Why Final Expense Insurance Is Necessary

Final expense insurance is a type of whole life insurance designed to cover end-of-life expenses such as medical bills and funeral costs. Most final expense plans are easy to qualify for, have lower face amounts than traditional life insurance, and build cash value that can be used by the policyholder.
Many people have experienced the death of a loved one and remember how stressful it was to juggle grief, funeral planning, and the financial obligations involved. So how can final expense help? Lots of final expense plans exist, but which one is best for you? Which will protect your family the most? Which will pay your claim the fastest? Which will help your family with your funeral arrangements? These are important questions to consider before choosing a provider, especially when it comes to protecting your family during the funeral process.
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[@sharonblackwood740]

Helps me tremendously in getting the point across to someone planning to conceal her policy because she did not see the value.

[@lhlic]

Thanks, Sharon! Many people cancel their policies to save money in the short-term, not realizing (1) they may have passed their contestability period, (2) they may find it difficult to re-qualify, and (3) they may end up leaving a financial burden to their loved ones if they pass without coverage. Hopefully this video helps people understand just how important their policy is.

[@TheodoreTheDog_WillTheOwner]

I just became an agent for Lincoln Heritage and using all the videos to learn for my own presentation

[@alexandria0915]

This is important coverage that everyone needs.

[@maryannayer962]

Very very understandable

[@lhlic]

Thank you! We're so glad you enjoyed it.

[@despillay8943]

fun to be around

[@ralphmedrano6740]

No tienen esta presentacion en espanol??

[@lhlic]

Hola Ralph, gracias por visitar nuestro canal! Desafortunadamente no tenemos actualmente esta presentación en español. Siempre estamos actualizando nuestro canal y esperamos aumentar nuestro contenido en Español a lo largo de este año. Esperamos que vuelvas y nos visites para las actualizaciones.

[@steveshah9615]

I have always found that Lincoln Heritage policies are way more expensive than other insurance companies, why is that?

[@drivetrafficleadgeneration5327]

The added value of the Funeral Consumer Guardian Society Family Support Services benefit that Lincoln Heritage has is one component less expensive policies can not offer. You often times “get what you pay for”

[@lhlic]

Thanks for the question, Steve. Our final expense plans are made up of two parts: the cash insurance benefit (which all companies offer) and family support services (something that makes us unique). Family support services are offered through the Funeral Consumer Guardian Society® and include price-shopping funeral costs, reviewing funeral contracts, and more. This video does a great job explaining what they do: ruclips.net/video/XGFTqP4H9UU/видео.html.

[@queensheeba775]

@@The26Btsy why do you feel that way? I know many people who have benefited from this plan, my family included.