Every bass pro shop but I have been in, has it clearly posted on their signs that 10% is required to finance through them (which is usually about six different banks underneath the White Water flagship). When I bought my tracker I went through my own credit union. However, I did have to put a hold on my credit card for 500 which was released once I took delivery.
+Fishing With Eddie you should sub to his channel. He wasn't trying to be (go easy on 'em ST!) mean. He made a vid on this very subject. You guys actually avoided some major money loss. Take care everybody!
Fuck it man, It was a bust but just cause you couldn’t afford it then doesn’t mean you can’t in the future. Keep your head up man, you’ll get that boat. Just be patient
Kayaks are the real deal; don't need to borrow/spend tens of thousands of dollars to get out on the waters and enjoy bass fishing. I've used mine (Tarpon 100) for 8 years and it cost less than a grand new.
I bought my first kayak in 2016 -Perception Pescador Pro 12.0. I'm keeping it but after being in several tournaments and qualifying for the Nat. Championship, I decided to step up to a pedal kayak- Jackson Coosa FD. That as 3X more $ than my first kayak, but it is a pedal plus I can stand in it to flip and pitch. Hopefully cash some checks this year.
I guess some guys think having a boat like that makes them look big and bad on the water half of them can't fish but hey they look the part I also have a kayak go everywhere with it get in the places of boat couldn't even dream of getting into so the guy before talking about secluded place if he's in a boat he has no I deal with a secluded place is
Are they really complaining over $250 don't sound to me like they were prepared to buy a boat to begin with. What's $250 when you're getting ready to spend $31k lmao
Larry Moffatt a bass boat really helps when fishing u can position better and make a long run down the lake and not u don’t need to spend thousands of dollars u can buy a good bass boat fishing ready for $2500 to $5000 just got an 05 triton today for $5000 and bass boats are a better investment
This is the guy in the video...first off I want to thank everyone who has commented positively on this post. Yes that was our first time trying to purchase a new boat and yes we were not educated on how it works. No we are not broke and no we don't live in a trailer haha. We own a $200,000 home in ohio brand new cars and everything we need in life. It was never about not having the money to put down on the boat...it was about what I was told by the first bass pro employee about not needing a down payment. I will not give my money to someone that is going to lie to me. Like I saw in a previous comment on here they baited me then switched it up on me thinking I would go ahead and say fuck it and buy the boat. One last thing...to the ones who keep making fun of my wife's weight I hope you feel good about yourself. We all know it is your way of making yourself feel better aboiut having a little dick. Not always about the way someone looks. She is the coolest chick I have ever met in my life and I couldn't ask for a better wife. Anyway thank you again to every One with positive replies. Some of the comments really helped me open my eyes to what I need to do when i decide to pull the trigger again.
Fishing With Eddie don't worry about the haters. Broke people can have boats too, and the fish dam sure don't care how much money ya got, lol. (Not saying ur broke tho) but I don't blame you for walking, and I think in the long run you will be glad u did. 31k for a bass tracker is nuts. I know it's new and all, but for that kind of money you can get a really good used 21' fiberglass bass boat that would be so much better than a small bass tracker. I have a 20' basscat with a 225 merc that I found for 10k and i got my loan thru my local bank. There's good boats out there, u just gotta find the right one. Good luck!
Sorry for the experience. I'm buying a new boat from bps. And yes, 10% is a must from the bank. This was 3 yrs ago. I hope you found a boat now. If not, take your time. People are ugly and judgemental. Fawk them. I don't give a shit if I'm paying a 5 to 15 yr loan. I'm getting a new boat and they can suck ass..lol.. don't be jealous.. there's no perfect purchase. Good luck ..
Listen, I bought 2 bass tracker boats. Not from Bass Pro Shops but from my local dealer. Now that said, I sold both of them and glad. I then bought a Ranger. Boy, what a boat. It makes the trackers sick. I love my new Ranger. Now I didn't do any financing in any of these boats. My dollars are well spent on a quality rig that has been in my garage now in its 4 year. Still great.
$31000(.045)=$1395 per yr times 15 yrs which equals to $20925 of whopping interest the bank collected!! Good thing the deal didnt go through and the sales man not willing to work with u guys. Buys new toys such as a boat is a bad investment because the value will depreciate in a blink of an eye.
Happiest day of a boat owners life.when he buys it and when he sells it.people dont realize when they buy it the xtra cost they will incur along the way.
This whole video was awkward. Shouldn't they have been excited beforehand not nervous. It seems like they didn't understand how a loan works. They knew they weren't going to get the boat. It makes you laugh hear him say he already ordered the boat with all these custom accessories like he already paid for it all. Lol
So many things going wrong with this deal on both sides. NEVER believe anything any salesman tells you-and only a quarter of what they put down on paper. And never let someone tell you you HAVE to buy new just as a status symbol and ego.
This was probably for the best. If you can't afford $3,100 (10%) of the purchase cost of the loan and you need a 15 YEAR LOAN (which is absolutely ridiculous) in the first place, you really have zero business buying a boat let alone financing one.
Ok, I'm shocked they didn't get thrown out for filming! Bass Pro usually doesn't allow filming. And damn 31k for a Tracker!?!? You could get a Tourney Ready boat from Weidas for that!
Last place id buy a boat from. Look at the consumer reports, type in tracker boat complaints. It would make your head spin. That boat your buddy wanted they were having transom issues. Get a used Ranger and be done.
I would never buy ar Tracker. Any Tracker owners I see on the water are usually newbies who haven't learned navigational rules or rules of common courtesy. They are the Dollar General brand of boats-not even Wal Mart level.
I’d buy a 2-3 year old boat, let the original owner take the hit of depreciation. Hell I bought a 1988 Ranger 7 years ago for $2400 fish with it every weekend.
Tracker bought ranger. I was talking to A triton dealer and he said that since tracker owns both ranger and triton all the hulls are made at the same plant for aluminum hulls.
Banks don't wanna give money for boats it doesn't matter how good your credit is if you finance a new boat your gonna pay a down payment 10-15 % hope you find one
It says right on the information tag that you have to put 10% down if you finance it I like everybody said if you can't afford the $3,100 you shouldn't be buying the boat
Hey Tony, just stumbled on this video. Do you still hang out with this couple? You should pick them up and go to the Corvette dealer and have them pretend to buy a new one…just for kicks. 😂
I’ve owned 3 Bass Trackers. A 82-83-89. Great boats. I never spent over$3,000 on any of them. And when I sold them I made money on them. I’m picky about my boats, so they were all in perfect shape. You will get your boat hang in there man. I tried the Bass pro thing too, I wasn’t very I’m pressed at all.
15 year loan is insane. Not only would this guy be a fool to signup for this, this type of lending should be illegal. He would have paid as much in interest as the cost of the boat. The boat would have been worn out and scrapped in 10 years and he’d still owe 15k on it. I cannot fathom the idea of signing a loan like this. This video shows so many examples of why our education system is a complete failure. Instead of teaching art, the schools should be teaching about money and physical fitness.
You guys are not understanding the guy told him he would not need a down payment because he obviously was approved plus he said he had excellent credit
Dude, you NEVER ever buy a brand new boat. It is the biggest mistake most people make. Boats lose at least half of their value the moment you drive it off the lot. I bought a 1998 18 ft Ranger w/ a 150 Evinrude with an electronic jack plate for $5800 that looked brand new from an old man, and I ran that boat for years til I sold it. Blue book values don't mean shit when it comes to buying used boats. You can find KILLER deals, but you have to be willing to fix some things. For example, my boat needed new bilge pumps and wiring. I rewired it and got new pumps for under 100 bucks. When I sold it I got $4500 for it and it was worth every penny in my opinion. Never buy a brand new boat.
Saying they lose half their value is a bit of an exaggeration. New boats come with fresh warranties on the outboards too, something that it essential for the serious tournament anglers who put 100's of hours on their outboards a year. But yes, you do take a depreciation hit once you drive a brand new boat off the lot.
Sounds like he told based on your credit score some ppl do not have to have to have a down payment. You apparently didn't have good enough credit to do so.... The $250, would be applied towards the price of the boat. Any dealer requires a deposit to hold a boat
@@randomstuffwitheddie6890 760 won't cut it on a large purchase, in order to get out from 10% down ?, he would need in the 800 range or higher. you must have top notch credit to make a large purchase these days.
Well, buddy just got a 2004 I believe ranger 18.5 ft and a 04 evinrude etec for less than $10,000. Low hours, very good shape. Nice new locators with SI and a 80 lb thrust Minn kota maxxum. And I've seen many more for around this price range and even cheaper. Keep looking and you'll find some. I'd recommend to stick towards a ranger or even skeeter. Only other boat is even consider around this price range is a triton but still... Basscat and Phoenix drivers are total jerks lol
Fyi.. and that's why I didn't buy my new boat from bass pro due to their 250 application fee which is stupid.. and 10% down payment is always required to buy any new boat due to the loan term.. Bc I have a 750 credit score and still had to buy down payment
Had an issue with bass pro myself. Went to West Chester Cabelas and bought a Ranger. The sales guy at bass pro about sh@t when he called to follow up the next day. Like the Ranger better anyway even though it was more $. Was a blessing in disguise.
Bought my mako there wasn't required to put anything down,but put more than 20% down by choice they had to redue contracts cause they had already printedthem them with $0 down. I did do everything online first though maybe it makes a difference.
I just saw your like of my comment that was a long time ago things happen for a reason.. I bet you ended up with a much better boat for a better price and you are much happier now without the financial stress.. at least I hope so!!
Well I couldn't keep up with all the comments so I just started liking some from like 4 years ago. But the guy in the video is my buddy and he did not get that boat or any other boat. I'm sure he still wants one though.
Terry Beasley feel better talking trash about my wife behind your computer screen? It's people like you that make this world a nasty place to live in. Only reason anyone makes fun of someone else's appearance is because they are not confident with their own.
Im very confident in my appearance so much so i will never have to worry about having to be with a nasty bitch like you have. Good luck trying to finance a boat with your no credit poor ass. I dont talk shit i just say what everyone else is thinking. In the back of your mind your thought of her is the same. But your stuck with it.
Franchize Productions i dont have a channel fucking idiot. My boat is docked in storage on the coast of florida, worth more money than all your assets combined. So fuck off.
Why didn't you use your credit union or bank from the start? Never purchase a car, boat or anything else without checking your bank first. That gives you more negotiating power.
Terrell Spaulding first time trying to get a new boat...I am glad bass pro did this to me. I would have walked out of there getting raped. Was never about not being able to pay them. It was about the multiple things that multiple salesmen told me. I decided by their actions I did not want them to get my money.
Buy something thats a year or 2 old and you’ll save big time. I went new and paid cash for it, no regrets but now I’m seeing deals pop up that are a year old, twice the boat and a fraction of the price I paid new.
This is the guy in the video...trust me I didn't pay them anything after all their lies lol. I never purchased a boat yet but that's because I am making sure I get myself more educated before buying a new boat now. 250 to run credit is greedy
Bass pro is the worst when buying boats. My buddy bought a brand new pro team 175 with the upgrade to a 75hp. He received a 1K bass pro "gift card" went to use it 2 months later, they told him it's expired and couldn't give an explanation as to why.
Why didn't you just go with a local bank or credit union. Once approved they would give you the check to go buy your boat. I purchased a boat from bass pro and took a check from my credit union. No application fee, $0 down payment. It was like I was paying cash. It went pretty smooth. Hope you were able to get a new boat. When buying a boat, always try to buy new. Used boats always come with problems. Nobody gets rid of a good boat.
Thats why you go to an actual boat dealership you dont gonthru some big corperation like bass pro shop i have never seen a real dealership charge anything to run credit also he cant tell you he would need 10% down until after he runs your credit because it is the loan company that desides weather you need the dowm payment or not not the place selling the boat plus they just pocket that 250 not the loan company
right !. something is fishy here ( no pun intended )..what he's not telling in this video ?..is how good his credit score is ?..lol. any large purchase such as this will require you to put 10% down when you finance through a company such as BPS. 10% down is the normal when you finance with not so great credit.
If you go to buy a boat and you have to finance it for 15 years or 10 years and maybe 5 years you cant afford that boat. You need to stick to a 5 gallon bucket and a cane pole and fish of the bank.
Not necessarily true, if I bought a 70k nitro and put 32k down and financed for 6 years does not mean that you cant afford the boat, not everyone pays in cash.
man stay away from Bass Pro your best bet is find yourself a decently used boat that way there you don't lose your ass cus like anything brand new the value drops immediately as soon as you take it man. my pops just nabbed a used boat from a guy who used it for 15hrs TOTAL for WAY UNDER what it woulda costed from a dealer
Jordan P lol this is the guy in the video...had nothing to do with not having 3100 had to do with bass pro not having their story straight and keeping their word to me.
Bob I have never lost money on a boat, I have owned 7 of them over the years. People that don’t service them and maintain them are the ones throwing money in that hole.
Dude, bring your own financing from a credit union.... and you can get a new 19' Ranger tin boat for that price too!! If you are goin to have issues with them on buyin one, just think of all the fun you'll have when u have warranty work!!! Good luck!!
unless your credit is top notch ?..any company will want 10 percent down, this is a given everywhere. this is standard practice with any large cash purchase.
Great video man I wish he would have gotten that boat...he was so pissed...I've been there..gotta save money and get that down payment..keep us updated
Listen you'll find something better and a better deal. Sometimes shit happens for a reason. My 600 dollar 16ft Skeeter still running lol. 79 150 first year for the Black Max. Boat still runs 70mph till its way to much of a handful. Might do 75 lol
If you sold the old boat why not use that money to put down on it ...jagged it im guessing as the $250 seemed to be a problem. I just went through the same process last year and my hold for the boat was $500...and after my credit cleared (they use Fico of course and mine was 780 something) and i acccepted the terms i had to put 10% down which was $7,200...through white river you are putting down 10% unless your credit available and debt to income is very high and old or you can go through a personal bank...the stickers all say 10% and that guy doesnt have to sell boats to get paid its not a car dealership..bass pro / cabelas owns white river financial so technically that guy is a bank😂 yall thought process is wild to me...an apology?😂😂..6 years later any update or purchase of a new boat?
debt to income...YOU GET IT !. if he has/had a high credit score ?..BPS would not be asking him to put 10% down ?!. he prob told them over the phone his credit score was good/great ?..but once they ran his credit report ?..then they seen his debt to income was not good...so they turned right around , told him he needed to put 10% down..this is a given !!.
Yeah I understand man my dad went to Harley Davison and tried to charge him with tax he said nooo and paid 23,000 instead of 25,000 and they keep trying to make him pay fees and taxes and he said 23,000 or you get nothing and they gave it to him and left like a bad ass
JP Lopez lol and why wouldn't I be able to pay for it? Pretty sure 100k a year income is plenty to pay for this boat. I was just not going to give them my money when they couldn't keep their stories straight.
@@randomstuffwitheddie6890 if you are making 100k a yr ?, and they still wanted 10% down ?, then this tells me you are maxed out on credit/loans ?, no other reason they would want 10% if your credit is as good as you say it is ?. BPS seen you are maxed out on loans is why they wanted 10% down.
When you see an experienced guy completely dedicated to processing loan apps and making the deal, just see if you can find his car in the lot. It usually will be as nice as the business owners (may be the same guy). Get your finances set up before you walk into a retail outlet. Boats are like cars in the market, all prices are negotiable. An offer they may not accept in July might be accepted in December when they are trying to move stock out. If they have so many customers that they won't deal on the price, then walk. None of them are in that position...ever. Markup is huge at boat dealers. Find the guy shooting for volume sales, not the golden ticket on a few.
No different than buying a car. They get you coming and going. There's always some hidden charge or BS that they never tell you about. Not the customers fault. It's the dealer for not explaining it.
100% of Marine Financing loans require a 10% down payment. I've never seen a loan that didn't require it. Unless you do a Heloc, or some type of OTHER loan, you better have that pocket cash.
Wasn't Bayliner they world's biggest recreational boat manufactuer untill Bass Pro came along ???? They seem to have a lot in common . The only thing missing in Bass Pro are bowling balls . But thats Bruinswicks department .
Don’t ever buy one of these boats and pay for it for 15 years take the price of the boat in the video for example. 180 months X $158 per month =$28,440.00 the original price of the boat is $18,245.00 is that cheap payment worth an extra $10k for the boat? I don’t think so. Also if you don’t have the down payment you probably shouldn’t buy the boat.
everyone's saying if he can afford 3100 down then he shouldn't be buying a boat. this video does not illustrate him not being able to afford 3100 down is merely shows that he was not informed of the 10% down and didn't have 3k to pull out of his butt at the last minute. See as 78 percent of Americans dont even have 3k saved for an emergency and 42 percent those people dont have enough funds to cover a $400 unexpected expense. I doubt any of you clowns would have just been able to throw down 3k cash at the drop of a dime. It was not a question of affordability but merely a question of having 3k in liquid funds to spend at the last minute.
@@dwayneplanck5940 I can see it was a bad experience. I think you handled it very well considering. It was a very disappointing situation I'm sure. I do hope you were able to get yourself a boat.
This was some good be hidden the senses look on getting a brand new boat for those who are interested but are not sure how it all goes down. I do wonder how many boats they do sell in a average month since they were willing to let you just walk away on a big purchase I’d figure they would honor the sell and work things out for the buyer and seller plus I know that guy would have gotten a nice Commission on that sell. I’m just surprised he wasn’t willing to honor what the sell of the boat was first discussed upon I guess you learn something new everyday
Mario Chingon well unfortunately they did not have enough credit to get a loan for any boat. They also tried to get a $10,000 loan from the bank to get a used boat but that didn't work either. So they're going to try to get some bills paid off and get something in about a year. If and when that happens I will be there with my video camera LOL
Topwater Tony i understand the feeling. What ive been doin is, save what i can afford every month for a boat/car payment, and hopefully this spring ill be able to get a nice bass boat. Good luck to them and thanks for the update lol
Mario Chingon yeah that's all we can do when we can't get those High interest loans LOL but thank you so much for watching and I hope there's some other videos on my channel that will spark your interest.
Lmao so why was he saying his wife had perfect credit now they can't even get loan our qulify for another boat seems to me they were giving him.a good deal 3100 down for 35,000 dollar boat is a good deal
If looks could kill she would have killed multiple people multiple times. I do not think I have watched a video on RUclips that has made me feel this uncomfortable.
BassPro said good buy to the profit, not the 31k the deposit was to hold/order the boat. They haven't looked at your credit report to see if they can even sell you a damn boat. Also you left them your credit info with permission to submit it to any bank they want. Nothing hidden at all. Educate yourself about what you are trying to do. 31k on a tracker?
This is new to me I'm looking to get the bass tracker pro 197 so I'm going to a OneMain to get the loan for 4 years not 15 years u not buying a Lamborghini at 125.000 or more it's a boat
You maybe are on the level of a good used craigslist boat. They didnt let you walk they were smart..they want there money down to know you are committed...you didnt even have 250 put down to hold it...craigslist is for you sir
Find a used boat with low hours, way cheaper and less hassle, also if u can't afford a 10% down payment it's definitely not time for a boat lol
Dude your life is like a country song. If you can't afford 10% you have no business buying a new boat. I'm glad you walked
Every bass pro shop but I have been in, has it clearly posted on their signs that 10% is required to finance through them (which is usually about six different banks underneath the White Water flagship). When I bought my tracker I went through my own credit union. However, I did have to put a hold on my credit card for 500 which was released once I took delivery.
BPS did not let $31,000 walk away, they let two broke people who wanted a boat walk.
Silver Stacking 101 lmao we are far from broke my friend...we walked because they couldn't keep their stories straight and couldn't keep their word.
+Fishing With Eddie you should sub to his channel. He wasn't trying to be (go easy on 'em ST!) mean. He made a vid on this very subject. You guys actually avoided some major money loss.
Take care everybody!
Fishing With Eddie you didn’t have a 10% down payment
Thats mean.even it its true. Work on your diplomacy skills or lack of.
:(
Fuck it man, It was a bust but just cause you couldn’t afford it then doesn’t mean you can’t in the future. Keep your head up man, you’ll get that boat. Just be patient
he has a new baby in the works so i think that dream will have to wait :(
If you can’t afford $3100 down then you shouldn’t be buying a boat let alone from Bass Pro shops. I wouldn’t buy a muffin from them.
Kayaks are the real deal; don't need to borrow/spend tens of thousands of dollars to get out on the waters and enjoy bass fishing. I've used mine (Tarpon 100) for 8 years and it cost less than a grand new.
I bought my first kayak in 2016 -Perception Pescador Pro 12.0. I'm keeping it but after being in several tournaments and qualifying for the Nat. Championship, I decided to step up to a pedal kayak- Jackson Coosa FD. That as 3X more $ than my first kayak, but it is a pedal plus I can stand in it to flip and pitch. Hopefully cash some checks this year.
Larry Moffatt but you cant run 5 miles to a secluded portion of a lake can ya
I guess some guys think having a boat like that makes them look big and bad on the water half of them can't fish but hey they look the part I also have a kayak go everywhere with it get in the places of boat couldn't even dream of getting into so the guy before talking about secluded place if he's in a boat he has no I deal with a secluded place is
Are they really complaining over $250 don't sound to me like they were prepared to buy a boat to begin with. What's $250 when you're getting ready to spend $31k lmao
Larry Moffatt a bass boat really helps when fishing u can position better and make a long run down the lake and not u don’t need to spend thousands of dollars u can buy a good bass boat fishing ready for $2500 to $5000 just got an 05 triton today for $5000 and bass boats are a better investment
This is the guy in the video...first off I want to thank everyone who has commented positively on this post. Yes that was our first time trying to purchase a new boat and yes we were not educated on how it works. No we are not broke and no we don't live in a trailer haha. We own a $200,000 home in ohio brand new cars and everything we need in life. It was never about not having the money to put down on the boat...it was about what I was told by the first bass pro employee about not needing a down payment. I will not give my money to someone that is going to lie to me. Like I saw in a previous comment on here they baited me then switched it up on me thinking I would go ahead and say fuck it and buy the boat. One last thing...to the ones who keep making fun of my wife's weight I hope you feel good about yourself. We all know it is your way of making yourself feel better aboiut having a little dick. Not always about the way someone looks. She is the coolest chick I have ever met in my life and I couldn't ask for a better wife. Anyway thank you again to every One with positive replies. Some of the comments really helped me open my eyes to what I need to do when i decide to pull the trigger again.
Fishing With Eddie well said Planko! You will get the right boat for the right price soon :-)
Fishing With Eddie next time you pull the trigger pick one under 200 pounds not over.
Fishing With Eddie don't worry about the haters. Broke people can have boats too, and the fish dam sure don't care how much money ya got, lol. (Not saying ur broke tho) but I don't blame you for walking, and I think in the long run you will be glad u did. 31k for a bass tracker is nuts. I know it's new and all, but for that kind of money you can get a really good used 21' fiberglass bass boat that would be so much better than a small bass tracker. I have a 20' basscat with a 225 merc that I found for 10k and i got my loan thru my local bank. There's good boats out there, u just gotta find the right one. Good luck!
Wtf is wrong with these people?
Sorry for the experience. I'm buying a new boat from bps. And yes, 10% is a must from the bank. This was 3 yrs ago. I hope you found a boat now. If not, take your time. People are ugly and judgemental. Fawk them. I don't give a shit if I'm paying a 5 to 15 yr loan. I'm getting a new boat and they can suck ass..lol.. don't be jealous.. there's no perfect purchase. Good luck ..
If you can't pay for it in cash you don't need it.
You didn’t walk lol they turned you down. Couldn’t even buy it if you wanted to. You admitted not having the down payment.
they did you a favor.
ehh
ehh
Listen, I bought 2 bass tracker boats. Not from Bass Pro Shops but from my local dealer. Now that said, I sold both of them and glad. I then bought a Ranger. Boy, what a boat. It makes the trackers sick. I love my new Ranger. Now I didn't do any financing in any of these boats. My dollars are well spent on a quality rig that has been in my garage now in its 4 year. Still great.
I wanted to get a ranger aluminum bass boat :)
Seemed like she was in a bad mood the whole time
No she was fine just a bad case of the fat ass with gas.
Matt Jones no she just had not eaten anyone yet.
Wouldn't you be if you looked that way?
You should call and thank them, financing for 15 years would have cost you over $50k for a $30k boat.
David Golding damn!!
good point !!
Couldn't agree more!!!
Yeah piss on them get a used one. Not worth the hassle or price
$31000(.045)=$1395 per yr times 15 yrs which equals to $20925 of whopping interest the bank collected!! Good thing the deal didnt go through and the sales man not willing to work with u guys. Buys new toys such as a boat is a bad investment because the value will depreciate in a blink of an eye.
Happiest day of a boat owners life.when he buys it and when he sells it.people dont realize when they buy it the xtra cost they will incur along the way.
I love how people spend money they don’t have.
Josh Jarrett big ballers adults but we dont have 3k
That's not good.don't max out your credit. A boat is a hole in the water where you throw money.
lol yeah
Bought a 2017 z18 no money down. Had great credit. I did the credit app on line myself for no fee.
Keith Brown what app did you use?
Following would like to know also.
This whole video was awkward. Shouldn't they have been excited beforehand not nervous. It seems like they didn't understand how a loan works. They knew they weren't going to get the boat. It makes you laugh hear him say he already ordered the boat with all these custom accessories like he already paid for it all. Lol
lol
They didn't let 31k walk away... He didn't have 31k to spend. He didn't even have a down payment
yeah whats up with that? lol
So many things going wrong with this deal on both sides. NEVER believe anything any salesman tells you-and only a quarter of what they put down on paper. And never let someone tell you you HAVE to buy new just as a status symbol and ego.
agreed !!
This was probably for the best. If you can't afford $3,100 (10%) of the purchase cost of the loan and you need a 15 YEAR LOAN (which is absolutely ridiculous) in the first place, you really have zero business buying a boat let alone financing one.
agreed
Ok, I'm shocked they didn't get thrown out for filming! Bass Pro usually doesn't allow filming. And damn 31k for a Tracker!?!? You could get a Tourney Ready boat from Weidas for that!
Last place id buy a boat from. Look at the consumer reports, type in tracker boat complaints. It would make your head spin. That boat your buddy wanted they were having transom issues. Get a used Ranger and be done.
I would never buy ar Tracker. Any Tracker owners I see on the water are usually newbies who haven't learned navigational rules or rules of common courtesy. They are the Dollar General brand of boats-not even Wal Mart level.
So I'm a newbie? Lol. I'm not and I am very considerate on the water of others. Just buying what I can afford
You apparently aren't a Tracker owner though, are you?
I’d buy a 2-3 year old boat, let the original owner take the hit of depreciation. Hell I bought a 1988 Ranger 7 years ago for $2400 fish with it every weekend.
Tracker bought ranger. I was talking to A triton dealer and he said that since tracker owns both ranger and triton all the hulls are made at the same plant for aluminum hulls.
Banks don't wanna give money for boats it doesn't matter how good your credit is if you finance a new boat your gonna pay a down payment 10-15 % hope you find one
I got a 2016 tracker pro guide 175 it was total 35,000 I put (0) down
I bought a Nitro Z19 in June with zero down tons of add-ons..
Wrong, I’ve never paid anything down for a boat or a car.
It says right on the information tag that you have to put 10% down if you finance it I like everybody said if you can't afford the $3,100 you shouldn't be buying the boat
he got lucky that the deal fell through
Hey Tony, just stumbled on this video. Do you still hang out with this couple? You should pick them up and go to the Corvette dealer and have them pretend to buy a new one…just for kicks. 😂
yes i do.... that would be funny lol
I’ve owned 3 Bass Trackers. A 82-83-89. Great boats. I never spent over$3,000 on any of them. And when I sold them I made money on them. I’m picky about my boats, so they were all in perfect shape. You will get your boat hang in there man. I tried the Bass pro thing too, I wasn’t very I’m pressed at all.
i agree... buying a used boat is gonna produce the better deal.... new is way over priced !!
I hope you got the boat you wanted.
15 year loan is insane. Not only would this guy be a fool to signup for this, this type of lending should be illegal. He would have paid as much in interest as the cost of the boat. The boat would have been worn out and scrapped in 10 years and he’d still owe 15k on it. I cannot fathom the idea of signing a loan like this. This video shows so many examples of why our education system is a complete failure. Instead of teaching art, the schools should be teaching about money and physical fitness.
Very true. I think it was a blessing that the deal fell through.
Yeaaaa if you can’t afford a measly 10% down you can’t afford the boat.
Zach Huff amen brotha
Technically if you cant afford 100% down you can't afford the boat.
Yup, don't ever finance toys.
You guys are not understanding the guy told him he would not need a down payment because he obviously was approved plus he said he had excellent credit
Approved or not 10% down ain't shit
You could always refinance your double wide trailor house
Dude, you NEVER ever buy a brand new boat. It is the biggest mistake most people make. Boats lose at least half of their value the moment you drive it off the lot. I bought a 1998 18 ft Ranger w/ a 150 Evinrude with an electronic jack plate for $5800 that looked brand new from an old man, and I ran that boat for years til I sold it. Blue book values don't mean shit when it comes to buying used boats. You can find KILLER deals, but you have to be willing to fix some things. For example, my boat needed new bilge pumps and wiring. I rewired it and got new pumps for under 100 bucks. When I sold it I got $4500 for it and it was worth every penny in my opinion. Never buy a brand new boat.
Used to be a 100% true statement however, boat re-sale values are steadily increasing.
Saying they lose half their value is a bit of an exaggeration. New boats come with fresh warranties on the outboards too, something that it essential for the serious tournament anglers who put 100's of hours on their outboards a year.
But yes, you do take a depreciation hit once you drive a brand new boat off the lot.
Sounds like he told based on your credit score some ppl do not have to have to have a down payment. You apparently didn't have good enough credit to do so.... The $250, would be applied towards the price of the boat. Any dealer requires a deposit to hold a boat
jon page they never even ran the credit...credit is 760
@@randomstuffwitheddie6890 760 won't cut it on a large purchase, in order to get out from 10% down ?, he would need in the 800 range or higher. you must have top notch credit to make a large purchase these days.
no money no boat......like a homeless dog wishing someone throws a steak out the window
thats mean, seems like you have some issues yourself.
Id throw a steak at a homeless dog..
This is 100% the bass pro in Cincinnati
thats right!
Well, buddy just got a 2004 I believe ranger 18.5 ft and a 04 evinrude etec for less than $10,000. Low hours, very good shape. Nice new locators with SI and a 80 lb thrust Minn kota maxxum. And I've seen many more for around this price range and even cheaper. Keep looking and you'll find some. I'd recommend to stick towards a ranger or even skeeter. Only other boat is even consider around this price range is a triton but still... Basscat and Phoenix drivers are total jerks lol
i'd rather buy used too.... save lotsa money :)
Dude wasn't going to get approved anyway and acts like he walked and they lost a sale!
Damn right he needs to go back to school. You bitches ain’t got no money.
Fyi.. and that's why I didn't buy my new boat from bass pro due to their 250 application fee which is stupid.. and 10% down payment is always required to buy any new boat due to the loan term.. Bc I have a 750 credit score and still had to buy down payment
Sounds like standard operating procedures to me, it's been that what every new boat I bought. Only 2
Seems sorta obvious that you’d need to pay 10%
BUT the customer was told something different.
Had an issue with bass pro myself. Went to West Chester Cabelas and bought a Ranger. The sales guy at bass pro about sh@t when he called to follow up the next day. Like the Ranger better anyway even though it was more $. Was a blessing in disguise.
hehe nice! ... what kind of Ranger did ya get ??
Topwater Tony I got an RT178....was looking at a 175 TXW at BPS.
Rusty K cool very nice I'm sure that's a much better boat. A while back I was trying to get a ranger rt188 but my loan didn't go through :(
Topwater Tony That sucks! Hey, it seems that we fish the same waters so maybe we'll run into one another some time.
Bought my mako there wasn't required to put anything down,but put more than 20% down by choice they had to redue contracts cause they had already printedthem them with $0 down. I did do everything online first though maybe it makes a difference.
"Put more than 20% down" = "I can afford this" Can't put anything down = "I can't afford this"
very nice! do you still have the boat?
i like that :)
I just saw your like of my comment that was a long time ago things happen for a reason.. I bet you ended up with a much better boat for a better price and you are much happier now without the financial stress.. at least I hope so!!
Well I couldn't keep up with all the comments so I just started liking some from like 4 years ago. But the guy in the video is my buddy and he did not get that boat or any other boat. I'm sure he still wants one though.
I'm only seeing half a video. What about the first half with the dealer he first talked to?
You can't turn in half a video.
I hear em pitching over $250
Looking at her im not sure a tracker boat could handle the load.
Terry Beasley feel better talking trash about my wife behind your computer screen? It's people like you that make this world a nasty place to live in. Only reason anyone makes fun of someone else's appearance is because they are not confident with their own.
Im very confident in my appearance so much so i will never have to worry about having to be with a nasty bitch like you have. Good luck trying to finance a boat with your no credit poor ass. I dont talk shit i just say what everyone else is thinking. In the back of your mind your thought of her is the same. But your stuck with it.
You know its true..come on man you waited till it was dark out to go in public with her to buy a boat. Only people that are ashamed would do that.
Franchize Productions i dont have a channel fucking idiot. My boat is docked in storage on the coast of florida, worth more money than all your assets combined. So fuck off.
@terrybeasley2898 you are a dumb sum itch, you think you are a gift to women, you are a pos.
Why didn't you use your credit union or bank from the start? Never purchase a car, boat or anything else without checking your bank first. That gives you more negotiating power.
Terrell Spaulding first time trying to get a new boat...I am glad bass pro did this to me. I would have walked out of there getting raped. Was never about not being able to pay them. It was about the multiple things that multiple salesmen told me. I decided by their actions I did not want them to get my money.
I learned alot from this experience and will definitely do my homework before trying to pull trigger again
Buy something thats a year or 2 old and you’ll save big time. I went new and paid cash for it, no regrets but now I’m seeing deals pop up that are a year old, twice the boat and a fraction of the price I paid new.
yeah thats what i would do too.... i like to save money :)
$250 to run application! Man just go through the bank first!
Hard Times no one should ever have to pay anything to run an application
Robert Ramirez you are absolutely right.
This is the guy in the video...trust me I didn't pay them anything after all their lies lol. I never purchased a boat yet but that's because I am making sure I get myself more educated before buying a new boat now. 250 to run credit is greedy
Eddie a basstracker is junk.
But y'all also didn't want to have a down payment? Lol it's a 30k boat why would you want to finance the whole thing in the first place
Salesman are a different breed i hope to see a video of the boat you own now
He will get another boat someday :-)
@@TopwaterTony Hey Tony. He never got a boat? I was thinking he could have gotten a used boat.
Save money ..buy boat CASH....but glad you posted this that was bullshit
Bass pro is the worst when buying boats. My buddy bought a brand new pro team 175 with the upgrade to a 75hp. He received a 1K bass pro "gift card" went to use it 2 months later, they told him it's expired and couldn't give an explanation as to why.
fishing life agreed..I own a tracker and I wouldn't recommend anyone buying from them, I'm sorry.
BigBassMafia 717 what model and why not?
Why didn't you just go with a local bank or credit union. Once approved they would give you the check to go buy your boat. I purchased a boat from bass pro and took a check from my credit union. No application fee, $0 down payment. It was like I was paying cash. It went pretty smooth. Hope you were able to get a new boat. When buying a boat, always try to buy new. Used boats always come with problems. Nobody gets rid of a good boat.
Thanks for the info. Hopefully he will do that next time if there is a next time.
Stripper fishing. 21 foot center console you’ll fall in love when that rod and reel starts argument and screaming at ya.
:)
Thats why you go to an actual boat dealership you dont gonthru some big corperation like bass pro shop i have never seen a real dealership charge anything to run credit also he cant tell you he would need 10% down until after he runs your credit because it is the loan company that desides weather you need the dowm payment or not not the place selling the boat plus they just pocket that 250 not the loan company
right !. something is fishy here ( no pun intended )..what he's not telling in this video ?..is how good his credit score is ?..lol. any large purchase such as this will require you to put 10% down when you finance through a company such as BPS. 10% down is the normal when you finance with not so great credit.
Don't Buy a Boat or ATV from Bass Pro shop
If you go to buy a boat and you have to finance it for 15 years or 10 years and maybe 5 years you cant afford that boat. You need to stick to a 5 gallon bucket and a cane pole and fish of the bank.
Not necessarily true, if I bought a 70k nitro and put 32k down and financed for 6 years does not mean that you cant afford the boat, not everyone pays in cash.
man stay away from Bass Pro your best bet is find yourself a decently used boat that way there you don't lose your ass cus like anything brand new the value drops immediately as soon as you take it man. my pops just nabbed a used boat from a guy who used it for 15hrs TOTAL for WAY UNDER what it woulda costed from a dealer
You're broke dude, face it if you can't afford $3100 you can't afford the boat.
Jordan P lol this is the guy in the video...had nothing to do with not having 3100 had to do with bass pro not having their story straight and keeping their word to me.
The down payment is figured at 1.00 per pound.
A boat is a hole in the ocean in which you pour tons of money into to have some fun.
Exactly the point
Bob I have never lost money on a boat, I have owned 7 of them over the years. People that don’t service them and maintain them are the ones throwing money in that hole.
Tracker boats make some fairly large pontoons that would fit your needs much better than a bass boat. You could call it your large ass ass boat.
hehe yep!
Looks like you were getting in over your head. Disaster averted!
Dude, bring your own financing from a credit union.... and you can get a new 19' Ranger tin boat for that price too!! If you are goin to have issues with them on buyin one, just think of all the fun you'll have when u have warranty work!!! Good luck!!
unless your credit is top notch ?..any company will want 10 percent down, this is a given everywhere. this is standard practice with any large cash purchase.
thanks for the comment
I don’t blame you that’s just a extra 3100 they put in there pocket an 250 for a credit app they don’t wanna sale a boat
didnt seem like it smh
Great video man I wish he would have gotten that boat...he was so pissed...I've been there..gotta save money and get that down payment..keep us updated
he did get a used boat but for some reason SOLD IT ??? weird lol
Listen you'll find something better and a better deal. Sometimes shit happens for a reason. My 600 dollar 16ft Skeeter still running lol. 79 150 first year for the Black Max. Boat still runs 70mph till its way to much of a handful. Might do 75 lol
Daaaaammm that is a lot of motor for that boat. Sounds like a handful for sure 😝
If you sold the old boat why not use that money to put down on it ...jagged it im guessing as the $250 seemed to be a problem. I just went through the same process last year and my hold for the boat was $500...and after my credit cleared (they use Fico of course and mine was 780 something) and i acccepted the terms i had to put 10% down which was $7,200...through white river you are putting down 10% unless your credit available and debt to income is very high and old or you can go through a personal bank...the stickers all say 10% and that guy doesnt have to sell boats to get paid its not a car dealership..bass pro / cabelas owns white river financial so technically that guy is a bank😂 yall thought process is wild to me...an apology?😂😂..6 years later any update or purchase of a new boat?
It was less about the money and more about the salesman, changing what he actually said.
debt to income...YOU GET IT !. if he has/had a high credit score ?..BPS would not be asking him to put 10% down ?!. he prob told them over the phone his credit score was good/great ?..but once they ran his credit report ?..then they seen his debt to income was not good...so they turned right around , told him he needed to put 10% down..this is a given !!.
Yeah I understand man my dad went to Harley Davison and tried to charge him with tax he said nooo and paid 23,000 instead of 25,000 and they keep trying to make him pay fees and taxes and he said 23,000 or you get nothing and they gave it to him and left like a bad ass
Salesmen smh
Maybe if Abby would dial back the calories she would have $3100.00. Also, being fat does not justify that handicap tag.
I hope you guys are doing well!! things are tough these days
All is good just cold right now and ready for spring!
I think its more like bass pro saved 31k cause this boat wasnt gettin paid for
JP Lopez lol and why wouldn't I be able to pay for it? Pretty sure 100k a year income is plenty to pay for this boat. I was just not going to give them my money when they couldn't keep their stories straight.
Fishing With Eddie anyone who makes 100k and is looking to finance 15 yrs and pay 33 -43% more iam sorry shouldn't be looking for a deal
@@randomstuffwitheddie6890 if you are making 100k a yr ?, and they still wanted 10% down ?, then this tells me you are maxed out on credit/loans ?, no other reason they would want 10% if your credit is as good as you say it is ?. BPS seen you are maxed out on loans is why they wanted 10% down.
When you see an experienced guy completely dedicated to processing loan apps and making the deal, just see if you can find his car in the lot. It usually will be as nice as the business owners (may be the same guy). Get your finances set up before you walk into a retail outlet. Boats are like cars in the market, all prices are negotiable. An offer they may not accept in July might be accepted in December when they are trying to move stock out. If they have so many customers that they won't deal on the price, then walk. None of them are in that position...ever. Markup is huge at boat dealers. Find the guy shooting for volume sales, not the golden ticket on a few.
No different than buying a car. They get you coming and going. There's always some hidden charge or BS that they never tell you about. Not the customers fault. It's the dealer for not explaining it.
very true !!
100% of Marine Financing loans require a 10% down payment. I've never seen a loan that didn't require it. Unless you do a Heloc, or some type of OTHER loan, you better have that pocket cash.
yeah :(
I've bought 2 boats with zero down.
@@la4508 Which Lender?
@@surveysays8335 Bank of the West
Wasn't Bayliner they world's biggest recreational boat manufactuer untill Bass Pro came along ???? They seem to have a lot in common . The only thing missing in Bass Pro are bowling balls . But thats Bruinswicks department .
Hmm interesting… boats and bowling balls
Boat buying is frustrating, keep looking, you'll find what your looking for!
he did then sold it :(
Don’t ever buy one of these boats and pay for it for 15 years take the price of the boat in the video for example. 180 months X $158 per month =$28,440.00 the original price of the boat is $18,245.00 is that cheap payment worth an extra $10k for the boat? I don’t think so. Also if you don’t have the down payment you probably shouldn’t buy the boat.
Whew that’s a lot of mula !!
everyone's saying if he can afford 3100 down then he shouldn't be buying a boat. this video does not illustrate him not being able to afford 3100 down is merely shows that he was not informed of the 10% down and didn't have 3k to pull out of his butt at the last minute. See as 78 percent of Americans dont even have 3k saved for an emergency and 42 percent those people dont have enough funds to cover a $400 unexpected expense. I doubt any of you clowns would have just been able to throw down 3k cash at the drop of a dime. It was not a question of affordability but merely a question of having 3k in liquid funds to spend at the last minute.
You are absolutely correct....the communication here was horrible and I had a very bad experience trying to purchase my first boat.
@@dwayneplanck5940 I can see it was a bad experience. I think you handled it very well considering. It was a very disappointing situation I'm sure. I do hope you were able to get yourself a boat.
TRUE ... you understood the video/situation perfectly ... thanks for watching !!!!
@Dwayne Planck correction .... 1st NEW boat :)
This was some good be hidden the senses look on getting a brand new boat for those who are interested but are not sure how it all goes down. I do wonder how many boats they do sell in a average month since they were willing to let you just walk away on a big purchase I’d figure they would honor the sell and work things out for the buyer and seller plus I know that guy would have gotten a nice Commission on that sell. I’m just surprised he wasn’t willing to honor what the sell of the boat was first discussed upon I guess you learn something new everyday
exactly!
Go to the tracker boat web site and tell them what's going on that they let you to believe on a different amount and they lost a sale a $31k sale...
yep!
Dam they treat it like buying a house
They tried to bait you dude. I wouldnt do business with them either after trying that. That's dirty business
i agree
Update?!! Did he end up getting a boat somewhere else? New, used? Tour of new boat if he got it!! Lol good luck to him, hope he found something good.
Mario Chingon well unfortunately they did not have enough credit to get a loan for any boat. They also tried to get a $10,000 loan from the bank to get a used boat but that didn't work either. So they're going to try to get some bills paid off and get something in about a year. If and when that happens I will be there with my video camera LOL
Topwater Tony i understand the feeling. What ive been doin is, save what i can afford every month for a boat/car payment, and hopefully this spring ill be able to get a nice bass boat. Good luck to them and thanks for the update lol
Mario Chingon yeah that's all we can do when we can't get those High interest loans LOL but thank you so much for watching and I hope there's some other videos on my channel that will spark your interest.
Topwater Tony kind of silly for them trying to buy a boat when they can't even pay the bills?? Talk about working until you're in the grave
Lmao so why was he saying his wife had perfect credit now they can't even get loan our qulify for another boat seems to me they were giving him.a good deal 3100 down for 35,000 dollar boat is a good deal
I can help with this. -Jason @ Tracker Boating Center of Tyler.
if you must finance get your own financing and last but most important piss on bass pro.
mhmm
Go used I stole my 2015 Skeeter for less than the new tracker you were looking for. Keep an open eye for a deal and hop on it.
Adding it all up it looks like bass pro shop save themselves a repo job.
Don't have 3100 dollars for a down payment but want to finance a 31000 boat for 15 years wow
🤔
For 31k I would have brought a ranger rt188 definitely
Same
I had been looking at tracker boats, but after watching this I'm going try to find something else... that's just not right....
cool.. what boat did you end up getting?
I got a Ranger Z185 for 33k. To pay in the 30s for a tracker is insane. Don’t buy from Bass Pro.
agree
If looks could kill she would have killed multiple people multiple times. I do not think I have watched a video on RUclips that has made me feel this uncomfortable.
BassPro said good buy to the profit, not the 31k the deposit was to hold/order the boat. They haven't looked at your credit report to see if they can even sell you a damn boat. Also you left them your credit info with permission to submit it to any bank they want. Nothing hidden at all. Educate yourself about what you are trying to do. 31k on a tracker?
sounds like the old bait and switch routine to me
scooter13 agree
This is new to me I'm looking to get the bass tracker pro 197 so I'm going to a OneMain to get the loan for 4 years not 15 years u not buying a Lamborghini at 125.000 or more it's a boat
hehe true
nobody finances 100% of a new boat purchase price.. Go get pre-qualified at a bank before you go shopping. Look at the Rangers.
If you CAN'T AFFORD 10% DOWN PAYMENT THEN YOU DEFINITELY CAN'T AFFORD A BOAT!! U KNOW WHAT BOAT MEANS RIGHT!? BustOutAnotherThousand
TRUE !!
Boats are different then vehicles as far as financing goes
yeah thats tru... he came close to getting it.... i'd buy used though
Bass pro is worth billions... Your not a pimple on their ass. Not being mean but financing a boat is dumb...wont make a dime
You maybe are on the level of a good used craigslist boat. They didnt let you walk they were smart..they want there money down to know you are committed...you didnt even have 250 put down to hold it...craigslist is for you sir
he had a good boat but sold it smh
Been there , done that with bps . I was told the same thing !