@@chriszhang1660 Yeah, as an ex employee; Through hard sickening labor, Timed money incentives they don't guarantee you get cause they fire new hires before they are given it, Renting a majority of its Equipment/Facilities/IT/Employee&Customer services, Charging for "Expedited Services" they don't guarantee btw. The point of OP is to show how ridiculous the Corporation no matter the subject of their services. As a consumer you lap it up and go "Well that just how it is" Or "These aren't comparable" is false because comparing is comparing you set the guidelines.
And I’ve always said this; but the people are responsible for the current system. Laws and regulations and focus of profit maximization doesn’t come out of thin air, it comes from the public of the United States electing people who represent their interests. The real question is, what are you actually doing to incite change beyond complaining on the internet?
Thats public health insurance. No matter what that will end up being a big money sinkhole for the country. The complaints would move on from the crippling debt of private health insurance onto queue times for services, drug access difficulties and low quality of service. That's how it is in Colombia. If the US changed systems that would probably happen. I guess is preferable.
@@kennyl9777you right, you just get fucked upside down if you try to get help if you don't have insurance because health care prices are price gouged by insurance companies and hospitals teaming up
@@AquaS0mano, they are _necessities_ and in many cases, privileges. *Not* rights. I don't care if you're a crony capitalist or a filthy commie, you don't get to conflate this
My mother isn’t here because her insurance denied coverage of a surgery on a mouth tumor that was said to be “almost 100% treatable”. However, because they did not approve covering the simple operation of having it removed (guess which insurance she had) in time, it spread to her spine and eventually her brain. She passed when I was 14. She was a single mother so at the age of 14 up until about when I was 22 I spent a lot of my life staying with friends and my Aunt and uncle. These CEOs have no sympathy from me, and that’s me putting it nicely.
The saddest part is that under EVERY post about this, the comment section is flooded with tragic stories about their own experiences. Health insurance problems is something everyone can relate too, which is why the media’s guilt tripping doesn’t work
Mood- This is one of those things where a majority of people (under a certain profit margin which is a good majority of Americans) no matter their political opinions, gender, race, etc, all agree on this: health insurance is a total scam and insurance providers are cold blooded
healthcare owns united stats of america. regardless of republican or democrat president, nobody will ever take down the healthcare system, because they wont win if they promise to try. USA is 100% fucked
I was gonna say it’s at least manslaughter but no because that means there was no malice behind it. And there absolutely is with health insurance companies. Murder by proxy for sure if we’re counting the ones making the rules and denying the claims as the enablers
And we need to do some fighting, the system needs a healthy reset, from the top to the bottom to the corporations and how they run and lobby. Because I see in our future either willing change or a French Revolution style change.
What kinda funny is that Mark Twain was alive back when strikes weren't just picketing outside a business, but literal riots where disgruntled workers destroyed company property and ripped owners out of their homes and executed them. He called it the "Gilded Age" for a reason. All the people who cry "peaceful protest", never had to witness what it actually took to invoke change. Now those protections our ancestors literally bled for are slowly getting rolled back little by little because the owners and CEOs no longer fear us. It's time they started to fear us again, before it's too late.
When my little brother (about 10 years old at the time) got appendicitis (a condition that WILL become lethal 99%of the time if there is no medical intervention) insurance refused to cover for his life-saving surgery because they thought removing a soon-to-be lethally rupturing appendix was “not necessary” (their exact words). Keep in mind, the lifesaving surgery wouldn’t be complicated, it’s basically in and out, one of the simplest and cheapest surgeries a hospital can do. Luckily, we fought them on it and got them to pay for it, but it just goes to show how little they really cared about my little brother’s life.
@@erzhaiderhe’s alright, they got the appendix out in time and he’s living life normally now 😊 it just sucked that insurance had the audacity to tell us to go fuck ourselves during the process lol
Appendicitis is terrifying, my older brother got it when we where young and I can't imagine the stress of having to battle against some greedy corporation to even get the surgery
This video reminds me of a pretty famous Technoblade quote lol "When i got diagnosed with cancer everyone in my family were pretty devistated, but let me tell you, noone was as devistated as my health insurance"
I saw a comment on another video that explained our healthcare system perfectly. A doctor was asked about how he felt about insurance companies & he pointed out ALL the years & years of schooling doctors go through; how much they pay to do said schooling & then they're told by someone who isn't even qualified to take someone's blood pressure that what they want to do for their patient is wrong. That's our healthcare in a nutshell.
It's more frustrating because health insurances do have doctors on their payroll as reviewers for claims, but I have more often than not see these doctors AGREE with the insurances when they deny a claim. Imagine your doctor doing all this treatment for you, just to appeal and see another doctor from the insurance company and go "Well, *I* reviewed your records and *I* don't think it was necessary."
To be a doctor in the US you also have to be okay with telling a patient in desperate need of healthcare to leave your practice if they can't afford to pay and you have to be ok with not doing everything you can do to treat a patient because you can only do stuff their insurance is willing to cover.
Yup. I used to work at a doctors office, and let me tell you, I’m sure these big wigs of the health insurance companies don’t even carry health insurance themselves. Because they are so rich, they don’t need it. This is because if you do what’s called “self pay” at a doctors office, the office will usually give you a huge discount, and for these super rich executives, those discounts are like pennies to them. The reason doctors offices do this? Well, it’s simple, really. Even for doctors offices, insurance companies are an absolute nightmare to deal with, so the more patients they can see that pay out of pocket, the less headaches they have to deal with and the less people they have to hire to spend 8 hours a day arguing with insurance companies. The whole system is a dumpster fire, and most people who don’t make a gajillion dollars are completely sick of it-including many doctors.
I was 18 years old with stage four cancer. Growing up in a larger middle class family money came in, and went out even quicker. By the time I was diagnosed the oncologist told my parents that there was a good possibility that I only had months to live without proper treatment. My father had health insurance, but they said it didn’t cover the treatments I needed. My mother was hysterical. If it wasn’t for this unbelievably nice woman who overheard my family, I probably wouldn’t be here today. She worked at a local nonprofit that took my case, and saved my life. Not only mine, but my family’s as well. Because it would have taken what little we had, and some to even begin treatment, and that still wouldn’t have been enough. These people are angels, and I owe my life to them. After I was cancer free I visited this place as much as I could, and when I couldn’t… I sent letters. I’m eternally grateful for them, and for many years I couldn’t understand how an institution there to help, and save lives could easily turn away a kid who was just beginning his life. There’s no wonder why so many despise the American healthcare system.
My aunt had stage 4 ovarian cancer at the age of 40, she couldn't breathe on her own due to swollen lymph nodes in her throat. She was in the ICU section of the hospital because of this, and when they discussed moving her to hospice because chemo wasn't working, the insurance company said she needed to be off the breathing machine for 24 hours before being moved to hospice. So they took her off the breathing machine and she died the next day. She couldn't even die comfortably.
@@faithyoung5879 what type of dumb s**t. “Okay before we save your aunt we are going to take off the breathing machine that’s saving her, in order to save her.” And they wonder why people don’t like them.🤦🏻♂️
@@faithyoung5879 what type of s**t. “Okay before we save your aunt we are going to take off the breathing machine that’s saving her, in order to save her.” And they wonder why people don’t like them.🤦🏻♂️
First I want to say, i'm truly sorry for your loss. Second, you are the example of the other side of the coin of the gunman. You lost someone dear to you, but you refrained yourself from crashing out. Meanwhile this guy didn't That's what people need to try to understand. And with the media is failing to realize yet they wanna gaslight us into feeling bad, but how can we?? when we are losing our loved ones on day to day basic
Love the hypocrisy of “one of our loved ones (CEO) died a untimely and perventable death” bro thats literally all your company does, deny claims that could potentially save loved ones lives. Ones that literally pay you to do so
I saw a TikTok where a guys mum died of Diabetes because her claim was denied and her supplies like bandages and needles were deemed as “unnecessary”. When she died a box turned up on her son’s doorstep days later with all her supplies and the letter said “we have decided to reverse your previous claim denial for the following reasons: patient expiration.” So this poor man had to open a box the day after his mother died from her treatable condition, full of material that would have actually saved her life.
What struck me was that he said it arrived at 7am next day. So it was ordered and packed literally within hours of her death. It would have that date on the paperwork. So it would not look like she died by denial of claim, because her claim was “active” if you see what I mean, at her time of death. She would not appear as one of the 68 thousand a year dying while “claim denied”. The poor bloke thinks it was a fkkup. I suspect it was an exercise in massaging the figures.
They only cover insulin. They don't cover needles and bandages. My mom we have to buy out of our own pocket for all the needless used and the diabetic sugar meter. The insulin we pay out of pocket $35. We pay for insurance. Also 4 years ago my mom's insurance refused to cover insulin. My dad had to pay $500 for 2 vials.
@@eh1702 If that is true he can get a good lawyer and use them. It's negligence but that is only if he expressed that she doesn't have needed supplies to be alive.
I’m a retired physician, preach Charlie! I was a pediatrician and part of my morning was arguing with some dumb insurance employed physician who was trying to deny my patient’s treatment. They always knew they were wrong, but they just wanted to waste my time. It drove me nuts… scumbags.
“Having the capacity to save lives does not compel my hand” Patients are aware of your antics. They know you can save them but opt out unless cash flows.
@@ngf5077 Even if doctors did charity work and were paid nothing, the equipment and needed medication and medical supplies would still be the majority of the costs
I'd say I'm all in favour of revoking his citizenship but the dude undoubtedly is rich enough to afford private healthcare anyway....cos profiting off dead people pays well I'm sure
Of course, he’d never need to do that. He’s fantastically wealthy, and I’m sure that his company would eagerly approve any and all of claims. And for that very reason, he probably thinks the system is working just fine.
@@bmetalfish3928maybe, if it's a specialist procedure Likely not though, most regular things are handled quickly, sub 2 weeks according to some BBC article in 2023
Finally more people are looking up instead of fighting among one another at lower classes. We in the USA have to tackle the oligarch issue that has been created.
I mean people have been warning them for years and the only response we've gotten are "lol cry more liberal!" But people have to find out the hard way sometimes i guess
@ I don’t think it’s liberals the right needs to worry about. The right-wing media sphere has done an exceptional job drumming up hate, discontent, and division, creating an identity for many, especially young, uneducated white men, around Trump and culture wars. But here’s the thing: when these individuals start waking up to the reality that their struggles aren’t caused by minorities, liberals, or culture wars-but by systemic economic oppression-they’ll stop looking left and right and start looking up and down. When an identity rooted in anger and blame begins to break down, it can become volatile. People have been fed so much rage that when they realize it was misdirected, that anger could be devastatingly redirected. In a country awash with guns and ammunition, this should scare the right far more than any liberal protest. If I were in a room full of old money elites-once discreet but now flaunting it at places like Mar-a-Lago-I’d be deeply concerned. Maintaining power isn’t just about control; it’s about placating people enough to keep illusions alive. But under Trump, if people’s lives don’t improve and their anger continues to grow, the cracks in this strategy will widen. And when those cracks give way, the consequences could be catastrophic-not just for the right, but for everyone.
@blastortoise exactly it's insane that americans only give a shit about problems if it directly results in their death. We have so many problems in this country that have existed for so long that nobody fucking cares about.
I work for a medical clinic that was acquired by United, this has been a wild ride. It’s important to remember that your doctors and medical staff spend half of their days fighting with insurance companies to get services covered by insurance. It’s ridiculous. Insurance companies should not have the final say in a patients health journey. Keep fighting these bloodsucking, greedy corporations. Make their lives as difficult as they want yours to be.
how the hell an insurance company is allowed to even BUY a medical clinic amazes me, sure, they should be able to hire medical professionals on retainer or whatever to provide advice on XYZ medical subjects, nobody minds that, but to control every step of the process is diabolical levels of monopolisation. It should be 100% against the law.
I had a well regarded doctor. He retired and said his decision was largely based on the fact that he spent most of his time fighting with insurance companies. He said it was no longer about caring for your patient
The worst part is at 7:33 he says the ceo had the biggest positive impact on the healthcare industry. Not the health insurance industry, THE HEALTHCARE INDUSTRY. What a huge slap in the face to the doctors and nurses in the healthcare industry who ACTUALLY save people’s lives.
Fuck the people actually in the lab testing shit or the doctors who have to come up with complex treatment plans and stay up to date with new research so a human's death doesn't land on their soul or the nurses who work 36 hour shifts and see people die on the daily. The people who drive up medical prices but get discounts themselves and still won't allow you a fraction of the money you paid for to stay alive because a business degree in an office said "nah" after a 5 second review, now those are the real heroes.
@@p1errette Exactly, those doctors and nurses have an impact in terms of helping people, those healthcare CEOs have the biggest impact on PREVENTING it. United healthcare had a higher denial rate then anyone else. Twice as much as the industry average, with their AI bullshit so they don't even have to pay someone to fuck someone over.
My father needed life saving heart valve surgery. He died because we had to pay 4,000$ out of pocket before they would put him under for the procedure. Well we didn’t have the money. So dad just accepted his fate. Love you dad. Wish we could’ve got the help you deserved.
Yup- a CT scan couldve caught my dads cancer 2 years earlier but insurance deemed it unnecessary so we didnt know until he had stage 4 and it had metastasized to his brain.
I bet you vote against universal healthcare at every election and then write stuff like this and wonder 'dUrpY dUrPz hE dIeD nO hEaLtHcArE, i vOtE fOr gUn rIgHtS' You guys actually work hard to vote against having a UH network 😂😂😂 Sorry, no sympathy for the daft.
@@emzzzz2571 Don’t believe it. There’s no way a hospital was refusing to work with you regarding payment. Payment plans with the hospital, personal loans, credit cards, selling your items, crowdfunding, and various other methods can be used. Even loan sharks will give you $4,000.
@@emzzzz2571 There are more than a half a dozen methods to come up with $4,000, and most hospitals will work with you and give you a payment plan. Sorry, but your story is suspect, and I doubt you let $4,000 be the defining factor here.
As someone who is fortunate enough to live in a country with pretty decent healthcare, my heart goes out to all of you for sharing these deeply personal stories which might be traumatic to remember, I dread to imagine what would happen to my grandmother, who has had a stroke two years ago if she was in the states... You all deserve so much better then this, no one should lose a loved one for the profit margin of any government or entity, and no physician should be forced to not see the Hippocratic oath through on the whims of a board of directors.
He sounds like he was originally from the North (Possibly Yorkshire) but has whitewashed his regional accent to make it sound more posh and upper class. But if you listen carefully he has a slight tinge of Northern in it. He is such a fake shell of a man, he is even faking his accent and changed it to sound more like the posh Southern English accent of the rich business goons in suits he probably rubs shoulders with now.
As someone who has worked in pharmaceuticals. The amount of times I have had to break the news to people that their health insurance has denied them of life saving medication and watch their face fall as they realize they have to choose between 1k+ cost out of pocket medication that costs nowhere even near that to produce and death made me sick and still breaks my heart.
I worked for insurance company work from home, some of the stuff you see for claims getting denied showing that a patient needs the care for thier family or dental care for themselves it's crazy. What's more crazy is an employer knowing they have 100 plus people getting it deducted out of thier checks and not knowing they aren't covered because the employer is months behind paying for themselves as a whole.
@@bobbyhill4118 It's like every other patient, dude. Not only that, but pharmacy managers are directly responsible for the profit/loss situation. If drugs go unaccounted for, we get in deep, deep crap. Going to jail, being sued for the money "lost", and losing your license type crap. And they'd find out within a week.
I worked in a Cigna Health Insurance call center in my early twenties and it was the most emotionally draining experience of my life. In multiple cases I’d end my shift in a deep depression, feeling guilty for the damage that was being done to those people. I can recall at least three times were callers mentioned their loved ones taking their lives over the debt. Health insurance is truly diabolical and everyday I’m thankful I no longer have that awful job.
The fact that you can be literally be dying, and a real person can examine your claim and dismiss it outright, saying, “Nah, I care about money more than your life” is absurd.
1 in 41 of all school age children in the United States are homeless. Food Deserts are more common than they have ever been. "I care more about money than your life" is the motto of the country. Ban Landlords, Defund the military, give everyone food and shelter and for CEO's, it's on sight.
I work as a doctor, the amount of time patients are denied coverage for health insurance they paid for is insane. I have to write 10 emails explaining why the procedure is needed. How is this allowed.
Just last night I was hit at a red light by a drunk driver going over 50mph that sent my car into oncoming traffic where I was hit again and yet the medical bill implications was the most scary, stressful, and overwhelming part.
A childhood friend of mine was admitted to an inpatient mental health facility because in a moment of clarity he knew he was a danger to himself. Right before his discharge he expressed he didn't feel he was ready to go home, but his insurance company denied the request to keep him longer (his coverage only covered 48 hours). Less than 10 hours after his discharge, I lost that friend to his own hand. While there's no way I'll ever know for sure, I can't help but wonder that if maybe he had been hospitalized for even just an additional day, he might still be here.
Spreading this info: My friend has type 1 diabetes; if she doesn’t get insulin every few hours, she’ll die. If she doesn’t get it when she eats? She’ll die. She pays 70+ dollars, after insurance, per dose/vial. so around 210~ dollars a day. That same vial of insulin, to produce, package, AND DISTRIBUTE? Costs around 1.99. Per vial. That is from 1.99 to OVER 70, AFTER INSURANCE. The other option is permanent nerve damage, or death.
Yep. My cousin is the same. Thank the bastards who patented it or whatever and charge for it. Personally if I had any chronic illness that required that kind of stuff I would immediately leave this country.
As I write this, United Healthcare is denying my Rheumatoid Arthritis medication. Working on a RUclips channel with an out of control autoimmune system isn't easy. Great video!
I SEE YOU. I have RA, SLE, Crohn's ileitis, and spinal stenosis secondary to an anterolisthesis at L4/L5 of 9mm. My pain meds and RA meds are a constant battle. I can't function without bupenorphine. I see you. I see you!!!
Is it Embrel? I heard there's a generic that's going to be out soon, if that helps. FWIW please, please be careful with opioid pain killers; addiction can happen within 36 hours of use. Addiction to a medication that I didn't realize was the same as heroin destroyed my life.
@@OrangeRhymesWithGorange It's not that one, but one like it, one of the expensive biologics so any generic might help. I've been avoiding the pain killers. I'm a recovering alcoholic, so . . . Thanks for the reply! Hope you're doing better now.
I had a "doctor" defending Health insurance in a youtube comment section. He had the gall to say that "Insurance saves lives". Nah chief, actual doctors save lives, insurance just makes it harder to.
I used to write appeals for medical org and providers have no idea what is actually happening. Patients either, tbh. Because I would do everything I could to make the insurance pay out.
I'm a man, and I have a condition that makes my risk of breast cancer 90%. All I needed was one procedure, which would turn my risk into 10%. That procedure was denied because it was "cosmetic," despite several doctors stating it was preemptive and not for cosmetic reasons.
Keep fighting them. Don't give up. Insurance companies often reject the first few times. If you keep at them and get a lawyer involved, they sometimes approve the medicine/treatment. Other people have said that was what happened with them.
As a healthcare professional myself, I wish I could loop your video in the office. We do EVERYTHING we can to help our patients but are throttled at every turn by insurance restrictions, outright refusals and expensive, ridiculous demands on our professional time to defend our care. Insurance companies are rich, grasping and give money to every politician they can buy. God help us.
I worked at a big-name pharmacy for 6 months a couple of years ago. At this time, Medicare and Medicaid were shifting around their policies and changing things up on their clients without their knowledge. So many families were denied lifesaving medications because their insurance said so, without actually letting them know about it beforehand. It made me feel awful, and there literally wasn’t anything we could do except recommend they visit the emergency room to get an emergency supply of the medication that they needed. The looks on their faces and the broken tone of their voices broke my heart and made me feel like a villain. I’m so ready to see health insurance CEOs and other execs shaking in their boots. They have no idea what it’s like to be a human in need. Or human at all, for that matter.
I had an orthopedic doctor fight my health insurance company for months for a treatment. It was finally approved right when I was moving away and unable to ultimately get it. I remember feeling bad for all the work he put into fighting bureaucracy for me only for it to not even work out. I wonder how much seeing that kind of thing on a weekly basis weighs on providers. I can't imagine the frustration of having all these tools to help people and having them kicked out your hands every few minutes.
I've heard insurance companies intentionally make filing claims like the Winchester Mansion - intentionally confusing and difficult to navigate. Also, insurance companies regularly update their portals, intentionally breaking automation used by healthcare providers to file claims.
Actually, what does someone even NEED 280 billion dollars for? Even making a 100 billion dollar profit would mean giving 180 billion back to your customers.
I'm a transplant recipient on life saving anti-rejection medication that HAS to be taken every 12 hours to maintain a safe level. In the last six months I have missed doses for up to three days in a row because insurance held up the refills. They even have the nerve to ask if a drug I've been on for 28 years is still needed..
My friend has a permanent illness/ condition that there is no known cure for. No-one has ever recovered from, yet every few years they have to have tests (which are painful and exhausting) to make sure they're not faking it and get it confirmed by a specialist Dr. They've been like that for 20 years and the condition has been known for at least 60 years medically. I don't get it but I'm crazy and think that we should all be able to make a living and have access to healthcare, just not at a net cost to society.
I'm so sorry. It's criminal to do this to people. The US is the only "developed" nation l know of that does this. Not that everywhere else is perfect but it's not nearly as bad.
What makes it worse is that he is British (English). He comes from a country that has Healthcare that is free at the point of use. He is a traitor to us and should be treated like one.
All this reminds me of what Mr. Incredible’s boss said. Mr. Incredible: “We’re supposed to help people.” Mr. Huph: “We’re supposed to help OUR people! Starting with our stockholders, Bob! Who’s helping them out? Huh?!”
I owe you one here, Charlie. I'm showing this video to my classes tomorrow. We've just finished covering the emergence of capitalism, the rise of Marx, and the dynamics that emerge; progress of the general populace vs exploitation of the working class. I think your reaction to this response encapsulates the complicated nature of this current debacle perfectly in a way my students will understand, and will give my kids at least a morsel to think about as they weigh the progress that free market innovation brings against the cost the consumers are often forced to bear. Your relatable masterclass commentary has become curriculum material. I hope that brings you satisfaction and pride.
Last November I had been in the ER for stroke symptoms (loss of movement on my left side, confusion, slurred speech). I was treated, given three CT scans and two MRIs, and kept in the ICU for three days. It took a while for me to fully recover, but the doctors told me I was lucky to have no permanent brain damage. My health insurance (United Healthcare) took the fact that I had no permanent brain damage to dub my ICU stay as “medically unnecessary.” We have been in the battle between the hospital, insurance, and debt collectors for over a year now. I was put in $60k of medical debt while I was still in college, and get calls and emails daily from debt collectors and it reached the point that I’ve had to get a lawyer involved. So, I’m sorry if I don’t feel bad for these guys in the slightest…
wait wtf?? doctors: hey we did all these procedures to keep this person alive, and we managed to prevent permanent brain damage! can you help pay us for doing this? insurance: you didnt do anything important lol see the patient doesnt have permanent brain damage sounds like refusing to pay someone for painting your house blue because when you came back the house was blue so obviously they didnt have to paint it blue it was already blue
@@Flyfeesh I ignore them and tell the really persistent ones to speak to my lawyer. Still incredibly annoying because it clogs all of my inboxes and fucks my credit.
This dude has the voice and look of a villain, you can hear in his voice that they have never known adversity or what it is like to have to choose between food or rent
@@Sheriden. The account is most likely a bot, if you ever see replies that make stupid and combative arguments, there is a 99% chance they are a bot and they need the engagement to make platforms believe they aren't bots since the algorithm favors interactions between people it flags as legitimate people.
My mom died at age 44 from a series of health complications because the healthcare system decided she didn't need treatment for a spinal injury. She was put on DEPRESSION MEDICATION FOR HER SPINAL INJURY. It took YEARS before they did anything, and by then her health had cascaded beyond saving. I was 15 when she passed, and my youngest sibling was 7. American "healthcare" -- two lies in one word.
I'm so sorry. It reminds me how they put me on Duloxetine for Fibromyalgia and Spinal Stenosis and refuse actual opiates when I've proven over and over again that I have no addiction risk if I'm properly treated and they know I was a desperate undiagnosed hurting teenager being neglected, not someone chasing a high. I never got high. They can give me so many dangerous drugs but fentanyl patches monitored and locked up by my pharmacy tech mother and given to me when my pain is at it's worst is too much for my pain clinic i guess. I have so many pain causing conditions and other genetic incurable conditions and I'll die early anyway, not much risk here. They're just being shitty.
I am in the UK and I have had similar experiences with my health "care". They always want to put me on antidepressants, anti anxiety, and other similar medication. They won't give me any more mental health therapy unless I take meds. I've told them until I am blue in the face my condition is physical. I know my body, I know what is wrong with it. But they of course know best and just fob me off. They think I am a hypochondriac but the hell I endure on a daily basis is not hypochondria. The things that are physically wrong with my body is not hypochondria. The visible symptoms are not hypochondria. When I die I am making sure that a full autopsy is performed and the results are made available to all my family so they can expose these f*ckers for the charlatans they are. Not that it will do any good.
This may have irrevocably altered the course of your lives but hey don't worry someone saved the insurance company a small amount of money in doing that!
I love how Charlie can make the funniest videos, talk about the weirdest stuff on the web, but then when it comes to serious stuff he is not afraid to speak up. Keep up the good fight brother ❤
The problem is these CEO’s live in a different world like all these millionaire and billionaires talking about how they are middle class and they really think they are middle class
Having gotten a scholarship that allowed me to go to a private school with elites this is 100% correct. I’d go to their mansions and be like “THATS MASSIVE” and they’d be like? “It isn’t that big”. Bruuuhhh 💀
While it's true, I think we are scapegoating them abit too much. The CEO isn't solely responsible for all these issues obviously, we need some more systematic changes to healthcare and should be holding politicians accountable for allowing this stupidity from lobbying
Several healthcare companies have removed their website pages about their leadership... Really scared for other CEO's safety right now 💔 Specifically, - Erhardt Preitauer (CareSource) - Kim Keck (BlueCross) - Lisa Erickson (Medica) - J David Joyner (CVS) - Joseph Zubretsky (Molina) - Andrew Witty (UHG) - David Cordani (Cigna) - Mark Bertolini (Oscar) - Jim Rechtin (Humana)
As a brit, seeing a British Business executive profiteering off the most vulnerable in your country is truly disgusting, it's people like him that are actively trying to tarnish and destroy our own public health care system within my own country it's simply profit above all things, including life.
HEALTH INSURANCE REFUSED to keep my brother on life support!! Not even 6 hours of being put in the hospital a nurse started pestering my mother to sign papers to give away his organs. His license stated he was NOT an organ donor!!! THEY REFUSED TO COVER OUR DYING BROTHER/SON FOR SOME LIFE SUPPORT. Just life support.. my body almost failed last year because HEALTH INSURANCE REFUSED To pay for an XRAY so doctors could see I had an 11” cyst in my ovary that pushed all my organs to my spine!!! I had to get an ultrasound!!! Yes, for pregnant women. I was shocked insurance payed for the surgery!!
Hello fellow cyster! 9" ovarian cyst here, Molina Healthcare tried to deny my entire surgery because I received a JUICE CUP and GRAHAM CRACKERS that 'weren't pre-approved', despite several reassurances that there'd be no denials. Our healthcare system needs a major overhaul. A shame our corporate overlords will fight tooth and nail to keep people paying.
Hospitals will pester you no matter what if you have a family member on support. They asked me and my mom about my younger brother like 20 times in a few weeks even though we continued to tell them to fuck off about it
You can contact a health insurance lawyer for that. I think if they see an easy case, you will pay nothing as they will rely on a percentage of the trial payout that would come from the insurance company. Also, he will probably advise you very well, more than any healthcare salesperson, on which company to choose for maximum coverage claims acceptance.
Fun fact, I work for Hospital called Methodist. Located here in Texas. United Healthcare DROPPED US, because our physicians did not want to raise their procedure cost... EDIT** ACCURATE INFORMATION AND ARTICLE IN THE REPLIES!!
@@kookkookiesit means united patients won’t be covered anymore at that hospital. Likely this means that united clients will refrain from going to this hospital because they won’t be able to afford the services.
As an RN, I have held many patients hands and cried with them when their care was denied by insurance companies and they had to go home without treatment
My 11 year old brother has type 1 diabetes and united healthcare just cut off his insurance without notifying us a month ago. So we’ve had to resort to rationing out his insulin and using rainy day money to pay for his medical equipment while my parents fight the insurance.
If you can't get another health insurance, have you looked into applying to Medicare/Medicaid? I know Medicare/Medicaid isn't great either, but it's better than nothing. There also exists non-profit charities that help with medical costs and other medical needs. Maybe look into that too. California has also been looking into producing its own insulin to sell it for a lower price than the national average. Sorry to hear what your family is going through. The price of insulin is absolute bs.
I buy my insulin from Walmart. It's $27.00 for 70/30 (long acting/short acting)- it's novolin. Works well, and I only spend 150$ a month on insulin and test strips. A box of syringes every month. All these supplies I get are generic but effective. Humalog/Lantus and other expensive insulin products are scams, and insurance is garbage. I check my blood sugar 3 times a day, or if I'm sick, I check it up to 8 times a day.
I am a physician and my practice no longer accepts UHC due to their policies and protocols of trying to avoid paying for patient care. They all do that but United is by far the worst and in a league of their own.
I self administer a weekly shot that is prescribed in 4 week increments, which obviously covers me for a total of 28 days. When I had UHC, they calculated when I could refill that prescription on a 30 day cycle, so whenever I would try to call in a refill a few days before my next shot was due, UHC would reject it and say it was too soon. Every month it was a fight to be able to take my medication on time and there were absolutely times when I thought "I would rather die than be dependent on a drug that I cannot consistently access through no fault of my own." I now have Cigna and get my meds mailed to me, and they send me twice as much of my medication as I actually need, because my dose is half of a single use vial. UHC would only cover exactly the amount I was prescribed to take, so I was forced to double dip into the single use vials. I now have over a year's worth stocked up and the stress relief is indescribable.
Well the reason they "can't afford" to cover everyones procedures is the CEO and all the board members obviously need another 40 million dollar annual raise for all their hard work how could you be so cruel
Aaaand this is why I advocate for universal healthcare. We already get taxed, we spend the most out of any other country in the world for healthcare because of these middlemen, anyone who has insurance is already paying for everyone else's insurance because... yeah... that's how insurance works, at the very least if it's being ran by the government there isn't a profit motive. And before people start whinging about how the poors will make people take longer to get healthcare because they suddenly have access, even now it can take forever to get into medical offices. Took me a year to get in with a neurologist to check out my tremors, and took three months to get in in order for them to get a better look at my aneurysm. I'd rather have to take a slightly longer delay and not have to stress about the two thousand dollar plus medical bill for the imaging services.
@@mmarage1 It's the logical solution but the American populace will never go for it because we've been brainwashed to reject anything that seems sOcIaLiSt. We've been conditioned to believe that our system is the only one that works and everyone else's is some kind of communist plot.
@@mmarage1 and this is mostly true. Honestly I bet that if the US had a little chat with the contractors that are overcharging for basic ass things for the military (like 90$ apiece paper tags) we could maintain our current military power and position and pay for healthcare. Buuuuut Putting any power over healthcare in the hands of the government is arguably worse than right now
CEO Andrew Witty, total compensation: $20,865,106 mil in 2022 & $18,433,143 in 2021. Let that sink in. However, like every other big problem, taxes, insurance rates, etc., the outrage will flicker out and move on to the next the one. The wheels of the bus go round and round.
Honestly if you make anywhere over a million you don’t live in the same world as the rest of us. Many can’t even imagine making over $100k a year let alone $20 million
Well, it will keep growing. It's not like capitalism is sustainable. It's also a system we've only used for around 200 years. The proletariat will fight up against the bourgeoise at some point. In history patterns were entering the 4th turn too, the next couple of seasons of life are gonna be interestingggggg
I am a medical assistant, and I frequently recieve denial letters for medications that the doctors try to prescribe their patients. I appeal these denials by creating letters specifically detailing every single aspect of why their denial is wrong and why it should be covered, and believe me when I say the letters are more than passive aggressive. They usually come back approved after that, but sometimes not, and it gets very frustrating.
props to you for actually doing something to fight back against the shit. sad this comment doesn't have more likes; it's informative to the regular person that they CAN do the same thing you do.
I appreciate the great work you do. My doc's senior nurse is a specialist in bodying insurance companies into submission. I would build a shrine to that if I had the space. She knew my insurance policy backward and forwards and I had the pleasure of hearing her tear into the rep who tried to deny my surgery. It got approved, and that nurse and my doc are the reason I'm able to have hope for a future that was very bleak and painful before they saved me. People like you are what the world truly needs.
I'm just SO GRATEFUL that Andrew went out of his way to show us his face and let us know he's BEYOND in support of what Brian Thompson died for. Hope he's looking over his shoulder CONSTANTLY
I just gave birth to my twins last month, one has spina bifida. She went into surgery and right before they worked on her they asked if I consented to anesthesia. I thought it was a little weird I had to grant them permission for anesthesia on a spine surgery. I just got a bill in the mail for $5000 because anesthesia is ELECTIVE!? Sorry my bad I wanted my infant daughter comfortable
Start a GO FUND ME…we got u! Also, $5,000 strikes me as a number they just pulled outta thin air lol…JFC…I sincerely wish you and your twins all the health and happiness
Tell them all you can afford is 800 and that is all you are going to pay they will have to negotiate, Taking you to court would cost them to much time and money
As a doctor in a central European country with free, public healthcare for all, it's absolutely insane to me how he says that they make sure that care is appropriate and delivered when needed. Who are you to decide when medical care is needed or appropriate? Are you a doctor? NO. You're literally a finance bro with a BA in economics. And that goes for all insurance companies. I CAN'T BELIEVE that the ones in charge of making life or death medical decision in the US are literal... finance bros.
Well when you have 100% of Republicans and about 75% of Democrats bought and paid for and the country voting for the dumbest finance bro of them all, the people of the U.S get what they deserve. They have the power to vote out these corrupt assholes who perpetuate this nonsense, but they choose to fall for these idiot culture wars when Trump tells them their kids are getting gender reassignment surgery during lunch hour at school.
Fuck even me with private insurance get my treatment because our government demands proof of denial and even then the only thing they get is their money back eventually.
I read about a NEWBORN BABY that was billed by their/their mother’s insurance for the AUDACITY of needing intensive care immediately upon being born. The newborn baby had to “declare bankruptcy” which resolved when they turned 8. 😐
@okoala62 that pretty much happened when my baby was in the NICU. I was so confused how anything could be denied by insurance for a newborn. No bankruptcy needed, just fighting insurance for a year.
The same reason why he even came to America in the first place, you can't really make money if your country's medical expenses are being handled directly by the state (and thus tax payers at large)
Public NHS? Wait for Kiers to privatise it lol, he ran on privatization of the NHS, literally the only good thing about the UK and he's ruining it, BY THE LABOUR PARTY, WHAT IRONY
@@DeuceEX22 To be fair, nationalized healthcare has its own issues, but insurance companies and consolidation have gotten straight up out of hand in the US market
Wanna hear another example of how much insurance companies hate people? My father was diagnosed with stage 4 lung cancer that has spread to his liver and bones and is in constant pain. One day while I working from home he started calling for me he was vomiting blood and couldn't breathe so I called the ambulance. His insurance company REFUSED to pay for the ambulance ride stating it wasn't an emergency situation so we got stuck with the $1700 ambulance bill and an extra $60 for the ambulance mileage. Yes, the ambulance also charged per mile on top of the $1700. This wasn't the first time the insurance company had done something like this. He was going through chemotherapy and they refused to pay for recommended treatments for him by his doctors to make sure he doesn't get Anemia deeming it "medically unnecessary". The doctor had to fight with them to approve it 2 months later. HOW TF IS THIS ACCEPITABLE??? MAY I remind you LITTLE Children also suffer like this for insurance profit? Doesn't matter whether you are republican or democrat we all have to stand up and fight for a fking change in this country
Never pay an ambulance bill for an actual emergency. What they charge when it slips through insurance cracks is insane. What are they going to do, send an EmT to collect or break your legs ?
@@1WEareBUFO1As an ambulance person I would have to agree. Don’t pay it. It’s so high because there’s millions of assholes using EMS as a taxi service every single day and insurance looks for any reason to not pay for it which isn’t hard on those calls and the people who use us as a taxi service typically won’t pay their bills so we literally just hemorrhage money until an actual call comes through where they try and make up the difference by charging the insurance an ungodly rate which the insurance company can easily pay because they literally make billions every year and unfortunately if the insurance company doesn’t pay because they’re slimy assholes the bill falls into the lap of the patient. Essentially insurance and over/misuse of the 911 system has led to ridiculously high prices, don’t pay it, call the EMS agency and hash it with them lots of times they’re more than happy to forgive the debt especially if you’re not in a great place financially, and if they won’t then fuck em, no one’s gonna slap your PP off about it promise.
"I'm proud of this company.." "Don't listen to the reality"... you mean all the other real life humans telling their stories. You mean the graphs, charts and actual statistics!?? Thank you for talking about this ❤ my heart breaks for the 93% denied claims.
Thyroid cancer survivor here, no help from my insurance though, in fact, the first emergency I had that discovered the tumors was billed direct. I’ve paid $27,000 out of pocket after putting treatment off 6 months trying to fight my insurer. During those 6 months it crept into my vocal cords, I couldn’t get out of bed having thyroid storms, thankfully better now, no thanks to my insurance! Not happy someone lost their life, never am, but since when did insurance companies care?
@@jesipohl6717 its not even about his bigotry, thats totally a wack thing to bring out right now. I know he's a bad guy etc but how does that relate to this comment?
Liberals when they see a racist:"this guy is the worar thing since hitler Liberals when the racist says something they agree with:"why do YOU care still? Hes so le based slayyyy"
BCBS sent me an authorization letter for my MS medication, but then denied it when it came time to pay. They said it wasn't covered, but when I showed them the authorization letter, it's all crickets. Then I got a medical peer review to tell me that I don't need the MS medication my MS neurologist wants me on, but to go on a medication that made me worse. When my neuro asked what the medical peer reviewers specialization was, it was an OBGYN. He had no medical training in neurology or MS.
I love how this billionaire CEOs always without a fault have the shittiest $10 logitech webcams that you can get at Walmart. No mic, no camera, just a webcam with quality worse than that on the phone of a cashier. Hell yeah
Pr team, big money have an entire team to help them look like normal people, these billionaires and mega millionaires aren't normal ppl anymore. When you get to that level you become high profile criminals Jeffrey Epstein his entire blackbook, Hunter Biden and P Diddy, and those are simply the ones that have been put in the limelight. However we all know these rich pigs have entire networks of fellow rich people.
A notable aspect of private health insurance is the absence of any reason for it to exist. It does not contain costs, expand coverage, or expedite care- it makes those all worse. Its sole function is to profit as a rent-seeking middleman between patients and providers.
Yup. For some reason people seem to still believe the U.S has the best healthcare in the world; NOPE! Some of the best doctors in the world are in the U.S, true, but unless you're a billionaire, you won't get within 100' of those people. There's a reason just about every other country on the planet has moved to universal healthcare. We're one of the few remaining countries without universal healthcare, right up there with the greats like Nigeria, Yemen, Syria and Afghanistan.
@@Zidbits yes my family moved across country to be closer to specialists for my sister, but health insurance companies only denied and denied and now she is no longer with us
Yeah he just keeps hitting the nail on the head with this one The people need to do a revolt against this healthcare scam. In plenty of countries this isn't legal. Its a moral disgrace in U.S, treating each other's healthcare as a profit. Or just a "why should my taxes go to life saving treatment of others in my nation? 😏" mentality. Hopefully something changes, probably not any time soon
@Bannditbunny It's worse than that. The right has the "facts don't care about your feelings" slogan, they would laugh at regular people. They treat corporations and their ghouls like one would treat saintly people while being a monster to the face of real people.
A corporate is legally treated as a person. Which is why they can lobby to your politicians. It's not a particular health care or insurance companies that is evil. The economic system is such that if they don't make those profits they collapse and then someone else takes their place.. You need your political reps to change the system. But they are too busy dominating and policing the world with 800 bases and sending hundreds of billions to Ukraine, Israel, Taiwan etc. Sowing murder and chaos around the world. You are too busy hating communist, Hindus, Muslims etc around the world.
Healthcare needs to be socialized. Only solution. Distribute the burden on all shoulders. Thats what caring for other people is about. How does this even need to be said??
My wife is a double below the knee amputee with severe neuropathy and end stage renal disease. Medicare has denied her wheelchair three times so far. She needs a chair with seat lift, tilt, recline, and leg support. It costs freaking $38,000. For an ELECTRIC WHEELCHAIR!
my aunt that has since passed but she was in a chair as well. It's outragous how they expect someone with no legs to make an income to support having a near million dollar surgery to save her life. What matters is in your wallet or bank account. My papaw who has since passed was taken to the hospital for breathing issues. Pulmonary fibrosis. They had him dead within days, and NOBODY was allowed in to see him. bc Covid. He died alone with nobody he knew beside him. The healthcare system is out to earn money, not save lives. Its the almighty dollar they praise and worship.
As a stage 4 cancer survivor in mountains of crippling debt, you got the thumbs up for the first 2 and a half minutes there bub. Speak truth to power 💪
All our lives will be ruined by cancer eventually if this system isn’t fixed cancer is become extremely common and for 80%+ of the population it takes out to entire families savings and can ruin your kids futures even with how things are going
Proud of you bro, but so sorry for the debt, America is messed up. My dad had stage 4 cancer, unfortunately he passed away but he was able to survive for 4 years and since i live in Europe we didnt have to pay anything for his medical costs....Not even a euro.
There's a reason there was no help or outcry to arrest the Assasin. If anything people are spreading misinformation on tip hotlines to make it harder to catch them.
THANK YOU! So sick and Sad & tragic - the sub-culture of death and suffering. These anti-human anti-truth and anti-reality monsters are vile wicked insidious agents of hell. EVERYONE MUST learn to prepare, stock up, and learn basic information on health and preventative health and basic healing. ~ Be Safe out there folks ~ Peace & Health to Us All.
European here. You guys in USA are going through a literal hell and it should never be like this. You are right to be as angry as you are. Hell, I am angry on your behalf and I am not even living in the USA.
Yeah as a euro layman this news got me learning about some of the systems in place for our american brothers and sisters. My heart breaks for all those affected. Too cruel
The funniest part of all this to me was Elon's desperately cringey bleating on Twitter that 'killing CEOs is not based' lmao Frantically trading on his feeble 'cool kid' rep to try and make bloodthirsty CEOs protected lololol
Even though the American Healthcare system is better than Europe's, at the end of the day it's still subsidized by government so eliminating a small pawn in the game doesn't really do much but hey its not like the lowest iq American is going to know tht lol
It isn't just that they deny medical claims because they are "too expensive" to provide coverage; but the undeniable fact that health insurance companies and medical institutions as a whole are in bed together to artificially inflate the cost of treatment options. My brother got a passport and flew to turkey just so he could get a root canal and a few cavities filled. Traveling to another country across the ocean was literally cheaper than walking down the road to the closest American dentist.
You say that, but I hope you also realize that literally every billion dollar company is doing this right now. We aren't experiencing inflation naturally. Every single market in the world is experiencing artificial inflation, where billionaires work together to drive up prices at the same time to increase their profits and call it "inflation". Thus, it's artificial inflation. A way for billionaires to shove more money into their back pocket.
Yep, my daughters physical therapy for her ankle was $305. For an hour. For stretches. She went to two appointments and then I was told my insurance wouldn’t cover a penny. Now I have to pay $610 for two hours. It’s that high because they think insurance will pay the bulk of it
You gotta be INSANE to see your colleague get murked, KNOW WHY HE WAS MURKED, and then say, “yeah we’re gonna keep doing it though”. Don’t be surprised if you’re next, bud
Best comment I saw in response to all of this was "While it must be very hard and sad for the family of the CEO, luckily for them United Healthcare considers grief counseling and therapy as not medically necessary."
I left one talking about how it was a pre-existing condition because it takes time for the light to reflect off of Brian thompson’s bullet wounds, and therefor they cannot afford to pay me the 1,000,000 dollars per minute that I’m worth for resuscitating him with my CPR knowledge.
Imagine if 33% of Amazon orders ended in you paying and not receiving the product
Amazon made money through a different way though.
@@chriszhang1660 that wasnt the point
@@joshuapeek9555 I know. Just adding some context in case people do believe Bezos is archangel or what.
@@chriszhang1660you on of the problems iq of 1
@@chriszhang1660 Yeah, as an ex employee; Through hard sickening labor, Timed money incentives they don't guarantee you get cause they fire new hires before they are given it, Renting a majority of its Equipment/Facilities/IT/Employee&Customer services, Charging for "Expedited Services" they don't guarantee btw. The point of OP is to show how ridiculous the Corporation no matter the subject of their services. As a consumer you lap it up and go "Well that just how it is" Or "These aren't comparable" is false because comparing is comparing you set the guidelines.
Ive always said this, if its legally mandatory to have insurance, it should be mandatory they can't deny claims unless theyre legitimately fraudulent
And I’ve always said this; but the people are responsible for the current system. Laws and regulations and focus of profit maximization doesn’t come out of thin air, it comes from the public of the United States electing people who represent their interests. The real question is, what are you actually doing to incite change beyond complaining on the internet?
This
Thats public health insurance. No matter what that will end up being a big money sinkhole for the country. The complaints would move on from the crippling debt of private health insurance onto queue times for services, drug access difficulties and low quality of service. That's how it is in Colombia. If the US changed systems that would probably happen. I guess is preferable.
@@kennyl9777you right, you just get fucked upside down if you try to get help if you don't have insurance because health care prices are price gouged by insurance companies and hospitals teaming up
@@kennyl9777its not mandatory by law but it is mandatory to survive any serious health problems.
Denying care that a doctor says is necessary should be illegal.
Food, shelter, medical care, *all human beings are entitled to these things.* These are basic, fundamental rights.
@@AquaS0mato what level that is the question
@@AquaS0mano, they are _necessities_ and in many cases, privileges. *Not* rights. I don't care if you're a crony capitalist or a filthy commie, you don't get to conflate this
@@AquaS0ma no such thing as righrz. otherwise they couldn't be taken away, their privlages and no one is "entitled" to anything but life and death
@@davisdelp8131it’s not they actually said all the things. Pretty simple!
My mother isn’t here because her insurance denied coverage of a surgery on a mouth tumor that was said to be “almost 100% treatable”. However, because they did not approve covering the simple operation of having it removed (guess which insurance she had) in time, it spread to her spine and eventually her brain. She passed when I was 14.
She was a single mother so at the age of 14 up until about when I was 22 I spent a lot of my life staying with friends and my Aunt and uncle.
These CEOs have no sympathy from me, and that’s me putting it nicely.
They’re Satanists with ponzi companies.
I’m so sorry to hear this story! Truly heartbreaking 💔
I know she'd be proud of you. Take pride in your survival, internet stranger.
That is incredibly fucked up
And that’s why all these CEOs should all go visit most of the beetles members
The saddest part is that under EVERY post about this, the comment section is flooded with tragic stories about their own experiences. Health insurance problems is something everyone can relate too, which is why the media’s guilt tripping doesn’t work
It's the system of private healthcare, not insurance providers themselves. They're just playing the game.
@@Etrius10 The Nuremberg defense never works.
Guilt tripping will never work when the people we're supposed to feel guilty for have never felt guilt themselves
Mood- This is one of those things where a majority of people (under a certain profit margin which is a good majority of Americans) no matter their political opinions, gender, race, etc, all agree on this: health insurance is a total scam and insurance providers are cold blooded
Then you hear from Europe/Australia in how everyone is covered from birth
There is no soul or honesty behind that CEO's eyes.
But there's a copy of Dark Souls on the desk
UHC guy is on his way.
Nothing of significance was lost
I mean it sounds about right for billionaire CEOs. They’re all evil and out of touch pieces of sh!t. They really do hate us peasants
He's gone hollow!@@mariotaz
Knowingly denying life saving care should constitute as murder
social murder. read marx and engles.
healthcare owns united stats of america. regardless of republican or democrat president, nobody will ever take down the healthcare system, because they wont win if they promise to try. USA is 100% fucked
Morally, it does.
I was gonna say it’s at least manslaughter but no because that means there was no malice behind it. And there absolutely is with health insurance companies.
Murder by proxy for sure if we’re counting the ones making the rules and denying the claims as the enablers
no
“When the rich rob the poor, it’s called business, when the poor fight back, it’s called violence.”
- Mark Twain
And we need to do some fighting, the system needs a healthy reset, from the top to the bottom to the corporations and how they run and lobby. Because I see in our future either willing change or a French Revolution style change.
What kinda funny is that Mark Twain was alive back when strikes weren't just picketing outside a business, but literal riots where disgruntled workers destroyed company property and ripped owners out of their homes and executed them. He called it the "Gilded Age" for a reason.
All the people who cry "peaceful protest", never had to witness what it actually took to invoke change. Now those protections our ancestors literally bled for are slowly getting rolled back little by little because the owners and CEOs no longer fear us. It's time they started to fear us again, before it's too late.
@@sleepyproduction7166 Just like Armstrong said
When my little brother (about 10 years old at the time) got appendicitis (a condition that WILL become lethal 99%of the time if there is no medical intervention) insurance refused to cover for his life-saving surgery because they thought removing a soon-to-be lethally rupturing appendix was “not necessary” (their exact words). Keep in mind, the lifesaving surgery wouldn’t be complicated, it’s basically in and out, one of the simplest and cheapest surgeries a hospital can do. Luckily, we fought them on it and got them to pay for it, but it just goes to show how little they really cared about my little brother’s life.
hope your brother is doing well now
@@erzhaiderhe’s alright, they got the appendix out in time and he’s living life normally now 😊 it just sucked that insurance had the audacity to tell us to go fuck ourselves during the process lol
Is your brother doing well now ?
It's sad to say that it doesn't surprise me. It doesn't make it any better of course. They barely try to hide how apathetic they are.
Appendicitis is terrifying, my older brother got it when we where young and I can't imagine the stress of having to battle against some greedy corporation to even get the surgery
This video reminds me of a pretty famous Technoblade quote lol
"When i got diagnosed with cancer everyone in my family were pretty devistated, but let me tell you, noone was as devistated as my health insurance"
Probablly didnt get it word for word but you get the general idea. At least they approved his claim im pretty sure
Bros laughing at cancer
@@OVOJacob3no hes not WHAT
@@OVOJacob3 Technoblade made that joke about his own condition bro...
@@OVOJacob3 No he's not what???
I saw a comment on another video that explained our healthcare system perfectly. A doctor was asked about how he felt about insurance companies & he pointed out ALL the years & years of schooling doctors go through; how much they pay to do said schooling & then they're told by someone who isn't even qualified to take someone's blood pressure that what they want to do for their patient is wrong. That's our healthcare in a nutshell.
I read that same comment the other day
@@TommyTomTompkins it doesn't make it anymore wrong than what it is.
It's more frustrating because health insurances do have doctors on their payroll as reviewers for claims, but I have more often than not see these doctors AGREE with the insurances when they deny a claim. Imagine your doctor doing all this treatment for you, just to appeal and see another doctor from the insurance company and go "Well, *I* reviewed your records and *I* don't think it was necessary."
To be a doctor in the US you also have to be okay with telling a patient in desperate need of healthcare to leave your practice if they can't afford to pay and you have to be ok with not doing everything you can do to treat a patient because you can only do stuff their insurance is willing to cover.
Yup. I used to work at a doctors office, and let me tell you, I’m sure these big wigs of the health insurance companies don’t even carry health insurance themselves. Because they are so rich, they don’t need it. This is because if you do what’s called “self pay” at a doctors office, the office will usually give you a huge discount, and for these super rich executives, those discounts are like pennies to them. The reason doctors offices do this? Well, it’s simple, really. Even for doctors offices, insurance companies are an absolute nightmare to deal with, so the more patients they can see that pay out of pocket, the less headaches they have to deal with and the less people they have to hire to spend 8 hours a day arguing with insurance companies.
The whole system is a dumpster fire, and most people who don’t make a gajillion dollars are completely sick of it-including many doctors.
I was 18 years old with stage four cancer. Growing up in a larger middle class family money came in, and went out even quicker. By the time I was diagnosed the oncologist told my parents that there was a good possibility that I only had months to live without proper treatment. My father had health insurance, but they said it didn’t cover the treatments I needed. My mother was hysterical. If it wasn’t for this unbelievably nice woman who overheard my family, I probably wouldn’t be here today. She worked at a local nonprofit that took my case, and saved my life. Not only mine, but my family’s as well. Because it would have taken what little we had, and some to even begin treatment, and that still wouldn’t have been enough. These people are angels, and I owe my life to them. After I was cancer free I visited this place as much as I could, and when I couldn’t… I sent letters. I’m eternally grateful for them, and for many years I couldn’t understand how an institution there to help, and save lives could easily turn away a kid who was just beginning his life. There’s no wonder why so many despise the American healthcare system.
"Hey what'd that guy say?"
"Idk something about wanting to be next"
real
i was about to make this exact comment lmao.
Please
😭
Everyone join hands and give your energy
This CEO’s video is giving big “Let them eat cake” energy
Accurate.
My AP Gov teacher did point out that wealth inequality right now is pretty comparable to the French Revolution.
Let them eat lead.
Uh oh
The CEO's voice has real "Empire Strikes Back" vibes. The black shirt, the dead eyes, the Palpatine delivery.
My aunt had stage 4 ovarian cancer at the age of 40, she couldn't breathe on her own due to swollen lymph nodes in her throat. She was in the ICU section of the hospital because of this, and when they discussed moving her to hospice because chemo wasn't working, the insurance company said she needed to be off the breathing machine for 24 hours before being moved to hospice. So they took her off the breathing machine and she died the next day. She couldn't even die comfortably.
Damn
@@faithyoung5879 what type of dumb s**t. “Okay before we save your aunt we are going to take off the breathing machine that’s saving her, in order to save her.”
And they wonder why people don’t like them.🤦🏻♂️
There are no words sufficient for this level of cruelty.
@@faithyoung5879 what type of s**t. “Okay before we save your aunt we are going to take off the breathing machine that’s saving her, in order to save her.”
And they wonder why people don’t like them.🤦🏻♂️
First I want to say, i'm truly sorry for your loss.
Second, you are the example of the other side of the coin of the gunman. You lost someone dear to you, but you refrained yourself from crashing out.
Meanwhile this guy didn't
That's what people need to try to understand.
And with the media is failing to realize yet they wanna gaslight us into feeling bad, but how can we?? when we are losing our loved ones on day to day basic
On God, if I ever get diagnosed with a terminal illness, I'm following in Luigi's footsteps
It’s ok you were hanging out with me that night. I even wrote about it in my journal
same
Mind if I tag along?
You know luigi is probably just a fallguy right
@@anonymist-n8z not everything needs to be a huge conspiracy kiddo😹 let’s stick to facts
“We are going to continue Brians work”
Sounds like we have a volunteer for round two folks!
We can only help
Step right up!, your the next contestant oh whack o fortune
George Washington and the Bostonians who threw that tea in the harbor agree
Would be nice. The only way they change their ways to make them fear for their future
Fantastic thought
An Italian American named Mario has the opportunity to do the funniest thing possible.
The ungodly laugh that just came out of me 😂
changing the world...with memes
LMAOOOOOOOOOOOO
loooooooooooooooooooooooooooooooooooooooooooooooooooooooooool
Remember , this year we first had a meme about luigi being under medicall help.
Then we had a FIND THE LUIGI, and now this happened.
Love the hypocrisy of “one of our loved ones (CEO) died a untimely and perventable death” bro thats literally all your company does, deny claims that could potentially save loved ones lives. Ones that literally pay you to do so
Eat the rich ✌️
Everyone in America can and will be giving life saving treatment even without insurance. ITS A FUCKING LAW YOU IDIOTS!
Dumbass leftist BS, in the US you have the right to receive the healthcare even if the insurance claim is denied.
Also ironic that they could have prevented the death of their "beloved" CEO by paying for medical treatments (like they're supposed to).
Watch it turn out to be a contract by his wife.
“Don’t expect the deer to weep when the hunter dies” best way to describe this
I wouldn’t wanna be the one complaining people to animals. Weird take my guy
@@trashman11 Are you dumb, or a bot?
@@trashman11what are you even talking about?
@@trashman11I feel that comparing what is essentially a murderer to a hunter is actually a very good comparison, but go off ig
@@trashman11bro. humans are animals?
I saw a TikTok where a guys mum died of Diabetes because her claim was denied and her supplies like bandages and needles were deemed as “unnecessary”. When she died a box turned up on her son’s doorstep days later with all her supplies and the letter said “we have decided to reverse your previous claim denial for the following reasons: patient expiration.”
So this poor man had to open a box the day after his mother died from her treatable condition, full of material that would have actually saved her life.
“paitent experation” Omg that wording and the situation is so inhumane, goes to show they dont care about the person
What struck me was that he said it arrived at 7am next day. So it was ordered and packed literally within hours of her death. It would have that date on the paperwork. So it would not look like she died by denial of claim, because her claim was “active” if you see what I mean, at her time of death. She would not appear as one of the 68 thousand a year dying while “claim denied”. The poor bloke thinks it was a fkkup. I suspect it was an exercise in massaging the figures.
thats so fucked
They only cover insulin. They don't cover needles and bandages. My mom we have to buy out of our own pocket for all the needless used and the diabetic sugar meter. The insulin we pay out of pocket $35. We pay for insurance. Also 4 years ago my mom's insurance refused to cover insulin. My dad had to pay $500 for 2 vials.
@@eh1702 If that is true he can get a good lawyer and use them. It's negligence but that is only if he expressed that she doesn't have needed supplies to be alive.
I’m a retired physician, preach Charlie! I was a pediatrician and part of my morning was arguing with some dumb insurance employed physician who was trying to deny my patient’s treatment. They always knew they were wrong, but they just wanted to waste my time. It drove me nuts… scumbags.
“Having the capacity to save lives does not compel my hand”
Patients are aware of your antics. They know you can save them but opt out unless cash flows.
@@ngf5077 Even if doctors did charity work and were paid nothing, the equipment and needed medication and medical supplies would still be the majority of the costs
I really want to know how those insurance-hired physicians and nurses live with themselves. I really do.
@@ngf5077 what are you on about? Treatment is expensive. You want the physicians to pay for the treatment of all their patients? Put down that bong
@@ngf5077 idk why your saying that to this guy
The fact that this guy is English and can fly home to get FREE treatment from the NHS is ridiculous as he refuses Americans healthcare
I'd say I'm all in favour of revoking his citizenship but the dude undoubtedly is rich enough to afford private healthcare anyway....cos profiting off dead people pays well I'm sure
Of course, he’d never need to do that. He’s fantastically wealthy, and I’m sure that his company would eagerly approve any and all of claims. And for that very reason, he probably thinks the system is working just fine.
I'm not flexing on the yanks, but the NHS still has dodgy people in higher positions trying to screw the system and everyone over
he'd have to wait months to do that.
@@bmetalfish3928maybe, if it's a specialist procedure
Likely not though, most regular things are handled quickly, sub 2 weeks according to some BBC article in 2023
Finally more people are looking up instead of fighting among one another at lower classes. We in the USA have to tackle the oligarch issue that has been created.
I mean people have been warning them for years and the only response we've gotten are "lol cry more liberal!" But people have to find out the hard way sometimes i guess
@ I don’t think it’s liberals the right needs to worry about. The right-wing media sphere has done an exceptional job drumming up hate, discontent, and division, creating an identity for many, especially young, uneducated white men, around Trump and culture wars. But here’s the thing: when these individuals start waking up to the reality that their struggles aren’t caused by minorities, liberals, or culture wars-but by systemic economic oppression-they’ll stop looking left and right and start looking up and down.
When an identity rooted in anger and blame begins to break down, it can become volatile. People have been fed so much rage that when they realize it was misdirected, that anger could be devastatingly redirected. In a country awash with guns and ammunition, this should scare the right far more than any liberal protest.
If I were in a room full of old money elites-once discreet but now flaunting it at places like Mar-a-Lago-I’d be deeply concerned. Maintaining power isn’t just about control; it’s about placating people enough to keep illusions alive. But under Trump, if people’s lives don’t improve and their anger continues to grow, the cracks in this strategy will widen. And when those cracks give way, the consequences could be catastrophic-not just for the right, but for everyone.
Politicians are more guilty for allowing it by taking kickbacks to remain on boards w lobbyists
@blastortoise exactly it's insane that americans only give a shit about problems if it directly results in their death. We have so many problems in this country that have existed for so long that nobody fucking cares about.
Can't have a class war when everyone is fucking broke and the people at fault are all completely tone-deaf to a fucking fault about it.
I work for a medical clinic that was acquired by United, this has been a wild ride. It’s important to remember that your doctors and medical staff spend half of their days fighting with insurance companies to get services covered by insurance. It’s ridiculous. Insurance companies should not have the final say in a patients health journey. Keep fighting these bloodsucking, greedy corporations. Make their lives as difficult as they want yours to be.
how the hell an insurance company is allowed to even BUY a medical clinic amazes me, sure, they should be able to hire medical professionals on retainer or whatever to provide advice on XYZ medical subjects, nobody minds that, but to control every step of the process is diabolical levels of monopolisation. It should be 100% against the law.
But be nice to the people you phone up in those companies though, they dont call the shots (no pun intended) they just answer calls
As a non american, that should be illegal
@@Bertrumes_Shiney_Factory to an extent yes, but i would say civil, not nice, i couldnt live with myself working for such a place, its repugnant.
I had a well regarded doctor. He retired and said his decision was largely based on the fact that he spent most of his time fighting with insurance companies. He said it was no longer about caring for your patient
The worst part is at 7:33 he says the ceo had the biggest positive impact on the healthcare industry. Not the health insurance industry, THE HEALTHCARE INDUSTRY. What a huge slap in the face to the doctors and nurses in the healthcare industry who ACTUALLY save people’s lives.
Fuck the people actually in the lab testing shit or the doctors who have to come up with complex treatment plans and stay up to date with new research so a human's death doesn't land on their soul or the nurses who work 36 hour shifts and see people die on the daily.
The people who drive up medical prices but get discounts themselves and still won't allow you a fraction of the money you paid for to stay alive because a business degree in an office said "nah" after a 5 second review, now those are the real heroes.
he's had the greatest impact nullifying their efforts
i mean it is true, if it was not for him the health industry probably would not have known how to scame their customers this hard
so, by that logic- he's guilty of thousands of first degree murders by denying care.... at the very least criminally negligent homicide.
@@p1errette Exactly, those doctors and nurses have an impact in terms of helping people, those healthcare CEOs have the biggest impact on PREVENTING it. United healthcare had a higher denial rate then anyone else. Twice as much as the industry average, with their AI bullshit so they don't even have to pay someone to fuck someone over.
My father needed life saving heart valve surgery. He died because we had to pay 4,000$ out of pocket before they would put him under for the procedure. Well we didn’t have the money. So dad just accepted his fate. Love you dad. Wish we could’ve got the help you deserved.
Damn.. That is really really sad. I pray he is watching over you..
Yup- a CT scan couldve caught my dads cancer 2 years earlier but insurance deemed it unnecessary so we didnt know until he had stage 4 and it had metastasized to his brain.
I bet you vote against universal healthcare at every election and then write stuff like this and wonder
'dUrpY dUrPz hE dIeD nO hEaLtHcArE, i vOtE fOr gUn rIgHtS'
You guys actually work hard to vote against having a UH network 😂😂😂
Sorry, no sympathy for the daft.
@@emzzzz2571 Don’t believe it. There’s no way a hospital was refusing to work with you regarding payment. Payment plans with the hospital, personal loans, credit cards, selling your items, crowdfunding, and various other methods can be used. Even loan sharks will give you $4,000.
@@emzzzz2571 There are more than a half a dozen methods to come up with $4,000, and most hospitals will work with you and give you a payment plan. Sorry, but your story is suspect, and I doubt you let $4,000 be the defining factor here.
As someone who is fortunate enough to live in a country with pretty decent healthcare, my heart goes out to all of you for sharing these deeply personal stories which might be traumatic to remember, I dread to imagine what would happen to my grandmother, who has had a stroke two years ago if she was in the states... You all deserve so much better then this, no one should lose a loved one for the profit margin of any government or entity, and no physician should be forced to not see the Hippocratic oath through on the whims of a board of directors.
As a British person, i can tell you from this bloke's accent alone, he has not once faced adversity a day in his life. Hes on planet millionaire
I am ashamed to share a nationality with him.
@meisteremm 1000%
@meisteremmHe's someone who thought Truss was actually kind of good.........
Is that derived pronunciation?
He sounds like he was originally from the North (Possibly Yorkshire) but has whitewashed his regional accent to make it sound more posh and upper class. But if you listen carefully he has a slight tinge of Northern in it. He is such a fake shell of a man, he is even faking his accent and changed it to sound more like the posh Southern English accent of the rich business goons in suits he probably rubs shoulders with now.
As someone who has worked in pharmaceuticals. The amount of times I have had to break the news to people that their health insurance has denied them of life saving medication and watch their face fall as they realize they have to choose between 1k+ cost out of pocket medication that costs nowhere even near that to produce and death made me sick and still breaks my heart.
I worked for insurance company work from home, some of the stuff you see for claims getting denied showing that a patient needs the care for thier family or dental care for themselves it's crazy. What's more crazy is an employer knowing they have 100 plus people getting it deducted out of thier checks and not knowing they aren't covered because the employer is months behind paying for themselves as a whole.
I totally believe the system is crooked and on purpose
I would just give it to them and risk my job. And maybe risk going to jail too. Lots of money laundering in the medical industry.
@@bobbyhill4118 It's like every other patient, dude. Not only that, but pharmacy managers are directly responsible for the profit/loss situation. If drugs go unaccounted for, we get in deep, deep crap. Going to jail, being sued for the money "lost", and losing your license type crap. And they'd find out within a week.
Didn't one of the guys in the wire say "I work in pharmaceuticals' 😂
Unfortunate that more corporate CEOs don’t feel unsafe.
*Don't read my name!!!💀😭*
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@OFFICERCREEPER-l1c like aight bro 🤦🏾
They will if this starts a trend.
Rack
@@blastermaster5009 I am actually surprised it has taken this long
I worked in a Cigna Health Insurance call center in my early twenties and it was the most emotionally draining experience of my life. In multiple cases I’d end my shift in a deep depression, feeling guilty for the damage that was being done to those people. I can recall at least three times were callers mentioned their loved ones taking their lives over the debt.
Health insurance is truly diabolical and everyday I’m thankful I no longer have that awful job.
I’m studying to get my Life & Health Insurance License but hearing you say that makes me not want to get it anymore…..
The fact that you can be literally be dying, and a real person can examine your claim and dismiss it outright, saying, “Nah, I care about money more than your life” is absurd.
Brian had recently implemented an A.I. program to deny claims.= No more real people reviewing claims
I saw they might have been using AI to auto deny claims from sick people. Pure fucking evil if true.
1 in 41 of all school age children in the United States are homeless. Food Deserts are more common than they have ever been. "I care more about money than your life" is the motto of the country.
Ban Landlords, Defund the military, give everyone food and shelter and for CEO's, it's on sight.
Its not a real person. Its a bot.
@ that even worse… wtf
I work as a doctor, the amount of time patients are denied coverage for health insurance they paid for is insane. I have to write 10 emails explaining why the procedure is needed. How is this allowed.
Thank you for everything you do
You would know how if you were a doc , take the cap off lil bro
@@Jigsaw7100.......you gotta be slow. It's no other way 😂
Because Satan is Gods alt account.
Thank you, you’re on the people’s side
Just last night I was hit at a red light by a drunk driver going over 50mph that sent my car into oncoming traffic where I was hit again and yet the medical bill implications was the most scary, stressful, and overwhelming part.
I hope you recover well 🫂
who asked + my content is better
who asked + my content is better
no one deserves that hope you get better soon 🙏
Hope you are alright!
A childhood friend of mine was admitted to an inpatient mental health facility because in a moment of clarity he knew he was a danger to himself.
Right before his discharge he expressed he didn't feel he was ready to go home, but his insurance company denied the request to keep him longer (his coverage only covered 48 hours).
Less than 10 hours after his discharge, I lost that friend to his own hand.
While there's no way I'll ever know for sure, I can't help but wonder that if maybe he had been hospitalized for even just an additional day, he might still be here.
Spreading this info: My friend has type 1 diabetes; if she doesn’t get insulin every few hours, she’ll die. If she doesn’t get it when she eats? She’ll die. She pays 70+ dollars, after insurance, per dose/vial. so around 210~ dollars a day. That same vial of insulin, to produce, package, AND DISTRIBUTE? Costs around 1.99. Per vial. That is from 1.99 to OVER 70, AFTER INSURANCE. The other option is permanent nerve damage, or death.
who asked + my content is better
who asked + my content is better2
Yep. My cousin is the same. Thank the bastards who patented it or whatever and charge for it. Personally if I had any chronic illness that required that kind of stuff I would immediately leave this country.
same, Type 1 here
@@OVOJacob3 thats crazy liking youre own comment lmfao
As I write this, United Healthcare is denying my Rheumatoid Arthritis medication. Working on a RUclips channel with an out of control autoimmune system isn't easy. Great video!
lol cry about it jamming destiny 12 hours a day is definitely helping you
I SEE YOU. I have RA, SLE, Crohn's ileitis, and spinal stenosis secondary to an anterolisthesis at L4/L5 of 9mm. My pain meds and RA meds are a constant battle. I can't function without bupenorphine. I see you. I see you!!!
Lmao git gut at breathing 😂😂😂and
Is it Embrel? I heard there's a generic that's going to be out soon, if that helps. FWIW please, please be careful with opioid pain killers; addiction can happen within 36 hours of use. Addiction to a medication that I didn't realize was the same as heroin destroyed my life.
@@OrangeRhymesWithGorange It's not that one, but one like it, one of the expensive biologics so any generic might help. I've been avoiding the pain killers. I'm a recovering alcoholic, so . . . Thanks for the reply! Hope you're doing better now.
I had a "doctor" defending Health insurance in a youtube comment section. He had the gall to say that "Insurance saves lives". Nah chief, actual doctors save lives, insurance just makes it harder to.
@@user-kc4hd6qu5g I mean ok? What a weird statement lmfao.
capitalism
Insurance lines doctors pockets. If a doctor is defending insurance, they've sold themselves out
The whole healthcare system is f***ed. Doctors make money pushing pills and treatments that aren't needed.
I used to write appeals for medical org and providers have no idea what is actually happening. Patients either, tbh. Because I would do everything I could to make the insurance pay out.
With one third of claims denied, you also have to wonder how hard the other two thirds had to fight to get the support they paid for.
I'm a man, and I have a condition that makes my risk of breast cancer 90%. All I needed was one procedure, which would turn my risk into 10%. That procedure was denied because it was "cosmetic," despite several doctors stating it was preemptive and not for cosmetic reasons.
Keep fighting them. Don't give up. Insurance companies often reject the first few times. If you keep at them and get a lawyer involved, they sometimes approve the medicine/treatment. Other people have said that was what happened with them.
gyno?
Keep bugging them 24-7 and do not let up even in the SLIGHTEST.
Klinefelters?
Get your state’s Insurance Commissioner involved. That’s what they are there for.
Shady CEOs all over the US are sweating bullets rn and boy................... they better have good coverage
Good. This is what 2 A is for.
Megadeth referenxe
I certainly hope so. About time THEY are sweating.
They should feel unsafe.
it's the game of thrones and they don't want to get deposed
As a healthcare professional myself, I wish I could loop your video in the office. We do EVERYTHING we can to help our patients but are throttled at every turn by insurance restrictions, outright refusals and expensive, ridiculous demands on our professional time to defend our care. Insurance companies are rich, grasping and give money to every politician they can buy. God help us.
I worked at a big-name pharmacy for 6 months a couple of years ago. At this time, Medicare and Medicaid were shifting around their policies and changing things up on their clients without their knowledge. So many families were denied lifesaving medications because their insurance said so, without actually letting them know about it beforehand. It made me feel awful, and there literally wasn’t anything we could do except recommend they visit the emergency room to get an emergency supply of the medication that they needed. The looks on their faces and the broken tone of their voices broke my heart and made me feel like a villain. I’m so ready to see health insurance CEOs and other execs shaking in their boots. They have no idea what it’s like to be a human in need. Or human at all, for that matter.
I absolutely second this. I've seen so many insurances that basically let people die and there's nothing I could do to help them.
I had an orthopedic doctor fight my health insurance company for months for a treatment. It was finally approved right when I was moving away and unable to ultimately get it. I remember feeling bad for all the work he put into fighting bureaucracy for me only for it to not even work out. I wonder how much seeing that kind of thing on a weekly basis weighs on providers. I can't imagine the frustration of having all these tools to help people and having them kicked out your hands every few minutes.
There's no denying how corrupt the health insurance industry is. Thank you for what you do.
I've heard insurance companies intentionally make filing claims like the Winchester Mansion - intentionally confusing and difficult to navigate. Also, insurance companies regularly update their portals, intentionally breaking automation used by healthcare providers to file claims.
Actually, what does someone even NEED 280 billion dollars for?
Even making a 100 billion dollar profit would mean giving 180 billion back to your customers.
I'm a transplant recipient on life saving anti-rejection medication that HAS to be taken every 12 hours to maintain a safe level. In the last six months I have missed doses for up to three days in a row because insurance held up the refills. They even have the nerve to ask if a drug I've been on for 28 years is still needed..
Dear god that sounds stressful
My friend has a permanent illness/ condition that there is no known cure for. No-one has ever recovered from, yet every few years they have to have tests (which are painful and exhausting) to make sure they're not faking it and get it confirmed by a specialist Dr. They've been like that for 20 years and the condition has been known for at least 60 years medically. I don't get it but I'm crazy and think that we should all be able to make a living and have access to healthcare, just not at a net cost to society.
You literally aren't even the first person I've seen say that insurance fought back against covering anti rejection meds. How disgusting.
@@Stefan8u it all cost society one way or another
I'm so sorry. It's criminal to do this to people. The US is the only "developed" nation l know of that does this. Not that everywhere else is perfect but it's not nearly as bad.
“We keep killing people and now they want us dead? Truly disturbing.” -Someone else who should be banished to the shadow realm.
Indeed. That man is overdue for a meeting in New York of his own.
I don't wish upon anyone's passing, but actions do have consequences
@YoshiCh1ef-je6me they reap what they sow
What makes it worse is that he is British (English).
He comes from a country that has Healthcare that is free at the point of use.
He is a traitor to us and should be treated like one.
@@hootax8980 Exactly
All this reminds me of what Mr. Incredible’s boss said.
Mr. Incredible: “We’re supposed to help people.”
Mr. Huph: “We’re supposed to help OUR people! Starting with our stockholders, Bob! Who’s helping them out? Huh?!”
"There's a man out there getting mugged"
"Well let's hope we don't cover him"
@@PatrickWDunne Mr. Huph ended up a quadruple cripple.
Even as a little kid who could hardly understand that scene, it stuck with me.
10/10 representation of reality.
"Are you saying we shouldn't help our customers"
_"The law requires_ that I answer 'no'"
I owe you one here, Charlie. I'm showing this video to my classes tomorrow. We've just finished covering the emergence of capitalism, the rise of Marx, and the dynamics that emerge; progress of the general populace vs exploitation of the working class. I think your reaction to this response encapsulates the complicated nature of this current debacle perfectly in a way my students will understand, and will give my kids at least a morsel to think about as they weigh the progress that free market innovation brings against the cost the consumers are often forced to bear.
Your relatable masterclass commentary has become curriculum material. I hope that brings you satisfaction and pride.
Last November I had been in the ER for stroke symptoms (loss of movement on my left side, confusion, slurred speech). I was treated, given three CT scans and two MRIs, and kept in the ICU for three days. It took a while for me to fully recover, but the doctors told me I was lucky to have no permanent brain damage. My health insurance (United Healthcare) took the fact that I had no permanent brain damage to dub my ICU stay as “medically unnecessary.” We have been in the battle between the hospital, insurance, and debt collectors for over a year now. I was put in $60k of medical debt while I was still in college, and get calls and emails daily from debt collectors and it reached the point that I’ve had to get a lawyer involved.
So, I’m sorry if I don’t feel bad for these guys in the slightest…
@@gateauauciel don't be sorry. They weren't. Be proud that they have to face consequences for harming you
wait wtf??
doctors: hey we did all these procedures to keep this person alive, and we managed to prevent permanent brain damage! can you help pay us for doing this?
insurance: you didnt do anything important lol see the patient doesnt have permanent brain damage
sounds like refusing to pay someone for painting your house blue because when you came back the house was blue so obviously they didnt have to paint it blue it was already blue
jesus wtf i feel for you and everyone else in your country that has to deal with this insane and dangerous bs
Here’s the upside bud, you can just not answer those phone calls or emails.
@@Flyfeesh I ignore them and tell the really persistent ones to speak to my lawyer. Still incredibly annoying because it clogs all of my inboxes and fucks my credit.
This dude has the voice and look of a villain, you can hear in his voice that they have never known adversity or what it is like to have to choose between food or rent
@@OVOJacob3 how does that make no sense?
who asked + my content is better
who asked + my content is better
Now I understand why the term "lizard people" exists. It's so accurate 😂
@@Sheriden. The account is most likely a bot, if you ever see replies that make stupid and combative arguments, there is a 99% chance they are a bot and they need the engagement to make platforms believe they aren't bots since the algorithm favors interactions between people it flags as legitimate people.
My mom died at age 44 from a series of health complications because the healthcare system decided she didn't need treatment for a spinal injury. She was put on DEPRESSION MEDICATION FOR HER SPINAL INJURY. It took YEARS before they did anything, and by then her health had cascaded beyond saving. I was 15 when she passed, and my youngest sibling was 7.
American "healthcare" -- two lies in one word.
I'm so sorry. It reminds me how they put me on Duloxetine for Fibromyalgia and Spinal Stenosis and refuse actual opiates when I've proven over and over again that I have no addiction risk if I'm properly treated and they know I was a desperate undiagnosed hurting teenager being neglected, not someone chasing a high. I never got high. They can give me so many dangerous drugs but fentanyl patches monitored and locked up by my pharmacy tech mother and given to me when my pain is at it's worst is too much for my pain clinic i guess. I have so many pain causing conditions and other genetic incurable conditions and I'll die early anyway, not much risk here. They're just being shitty.
I am in the UK and I have had similar experiences with my health "care". They always want to put me on antidepressants, anti anxiety, and other similar medication. They won't give me any more mental health therapy unless I take meds. I've told them until I am blue in the face my condition is physical. I know my body, I know what is wrong with it. But they of course know best and just fob me off. They think I am a hypochondriac but the hell I endure on a daily basis is not hypochondria. The things that are physically wrong with my body is not hypochondria. The visible symptoms are not hypochondria. When I die I am making sure that a full autopsy is performed and the results are made available to all my family so they can expose these f*ckers for the charlatans they are. Not that it will do any good.
I'm so sorry for your loss ❤
I am so sorry that happened to you and your mom and your family.
This may have irrevocably altered the course of your lives but hey don't worry someone saved the insurance company a small amount of money in doing that!
I love how Charlie can make the funniest videos, talk about the weirdest stuff on the web, but then when it comes to serious stuff he is not afraid to speak up. Keep up the good fight brother ❤
United Healthcare are literally like 'roll a d6 to see if your daughter lives. We're the good guys.'
And you fail on a 1 OR a 2
@@pocketmonster1088 more like 1-6 you fail
@@beammeupscotty8146 barely survive on 6, live in immense debt for the rest of your life on 5 and die on 4
@@beammeupscotty81461 is out of network and 6 is preexisting condition
a d3, actually.
Man with cartoon target on his head: “Have you noticed this cartoon target on my head? Bet you can’t hit it!”
*Don't read my name!!!💀😭*
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who asked + my content is better (1)
who asked + my content is better(2)
Five replies, all bots. Here, I think you deserve a real reply.
Free targeting range
The problem is these CEO’s live in a different world like all these millionaire and billionaires talking about how they are middle class and they really think they are middle class
they literally have no concept of how average people actually live, while having complete power and control over our lives, its crazy
Having gotten a scholarship that allowed me to go to a private school with elites this is 100% correct. I’d go to their mansions and be like “THATS MASSIVE” and they’d be like? “It isn’t that big”. Bruuuhhh 💀
They think that because they are the small fish at their party's.
@@zoid_on_youtubeor even worse, they do have a concept but they don’t care as it doesn’t affect them or their immediate family.
While it's true, I think we are scapegoating them abit too much. The CEO isn't solely responsible for all these issues obviously, we need some more systematic changes to healthcare and should be holding politicians accountable for allowing this stupidity from lobbying
Several healthcare companies have removed their website pages about their leadership...
Really scared for other CEO's safety right now 💔 Specifically,
- Erhardt Preitauer (CareSource)
- Kim Keck (BlueCross)
- Lisa Erickson (Medica)
- J David Joyner (CVS)
- Joseph Zubretsky (Molina)
- Andrew Witty (UHG)
- David Cordani (Cigna)
- Mark Bertolini (Oscar)
- Jim Rechtin (Humana)
As a brit, seeing a British Business executive profiteering off the most vulnerable in your country is truly disgusting, it's people like him that are actively trying to tarnish and destroy our own public health care system within my own country it's simply profit above all things, including life.
I’m not totally sure if he’s a Brit. At times he sounds upper-class Oz. Can’t make up my mind.
yeah, as an American, it's pretty fucking disgusting.
I was about to point out that he was British.
a lot of good money from that tho
@@eh1702 He is 100% a brit he has been anointed by the Queen hence the "Sir" title to his name, and as a brit it's unmistakable that he is British.
HEALTH INSURANCE REFUSED to keep my brother on life support!! Not even 6 hours of being put in the hospital a nurse started pestering my mother to sign papers to give away his organs. His license stated he was NOT an organ donor!!! THEY REFUSED TO COVER OUR DYING BROTHER/SON FOR SOME LIFE SUPPORT. Just life support.. my body almost failed last year because HEALTH INSURANCE REFUSED To pay for an XRAY so doctors could see I had an 11” cyst in my ovary that pushed all my organs to my spine!!! I had to get an ultrasound!!! Yes, for pregnant women. I was shocked insurance payed for the surgery!!
Bruh. That's a whole cyst baby.
Hello fellow cyster! 9" ovarian cyst here, Molina Healthcare tried to deny my entire surgery because I received a JUICE CUP and GRAHAM CRACKERS that 'weren't pre-approved', despite several reassurances that there'd be no denials. Our healthcare system needs a major overhaul. A shame our corporate overlords will fight tooth and nail to keep people paying.
Hospitals will pester you no matter what if you have a family member on support. They asked me and my mom about my younger brother like 20 times in a few weeks even though we continued to tell them to fuck off about it
I am so sorry to hear that. i hope you are doing better now! You for sure didnt deserve that
You can contact a health insurance lawyer for that. I think if they see an easy case, you will pay nothing as they will rely on a percentage of the trial payout that would come from the insurance company. Also, he will probably advise you very well, more than any healthcare salesperson, on which company to choose for maximum coverage claims acceptance.
Fun fact, I work for Hospital called Methodist. Located here in Texas. United Healthcare DROPPED US, because our physicians did not want to raise their procedure cost...
EDIT** ACCURATE INFORMATION AND ARTICLE IN THE REPLIES!!
Wym by dropped? Thats my to-go when something happens
@@kookkookies Sounds like OP's physician didn't want OP to get screwed, so the insurance said fuck you to both of them by dropping them as clients.
@@kookkookiesit means united patients won’t be covered anymore at that hospital. Likely this means that united clients will refrain from going to this hospital because they won’t be able to afford the services.
How would raising costs benefit United Healthcare? They're the ones that pay the bill.
There’s more to that story. Hospital systems are worse than insurance. Why was your hospital raising the costs of procedures?
As an RN, I have held many patients hands and cried with them when their care was denied by insurance companies and they had to go home without treatment
My 11 year old brother has type 1 diabetes and united healthcare just cut off his insurance without notifying us a month ago. So we’ve had to resort to rationing out his insulin and using rainy day money to pay for his medical equipment while my parents fight the insurance.
And come next year that $35 insulin cap is gonna disappear FAST
If you can't get another health insurance, have you looked into applying to Medicare/Medicaid? I know Medicare/Medicaid isn't great either, but it's better than nothing.
There also exists non-profit charities that help with medical costs and other medical needs. Maybe look into that too. California has also been looking into producing its own insulin to sell it for a lower price than the national average.
Sorry to hear what your family is going through. The price of insulin is absolute bs.
@@galaxieflora1078 Medicare and Medicaid might be getting significantly altered for the worse pretty soon. That or straight up deleted.
I buy my insulin from Walmart. It's $27.00 for 70/30 (long acting/short acting)- it's novolin. Works well, and I only spend 150$ a month on insulin and test strips. A box of syringes every month. All these supplies I get are generic but effective. Humalog/Lantus and other expensive insulin products are scams, and insurance is garbage. I check my blood sugar 3 times a day, or if I'm sick, I check it up to 8 times a day.
@walnzell9328 idk why more diabetics don't get their insulin from Walmart. It's less than 30 dollars and has been that way for years.
Calling people consumers is already a HUGE red flag.
In a traditional business model I understand, but *healthcare?*
The consumers are the shareholders.
Patients are the product.
Cool, don’t get ensured and stop being a consumer
More red flags than I'm waving whenever the insurance industry comes up.
I am a physician and my practice no longer accepts UHC due to their policies and protocols of trying to avoid paying for patient care. They all do that but United is by far the worst and in a league of their own.
Thank you for your service!
I self administer a weekly shot that is prescribed in 4 week increments, which obviously covers me for a total of 28 days. When I had UHC, they calculated when I could refill that prescription on a 30 day cycle, so whenever I would try to call in a refill a few days before my next shot was due, UHC would reject it and say it was too soon. Every month it was a fight to be able to take my medication on time and there were absolutely times when I thought "I would rather die than be dependent on a drug that I cannot consistently access through no fault of my own."
I now have Cigna and get my meds mailed to me, and they send me twice as much of my medication as I actually need, because my dose is half of a single use vial. UHC would only cover exactly the amount I was prescribed to take, so I was forced to double dip into the single use vials. I now have over a year's worth stocked up and the stress relief is indescribable.
@@aj_12x23happy for you man. nobody deserves to live in pain
@@aj_12x23 Glad you found a better group. UHC is definitely shaping up to be the worst of the worst revealed. Be well!
Well the reason they "can't afford" to cover everyones procedures is the CEO and all the board members obviously need another 40 million dollar annual raise for all their hard work how could you be so cruel
Aaaand this is why I advocate for universal healthcare. We already get taxed, we spend the most out of any other country in the world for healthcare because of these middlemen, anyone who has insurance is already paying for everyone else's insurance because... yeah... that's how insurance works, at the very least if it's being ran by the government there isn't a profit motive. And before people start whinging about how the poors will make people take longer to get healthcare because they suddenly have access, even now it can take forever to get into medical offices.
Took me a year to get in with a neurologist to check out my tremors, and took three months to get in in order for them to get a better look at my aneurysm. I'd rather have to take a slightly longer delay and not have to stress about the two thousand dollar plus medical bill for the imaging services.
@@mmarage1 It's the logical solution but the American populace will never go for it because we've been brainwashed to reject anything that seems sOcIaLiSt. We've been conditioned to believe that our system is the only one that works and everyone else's is some kind of communist plot.
IKR?!? they're just trying to put food on the table!
/s
@@mmarage1 and this is mostly true. Honestly I bet that if the US had a little chat with the contractors that are overcharging for basic ass things for the military (like 90$ apiece paper tags) we could maintain our current military power and position and pay for healthcare. Buuuuut
Putting any power over healthcare in the hands of the government is arguably worse than right now
@@CALAMITY0FHYRULE I don't agree with American military spending, but literally public healthcare would be cheaper for the taxpayer.
CEO Andrew Witty, total compensation: $20,865,106 mil in 2022 & $18,433,143 in 2021. Let that sink in. However, like every other big problem, taxes, insurance rates, etc., the outrage will flicker out and move on to the next the one. The wheels of the bus go round and round.
Honestly if you make anywhere over a million you don’t live in the same world as the rest of us. Many can’t even imagine making over $100k a year let alone $20 million
@@helpumuch6887 Yet people happily praise athletes that do almost nothing of value and get paid that amount for years on end.
keep people outraged at everything, you don't have to worry about them focusing on any particular thing or person too much.
Well, it will keep growing. It's not like capitalism is sustainable. It's also a system we've only used for around 200 years. The proletariat will fight up against the bourgeoise at some point. In history patterns were entering the 4th turn too, the next couple of seasons of life are gonna be interestingggggg
Makes less than charlie let that sink in
I am a medical assistant, and I frequently recieve denial letters for medications that the doctors try to prescribe their patients. I appeal these denials by creating letters specifically detailing every single aspect of why their denial is wrong and why it should be covered, and believe me when I say the letters are more than passive aggressive. They usually come back approved after that, but sometimes not, and it gets very frustrating.
We should train an LLM on your letters to automagically generate a snarky response to their AI denials...get the bots fighting each other.
props to you for actually doing something to fight back against the shit. sad this comment doesn't have more likes; it's informative to the regular person that they CAN do the same thing you do.
I appreciate the great work you do. My doc's senior nurse is a specialist in bodying insurance companies into submission. I would build a shrine to that if I had the space. She knew my insurance policy backward and forwards and I had the pleasure of hearing her tear into the rep who tried to deny my surgery. It got approved, and that nurse and my doc are the reason I'm able to have hope for a future that was very bleak and painful before they saved me. People like you are what the world truly needs.
Thank you for your service
You're a hero. You probably safed a lot of lifes!
The fix is simple. If the doctor says you need a surgery you get the surgery.
If they deny a claim the doctor recommends, then they go to jail.
I'm just SO GRATEFUL that Andrew went out of his way to show us his face and let us know he's BEYOND in support of what Brian Thompson died for. Hope he's looking over his shoulder CONSTANTLY
I hope you are and I hope every claim you ever make is denied.
I hope all your claims get denied empathy lacking 🗑️ 🗑️
this video was a form of insurance andrew will regret making, and i can't wait to see him no longer
I smell what you're steppin in.
"The money that pays for this man's funeral will have been acquired off the funerals of others."
Brutal as fuck but you're absolutely right.
I just gave birth to my twins last month, one has spina bifida. She went into surgery and right before they worked on her they asked if I consented to anesthesia. I thought it was a little weird I had to grant them permission for anesthesia on a spine surgery. I just got a bill in the mail for $5000 because anesthesia is ELECTIVE!? Sorry my bad I wanted my infant daughter comfortable
Start a GO FUND ME…we got u! Also, $5,000 strikes me as a number they just pulled outta thin air lol…JFC…I sincerely wish you and your twins all the health and happiness
@@strayyylor don’t pay it or give them $5 a month. I wouldn’t pay it.
Make sure to ask for an itemized bill if you haven’t already, the bill will go down…wish you the best, i hope lil angel is recovering comfortably
Tell them all you can afford is 800 and that is all you are going to pay they will have to negotiate, Taking you to court would cost them to much time and money
Fuk the insurance company.
Man.... What a weird way of asking to be next
I thought the very same thing. That pos hasn’t learned one thing from this situation.
Well said
😂😊
I really hope he is.
As a doctor in a central European country with free, public healthcare for all, it's absolutely insane to me how he says that they make sure that care is appropriate and delivered when needed. Who are you to decide when medical care is needed or appropriate? Are you a doctor? NO. You're literally a finance bro with a BA in economics. And that goes for all insurance companies. I CAN'T BELIEVE that the ones in charge of making life or death medical decision in the US are literal... finance bros.
There is no such thing as „free“ healthcare. Everyone pays for it through taxes.
Well when you have 100% of Republicans and about 75% of Democrats bought and paid for and the country voting for the dumbest finance bro of them all, the people of the U.S get what they deserve. They have the power to vote out these corrupt assholes who perpetuate this nonsense, but they choose to fall for these idiot culture wars when Trump tells them their kids are getting gender reassignment surgery during lunch hour at school.
Fuck even me with private insurance get my treatment because our government demands proof of denial and even then the only thing they get is their money back eventually.
yea it is crazy. its one reason my ma (a doctor) never moved to US despite good pay, the healthcare insurance is so unethical.
Free public healthcare? That’s a thing?
My 14 year old little brother has been denied insurance because HE makes more income than the average Joe. He's a freaking kid! What job?!
I read about a NEWBORN BABY that was billed by their/their mother’s insurance for the AUDACITY of needing intensive care immediately upon being born.
The newborn baby had to “declare bankruptcy” which resolved when they turned 8.
😐
@okoala62 that pretty much happened when my baby was in the NICU. I was so confused how anything could be denied by insurance for a newborn. No bankruptcy needed, just fighting insurance for a year.
@@dawnwally America healthcare is just great huh
He can’t get it through his job? Most jobs offer insurance
@@okoala62a baby or parent couldn’t file bankruptcy for money not being made the baby has no assets.
Thank you for telling the truth love you bro
How is a British goul, who has access to the public NHS in England for free, in charge of a public American for profit health insurance company
Kinda answers the question cause he's not affected.
The same reason why he even came to America in the first place, you can't really make money if your country's medical expenses are being handled directly by the state (and thus tax payers at large)
Public NHS? Wait for Kiers to privatise it lol, he ran on privatization of the NHS, literally the only good thing about the UK and he's ruining it, BY THE LABOUR PARTY, WHAT IRONY
This was my exact thought while watching. The jokes write themselves
@@DeuceEX22
To be fair, nationalized healthcare has its own issues, but insurance companies and consolidation have gotten straight up out of hand in the US market
Wanna hear another example of how much insurance companies hate people? My father was diagnosed with stage 4 lung cancer that has spread to his liver and bones and is in constant pain. One day while I working from home he started calling for me he was vomiting blood and couldn't breathe so I called the ambulance. His insurance company REFUSED to pay for the ambulance ride stating it wasn't an emergency situation so we got stuck with the $1700 ambulance bill and an extra $60 for the ambulance mileage. Yes, the ambulance also charged per mile on top of the $1700. This wasn't the first time the insurance company had done something like this. He was going through chemotherapy and they refused to pay for recommended treatments for him by his doctors to make sure he doesn't get Anemia deeming it "medically unnecessary". The doctor had to fight with them to approve it 2 months later. HOW TF IS THIS ACCEPITABLE??? MAY I remind you LITTLE Children also suffer like this for insurance profit? Doesn't matter whether you are republican or democrat we all have to stand up and fight for a fking change in this country
Never pay an ambulance bill for an actual emergency. What they charge when it slips through insurance cracks is insane. What are they going to do, send an EmT to collect or break your legs ?
There's more of us than them.
@@1WEareBUFO1As an ambulance person I would have to agree. Don’t pay it. It’s so high because there’s millions of assholes using EMS as a taxi service every single day and insurance looks for any reason to not pay for it which isn’t hard on those calls and the people who use us as a taxi service typically won’t pay their bills so we literally just hemorrhage money until an actual call comes through where they try and make up the difference by charging the insurance an ungodly rate which the insurance company can easily pay because they literally make billions every year and unfortunately if the insurance company doesn’t pay because they’re slimy assholes the bill falls into the lap of the patient.
Essentially insurance and over/misuse of the 911 system has led to ridiculously high prices, don’t pay it, call the EMS agency and hash it with them lots of times they’re more than happy to forgive the debt especially if you’re not in a great place financially, and if they won’t then fuck em, no one’s gonna slap your PP off about it promise.
@@itsdweezyI like the way this guy thinks
@@itsdweezy i am on this guys team. any day of the week
4:28 he says while powering up his raygun to kill the dying patient next to him
😭
Based comment
Bro my PS5 is on and the background noise made me think it was about to fucking explode for a solid second.
Until I heard that vrrm I thought you were just being funny but wtf was that noise😂
LMFAOOO 😭
The people defending health insurances are people who A) dont need them, B) have a good plan from 60 years back. Or C) own the dam thing.
"I'm proud of this company.." "Don't listen to the reality"... you mean all the other real life humans telling their stories. You mean the graphs, charts and actual statistics!??
Thank you for talking about this ❤ my heart breaks for the 93% denied claims.
i'm proud that someone stood up for themselves
It’s 33%
Thyroid cancer survivor here, no help from my insurance though, in fact, the first emergency I had that discovered the tumors was billed direct. I’ve paid $27,000 out of pocket after putting treatment off 6 months trying to fight my insurer. During those 6 months it crept into my vocal cords, I couldn’t get out of bed having thyroid storms, thankfully better now, no thanks to my insurance! Not happy someone lost their life, never am, but since when did insurance companies care?
Can't wait to see the amount of security CEO's gonna be rolling with in 2025.
*Don't read my name!!!💀😭*
.
.
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One more assignation and people like Zuckerberg are gonna make paramilitary Facebook armies
Elon Musk already does of course
Won’t be enough by then to protect them
Yep, this vigilante shit doesn’t work. It’s only going to make things worse for everyone else. Good luck getting any coverage now!
I need 5 more videos like this from charlie. Absolutely chef's kiss
"I'm not saying he should've done it, but I understand."
-Chris Rock
Everyone who has followed Rock's bigotry over the years was on team Smith.
@@jesipohl6717 its not even about his bigotry, thats totally a wack thing to bring out right now. I know he's a bad guy etc but how does that relate to this comment?
Liberals when they see a racist:"this guy is the worar thing since hitler
Liberals when the racist says something they agree with:"why do YOU care still? Hes so le based slayyyy"
BCBS sent me an authorization letter for my MS medication, but then denied it when it came time to pay. They said it wasn't covered, but when I showed them the authorization letter, it's all crickets. Then I got a medical peer review to tell me that I don't need the MS medication my MS neurologist wants me on, but to go on a medication that made me worse. When my neuro asked what the medical peer reviewers specialization was, it was an OBGYN. He had no medical training in neurology or MS.
How the hell does this even happen
If you're a woman, this would reek of sexism (unsurprisingly)
Now if you're not... what the hell happened there
That's insanity. I hope you were able to get your meds somehow.
Those black guys sent you what?
@@Meringue-hd4obgreed is what it was, doctors and third party reviews by said doctors can be paid off.
who asked + my content is better (1)
I love how this billionaire CEOs always without a fault have the shittiest $10 logitech webcams that you can get at Walmart. No mic, no camera, just a webcam with quality worse than that on the phone of a cashier. Hell yeah
Yeah they don't put many resources into communicating with clients
Fuckin GOLDEN roast! (And true lmao)
its probably a calculated move by his pr team to apear more "normal" or "common"
I honestly have a webcam that I bought for $10 and it is a better quality than that one...
Pr team, big money have an entire team to help them look like normal people, these billionaires and mega millionaires aren't normal ppl anymore. When you get to that level you become high profile criminals Jeffrey Epstein his entire blackbook, Hunter Biden and P Diddy, and those are simply the ones that have been put in the limelight. However we all know these rich pigs have entire networks of fellow rich people.
A notable aspect of private health insurance is the absence of any reason for it to exist. It does not contain costs, expand coverage, or expedite care- it makes those all worse. Its sole function is to profit as a rent-seeking middleman between patients and providers.
I fucking love Charles so much for this. He not only dives into sillier topics but is willing to call out legitimate scumbags in the world
Same ❤
Yup. For some reason people seem to still believe the U.S has the best healthcare in the world; NOPE! Some of the best doctors in the world are in the U.S, true, but unless you're a billionaire, you won't get within 100' of those people. There's a reason just about every other country on the planet has moved to universal healthcare. We're one of the few remaining countries without universal healthcare, right up there with the greats like Nigeria, Yemen, Syria and Afghanistan.
@@Zidbits yes my family moved across country to be closer to specialists for my sister, but health insurance companies only denied and denied and now she is no longer with us
@@CliffordtheBigRedHorse I'm so sorry. I hope that for the sake of people like your sister that this disgusting system changes.
Yeah he just keeps hitting the nail on the head with this one
The people need to do a revolt against this healthcare scam. In plenty of countries this isn't legal. Its a moral disgrace in U.S, treating each other's healthcare as a profit. Or just a "why should my taxes go to life saving treatment of others in my nation? 😏" mentality. Hopefully something changes, probably not any time soon
It still mind boggling to me that there are people that treat corporations like they’re a person with feelings
@Bannditbunny It's worse than that. The right has the "facts don't care about your feelings" slogan, they would laugh at regular people. They treat corporations and their ghouls like one would treat saintly people while being a monster to the face of real people.
Nice Rage bait 😂
@@jqxmgaming1054 it's sadly not bait, there are people like that. I don't get it either.
A corporate is legally treated as a person. Which is why they can lobby to your politicians.
It's not a particular health care or insurance companies that is evil. The economic system is such that if they don't make those profits they collapse and then someone else takes their place..
You need your political reps to change the system.
But they are too busy dominating and policing the world with 800 bases and sending hundreds of billions to Ukraine, Israel, Taiwan etc. Sowing murder and chaos around the world.
You are too busy hating communist, Hindus, Muslims etc around the world.
@@jqxmgaming1054 Who is rage baiting? There's people actively defending United Health. Your comment is 1/10 rage bait though.
dead eyes and a ghoulish aura, checks out
Evil middle class British accent too automatic baddie in Hollywood
An American Lavrov
It’s the pointed ears for me
'''dead eyes and a ghoulish aura, checks out''
Sounds like MrYeast, can we get more antibiotics ?
Healthcare needs to be socialized. Only solution. Distribute the burden on all shoulders. Thats what caring for other people is about. How does this even need to be said??
My wife is a double below the knee amputee with severe neuropathy and end stage renal disease. Medicare has denied her wheelchair three times so far. She needs a chair with seat lift, tilt, recline, and leg support. It costs freaking $38,000. For an ELECTRIC WHEELCHAIR!
Just so we know what's discussed, is this Medicare Advantage (part C) or regular Medicare (part A or B)?
my aunt that has since passed but she was in a chair as well. It's outragous how they expect someone with no legs to make an income to support having a near million dollar surgery to save her life. What matters is in your wallet or bank account. My papaw who has since passed was taken to the hospital for breathing issues. Pulmonary fibrosis. They had him dead within days, and NOBODY was allowed in to see him. bc Covid. He died alone with nobody he knew beside him. The healthcare system is out to earn money, not save lives. Its the almighty dollar they praise and worship.
Holy shit man. I hope for a good life for you and your wife and I hope your claim will go through eventually
how the fuck is a wheel chair cost as much as a high end new car is beyond me. its a chair on a oversize RC for fuck sake.
That's so fucked up. Yet another reason US healthcare is a joke.
As a stage 4 cancer survivor in mountains of crippling debt, you got the thumbs up for the first 2 and a half minutes there bub. Speak truth to power 💪
All our lives will be ruined by cancer eventually if this system isn’t fixed cancer is become extremely common and for 80%+ of the population it takes out to entire families savings and can ruin your kids futures even with how things are going
yessss I'm so proud of you ❤
Proud of you bro, but so sorry for the debt, America is messed up. My dad had stage 4 cancer, unfortunately he passed away but he was able to survive for 4 years and since i live in Europe we didnt have to pay anything for his medical costs....Not even a euro.
You're a warrior. Congrats.
There's a reason there was no help or outcry to arrest the Assasin. If anything people are spreading misinformation on tip hotlines to make it harder to catch them.
THANK YOU! So sick and Sad & tragic - the sub-culture of death and suffering. These anti-human anti-truth and anti-reality monsters are vile wicked insidious agents of hell. EVERYONE MUST learn to prepare, stock up, and learn basic information on health and preventative health and basic healing. ~ Be Safe out there folks ~ Peace & Health to Us All.
European here. You guys in USA are going through a literal hell and it should never be like this. You are right to be as angry as you are. Hell, I am angry on your behalf and I am not even living in the USA.
Europe healthcare sucks
Yeah as a euro layman this news got me learning about some of the systems in place for our american brothers and sisters. My heart breaks for all those affected. Too cruel
>European opinion
Wow, this is worthless.
same here, not an american myself and I can def sympathize with the people there having to put up with this. stay strong people 🙂
whats funny is health insurance companies are the reason our health care system it is the way it is. they bribe politicians to keep it that way(lobby)
He’s right about one thing: healthcare companies need more leaders like Brian (deceased)
Deny, defend, depose.
The funniest part of all this to me was Elon's desperately cringey bleating on Twitter that 'killing CEOs is not based' lmao Frantically trading on his feeble 'cool kid' rep to try and make bloodthirsty CEOs protected lololol
@@StanleyNumber427 deny we know who did it, defend their anonymity, depose of the evidence
Even though the American Healthcare system is better than Europe's, at the end of the day it's still subsidized by government so eliminating a small pawn in the game doesn't really do much but hey its not like the lowest iq American is going to know tht lol
@@Blisterdude123he’s asking for it acting like an edgy 12 year old
It isn't just that they deny medical claims because they are "too expensive" to provide coverage; but the undeniable fact that health insurance companies and medical institutions as a whole are in bed together to artificially inflate the cost of treatment options. My brother got a passport and flew to turkey just so he could get a root canal and a few cavities filled. Traveling to another country across the ocean was literally cheaper than walking down the road to the closest American dentist.
You say that, but I hope you also realize that literally every billion dollar company is doing this right now. We aren't experiencing inflation naturally. Every single market in the world is experiencing artificial inflation, where billionaires work together to drive up prices at the same time to increase their profits and call it "inflation". Thus, it's artificial inflation. A way for billionaires to shove more money into their back pocket.
Yep, my daughters physical therapy for her ankle was $305. For an hour. For stretches. She went to two appointments and then I was told my insurance wouldn’t cover a penny. Now I have to pay $610 for two hours.
It’s that high because they think insurance will pay the bulk of it
A clear example of how the FrEe MaRkEt is supposed to work.
Yeah, I haven't had a US dentist since I was denied state insurance coverage. It's cheaper for me to go to Brazil and get everything done.
I think if more people understood that the price of healthcare in the US is so far from the actual cost, more people would be pro public healthcare.
Best online content of the year award right here
You gotta be INSANE to see your colleague get murked, KNOW WHY HE WAS MURKED, and then say, “yeah we’re gonna keep doing it though”.
Don’t be surprised if you’re next, bud
yeah the dude just scribbled his own name in the death note.
I mean i wouldnt doubt its just some other big business doing this
Best comment I saw in response to all of this was "While it must be very hard and sad for the family of the CEO, luckily for them United Healthcare considers grief counseling and therapy as not medically necessary."
very based...
I left one talking about how it was a pre-existing condition because it takes time for the light to reflect off of Brian thompson’s bullet wounds, and therefor they cannot afford to pay me the 1,000,000 dollars per minute that I’m worth for resuscitating him with my CPR knowledge.