I was a banker too. No doubt the pay and benefits are quite significant, however the workload is triple or quadruple of that. Biz trip isn’t fun, it’s back to back and tiring. Banker was ranked as the most stressful job in the world for few years. So think before you join, weather you have the mentality and strong heart to handle it. Good luck!
My wife is a private banker and E.D grade. Thought income is very high even comparing to professional, pressure is also high. Therefore, she will retire this year and look for some easy job.
I am very glad to have seen your message. Many said that IBs in HK prefer graduates from target schools in the US & UK, and a postgraduate degree is a minimum. Proficiency of Mandarin is preferred too. Are these myths or truths? HKU, CU and UST all offer undergraduate Quantitative Finance degrees, do they stand a chance at all? Thanks.
@@SW-fy8pq I've spoken to few about to retire banker in the past few years. They said they don't/won't miss the job as things have changed tremendously as compared to 30 yrs back. All looking forward to get out. As for postgraduate only offer, it's not necessary so. Some joined with only degree including myself. However I've seen some joined because they are some so and so of who. Knowing multiple languages have always been an advantage in ALL jobs. Though many dislike the stress, at the same time I've heard of some enjoying the job (non sales side). I guess it's pretty individual. Don't be imitated by others comment, think what's best and suitable for yourself, if you can survive in high pressure or dog eats dog world. Some thrive but some don't. My biggest wishes for you. Always think positive and you'll attract positive. Good luck 🍀
❤️❤️❤️❤️❤️多謝提供很多寶貴資料，曾經有段時期，我自己讀完一個 distance learning 嘅MBA 後極渴望做 ibank，但係毫無頭緖，宜家喺一間家品公司做，剛剛過了的9月去了英國出差，同12月至2月尾去了德國出差。要同同事同房，5點便爬起身做報告，然後8:30已去到貸倉，有時忙起上嚟洗手間無得去，同要搬重嘅物件。我一直想財務自由同好想 work life balance。如果投行唔介意請中年轉職人士，煩請PM 我～感謝🙏🏻❗️
i also work in west kowloon. i think Elements lunch stupidly expensive and without choices. after knowing your experience, i may doubt that your can actually retire early even without investing. certainly, i agree you are a gifted investor and youtuber. support your videos.
@@victorleungcheng Sell side Trader main job is market making still.. fewer run more big risks are rare ..”your” profit still leverage on the bank resources (eg funding), so still bank’s money (and bank take most cuts)
my friend graduated from MBA, got Associate role, worked in M&A, starting CAD $120K base. Bonus around 100%, but half of the bonus goes to government as you know in Canada. That was 8 years ago. He quit after 2 years because too many hours and need to work after midnight sometime, and Standby on weekend. Benefit is: If there is dinner with his boss, they order the most expensive wine in the restaurants and the boss pays. Perrier, coke, juice are all you can drink in the office.
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雖然做iBANK好似好離地好遙遠 但睇完成段片 一直聽你講野 反而有種感覺你好貼地好真
雖然我唔係做ibank,但係部分經歷都好有共鳴。次次出差亞洲地區都係住五星酒店，去見客食飯都係食好既餐廳，但係成日完左返去間五星酒店都係開laptop 做野，上機又係度prep 會既野。 次次出完差都會倦到病左🥲🥲。 真係好易殘
I was a banker too. No doubt the pay and benefits are quite significant, however the workload is triple or quadruple of that. Biz trip isn’t fun, it’s back to back and tiring. Banker was ranked as the most stressful job in the world for few years. So think before you join, weather you have the mentality and strong heart to handle it. Good luck!
My wife is a private banker and E.D grade. Thought income is very high even comparing to professional, pressure is also high. Therefore, she will retire this year and look for some easy job.
@@raymondchan6001 how old is she?
I am very glad to have seen your message. Many said that IBs in HK prefer graduates from target schools in the US & UK, and a postgraduate degree is a minimum. Proficiency of Mandarin is preferred too. Are these myths or truths? HKU, CU and UST all offer undergraduate Quantitative Finance degrees, do they stand a chance at all? Thanks.
@@SW-fy8pq I've spoken to few about to retire banker in the past few years. They said they don't/won't miss the job as things have changed tremendously as compared to 30 yrs back. All looking forward to get out.
As for postgraduate only offer, it's not necessary so. Some joined with only degree including myself. However I've seen some joined because they are some so and so of who. Knowing multiple languages have always been an advantage in ALL jobs.
Though many dislike the stress, at the same time I've heard of some enjoying the job (non sales side). I guess it's pretty individual. Don't be imitated by others comment, think what's best and suitable for yourself, if you can survive in high pressure or dog eats dog world. Some thrive but some don't.
My biggest wishes for you. Always think positive and you'll attract positive. Good luck 🍀
係嫁, 不嬲就係用錢買員工嘅時間, 做左8年渣乾渣淨~明買明賣, 正常! Love your channel, add oil!
聽完你講，我反而覺得iBanker嘅付出係多過收入，我之前教大專大學課程，好多人羡慕甚至眼紅話我人工高福利好。但係其實佢哋係唔知道呢個世界好多嘢並唔係佢哋表面睇到咁簡單，其實教書都係24x7，又要做研究，出paper，攪新course，做admin，寫grant，同其他國家嘅專家、政府部門開會⋯⋯，所以我好明白你之前都係捱出嚟，好開心見到你搵到適合自己嘅路，你加油吖💪🏻💪🏻💪🏻，拍多啲片吖😊
真 捱同抗壓嘅能力嘅考量真係好重要 我知自己咩料 所以以前fg份工同finance/banking冇關 人工少rain所講嘅一半 其他就package差唔多 但個份工 收工就係收工 個腦甚至體力一定唔止用少一半 rain所描述嘅工作內容隨時係我嘅十倍 個個人性格喜好唔同 真係各有各好
@@Ken_sent_me 好認同你講，真係每個人嘅性格同喜好唔同，只要搵到自己鍾意嘅方向，呢點先係最重要👍🏻👍🏻👍🏻
表面人工好高但背後付出絕對不人道，犧牲自己私人時間、家庭等等；長期做賺到錢都冇命享。
要跑數！唔夠數lack off自动離職！最好揾到水魚大客户！大陸落來香港ibank父母家族親戚有錢！把大陸資金轉來给自己仔女來公司操盤上班！可能為了香港身份証！香港特区護照再申请父母家人來做香港人！你的收入要幫公司賺到好多錢成正比！
好好聽呀，你嘅分享。又了解到更多關於IBANKER 喇 😎
好鍾意Rain最後那個動作😆
😉
你嘅髮型好好睇！請問係電定夾？
頭髮好靚❤️
打燈太光太白
終於睇晒你D片。哈哈 !
@Clement 哇咁好既你😆 有無悶親? 我唸我都係快D整片, 唔夠片俾你睇了😝
@@RainIsHere 其實我好多野都識, 但係唔精, 偶然見到你D片幾好，同埋幾靚女, 我可以整理同fine-tune我的投資思維, 你有idea先整/拍片, 最緊要你不要打亂你的 Planning
🙇🏻♀️🙇🏻♀️好多謝你咁支持這 channel, 記得你話自己以前都輸過贏過，應該都很有經驗吧 👍🏻
@@RainIsHere 叫有少少錢賺咁囉，好過D錢放銀行所謂收息。真心說話, 你的片做得好好 !
@Clement 做youtube很不容易，真係好難整到一條人人都鐘意的片，我只係盡力將我認為有用的野話俾大家知，希望幫到多些人💪🏻
❤️❤️❤️❤️❤️多謝提供很多寶貴資料，曾經有段時期，我自己讀完一個 distance learning 嘅MBA 後極渴望做 ibank，但係毫無頭緖，宜家喺一間家品公司做，剛剛過了的9月去了英國出差，同12月至2月尾去了德國出差。要同同事同房，5點便爬起身做報告，然後8:30已去到貸倉，有時忙起上嚟洗手間無得去，同要搬重嘅物件。我一直想財務自由同好想 work life balance。如果投行唔介意請中年轉職人士，煩請PM 我～感謝🙏🏻❗️
你的background 很难去ibd 而且mo 也难 bo 最接近exp 是it 和 审计
mba asso 我们有极高target school 要求 analyst 反而没有target 要求
除非你先去big 4 做2年后 再走社招路线
中年转行很多去ibd 美国超多 因为流失也很多
@@ilovelifan 謝謝有用的資料❗️🙏🏻因為不大熟悉投行的運作但係仍然如有機會極想一試～請問ibd全名係？Thanks❗️無論如何
@@lovelyjubblyemily investment banking division 其實我覺得以你嘅background真係冇可能做ibank
看了兩次，多謝分享 Rain !
有料到，OK i am gonna subscribe now!!!!!😝
來自一位籍籍無名的大專生
好多謝你既分享
支持靚女RAINRAIN!
可吾可以講下你投資點分佈? 幾多% Cash ? 幾多% 有息收嘅工具? 幾多%冇息嘅工具(股票/S&P ETF) ? 月月有洗费, 淨派息都分夠生活?? Thx!!!
Like your videos, so informative, thank you 🤩❤❤
學到野！
其實做 banker 都唔知做啲咩. 工時幾長 ？ 可吾可以講下吾同工種做咩 ？ 點解話好大壓力？
人靚聲甜又可愛 好正
IBank里做操盘手的是什么部门？
外資公司都好好.我做體力勞動既工種.但公司福利真係唔錯.你講既有包埋家人,驗身啦.連配眼鏡都有,公司每年比D股份你啦.洗牙都有啦,
Why put so many commericals?
Rain, 好想知道你個人背景，係邊到讀書、讀邊科、點入職。。。又點解咁後生就唔做？？
唔洗比Like, Rain 小姐怎少回覆。是選擇性回覆，你睇下面Rain小姐有回覆幾多個人就知。做RUclipsr 咁短日子，咁快就唔同fans 交流。少見
@@CLSlamilama 人地可能唔得閑，加上你呢個問題問得好搞笑。人地有經濟自由啦，移民為了提升生活，人各有志嘛
我作为佢fans都唔想答你的問題。
其實如果真係好做又點會走丫，梗係辛苦到嘔先要提早退休。
可唔可以加字幕🥲
有無考Cfa 有用嗎
想聽你教讀書
入職有乜要求呀？？
乜嘢係 transaction banking?
如果我大學唔係讀finance 都可以入行？
绝对可以 ibd 不看major 看人性格1反而ibd 请的是读philosophy 和history 或者读art 的更多
因为human business
想請問其實junior做sales定係trader定係ic會好啲？擔心如果由sales做起，自己個network唔夠勁，說服唔到啲客幫襯自己
what’s ic? As junior you probably just help the desk out and slowly get to know ppl and the markets (apply to both s and t)
我做醫生我午餐用四十元 五分鐘食完 有時早餐 午餐無時間食 一日第一次食嘢就係七點晚餐
thank you for sharing your knowledge and experience. so good to learn some financial stuff in cantonese.
不如講下如何進入投行工作 大學需要讀什麼科 有興趣入行🙏
@kripke 依個TOPIC其實係我的TO-DO List 上面, 我有唸過出片但要唔知多唔多人想知呢....
@@RainIsHere 想知架！
@@RainIsHere 好想知呀. Please do a video🙇♀️
yes,plz! Thank you so much !❤️
好想知thanks!
都係自己做trader，福利最好
咁多假期放到嗎？
Thanks for sharing
3:57 係做咩
佢靚到連長頸鹿都要停低𥄫佢😅
i also work in west kowloon. i think Elements lunch stupidly expensive and without choices.
after knowing your experience, i may doubt that your can actually retire early even without investing. certainly, i agree you are a gifted investor and youtuber. support your videos.
飲食好野丶有broker 請丶好多時bonus 五球～十球以上丶市場大跌時trader收入多到你吾信丶一個trader 隨時為銀行帶來億元（美元）以上收入丶你話bonus 會吾會少
08年前
非也丶有親人在外國丶銀行trader, 08 揾大錢（因夠膽空）丶之後仍有bonus, 再轉 GS 又搵到丶再轉銀行做了chief investment officer, 仍收港幣數百至千bonus , 這國沒有bonus control
@@philipng1280 ...師兄，可唔可以唔好拎個別例子去講，C開頭既一間公司一個，姐姐講既大多系ibd，一個用時間換錢嘅工作，你親戚系搞二級投資，sales and trading，一個用錢換錢嘅工作。
仲有請不要神化trader，市場上絕少長勝將軍，被稱為股神的巴菲特就是年化20%。trader 只係幫基金經理落單嘅一個工作。
@@victorleungcheng Sell side Trader main job is market making still.. fewer run more big risks are rare ..”your” profit still leverage on the bank resources (eg funding), so still bank’s money (and bank take most cuts)
@@philipng1280 if cio .. possible figures
你講既醫療包埋家屬好多公司都有，不過產假就冇咁多
假如人工5萬(base) 每月大約要跑幾多數？
我地保險公司基本幾多底薪就至少要跑幾多數，年結唔夠就要扣番差額，間間公司唔同玩法，但都系咁上下，我惗ibank都差唔多吧
@@aim7909 保險公司同人ibank比...
@@rw1194 保險公司同銀行一樣系核心金融機構,一樣系系有投資產品ge不過玩法未必同ibank一樣,但系銷售同公司管理上大同小異,你應該要多d了解下
@@aim7909 首先 ibank同bank係有分別 其次 保險公司請人收5條2 ibank請人你無7粒星都唔洗入 唔好俾保險公司洗完腦就覺得自己金融才俊啦
@@aim7909 簡單黎講 人地係做ipo m&a 無bonus底薪都6 7皮。保險sell下啲師奶啊叔 無單果時你有無佣？無佣你有幾錢底薪？
入行好簡單，either你喺有名大學GPA 4.0，或屋企家族砰砰聲可以搵倒啲億億聲嘅親戚朋友投資，兩樣都冇或只係平庸或只係住太古城就靠運啦。
Ib Operation 叫唔叫ibanker
看你这么说就知道你是外行人
gpa analyst 最低要求3.2 而已
但gpa低于3 的 代价是 你要用工作经验来弥补
或者就是读个target mba 来进去
ibd 分承做和承揽两部分 有背景的 一般做承揽 没背景的一般做承做
但有背景的只要家里没有生意可以介绍给ibank 就会88
@@ilovelifan 低於3?你意思係咪低於4呀?你知唔知gpa4.0名校出嚟嘅大有人在呀，你出嚟做多幾年嘢先講啦。
U look so pretty with long hair
@Lampand Thank you~ 🙇🏻♀️🙇🏻♀️
Support!
不是神化丶現今是難丶for creme de la creme only,有能力就成功／上到位、此君加拿大UBC civil eng, 在美做了兩年highway eng, 之後入 university of Michigan master of financial engineering, 得financial engineering award, 入加最大銀行丶3500人apply , interview 35, 最後請 6 人丶train 完丶泒去澳洲開荒丶他不是落單的低給野丶而是trade 銀行的錢丶之後就平步青雲丶最大得益是在GS 所學。炒房不是落單！落單怎能為銀行賺億億聲？家庭background 可能有影響丶父有美國MBA, BBA, BSc, 祖父architect/ speculator (stocks)
ICC - should be DB/CS/MS?
@Henry 舊公司名字不太想提呢.😁
仲有一間法資
@@RainIsHere Style seems CS. Definitely not MS. Just wild guess. :-)
❤️
That is correct, I'm on trading floor, and I follow the sun and never sleep😭
Which desk are you in? So chur
@@very good, thank you@@
😍😍😍😍😍😍😍😍
Up...up
投行系人肉榨汁機，給這些待遇也從員工身上拿回本了，當無利用價值時公司一樣把這些人踢掉。
經濟自由當然出退休了，還讓公司繼續壓榨麼？所謂放假一樣公司有業務call 第一時間處理，出國工幹就純粹工幹無得兼旅遊。呢種工，無論系揾合作商或客或單純的處理行政業務都會好攞命。
投行唔系慳電膽，比得呢條數你就要系你身上榨返夠本啦！哈哈！賺工錢唔易做。易做可能賺唔到錢😂
懶音極多，多加關注。沒有惡意。
冇啦，gs 產假5個月
想知點入行
Could you tell me how to win your heart ?
聽完咪又係得個葡萄
有幾多人真係聽完個人工就走去入行 仲要係入到行
真, 香港人月入2萬-2期5真係佔好多數, 租/供數, 家用, 家庭支出...
其實係打死一世工
你又唔講下平民 vs 富貴子弟入ibank比例？
片中既女主自稱平民出身喔
咁好點解走？
賺夠就走，你睇佢已經可以退休
Dear My friend Rain
You retired la . Don’t 拋頭露面
好西利啊，究竟點入行架
Upup....upup
good
大陸同事有幾多 % ?
我係台灣做醫生同片中regional head 既salary 差不多
又比我估既小～可能同地產代理差不多⋯⋯
好憎 work trip 同好旅行完全兩回事
iBANK可唔可以叫做賺青春錢？
@Roy 這唔算青春錢，因為隨住年資經驗增長，你的收入和職位會越高，客戶都想同高資歷的銀行家往來的😎所以做得越耐會越好。
原來包埋屋企人既醫療係好公司。
金融行業的確食水好深，之前有個客做股票分析師，定薪每月19萬幾港幣。我點解知？我幫佢地計入息貸款買樓呀😆
佢淨系負責做報告，但佢地都有很多規舉，業內人士同直屬親戚都唔可以買股票
如果枝mic 收音好啲就完美
發達啦，小富婆
讀邊科唔重要 最緊要有家底 讀地理都入到treasury
我絕對吾同意
愈來愈來可愛 睇左三次都集中唔到精神聽晒啲內容😓
😂😂😂咁你聽多幾次啦🤷🏻♀️
師兄…咁公開😂
越睇你越靓女
妳做I-Banker賺咁多錢都唔做, 會唔會好浪費呢靚女？
甘靚女去ib 捱殘會唔會好浪費
Pretty gal😘
加拿大.所有打工仔都有咁既福利,只係人工低
😉
my friend graduated from MBA, got Associate role, worked in M&A, starting CAD $120K base. Bonus around 100%, but half of the bonus goes to government as you know in Canada. That was 8 years ago. He quit after 2 years because too many hours and need to work after midnight sometime, and Standby on weekend. Benefit is: If there is dinner with his boss, they order the most expensive wine in the restaurants and the boss pays. Perrier, coke, juice are all you can drink in the office.
小姐招唔招男朋友？
@Wing Rain的私人問題要等Q&A. 😆
應該係等緊oppa王子😂😏
份工咁好, 做成世都制, 唔想退休
你做到五六年已經好犀利
叢林法則：太弱留強
JP MORGAN?
@Good Kanga 舊鋪的名我唔提啦...hehehehe😙
我friend個二奶喺某bank十年前已年薪七球未計bonus。其實佢都唔算高人工。
佢都未有資格退休😅
妳嘅video幾有趣。
可能距爆富左呢
你個fd 肯定系富豪，連2奶都甘top
I ❤ U. Could you be my girlfriend?
直屬嘅老公老婆？有非直屬？
咁好?大學要讀咩科入行，我想叫啲仔女入行
讀金融
資本主義嘅奴隸
完全聽不懂