Are We Wrong About Retiring Early - Health Issues
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- Опубликовано: 12 май 2024
- We may have had retirement wrong all this time, let's work out what the research says about early retirement or indeed retirement in general. We have a discussion about the pros and cons. Let’s look at the research and see what it says about retiring early from the workforce and see what the consequences could be, is retiring early a death sentence.
Are we wrong retiring early does it shorten your life expectancy, or as others say does release the stress of working.
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Semi-retired, work about 12 hours a week, much healthier walk 60 to 90 minutes daily....morning, afternoon, and early evening walks. Much healthier, lost weight, eat healthier.....made exercise a priority. Less stress a big factor. Enjoy your channel!
Thank you glad you enjoy our channel have a great weekend Cheers 🍻🙂☕️
Exercise is a priority for me as well. Yoga, dancing, walking. It makes a huge difference!
That is a brilliant plan, keeping busy in retirement is so wonderful!
Retired at 58. Immediately felt reduced stress. Healthier active lifestyle and dining habits. Studied and passed real estate and pilots certifications. That is in just the first year. Key is to stay active and curious. Can't wait until we can begin traveling
I wish I COULD have retired sooner but 2008 hurt.
In the last five years of my employment (55 - 60 years old), I was in my worst health. I was stressed, eating terrible, out of shape, and not sleeping well. I've dedicated the past two years to regaining my health. Now, at 62, I feel great. I wake up at 6am daily, exercise, and eat healthy. It is possible to improve your health. 🌟
Thanks for sharing Ann 🙂🌺
same and agree thanks for sharing feel much better now than 10 to 15 years ago
I think early retirement is a great gift. My hypertension went down and I feel free. I left teaching after 32 years at 58 and couldn't be happier. I believe the elite want us to die working to death. Just listen to those greedy CEOs .
Teaching can be a high stress occupation Johnny and after 32 years you deserve your retirement. Hope you are keeping well at the moment.
Absolutely! The wealthy business owners must always be shocked to learn that someone actually lived below their means, saved, invested, and RETIRED without the need for them anymore. They must have a metric as to what percentage of their workforce is doing this.
They are trying to brainwash Americans into working longer until dropping dead, and never collecting SS or pensions.
Totally agree. I teach too (university) and it has its rewards, but is highly stressful. Looking forward to retirement later this year.
Teaching and education is extremely stressful. So many of my colleagues are leaving early. I am retiring at 61 . One month to go! DONE!
Old age as a single person vs a couple can be very different. We are lucky, and I can't even imagine spending most of my time alone. Worth a video
I retired at 56. Early retirement is only bad for you if you do not take care of yourself physically, mentally and emotionally. Lack of self care occurs at all ages.
Have a great weekend Cheers 🍻🙂
Sold our house, moved into a new apartment building. Swimming daily, getting in better shape, playing other couples in billiards and each week the guys get together to shoot some games. Having more fun socializing than We have had for years all of whom sold their homes and retired here. The house gave us more money than we ever dreamed of. Going on a 14 day Alaskan cruise soon and a 28 day tour of Europe. Love, love, love, retirement.
That is awesome 👏 we so understand how you feel it’s great living in an apartment and investing the money 💰 gives a great feeling enjoy your trips Cheers 🍷🙂🍻
sounds great...sold our house too....got some comments from others....but glad we did no repairs, maintenance, rising HOA and PT
If the only purpose in life is going to work...... You need to reevaluate your life whatever your age.....😀
I should add. I know this to be true because for a period of years I was that person…..
Very interesting Kevin ☕️🍻
I finally retired at 62 and I am very busy. I play pickleball, strength train, swim, and walk every day with a group of friends. I also house sit whenever I feel like traveling. Read books, attend lectures and concerts, study interior design, try new recipes. I'm happier now than ever. Divorced during the pandemic and love my freedom and peaceful life. There is no reason to be bored or unhealthy at this stage of life!!
Sounds great Yvonne we are so happy for you that things have worked out 🍷🌺🙂
@yvonnebertrand3731 ..hi there am interested in finding more info about house sit. Are you a member of a group or could you direct me to a Web link..much appreciated
@@faygallagher8425 The company I am a member of is called Trusted Housesitters.
@@faygallagher8425 I am a member of Trusted Housesitters.
Often statistics are misinterpreted. Some people who retire early may be doing so because of ill health. This may cause people to think that early retirement caused the ill health. That's why Mark Twain is quoted as saying, "There are three kinds of lies: lies, damned lies, and statistics.”
I was thinking the same thing. Many who retire early either have health issues or have had very physical jobs.
Oh my goodness. I retired at 62. I couldn’t stand working any longer. I figured for every year I worked the stress was taking two or three years off my life.
Wonderful so pleased for you 🍷🙂
Are you a USA American? I ask because, so am I. I work for a company based in Sweden. The people there that present global finance meetings seem so relaxed on camera. NO STRESS whatsoever. But people in the USA are so chingado!
Hey 👋 Norm & Tina!
Tina, you just defined the first 3 years of my retirement! There was nothing better in my mind than reclining on the LaZBoy chair, and snacking all day! Dozing off, waking up, dozing off again. Not only that, I would eat Hungry Man dinners, hotdogs, and artery clogging sweets! It was great!!🎉- until my wife told me to stop wasting my life, my talents. She said to get off the couch, stop it with that disgusting processed food, that junk food, and go get painting 🎨! And so 20 plein air paintings later, I’m loving my new found activity! I left the computer and employers behind. I still snack too much, but in my mind I’m active, my interests have grown as a retiree, and RUclips(all y’all) is a treasure of encouragement!
You are too funny 😂😂Eric but we can picture you eating all that ! sounds like painting has inspired you to a way better picture of life glad you listened to your wife ! Cheers
🇺🇸🎨🇨🇦🍻🙂
Not yet retired at 62, but looking forward to it…I never get bored on my own, or worry about things to do. Even without major travel, etc. I can’t wait to retire around 64/65! Thanks for your videos! You two are such a cute couple!!!! 🥰 So much love between you.
We are glad you are looking forward to your retirement, we love being retired so glad we did do it early had some great trips in our first couple of years . We are never short of things to do either Cheers 🍻🙂
If I have to give up a few years living in exchange to not having to go to a soul-sucking job, then I'm happy to take that chance (and I don't say that lightly at my age and in my state of ever declining health). I retired a few years ago at age 63; I've never been sorry for even one second. Did I have a plan? Nope, not really. Watching the paint peel off the wall works for me as long as I don't have to go to work. I spent 43 years dragging myself off to one dreary job or another; I've done my time. I go to the gym a little more often now and I don't have to rush through my workouts in order to get to dreayjobland on time. I'm not worried about keeping my mind supple. Perhaps, I should be....but....whatever.
I guess if one actually likes working, they should keep doing it; but that wasn't me. Love your videos!
Glad you are enjoying our videos 🍷🙂
I too was a sales agent for years. I retired 6 years ago at 65. I stopped eating all those processed foods, lost a bunch of weight, I go to the gym 6 days a week, and my health is far better than it was the last few decades. Some of my closest, and many friends who did not watch their weight or diet are sadly no longer with us. Their absence has taught me a lot. My lifestyle really helps my quality of life. Basically, I never felt better. I make a point of buddying up with like minded active seniors who also take care of themselves. This formula works for me. Good channel you got there!
We are very happy for you 🙂 also glad you enjoy our channel Cheers 🍻🙂
Agree staying fit and active is key
Tx for the great vids. I retired a year and a half ago after working for 48 years. I still have weekly bad dreams, really bad dreams, about work. I hope they end someday. I started working at age 18, retired when I turned 66. I'm so thankful I lived long enough to retire. Now that I'm home full-time I am decluttering and fixing things around the little condo I've owned for 30 years. It's exhausting but so rewarding. Every day of the drudgery of work was worth it, now that I'm enjoying the tranquility and solitude of retirement. I've been watching your vids for a long time and am happy for you, having each other. Bless.
Thank you for a lovely start to my day. Semi-retirement has been ideal for me. So much less stress, better sleep, weight is down about 10 lbs. I think if people sit in front of TV for hours and hours, you're going to be less than you could be. Now, time for a daily walk and a trip to the library and a walk through a local festival. Cheers!
You are so welcome! have a great weekend Sara Cheers 🍷🙂
I've been reading classic books. I hope it helps the brain.
Great advice. I retired early and no regrets. Learned to sew, more bicycle rides, talking with friends and some traveling.
Sounds like you are also enjoying a great retirement Rosalind have a wonderful weekend Cheers 🍷🙂
Retired 3 weeks before I hit 61. It’s taken me almost 2 years to decompress from a stressful job and get a grip on who I am and what to do. My wife retires in 2 months. Thanks for the insights.
Your welcome 🍷🙂
Loving my early retirement! No more toxic work environment! If it takes a couple of years off the final number of years, oh well. Enjoying every day in the meantime! ❤
PS you say chocolate and a 24 of beer like it’s a bad thing!?! Thats a lot of unnecessary negativity for one video! 😂😂😂
You got this! we are loving it too Carole Cheers 🍷🙂
🍫 🍻🙂
I retired at age 57 and now I am 74.
I left a job I didn't like and there certainly were some stressors. Like transitions and the Great Recession!
But it all worked out. I am active, happy and healthy. So glad I did it.
Thanks so much for sharing your experience and debunking this myth.
Many people work at jobs that are either so dull, or so stressful that they are mind-numbing... and they have little time and energy to tackle pursuing hobbies, travel, new things, or work on improving their health... curiously, when people are asked "Tell me about yourself" most often the first reply is where they work and what they do there. Our culture in the US anyway, mostly equates our value with how much money we make. We need to learn to think of our value as human beings as much more than our work and define ourselves differently.
I'm retired and often go to RUclips channels (like this one!) for mental stimulation, amusement and new ideas- you can learn so much and the possibilities are pretty endless if you choose your videos with care.
That's one big advantage we have these days that we never used to have, though I still believe in reading lots of books too..
Thank you so much for your "work" in making these wonderful videos, and I love the chemistry you two have, good indeed!
Your very welcome glad you enjoy them Cheers 🙂🌺
Agree with your comments. At 76, i am too old and crippled to travel, and it would be no fun being single anyways, and what about the cost of health insurance. So i am still farming full time: just got in at 9:30 pm after a full day (14 hours) of seeding barley, and about to eat supper. If i retired, would just end up eating too much and get too fat. Hats off to those who retired in good physical shape and are enjoying their travels.
It’s always useful to listen to people who’ve “been there done that”. Thank you
Great topic guys. I retired a little over 3 years ago at 58 from a high stress job (RCMP) and it was a great decision. People around me commented often after how I looked better and much less stressful. I feel good for most part and do not miss it one bit. Cheers.
That’s awesome Matt we love being retired too 🍻🙂
Me too! Only been out 6 months and slowly adjusting!!! 52 this year and so glad I left the stress! Cheers from the East.
My job as a management consultant involved traveling every week to client sites, flights and driving. Flight delays/cancelations were very stressful; four days a week eating (unhealthy) food in restaurants. Plus missed the time with the kids/family. I am sure that would lead to shortening of life. Now, as a fully retired person, I do everything at my own pace; traveling for fun and no more eating out, only home cooked meals, but kids are out of the house though.
Thanks for sharing! sounds wonderful Suleman 🍷🙂🍻
There are lots of free things to do- exercise/dance with videos on the web (we are all paying high prices for internet anyways 😉) and going for walks. Volunteering at a food bank/pantry, etc. I drink black instant coffee while watching RUclips, and that is cheap. Good luck to us all 😄.
Free is always good 👍
Unfortunately some people really think that the only real reason to live is to go to work, and have no clue what to do if retiring..... fortunately, you have proven them wrong, and through your videos, shown that life can indeed be something other than just work..... great inspiration, keep up the great videos coming :-)
Thank you Paul Cheers 🍻🙂
Like you we have thrived since retiring 24 years ago. We feel healthier and more engaged in our mid to late 70's thanks to making the most of our retirement. We have enjoyed multiple adventures from exploring the eastern coast of the U.S. and the Bahamas on our sailboat, to spending 3 to 6 months traveling to warmer climates, more recently in Portugal.
That’s wonderful to hear Ernie, we believe travel and staying interested and keeping relevant helps quality of retirement, you are proof of that. Thanks for sharing your experience.
From what I've seen these studies usually don't take into account people that retire due to health issues. Obviously if you retire early because you have a serious illness (say cancer or organ failure or some kind) that is going to impact your post retirement longevity.
Otherwise I think you are right that having a successful retirement is staying engaged and widening your social circle. We are such as "nose to the grindstone" culture that it can seem overwhelming to participate in society outside of a work environment. There's a whole world out there and don't pass on joining your local senior's centre, it's not just a bunch of people using walkers and playing cards. In my experience senior's centres are hubs for all kinds of activities, from hiking clubs to foreign language instruction.
Great comment David thanks for sharing we hope you have a wonderful weekend Cheers 🍻🙂
I joined my husband in retirement at age 53. I struggled with my health before I retired and retirement has given me time to devote to my health.
Thanks Lily
I retired early from stress filled employment but I did enjoy many aspects of the work and took a couple years for me to feel comfortable in retirement. Having said this I do have a pension and investments so I’m okay financially. I’ve now got so busy I need to think about all the things I do and not stress myself out trying to do too much. I indoor rock climb, do a HIIT workout 4 times per week, left weights, bike and walk plus help out with my grandchildren and spend time with friends and family. And try to keep up with my RUclips channel. I mostly get to do the things I enjoy 😊
I retired my business several years ago and hubby is retiring next week. Most of our friends are still working. We're excited but also nervous. This is so helpful. Thank you!
You are welcome glad you enjoyed it all the best for your future now hubby will be also retired 🍷🙂🍻
What my husband and I say is retirement is something to celebrate but not every day is a celebration. You can't act like you are on holiday every day. You have to have things to keep you engaged. We recently downsized to a townhome in a neighbourhood that has a lot of people our age. We are finding ourselves so much more engaged than we were in our former town. We are studying spanish which we use when we travel. And we joined the Y to keep fit. Great video!
Sounds like a great plan that’s worked for you both Cheers 🍷🙂🍻
Great comments Oakville
Hoping to retire this June. My sister in law gave me some great advice: retire to something. I anticipate that at least for the first year, my focus will be regaining my health by reestablishing a daily exercise and meditation practices,and performing the Swedish Death Cleaning (27 years of raing day projects). While that's going on, I'll want to be planning some trips.
Be well and continue having grand adventures 😊
LOL at the Swedish Death Cleaning! SO true. It's one of the reasons I may NOT retire this June!
I feel blessed to be retired. Stress is greatly reduced, I've lost weight, and my blood pressure is down. My husband and I keep busy. Everyone told us we would be bored which could not be further from the truth.
I recently found that China age for retirement is 60 for men and 55 for female civil servants and 50 for female worker. I would like that early option .
Hi again Norm, Tina, another great video, and good to hear you pickup the Canadian colloquial, 2, 4. Thanks again, and keep these videos coming
Saturday lunch with Tina and Norm! Gratitude is key to happiness!
It’s so good to have you here!
The research isn't separating out the people who retire early BECAUSE of poor health. People in great health can work longer if they choose to do so. Correlation isn't causation.
True!
Thanks for encouraging us to be active and not make us feel we're doomed to declining mentally for having retired.
Thank you for this video. I retired early, in my mid 50’s. You’re absolutely right, you have to have plan and you have to stay active and engaged. I’ve always liked running, so I joined a running club and it’s a great way to stay active and social. I’m also about to start painting.
You are so welcome! 🙂
Hi Tina and Norm, I like the fact that you don't shy away from difficult topics, I think there is a lesson there. I a believe I am in the best situation. My wife retired at the end of 2022 and I continue to work 3 days a week. We budget so we spend 3 months in the Caribbean in the Winter which I am fortunate enough to be able to take off. Keep up the really good work.❤
Sounds like you are enjoying your time together which is awesome, we do like to talk about different topics to try and help others and it’s great to discuss with our community on our channel Cheers 🍷🙂🍻
Hi N & T....another good video with a lot of great comments from listeners. Im not sure (could be a topic for another video) men vs women on what time is best for retirement. My hubby said at 60 he was going to retire and he did. At one time I thot of the advert Freedom 55 and I had dreams of retiring at 55. That all changed when I was made redundant at 51 after our company was sold and new company axed jobs. But like the saying goes when one door shuts another door opens and a change in career, a new country to live was the best for me, however, it did mean leaving friends and family behind. 18 years later we are in Canada both retired. I retired at 68, could have left earlier but I loved my job so made it a no brainer to stay working till we moved back to Canada. Circumstances for retiring later can be for a number of reasons. Wishing you both and all your viewers health and happiness and a whole lot of fun in retirement years ❤
Thank you. Great topic!
Your welcome glad you enjoyed it 🍻🙂☕️
Thank you for your conversations. I enjoy hearing what you have to say.
That is very kind of you John, thank you.
Much appreciated. Thank you.
Very welcome 🙂
I think over the years my driving/navigating ability has declined mostly due to increased dependence on GPS/sat nav and not using printed maps or my noggin' to remember my way by turning at the third starbucks on the right or the 4th tim hortons on the left, then going 2 miles past the car wash with free vacuums, over the little one lane bridge to get to my destination.
Isn’t that the truth Mark 😂we have done many many trips over the years 🚗 with old fashioned maps 🍻🙂
Early retirement due to various medical conditions, metabolic syndrome etc equals a poor prognosis for a long life. Some souls are unfortunate with predisposed genetic health issues and others sacrifice their health working in health hazard environments and others chose to live unhealthy lifestyles that reduce their life expectancy. At 76 years of age I am very grateful for the blessings of good physical and mental health and realize that life is a gift not to be wasted. Play, party, travel, explore, have fun with friends and family.
Thanks for sharing George 🍻🙂
I can finally see the light up ahead at the end of my tunnel … after close to 52+ (in total) years of steady work, the last 45 or so of which is in a high stress/fast paced legal environment, my plan is to pack it in at the end of the year. I’m looking forward to more personal freedom and time to do what I want, when I want and to start my day without burden, stress or sense of responsibility for other people’s decisions hanging over me but that said, I am nervous of time dragging and not having “enough” to keep me occupied! 😢 Great topic of discussion, thanks for sharing!! ❤😅
Your very welcome glad you enjoyed it 🍷🙂
Great video and good advice - keep an active mind and an active body and have a plan.
My wife and go on walks and garden together and have hobbies, and have joined a garden club (a social outlet) as part of that transition into our retirement, and we have a group of retired and also younger friends we go for coffee with weekly and have dinner regularly with. And I meet a retired friend every friday for a beer at the local microbrew pub. Easing into early retirement now (work 2 days a week) and fully retired later this year - already seeing the stress fall away and the health benefits that brings. I get to choose what I do each day, not my manager at work or his boss and not a slave to the incessant work emails. Frankly, my doctors advised me to retire early as my job was destroying my health. Everyone's a little different regarding retirement, but as Norm says in the video, some of us just know when its the right time to retire.
I hadn't seen any of your new videos in about a year (work/life gets busy) but I wanted to let you know that your video quality has improved greatly and it's wonderful to see!
I'm a bit more than a decade younger than you but I started watching so that I might learn now what lessons/wisdom you have to teach. I value the knowledge and stories that our elders have to share and enjoy listening and learning. I've learned quite a bit and am grateful to you both, Thank You! ❤
Wow, thank you! hope you can learn some helpful tips and glad you think we have improved 😂😂Cheers 🍻🙂
Thank you great topic 🥰
You are so welcome Maria!
I retired "early" at age 65 from a profession, to take care of my parents for the past ten years. It was an honor and a privilege, with both stress and joy. I would do it again, but now I face my "second retirement" and the same issue you discuss of losing one's identity has to be faced again. My identity was as a "caregiver" ,now it is gone. All retirements are not going off to play shuffleboard on a cruise ship, they can be complex and multi staged. I appreciate your candor in addressing this subject. You are right, one needs to work through the loss of identity and find new interests, and it can be very difficult for the best of us, but we try. Reading. helps. I am working through Mark Twain at the moment. Cheers.
Thank you for sharing your experience, we wish you well with your “second” retirement.
you 2 are fabulous -- like a reliable source -- government or a decent newspaper -- editors - your fans lvoe you so much : the youngs and the retired ones. Come up with issues we are ignorant about...
Thanks so much glad you enjoy them 🙂
This is a very important topic that you bring up! I've also heard the statistics about early retirement. I'm in a little different situation because I was forced onto a medical leave when I was not quite 50 years old, so I had a forced retirement. I'm a registered nurse and worked full-time in a hospital for 26 years. As you probably know it's an very stressful job with a lot of responsibility, and it's requires a lot of education and skill to obtain and keep your license,.Even though I had a less stressful job for many years before I left, there was a huge sense of loss and feeling unwanted and unneeded because I had to leave due to my medical issues. I tried my best to continue working but in the end they didn't give me a choice. Also, at the time I didn't know exactly but my husband was in the last year of his life having had cancer and another serious illness, and after he died I felt like my whole world fell apart even more than it already had. Thankfully my mother lives with me and she was very supportive and I found other things to keep busy with my pets and my home, and I also turned to God! I think without my faith and believing that He was looking after me I would not have made it. I highly recommend evaluating your faith life and finding out what God wants you to do in your latter years, whether it's moving to a new location or spending more time with your family,, or volunteering to help people in need or homeless pets. Even driving elderly people to doctors appointments and the grocery store, which I actually did for about a year. Anything that gives you a purpose and makes you feel that you're being used for good is going to help your life and help your retirement to be as enjoyable as possible ❤
You two always have great advice...love from Brighton Ont.
Our pleasure! thanks for watching 🍷🙂
As a disabled senior, I am actually thinking about taking advantage of senior programs that Universities offer. More specifically, I am looking into York Univerity’s online law program since the tuition is waived for seniors. There are many other programs at different institutes or taking a night class can keep the mind sharp. Something to think about.
Thanks for reminding us about what the universities have to offer a law program for Free is very cool Cheers 🍷🙂🍻
Good advice Norm and Tina - do your preparation. Retiring to an active adult village was a great move for us. Lots of social activities, if we want them and plenty of exercise opportunities that are keeping us busy and fit. We RV 3 months a year in Spring and Fall and living in a turnkey condo makes that worry free. Learning new things, volunteering and trying new hobbies has really expanded our horizons - but working part time could do that too. Talking about it all beforehand and being open and honest with each other was essential for us.
Totally agree Susan 🍷🙂
Good point this time. I am happy that you are reading critical reviews( mine including:-) semiretirement is a winner
Plenty of time for travel and being with you family and at the same time: income for luxury travel/ vacation that I would Never could afford in retirement
Traveling to Tahiti, going to Africa safari and such
Also if you love your job: plenty of meaningful social interaction
Could not be better!
So glad semi -retirement is working for you Cheers 🍷🙂🍻
I retired early, age 60 with reduced pension 14 years ago. If I hadn't I would have died of stress 2 or so years later. Up to then work was challenging but interesting ..,it was time. Money was tighter than I would have liked but better than being 6 feet under. Keeping busy was never a problem, always lots to, including travel. Would like to reduce the pace a little though. Love your you tube channel.
Hi Tina and Norm, love your channel! I'm a new subscriber. My husband and myself decided to retire early at the end of last year (I'm 59 he's 61), due to stress and health declining from work. My job as a mental health counselor was extremely stressful, and my hubby was an electrician all his life and his body couldn't take the physical aspects of the job anymore. We crunched the numbers, plus I had been watching your videos and knew we could do it with what we had in savings and retirement 401k's. We are sooooo glad we did it, as it's a slippery slope to get your health back on track if you keep pushing yourself. We live in US and will be collecting SS at 65, so that's an added bonus. My hubby got VA disability recently so we don't have to pay for health insurance for him, a big relief. So far we are just lazing around, and getting lots of much needed rest. A lifetime of working needs some time to recoup. We do love our time together though and are glad we took the leap. Cheers for the lovely videos.
That’s wonderful Sharon Congratulations 🥳 on both your retirements ( we were 58 and 60 ) and welcome to our channel Cheers 🇺🇸🍷🍻🇨🇦🙂
Good topic.
My hubby enjoys his work, has taken a step down, so he is not pressured and works from home, which means "home" can be anywhere. We can stay at our base, or pack the laptop and off we go. I have my crafts, exercise and investment interests, which are not tied to a location.
I think the secret is to keep the mind and body, not just active, but stretched as well. And keep away from those that use age as an excuse not to do things.
We agree glad you enjoyed it Mandy Cheers 🍷🙂
Howdy Tina, Norm,
We're getting closer to pulling the plug.
- good topic
- good video & sound
~ Ben from Vancouver ISLAND
That’s awesome to hear Ben ! we are glad you enjoyed the video have a great weekend Cheers 🍻🙂🍷
I think early retirement isn't for everyone. I think it depends a lot on what kind of work you do and what kind of activities you enjoy outside is work. I have a friend who's a bit older than me who still works in private practice as a therapist. She loves her job and has no real hobbies other than traveling. I was a social worker and then a teacher for a combined 38 years. I retired at 61. I was worn out and stressed out. I couldn't wait to retire and was willing to make whatever financial sacrifice I had to to be done. I'm an avid quilter and sewist, so I really looked forward to spending more time in my sewing room. In spite of all that, the first year was still a big adjustment and I had high anxiety and panic attacks. No idea why. But now I've hit my stride and I love it. I work out more often, I've lost weight, and occasionally I substitute teach for some extra money. I joined a book club and started going back to church. I meditate, ride my bike, read books, cook, and I rescued an adorable little dog. I love my life. In fact, I finally feel like I HAVE a life. ❤ retirement is awesome!
So happy to hear this we are very happy for you 🙂🍷
I found it beneficial to go from full-time at 44 to 20 hours a week until 50 and then six hours a week until 56.
My thoughts are retirement is wonderful. Like you both I was in Sales and found it stressful. Love your message very balanced ❤
Our pleasure! have a great weekend Cheers 🍻🙂
Work on the videos has been very successful. The lighting sound and content are excellent. 👏
Thanks so much Richard we are always looking to improve and learn have a great weekend Cheers 🍻🙂
Very interesting topic this one for sure.
I can certainly vouch for the stress disappearing when work ended but then I'm also guilty of spending too much time in front of a screen as well but I'm working on it.
It's so easy to just watch the days drift by without really noticing imo. I can't believe that it's nearly 4 years since I left the workforce or even that we're basically a third of the way through this year.
As you said if you retire to just sit and look at 4 walls or can't afford to do much then it's not hard to believe that things will deteriorate.
At one point we talked about downsizing but then I realized that doing things around here is the perfect thing to keep me moving. I've got a garden bed to set up for this years Garlic crop, some fallen branches to turn into firewood, I have to help out a neighbour pruning our border hedge and repair a bit of furniture for our other neighbour who is away atm.
Great topic and well handled imo.
Enough talk so time to go and do some stuff.
Have a great weekend Cheers 🍷🙂🍻
Great video! 😊 some very good insights on where retirement can go wrong and where you can make sure it goes right! I’m a content creator myself and it’s keeping me quite busy, but I’m also working with veterans facilitating an Operational Stress Injury support group. This has made retirement a lot more enjoyable. Now my wife immigrated from Great Britain in 1982 and has not gotten her Canadian citizenship yet. That’s the only drawback I have because I’d love to travel with her. By the time she gets your citizenship and passport, I’ll be in my mid 70s.
Sorry to hear that we were told that as soon as you can apply for Canadian citizenship which we did after 6 years from 1992 . Wonder why she hasn’t got it 🤔 hope she gets it soon Cheers 🍻🙂
Such a great topic guys ! Thanks for making this drizzly weekend a lot brighter. Getting on the exercise bike and throwing away the potato chips now !
Glad you enjoyed it! yes Stephen waiting for the rain ☔️ to stop and this forecast of great sunshine 🌞 to come , first drink 🍺 out on the balcony yesterday it was beautiful 🙂🍻
Me too
Cheers 🍷🍻🙂
You listed all of my concerns for retirement. I retired because my job was stressful and affecting my health. Five months into it I have volunteered and have a part time job I do from home. I read, research, exercise, watch ,my diet, and sit too much. My issue is winters. They are too long and cold so I don’t get outside enough. We don’t like to leave our place in the winter due to the possibility of the pipes freezing. Social interaction is the key one and having purpose. I developed a friendship at work so we keep in touch. Our next adventure is taking our motorhome for three months and travelling western Canada while working! Starlink to the rescue.
Fantastic video!!! ❤
You are so kind💕
Great advice. I early retired 10yrs ago and then self learned many new creative skills while bringing up my kids. We are now going travelling as a family in a couple of years time, so the new adventures never end for the curious mind with a can do attitude
Sounds wonderful 🙂🍻
Great advice, as usual. Watching from Edmonton (Go Oilers, go!). I am retiring in June, just short of my 64th b-day. I have mixed feelings about it. I work at a stressful/sometimes toxic place, so health-wise I think it will be a good move (been there 28 yrs). I am somewhat worried about this next chapter. Just trying to figure out how to fill my days. Husband has been on disability for 2 yrs waiting for carpal tunnel surgery. Just had the first one last week, so he hopes to return to work. We don’t have any grandchildren, but I love to read, make puzzles and watch Netflix/Crave. May look into doing some kind of volunteering.
Thank you for the great videos!
I work/worked at a very dangerous and stressful job with high pay.
My coworkers generally get addicted to the high pay and work a lot of overtime to keep up their lifestyle of giant houses and expensive cars. This leads them to having no life outside of work. Few outside interests.
Once they retire they don't have anything to do with themselves and tend to decline quickly.
It's very sad to watch this happen.
I, personally, have never kept up this lifestyle and saved a lot, so I've always had many interests.
I'm currently on disability and really don't care if eventually ho back to work or not, but I'll likely retire soon and be the happier for it.
My advice to others is to not live your life for your work and keep your interests varried whether you are retired or not.
Enjoy your life first and foremost.
Again, thank you for the great videos!
Excellent advice and so true. Especially about those in debt with massive debt with huge houses and fancy cars. They don’t have a retirement choice. They MUST keep working to keep their stuff and image.
Good topic to discuss guys.
Thank you 🙂
Absolutely NO regrets on retiring. I was in similar straits to Tina with headaches, back aches, and more, not realizing it was stress from my job. These vanished within a few weeks of saying goodbye to it! I used to get the "what do you do all day?" question often when I was a stay-at-home mom and it now resurfaces at times as a retired person. I've never had problems with boredom, then or now, due to our beautiful world brimming with things to learn and things to try. Thank you for presenting healthy perspectives on retirement. You are an encouragement and great positive examples!
Thank you Jackie 🙂❤️
Such a pleasure to see you both again Tina and Norm. And I might add that you are both looking fit and engaged. Always the highlight of my day to see your new posting. Thank you. Richard [Seattle Washington]
Thanks Richard always lovely to hear from you Cheers 🇺🇸🍻🇨🇦
Don't think I'll be bored in retirement. At work, I have almost nothing to do, so I'm falling asleep. My last day is 2 months from tomorrow. Based on your previous video, I created a list of things I want to do in retirement. Next year, I plan to walk the entire Cotswolds Way in England. Plus I will be looking for a new place to live. Will have time to get back to woodworking. Carry on!
Hope these 2 months goes fast Happy Retirement 🥳
Thank you for your super fun content. On this topic - I think many are concerned about retiring for that very reason. The early retirement/early mortality myth has largely been debunked in recent research (2020). The title of the research is "Association between retirement and mortality: working longer, living longer? A systematic review and meta-analysis."
we pretty much agree, the results can be manipulated just by the population the researchers choose to study.
Hi Tina and Norm :) Your fan Mary from Toronto, ON here! :) Wanted to quickly say hi. Absolute NONSENSE. Early retirement is the bomb! Ok... Back to watching your video. Hope you two are doing well. Mary :)
Wonderful Mary, alway great to hear from you on a Saturday.
I retired over a year ago at the age of 70. I was a social worker and mental health therapist. I liked being a therapist and helping people but having 100 clients on my caseload was just too much. I have focused a lot of my time on learning new healthy habits and trying to crack the code of losing weight and reducing insulin resistance. I have finally found a helpful RUclips channel that has given me the advice I needed. I am now losing weight through some tweaks in my diet. All this to say that optimal health is key in retirement as well as financial security. And the older you get, the more you have to work at it. Beyond that, it is a process of self discovery and how do I want to spend my time? I would enjoy visiting old friends and plan to do some of that in the next year. After that, who knows what I may get up to?
Glad you are enjoying being retired 🍷🙂
My maiden name was Greenland, I would love one of those t-shirts. Being curious is so important, trying new things, learning new subjects. Today we cleaned our condo balcony, took us 4 hours, great exercise.
You need a cruise 🚢 to Greenland 🇬🇱 Sandi we loved the visit there Cheers 🍷🙂
Hi Tina and Norm.
We've come to the decision that I won't be returning to public service, as I had been over the last 23 years. So just 2 months from 57, I am out of circulation. I am just taking care of us, and our home. Medically, I'm unable to operate normally right now, and we are waiting on the medical to be approved for me. (Although I do concur on the cognitive decline) It might just be me, but I have noticed things I forget or miss. I see that doc in May, very soon. I am getting a little bit more scatter brained, I can't shop without a list, so to speak !! OY VEY !!
But retiring is not just "Couch Potato" life. I do the grocery shopping, the cleaning and laundry, we have set "Cooking Nights" ( I am Tues/Sat ) Taking care of a home is a full time job, I think. I do watch YT, but my play list is carefully curated for personal growth in areas I find interesting and engaging. I try to engage with those creators. We don't watch tv here, but we have one.
I do a lot of reading and studying on my own. I also participate in Spiritual Direction usually daily with my Spiritual Director. He is in Alberta, a Mennonite Pastor. Pod Casts are very popular here too. I have a library of topics/shows on my phone, and each night when we go to bed (9-to9:30 pm) I load up a show or lecture of interest and we listen to that. So our lives are far from boring or unhealthy.
We also have the "Couples Nap" each afternoon before dinner prep starts, which we take together on a daily basis. Something hubby enjoys. So there's that too.
He works from home, goes to the gym, has his appointments as well, and he cooks a majority of the week.
I am a long term AIDS survivor, 30 years, and I am T-2 Diabetic, so I just can't "Let Go and Let Food." I have to keep that in check on a daily basis with my DIET, Insulin and Pills every night.
If you have medical issues, you can't just "Let Go and Let Food or Excess" right ?? Getting Old and Fat is not my idea of fun.
If we need to get around, it is with the BMW (Bus, Metro, or Walk) for us. So life is full every day, but I do take the occasional day off from chores and YT.
Sometimes I just want to sleep as long as I want !!! YAY comfy pillows and blankets.
Another JOY of not having to "Make a schedule of Public Service Events." Thanks for the Topic. Hope all is well with you both.
Thanks so much for sharing your experiences, we are glad you have retired early and wish you better health and happiness. We love the BMW 😂😂
I took early retirement from teaching 11 years ago at the age of 57. I can honestly say I have enjoyed every day of freedom ever since. I am retired in Portugal and very happy. I have taught myself how to make computer games for the PC, and have written a tabletop roleplaying book. Retiring early in 2013 was one of the best decisions I have ever made.
I am 56 and have had enough of teaching. I worry that I will run out of money and should keep working a few more years. I have considered dropping to 2 days a week. Any advice?
@@ShaneChiswickHave you thought about job sharing, many teachers do it in my country nearing retirement or with very young kids. They work Wednesday to Tuesday and then a week off.
@@tiddlywinks456 I have actually and I believe that would suit me perfectly. Money coming in plus freedom.
You tube, sleeping in, coffee time snacking, chocolate,
Sounds about right, Tina and Norm. Other than that, putting a working label or occupation on me does Not bother or Define me! I may not do a lot of activities but being dissabled, and retirement is a great blessing to me. Have a great day! 💙🍫☕🍨🍩💙
Thanks for sharing enjoy your weekend 🍻🙂
Muy buen video, creo que teniendo en claro las cosas que pueden hacerse y disfrutar además de una preparación adecuada para el momento todo será mejor y mucho más saludable.
Gracias y me alegra que hayas disfrutado nuestro video. Estamos de acuerdo en que un poco de preparación contribuye en gran medida a lograr una jubilación encantadora.🍷🙂🍻
Absolutely, we started an internet education business a few years before we retired so we focussed on developing that plus I had a desire to learn woodwork and had started to set up a workshop, my wife was already a keen photographer. Those interests have led to others and we have followed our dreams for twenty years.
My advice is to start well before you retire so you hit the ground running. Don’t retire and then wonder what to do or think that weekend pastimes, golf, gardening, grand children will keep you happy for the next twenty or thirty years. Find a passion, something demanding, retirement should be enjoyable but it should be hard work physically and mentally.
Thanks for sharing 🍷🙂🍻
I couldn't wait for retirement for half my life. At 59 and a half, I finally talked my husband into my retirement. He decided to continue working indefinitely. It's been almost 20 years and I am bored. Every year I have thought, now is too late to go back, and it is, but if I had to do it over, I would have worked longer just to be busy. The money would not have hurt either.
You need to volunteer or a part time job.
I think this ties in well with your previous advice to try living on your retirement budget the last year you’re still working, so you’ll know if your retirement budget is realistic. The same goes for retirement lifestyle: start the exercise, hobbies, social circles, etc. that will fill your days in retirement now, before you retire, so you already have those routines in place when you do retire.
I agree with all this .. yes when we have lots of time we say oh I will do it tomorrow… lol.
May the government doesn’t want us to retire early because money is running out.. you never know… good topic.
Glad you enjoyed it have a great weekend Cheers 🍻🙂☕️
We retired aged 60 as hubby’s younger brother died aged 57 of septicaemia. We’ve really enjoyed our past 6 years being retired and doing lots of adventurous travels and we’re now about to get our state pension too which is great! We’re very busy with our hobbies, playing Saxophone, golf, museum volunteering….
Awesome glad you made retirement work for you….now you can get a bonus💰
I'm 70 &I retired about 10 years ago. Now I volunteer several times a week at Burlington Performing Arts Center here in Burlington, Ontario Canada & I feel valued as well as creating a lot of great friendships with other volunteers. I also get to see shows, concerts, & plays for free! It keeps me out of trouble & off the couch!
That is awesome 👏 so pleased for you Cheers 🍷🙂🍻
Sadly most folks don’t budget enough for retirement residence costs. $10,000 per month is becoming average today, that’s $120,000 a year! For one person! 62 is the average retirement age with many folks now living well into their 90’s. That’s 30 years! It’s great to have fun and travel in the early retirement years, but it can deplete critical savings that are vitally needed later. Plan ahead with the finances and have a war chest ready. 😮
Keep living a healthy lifestyle. A recent study showed that walking briskly 25 minutes per day increases your lifespan 7 years on average in the later years. 😊
Stress is truly the #1 danger. It’s the fast track to both mental and physical illness. Family, relationship, work and finances. Be sure to avoid it at all costs!
Interesting comment Billy but wonder how many people actually do go into retirement homes costing that amount of 💰 money . Stressing about that can paralyze you with fear that will stop you taking and enjoying retirement Cheers 🍻☕️🙂
@@ThisIsOurRetirement
True. It depends on the level of care and location. Rural is much less expensive, but the level of care is typically worse.
In Ontario, the “average” cost of retirement homes can be anywhere between $1,500 -$6,000 per month. The best care is typical $10,000 per month.
Always wise to plan ahead and less stressful too! 😊
I don't think$10 th. A month for residence is typical, unless you are rich or important..... Most peoples situations monthly are way less costly!
Oh wow, $10,000 per month per person is a huge stretch for many even with full time job 😮
I hope people don't go into retirement planning on being in a retirement home. As Norm and Tina point out if you keep engaged, socially and mentally, keep learning and stay fit, perhaps one won't need assisted living. At least that is the key to staving off that need. I encourage people to watch a Netflix documentary called Blue Zones. These are areas on the planet where people on average live to be well into their 90s and many into their 100s. The common denominator, even more than diet, was social engagement.
I'm potentially retiring end of this year but it scares me for all the reasons you raised. I work part-time atm but this restricts being able to join groups that only meet midweek.
It is a big leap into retirement but the reality is it isn’t that scary, you already have made some plans about groups you could join when you fully retire. Good luck Susan, you won’t regret it!
Interesting topic. My blood pressure dropped 10 points when I retired. I did not feel any of the negative issues and never missed work. However, I do know people who were quite the opposite. My feeling is that it is different for everyone.
It is a very personal thing Ed and luckily you made it work for yourself right away, congratulations.
I’m 47, but I think it’s all about still being active in ways you never really had the time to do because of a job.
Thank you Tina and Norm....great topic. My thoughts are that irrespective of the age you retire...you will always be faced with this issue....so figure out what you want to do and don't forget to smell the roses as you now have time to do so. Coincidentally this weekend, we were just figuring out when my elder brother retired in India...he was 31 years ...yes 31when he retired...I think he is one of the pioneers of FIRE but did not know it at that time. My brother Keith worked in the Arabian Gulf for 10 years and earned well compared to Indian standards at the time. He saved ...invested wisely and have been enjoying the fruits for the past 35 years in retirement. He spends his time enjoying life with his lovely wife, share a cup of tea with friends every evening, attending music shows and most importantly giving back and volunteering to St' Vincent de Paul as this was the organization that helped us during our young days and tough times. Ofcourse, he ends his day with a shot of whiskey and dinner 😊. Just thought I would share....as you mentioned, it is your mindset and how you plan. Love your videos. Please keep them coming
I think it is unfortunate that in certain societies, there seems to be this expectation that one have to retire at a certain age or one is being defined by how old we are or what jobs we do or what we can do or apply for or what we cannot do or apply for due to how old we are! I think older people, who are still in good health, need to have more choices and more opportunities to achieve their lives goals.
If you are single and living alone, as I am, whole days can pass without seeing or talking to anyone. It's quite lonely & boring at times, even if you keep yourself busy. Being fairly newly 'early-retired', these feelings have come as a bit of a surprise. We're all different but I think retirement takes a bit of getting used to.
We do agree and one of the pluses we have found renting our appartment is even going to the mail or to your car is that you will meet others in the elevator Cheers 🍷🙂
Having a routine helps 😌