Hey! I got to live in Hilo for 4 months! Have you seen my video about it, by chance? ruclips.net/video/2tpdBPI6JEY/видео.html So on the surface, if you had a paid-off home, your living expenses would be much lower, but $1,500/mo on food is crazy! What are you eating at Jackie Rey's every night? haha jk. I hope you hit up the farmer's market regularly, because they have lots of good stuff!
I think it was slightly more than that, but I used some of those Healthcare rewards cards to pay it down some. My provider is USAA. Would you think that a breakdown video on how I get some of my core expenses so low would be a good video?
@@OnCashFlow id love to find more ways to save money. It seems like the less money i actually spend the higher prices the necessary things get. Most of my necessities have increased by 25-50% since covid started my last gas bill was 130 when i used to pay less $40-$75 for years and years before covid started. To be honest i think it might be biden and his energy agenda causing my has and electricity bills to skyrocket. Then my water company is trying to repair all the pipes and update their systems witch caused my water bills to double
Yea you spend way more then me in a year but I really haven't tracked it either.....but if you get with me I can help you like you helping me ....I'm a carpenter by trade....with 10 year + experience in construction
I only have liability coverage (Property Damage and Bodily Injury Liability). I am "self-insured" when it comes to the vehicle itself. I could pay for a new vehicle myself in the worst case scenario (assuming it's also not another party's fault and their insurance pays me out).
Curious to see how my spending went the year before this?
ruclips.net/video/3tDc4qE22ig/видео.html
My annual spending for my family of 5 in Hilo HI is $70k. $35k being housing ( mortgage + prop taxes + insurance), and $18k for food.
Hey! I got to live in Hilo for 4 months! Have you seen my video about it, by chance?
ruclips.net/video/2tpdBPI6JEY/видео.html
So on the surface, if you had a paid-off home, your living expenses would be much lower, but $1,500/mo on food is crazy! What are you eating at Jackie Rey's every night? haha jk. I hope you hit up the farmer's market regularly, because they have lots of good stuff!
Do you live in a van down by the river?
No, those live-in vans are like $100k! Too expensive to live in a van down by the river haha (yes, I know the reference)
$350 for property taxes is crazy low.
Should Be $650 for property tax (City + County). I postponed paying my county tax until the next calendar year. Still very low though.
Wow car insurance for 232 a year? Who is your insurance company? Im paying over 2,200 a year with no accidents or tickets
I think it was slightly more than that, but I used some of those Healthcare rewards cards to pay it down some. My provider is USAA. Would you think that a breakdown video on how I get some of my core expenses so low would be a good video?
@@OnCashFlow id love to find more ways to save money. It seems like the less money i actually spend the higher prices the necessary things get. Most of my necessities have increased by 25-50% since covid started my last gas bill was 130 when i used to pay less $40-$75 for years and years before covid started. To be honest i think it might be biden and his energy agenda causing my has and electricity bills to skyrocket. Then my water company is trying to repair all the pipes and update their systems witch caused my water bills to double
What about health insurance?
I use ACA insurance from Healthcare.gov
ruclips.net/video/SnQk11NZqhk/видео.html
@@OnCashFlow is this costly? Around how much do you have to pay for ACA?
Yea you spend way more then me in a year but I really haven't tracked it either.....but if you get with me I can help you like you helping me ....I'm a carpenter by trade....with 10 year + experience in construction
Thanks for the offer!
not shaving :) Those 10cent razor blades really add up. (no they don't)
Haha where are you getting 10 cent razor blades!?
Just don't mess up ur early retirement with legal marriage and child support. That's the biggest expense.
That's sad :(
Great video as always Zach.
Thank you very much!
Great channel! Great info, thank you for sharing. It’s helpful
Thank you so much!
Why your auto insurance is so low of $230/year.
I only have liability coverage (Property Damage and Bodily Injury Liability). I am "self-insured" when it comes to the vehicle itself. I could pay for a new vehicle myself in the worst case scenario (assuming it's also not another party's fault and their insurance pays me out).
You're awesome
Haha no, you're awesome for watching!