Understanding Auto Insurance: Uninsured Motorist Property Damage Coverage

Understanding auto insurance: what is uninsured motorist property damage coverage?
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[@nateh.512]

…so I pay for someone else’s mistake and their lack of insurance..? How does this make sense?

[@NoHandleTexas]

Yes, if you want your car covered.

[@GModBMXer]

If you don't want to sue someone that doesn't have money to pay you. Just have insurance pay you instead It's pretty great for that.

[@ffggppii6775]

Can I conclude an auto insurance contract with several insurers? When two or more insurance providers jointly cover my collision and comprehensive coverages. Is it possible to process auto policies with coinsurance?

[@fleurdavril1465]

If you have collision insurance you don’t need this one…