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इस देश में इलाज महंगा, एजुकेशन महंगी, न्याय तो समझो ,किसी को मिल गया तो ठीक ,वो भी कई दर्जन चप्पल घिसने के बाद,जिंदगी महंगी,सिर्फ मौत सस्ती,आम इंसान का स्वाभिमान महंगा,उसकी इज्जत सस्ती,चोरों का बोलबाला,बेरोजगारों का मेला,और हाथ में कटोरा
500 k or 200 k note bandh karo or ek mahine me sirf 15000 cash milne chai a- or 100 k note har 2 ya 4 ya 6 sal me badal dene chai a simple sa solution he- karna nahi he sarkar ko
@@pradumanyadavrampur6329 जब से bank's में लोन settlement स्कीम आई है तब से deposit पर ब्याज कम होता जा रहा है। बैंक के profit का पैसा लोन settlenent में खप जाता है ऐसे में deposit पर ब्याज कम हो जाता है।
Yea,sir, that's what And banks are also at fault They promoted consumerism on emi models Phone lelo,car lelo,bike lelo Now,how will a normal middle class with little higher aspirations will be able to save If I am able to save 10k per month after all expenses,and If my bank balance is 2-3 lakhs,why will I put more money in the bank,I would do mutual funds... Even debt funds give more than banks,and there tax is anyway on interest on savings account as well, it's better to put that money in a debt fund in that case... And banks loot in India, recently while taking a home loan of 11 lakhs,they sold mandatory home insurance(we already had one,but they made it mandatory,and they revealed this to us in the final papers),the bank employee had told us that we would get loan in 1-2 weeks since our home was fully paid(no existing loan,only repairing loan was required)..but they took 3 months to process it... And repairing work was on progress,so we had to bear the expense of an extra house insurance),then we were sold mandatory term insurance against loan,and then processing fees,all these expenses made up almost 35-40 thousand.... Deducted from loan approved But the charge the interest on loan sanctioned,not money received after these expenses,we are technically paying interest on amount greater than what we received... This is unfair... And then,there is no redressal until we threaten to close down the bank account I once processed my bank account to switch it to family banking,and they insisted that a new account should be opened and old one will be closed After 6 months ,I got a message that since my balance is zero,there will be charges undertaken for non- maintenance,Upon informing bank(axis bank),there was no solid response from the person who processed the loan,she kept on saying that account closure is processing,however she removed the charges,and assured me account would be closed Post 5-6 months,I received a similar message and I found out the old account wasn't closed,this time I wrote an application to the operations head for closure of full family account, again they dismissed the charges but didn't close the account,then I processed my full family account closure,then they realised and closed my old account Sometimes,they cut charges without any reason... Sometimes,they call and force to take credit cards,sometimes,they want to give loan from their side, but when we want a mortgaged loan from our side,we are treated as if we are beggars... Indian banks are cruel and blood sucking monsters
Shame on RBI..they are self responsible for such mess..high taxation.. even sr citizen s are not spared..if FD income is made tax free for sr citizens they will full the RBI chest.
500 k or 200 k note bandh karo or ek mahine me sirf 15000 cash milne chai a- or 100 k note har 2 ya 4 ya 6 sal me badal dene chai a simple sa solution he- karna nahi he sarkar ko
बैंक ने हमेशा ,आम आदमी को ठगा है और करोड़पति को भरा है ज्यादातर बैंको का मकड़जाल खत्म हो जाना चाहिए, ये वो बैंक जिनमे आम आदमी के नाम पर कई योजनाओं के विज्ञापन छपे होते हैं लेकिन मोटे कमीशन के चलते ,मजा सिर्फ बड़े लोग लेते हैं।
फ्री में राशन राशन सरकार दे रही है, रोजगार मिलेगा नही , जब लोगो के पास पैसा होगा ही नही तो घंटा जमा होगा बैंक में, मोदी जी को बोलिए अंबानी अडानी से FD करवा ले।
बैंक केवल आम आदमी का पैसा इस्तेमाल करता है लेकिन उसे ब्याज नाम मात्र ही देता है इसलिए आम आदमी ने अब बैंक का पैसा रखना बंद कर दिया, जब तक बैंक अपनी ब्याज दर नहीं बढ़ाएगा, तब तक कोई बैंक में पैसे जमा नहीं करेगा
आम जनता के उपर आर्थिक आपातकाल थोपने की तैयारियां शुरू होने जा रही है "अच्छे दिन आयेंगे" की उम्मीद में हमलोगों ने वोट दिया जिसका परिणाम हम आम जनता घोर आर्थिक और मानसिक तौर पर परेशान हैं
At least Gov. can exempt FDs from tax while banks increase slight interest rates too .This will help a lot and motivate people to keep money in Deposits . This must be keep in mind if money will stay in deposit it will help reduce inflation too.
@@stockwonders Problem is this govt has been spending money in unnecessary things where their corporate partners can loot from public and in return corporates are helping govt in election spendings.
न्यू टैक्स रेजीम की वजह से टैक्स सेविंग कम हो गईं हे, टैक्स सेविंग एफडी का टेन्योर घटाकर 3साल कर देना चाहिए न्यू टैक्स रेजीम में भी 2लाख तक टैक्स सेविंग का फायदा देना चाहिए बैंको में पैसा आएगा
But in the end money is still in the bank only if invested in the stock market. How it's impacting the deposits in Bank. People are not withdrawing in cash. It's in Bank only.
I am a retired Banker and not agree with your analysis. Banks CD ratio is approximately 70 , it is acceptable up to 80.00% as per RBI guidelines. Banks credits are increasing faster than increase in deposits because from last five years public is investing in MF, Gold, Share market etc. But position is very comfortable. CASA% is decreasing it means term deposits are increasing more. Investment in MF and shares effect bank deposits not for long time. Because if you purchase Shares Or MF your Bank deposits decreases but at the same time some one sells that then sellers bank deposits will increase after short span of time. Indian Bank system became very sound during NDA Government
सबसे बड़ा कारण स्कैमर्स है, आज की तारिक मैं स्कैमर्स सबसे जायदा लोगो को लूट रहे है, बैंक की तरफ से कोई सेफ्टी नही है । और लोग बैंक मैं पैसे जमा करने से डर है, और इसकी जगह लोग इन्वेस्टमेंट करने मैं ध्यान दे रहे है ।
@@funfact9370 50 lc chodo 10 lac b nhi krayngay yeh log chathay nhi public ki balai ho bhalay hi desh doob jay unko bs apna faydha dekna h yeh log share market say tax lagakar paisa kamayngay
Sir, all other you tube channel are discussing this thing of reduced deposits but no one is able to explain the effect of reduced deposits so properly with charts. It becomes easier to understand on the screen and simultaneous explanations. Thank you so much. Hats off to you.
Awesome 🎉 But I have a question if the bank will refuse to give a home loan then the property market will go down and it will happen soon because property developers have increased rates unathically here in Delhi NCR so it is slowed down the property market too. 😮 There is nothing for investors now in property market now because I think it has reached the peak.😮
Interest on Bank FDR should be 9% minimum. For Sr Citizens extra 0.5% .. than only you can save your principal amount ( Interest 9% - 7% inflation = only 2% appreciation of your principal amount of money) … Otherwise banks will receive only deposits from ignorant population .
मुझे खुद समझ नहीं आ रहा हो क्या रहा है भारतीय अर्थव्यवस्था में मुकुल अग्रवाल भाई मेरे हिसाब से तो आधे पैसे बैंक fd में रखो और आधे म्यूच्यूअल फंड में 🙏 बाकी भगवान सबका भला करे यही दुआ है 🙏🙏 जय राम जी कि 🙏
Good data, though I do not agree with the conclusions. Why should consumption be credit driven ? USA is in that state of being a credit driven economy and has seen shocks of the same multiple times. Though, they are able to survive for various known reasons. How has NPA changed all along will reflect on the performance of bank sector well ? Trust in the banking system is another fundamental reason.
Sir treasure nft me ek video banaye. Is app k through humare idhar chhattisgarh side bahut log daily ka 2℅ compound return earn kar rahe hai and paise withdrawl ho k aa bhi raha hai but mujhe personally nft to samajh me aaya but treasure nft ka concept mujhe samajh nahi aaya so please make a video on this to aware us🙏
Sir aapse ek question hai Ans jarur dena Ek share hai Antartica Ltd isme 100 percent promoter holding hai fir bhi isme lower circuit chal raha hai Jab 100 percent promoter hai toh sell kon kar Raha hai
Koun rakhega bhai 7.5 % per annum....and if borrow loan from private sector it cost 24% per annum and in that they looting with the name of processing fees
Sir yah mamla kuchh samajh me nahi aata. Idhar SEBI bolta hai ki 140 cr logon me se sirf 16 crore(2024) hi invest kar rahe hai, so there is lot of opportunities for investors and professionals. Aur idhar RBI bol raha hai log FD nahin karke market me invest karte hai. Yah baat contradictory hai.
Salary ka en note. Ek friend ne btaya ki use salary ka revised latter hua aur use congratulations ka email aaya Maje ki bat ye thi ki 2%hike mila Jisko salary under 10 ho use 2% hike 😂 Bat ye hai ki paisa hai hi nhi in hand to account me kha se jayega 5% logo ke jma kr Dene se bank nhi sambhal skta Main to chhote chhote log hai jo ki 95% log hai Mudda yhi hai ki negative view to clear hai crisis kitna aur kab hoga
saal ka Saving account me 2.5% lene se accha hai apne paise par risk lekar stocks me dalo waise bhi bank wale kuch nai dete. upar se hamare paison par dusron ko loan dekar 500-1000% profit lete hai.
Employment generation first, then expenditure, then savings, & investment, All depends upon Capital formation. This is simple economics. No body can help.
It's after online /digital fixed deposit and debts situation harmonizesd otherwise all transactions were carried out at local level by bankers. Banks were sidelined /bypassed.
500 k or 200 k note bandh karo or ek mahine me sirf 15000 cash milne chai a- or 100 k note har 2 ya 4 ya 6 sal me badal dene chai a simple sa solution he- karna nahi he sarkar ko
Wrong ❌ 1. Just last 2 to 3 year data u collect 2. As by ur reference we can understand that - before 2 to 3 yr this is not the problem. I mean deposit amount high. 3. Sir, don't you think, people who took loan they will return it again with high amount of interest. 4. In personal business, we close some year in profile and in few year in loses 5. When u earn profile we reinvest it or simply save it . For future. 6. Bank also collected some assets in lase few years in terms of Deposits or interest ( collect that chat too) 7. In our business lose time period we took money from our saving & run d business operation, as same way Bank gonna do their too. 8. Stop following Foreign, this is india, here we generate money from several way ( much more options to earn) 9. Our economy don't only depend on liquid cash 10. Our agriculture, Turism, Industries both software and hardware, construction, govt plans etc many more sector. 11. Finally our high amout of Tax who work in India will deal with any situation So stop spreading limited knowledge based on one Foreign Country
बँक कि हालत सुधारणी है तो, मोदी के मित्र जिसे देश कि संपती बेची है . उद्योग पती के लोन माफ किये है उनसे कहो कि अपना सारा पैसा बँक मे जमा करे. फिर जनता के अकाउंट मे 15, 15 लाख डाळे. फिर देश, जनता, और बँक कि हालत सुधरेगी.😂😂😂😂
Shareji 1 video Bajaj housing finance par bana dijiye Shareholders kitna lot apply kar sakte hai Kiya sirf shni me apply kar sakte hai share holder me?
Interest rates are kept deliberately low by showing reported inflation as low by keeping high inflation household items like children education transport food out of the mix. Real household inflation is 10%. Bank FD will give -3%. Gold at 10% returns means 10% inflation
Modi Sarkar jimmedar hai. Bank me Saving account me rakho ya FD, NSC khulwao sab interest par tax laga rakha hai. . Ab new tax regime k karan koi bhi invest nahi karega. Sab mutual fund ki taraf ja rahe .
Banks pay quarterly interest on deposits and charge monthly interest so deposits interst rates shall very even in Ppf ac same condition. Senior citizens money also shifted
सर , यह डिजिटल लेन-देन का परिणाम है पहले सरकार UPI सिस्टम बन्द करे उसके बाद देखे कि कैसे बैंक का डिपॉजिट धराधर बढ़ने लगता है गारंटी के साथ । देशी भाषा मे बता रहा हूँ
Bank jo interest deta hai,usi hisab se thoda jayda leta hai, mutual funds mein Paisa sara khatam bhi ho jata hai,ye circle hai isi tarah chalta rahega, don't mislead
बैंक के पास डिपोजिट कम है तो लोन ज्यादा कैसे दे सकती है? बैंक के पास 10 रुपए है तो बैंक 10रुपए ही लोन दे सकती है ना की 12 रुपए । डिपोजिट ही कम है तो ज्यादा लोन कैसे देगी ?
TDS, TCS, INCOME TAX, CASH DEPOSIT CHARGE BY BANK, Government OR Bank dono milke jab public ko jam ke lootenge to public ka in me visha kaise rahega. Government or banko ko public se loot mar band karni hogi.
बहुत विरोधाभास है देश मे,, एक तरफ कहा जाता है कि हमारे यहाँ share मार्केट मे बहुत कम लोग है,, अगर और लोग share मे ही आयेंगे तो देश तो पीछे जाने लगेगा,, usa आदि मे कैसे मैनेज होता है समझ नहीं आता,,,
. GOVT KA INCOME TAX POLICY 100% GALAT HAI.....JISKA EFFECT BANK KA DEPOSIT KO DIRECT HAMPER KAR RAHA HAI... AIR CONDITION CAR KE ANDAR BAITH KE ..POLICY BANANE SE AISA HI HOGA .
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लोगो के पास पैसा ही नही बचता तो घंटा जमा करेंगे
😂
🎉😂😅😅
Sahi😅😅😅😅
😂
Je kahi 100 rupy ki bat ... Jai Bhai Teri 😂😂😂 fati pdi h ab to ... Jahr khane k pese nhi h
इस देश में इलाज महंगा, एजुकेशन महंगी, न्याय तो समझो ,किसी को मिल गया तो ठीक ,वो भी कई दर्जन चप्पल घिसने के बाद,जिंदगी महंगी,सिर्फ मौत सस्ती,आम इंसान का स्वाभिमान महंगा,उसकी इज्जत सस्ती,चोरों का बोलबाला,बेरोजगारों का मेला,और हाथ में कटोरा
😂😂😂
क्या बात करते हो । अपन तो विश्व गुरु और सुपर पॉवर हैं । 5 ट्रीलियन एकोनोमी 😂😂😂😂
❤
सही बात है, पहले अंग्रेजो की गुलामी की और अब इन नेताओं की। आम आदमी कर्ज में डूबे हुए हैं ज्यादातर।
Any solution sir
बैंक अगर 10% इंटरेस्ट देता तो लोगो को कहीं और नही निवेश करते। बैंक से आम जानता अब इंटेलिजेंट हो गया है 😂😂😂😂
Or loan v 20℅ pe milegi phir
500 k or 200 k note bandh karo or ek mahine me sirf 15000 cash milne chai a- or 100 k note har 2 ya 4 ya 6 sal me badal dene chai a
simple sa solution he- karna nahi he sarkar ko
भाई ज्यादा लोन अमीरों को दिया जाता है छोटे लोगों को नहीं लोन ज्यादा तर अमीर ही लेकर भाग जाता है
और गरीब को तो घर जमीन तक नीलम कर दिया जाता है
@@pradumanyadavrampur6329 जब से bank's में लोन settlement स्कीम आई है तब से deposit पर ब्याज कम होता जा रहा है। बैंक के profit का पैसा लोन settlenent में खप जाता है ऐसे में deposit पर ब्याज कम हो जाता है।
बैंक वाले लोगों से पैसा लेकर कॉरपोरेट को देती है खुद शेयर बाजार में लगा कर मोटा पैसा कमा रहे हैं
लोग बेरोजगार हैं.... इकोनॉमी कहां से बढ़ेगी.... ये शक्तिकांत दास इतिहास पढ़ा है इकोनॉमिक्स पढ़ा रहता तो ये इस्तीफा दे कर चला गया होता
Just remove tax on bank deposits, as earlier, if govt has any sense.
Yea,sir, that's what
And banks are also at fault
They promoted consumerism on emi models
Phone lelo,car lelo,bike lelo
Now,how will a normal middle class with little higher aspirations will be able to save
If I am able to save 10k per month after all expenses,and If my bank balance is 2-3 lakhs,why will I put more money in the bank,I would do mutual funds... Even debt funds give more than banks,and there tax is anyway on interest on savings account as well, it's better to put that money in a debt fund in that case...
And banks loot in India, recently while taking a home loan of 11 lakhs,they sold mandatory home insurance(we already had one,but they made it mandatory,and they revealed this to us in the final papers),the bank employee had told us that we would get loan in 1-2 weeks since our home was fully paid(no existing loan,only repairing loan was required)..but they took 3 months to process it... And repairing work was on progress,so we had to bear the expense of an extra house insurance),then we were sold mandatory term insurance against loan,and then processing fees,all these expenses made up almost 35-40 thousand.... Deducted from loan approved
But the charge the interest on loan sanctioned,not money received after these expenses,we are technically paying interest on amount greater than what we received...
This is unfair... And then,there is no redressal until we threaten to close down the bank account
I once processed my bank account to switch it to family banking,and they insisted that a new account should be opened and old one will be closed
After 6 months ,I got a message that since my balance is zero,there will be charges undertaken for non- maintenance,Upon informing bank(axis bank),there was no solid response from the person who processed the loan,she kept on saying that account closure is processing,however she removed the charges,and assured me account would be closed
Post 5-6 months,I received a similar message and I found out the old account wasn't closed,this time I wrote an application to the operations head for closure of full family account, again they dismissed the charges but didn't close the account,then I processed my full family account closure,then they realised and closed my old account
Sometimes,they cut charges without any reason... Sometimes,they call and force to take credit cards,sometimes,they want to give loan from their side, but when we want a mortgaged loan from our side,we are treated as if we are beggars...
Indian banks are cruel and blood sucking monsters
घोर बेरोजगारी महंगाई के इस दौर मे जनता कि सारी कमाई घर चलाने मे हि खर्च हो जा रही है
सेविंग के नाम पर चवन्नी भी नही बचती तो जमा क्या खाक करेंगे.....
Bank रोज नए नियमों से परेसान करते..कभी charge cut karke..कभी केवाईसी के नाम से..कभीनए आरबीआई के रूल बता कर. कोई परेशान करने का अंत ही नहीं..
Shame on RBI..they are self responsible for such mess..high taxation.. even sr citizen s are not spared..if FD income is made tax free for sr citizens they will full the RBI chest.
500 k or 200 k note bandh karo or ek mahine me sirf 15000 cash milne chai a- or 100 k note har 2 ya 4 ya 6 sal me badal dene chai a
simple sa solution he- karna nahi he sarkar ko
Completely agree with you
RBI is a regulator. FM is responsible for taxing the people.
Desh ka 80% paisa 5% logo ke pass h
Aj thode ho gya h pehle s hi h..ab log mutual fund m jane lge h ..Gadi ghar banane lge h jinke pas paise h
जाइए छीन लीजिए
@@VipinSingh-jr3cl10 saal me dekh reliance or adani group ×4 hoge hai wealth me modi ne adani ko sab jagha ke theke dila diye
Kar di na quota waali baat
FD par tax,post office ki schemes par tax,saving par intrest 2.70 %,Aur home loan pr 9.50 % intrest laga kar govt. Khud hi public ko loot rhi ha
आज के समय में शेयर बाजार में पैसा डालना उतना रिस्की नही जितना बैंक में रखना हो गया है
😂😂
बैंक ने हमेशा ,आम आदमी को ठगा है और करोड़पति को भरा है
ज्यादातर बैंको का मकड़जाल खत्म हो जाना चाहिए, ये वो बैंक जिनमे आम आदमी के नाम पर कई योजनाओं के विज्ञापन छपे होते हैं
लेकिन मोटे कमीशन के चलते ,मजा सिर्फ बड़े लोग लेते हैं।
बैंक ग्राहक पर ध्यान नही देती! गृाहक को चिल्लर देती हैँ और खुद हजारों कमाती हैँ!
Fir bhi staaf bhuka rahta h
Very true.. many reasons.. they cut the amount for faltu reason too
फ्री में राशन राशन सरकार दे रही है, रोजगार मिलेगा नही , जब लोगो के पास पैसा होगा ही नही तो घंटा जमा होगा बैंक में, मोदी जी को बोलिए अंबानी अडानी से FD करवा ले।
Good solutions👌
खायेगा तो जाएगा
ठीक वैसे ही
होगा तो जमा करेगा जब होगा ही नहीं तो फिर ताली थाली ही तो बजाएगा।
बैंक केवल आम आदमी का पैसा इस्तेमाल करता है लेकिन उसे ब्याज नाम मात्र ही देता है इसलिए आम आदमी ने अब बैंक का पैसा रखना बंद कर दिया, जब तक बैंक अपनी ब्याज दर नहीं बढ़ाएगा, तब तक कोई बैंक में पैसे जमा नहीं करेगा
आम जनता के उपर आर्थिक आपातकाल थोपने की तैयारियां शुरू होने जा रही है "अच्छे दिन आयेंगे" की उम्मीद में हमलोगों ने वोट दिया जिसका परिणाम हम आम जनता घोर आर्थिक और मानसिक तौर पर परेशान हैं
भारतीय के पास पैसा है।
पहले वह बेंक मे रखता था अब छोटा आदमी भी IPO और स्टोक मे लगा रहा है।
Ye lootere ipo aur stock deposit par bhi tax wasool lete h sir ..bache to bache kese
Only word to describe your Analytical Skill - AWESOME!
At least Gov. can exempt FDs from tax while banks increase slight interest rates too .This will help a lot and motivate people to keep money in Deposits . This must be keep in mind if money will stay in deposit it will help reduce inflation too.
Good idea but govt need money 💰 why they will spare single penny
@@stockwonders Problem is this govt has been spending money in unnecessary things where their corporate partners can loot from public and in return corporates are helping govt in election spendings.
न्यू टैक्स रेजीम की वजह से टैक्स सेविंग कम हो गईं हे, टैक्स सेविंग एफडी का टेन्योर घटाकर 3साल कर देना चाहिए न्यू टैक्स रेजीम में भी 2लाख तक टैक्स सेविंग का फायदा देना चाहिए बैंको में पैसा आएगा
But in the end money is still in the bank only if invested in the stock market. How it's impacting the deposits in Bank.
People are not withdrawing in cash. It's in Bank only.
I am a retired Banker and not agree with your analysis.
Banks CD ratio is approximately 70 , it is acceptable up to 80.00% as per RBI guidelines. Banks credits are increasing faster than increase in deposits because from last five years public is investing in MF, Gold, Share market etc. But position is very comfortable.
CASA% is decreasing it means term deposits are increasing more.
Investment in MF and shares effect bank deposits not for long time. Because if you purchase Shares Or MF your Bank deposits decreases but at the same time some one sells that then sellers bank deposits will increase after short span of time.
Indian Bank system became very sound during NDA Government
और bankers भी बीजेपी और कांग्रेस की विचारधारा के होते हैँ, हमें पता लग गया की आप कौनसे वाले हो
U must be working for public sector bank otherwise midleval smart accountants basic logic would have been explained u flaws in your logic
आपका एनालिसिस गलत है अरविंद जी
मुकुल जी ठीक कह रहे
मै भी एक रिटायर्ड बैंक कर्मी हूं
Apki kahani padhi english me ab pata chala Bas isiliye apko retire kiya Bank walo ne 😂
10% fd interest bank ko karna chahiye ab aur 5% saving interest
सबसे बड़ा कारण स्कैमर्स है, आज की तारिक मैं स्कैमर्स सबसे जायदा लोगो को लूट रहे है, बैंक की तरफ से कोई सेफ्टी नही है । और लोग बैंक मैं पैसे जमा करने से डर है, और इसकी जगह लोग इन्वेस्टमेंट करने मैं ध्यान दे रहे है ।
Bank ko interest rate 12 % ker dena chahiye public bnk m hi jama keregi
MF may 12% sy jyadha nhi milta kya? Or 5 lakh tk insurance h uskay upar ka paisa k kya?
Ji 5 lac ke insurance ko bada k 50 lc kerna chahiye
@@funfact9370 50 lc chodo 10 lac b nhi krayngay yeh log chathay nhi public ki balai ho bhalay hi desh doob jay unko bs apna faydha dekna h yeh log share market say tax lagakar paisa kamayngay
10% kiya to bhi karegi
Sir, all other you tube channel are discussing this thing of reduced deposits but no one is able to explain the effect of reduced deposits so properly with charts. It becomes easier to understand on the screen and simultaneous explanations. Thank you so much. Hats off to you.
Bankon me deposit byaj kam lekin jokim jyada. Isi liye nivessh kam ho raha .
Awesome 🎉 But I have a question if the bank will refuse to give a home loan then the property market will go down and it will happen soon because property developers have increased rates unathically here in Delhi NCR so it is slowed down the property market too. 😮 There is nothing for investors now in property market now because I think it has reached the peak.😮
मरे से मरा हुआ म्यूच्यूअल फण्ड भी 10-12% का रिटर्न्स दे रहे हैं घण्टा कोई बैंक में कोई पैसा रखेगा
महंगाई हर साल 10%बाद रही है
very informative also need another video for illustration of current banking vs mutual fund scenario
Interest on Bank FDR should be 9% minimum.
For Sr Citizens extra 0.5% ..
than only you can save your principal amount ( Interest 9% - 7% inflation = only 2% appreciation of your principal amount of money) …
Otherwise banks will receive only deposits from ignorant population .
मुझे खुद समझ नहीं आ रहा हो क्या रहा है भारतीय अर्थव्यवस्था में मुकुल अग्रवाल भाई मेरे हिसाब से तो आधे पैसे बैंक fd में रखो और आधे म्यूच्यूअल फंड में 🙏 बाकी भगवान सबका भला करे यही दुआ है 🙏🙏 जय राम जी कि 🙏
Good data, though I do not agree with the conclusions. Why should consumption be credit driven ? USA is in that state of being a credit driven economy and has seen shocks of the same multiple times. Though, they are able to survive for various known reasons.
How has NPA changed all along will reflect on the performance of bank sector well ? Trust in the banking system is another fundamental reason.
Mera dada dadi 30, 40 saal pahle deposit rakhte they...jab 7 saal me paise double milta tha FD me
जब आम आदमी के पास रुपए ही नहीं है तो जमा क्या घंटा करू
मिनिमम पेमेंट मिलता है
Bank khali horaha he toh bank nifty itna upar q uth rahahe?
No savings, no banks,no loans,no business, no industry, no corporates no government funding for elections
This is good example for India because banks control by political party should be free market systems
सारे बैंक सारा सारा पैसा अमीरों को दे देते हैं फिर लोन माफ कर देते हैं पैसा अमीरों की जेब में और गरीबों के पास पैसा खत्म
Sir treasure nft me ek video banaye. Is app k through humare idhar chhattisgarh side bahut log daily ka 2℅ compound return earn kar rahe hai and paise withdrawl ho k aa bhi raha hai but mujhe personally nft to samajh me aaya but treasure nft ka concept mujhe samajh nahi aaya so please make a video on this to aware us🙏
Sir aapse ek question hai
Ans jarur dena
Ek share hai Antartica Ltd isme 100 percent promoter holding hai fir bhi isme lower circuit chal raha hai
Jab 100 percent promoter hai toh sell kon kar Raha hai
Very nice
Bank ke sarkaari karamchariyo ka behaviour bahut kharab hai ye paise nikalte samay bahut pareshan karte hai 👿
Koun rakhega bhai 7.5 % per annum....and if borrow loan from private sector it cost 24% per annum and in that they looting with the name of processing fees
Sir yah mamla kuchh samajh me nahi aata. Idhar SEBI bolta hai ki 140 cr logon me se sirf 16 crore(2024) hi invest kar rahe hai, so there is lot of opportunities for investors and professionals. Aur idhar RBI bol raha hai log FD nahin karke market me invest karte hai. Yah baat contradictory hai.
Pass a resolution to stop deducting TDS on deposits than you will see the results as deposits will become much higher than the credit.
Salary ka en note.
Ek friend ne btaya ki use salary ka revised latter hua aur use congratulations ka email aaya
Maje ki bat ye thi ki 2%hike mila
Jisko salary under 10 ho use 2% hike 😂
Bat ye hai ki paisa hai hi nhi in hand to account me kha se jayega
5% logo ke jma kr Dene se bank nhi sambhal skta
Main to chhote chhote log hai jo ki 95% log hai
Mudda yhi hai ki negative view to clear hai crisis kitna aur kab hoga
Sara paisa sab bade logo ko lon par dete h
Fir sarkar un ka lon maf kar deti h
Our Agar kisan. garib na de paye to un ki property le lete ho
Very excellent 👌👌👌👌 analysis 🎉🎉🎉🎉
saal ka Saving account me 2.5% lene se accha hai apne paise par risk lekar stocks me dalo waise bhi bank wale kuch nai dete. upar se hamare paison par dusron ko loan dekar 500-1000% profit lete hai.
Loan settlement scheme को बंद करना होगा। एक ही policy होनी चाहिए जो लोन लेगा समय पर वापिस करेगा। No settlement
Employment generation first, then expenditure, then savings, & investment, All depends upon Capital formation. This is simple economics. No body can help.
It's after online /digital fixed deposit and debts situation harmonizesd otherwise all transactions were carried out at local level by bankers. Banks were sidelined /bypassed.
पिछले 2साल लोन का इंट्रेस्ट बहुत अधिक हे
4,5 % m kon rekega bnk m 12% hona chahiye fir rekenge pese log bnk m
Tb to deflation aa jayega.... Loan ka intrest 20℅ ho jayega.... Economy gir jayegi or desh barbad
500 k or 200 k note bandh karo or ek mahine me sirf 15000 cash milne chai a- or 100 k note har 2 ya 4 ya 6 sal me badal dene chai a
simple sa solution he- karna nahi he sarkar ko
@@nddholakiya5744 😂 kon se garh se ho 😂
80% pesa 5 % loge ke pas h kuch nhi hoga
मीडियम आदमी से bank चलती है।
बड़े उद्योग पति बैंक को डूबा जाता है
बैंक तो
Wrong ❌
1. Just last 2 to 3 year data u collect
2. As by ur reference we can understand that - before 2 to 3 yr this is not the problem. I mean deposit amount high.
3. Sir, don't you think, people who took loan they will return it again with high amount of interest.
4. In personal business, we close some year in profile and in few year in loses
5. When u earn profile we reinvest it or simply save it . For future.
6. Bank also collected some assets in lase few years in terms of Deposits or interest ( collect that chat too)
7. In our business lose time period we took money from our saving & run d business operation, as same way Bank gonna do their too.
8. Stop following Foreign, this is india, here we generate money from several way ( much more options to earn)
9. Our economy don't only depend on liquid cash
10. Our agriculture, Turism, Industries both software and hardware, construction, govt plans etc many more sector.
11. Finally our high amout of Tax who work in India will deal with any situation
So stop spreading limited knowledge based on one Foreign Country
बँक कि हालत सुधारणी है तो, मोदी के मित्र जिसे देश कि संपती बेची है . उद्योग पती के लोन माफ किये है उनसे कहो कि अपना सारा पैसा बँक मे जमा करे. फिर जनता के अकाउंट मे 15, 15 लाख डाळे.
फिर देश, जनता, और बँक कि हालत सुधरेगी.😂😂😂😂
Shareji 1 video Bajaj housing finance par bana dijiye
Shareholders kitna lot apply kar sakte hai
Kiya sirf shni me apply kar sakte hai share holder me?
Ab jaldi hi savings ka 24 lakh nikalna padega... But market abhi high hai.. 🤔😯
Sarkar ne middle class ka sara paisa le liya mahgai itni badh gayi hai. Kuch bachta hi nahi Bank me kya jama hoga
इस सदी का सबसे बड़ा फ्रॉड बैंकिग सिस्टम है इसके बाद इंश्योरेंस नेट वर्किंग मार्केटिंग और क्रिप्टो करेंसी हे
Interest rates are kept deliberately low by showing reported inflation as low by keeping high inflation household items like children education transport food out of the mix.
Real household inflation is 10%. Bank FD will give -3%. Gold at 10% returns means 10% inflation
Modi Sarkar jimmedar hai. Bank me Saving account me rakho ya FD, NSC khulwao sab interest par tax laga rakha hai. .
Ab new tax regime k karan koi bhi invest nahi karega. Sab mutual fund ki taraf ja rahe .
Instead of asking banks to go for deposit mobilisation drives, govt should tell banks to recover defaulted loans from big big borrowers.
graph shows intrest rate increase and inflation decrease
Loan Intrest rate kam karne honge aur FD and savings par monthly रिटर्न dena hoga tab bank survive kar payenge ab
Govt is aimless, interest rate is reduced and Govt is inspiring to invest in other sector in lieu of saving in bank.
Still all bank's are in huge profits!
How ? & Why?
Banks pay quarterly interest on deposits and charge monthly interest so deposits interst rates shall very even in Ppf ac same condition. Senior citizens money also shifted
Govt. has to give huge income tax benefit and the banks have to increase the deposit interest rate.
सर , यह डिजिटल लेन-देन का परिणाम है पहले सरकार UPI सिस्टम बन्द करे उसके बाद देखे कि कैसे बैंक का डिपॉजिट धराधर बढ़ने लगता है गारंटी के साथ । देशी भाषा मे बता रहा हूँ
😂
नहीं भाई
@@Anilnesochaki भाई upi बैंक डिपॉजिट के बग़ैर हो सकती है क्या 😂 हवा में
सही पकड़े है 😀
To kya ab hame Banking stock me investment nahi karna chahiye?
Try to understand the person who is delivering the lecture and on whose behalf.
Bank jo interest deta hai,usi hisab se thoda jayda leta hai, mutual funds mein Paisa sara khatam bhi ho jata hai,ye circle hai isi tarah chalta rahega, don't mislead
Lower middle class have empty pockets after fulfil daily household expenses.
This is negative only for Banks and Bank related shares. But, it will not have much impact on consumption capacity.
Bank 6% FD m deti hai aur home loan 24% mein jiti hai to aadami kyon rakhega Bank mein paisa
Thanks for your analysis and view 🔥🔥🔥
My pleasure!
बैंक के पास डिपोजिट कम है तो लोन ज्यादा कैसे दे सकती है? बैंक के पास 10 रुपए है तो बैंक 10रुपए ही लोन दे सकती है ना की 12 रुपए ।
डिपोजिट ही कम है तो ज्यादा लोन कैसे देगी ?
Thru fractional reserve banking
Deti hai
Immoral hai par legal hai
Bank investment needs more interest rate and no tax on the internet.
.ab bank ko inflation rate se jyada par intrest dena chahiye..
10% fd interest
TDS, TCS, INCOME TAX, CASH DEPOSIT CHARGE BY BANK,
Government OR Bank dono milke jab public ko jam ke lootenge to public ka in me visha kaise rahega.
Government or banko ko public se loot mar band karni hogi.
Banking insurance limit should be at least increased to 10 lakhs from the present 5 lakhs.
But banks have their own mutual funds.banks are insisting to keep money in their mutual fund instead of saving account...
नेगेटिव न्यूज़ फैलाने लगे सिर्फ सर , क्या बात है चेन्ज इन स्ट्रेटेजी ????
Future me inflation ke aage chalne ke liye kha investment krna chahiye
bank mein fd karane jao toh bankwale insurance mein paisa divert kar dete hai... yeh bhi ek reason hai....
केवल एक ही चीज है पेट्रोल से वर्तमान कर हटाकर सरकार जीएसटी(भले ही 28% हो) लगा दे अपने आप देश का विकास हो जाएगा सारी आर्थिक समस्या खत्म हो जाएगी।
Maine gold loan band karne ka socha hai kyunki inhone Audi suvidha khatm kar Di hai Mera sara kam dhandha khatm hone ja raha hai
बहुत विरोधाभास है देश मे,, एक तरफ कहा जाता है कि हमारे यहाँ share मार्केट मे बहुत कम लोग है,, अगर और लोग share मे ही आयेंगे तो देश तो पीछे जाने लगेगा,, usa आदि मे कैसे मैनेज होता है समझ नहीं आता,,,
.
GOVT KA INCOME TAX POLICY
100% GALAT HAI.....JISKA
EFFECT BANK KA DEPOSIT KO
DIRECT HAMPER KAR RAHA HAI...
AIR CONDITION CAR KE ANDAR
BAITH KE ..POLICY BANANE SE
AISA HI HOGA
.
Jab 80 crore 5kg anaaj par ji rahe to bank me paisa kaun dalega.
Superb analysis sirji
अभी तक तो लोगों को ओजोन बलोकचेन डि सेटेलाईट के बारे मैं पता ही नहीं है
Bank bhi mutual fund me investment karwane ke piche pare hai. Why
Paisa bachta he nhi hai Yeh saab jhoot hai ke paisa Mutual yah stock market me gaya Ghanta paisa bachta he nhi hai ajkal
Bullishness in nifty and bank nifty to continue.
Bank wale FD me monthly compounding kare to abhi dal du paisa 😅