If you've done that well in Canada by age 35, then obviously the country has served you well. Why would you leave? Don't you have any friends or family, or any cultural or historical attachment that would make you want to stay? If not, that's rather sad.
These high net worth numbers are because in Canada real estate is in a bubble, it all just on paper..in terms of liquid assets ppl are broke, and if the real estate bubble pops we will see what ppl's real net worth is
Your logic doesn’t make much sense. If the bubble pops our net worth remains “relative” the same. Renters catch up a bit. Boomers get hurt only if they have to sell for assisted living. I could give two Fs is my house goes down 25%. What difference would that make to my day to day life? None.
@@mobfxtrading Thanks captain obvious. Real estate relative to earnings only matters if you’re getting in or getting out of the market. It makes no difference for those already in the market. Everything’s “on paper” even if you’re hoarding gold.
Worth mentioning the stats you showed are "Household wealth".. So if there are 2+ working people in a house then it's combined net-worth for all of them together. IMO Better to look at individual net worth stats rather than household.
Most "net worth statements" are for a couple, not for a household of say 4 adults who may happen to live in the same household. So if there are 4 adults, say a woman and man and her parents, there would typically be two net worth statements.
I dont believe that...in canada its impossible unless you have a good business. The government takes off too much taxes... impossible...and everything is way more expensive and a lot less get paid than usa.
I taught at a university from 25 to 40, and in 2013, I bought a 2-bed 2-bath condo for $380k. Now it's worth $ 800k. No mortgage, no car debt. Net worth: $1.8M (zero help from parents, who never gave an allowance and was super stingy on everything except themselves)
The top 1% of people in Canada make around $350,000 or more per year. For the rest of us it's a different story. Many people are concerned with what different sectors and jobs pay in Canada. The real question we should be asking is how much a percentage of your income do you keep as disposable income after the essential needs are paid for. In recent years inflation has become a pressing issue for most Canadians. Most do not have even $30,000 cash on hand if something bad happened like a serious illness, injury, or job loss. It is hard to save money aside from a company pension plan (if your lucky to have one). People are broke, living on credit, and often past due on bills. For anyone thinking of moving to Canada, do serious research on variable cost of living in each city. Canada is an expensive place to live, and you will have a hard time saving a significant amount of money.
My MENTAL and PHYSICAL net worth are worth BILLIONS!😊 This channel is awesome! Enjoy your time away, Living In Canada!!😃... but don't be gone too long!... your country needs you!😊🇨🇦
I'm 46, live in Ontario(Oakville). I have 3.3 million in Net worth and collect 14k/month cash flow from investments. To me, net worth is like lungs and cash flow is like the air.
As a Gen X, I was slightly above average. Buy assets young, especially housing and dividend stocks / etfs. Dividend snowballs are better income than being a landlord as rules now don't favour landlords, yes I know. Those who plant a tree early will be in the shade. Those who think it can't be done, well then, it can't be done. Keep up the good work!
or, lock in a nice 5.29% 1 year fixed interest rate the day before inflation figures show significant improvement, as i managed with my crystal ball XD
I agree being a landlord is a waste of money now. Sold a small 1 bedroom condo for 535gs thus year that only brought in 2600/month and people thought that was expensive. 535g mortgage + 500/month condo fees + taxes etc is over 5k a month easy. Why would anyone sig. Up for that
Most Canadians net worth is tied up in an illiquid asset, their primary residence. I'd rather have a 500k condo and a $1.5 million stock portfolio as opposed to a $1.5 million home and a 500k stock portfolio.
2 million networth in Vancouver. No debts, own my condo outright and have a Defined Benefit pension. The key was working in a career that was stable and for long enough to get a nice pension at 57. An inheritance helps too.
Yu lucked out with a defined benefit pension. Defined Contribution seems to be the norm today in 2024, or no pension at all. Owning a home outright also gives peace of mind if anything bad happens, you can sell it and have cash on hand.
@@LivinginCanada So basically it is not really an actual NW coz you don't get dividends out of nor you can sell it like stocks ...coz the comparable houses are all same price too.
early retired , paid 900k for house , no debt, car, 1.2 m in Tesla, Index funds, GICs, wife works still part time , dog, teenager ..... etc worked overseas for many years, reverse culture coming back , arrange own personal pension ... it fluctuates with tesla ... but around 2.9 m ....
0 debts here. Have property in the GTA and investing 6 figures every year. Passive income is about the same as a middle class person's income; all of that gets reinvested. Also, i pay everything in cash.
Yeah it's been tough for Canada...BUT the UK, France, Australia, Japan are doing much worse. Their average incomes and gdp/capitas have not even recovered since 08 crisis. Canada, USA, Germany...weathered recent problems pretty well or AKA soft landing. Obviously, Trudeau could have done much better but it is what it is.
Not sure I buy this one -- How can the average even be as high as you said, when many in their 30s or 40s might have better jobs, but likely are only a few hundred thousand into a 1 to 1.5 million dollar mortgage, plus this isn't factoring in any other debts (cars) or credit card debt they might have. Arguably if the numbers are true, then I guess many are doing better than it would otherwise seem.
This is an important discussion-thank you. I would add that the danger of credit card debt and interest really kills net worth. Once I left QC and ON, my net worth improved due to much lower taxes out west-also key longer term when you consider more capital allowed to compound over time.
This video seems accurate to me. Real estate purchases before the surge in immigration (mid 90s to mid 2010s) have really attributed to net worth. Under 44, they havent really earned enough from their job to have a good net worth. 45-64's surge in net worth is reflective of 2 things.... (1)They bought Mag 7 / tech cheaper. This is not as significant as the 2nd part. (2)people who have owned their houses for 10+ years (They bought those houses for much cheaper than today). 65+ dip in net worth also makes sense. Those ppl arent going to be as aggressive in their investments as 45-64 so they probably didnt get much exposure to tech and Mag 7. As well, since they are older, they probably down sized their homes to smaller homes or condos. So their home didnt gain as much of a gross profit as a 45-64 year old who have more money invested in their primary home.
The only ones I know who did have it good were the baby boomer generation, born during or after WW II. They seem to have a ride during the gravy train years in Canada. Retired with a good pension, bought homes at less than $40,000 and sold them for over $1 million, and live the good life. People in my generation (Gen-X) struggled and will not have it as good as the boomers did. I feel sorry for the Gen-Z and Millennials many of whom will never be able to afford a house.
@@BunnyWatson-k1w I agree Gen X'ers will not have it as good as Boomers. However, I disagree with the notion Gen X'ers struggled. If u bought a house in the GTA before 2015, it was expensive but still affordable. U could buy it and pay it off within 15-30 years depending on ur diligence. And by buying a house early before the excessive surge of immigration, u would have a million dollar nest egg in 2024. I dont know the average cost of a house in GTA in 2024, but I bet it is a million plus. Wages have not gone up that significantly since 2015, but houses have gone up significantly. A million plus is not a price tag u can pay off that easily with current wages.. U cant complain about and expect prices of homes to be the same as the 1940s (85 years ago). With time, everything gets more costly because of inflation. U have to be realistic with ur expectations. But what should be realistic are houses to be priced at an amount that one can eventually be paid off. These current prices are so inflated that the average everyday Joe has no chance to pay them off. And the worse part is these prices are not going to change anytime soon. There is just too much demand for housing and too little supply of housing for the prices to come down.
39 years old, 2 kids, 600k net worth, will retire at 57 with 5k per month from my defined pension plan. I live pay cheque to pay cheque cuz of daycare and a 6k mortgage.
I dont get how these numbers are so high i live off beans and rice live in a total crap hole apartment make 30 and hour and can only save 3k a month, no debt 50k networth in investable assets
Net worth is about 3 million but liquid assets are only about a million. I do have a defined benefit plan that has a commuted value right now of about 600k but will wait until retirement at 54 to draw and it will be ~1.3 million but am taking the lifetime pension option so do not include it in net worth calculations.
Massive unsustainable immigration from lower wage developing nations like China, India, etc is the main cause for unaffordable housing and high rent, wage stagnation, increasing homelessness, and strain on schools, infrastructure, healthcare etc. not to mention high cost of food. It is striking how in my country - New Zealand we have had similar mass immigration and the same issues as a result!! It is also odd how the leaders of both countries tout high immigration as a positive thing for all yet we have both experienced financial strain and a lower quality of life compared to our parent's generation as we compete with migrants who are happy to work for less despite silly "minimum wage" rules, which can be easily avoided!! Half of all Canadians now have less than 5000 canadian dollars in savings!! In New Zealand half of Kiwis have less than 1000nzd in savings!! and Australia (which also has record migration from China, India, and Philippines ) also has half the population with less than 1000 aud in savings. It is obvious that mass immigration may benefit some employers but is harming everyone else !! Canadians ,New Zealanders and Australians need to stand up to their leaders and demand a slowdown in mass immigration!! If the cost of living is lower and there is a shortage of labor rather than an oversupply people will earn more because they are in demand . When this happens people are more likely to have children also because it is easier to do so!!
I like how she says "if you invest only 1000$ a month!" I dont know many people that have1k to spare at the end of the month. I live in Québec and people live above their means on credit very often
My networth is 1.5 million im 53 working same blue collar job for 33 years and counting and Investing in a target date fund for 32 years and Hxq and Hxs and Eqb im on pace to double or triple my assets in 10 years😂
All videos about "household" finances need to be more specific in defining what "household" means. When saying "if you have $10mill...", what is meant by "you"? Single person? Two people? 1.333 persons?
Who is this speaker and what are her credentials? There is a great deal of b.s. in these numbers. Also, why rattle it all of at speed? Is it intentionally meant for the viewer to have no time to process what she is saying? The b.s. and the gattling gun delivery both just hurt my brain. Out.
Hmm 🤔 there's a lot of new graduates trying to get into the workforce and are running deficits every month. There are some realities that are ignored in both the statictics you're taking from the Financial Post and your own script
Only if you look at the average numbers. If you take median figures it's a different story. But well, still, there are a lot of other countries where people are far less wealthy
The good way to live in Canada u must marry by women from middle east then she will give birth every 6 month ×700= 4000 $ evry month It's perfect job then you can fond any extra job = 10.000 per month It's easy....
hi hi 🤍 i love your videos! you’ve given me the courage to think about investing. would you do an in-depth tutorial of the wealth simple platform for beginners like me, if it wasn’t too much trouble? 🙏🤍 have a lovely weekend and thanks for your inspiring videos!
900k zero debt. Aged 35, leaving canada in a few years. Good luck to people who stay! 😀
I have Zero debt , 100 dollars in account..no assets or car ..but a fully paid up masters degree
If you've done that well in Canada by age 35, then obviously the country has served you well. Why would you leave? Don't you have any friends or family, or any cultural or historical attachment that would make you want to stay? If not, that's rather sad.
This guy gets-it!
@@Youtoobe0Guy0Awesome Gets what exactly?
how did you get 900k by 35 ? And Where will you go ?
What if I told you that your housing didn't increase in value, your currency just became worthless.
$460k NW @33 age, zero debt, no real estate yet. Not sure how I'm tracking. Love the video, pls keep up the good work :)
These high net worth numbers are because in Canada real estate is in a bubble, it all just on paper..in terms of liquid assets ppl are broke, and if the real estate bubble pops we will see what ppl's real net worth is
That's the case for many!
Your logic doesn’t make much sense. If the bubble pops our net worth remains “relative” the same. Renters catch up a bit. Boomers get hurt only if they have to sell for assisted living. I could give two Fs is my house goes down 25%. What difference would that make to my day to day life? None.
@@dont_hit_trees if the market crashes your net-worth would drop along with the value of the home.
@@mobfxtrading Thanks captain obvious. Real estate relative to earnings only matters if you’re getting in or getting out of the market. It makes no difference for those already in the market. Everything’s “on paper” even if you’re hoarding gold.
@@mobfxtrading Ahh. I got duped. FKn bots.
Worth mentioning the stats you showed are "Household wealth".. So if there are 2+ working people in a house then it's combined net-worth for all of them together. IMO Better to look at individual net worth stats rather than household.
Most "net worth statements" are for a couple, not for a household of say 4 adults who may happen to live in the same household. So if there are 4 adults, say a woman and man and her parents, there would typically be two net worth statements.
@@ssingh6768 Common law makes you one economic entity in nearly every way.
I almost bought a Victorian style house in downtown Brantford in 2006 for $200 k. That same house would be worth at least $900 k today.
I almost congratulate you for your success. Be patient, your time will come.
In Vancouver , every home owner is a millionaire.
I dont believe that...in canada its impossible unless you have a good business. The government takes off too much taxes... impossible...and everything is way more expensive and a lot less get paid than usa.
I taught at a university from 25 to 40, and in 2013, I bought a 2-bed 2-bath condo for $380k. Now it's worth $ 800k. No mortgage, no car debt. Net worth: $1.8M (zero help from parents, who never gave an allowance and was super stingy on everything except themselves)
The top 1% of people in Canada make around $350,000 or more per year. For the rest of us it's a different story. Many people are concerned with what different sectors and jobs pay in Canada. The real question we should be asking is how much a percentage of your income do you keep as disposable income after the essential needs are paid for. In recent years inflation has become a pressing issue for most Canadians. Most do not have even $30,000 cash on hand if something bad happened like a serious illness, injury, or job loss. It is hard to save money aside from a company pension plan (if your lucky to have one). People are broke, living on credit, and often past due on bills. For anyone thinking of moving to Canada, do serious research on variable cost of living in each city. Canada is an expensive place to live, and you will have a hard time saving a significant amount of money.
Is the $350000 for personal income or household income?
@@DrDoke personal income. sadly
@@pinweee7026I thought $350000 household was a little low to be in the 1%
I'm Gen Z. I work at side hustles and have about $4K in student debt. I'm glad I managed it pretty well.
My MENTAL and PHYSICAL net worth are worth BILLIONS!😊
This channel is awesome!
Enjoy your time away, Living In Canada!!😃... but don't be gone too long!... your country needs you!😊🇨🇦
That's a really good point! There are things that you just can't be valued in money like good health and fulfillment!
I'm 46, live in Ontario(Oakville). I have 3.3 million in Net worth and collect 14k/month cash flow from investments. To me, net worth is like lungs and cash flow is like the air.
As a Gen X, I was slightly above average. Buy assets young, especially housing and dividend stocks / etfs. Dividend snowballs are better income than being a landlord as rules now don't favour landlords, yes I know. Those who plant a tree early will be in the shade. Those who think it can't be done, well then, it can't be done. Keep up the good work!
Thanks!
or, lock in a nice 5.29% 1 year fixed interest rate the day before inflation figures show significant improvement, as i managed with my crystal ball XD
I agree being a landlord is a waste of money now. Sold a small 1 bedroom condo for 535gs thus year that only brought in 2600/month and people thought that was expensive. 535g mortgage + 500/month condo fees + taxes etc is over 5k a month easy. Why would anyone sig. Up for that
Most Canadians net worth is tied up in an illiquid asset, their primary residence. I'd rather have a 500k condo and a $1.5 million stock portfolio as opposed to a $1.5 million home and a 500k stock portfolio.
-$10k at 40 and i own nothing. Cheer.
(yet)!
Stop watching porn hub, probably taste what's stopping ya
@@LivinginCanada- this is a motivating comment
you're ready for agenda 2030
2 million networth in Vancouver. No debts, own my condo outright and have a Defined Benefit pension. The key was working in a career that was stable and for long enough to get a nice pension at 57. An inheritance helps too.
Nice, happy for you!
Yu lucked out with a defined benefit pension. Defined Contribution seems to be the norm today in 2024, or no pension at all. Owning a home outright also gives peace of mind if anything bad happens, you can sell it and have cash on hand.
Those net worth stats are due to homes declared as assets. Hamilton Ontario homes average $1 million so it's not that hard.
That's right, a lot of people's assets are tied up in property. The liquid portion is oftentimes very small.
@@LivinginCanada So basically it is not really an actual NW coz you don't get dividends out of nor you can sell it like stocks ...coz the comparable houses are all same price too.
I really like all your contents here on RUclips. Keep it up.
Glad to hear that!
early retired , paid 900k for house , no debt, car, 1.2 m in Tesla, Index funds, GICs, wife works still part time , dog, teenager ..... etc worked overseas for many years, reverse culture coming back , arrange own personal pension ... it fluctuates with tesla ... but around 2.9 m ....
waiting to see what happens with robotaxi plan demo at 10/10/24
Wow, sounds really awesome! :)
0 debts here. Have property in the GTA and investing 6 figures every year. Passive income is about the same as a middle class person's income; all of that gets reinvested. Also, i pay everything in cash.
Yeah it's been tough for Canada...BUT the UK, France, Australia, Japan are doing much worse. Their average incomes and gdp/capitas have not even recovered since 08 crisis.
Canada, USA, Germany...weathered recent problems pretty well or AKA soft landing. Obviously, Trudeau could have done much better but it is what it is.
Not sure I buy this one -- How can the average even be as high as you said, when many in their 30s or 40s might have better jobs, but likely are only a few hundred thousand into a 1 to 1.5 million dollar mortgage, plus this isn't factoring in any other debts (cars) or credit card debt they might have. Arguably if the numbers are true, then I guess many are doing better than it would otherwise seem.
There's mean average, and there's median. The richy-rich skew mean averages highly. Medians are better comparisons for us non trust fund babies.
This is an important discussion-thank you. I would add that the danger of credit card debt and interest really kills net worth. Once I left QC and ON, my net worth improved due to much lower taxes out west-also key longer term when you consider more capital allowed to compound over time.
1 Million is the new 100k, 100k is the new 50k.
Net equity in the primary residence should be excluded from the calculation of one’s net worth to be realistic.
Just a month ago you said that majority of Canadians had no savings. How this fact correspons with a million dollars average net worth ? 🤔
Assets like a house can be worth 1 M and this person can still have no savings
@@sparkysparky367 I just cannot comprehend this scenario. How does that person pais an insurance, taxes ?
@@sparkysparky367yeah but if you still owe a mortgage of 800k on a 1mil dollar home, doesn’t that mean you have 800k in liability?
@@itsbeiko you are right but if the person has their house paid off then that means they have 1 million in assets not liabilities
This video seems accurate to me. Real estate purchases before the surge in immigration (mid 90s to mid 2010s) have really attributed to net worth.
Under 44, they havent really earned enough from their job to have a good net worth.
45-64's surge in net worth is reflective of 2 things.... (1)They bought Mag 7 / tech cheaper. This is not as significant as the 2nd part. (2)people who have owned their houses for 10+ years (They bought those houses for much cheaper than today).
65+ dip in net worth also makes sense. Those ppl arent going to be as aggressive in their investments as 45-64 so they probably didnt get much exposure to tech and Mag 7. As well, since they are older, they probably down sized their homes to smaller homes or condos. So their home didnt gain as much of a gross profit as a 45-64 year old who have more money invested in their primary home.
The only ones I know who did have it good were the baby boomer generation, born during or after WW II. They seem to have a ride during the gravy train years in Canada. Retired with a good pension, bought homes at less than $40,000 and sold them for over $1 million, and live the good life. People in my generation (Gen-X) struggled and will not have it as good as the boomers did. I feel sorry for the Gen-Z and Millennials many of whom will never be able to afford a house.
@@BunnyWatson-k1w I agree Gen X'ers will not have it as good as Boomers. However, I disagree with the notion Gen X'ers struggled. If u bought a house in the GTA before 2015, it was expensive but still affordable. U could buy it and pay it off within 15-30 years depending on ur diligence. And by buying a house early before the excessive surge of immigration, u would have a million dollar nest egg in 2024. I dont know the average cost of a house in GTA in 2024, but I bet it is a million plus. Wages have not gone up that significantly since 2015, but houses have gone up significantly. A million plus is not a price tag u can pay off that easily with current wages..
U cant complain about and expect prices of homes to be the same as the 1940s (85 years ago). With time, everything gets more costly because of inflation. U have to be realistic with ur expectations. But what should be realistic are houses to be priced at an amount that one can eventually be paid off. These current prices are so inflated that the average everyday Joe has no chance to pay them off. And the worse part is these prices are not going to change anytime soon. There is just too much demand for housing and too little supply of housing for the prices to come down.
39 years old, 2 kids, 600k net worth, will retire at 57 with 5k per month from my defined pension plan. I live pay cheque to pay cheque cuz of daycare and a 6k mortgage.
So your net worth is your house... canada is great isn't it 😅
I dont get how these numbers are so high i live off beans and rice live in a total crap hole apartment make 30 and hour and can only save 3k a month, no debt 50k networth in investable assets
Net worth is about 3 million but liquid assets are only about a million. I do have a defined benefit plan that has a commuted value right now of about 600k but will wait until retirement at 54 to draw and it will be ~1.3 million but am taking the lifetime pension option so do not include it in net worth calculations.
Average is heavily biased by outliers. You need to compare the median to the average. If they are greatly different then you have outlier bias.
Massive unsustainable immigration from lower wage developing nations like China, India, etc is the main cause for unaffordable housing and high rent, wage stagnation, increasing homelessness, and strain on schools, infrastructure, healthcare etc. not to mention high cost of food. It is striking how in my country - New Zealand we have had similar mass immigration and the same issues as a result!! It is also odd how the leaders of both countries tout high immigration as a positive thing for all yet we have both experienced financial strain and a lower quality of life compared to our parent's generation as we compete with migrants who are happy to work for less despite silly "minimum wage" rules, which can be easily avoided!!
Half of all Canadians now have less than 5000 canadian dollars in savings!! In New Zealand half of Kiwis have less than 1000nzd in savings!! and Australia (which also has record migration from China, India, and Philippines ) also has half the population with less than 1000 aud in savings.
It is obvious that mass immigration may benefit some employers but is harming everyone else !! Canadians ,New Zealanders and Australians need to stand up to their leaders and demand a slowdown in mass immigration!! If the cost of living is lower and there is a shortage of labor rather than an oversupply people will earn more because they are in demand . When this happens people are more likely to have children also because it is easier to do so!!
Nice! Proud Canadian ❤
I like how she says "if you invest only 1000$ a month!" I dont know many people that have1k to spare at the end of the month. I live in Québec and people live above their means on credit very often
That looks like an easy fix.
You put it in the beginning of the month and make do with the rest.
If you can’t save 1000 a month you are looking at a world of pain.
My networth is 1.5 million im 53 working same blue collar job for 33 years and counting and Investing in a target date fund for 32 years and Hxq and Hxs and Eqb im on pace to double or triple my assets in 10 years😂
The market naturally would double your portfolio every 7 years in an etf. Stay away from mutual funds.
Nice!
oh, are you kidding? net worth under 35 is just $48,800 in 2019?
I can't relate to this, I don't have a house!
I guess i'll be in the gutter then!!!
Those numbers indicate there are way more more old people than young people in the country. 🤣
All videos about "household" finances need to be more specific in defining what "household" means. When saying "if you have $10mill...", what is meant by "you"? Single person? Two people? 1.333 persons?
Who is this speaker and what are her credentials? There is a great deal of b.s. in these numbers. Also, why rattle it all of at speed? Is it intentionally meant for the viewer to have no time to process what she is saying? The b.s. and the gattling gun delivery both just hurt my brain. Out.
Came back to say I just watched Brittany Morgan’s video on the same subject. Her presentation is Canadian, and much more realistic.
The currency has been devalued because of real estate. Highly distorted economy. Canada is a sinking ship.
I don't believe this. It's only the home owners and not everyone have a home.
something like 67% of Canadians own their own home.
@@alanj9978hard to believe
those median vs averages are disgusting... just goes to show how bad inequality is right now
Hmm 🤔 there's a lot of new graduates trying to get into the workforce and are running deficits every month. There are some realities that are ignored in both the statictics you're taking from the Financial Post and your own script
You're free to add any other insightful information you have!
A million in CDN Pasco isn't much.
Millennial with 50K savings, what did I do wrong?
I worth 950 dollars, Just arrived a month ago :/
that 1 million might be the mean, not the median.
damn...
look at all those bawlers i the comment section
The beauty of compound interest 😂
Really, really!
Im assuming these numbers are based on Toronto and Vancouver only 😂
Why do i have this feeling these stats isnt for single folks who rent😂.
bet most of these "millionaires' don't feel rich
Ya.
40 k debt, holding 3 bitcoin, polygon and solana🙂
Real 4.2
$2.5 million on paper here.
My net worth is around $500K, I immigrated to Canada 15 years ago.
-100k age 32
just put away 1000$ a month...smh 🤦🏽♂️
so Canadians seem wealthy seeing these numbers... why do they complain all the time
Only if you look at the average numbers. If you take median figures it's a different story. But well, still, there are a lot of other countries where people are far less wealthy
The good way to live in Canada u must marry by women from middle east then she will give birth every 6 month ×700= 4000 $ evry month
It's perfect job then you can fond any extra job = 10.000 per month
It's easy....
first
Welcome!
Why you showing US $
hi hi 🤍 i love your videos! you’ve given me the courage to think about investing.
would you do an in-depth tutorial of the wealth simple platform for beginners like me, if it wasn’t too much trouble? 🙏🤍 have a lovely weekend and thanks for your inspiring videos!