It depends on what purpose you are planning to buy a home and what price. His friend has got best deal if his property appreciated by 60% just in 3-4 years. One cannot put 1Cr in mutual fund that becomes even more riskier. Consider if he had put 1 Cr in mutual fund and in covid it's value dipping down to 50lakh. We are talking about mutual funds because of Bull run. Buying a 2 Cr apartment is not a sensible decision but one can easily buy 80 lakh worth 3 bhk in decent location and live. One pays EMI for 15-20 years but the bought house saves us from rent for atleast 40 years and plus appreciation.
Wrong! If u invested 1cr in mutual funds, it would have fallen to 50L in market crash but if u had held on till now it would have become 2.5-3cr now. Just keeping in mutual funds isn't sufficient. Holding on to it is the key.
I moved from an Independent house in ECIL to a Villa in Lingampally (2014 - 2017), two months happy due to less driving effort to Hi-tech city. However, had issues with Community association uncles too many rules and restrictions and traffic in Lingampally did increased gradually. To balance time with parents, used to travel alternate weekend. Overall I experienced that my independent Villa in ECIL better. Try and experience the change, if it works that's good for you. Else, Malkajgiri is always there for you. Anyways all the best, Sriman
Only way to save or increase ur money: Get an apartment for lease or else buy a plot in the city(it may costs u 1cr for 30×50) and construct a house(It may costs u around 1cr)...It will costs u the same...just think
I also preferred Investing in Land/Plots,Stocks, Mutual Funds(Carefully).These are some assets that always brings more Profit than Apartments and Penthouses.
Community Houses in developed countries omg Such a heaven . We can only see Apartments culture is India and Asia I guess. Full of noises around all the time
The best option is to rent an apartment now, if you have any money invest that into crypto, mutual funds, stock market & gold. After 20 years or at the time of retirement it is better to buy a house with what every you have earned from your investment.
INSTEAD OF HIGHRISE APARTMENTS YOU CAN TRY SEARCHING HOME IN 5 OR 4 FLOORS APARTMENTS WHICH WILL HAVE 9 OR 10 FLATS WHICH WILL BE AROUND 60 TO 70 LAKHS AND CORONA FREE DUE TO LESS PEOPLE
reason to chose renting over buying house 1.Real Estate gives very poor ROI, due to over inflation & saturation in recent years of Indian Housing Market, 2.House where you live is not considered an investment 3.If you have 2cr in hand, invest it, earn interest of 20lac (10%), rent apartment for 40k or 4.80Lac/yr, money left 15.20Lac. 4.If you'll buy house you'll be stuck with it, plus liquidity & sale value is real thing
Hey brother, this is just a small suggestion from me and this suggestion is not for now, but when you are planning to buy a living place. What exactly I want to say is apartments now are so expensive that we can get an independent villa where we get our own individual house with land and when you plan and buy in developing area, the villa value may not increase but land value increases, so this can be a smart move, and this is just my suggestion, I know u might have ur own ideas but a small suggestion brother❤️❤️
I used to think of renting a house and not owning it my whole life. I used to think it as a depreciation and not a value thing, even if it will be appreciated in future. I used to think, I will be free to move to places, if I don't like the locality or can move to a completely different city on job purpose or anything whichever suits me and after listening to few people, I'm right on this. I'm glad that, I have little financial knowledge. It's better to be investing that amount in plots or a place where you can earn much more than that. Later on, in your retiring years, we can think of a getting a house on our name.
I completely accept what sriman is saying. Last. 1 week I have been checking apartments and prices are ridiculous. Just wait few years all these things will crash
Anna enni days ani rent teskuntav...u might be shifting every time once owneer ask you to vacate ...or in case any damage to the room u need pay extra money .it's always good to have u r own house
@Sriman Instead of paying rent to house actually u can pay EMI’S to the new house end of the day after clearing all the EMI’S u will have own asset .. !! 🙃🙃
Sriman pls don't end your vlogs man, it was like just a min of vlog, coz we r addicted to your vlogs, feeling to c more and more when we see we r enjoying literally u r lit man💖
One suggestion I can give is don't shift from your present house. It is very lucky for you. You became a successful and famous person there. The new house might not be favorable. We suffered once when we moved to a new house and vaastu was not good
If ur capable of buying a house ,then just buy it and rent it out until the loan gets cleared bcuz real estate is a great investment . Then if u want to live seperate then, just shift ....,.
Buy an apartment in Tellapur which is 6 to 7 km from Q city..Mayfair..you might get a 2BHK for 80 lakhs..and Akriti honey dew for 65 lakhs..there are lot of good international schools within 2 kms.. And your calculations are not correct when considering the apartments..
Very few banks finance individual plots. Even those that finance give only 70 percent of government value. Most sellers ask for black for remaining amount. So for salaried people flats from big builders are only option
I learnt lots of financial things from your Videos..I have invested my 45k Internship amount in SBI mutual funds now it is showing 66% 📈 Profit♡ in a span of 2 years...I also suggest my dad to invest his amount in mutual funds, based on my suggestion he took SIP and he also gaining profit..Thank so much Sriman anna for educating us about investments...Love from TamilNadu♡
1200sft ,1500sft apt vallaki 2000sft Apt kavali anipistundi. Apartment lo vunna vallaki 6cr Gated villa 10KW Solar powered set up, EV car kavali anipistundi kani dabbulu vundavu. Month ki 1 crores eche jobs India lo ravali. Antha high income em chesthe vastundo. Low income jobs poyi High income jobs peragali lekapothe next generations emaipotaro. Usa metros laga Rent ki tappa kone stage lo lekapothe kashtam India ki.
I don't think an EMI would cost you beyond 80k for 2 cr property, opt for max tenure of 300 months or more to get emi down and focus on partial and preclose to be benefited, to talk about appreciation of the property this actually depends on Prime location or UDS (Un-divided shares) plays a major role and society with brand also matters, if you go with A cat developers the resale also happens easily and appreciation remains stagnant
Why not villa.. For 2cr you get much better space and feeling of living in a house rather than apartment which are in cluster of neighbor. More over having party at home is a mess..
@@SrimanKotaru please stay in same house.. And please give your old iPhone as give away please... If you intrested you can give it is request. Because I had an dream to had iPhone please sriman anna
Doesn’t make sense to me to buy a house in India. It doesn’t make financial sense. People usually buy it for emotional reasons, otherwise there are a lot better investment Avenues.
Invest money in lands any build any complex which can sustain more than 10 shops according to the land area ,that gives u an monthly income of about 5l + in a month that's preety good for future.
Hello. Well appreciation factor for the land is constant, the rate of the appreciation differs. House property is a depreciating asset as well, but the land on which such property is built is always appreciating. Mind you, an apartment in Hyd for 2cr is on the higher side, 2 cr is not average. And 1.5 lakh per month for EMI could always be brought. House property anyday is a good buy except for the fact that you have an option buying a land. PUTTING IN MONEY ON DEPRECIATING ASSET JUST TO FILL OUR SOUL IS NOT THE WAY, ALWAYS.
Instead you can do this 👇 Buy a house on loan ( not in hi-tech city) try to take it in Secunderabad or Malkangiri where the price are comparatively low. Rent apartment in hi-tech city Let out the house which you bought on loan You can do set off and appreciation will be more in the places like Secunderabad and so on.....
If you buy in luxury apartments it's definitely costing 2cr or above. It all boils down to lifestyle choice Rent is a horrible experience even to fix a nail you need permission....
it's better to rent an apartment, it is worthless buying an apartment,average life span of an apartment is 40years and U cant expect much resale after 15years.
2004 Market Crash. My first apartment. 2009 Market crash ....house. 2020 crash looking for a farmland. i am done with Hitech life. i am going to grow food and chickens lol... i am not even kidding. I been investing in mutual funds for 15 yrs ... even before it was cool. i did not know enough to pick correctly but even then the growth is good. Now learning to invest in last 2 yrs i see i should done this long time ago.i could have my chickens and cows.
![Finesse2Tymes - Pretty Ricky [Official Music Video]](http://i.ytimg.com/vi/xIoP_mhYRT0/mqdefault.jpg)
It depends on what purpose you are planning to buy a home and what price. His friend has got best deal if his property appreciated by 60% just in 3-4 years. One cannot put 1Cr in mutual fund that becomes even more riskier. Consider if he had put 1 Cr in mutual fund and in covid it's value dipping down to 50lakh. We are talking about mutual funds because of Bull run. Buying a 2 Cr apartment is not a sensible decision but one can easily buy 80 lakh worth 3 bhk in decent location and live. One pays EMI for 15-20 years but the bought house saves us from rent for atleast 40 years and plus appreciation.
I would say this is the best comment I have read till now!! 😂
Damnnnnn!
Chinchi padesav anna
Wrong! If u invested 1cr in mutual funds, it would have fallen to 50L in market crash but if u had held on till now it would have become 2.5-3cr now. Just keeping in mutual funds isn't sufficient. Holding on to it is the key.
S but after 20 years the appartment flat is old one has mostly with extra renovations,so investing on own place is differ from appartment
Mutual funds are subject to market risk. Read all the documents carefully before investing.
😂😂 Hearing this since childhood.
Yeah 😂
🤣
I moved from an Independent house in ECIL to a Villa in Lingampally (2014 - 2017), two months happy due to less driving effort to Hi-tech city. However, had issues with Community association uncles too many rules and restrictions and traffic in Lingampally did increased gradually. To balance time with parents, used to travel alternate weekend. Overall I experienced that my independent Villa in ECIL better. Try and experience the change, if it works that's good for you. Else, Malkajgiri is always there for you. Anyways all the best, Sriman
Only way to save or increase ur money: Get an apartment for lease or else buy a plot in the city(it may costs u 1cr for 30×50) and construct a house(It may costs u around 1cr)...It will costs u the same...just think
I also preferred Investing in Land/Plots,Stocks, Mutual Funds(Carefully).These are some assets that always brings more Profit than Apartments and Penthouses.
First few months be in rent house, so if you feel everything is comfortable and good then go ahead to buy the good House ❤️❤️❤️😇😇
Community Houses in developed countries omg
Such a heaven .
We can only see Apartments culture is India and Asia I guess.
Full of noises around all the time
The best option is to rent an apartment now, if you have any money invest that into crypto, mutual funds, stock market & gold. After 20 years or at the time of retirement it is better to buy a house with what every you have earned from your investment.
Thanks sriman for sharing some valuable advice!!
INSTEAD OF HIGHRISE APARTMENTS
YOU CAN TRY SEARCHING HOME IN 5 OR 4 FLOORS APARTMENTS WHICH WILL HAVE 9 OR 10 FLATS WHICH WILL BE AROUND 60 TO 70 LAKHS AND CORONA FREE DUE TO LESS PEOPLE
reason to chose renting over buying house
1.Real Estate gives very poor ROI, due to over inflation & saturation in recent years of Indian Housing Market,
2.House where you live is not considered an investment
3.If you have 2cr in hand, invest it, earn interest of 20lac (10%), rent apartment for 40k or 4.80Lac/yr, money left 15.20Lac.
4.If you'll buy house you'll be stuck with it, plus liquidity & sale value is real thing
House where you not live is not considered as Investment?
Wtf are you talking about 😂😂😂
@@adityasasank if you had little bit of logic in finance then you woudn't have written it in first place.
@@lalitkishor1202 says the guy who said "if you buy a house, you'll be stuck with it"
LMAO 😂😂
What about appreciation over the years
@@adityasasank means it wouldn't be easy to liquidate the house if you have plan to move abroad
It's just like an commerce class in my intermediate days at 9.30am 🤕
Why shouldnt we consider this?
House rent 10 year before vs 10years above the line. It makes a huge difference isnt it?
take a house in manikonda it is rally peace full and close to everything
you need
End of the day, you will pay rent but never become an owner. You need to identify the correct property and buy it .
Hey brother, this is just a small suggestion from me and this suggestion is not for now, but when you are planning to buy a living place. What exactly I want to say is apartments now are so expensive that we can get an independent villa where we get our own individual house with land and when you plan and buy in developing area, the villa value may not increase but land value increases, so this can be a smart move, and this is just my suggestion, I know u might have ur own ideas but a small suggestion brother❤️❤️
Rent increases anna
If your income is around 5-6lakhs (after tax cut)then only buy apt
Appartment cost depends on area to area bayya. My suggestion is instead of renting a appartment u need to buy a appartment bayya
I used to think of renting a house and not owning it my whole life. I used to think it as a depreciation and not a value thing, even if it will be appreciated in future. I used to think, I will be free to move to places, if I don't like the locality or can move to a completely different city on job purpose or anything whichever suits me and after listening to few people, I'm right on this. I'm glad that, I have little financial knowledge. It's better to be investing that amount in plots or a place where you can earn much more than that. Later on, in your retiring years, we can think of a getting a house on our name.
You dont know the value of individual house until you shift to apartment
I completely accept what sriman is saying. Last. 1 week I have been checking apartments and prices are ridiculous. Just wait few years all these things will crash
If I'm instinct is right sriman is gonna buy the Mac book (M1 max)🔥❤️🔥
And the new AirPod 3 :) (again)
Anna enni days ani rent teskuntav...u might be shifting every time once owneer ask you to vacate ...or in case any damage to the room u need pay extra money .it's always good to have u r own house
Sriman bhai rent the nostalgic apartment where u experienced the 👻 ghost
You can rent the house it's good idea without having any financial plan buying new house it's big risk
@Sriman Instead of paying rent to house actually u can pay EMI’S to the new house end of the day after clearing all the EMI’S u will have own asset .. !! 🙃🙃
same money u can invest elsewhere and get better returns.
Don’t buy apartments buy individual house it appreciates so much comparatively
Clear water lights are crying inside the box for the past few months 😭
lots of Love from Raipur sriman anna ❤️🥰
If u buy near as rao nagar only and you will get 3 bhk spacious at 50-70 lakhs duplex
Thank you sooooooooooooo....... much for financial education
Sriman pls don't end your vlogs man, it was like just a min of vlog, coz we r addicted to your vlogs, feeling to c more and more when we see we r enjoying literally u r lit man💖
This is what exactly I wanna say broh❣️💯
Ok man
V
Invest in project which are at initial stages.. You get good price... But risk of completion of project is there... Go with best brands... To overcome
Stay In this Beautiful House' Don't buy new 😓
I'll keep alternating between the two. Balance is the key
One suggestion I can give is don't shift from your present house. It is very lucky for you. You became a successful and famous person there. The new house might not be favorable. We suffered once when we moved to a new house and vaastu was not good
You are Absolutely correct
If ur capable of buying a house ,then just buy it and rent it out until the loan gets cleared bcuz real estate is a great investment . Then if u want to live seperate then, just shift ....,.
Hi anna dont buy flat in apartment take a seprate plot or house contructed plot that will be good in upcoming future ..lots of love 🌺
Buy an apartment in Tellapur which is 6 to 7 km from Q city..Mayfair..you might get a 2BHK for 80 lakhs..and Akriti honey dew for 65 lakhs..there are lot of good international schools within 2 kms.. And your calculations are not correct when considering the apartments..
Very few banks finance individual plots. Even those that finance give only 70 percent of government value. Most sellers ask for black for remaining amount. So for salaried people flats from big builders are only option
Finally my prayers are answered😌😌
Mutual funds are subject to market risk please read documents before investing.
invest or do trade with that amount for 5 years
You can buy a new house with the sixth year profit.
I learnt lots of financial things from your Videos..I have invested my 45k Internship amount in SBI mutual funds now it is showing 66% 📈 Profit♡ in a span of 2 years...I also suggest my dad to invest his amount in mutual funds, based on my suggestion he took SIP and he also gaining profit..Thank so much Sriman anna for educating us about investments...Love from TamilNadu♡
yeah this what i suggest in my circle because apartment value goes down with the age and aslo with plots grows every time rent an apartment by a plot
Professor sriman ! 💜
It's better to buy a plot and construct
a dream house 🏠❤️💯..
1200sft ,1500sft apt vallaki 2000sft Apt kavali anipistundi.
Apartment lo vunna vallaki 6cr Gated villa 10KW Solar powered set up, EV car kavali anipistundi kani dabbulu vundavu.
Month ki 1 crores eche jobs India lo ravali.
Antha high income em chesthe vastundo.
Low income jobs poyi High income jobs peragali lekapothe next generations emaipotaro.
Usa metros laga Rent ki tappa kone stage lo lekapothe kashtam India ki.
If you want to live in a place for long period of time than buy it and for short period you can rent it.
sir renting is more wise ... leave rent or buying .. if u rent once u get boared with that home u can anyway change it
Do a video on ur RUclips income... extremely excited to see the results
I suggest for rent house better
When you shift you other apartment it's easily moving
Same and perfect thinking anna 👍👍
I don't think an EMI would cost you beyond 80k for 2 cr property, opt for max tenure of 300 months or more to get emi down and focus on partial and preclose to be benefited, to talk about appreciation of the property this actually depends on Prime location or UDS (Un-divided shares) plays a major role and society with brand also matters, if you go with A cat developers the resale also happens easily and appreciation remains stagnant
U shift to bangala , appartment, palace,also I bless u but please carry your parents ❤️❤️❤️❤️❤️❣️❣️❣️❣️❣️❣️❣️❣️
U can be independent by staying with you mom n dad. Why you left your mom n dad at there old age when they needed you.
Saas bhahu aur baap bete ka jamta nahi hoga
@@ravioswal537 Apna personal problems online share mat kro
Rent is best 💯
I just want to know. Which t-shirts do you use ? Everytime you wear they look new and class.
Please let me know ?
Which brand it is ?
Why not villa.. For 2cr you get much better space and feeling of living in a house rather than apartment which are in cluster of neighbor. More over having party at home is a mess..
Waiting for 13 pro max unboxing in sriman's style 😍
Don't change house keep a driver and give 10k per month 😂😂😎
Financial expert 😂
Mental stress is too much to travel everyday even with a driver
@@SrimanKotaru yup
@Jaya Prakash amooooooo
@@SrimanKotaru please stay in same house.. And please give your old iPhone as give away please... If you intrested you can give it is request. Because I had an dream to had iPhone please sriman anna
Buying a house or villa makes more sense now than an apartment
Maa baap ka seva krne ka aur unko free kr k aram dene ka time ata h to ye aaj kl k laundey log ko independence cahaiye hota h
None of u r bikes camera phone s r depreciation bcs these things makes the video more interesting thus
Sriman has invested
Hence proved 😂👍
Buy a villa or house in a gated community when the prices go sky high we can even sell it and get good profit and buy another house ☺️
Doesn’t make sense to me to buy a house in India. It doesn’t make financial sense. People usually buy it for emotional reasons, otherwise there are a lot better investment Avenues.
Buy once you decide that it will be your last house. Rent till then and buy a very big one later :-)
Rent an apartment and remaining 1.1 lakhs invest in MF or buy a plot in Dholera Gujrat its a outstanding project to invest
Btw, we also moved recently from Kalyan Nagar to Kondapur like you...
Just buy a plot and construct what u want ,you are sriman kotaru u should do it.
Invest money in lands any build any complex which can sustain more than 10 shops according to the land area ,that gives u an monthly income of about 5l + in a month that's preety good for future.
go for an indipendent villa.....cost to own or rent is similar to that of an appartment
If You Look at Safety Side Go with Apartment..Sriman Bhai.or else Individual house is right choice.
Love from Rayadurgam💕💕💕💕
If you lease an apartment it's lot better than renting and owning
Love from jagtial❤️
@sriman search for lease house you’ll get the amount back your 40k will also saved too😃
Kinguuuuu ♥️
Hello. Well appreciation factor for the land is constant, the rate of the appreciation differs. House property is a depreciating asset as well, but the land on which such property is built is always appreciating. Mind you, an apartment in Hyd for 2cr is on the higher side, 2 cr is not average. And 1.5 lakh per month for EMI could always be brought. House property anyday is a good buy except for the fact that you have an option buying a land. PUTTING IN MONEY ON DEPRECIATING ASSET JUST TO FILL OUR SOUL IS NOT THE WAY, ALWAYS.
I feel pity for sriman anna after watching yesterday's apple event 😂😂😂
Rent a house and use other own money for investment we can earn more and be rent free as well...
Instead you can do this 👇
Buy a house on loan ( not in hi-tech city) try to take it in Secunderabad or Malkangiri where the price are comparatively low.
Rent apartment in hi-tech city
Let out the house which you bought on loan
You can do set off and appreciation will be more in the places like Secunderabad and so on.....
Anna nuvu parents ni vadili vunduku
Ippudu nee bhadhyatha vallani chusukovatam
If u have money buy it!!! Don't have much money lease the apartment just simple ..
Love from Uganda annaaa
💯 Rent is crt decision 👍
Love from ANANTHAPURAM ❤️
It is better to build a new house but it take time
Buy an independent house or take an apartment for rent but don't buy an apartment an where..
Sir if you buy an land or an house which is delisted by bank ( lone default house or land ) it might cost lesser then current value .
Sriman bhai buy a caravan make it house you can go anywhere by sitting in your house.😎
Someone Please mention the buying link of Street twin’s handle bar
If you buy in luxury apartments it's definitely costing 2cr or above.
It all boils down to lifestyle choice
Rent is a horrible experience even to fix a nail you need permission....
If you buy a new flat it will be ur own after 20 years also be yours if you rent after 20 years also u should be for rent so better buy
9:03 Aparna serene park, H block. Hi anna Maadi M - block ikkada amenities super clubhouse and children play area ki theesko anna baguntadi
Your idea is currently correct because it's a appartments
Next video sriman be like :Suvarna bhoomi Infra developers pvt ltd link in the discription 😂 check it out
it's better to rent an apartment, it is worthless buying an apartment,average life span of an apartment is 40years and U cant expect much resale after 15years.
2004 Market Crash. My first apartment. 2009 Market crash ....house. 2020 crash looking for a farmland. i am done with Hitech life. i am going to grow food and chickens lol... i am not even kidding. I been investing in mutual funds for 15 yrs ... even before it was cool. i did not know enough to pick correctly but even then the growth is good. Now learning to invest in last 2 yrs i see i should done this long time ago.i could have my chickens and cows.
Take 3bhk appartment as rent, and investment in a agriculture land near by City