Yes. It is very easy to buy in on trending stocks but the problem is knowing when to sell or hold, which is why a coach is important. I've been in touch with one for about a year now and although I was initially skeptical about it, I will say I've made more progress within a year generating 6figure profit
Dustin Dwain King is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Thank you for the tip. It was easy to find your coach. I did my due diligence before scheduling a phone call with him, and he seems highly proficient based on his résumé.
Achieving success hinges on the steps you actively take toward it. Accumulating wealth involves cultivating positive habits, such as consistently setting aside money at intervals for robust investments. Financial management, often avoided by many, can later become a haunting issue. My hope is that anyone reading this finds success in their journey!
I love the insight. Professionals could make a really big difference in investing, and I think everyone should have one. There are aspects of market trend that is difficult for the untrained eyes to see. I have made more than 350% through my estateplanner(fa) by alternative investing. The portfolio comes with perks as well.
One of my goals is to employ the service of an asset-manager this year. I've seen some off social media but wasn't able to get a response. Could you recommend one?
I appreciate the emphasis on long-term thinking in this video. Building wealth is a marathon, not a sprint. Consistency, patience, and a well-thought-out plan are essential for achieving financial success in the long run.
I am at the beginning of my "investment journey", planning to put $85k into dividend stocks so that I will be making up to 5% per year in dividend returns. Any advice?
Adding JEPI, SCHD & VOO are smart additions in my opinion. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals.
I believe a healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech
For someone starting with $85k, begin with S&P 500 ETFs, diversify across asset classes, and invest consistently to minimize risks and maximize growth. Partnering with a financial advisor can help streamline your strategy. This approach turned $100k into $53,000 in annual dividends.
I have cash in the bank that I want to invest in the stock market, but I'm worried about choosing the wrong stocks. Could you refer me to your financial advisor?
I'm cautious about giving specific recommendations since everyone's situation varies, but I've worked with "Melissa Elise Robinson" for years and highly recommend her. Look her up to see if she meets your criteria.
Already commented once here, but came back to thank you again. I have started this QQQM, VOO and SCHD portfolio for my child after watching this. Thanks and God bless. My child will thank you 30 years from now!
I’m doing the same for mine! I wasn’t taught about finances until my later 30s 😩 I have catching up to do, but want her to have a better start than I was given. You know better then do better!
Buying of ETFs is easy, but buying the right one without a time-tested strategy is incredibly hard. Hence which is best to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $260K for sometime now, my major challenge is not knowing the best entry and exit strategies... I would greatly appreciate any suggestions.
Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.
Quick insight from an older investor. No problem with the funds discussed here at all. Especially for younger investors who have a very long time horizon and won’t touch that money thick or thin. Just keep in mind that the market absolutely positively will take a downturn. And at some point will take a very serious downturn that causes you to rethink everything. Don’t. Look at the lost decade beginning at the end of 1999. S&P 500 actually declined over a 10 year period. But if you held firm and kept buying shares over that Rocky period. The next 15 years rewarded you handsomely. What is going to make a bigger difference in your overall return isn’t this ETF for that ETF but you’re savings rate. If you’re saving $700 a month but find a way to scrounge another $70 by not buying overpriced coffee shop coffees etc. You start out with an immediate 10% return. That is going to compound over the next decade.
Where I am in Canada, dividend investing is very beneficial when it comes to taxes. My wife and I can make 150k in dividends and pay about 1% tax. That doesn't include our tax free accounts.
My retirement, tax-deferred accounts are Warren Buffett style, 90% s&p 500 index fund, 10% short term treasury fund from Vanguard. My taxable retirement account is 50% VOO, 25% SCHG, and 25 % SCHD.
I'm starting my investment journey by purchasing 50 shares of the Schwab U.S. Dividend Equity ETF (SCHD) with a long-term perspective, aiming to hold it until I retire. Thank you for your video.
I’ve been watching a lot of investing videos and they all just make me feel overwhelmed with no real plan other than “get good and lucky”. But after watching just a few of your vids I feel so much more relieved with actual answers and recommendations on plans to follow that I can adjust based on my own needs and wants.
Three things to remember to be successful when investing is time, diversification, and patience. There will be times when market factors will effect your results but these factors are temporary. Over time the S& P 500 has had an average annual return of around 10%. You can get those kind of returns in an index fund.
It is good to see that my current investments mirror your suggestions. I feel like my research paid off. Your videos are very informative and I am enjoying your channel. I think content creators like you are changing lives for the better.
"Your videos on budgeting tips are so helpful. Managing spending and saving money can be challenging, but your practical tips and strategies gave me a whole new perspective. Thank you for sharing your expertise!"
This is gold! I have been late to the game trying to learn all this. I just started my Roth at age 41 and feel like I need to catch up. I started with $6k for 2022 in VOO (because I knew it was a good move) but also know I need to have other diversification. This was a big help, as it is overwhelming to try and "pick".
I invest in VTI and VOO, 50% each and use M1 Finance. There’s zero fees with M1. I allocate a certain amount every week and only buy when the market is in the red.
@@NolanGouveia Definitely. Now is the time to buy; when the market is down. Every single market downturn, crash or whatever you wanna call it, has recovered and recovered with a vengeance. This current downturn is no exception. Keep buying consistently weekly or bi-weekly.
@NolanGouveia, any info on QQQM please? I have accumulated some QQQ but would like to switch to QQQM for long term if it is good. I haven’t found anything different other than of course the time in existence. When I did do a percentage return from 12.31.2020 to date, in fact QQQM was slightly ahead with 3.83% return over QQQ which was 3.68% [ I used fidelity’s numbers for checking on growth of 10k…] Thanks!
Thanks for the video. Very helpful. My investments are getting killed right now, especially bond ETF but I did enjoy high growth before the current crush. Definitely will look at growth and dividend ETFs.
@Investing Simplified - Professor G of course I then proceed to get slaughtered this morning. Puts when Calls should have been played. Then stop loss, followed by further drops. Urgh!
Good conservative spread. I am building a dividend stream to help in my retirement. So far I have JEPI at 11.91 Div, JEPQ at 20.02 Div, GLO at 20.21 Div and BSTZ at 13.72. All of these are pretty low now so after this down period they will all have capitol growth without dripping back in. I will then add SCHD, VOO for more growth and some div. Last one i will add are QQQ and VTI for slow growth and low div. I think it is a well rounded portfolio and I fund it by slowly selling off Tesla, that I was an early investor in.
@@NolanGouveia true, JEPI, JEPQ and BSTZ all have capitol appreciation over time and give you much larger dividends then SCHD. GLO is rock bottom right now, so as we recover it should rise up. I am already retired with a good pension, but need to supplement because of health care costs. So at this time in life I am more concerned in Div yield but would like to have some growth. I will add growth ETFs like SCHD, VOO and VTI later for my kids. I know QYLD goes backwards so I avoid those funds.
I’ve done my chart comparison and SCHD moves exactly the same way as VTI, VOO. Try and compare even on the weekly timeframe charts. You’ll see. So for that reason In my opinion you only need to invest in SCHD because you will be getting dividends which you won’t with the other funds. the volatility is less with SCHD. so I don’t think you really need to own the S&P or total stock market etfs when SCHD moves the same way. And miss out on dividends. But I’m open to hear your thoughts
I do hear that but just because they move similarly over the past 10 years doesn’t mean they always will. However any funds with large caps companies will be similar to S&P 500 yes
Yes not trusting the past is a point but investing uses the past as an indicator. That’s why we invest in what we invest specially the etfs because of past performance and In this case the past shows a strong correlation between the SCHD and other total market etfs that is hard not to pay attention. Unless we think the past performance of VTI isn’t to be trusted then we can say the same for SCHD. If we think the past performance of VTI or the S&P can be trusted we can trust the performance of SCHD as well. I know that my assumption about SCHD goes against the grain and what advisors tell their clients but facts don’t lie. Ask yourself if advisors are doing this so that their other funds can stay funded as well or there could be other reasons. I’ll go with the facts I see unless someone can give me a better reason why I should not invest majority of my money on a wonderful dividend stock instead.
@@LuisluigiTexas I truly believe that 95% of the time when an adviser suggest you to put your money into these x funds is because they have no clue of what to invest in. I won't elaborate any further, but I can remember most conversations with different advisers from different firms and no one really knows.
@@LuisluigiTexas I’m new to this stuff but I just had exactly the same thought as I was watching this video. Like what’s the point if SCHD is going to grow just like VOO most likely but with double the dividend yield
Nobody can become financially successful over night. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking bold steps we need in other to reach our goals
I prefer two etfs per sector and I rebalance between the two before rebalancing them with other sectors...eg growth etfs with different asset allocations over a balanced fund....this makes it easier to draw down without hitting the underperformer...
Prof loved this vid. I have been researching a lot about the best ETFs or whether it is ETFs at all vs Index funds, for me. To my delight you have not only cleared these queries, but also given the expense ratios and their respective 10 y yields. And it is so crystal clear that QQQ, SCHD, VUG AND VOO take centerstage in a maze of confusion created by many 'experts'. It's one of the best I have seen. I have immediately become your subscriber. Thanks a ton.
watching this video and i'm in VOO, VTI, VUG and QQQ and SCHD. Where i life i need to hold a trade 6 months for it not be taxed as speculation but as investment. so i think mid of the year i'll re-evaluate my positions and check for ETF overlap as it doesn't make sense to have two ETFs who are basically the same. thanks for this interesting video, well done and very comphrensive. Regards from Europe
This was really helpful, I saw the leveraged ETF feature on MEXC when I signed up and I never really tried to check it out, but I did yesterday and I needed more knowledge on ETFs and how they work, now I have a better understanding. Thank you.
right Prof G, i have taken the plunge - started with $100k and following this strategy. Plus inject $500 a week into this 3 ETF strategy - lets see how this tracks. thanks for your inputs and direction on this! hopefully in 5yrs this will be good portfolio?
Been doing this again after a terrible September. Following your 3 etf profile recommendation, I’ve made improvements. Still trying to make up for my negative overall.
It’s hard to say since each individual investor should invest based on his/her specific goals and situation but all of those ETFs are good ones in their own ways
Extremely helpful content and many thanks for your hard work and consistency in doing regular videos! I have made my picks, however having difficulties to find the European equivalents of VUG and SCHD. As you know, small investors in Europe cannot buy US ETFs and we need a UCITS alternative in order to invest in the US market. Please let us know if you are aware of any UCITS equivalent.
I guessed every single one of the ETF’s right as I watched your video lol. My Grandaddy set up a Roth IRA for me and my younger brother when I was 23. He went with the VIGAX (VUG) after crunching a bunch of numbers. It was the best one at the time. It normally beats VOO but we will see going forward. Is there a way to compare VYM to VUG or any other ETF when factoring in reinvested dividends?
Very useful content for us beginners. I have a question though... besides these 3 categories that you covered, what are your thoughts on ETFs that track certain industry? I guess they could be more risky if you don't know exactly what you are doing, but for instance, it seems as technology stocks are on the rise, so why not investing in an ETF that's based on some major tech companies? Thanks.
That makes sense for sure. I think part of it may be that most ETFs (or atleast good ones) are built with the intention for an investor to buy and hold long term. Anything “inverse” is short term and only great during a market decline. In my opinion, it’s better to just buy and hold long term, but if you can tune it, selling your etf at the top and in to solid recession-proof stocks like P&G, Home Depot, Lockheed Martin, etc would be your best bet. Even with the lows, the S&P 500 is a solid index fund to hold long term 👊🎉
Great video Professor. I am enjoying several of the other videos as well. All of them are well done and very sound advice. I subsequently subscribed. I hold SCHD in several different accounts as well as VTI in a Roth IRA. Thank you again for a quality video lesson.
I have 401k , Roth IRA, and Individual accounts , I want to know if I did the right thing, I invested all my dividends in each account automatically. I just realized how it works specially 401k account that is taxable and dividends money is not taxable ? Is that better if you collect your dividends than investing? I appreciate your time to answer my questions.
@@NolanGouveia another quick question. Etoro is the brokerage i use, and they said if i live in europe and invest in US stock (etfs) i can ONLY invest as CFDs.... now, is this good or bad idea for long term if i want to invest in these etfs? Really appreciate the help and advice u can give me.
I could almost guess all of these since I currently own three of the six. VTI (VTSAX, as my solo investment in my ROTH IRA), VFIAX (Fidelity MF version of VOO in my 401k), and a combination of VTSAX/SCHD in my brokerage. So I do have a solid foundation for my future. Might consider VUG or QQQ for growth, but weighing on where to put it.
Consider moving SCHD and (if you choose it) QQQ into Roth IRA? You pay no taxes there, which means swapping between stocks is much easier (ie QQQ to VTI), and dividends don’t get capital gains taxes either. better growth for dividend stocks
@@the-fantabulous-g What are your thoughts on VT + VOO + SCHD + VNQ in Roth, and VTI + VXUS + VUG + DGRO in taxable brokerage? Im age 21 and looking for long-term. Any I should switch around or take out?
Great video! Is crazy bcs this has been my options in my mind also, exactly to the point.. I own an S&P500 fund on my ROTH IRA and I own VTI And SCHD on my brokerage account... and I'm considering either VUG or QQQ as my core for a growth portfolio that I'm building
High growth assets are better to be invested in Roth IRA. Move the SCHD and VUG/QQQ to Roth IRA. This will minimize your loss in total earnings as there is no tax on dividends and growth.
With the high dividend yield etfs, if my main goal is to cash out those dividends, what's the point of them compared to a high yield savings account that pays 5% and is basically as liquid as a checking account? I would want one that pays 6 - 6.5% to beat the returns on the high yield savings account.
I just wanted to say that I truly appreciate you, your the reason why I started my youtube channel in the first place. Thanks to you I now teach people about financial literacy and how to invest their money. 🙏 Thanks once again, and I hope you could inspire more people just like myself to build a youtube channel.
So in 20Y 6M I retire with a pension at 53 years old. I plan on working until 62 but obviously in a new field. I am planning on investing 100% of my pension for those 9 years and living off of my new job.
Hello Professor G! I wish I had seen your videos earlier! These are very helpful and it indeed does make investing simplified! I am turning 38 and just starting with brokerage account and your videos are really helping me in choosing ETF or investment strategy!
ETFs are considered to be low-risk investments because they are low-cost and hold a basket of stocks or other securities, increasing diversification. For most individual investors, ETFs represent an ideal type of asset with which to build a diversified portfolio.
Thank you for the excellent video! I wasn't aware of the concept of balancing growth with dividend ETFs. Is there a percentage you would recommend for each of the three categories?
Awesome video, very informative! In terms of your top 3 choices, VOO, QQQ, and SCHD, what is your suggested allocation to each of these ETF's? For example, 50% for VOO, 25% for QQQ, and 25% in SCHD? Btw, I'm from Canada, great stuff! :)
Awesome to meet you! Thanks for watching! If you are just starting out I like the allocations you said above. Once you have a solid base of VOO, then it may be good to add in more growth and dividends down the road!
@@anthonyqcolosimo5374 I would rather purchase mid and small cap ETFs separately. That way it will be easier to use dollar cost averaging when knowing when to buy into those ETFs based on market needs. Since the market was down and some what flat, it would have been a great idea to invest heavily into mid and small caps during the down turn.
I think It would be a smart move to diversify a portfolio into VOO, QQQ and SCHD ETF’s. What do you think would be a good diversification percentage between the three of these for someone in their late 20’s?
Love the content and insights... ETFs are very safe investments for our time now, especially as we head into what looks like it will be a very deadly recession for many... I am currently focused on building my core positions up, but always DCA in the ETF/ index fund: VTI..
Profesor, I have 360KUSD portafolio composed by 60% VOO + 25% SCHD + 10% SCHG + 5% Cash. Buy and hold strategy for the upcoming 18 years with 4KUSD investment on monthly basis and dividends reinvestment. No bad at all!
I found ETFs during the pandemic and have been studying and trading them. I like aggressive so I invest in the 3x QQQ both for up and down markets. With these I have to check my accounts every day and think about what I'm doing because 3x means 3x when the market goes up and 3x when the market goes down. It hasn't been easy in 2022 but I hope to be up 100% this year mostly with SQQQ, which means I make money at 3x the amount when the market goes down.
@@NolanGouveiajust detach all emotional attachment to money, and look at your self as an objective scientist. Objectively determined risk tolerance and make it fun. Personally I got some big wins this year with no stress with blue bio, shorting alibaba, and game stop. I feel like this is where having a scientific background and being a psychopath really help
@@ClarkPotter I hear about never holding leveraged etfs past the day- but could I just buy and hold TQQQ at the next crash? It trends upwards really well
Awesome channel! I put an aggressive chunk in trading stocks with the help of an excellent broker who trades for me and this made me my first million. It's best to work with a pro.
I know her, a friend from Albany, Georgia referred me to Erlinia Jedraa Barrett. I reached out, she trades for me and has tripled my 100k in 4 months. She's amazing. Cheers🌹🥂
First off Thank you 🙏 I truly find your videos informative. I have a question. A tiny bit about myself. I'm father of 3 and super late to this game ..I've been clueless 😢. So jumped in blind,I just felt so much grow time was already lost.. so the question?. I have small $$ investments in vti,qqq ,schd,schg.. was wondering if I need so many? And if not, which one's can be let go? Dude sorry so long 😊 feeling a little confused. Again, Thank you very much.
I hate this kind of bla bla. Most ETFS with moderate risk would average 5-10, at best 15% per year. So how does that make you ridicolously rich? Clickbait.
That's like calling going to the gym a "scam" because you have to go everyday and you'll only increase a little in strength. Getting buff and getting rich takes time; otherwise everyone would be buff and rich. It's something you have to cultivate over years
great video professor , I just got separated from VA with TSP account . I would like to transfer my current TSP and invest in ETF like SCHD and VYM ..... which platform would you recommend to tranfer ? 1) vanguard 2 ) feudality 3 ) M1finance ..... which one is more friendlier to move around things quickly with a click of mouse .
@@NolanGouveia Thank you. So I picked SCHD,VYM,VOO So those are 3 different ones that don't invest in the same company's correct? I appreciate your help definitely going to sub.
Let’s say i pick 3 and i want to invest $500 a mo the. What is the percentage or dollar amount that it should be devided into? 200 in 1 100 in another and 200 in another? If that makes sense? Or divided equity?
I actually just filmed a vid on this that will be out in the next two weeks so stand by! It’s a bit complicated to just give a blanket answer so the video will really help. You can’t go wrong splitting even for the time being
![YoungBoy Never Broke Again - Catch Me [Official Video]](http://i.ytimg.com/vi/KxwEXXFQMTY/mqdefault.jpg)
![YoungBoy Never Broke Again - Sneaking [Official Video]](http://i.ytimg.com/vi/1ILUps2zDFU/mqdefault.jpg)
Love your channel but way too fast in explanations. Some of us are older than 35 and aren't into "Speed Listening" - yet.
Yes. It is very easy to buy in on trending stocks but the problem is knowing when to sell or hold, which is why a coach is important. I've been in touch with one for about a year now and although I was initially skeptical about it, I will say I've made more progress within a year generating 6figure profit
Dustin Dwain King is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Thank you for the tip. It was easy to find your coach. I did my due diligence before scheduling a phone call with him, and he seems highly proficient based on his résumé.
Change your playback speed
@@Windarti30Nice try.
Achieving success hinges on the steps you actively take toward it. Accumulating wealth involves cultivating positive habits, such as consistently setting aside money at intervals for robust investments. Financial management, often avoided by many, can later become a haunting issue. My hope is that anyone reading this finds success in their journey!
I love the insight. Professionals could make a really big difference in investing, and I think everyone should have one. There are aspects of market trend that is difficult for the untrained eyes to see. I have made more than 350% through my estateplanner(fa) by alternative investing. The portfolio comes with perks as well.
One of my goals is to employ the service of an asset-manager this year. I've seen some off social media but wasn't able to get a response. Could you recommend one?
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
I looked her up, and I have sent her an email. I hope she gets back to me soon. Thank you
I appreciate the emphasis on long-term thinking in this video. Building wealth is a marathon, not a sprint. Consistency, patience, and a well-thought-out plan are essential for achieving financial success in the long run.
Exactly! 👏
@@NolanGouveiaI'm curious why you recommend the Vanguard ETF if it's only grown 11% in 10 years that seems really low
@NolanGouveia Hi could you do aderp dive on Palantir!
I am at the beginning of my "investment journey", planning to put $85k into dividend stocks so that I will be making up to 5% per year in dividend returns. Any advice?
Adding JEPI, SCHD & VOO are smart additions in my opinion. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals.
I believe a healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech
For someone starting with $85k, begin with S&P 500 ETFs, diversify across asset classes, and invest consistently to minimize risks and maximize growth. Partnering with a financial advisor can help streamline your strategy. This approach turned $100k into $53,000 in annual dividends.
I have cash in the bank that I want to invest in the stock market, but I'm worried about choosing the wrong stocks. Could you refer me to your financial advisor?
I'm cautious about giving specific recommendations since everyone's situation varies, but I've worked with "Melissa Elise Robinson" for years and highly recommend her. Look her up to see if she meets your criteria.
Already commented once here, but came back to thank you again. I have started this QQQM, VOO and SCHD portfolio for my child after watching this. Thanks and God bless. My child will thank you 30 years from now!
So amazing!!
I’m doing the same for mine! I wasn’t taught about finances until my later 30s 😩 I have catching up to do, but want her to have a better start than I was given. You know better then do better!
@@alishad2666 yeah we can tell from those titsz tattoos and green g-string
Buying of ETFs is easy, but buying the right one without a time-tested strategy is incredibly hard. Hence which is best to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $260K for sometime now, my major challenge is not knowing the best entry and exit strategies... I would greatly appreciate any suggestions.
Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.
I need advice on how to rebuild my portfolio and develop more successful tactics. Where can I find this coach?
My fiduciary is Sonya Lee Mitchell. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
I looked up her full name online and found her page. I emailed and made an appointment to talk with her; hopefully, she gets back to me.
Quick insight from an older investor. No problem with the funds discussed here at all. Especially for younger investors who have a very long time horizon and won’t touch that money thick or thin. Just keep in mind that the market absolutely positively will take a downturn. And at some point will take a very serious downturn that causes you to rethink everything. Don’t. Look at the lost decade beginning at the end of 1999. S&P 500 actually declined over a 10 year period. But if you held firm and kept buying shares over that Rocky period. The next 15 years rewarded you handsomely.
What is going to make a bigger difference in your overall return isn’t this ETF for that ETF but you’re savings rate. If you’re saving $700 a month but find a way to scrounge another $70 by not buying overpriced coffee shop coffees etc. You start out with an immediate 10% return. That is going to compound over the next decade.
And where do you put that extra $70 per month? Into the etf also? Or an interest savings account?
@@alwayslearning7672 Invest it. Unless you’re targeting a short term purchase, put in the ETF.
SCHD all the way, bought more yesterday. This 3 fund ETF is what I follow now with VOO, SCHG, and SCHD in my ROTH, it's simple and easier to manage.
Great work!
Yup. Morning star gold
My portfolio is mainly dividend etfs. It is comforting to know that even if the market tanks for decades, at least you still earn some passive income
Very comforting!
The distinction between "I want to invest" vs "I want the outcome of investing" is great!
Thank you!
Where I am in Canada, dividend investing is very beneficial when it comes to taxes. My wife and I can make 150k in dividends and pay about 1% tax. That doesn't include our tax free accounts.
That’s a solid way to do it!
Is that also dividents from eg a company you run and then pay dididents from?
@@WillemsMathias that's a good question for a CPA! From what i know, yes that works as well :)
Wow, maybe I will switch my nationality to Canadian! 😮 that’s crazy good
Whoa whoa, im from
Canada , how is that possible outside of a tfsa and does that include using the dividend tax credit in a non-registered account ?
My retirement, tax-deferred accounts are Warren Buffett style, 90% s&p 500 index fund, 10% short term treasury fund from Vanguard. My taxable retirement account is 50% VOO, 25% SCHG, and 25 % SCHD.
What platform or brokerage do you use ? Can you have all 3 in one brokerage
@@davidalvarez1786 vanguard. Yes you can.
I'm starting my investment journey by purchasing 50 shares of the Schwab U.S. Dividend Equity ETF (SCHD) with a long-term perspective, aiming to hold it until I retire. Thank you for your video.
I agreed with Professor G’s 3 fund portfolio with VOO, QQQM, SCHD. But I also added Real Estate with VNQ.
I like it!!
Me too
Every family has that one person who will break the family's financial struggle, I hope you become the one 😊
Amazing comment. All it takes is one person
I’ve been watching a lot of investing videos and they all just make me feel overwhelmed with no real plan other than “get good and lucky”. But after watching just a few of your vids I feel so much more relieved with actual answers and recommendations on plans to follow that I can adjust based on my own needs and wants.
That makes me very happy! Good work!
Three things to remember to be successful when investing is time, diversification, and patience. There will be times when market factors will effect your results but these factors are temporary. Over time the S& P 500 has had an average annual return of around 10%. You can get those kind of returns in an index fund.
It is good to see that my current investments mirror your suggestions. I feel like my research paid off. Your videos are very informative and I am enjoying your channel. I think content creators like you are changing lives for the better.
Thank you so much for the kind words! And great job doing that research!
"Your videos on budgeting tips are so helpful. Managing spending and saving money can be challenging, but your practical tips and strategies gave me a whole new perspective. Thank you for sharing your expertise!"
This is gold! I have been late to the game trying to learn all this. I just started my Roth at age 41 and feel like I need to catch up. I started with $6k for 2022 in VOO (because I knew it was a good move) but also know I need to have other diversification. This was a big help, as it is overwhelming to try and "pick".
Heck ya. Way to get started strong!! Great job doing your research brother
@@NolanGouveia looks like someone with your almost identical name with Whatsapp is sending me messages
@@Chris..440 I know man it’s a new bot every day 😒 I report it right away
@@NolanGouveia just a heads up. That's unfortunate
I’m 40 and just started and feel
The same way. I’m going hard now
I invest in VTI and VOO, 50% each and use M1 Finance. There’s zero fees with M1. I allocate a certain amount every week and only buy when the market is in the red.
That strategy is gunna pay off!
@@NolanGouveia Definitely. Now is the time to buy; when the market is down. Every single market downturn, crash or whatever you wanna call it, has recovered and recovered with a vengeance. This current downturn is no exception. Keep buying consistently weekly or bi-weekly.
@@BW-kv9wj 🙌🙌🙌🙌
VTI, QQQM, IJR, FTEC and SCHD in my brokerage lets freaking go!!!
This is easily the best basic simplified Investing video I have found on RUclips. Thank you for putting my mind at ease.
👍👍happy to help!
SCHD is one of the best ETFs out there without question.
🙌💰
I invest in all of them in my personal regular IRA except SCHD that I will add soon. Thanks for your recommendations 😁
If you’re a passive investor like I am may I suggest QQQM. Has the same holdings as QQQ but has a smaller expense ratio
I do agree and have been looking in to this. Not sure why this is and the long term implications but I’ll do more research and update!
Hey guys, what do you guys think about VGT against QQQ and QQQM? At a .10% expensive ratio, it has outperformed QQQ, VUG and VOO these past 5 years
@@fjjdosalpersonally I’m in VGT over QQQ
@NolanGouveia, any info on QQQM please? I have accumulated some QQQ but would like to switch to QQQM for long term if it is good. I haven’t found anything different other than of course the time in existence. When I did do a percentage return from 12.31.2020 to date, in fact QQQM was slightly ahead with 3.83% return over QQQ which was 3.68% [ I used fidelity’s numbers for checking on growth of 10k…] Thanks!
Qqqm isn’t available in the Uk neither are vti or vug
I like SCHD, VYM, VOO, QQQ and JEPI.
Those are all great! 🙌🙌
To me due to the expense ratio on QQQM I’d go either SCHG or FTEC
So maybe
.33 fidelity 500
.33 SCHD
.33 SCHG
Solid picks!
My God! Thank you for the clarification. Best video I’ve seen so far
Happy to help!
Some of them have overlap, but not a lot of overlap. Like DIA and S&P
Thanks for the video. Very helpful. My investments are getting killed right now, especially bond ETF but I did enjoy high growth before the current crush. Definitely will look at growth and dividend ETFs.
Thanks for watching! And yes everything is down, but great time to accumulate!
TQQQ... I'm making consistent gains. Using both calls and puts. Once I grow my portfolio, I'll think about this video. Thx.
Sweet!
@Investing Simplified - Professor G of course I then proceed to get slaughtered this morning. Puts when Calls should have been played. Then stop loss, followed by further drops. Urgh!
Good conservative spread. I am building a dividend stream to help in my retirement. So far I have JEPI at 11.91 Div, JEPQ at 20.02 Div, GLO at 20.21 Div and BSTZ at 13.72. All of these are pretty low now so after this down period they will all have capitol growth without dripping back in. I will then add SCHD, VOO for more growth and some div. Last one i will add are QQQ and VTI for slow growth and low div. I think it is a well rounded portfolio and I fund it by slowly selling off Tesla, that I was an early investor in.
Careful with expecting covered call ETFs to ever really appreciate. I’m dropping a more in depth video on them this week so stay tuned!
@@NolanGouveia true, JEPI, JEPQ and BSTZ all have capitol appreciation over time and give you much larger dividends then SCHD. GLO is rock bottom right now, so as we recover it should rise up. I am already retired with a good pension, but need to supplement because of health care costs. So at this time in life I am more concerned in Div yield but would like to have some growth. I will add growth ETFs like SCHD, VOO and VTI later for my kids. I know QYLD goes backwards so I avoid those funds.
@@robertsmith6408 nice! Yes very solid investing strategy
I’ve done my chart comparison and SCHD moves exactly the same way as VTI, VOO. Try and compare even on the weekly timeframe charts. You’ll see. So for that reason In my opinion you only need to invest in SCHD because you will be getting dividends which you won’t with the other funds. the volatility is less with SCHD. so I don’t think you really need to own the S&P or total stock market etfs when SCHD moves the same way. And miss out on dividends. But I’m open to hear your thoughts
I do hear that but just because they move similarly over the past 10 years doesn’t mean they always will. However any funds with large caps companies will be similar to S&P 500 yes
Tks for this info. Makes sense
Yes not trusting the past is a point but investing uses the past as an indicator. That’s why we invest in what we invest specially the etfs because of past performance and In this case the past shows a strong correlation between the SCHD and other total market etfs that is hard not to pay attention. Unless we think the past performance of VTI isn’t to be trusted then we can say the same for SCHD. If we think the past performance of VTI or the S&P can be trusted we can trust the performance of SCHD as well. I know that my assumption about SCHD goes against the grain and what advisors tell their clients but facts don’t lie. Ask yourself if advisors are doing this so that their other funds can stay funded as well or there could be other reasons. I’ll go with the facts I see unless someone can give me a better reason why I should not invest majority of my money on a wonderful dividend stock instead.
@@LuisluigiTexas
I truly believe that 95% of the time when an adviser suggest you to put your money into these x funds is because they have no clue of what to invest in. I won't elaborate any further, but I can remember most conversations with different advisers from different firms and no one really knows.
@@LuisluigiTexas I’m new to this stuff but I just had exactly the same thought as I was watching this video. Like what’s the point if SCHD is going to grow just like VOO most likely but with double the dividend yield
Nobody can become financially successful over night. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking bold steps we need in other to reach our goals
Agreed
I prefer two etfs per sector and I rebalance between the two before rebalancing them with other sectors...eg growth etfs with different asset allocations over a balanced fund....this makes it easier to draw down without hitting the underperformer...
Prof loved this vid. I have been researching a lot about the best ETFs or whether it is ETFs at all vs Index funds, for me. To my delight you have not only cleared these queries, but also given the expense ratios and their respective 10 y yields. And it is so crystal clear that QQQ, SCHD, VUG AND VOO take centerstage in a maze of confusion created by many 'experts'. It's one of the best I have seen. I have immediately become your subscriber. Thanks a ton.
I appreciate this comment very much and am happy you found value in the vid!
I make regular intervals on vtv and also put extra on the major dips in the stock price
Nice to see that dude form “that 70’s show” all grown up and helping others with their finances..
😂
Thanks, new to this and yet you simplify things so easily for me to understand.
That’s the goal!
watching this video and i'm in VOO, VTI, VUG and QQQ and SCHD. Where i life i need to hold a trade 6 months for it not be taxed as speculation but as investment. so i think mid of the year i'll re-evaluate my positions and check for ETF overlap as it doesn't make sense to have two ETFs who are basically the same. thanks for this interesting video, well done and very comphrensive. Regards from Europe
This was really helpful, I saw the leveraged ETF feature on MEXC when I signed up and I never really tried to check it out, but I did yesterday and I needed more knowledge on ETFs and how they work, now I have a better understanding. Thank you.
Great! Happy to help!
right Prof G, i have taken the plunge - started with $100k and following this strategy. Plus inject $500 a week into this 3 ETF strategy - lets see how this tracks. thanks for your inputs and direction on this! hopefully in 5yrs this will be good portfolio?
It’s already a great portfolio!! But yes staying consistent will really build this thing up big!
@@NolanGouveia btw is there a XLS template to calculate 5, 10 yrs out?
I’m already invested in these.. this video gave me confirmation I’m already doing great 😊
Heck ya!! So happy to hear that. Great job 🙌
InvestwithStacie is her username for help.
Yep I have VOO, SCHD, DGRO and a slew of other individual stocks
Heck ya!
Hello what about etf on EUR? What are the corresponding ones for the mentioned in this video?
Been doing this again after a terrible September. Following your 3 etf profile recommendation, I’ve made improvements. Still trying to make up for my negative overall.
Think long term and just stay the course!
@@NolanGouveia for sure! Sometimes I feel safer selling everything if I noticed the market keeps going down
Excellent info and insight! This is a very helpful guide, man! Keep them coming!
Thank you for the feedback!!
Great recommendations, thanks for sharing. For growth I'm a little more partial to Vanguard VGT. It's a low expense ETF as well with a great return. 👍
VGT is a solid one that could have been in this video as well!
I have VTI, VOO, SCHD, VYM, VIG, BND, VXUS, AND VNQ. Which ones should stay and which ones should go. Thanks for any comments that help me.
It’s hard to say since each individual investor should invest based on his/her specific goals and situation but all of those ETFs are good ones in their own ways
You miss a growth ETF (QQQ, VGT, VUG) in your portfolio.
This is a great channel! Thanks for posting! Hope you do well!
Thanks for the kind feedback Molly!
This is so informative and helpful. Thank you!
Any time!
Thank you for the video. For Growth ETF out of QQQ, QQQM, FTEC, VUG, SCHG, VGT. What would you recommend? or what fund do you use? Thanks
My two favorites are qqqm and schg!
Hi where should do I invest £18,000 I currently have it in my savings and have other money already in my vanguard account in the S and p 500
1.What would be the best Canadian equivalent of SCHD in your opinion?
2. If you had 3 Canadian ETFs to choose, which one would you choose?
QQQ & VGT 🔥🚀
Woooo big growth ETFs
wow this video was fantastic. finally someone giving information i can use!!! thank you
I appreciate it!
Extremely helpful content and many thanks for your hard work and consistency in doing regular videos! I have made my picks, however having difficulties to find the European equivalents of VUG and SCHD. As you know, small investors in Europe cannot buy US ETFs and we need a UCITS alternative in order to invest in the US market. Please let us know if you are aware of any UCITS equivalent.
Try FUSD and VUSA.
I guessed every single one of the ETF’s right as I watched your video lol. My Grandaddy set up a Roth IRA for me and my younger brother when I was 23. He went with the VIGAX (VUG) after crunching a bunch of numbers. It was the best one at the time. It normally beats VOO but we will see going forward. Is there a way to compare VYM to VUG or any other ETF when factoring in reinvested dividends?
Haha you know it man! Yes check out etf tracker on Google and that’ll help!
@@NolanGouveia thanks man!
@@NolanGouveia Can you send me a link? I Googled it and there are several so I’m not sure which one you are referencing.
Thank you for sharing the knowledge and experience in such smooth, straightforward and easy way to grasp.💡💡💡
You’re welcome! Thanks for the feedback!
Very useful content for us beginners. I have a question though... besides these 3 categories that you covered, what are your thoughts on ETFs that track certain industry? I guess they could be more risky if you don't know exactly what you are doing, but for instance, it seems as technology stocks are on the rise, so why not investing in an ETF that's based on some major tech companies? Thanks.
Here’s a video I did on that subject! 8.5 BEST Specialty ETFs to Make You MILLIONS (19.5% Annual Return)
ruclips.net/video/8qmOg3L6lo4/видео.html
@@NolanGouveia can people from the eu invest in the ETF fonds you mention in both videos?
I really wish there was more information on Inverse Etf’s. Hard to find a list from a voice I trust for “the best”. Thanks
That makes sense for sure. I think part of it may be that most ETFs (or atleast good ones) are built with the intention for an investor to buy and hold long term. Anything “inverse” is short term and only great during a market decline. In my opinion, it’s better to just buy and hold long term, but if you can tune it, selling your etf at the top and in to solid recession-proof stocks like P&G, Home Depot, Lockheed Martin, etc would be your best bet. Even with the lows, the S&P 500 is a solid index fund to hold long term 👊🎉
Great video Professor. I am enjoying several of the other videos as well. All of them are well done and very sound advice. I subsequently subscribed. I hold SCHD in several different accounts as well as VTI in a Roth IRA. Thank you again for a quality video lesson.
Amazing! Thank you for sharing your feedback!
I have 401k , Roth IRA, and Individual accounts , I want to know if I did the right thing, I invested all my dividends in each account automatically. I just realized how it works specially 401k account that is taxable and dividends money is not taxable ? Is that better if you collect your dividends than investing? I appreciate your time to answer my questions.
Great question and everyone’s situation is unique. For me personally, I like to let the dividends automatically reinvest
@@NolanGouveia Thank you so much for answering my question.
@@misstc473 I’ll always answer your questions on my videos! Keep it up!
I choose to do QQQ and SCHD. Guess I should consider adding VOO. I also dca BTC
Sounds very much like my investing portfolio! I like it!
Qqq is Nasdaq SCHD is Dow jones and You need VOO which is s&p !!!I have the same portofolio .People dont need all the fuss Adding crappy etf
@@NolanGouveia wy not invest in sp500 instead of VOO
@@dampedkhan VOO tracks the S&P 500 so it is investing in that index
@@NolanGouveia another quick question. Etoro is the brokerage i use, and they said if i live in europe and invest in US stock (etfs) i can ONLY invest as CFDs.... now, is this good or bad idea for long term if i want to invest in these etfs? Really appreciate the help and advice u can give me.
What do you think about “O” realty income?
I could almost guess all of these since I currently own three of the six. VTI (VTSAX, as my solo investment in my ROTH IRA), VFIAX (Fidelity MF version of VOO in my 401k), and a combination of VTSAX/SCHD in my brokerage. So I do have a solid foundation for my future. Might consider VUG or QQQ for growth, but weighing on where to put it.
Congrats! That’s amazing!
Can I please get help I can’t decided between VTI/VOO. Also I wanna add on SCHD. Advise and help please
There’s no point in owning VTI and VOO as they have more than 80% overlap between them. Pick between the two.
Consider moving SCHD and (if you choose it) QQQ into Roth IRA? You pay no taxes there, which means swapping between stocks is much easier (ie QQQ to VTI), and dividends don’t get capital gains taxes either. better growth for dividend stocks
@@the-fantabulous-g What are your thoughts on VT + VOO + SCHD + VNQ in Roth, and VTI + VXUS + VUG + DGRO in taxable brokerage? Im age 21 and looking for long-term. Any I should switch around or take out?
Where would we go to open these and how? Thank you for your great work professor.
Great video! Is crazy bcs this has been my options in my mind also, exactly to the point.. I own an S&P500 fund on my ROTH IRA and I own VTI And SCHD on my brokerage account... and I'm considering either VUG or QQQ as my core for a growth portfolio that I'm building
So great!
High growth assets are better to be invested in Roth IRA. Move the SCHD and VUG/QQQ to Roth IRA. This will minimize your loss in total earnings as there is no tax on dividends and growth.
QQQ can also blow up on you and you’ll lose a lot
With the high dividend yield etfs, if my main goal is to cash out those dividends, what's the point of them compared to a high yield savings account that pays 5% and is basically as liquid as a checking account? I would want one that pays 6 - 6.5% to beat the returns on the high yield savings account.
I just wanted to say that I truly appreciate you, your the reason why I started my youtube channel in the first place. Thanks to you I now teach people about financial literacy and how to invest their money. 🙏 Thanks once again, and I hope you could inspire more people just like myself to build a youtube channel.
So in 20Y 6M I retire with a pension at 53 years old. I plan on working until 62 but obviously in a new field. I am planning on investing 100% of my pension for those 9 years and living off of my new job.
Nice work and great idea!
Aprendendo muito com o senhor 🇧🇷
Ola eu tambem, mas fiquei confuso, tudo ele sugere é etf? Ate o S&P 500? Achava S&P 500 sempre era index fund
Mine are VOO QQQM FSTA SCHD and 5% IN ARKK
Hello Professor G! I wish I had seen your videos earlier! These are very helpful and it indeed does make investing simplified!
I am turning 38 and just starting with brokerage account and your videos are really helping me in choosing ETF or investment strategy!
I’m happy to hear they are helping! Great work
VTI/VTSAX and chill for those who don't want to spend their free time researching stocks!
Great video, Nolan!
🙌🙌🙌
VOO all you need
I don’t disagree with that!
ETFs are considered to be low-risk investments because they are low-cost and hold a basket of stocks or other securities, increasing diversification. For most individual investors, ETFs represent an ideal type of asset with which to build a diversified portfolio.
Agreed
My roth Ira is Voo, Qqq, and schd. Its all you need.
Perfect!
Have you examined the newer JEPQ and JEPI? what are your thoughts on these? Is SCHD still the King?
Thank you for the excellent video! I wasn't aware of the concept of balancing growth with dividend ETFs. Is there a percentage you would recommend for each of the three categories?
Honestly, I keep it simple and go 1/3 each right now
@@NolanGouveia Thank you. Just curious, do you think their is a place for any of their small-cap ETS, like VB?
@@davidgray1060 ya I do like the idea of it because it makes you even more diversified but I dont currently own any
Hi! Thank you for the educational video. Which dividend ETFs do you suggest for non-US citizens?
REACH HER ON TELEGRM..
@KATHIMORGAN is her user name for help..
Awesome video, very informative! In terms of your top 3 choices, VOO, QQQ, and SCHD, what is your suggested allocation to each of these ETF's? For example, 50% for VOO, 25% for QQQ, and 25% in SCHD? Btw, I'm from Canada, great stuff! :)
Awesome to meet you! Thanks for watching! If you are just starting out I like the allocations you said above. Once you have a solid base of VOO, then it may be good to add in more growth and dividends down the road!
As a Canadian, you should probably go for vfv, qqqc and any of the big banks as an equivalent of what he's proposing in the video
Tqqq and sqqq woopwoop
VTI over VOO, it contains mid and small caps.
@@anthonyqcolosimo5374 I would rather purchase mid and small cap ETFs separately. That way it will be easier to use dollar cost averaging when knowing when to buy into those ETFs based on market needs.
Since the market was down and some what flat, it would have been a great idea to invest heavily into mid and small caps during the down turn.
I have $8k laying around .Where could I invest in ETF ?
I think It would be a smart move to diversify a portfolio into VOO, QQQ and SCHD ETF’s.
What do you think would be a good diversification percentage between the three of these for someone in their late 20’s?
Here you go!
ruclips.net/video/2K9BbRVOioE/видео.html
Love the content and insights... ETFs are very safe investments for our time now, especially as we head into what looks like it will be a very deadly recession for many... I am currently focused on building my core positions up, but always DCA in the ETF/ index fund: VTI..
Yessir! Love that!
Don't be fooled. You can lose money in ETF's when the market tanks.
VTI is very solid for "long term growth" and DCA into it, when the market is down or tanks then you buy it on sale!!, so it's a great pick.
Profesor, I have 360KUSD portafolio composed by 60% VOO + 25% SCHD + 10% SCHG + 5% Cash. Buy and hold strategy for the upcoming 18 years with 4KUSD investment on monthly basis and dividends reinvestment. No bad at all!
That’s a solid portfolio!
I found ETFs during the pandemic and have been studying and trading them. I like aggressive so I invest in the 3x QQQ both for up and down markets. With these I have to check my accounts every day and think about what I'm doing because 3x means 3x when the market goes up and 3x when the market goes down. It hasn't been easy in 2022 but I hope to be up 100% this year mostly with SQQQ, which means I make money at 3x the amount when the market goes down.
Ya seems like it can be stressful but I can see the upside too!
@@NolanGouveiajust detach all emotional attachment to money, and look at your self as an objective scientist. Objectively determined risk tolerance and make it fun. Personally I got some big wins this year with no stress with blue bio, shorting alibaba, and game stop.
I feel like this is where having a scientific background and being a psychopath really help
@@superman200021 😂😂ya I hear you definitely!
@@ClarkPotter I hear about never holding leveraged etfs past the day- but could I just buy and hold TQQQ at the next crash? It trends upwards really well
@@superman200021😂😂
Thank you for this info. What's your take on DGRW compared to SCHD? Thank you!
Here’s a video I made a week or two ago on DGRW! This Dividend ETF crushed SCHD past 10 years
ruclips.net/video/GbOkcl3dw8o/видео.html
Awesome channel! I put an aggressive chunk in trading stocks with the help of an excellent broker who trades for me and this made me my first million. It's best to work with a pro.
Thankyou!
That's great, who trades for you & how can I get in touch with this person to also trade for me?
I know her, a friend from Albany, Georgia referred me to Erlinia Jedraa Barrett. I reached out, she trades for me and has tripled my 100k in 4 months. She's amazing. Cheers🌹🥂
First off Thank you 🙏
I truly find your videos informative.
I have a question.
A tiny bit about myself.
I'm father of 3 and super late to this game ..I've been clueless 😢.
So jumped in blind,I just felt so much grow time was already lost.. so the question?.
I have small $$ investments in vti,qqq ,schd,schg.. was wondering if I need so many?
And if not, which one's can be let go? Dude sorry so long 😊 feeling a little confused.
Again, Thank you very much.
I hate this kind of bla bla. Most ETFS with moderate risk would average 5-10, at best 15% per year. So how does that make you ridicolously rich? Clickbait.
Consistency is king my friend. I guess Warren Buffett was right, no one wants to get rich slow
@@NolanGouveia Warren Buffet go rich using options.
Shut the hell up.
@@Stopinvadingmyhardware 😂😂🤙
That's like calling going to the gym a "scam" because you have to go everyday and you'll only increase a little in strength.
Getting buff and getting rich takes time; otherwise everyone would be buff and rich. It's something you have to cultivate over years
@@lukecarlson6863 well said! Some people don’t like the truth and are looking for that magic pill constantly
Amazing video Professor G, thank you so much!
Happy to help where I can!
Vgt blows qqq out if the water!
SOXX blows both of them out of the water
No it ain’t 🤣🤣🤣
SMH
great video professor , I just got separated from VA with TSP account . I would like to transfer my current TSP and invest in ETF like SCHD and VYM ..... which platform would you recommend to tranfer ? 1) vanguard 2 ) feudality 3 ) M1finance ..... which one is more friendlier to move around things quickly with a click of mouse .
I like Charles schwab or fidelity!
Great video,answers a lot of questions. Can you give me your professional opinion on the JEPI etf please. Thnku
Thank you! Here are my thoughts on the top covered call ETFs (JEPI is explained in depth here)
ruclips.net/video/N9BlfCtVTGY/видео.html
Thoughts on DGRO instead of SCHD?
So are all these the same or were you giving 2 to pick from out of 3 categories? Thanks in advance.
In each category I’m giving you 2 that are my favorite but encouraging you to just pick one of the two for that specific category
@@NolanGouveia Thank you. So I picked SCHD,VYM,VOO
So those are 3 different ones that don't invest in the same company's correct?
I appreciate your help definitely going to sub.
I bought. Eft stock for £100 and recived
Thank you for this video! I’m a finance student in Miami and I’m trying to start investing.
Heck ya! I wish I started when I was a student! Learn up and then get started :-)
@@NolanGouveia Thank you Professor G!
Let’s say i pick 3 and i want to invest $500 a mo the. What is the percentage or dollar amount that it should be devided into? 200 in 1 100 in another and 200 in another? If that makes sense? Or divided equity?
I actually just filmed a vid on this that will be out in the next two weeks so stand by! It’s a bit complicated to just give a blanket answer so the video will really help. You can’t go wrong splitting even for the time being
@@NolanGouveia so i went with SCHD Voo and QQQM and did 500 even per month. What do you think?
@@DanielAlves-fg1uj I love that! Seems perfect to me