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Great explanation sir. But 1. I have compared term iinsurance rates and found that LICs premium are even less than many pvt cos 2. Commission model of all insurance cos is similar as it is decided by regulator IRDA. i.e., commission model is not specific to LIC only. 3. Pvt players enterd India 22 years ago. They will definitely do some business hence it will naturally decrease the market share. 4. Private cos never talk about their bonus rates. 5. Most mis-selling is being done by banking insurance cos In rural areas Many customers dont even know that their money has been invested in their insurance arm. 6. Many whole life policies of LIC give cover till age 100. 7. Biggest problem with pvt cos. is that their agents and staff keep on changing the cos Whereas biggest strength of LIC is that their agents and employees are quiet loyal.
Death claims ratio of pvt players' is very poor. Every time in death claims they see that how the claims can be rejected by a very small or fack mistake by policy holders.This matters also should be included in this video. Only one sided.
Sir, you have explained it in very well Manner. But the premium of LIC of term insurance is less than private players, because private players sell the insurance with exclusion but LIC sell it without exclusion If you purchase purchase insurance from Private players read the policy schedule.
इतना कुछ तो बता दिया आपने अब लगे हाथ ये भी बता दीजिए कि एल आई सी तो अपने प्रॉफिट का करोड़ो रुपिया हर साल केंद्र सरकार को देश के पंचवर्षीय योजनाओं के लिए देती है । कितने प्राइवेट कंपनियां अपना योगदान देते हैं कृपया वो भी बताने का कष्ट करें ।।
Lic holders ke bana dena please Points... 1. Demate account me kya karna hoga 2. Koi other procedures rahegi ? Offline ya online ?? Etc 3. Baki ke important points aapki or se.
Innovative kya kare lic ? Log reality ko digest nahi kar pa rahe hai ye fact hai, lic ko innovative karne ki jaroorat nahi hai, logo ko fact samjhna, digest karna jaroori hai sir, log illusion ke piche jate hai aur phir unko reality kharab lagne lagti hai. Girlfriend milne ke baad maa acchi nahi lagti hai bahoot sare logo ko, lekin baad me pachtava hota hai... Waise hi private vs LIC ke saath hota hai logo ka 😃
LIC has the best customer penetration as well ...whenever people think of insurance they look at LIC first and that is what trust does. In a country like India, where even now some people think is it worth taking an insurance ,people lack that risk taking ability and they go for the most dependable one...but I agree however reputed a company is ,if it does not keep up with time and remain stagnant, it's growth gets slackened.
Pushkar is giving falls information to RUclips viewer He started topic on IPO and started giving information what is the earning of LIC Agents Does he has figure of Pvt Insurance Agents Earning Does he has overhead expenses of pvt insurance company Does he has figure how first year premium is shared from top to bottom by pvt Insurance co Lots of money is spend by way of lucrative compition from top to bottom And Many more....... In short he is misguiding
Pushkar sir please give some facts and myths about sahara case and what are the probability and other things to it because the count of suicide for there investment is increasing day by day. My father too has some policies and bcz of that case we have to go for loan instead of our own money which is stuck in Sahara and SEBI Please make a video and i hope you’ll make it!!😌❤️
Sir Insurance trust ke liye hi liya jata .Insurance me premium amount se jyada claim settlement matter karta hai jo undoubtedly LIC Ka Best hai Industry me .Innovative ULIPS private players se log le ke dekh chuke hai jinko 2011 -12 tak Principal se bhi kum amount mila tha ...Rahi baat private players ki to wo log to LIC ko bina government se undue favour liye hue kabhi compete nai kar pate hai ...Bahut sare locations se private players apne office band karke bhaag chuke hai aap grass root level ki baat kijiye ...... Last 22 years se Insurance sector Open hai fir bhi 7-8 percent pe hai ..SBI Life loan dene ke badle compulsary policy purchase karne ka force karte hai ,yehi hal HDFC ka bhi hai ,baki private players bhi government banks se tie up karke government ki support se ye 3-4 percent le paye hai har sal bik ja rahe hai ...wo aaj se 30 -40 saal baad khud rahenge ya nai iski guarantee nai hai to wo Common Man ki life ki kya guarantee denge ....Max Kabhi Niva ho jata hai ,Kabhi Exide ... Aapne Private bank or Government bank ki bhi baat ki hai ...Private banks ki har facility bahut expensive hai or hidden charges bhi bahut hai ..
U R right. Lic employees are a liability to company due to their work culture. If u visit lic office , sit for 5 minutes and see the working And employee number much more than required.
@@rahulpaul579 yes sir it's 200% true. Last year i saw the one private policy holder was die. They escape from death claims, They dint gave the death claim. But LIC have not done like this.
Daru pee rahi hai kya .....agar lic ke employees kaam ni krte to itna profitable kaise ho gya lic .....lic ka work culture pvt jaisa hai ....kam ni kroge to agents or development officers ko nikaal bi dete hai wo ......its one of the best org
10:35 pe bahot wrong info di hai, kuchh hi plan me 35% milta hai, Pradhanmantri Vaya Vandana Yojna me 0.10% milta hai... Aisa video se agent aur party ka fight hoga!!!
LIC policy holders are conservative. They can invest in LIC, FDs, Post Office scheme but not in stocks/ IPO. So also, never ever bets on company whose products are not being used by you. On being selected as Dev Officer in LIC in 2009, I immediately discontinued my own LIC policy.
Ur argument about claim ratio is not valid at all. Compare it with the number of policies against which LIC settle claims with the number of policies against which private companies settle.
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- NO AMC Charges for Lifetime
Offers valid for Limited Time. Start earning with refer and earn.
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Sir Make one video on Per Month Sip in Shares
Make a video on adani wilmar
@@justlistenyaar1004 I like
Dubara bhi video banaiye
My policy holder bhi hoo
Great explanation sir. But
1. I have compared term iinsurance rates and found that LICs premium are even less than many pvt cos
2. Commission model of all insurance cos is similar as it is decided by regulator IRDA. i.e., commission model is not specific to LIC only.
3. Pvt players enterd India 22 years ago.
They will definitely do some business hence it will naturally decrease the market share.
4. Private cos never talk about their bonus rates.
5. Most mis-selling is being done by banking insurance cos In rural areas Many customers dont even know that their money has been invested in their insurance arm.
6. Many whole life policies of LIC give cover till age 100.
7. Biggest problem with pvt cos. is that their agents and staff keep on changing the cos Whereas biggest strength of LIC is that their agents and employees are quiet loyal.
correct **
Exactly
Absolutely right
Death claims ratio of pvt players' is very poor. Every time in death claims they see that how the claims can be rejected by a very small or fack mistake by policy holders.This matters also should be included in this video. Only one sided.
@@hiteshacharya2277 right private player try to escape
Sir, you have explained it in very well
Manner.
But the premium of LIC of term insurance
is less than private players, because private players sell the insurance with exclusion but LIC sell it without exclusion
If you purchase purchase insurance from
Private players read the policy schedule.
MAKE A VIDEO ON HOW CAN THE POLICY HOLDERS APPLY FOR IT !!
Ha ek aur video bana digiye sir
Lic is best in terms of trust
And everything
If you have good agent of lic he will help you forever
Love you lic 😍😍😍🥰🥰
Bohot bohot bohota aacchi lagi sr video
And pls 1 more videos LIC IPO
Yes, sir. I request you to structured a video for policy holder.
yes
इतना कुछ तो बता दिया आपने अब लगे हाथ ये भी बता दीजिए कि एल आई सी तो अपने प्रॉफिट का करोड़ो रुपिया हर साल केंद्र सरकार को देश के पंचवर्षीय योजनाओं के लिए देती है । कितने प्राइवेट कंपनियां अपना योगदान देते हैं कृपया वो भी बताने का कष्ट करें ।।
Lic holders ke bana dena please
Points...
1. Demate account me kya karna hoga
2. Koi other procedures rahegi ? Offline ya online ?? Etc
3. Baki ke important points aapki or se.
Good morning Sir Nice video...
Bahut sari information toh apne bata hi di itni Kam information ke saath😊😊😊🙏🙏🙏
Ha bana dena sir
Very Nice details
Bohut wait kra tha sir IPO Lic video ki thanku soo much information useful.. IPO date final k baad ek video aur bna dna sir.
Thank You soo much sir ❤️
If LIC do innovative things in policies
By reducing premium then for a long term LIC can sustain growth
Sir pls do another video on LIC IPO
Innovative kya kare lic ? Log reality ko digest nahi kar pa rahe hai ye fact hai, lic ko innovative karne ki jaroorat nahi hai, logo ko fact samjhna, digest karna jaroori hai sir, log illusion ke piche jate hai aur phir unko reality kharab lagne lagti hai.
Girlfriend milne ke baad maa acchi nahi lagti hai bahoot sare logo ko, lekin baad me pachtava hota hai...
Waise hi private vs LIC ke saath hota hai logo ka 😃
Yes
Great explanation sir
Please make separate vedio for LIC policy holder.
And a pollicy holder how to link pan for ipo.
Yes sir please policy holder ke uppar video banaiye🙏
sir, you are a fair adviser and always takes the approach of common investor. May Almighty Bless you with many more success.
Ha bnao sir video
LIC has the best customer penetration as well ...whenever people think of insurance they look at LIC first and that is what trust does. In a country like India, where even now some people think is it worth taking an insurance ,people lack that risk taking ability and they go for the most dependable one...but I agree however reputed a company is ,if it does not keep up with time and remain stagnant, it's growth gets slackened.
Sir aap jo bolte ho clear bolte ho bhai apko sun ke maja aa jata hai
Yes policy holders ke liye video ho jaye sir !!
Bahut lenghty video
Must need more video on lic before ipo..
Sir aap ka samjane ka andaz bhut achcha hai
LIC has the largest and safest customer service
Good analysis, I think for long term it is not good but IPO give profit for some period.
Some period means 1-2 months?
*AMZ22NE* is Bezos and co going wild for us dont wait too long
Ha bana dena sir police holdar ka liye...
Hn bana dena sir poolicy holder's k liyee
Right
Right
Right sir
Bana do sir
I also need
ठाकुर साहब आप जो वीडियो डालते हैं बिल्कुल सही डालते हो बस एलआईसी का आईपीओ प्रॉफिट में जाएगा इस पर एक वीडियो और बताइएगा आप
Your are right about decrease the business year by year because of Pvt co service better than LIC
Yes Sir Banao Video
Pushkar is giving falls information to RUclips viewer
He started topic on IPO and started giving information what is the earning of LIC Agents
Does he has figure of Pvt Insurance Agents Earning
Does he has overhead expenses of pvt insurance company
Does he has figure how first year premium is shared from top to bottom by pvt Insurance co
Lots of money is spend by way of lucrative compition from top to bottom
And Many more.......
In short he is misguiding
U r correct ...ye speaker bikau he ....
Yes, your right.
Ye faltu hai,
Iski jal rahi hai.
Aap ke video me humne bhoot dekha hai aor skreen short bhi liya hai 😱😱😱😱😱
Pushkar sir please give some facts and myths about sahara case and what are the probability and other things to it because the count of suicide for there investment is increasing day by day.
My father too has some policies and bcz of that case we have to go for loan instead of our own money which is stuck in Sahara and SEBI
Please make a video and i hope you’ll make it!!😌❤️
Bahot acche se samajh di hai aapne
Make a video on how Policyholders can apply for the IPO..?
Yes vidio banaye
Sir Please Make videos on other IPO
Yes sir please make another video on lic 🙏
👆🏽 👆🏽 Thanks for watching. Feel free to reach out I have a prospect that you might find interesting.
*AMZ22NE* explained:Biggest brand in our world going on presale like wtf nobrainer obv 😂
Ha plz Policy holder pe video bana doo
I've lost quite a good number of coins in the current dip,I just hope I find a way to recover from such a massive loss...
Bouth acha laga sir
Excellent presentation and very informative video as always.
सर जी नमस्ते l सर जी एक वीडियो पॉलिसी होल्डर के लिए बना दीजिये प्लीज ....
Sir Insurance trust ke liye hi liya jata .Insurance me premium amount se jyada claim settlement matter karta hai jo undoubtedly LIC Ka Best hai Industry me .Innovative ULIPS private players se log le ke dekh chuke hai jinko 2011 -12 tak Principal se bhi kum amount mila tha ...Rahi baat private players ki to wo log to LIC ko bina government se undue favour liye hue kabhi compete nai kar pate hai ...Bahut sare locations se private players apne office band karke bhaag chuke hai aap grass root level ki baat kijiye ......
Last 22 years se Insurance sector Open hai fir bhi 7-8 percent pe hai ..SBI Life loan dene ke badle compulsary policy purchase karne ka force karte hai ,yehi hal HDFC ka bhi hai ,baki private players bhi government banks se tie up karke government ki support se ye 3-4 percent le paye hai har sal bik ja rahe hai ...wo aaj se 30 -40 saal baad khud rahenge ya nai iski guarantee nai hai to wo Common Man ki life ki kya guarantee denge ....Max Kabhi Niva ho jata hai ,Kabhi Exide ...
Aapne Private bank or Government bank ki bhi baat ki hai ...Private banks ki har facility bahut expensive hai or hidden charges bhi bahut hai ..
U r just owesum sir....yes we will b waiting for videos for policy holder
Good information Sir very few people like you to give us correct guidance
Pushkar Raj Sir Aapke Portfolio pe bhi 1 video banao please
Very well explained sir
Ha sir video bana dijiye
Nice presentation 👍 prepare more video due to awareness thanks
Great sir nice and useful information... mujhe or information chahiye LIC IPO ka....👌👌👌👍👍👍
U R right. Lic employees are a liability to company due to their work culture. If u visit lic office , sit for 5 minutes and see the working
And employee number much more than required.
I'm a LIC employee. And regularly I feel the shortage of man power. Bcoz LIC is too big to work in it.
It feels like you have been rejected by LICI in job offer 😂😂😂
@@rahulpaul579 yes sir it's 200% true. Last year i saw the one private policy holder was die. They escape from death claims, They dint gave the death claim. But LIC have not done like this.
@@rahulmalakar7173😂😂😂
Daru pee rahi hai kya .....agar lic ke employees kaam ni krte to itna profitable kaise ho gya lic .....lic ka work culture pvt jaisa hai ....kam ni kroge to agents or development officers ko nikaal bi dete hai wo ......its one of the best org
Yes,do it soon
हाँ सर वीडियो बना दीजिएगा।
Hari om yes
Banaye.
Jarur banayiye
Thank you for detailed explanations
Thanks yu sir 😆best information lic bhi paytm ki tarah hi paisa leker doob gayega😅😙
Excellent Video. Please enlighten us further on LIC IPO etc., for Policy holders.
Thanks sir
Pls. Lic policy holders ke liye ipo ke baraime Or ek video banaye
Perfect analysis 👍
Ha sir IPO aane se pehle video bana dena please
*AMZ22NE* is the biggest announcement this year for us dont sleep on it
Yes sir banaiye policy holders k liye video
Very much impressive and also explained very well
Yes next vedio extra information tnx sir
10:35 pe bahot wrong info di hai, kuchh hi plan me 35% milta hai, Pradhanmantri Vaya Vandana Yojna me 0.10% milta hai... Aisa video se agent aur party ka fight hoga!!!
Yeh private company ki add karta hai
👍
Ha sir aur ek video banaye
Sir you are great 😊😊
Same 👍
Sar yah video ke liye बहुत-बहुत dhanyvad aur chair policy ke liye dusra video Jarur daliye
Can we use indicators in less volume shares like alok industries .plz tell 🥺🥺
Amazing explored reg. Lic matter
Thanks 😊 sir 👍
LIC policy holders are conservative. They can invest in LIC, FDs, Post Office scheme but not in stocks/ IPO. So also, never ever bets on company whose products are not being used by you. On being selected as Dev Officer in LIC in 2009, I immediately discontinued my own LIC policy.
U must quit ur job also 🙏🏻
Then You are biggest fool in India and SHAME on being DO of.LIC. You must quit LIC DO job simultaneously
@@pawansahu6113 U r correct but pl do not use the word fool 🙏🏻
पोलिसीहोल्डर के लिए व्हिडिओ बना दो सरजी
True bro. LIC FD PO can't bit inflation, better to invest in MF
Very nicely u explained i will quit my lic and compare it to other company and take better insurance for me
Sir Please Make a Video On "OYO" ipo
Yes sir policy holder k liye bana dijiye
Lic Financial Giant......
Zindagi ke Sath bhi Zindagi ke Bad Bhi
Absolutely
Kia bhai lic agent ho kia 🤣🤣🤣
Yes,do it
Thanks for sharing depth knowledge
Thank you for your information sir, but
There is only one king of the jungle. Like a lion.
Ur argument about claim ratio is not valid at all. Compare it with the number of policies against which LIC settle claims with the number of policies against which private companies settle.
Sir you are right because when a company holds the largest number of policy holders, it is normal for its claim settlement to decrease a little.
Bro if it is so then look at the IRCTC share
please make videos near to LIC ipo and also on IPO's released in last 6 months and upcomming ones would be helpful
Good
Yes we want LIC IPO review.
Policy holder ke liye or video banavo
Make a video.... LIC policy holder
Policy holder ke liye
Ha sir video bana digiye
Policy holder ke liya video
Very good advice. Thanks
Yes sir please make a video on LIC ipo.
What is LIC to do by collecting money.
Are u shark 🦈??
Then why u are asking this
Sir its a request please have 100% knowledge about LICs porducts. Then compare it with others. Otherwise don't compare.
Correct
Tereko bht zyada pta hai lgta hai
@@rahulmalakar7173 ji haan