend it.
She's planning her retirement vacation that she is GOING TO PAY FOR. Don't discourage her...wish her well. 'Enjoy your retirement vacation, take pictures because you won't remember it' 🤣
I hope this isn't real. I'm 33 and I have over 100k in the bank saved. And I make average money. I saved every penny for the last 10 years. But my generation needs to do that. Homes aren't 15k anymore
This is a Disney add or something ... No wayyyyy Ramsey said go for it ... 12k plus 25k does add to 70k for 1 for 2 sound like she has no money not a lot of money
Yea the moment ramsey agreed i was like yea i know this is bs i was trying to convince myself that dave was like im done with this lady and im just gonna let her do what i know she gonna do but i know dave would argue till the end
The REAL numbers from this clip don't seem to be in the comments, so here is the ACTUAL $$ situation from the clip. ruclips.net/video/M8ajbTZ2wrY/видео.htmlsi=_TzEHgCDBTeSSHFw The trip was going to cost ~40-50k according to Ramsey, the guest didn't mention a number The guest had ~1.1 million in a "nest egg", im assuming an investment account. The guest also claimed to have 30k saved, i suppose in a bank account, and she lives off of her and her husbands pension. She was 62 years old, and the trip was going to be to disney for her and roughly 20 family members. Ramsey ultimately said she should do it. I hope this helps anyone who was curious what the actual clip was about. : )
SMFH I wouldn't care how much money someone had, I'm not going to advise them to blow it. Especially on something that's a rip-off to begin with. IF she has $1 million as other comments have suggested, he's advising her to spend 7% of her savings on an overpriced vacation.
Me &my husband r worth around 4mill in our retirement & v r very careful in spending ,dont know what happens when u r really old ,v wish v had more but its ok.nothing great nowadays😮
This guys gotta be the worst investor in the history of RUclips I don’t know if this guy intentionally wants to ruin peoples lives but he’s doing a great job
I have $125,000 in cds and I would still never do that. I have way more in Roth Ira and 401k near a half million and I think she is nuts and I still wouldn't do it. Do not give Disney your hard earned money!!! Something in this story is missing
Wait just a damn minute, $70,000 to go to DISNEY WORLD for 20?????? Maybe $2,000 a person in and out but that only comes to 40. What the hell are you doing?
This is hilarious! Who ever put this together needs to get an award.
This is a fake/edited video guys
Thank you I was scared😂
No way he would say to take a $70 k vaca with little to no savings. DO NOT take money out of retirement to go to Disney!
Thank you lol😂 I was big time confused! I knew something wasn’t right. I Damn near rewatched it thinking I heard wrong until I checked comments and saw yours first.
Obvious when he said yeah do it wtf lol
I listened to this actual call the other day, the 20 people is correct and it's likely to be 50k, he said absolutely do it because she had a net worth of over a million, the rest is dubbed 😂
Even if you have a million saved, spending close to 10% of that on one vacation is crazy
Bruv
No its not
@@pangchang3332just dumb
If you have 10k saved and you spent 700 on a holiday for your family, it would money well spent on a good priced holiday. You can’t really use percentages for your argument
One life and you’ll never get the time back. You’re brainwashed.
This woman is absolutely IMMATURE!!!
The video has been edited, the women didn't really say this
Imagine coming to that conclusion based on a poorly edited 60 second video. Pot calling the kettle black isn't it?
This has me in tears! Dave just ignoring the “shit faced” comment 😭😭😂😂😂
It's fake. Editado video
@@BrooklyngirlLovesCrochetwe all know that. Still funny 😅
Damn bro i was confused af until i started reading the comments 😂😂
FR. I was like he would never if these numbers are true!
I was too 🤣. I was expecting him to act like it was okay and then randomly start screaming at her for being an idiot lol
Me too! I had to rewarch it a dozen times too to understand its satire 😂
Edited. She had over one million dollars saved. Just look up Ramsey Disney vacation
He can afford it.
Yes Dave said do it she had enough saved
Really, spend 10% of your savings on Disney. A million won't last as long as you think, and is this really the wisest thing to do? I can't see it. Putting your most deserving grandchild through college would be better.
Daves is a feminist
70 , even 3k for me is frivolous 😂😂
It is refreshing to hear Dave finally give some good advice. You can’t take it with you.
Do not be decieved. He would never tell her to do this.
This is hilarious. Great edit
Theres no way he would say that! Lol
She has 37k saved but wants to spend 75k.
It’s very poorly edited hence why this is not posted by Dave himself.
STUPID
He did say it, she had a net worth of over 1 million, the rest is obviously dubbed
$70k on a vacation you better have $2million in the bank
I just watched the real video. She’s taking her family of 20 to Disney and spending $20k. Recently retired with $2 million in retirement.
THEN WHY DID SHE SAY SHE HAD 20K IN RETIEMENT?
This is inaccurate, I just watched this clip, and these numbers don't match.
ruclips.net/video/M8ajbTZ2wrY/видео.htmlsi=_TzEHgCDBTeSSHFw
This is fake. Dave would NEVER say that.
What an amazing episode. Thank you both for all the information and the vulnerability surrounding your stories. I watch a lot of podcasts in my free time and this one just might be the best. I love the message at the end. Thank you!
People are so dumb they think that Disney is a vacation go to Europe go to the Caribbean go to Cancun something that is worth it
Yeah I’ve never understood all the hoopla around Disney World. I would much rather hike the Grand Canyon or see some historic buildings rather than go to a theme park.
Everything is subjective
Europe is not worth it. So boring and overrated. Disney is better.
What is worth it to you may not be worth it to others. I don’t understand it either, but there are countless people that absolutely adore Disney and wouldn’t want to be anywhere else but there. It’s all subjective.
We went, and I felt like it is really just for children. Unless you’re some weird Disney adult.
I can't tell if he's being sarcastic this time 😂😂😂😂 she better take her and her hubby only 😂😂😂
It’s not real. Use your fucking brain. This is a fake call. Never happened, just fancy editing after the fact .
This video is fake. The woman had over a million in net worth
This is edited to make it sound like he said this. He did not
Disneyland will absolutely not get another dime from me. It's a huge ripoff.
😂
I think they’ll be just fine 😂
@@onlne1Not their movies.
Is this some type of joke ? She needs to think twice about taking them to the local carnival !
20 people. The whole family. Retirement party. Sounds like an awesome plan. Dave approved.
20 people at Dysney and you have $12k so far. That's about 5 mins of fun for each.
My math ain't matching. 12k saving, 25k retirement is 37k yet Disney is 70k? What am I missing?
I thought he was being sarcastic until I realized it was a fake edit 😂
At 63 my RMDs won’t kick in for 12 years. But w $3 million in IRA RMD is 120k/ year, at least. It’s a lot to spend so I’m seeing people paying for these family trips. And they do it from 75-80 while they’re still healthy. Not everyone can afford to do this every year- but once in their life- yes.
That's crazy!!!!❤❤❤
This is how’ high people think and talk
Almost tricked me! This was a good one.
These r the family members, they will block there phones when she will b in trouble or will need help.almost always happens. Its the same story all over the planet😮😢
Yup!! My sister and her husband stayed with me for 20 years,2-3 times a year . I have a tiny house with 2 dogs. They would bring their 2 dogs. I asked them to not bring dogs at times but they wouldn’t listen.
I dog sat when they went on vacation, helped support their business ($) They were from a small town and came to my city, often, to shop. After 13 years I asked them to chip in for groceries. ( They were rarely guests as I wouldn’t ask guests to buy food,but they would invite themselves)
They stopped staying at my place because I asked them to start buying groceries when they came and because I asked them to give me 2 weeks notice. (They would often give me a few days)
Now they go through my city often but they rarely call or stop in.
Just used me. This lady better be 💯 ok with getting ZERO reciprocation. $70,000??!!! 😂😂😂😳😳
Yea I remember listening to this call live yea great advise i think she should spend 80,000 great advise Dave 😂
Da fuq..she has 12k in cash savings and only 25k in her retirement account and she wants to spend 70k at Disney?
There's more to this story that's cut out!!! There NO WAY he would say this unless she has like 2 million liquid money available for her retirement!!!! He only sends to spend money when you can AFFORD to spend it.
Stupid for disney? 70k would get you across the world TWICE
She's planning her retirement vacation that she is GOING TO PAY FOR. Don't discourage her...wish her well.
'Enjoy your retirement vacation, take pictures because you won't remember it' 🤣
She sounds like the economist Harris is listing to.
Yepp 😂 Although this is an edited clip.
She’ll be so drunk the entire time she won’t remember any of it
I hope this isn't real. I'm 33 and I have over 100k in the bank saved. And I make average money. I saved every penny for the last 10 years. But my generation needs to do that. Homes aren't 15k anymore
Wow thanks for the knowledge drop, Einstein
If this was real it would be the worst advice possible... 😂😂😂
Falmouth woman.
Acts like she's a multi-millionaire.
So Dave told her to spend it LOL
This is a Disney add or something ... No wayyyyy Ramsey said go for it ... 12k plus 25k does add to 70k for 1 for 2 sound like she has no money not a lot of money
Don't give Disney your money. Ever.
What a waste of money. That’s the last place I’d go on vacation.
PARODY VIDEO! 😂
Ramsey would not agree with this. 35,000 is not a lot of money. Her retirement?????
Yeah, her real retirement savings was just over $1M.
Yea the moment ramsey agreed i was like yea i know this is bs i was trying to convince myself that dave was like im done with this lady and im just gonna let her do what i know she gonna do but i know dave would argue till the end
He scared me for a lil bit. Good editing
The REAL numbers from this clip don't seem to be in the comments, so here is the ACTUAL $$ situation from the clip.
ruclips.net/video/M8ajbTZ2wrY/видео.htmlsi=_TzEHgCDBTeSSHFw
The trip was going to cost ~40-50k according to Ramsey, the guest didn't mention a number
The guest had ~1.1 million in a "nest egg", im assuming an investment account. The guest also claimed to have 30k saved, i suppose in a bank account, and she lives off of her and her husbands pension. She was 62 years old, and the trip was going to be to disney for her and roughly 20 family members. Ramsey ultimately said she should do it.
I hope this helps anyone who was curious what the actual clip was about. : )
This woman could do that at home and it would be a lot cheaper😂😂😂
The thing about vacations and traveling is you're barely going to remember it in a few years
Her little laugh when he ignores her and just goes .. “do you have a lot of money?”
Like she knows the big bad wolf will just get right to it, LOL!
I doubt this is a fake call..😂
SMFH I wouldn't care how much money someone had, I'm not going to advise them to blow it. Especially on something that's a rip-off to begin with. IF she has $1 million as other comments have suggested, he's advising her to spend 7% of her savings on an overpriced vacation.
PRANK THEM BACK! 😂😂
😂 that wicked laugh
At first I was thinking why is he telling her yes
Anyone who spends tens of thousands on a DISNEY vacation is psychotic. $70,000?????? Dang.
Wait, something must be missing. This does not add up and he would never have agreed to this.
What’s up with this Dave would never say that!!
She had a million or more saved. She could afford it
For entertaiment only. 12 grand,25 grand,an retirement would so stupid,actually there are folks this stupid
she only has $25,000 saved for her retirement??? That doesn’t sound like enough to just go blow it.
Talk about the biggest waste of money ever
I love these 😂😂
Lmao he would never say that 😂
Please get well Fred! We miss you!❤
Thank God cuz I heard $37,000 and he's telling her to take a $70,000 vacation so I would hope that there would be some more money hidden somewhere
Ways to make Mickey proud
Me &my husband r worth around 4mill in our retirement & v r very careful in spending ,dont know what happens when u r really old ,v wish v had more but its ok.nothing great nowadays😮
70K on a trip to Disney?? That's damn near a HOUSE!!!
a house for 70k? in the Congo?
@vick7490 I said "damn near a house" and it's more than half of my house in Ohio 🤷♂️
Amazes me how people talk on these videos.
I'm sorry but if it is a party for your retirement but you dont have barely enough for a year or two for retirement then you cannot retire.
Haha, love these! Keep it up!
Im Australian. How on earth can you spend 70k going to Disney? Are they going for a few months? Lol I know its not cheap but thats insane.
That's not enough...I'm surprised he said yes.
Wait so she goes all in on the party to be nice… but then wait about the retirement part? Just be homeless and reminisce on ‘that time @disney’ 🤔 😆
This guys gotta be the worst investor in the history of RUclips I don’t know if this guy intentionally wants to ruin peoples lives but he’s doing a great job
Yeah he's awful 😅😅
This is a fake clip
This is painfully obvious it’s fake lol
@@austinkesler4493 the painful part is a lot of people do not realize it's fake
@@austinkesler4493 it's so funny how many people think these are real.
So sad that an old woman wants to get "shut faced drunk" Disgusting 😢
Well the video was edited. But who cares? Old people cant get drunk?
Yes, she did ask if she should spend 50k on a family holiday for 20 to Disney, she didn't swear 😂
Feminism smh
She’s probably made 30 million in value for the company that kicks her bread crumbs.
Absolutely not the advice Dave Ramsey would give
What $17K 25K spend 40-50K. No, 70K
What????
They're all insane.
I have $125,000 in cds and I would still never do that. I have way more in Roth Ira and 401k near a half million and I think she is nuts and I still wouldn't do it. Do not give Disney your hard earned money!!! Something in this story is missing
Must be a stay at home mom because she wouldn’t want to pay for the entire family if she had to earn it.
Why Disney? Our best vacation was following the coastline. Stop here there and everywhere.Amazing.East coast.
She's crazy. What is she. going to do after the 70000 is gone snd she's retired.
She'll start a new job after she's trained up. You want fries with that?
Please do not. Do not! Things come up during retirement. Do not touch your retirement!
All that money on Mickey Mouse. Must be American.
Ask Elon about spending 1 cent at Disney 😅😅😅😅
He’s either high, mis understood what she said or tired of the ignorance that these folks call in with.
This show gets a lot of prank calls😂😂😂
This 😮 crazy and funny 😅😅
Lady, you crazy I would never do it
Everyone's been trolling so he's been trolling right back😂
These are great!!!!!!
25k & 12k is only 37k. How is she doing 70k?
She wants to show off that she has a lot of money! Unfortunately, that money is nothing and won't last long!!!!
Wait just a damn minute, $70,000 to go to DISNEY WORLD for 20?????? Maybe $2,000 a person in and out but that only comes to 40. What the hell are you doing?
Fuck. Wish I was Disney 😹😹😹 I would love someone to give me 70k in one visit
She’s showing her ignorance wanting to go to Disney
Is he being sarcastic? Or was part of her retirement information edited out? She said she $25,000 in retirement and Dave gave her the green light?!
Ramsey is smart,she was trying to belitle him.,
Disney? Wtf is wrong with people? She's drunk now.
There's a stable genius.