Best Savings Account 2024 || Best Bank To Open An Account

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  • Опубликовано: 3 май 2024
  • Best Savings Account 2024 || Best Bank To Open An Account
    Link to community: bekifaayati.co/
    2024 has been one of the most eventful years for the Indian banking industry in the last decade. This year, the RBI has been taking strict actions against banks like never before. While the RBI has issued warnings in the past, the severity of their actions this year is unprecedented.
    Just recently, the RBI imposed a complete ban on Kotak Bank from onboarding new customers. A similar action was taken against HDFC a few years ago when the RBI asked them to stop onboarding new Credit Card Customers, a ban that lasted for approximately 1.5-2 years.
    Adding to the turmoil, there have been reports of ICICI’s MD wanting to resign, but the RBI seems unwilling to allow it. Meanwhile, Axis Bank is still recovering from its acquisition of Citi Bank.
    Given these developments, 2024 is perhaps the most crucial year to ask: Which is the Best Savings Bank Account in India in 2024?
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Комментарии • 205

  • @ChloeCarter-kd7gz
    @ChloeCarter-kd7gz Месяц назад +133

    The distress for banks was a farce; what we have experienced in the past 2 years is a result of a system that has worked incredibly well. The Fed just had to tighten credit to cool the economy.

    • @WhitneyRoss-dj4rf
      @WhitneyRoss-dj4rf Месяц назад +8

      What about the Fed lending program for banks that was said to ease financial tensions after the domino effect from Signature and Silicon Valley bank?

    • @ChloeCarter-kd7gz
      @ChloeCarter-kd7gz Месяц назад +8

      Yeah, that sufficed, but what really helped the economy was rising immigration that helped even out the mismatch between open jobs and people looking for work.

    • @HRMColoniallifeinsurance
      @HRMColoniallifeinsurance Месяц назад +6

      I agree. Rising productivity is manna for central banks, allowing faster growth without inflation because each hour of work yields more goods and services at the same cost.

    • @LeahLewis-ny9iu
      @LeahLewis-ny9iu Месяц назад +5

      I’m indifferent. All I really do care about is what assets and securities will drive the Santa Rally? It is upon us, folks. I have a $100k portfolio, and I have a friend who has grown theirs to over 30% with the recent rallies. He is up 4% this month alone!

    • @ChloeCarter-kd7gz
      @ChloeCarter-kd7gz Месяц назад +5

      I might sell to the tune, but not without the approval of my broker as usual since 2022. With eyes and ears on Wall Street, I have raked in 140% on a managed portfolio currently worth $315k run under a hedge fund by Desiree Ruth Hoffman.

  • @srivastava_prateek
    @srivastava_prateek 2 месяца назад +15

    I feel RBL Bank should also be included, as it's give good IRR on Savings Balance as well

  • @Sagun59
    @Sagun59 2 месяца назад +16

    Aap kitna achha se bolti h angreji bhi bahut bdhiya bolti h lekin mujhe samjh nhi aayi pr sunane m axhha lga

  • @omeeonly7097
    @omeeonly7097 2 месяца назад +23

    THIRD CLASS EXPERIENCE HAI WITH IDFC BRANCH VISIT ..WO LOG SIDHA BOL RAHE HAI K ACOUNT CLOSE KRDO.. MUMBAI KALYAN BRANCH

    • @abhinandanmourya7831
      @abhinandanmourya7831 2 месяца назад +2

      Andra or Bank of baroda is good?? Or union??

    • @Tdugcuctfur
      @Tdugcuctfur 3 дня назад

      Union achha laga​@@abhinandanmourya7831

  • @BALVINDER-Singh
    @BALVINDER-Singh 2 месяца назад +5

    Sir please suggest the plan for 0-7 years child plan where we can only invest 50k in a year.
    And where we have to open the account?
    Should we invest in shares and IPOs funds via Zerodha by the name of my 7 year kid?

  • @gauravmukati3927
    @gauravmukati3927 2 месяца назад +7

    Hdfc digisave youth account is good if your age is less than 25 .. maintaince -- 5000

  • @jiyasinghparmar
    @jiyasinghparmar 2 месяца назад +52

    IDFC saving account 1:49
    ICICI & HDFC 2:53
    Industrial exclusive & IDFC First Wealth 3:43
    BOB BRO account 4:59
    Federal Bank Excel account 5:35

    • @Kamleshbishtcom
      @Kamleshbishtcom 2 месяца назад +3

      Dont use INDUS account they are blocking funds without any reasons. Even upi imps. If you do 5 upi in a, row they will block. Same with imps etc

    • @__-dw1hf
      @__-dw1hf 2 месяца назад +3

      Yes INDUSIND have hold my money which I need so badly but I have to go to the branch for this , maybe then they will unfreeze my acc.

    • @AbsolutelySarabjeet482
      @AbsolutelySarabjeet482 16 дней назад +1

      Thnx Bro For Save My Time❤

  • @syeeyuffff
    @syeeyuffff Месяц назад +2

    I saw you in Half CA too

  • @AyushGupta-mr8ip
    @AyushGupta-mr8ip Месяц назад

    Bob bro is not only joint account it can be opened in single mode also.......

  • @antimatterabbasi4689
    @antimatterabbasi4689 2 месяца назад +6

    bohot achi video banati hain pehli video se fan hoon 🔥🔥🔥🔥

  • @mrsugatamukherjee4265
    @mrsugatamukherjee4265 2 месяца назад +6

    How is hdfc imperia ? IDFC wealth or hdfc imperia or IndusInd pioneer? Which is the best? Please reply🙏

  • @syedusman7056
    @syedusman7056 2 месяца назад +2

    Is Fe app is a federal bank account

  • @shahi_nawab
    @shahi_nawab 2 месяца назад +19

    AU digital Savings account is also one of the best account

  • @meAnandPandey
    @meAnandPandey 15 дней назад +1

    Punjab National Bank - Service is top notch 🎉

  • @chanchalsingh7277
    @chanchalsingh7277 2 месяца назад +1

    Very informative 📜💰

  • @MdSalman-bb4ke
    @MdSalman-bb4ke 2 месяца назад

    👍 good information for us

  • @Sakshamm07
    @Sakshamm07 2 месяца назад +6

    Indusind looks good on paper but their website and branch team is quite bad.
    I submitted form for opening account digitally and till date no action is taken.
    Plus their cust care isnt of any use.

  • @Moneypower1666
    @Moneypower1666 2 месяца назад +6

    Agr koi chota dukan daar hai aur presumptive income show krna chahta hai saath hi capital gain b hai share aur mutual fund se toh Kaun sa itr file kre
    Please reply

  • @mrfarukvlog
    @mrfarukvlog День назад +1

    Hdfc bank account hai mera mam… mera PhonePe se kabhi kabhi paise Charge leta 3 Maine me 1500 Already le liya 😢😢

  • @sarojajmera2975
    @sarojajmera2975 2 месяца назад

    Thanks 😊👍 a lot

  • @shadabsiddiqui184
    @shadabsiddiqui184 2 месяца назад +7

    Have heard that SBI now required zero balance Average minumum balance for their savings account, is it true ??

  • @RT-yv7ev
    @RT-yv7ev 2 месяца назад

    staff behaviour branch to branch different hota hai

  • @Ameero_ki_Vichardharaa
    @Ameero_ki_Vichardharaa Месяц назад +8

    Aaj tak mujhe best bank samajh nhi aaya har bank me problems hi problems hai ek bhi best bank ni india me jispe blindly trust kr sako😢😢

    • @nunaiofficial
      @nunaiofficial Месяц назад +2

      Post Office ka Saving ko use Karo

    • @Blesslifeste3
      @Blesslifeste3 11 дней назад +1

      U r ryt sir.... same here 😢

  • @rameshwarsoni5457
    @rameshwarsoni5457 Месяц назад +2

    IDFC is indeed a good bank… much better app then HDFC

  • @user-xt4jn7xu5y
    @user-xt4jn7xu5y 2 месяца назад

    Thank you 😊

  • @gauravgarg8238
    @gauravgarg8238 Месяц назад +1

    IDFC wealth AQB is 5 lakh or 10 lakh pls confirm?

  • @Mandy-gc9zo
    @Mandy-gc9zo 2 месяца назад +7

    My worst experience with Punjab National Bank.

  • @tapadiptobanerjee2284
    @tapadiptobanerjee2284 9 дней назад

    Kya fedral bank mai without video kyc zero balance account use kar sakte hai

  • @krithik.u2029
    @krithik.u2029 Месяц назад

    What about icici campus power for students??

  • @RgbHp-wk7rb
    @RgbHp-wk7rb 2 месяца назад +2

    Ye Kabhi kabhi Mujhe Mugdha Agarwal Ki Tarah Lagti hai😊😊😊

  • @debabrataroy9
    @debabrataroy9 2 месяца назад +4

    Hdfc credit card experience is worst... They send me various offers in credit card but no redeemable and also customer service not connected

  • @gurusgyan597
    @gurusgyan597 2 месяца назад +187

    IDFC bank account khud use kar Rahi hu ❌ IDFC bank ne video sponsor Kia hai ✅

    • @shamantha221b
      @shamantha221b 2 месяца назад +5

      Mera experience actually achcha hai

    • @RajKumar-nv9qk
      @RajKumar-nv9qk Месяц назад +2

      😂

    • @Shahil_69
      @Shahil_69 Месяц назад +4

      Point to be noted😂

    • @fitbhai7
      @fitbhai7 Месяц назад +2

      😂😂😂😂

    • @alphacreator3267
      @alphacreator3267 Месяц назад +9

      I dont agree they have pretty good service i am managing my account from 35 km away from main branch and everything working fine from 1 year

  • @RL-NALLAGAMER
    @RL-NALLAGAMER Месяц назад

    Thanks

  • @PraveenKumar-qu4pd
    @PraveenKumar-qu4pd Месяц назад

    GREAT VIDEO

  • @Apurav-np9zf
    @Apurav-np9zf 2 месяца назад +4

    Another best savings account video 😅

  • @faizankhanfaizu02
    @faizankhanfaizu02 29 дней назад

    One Of The Most Explanation 😁

  • @ACCOUNTSOLOGY
    @ACCOUNTSOLOGY 2 месяца назад +35

    SBI and HDFC are good combination

    • @designer5802
      @designer5802 2 месяца назад

      ​@eNxBe what's benefits kotak compare to HDFC?

    • @Apne-hindi-kahani
      @Apne-hindi-kahani Месяц назад

      HDFC 3rd Class😂

    • @onkar8009
      @onkar8009 8 дней назад

      SBI is worst
      their server gets down at any moment and you cant do upi transactions at that time

  • @mr.vallakavi6632
    @mr.vallakavi6632 Месяц назад

    Iam a big fan for Your content ❤❤❤

  • @hifzurrahaman
    @hifzurrahaman 2 месяца назад +1

    From your video I learn too much. Thank you so much. ❤

  • @Nilxyz666
    @Nilxyz666 2 месяца назад +3

    Abhi k liye to ICICI ka online account opening process band hai. Mere pas initial funding k liye paisa hai... kya baad mai khol sakte hai ICICI 0 balance account 95000 initial funding kar k.

    • @user-ep7fb5ok5u
      @user-ep7fb5ok5u 2 месяца назад

      mat kholo Bhai bekar account hai sirf UPI free h net banking imps neft sab pr charges leta h

    • @XzAnkit
      @XzAnkit 2 месяца назад +1

      Mat kholo mai 50k mab Gold Wala Account use karta hu Koi Matlab nhi Koi benefits nhi hai only fd card mil jata easily bus

    • @Nilxyz666
      @Nilxyz666 2 месяца назад

      @@XzAnkit to bhai kon sa account kholu?
      Indusland mai bhi debit card charges bohot hai...

    • @XzAnkit
      @XzAnkit 2 месяца назад

      Hdfc Ka open karo 25k mab karo debit card charges free best hai account . Other options small finance bank Au Ya more for good interest rate

  • @kishanraj2580
    @kishanraj2580 20 дней назад

    Best salary bank account video please ?

  • @keep703
    @keep703 2 месяца назад

    Nice 👍

  • @sidgupta1957
    @sidgupta1957 2 месяца назад

    With Indusind exclusive saving account you get a free locker for the 1st year only. 2nd year onwards, you get 50% discount

  • @user-zf1nq4wg5h
    @user-zf1nq4wg5h 2 месяца назад

    Mam baccho ke nam se asba k through ipo apply karne k liye konsa bank account sahi hai ,hdfc m asba use karte time pan guardian ka dikhta hai jisse application cancel ho jati hai

  • @mayankkhati1563
    @mayankkhati1563 2 месяца назад

    mam this is season of filing 15g/h kindly make a video on it

    • @bekifaayati
      @bekifaayati  2 месяца назад

      Sure, we will try to cover this in our future videos.

  • @amitm7550
    @amitm7550 2 месяца назад +3

    What about an ICICI zero bank account?

    • @bekifaayati
      @bekifaayati  2 месяца назад

      ruclips.net/video/_sQ4MJKPAUA/видео.htmlsi=CYBcSbR0UjVWlZtR

  • @user-do4jd4wu2t
    @user-do4jd4wu2t 18 дней назад

    can you pl... create a video for opening bank account in BOB with BRO account

  • @amulyapatel9429
    @amulyapatel9429 2 месяца назад

    Hey Team
    Request to please correct on IDFC wealth account
    Limit is not 5 lakh but they have increased it to 25 lakh
    So we need to deposit 25 lakh to convert account to wealth and afterwards if we remove that money then we need to have a salary of 2.5 lakh per month to be credited in that account to continue that as wealth
    Just got confirmed this info yesterday only

  • @rajkumargupta2489
    @rajkumargupta2489 Месяц назад +3

    BOI (Bank of India)
    Me using
    Safe hai

  • @sundarshah2414
    @sundarshah2414 2 месяца назад +2

    better to invest in small fin. banks gives 8 to 9.50 % interest. u being fin. adviser u recommend where investor get more interest in banking sector
    Reply

  • @crizecaprio8390
    @crizecaprio8390 Месяц назад

    I visited idfc bank nearest branch to house and asked them to open future first account to me and in return they refuse to do it and denying the fact it is available.. what should i do now?..pleaze reply if you could

    • @bekifaayati
      @bekifaayati  Месяц назад

      You can complain at RBI ombudsman website regarding this.

  • @ukwale03
    @ukwale03 2 месяца назад +1

    Please make a video for NRE Bank accounts. And my heartfully thank you for making such knowledgeable videos.

    • @bekifaayati
      @bekifaayati  2 месяца назад

      Sure, we will try to cover this in our future videos.

  • @PadmalochanMaharana
    @PadmalochanMaharana 24 дня назад

    BOB BRO Account is a individual savings account.

  • @coderprakash
    @coderprakash Месяц назад +1

    Which is best bank for taking salary account?

  • @karankumarsahani1711
    @karankumarsahani1711 2 месяца назад +1

    Nice information mam

  • @kartikroy3532
    @kartikroy3532 Месяц назад +1

    hi i just turned 18 which bank should i go for? and what type of account?

    • @navneetpatel3135
      @navneetpatel3135 Месяц назад +1

      Exactly.. I have the same issue.. I've found IndusInd Zero balance account n Bank of Baorda to be relevant.. If anyone has any experience or expertise.. Kindly guide us

    • @shravankumar9456
      @shravankumar9456 Месяц назад

      @kartikroy3532 @navneetpatel3135
      Assuming you don't have a steady income yet you should opt for two accounts for now, a zero balance savings with a cheap Rupay debit card in SBI (preferred) or any govt bank like Union etc to keep savings amount you don't want to spend, and a Kotak 811 or Indusind Indie account for daily transactions with a free VISA virtual debit card for places where Rupay doesn't work.

  • @animekhpandey1342
    @animekhpandey1342 2 месяца назад

    I still can't join the Community. It always shows that my IP is blocked. Is anyone else also facing this?

  • @shruteevastrakar1777
    @shruteevastrakar1777 2 месяца назад +1

    I request u to maintain the same pich mam. One word is too loud and the other words are hard to hear😢😢😢

  • @mohithroonwal
    @mohithroonwal Месяц назад +1

    Iss video ke tittle ko IDFC Bank sponsored kyu nahi ghoshit kar dete 😹😹😹

  • @mayurkate2345
    @mayurkate2345 Месяц назад

    Indusind exclusive savings account Vs IDFC First Wealth, which is better ?

    • @bekifaayati
      @bekifaayati  Месяц назад

      We will try to cover this in our future videos.

  • @Swarup59
    @Swarup59 2 месяца назад

    Icici Premium Account ke bareme batou

  • @XzAnkit
    @XzAnkit 2 месяца назад

    Small finance Bank best 😀😀 utkarsh Au

  • @Prathamesh........
    @Prathamesh........ 2 месяца назад +1

    Union bank Union muskan acc is good 0.25 concation on education loan platium debit card provided

  • @Ranjeetkr369
    @Ranjeetkr369 2 месяца назад +3

    हेलो दीदी इतना अंग्रेजी में मत बोलिए , हिन्दी में वीडीओ बनाइए अंग्रेजी सभी को समझ नहीं आता है।

  • @anu1kb179
    @anu1kb179 Месяц назад

    Video mei ek halka background music bhi lagaya Karo
    Video mei internet bana rehta h usse
    And thank you for making such a useful video 🙏

  • @KaiseHelp
    @KaiseHelp 2 месяца назад

    👍👍

  • @cinemaghar-relaxingmusic9073
    @cinemaghar-relaxingmusic9073 2 месяца назад

    Bob doesn't allow new customer to login in their app

  • @barrudgaming1157
    @barrudgaming1157 25 дней назад

    Ma'am can I open account without zero deposit

  • @skofficial2024
    @skofficial2024 Месяц назад +1

    I love u mam❤❤❤

  • @deepakssahoo3934
    @deepakssahoo3934 2 месяца назад +25

    Best and the safest bank of India is STATE BANK OF INDIA. I can deposit blindly all my wealth in this bank . This is the only bank of India where a single penny of your money is safe for life time.

    • @Tips_with_Tech
      @Tips_with_Tech 2 месяца назад +1

      No bro all money is not safe if a bank is corrupted then only 5lakh rupees is refunded in any bank rule by RBI followed by all banks

    • @himanggangwar2930
      @himanggangwar2930 2 месяца назад +1

      Sbse ghatiya bank 🤣🤣

    • @Tips_with_Tech
      @Tips_with_Tech 2 месяца назад

      😅😅

    • @sangramsahoo2574
      @sangramsahoo2574 2 месяца назад

      ​@@himanggangwar2930very true actually

    • @faisalmuneerone
      @faisalmuneerone 2 месяца назад

      SBI duba to baaki bhi koi bankbachega ni😂​@@Tips_with_Tech

  • @deeprajchowdhury6666
    @deeprajchowdhury6666 2 месяца назад +1

    I feel axis priority is good account for someone who has 1 lakh+ salary.

  • @shubhamgarg2001
    @shubhamgarg2001 2 месяца назад

    U guys hv big following…. Nd influence a lot of people…. Nd the info of crackdown you just put at start, only talks about how private sector banks are forging us…. But dont u think, u must hv atleast mentioned ki RBI is acting just like another hinchman for govt. & allowing the govt banks to skirt the laws nd loose hundreds of crores of public money, but pounding the private banks for everything….

  • @piyushdarji9527
    @piyushdarji9527 2 месяца назад

    Hello

  • @TanmoyCo.
    @TanmoyCo. Месяц назад

    Timestamp dena chahiye tha. Pura video dekhne ka man nhi karta h.

  • @gauravchauhan4498
    @gauravchauhan4498 12 дней назад +1

    ❤❤

  • @TechnologySeekho-zb2jd
    @TechnologySeekho-zb2jd 2 месяца назад

    Aapka English Sun Ke Toh Mujhe😢Rone Ka Man Kar Raha Hai Kya Bank Account Open Karu Me😢😢😢

    • @ghoster.1
      @ghoster.1 2 месяца назад

      😂
      Hindi channel par English bolte h

  • @DKsharma-wx2iq
    @DKsharma-wx2iq Месяц назад

    Didi sirf apni dhun me magan hai, samne wale ko kuch smjh aae na aae 😂😂

  • @MdMasud-bh9gj
    @MdMasud-bh9gj 2 месяца назад

    Idfc ka branch & 🏧 dhunte pura din lag ta hai

  • @sunithaworld
    @sunithaworld 2 месяца назад

    SBI, INDUSIND, PNB, BOB

  • @gamingdeep5157
    @gamingdeep5157 3 дня назад

    Didi kotak 25k par 7% ka de rha he

  • @adivyapandey1941
    @adivyapandey1941 2 месяца назад

    What about PNB?

    • @sunithaworld
      @sunithaworld 2 месяца назад

      Good pnb and bob we can do upi with virtual atm card. Virtual card no annual charges

  • @Justahandleyt
    @Justahandleyt 2 месяца назад +1

    Dont ever go for SBI

  • @dmeena92
    @dmeena92 29 дней назад

    SBI first in basket den other

  • @shivamgupta6830
    @shivamgupta6830 2 месяца назад +1

    Sbi hai hi nhi

  • @firedragonroar
    @firedragonroar 17 дней назад

    Idfc me 10L h

  • @NandaGovinda
    @NandaGovinda 2 месяца назад

    AU Zero balance account?

    • @bekifaayati
      @bekifaayati  2 месяца назад

      We will try to cover this in our future videos.

  • @santramsingh4137
    @santramsingh4137 2 месяца назад

    Zero balance kai liya bhi batao

    • @bekifaayati
      @bekifaayati  2 месяца назад

      ruclips.net/video/uDFpFALV9WE/видео.htmlsi=onHXjE50sc10Dr0H

  • @Imsrk968
    @Imsrk968 13 дней назад

    Yhi baat koi Banda bolta toh ykin hota 😂

  • @realmarket7104
    @realmarket7104 2 месяца назад

    Axis mein zero account balance ka koi nahin hai

  • @bulubehera264
    @bulubehera264 24 дня назад

    Axis 0 balance account is better than idfc

  • @user-ri1nh7vy8y
    @user-ri1nh7vy8y 2 месяца назад

    आप अगले आरबीआई गवर्नर हैं

  • @Sahil.1617
    @Sahil.1617 Месяц назад +1

    Pura information dusre youtuber ka copy krke video bna di , kaisi inshaan ho bhi
    Thora to khudse mehnat kr leti...
    Yaha Tak ki dialogue v copy kr li.....

  • @gamingdeep5157
    @gamingdeep5157 3 дня назад

    Me kotak bank us kar rha hu

  • @GunvantJangilwad
    @GunvantJangilwad Месяц назад

    SBI

  • @anirudhajotimondal
    @anirudhajotimondal Месяц назад

    Pnb kaysa hay

  • @salimsadangi3099
    @salimsadangi3099 Месяц назад

    Didi AP to jab Mila tu main ate ho na

  • @ishanmahajan6475
    @ishanmahajan6475 2 месяца назад

    Icici has worst credit cards offer.

  • @SiddhSagarSingh
    @SiddhSagarSingh 2 месяца назад

    NRI k liye best account??

    • @swag_jpg94
      @swag_jpg94 Месяц назад

      NRIs cannot open ordinary bank account in India
      Except
      NRO Account
      NRE Account
      FCNR Account

  • @avigeek
    @avigeek 2 месяца назад +6

    kaash yahi video 2 mahine pehle daal dete

    • @savage3974
      @savage3974 2 месяца назад

      Kya hua Bhai....😢

    • @Danish-kg7mh
      @Danish-kg7mh 2 месяца назад

      Ha bhai 🥹

    • @AkshayKumar2204
      @AkshayKumar2204 7 дней назад

      Tbi to subscribe kr ne ko bolte taki notification aaje 😅 ✌🏻

  • @faizanofficial6535
    @faizanofficial6535 Месяц назад +1

    Tujhe angrez ne pela hai kya