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Having a life insurance po talaga ay showing your care and love sa family mo. Hindi ito expense o gastos lang. I have life insurance and I feel like I am a walking 5 million kasi I know if worst thing will happen to me hindi ako mag cause ng burdens. My family will love me even more. It's not a waste rather an expression of love.... Thanks sir
Hi Simon Montemayor. I am an agent of Philam and creating a website for my services. Would it be alright if I can feature your comment as one of the testimonies of people who have had good experiences with insurance? It may help bring the good that insurance can do to more pinoys who need it.
Im a solo parent, i chose to invest in life insurance and settle my child educ plan. I feel comfortable ang complacent the fact that i am building the legacy for my son. We keep our lifestyle low also as i believe the promised of delayed gratification! Thank you po ive learned a lot from you!
Last year of june, nag avail po ako ng combination ng investment and life insurance. Ito ay bago pa pumutok ang 1st case ng covid. Ofw po ako, and im a frontliner, less worry kc pag tumanda ako or if ever matigok, im confident kc whatever happens to me hindi ako magiging pabigat sa mahal ko sa buhay. LOVE+INSURANCE=CONFIDENT
Napakasakit po talaga pag walang insurance. Grabe po pinagdaanan ko para makabangon ang pamilya ko bago ako nag asawa. Minana kolng naman ang almost 1m na utang ng father ko sa bangko. Un bahay namin na ginawang collateral muntik ng kunin ng bangko. Aside from that lubog pa sa utang, A mistake of my father is a lesson for me. I will never let it happen again esp to my children.
Yun nga lang sir sa claiming ka magkakaproblema. Hihintay ka ng 3 days to 1 week bago makuha yung cheke at maipagamot ka. May documentations pa na aasikasuhin. Doon nagiging scam ang insurance. Paano kung hindi umabot ang insurance para mabayaran agad ang operasyon? Yun ang hindi sinasabi ng mga nagbebenta ng insurance. Maigi pa ipunin mo na lang sa bangko ang pera mo. At least kung need mo na talaga ng pera for health emergency wiwithdrawhin mo na lang.
Kaya po dpat meron kayong emergency fund na masa bank bago kayo mag invest sa life insurance + health, VUL, stocks, index funds at iba pa para in case na kailangan mu ito ASAP may mahuhugot kang atleast pang downpayment then pag na release na ang health insurance mu pwde muna ult ma replenish yung nawala mung emergency fund, just my 2cent po. For me ang purpose tlga kung bkt tayo kumukuha ng insurance is not for ourselves but for our dependents in case tayo ay mawala na.
@@angeliebulaon1059 pwde po iyon basta nung nag sign ng comtract si policy owner/insured nasa Philippines sya. Ang hindi pwde yung nasa ibang bansa sya nag sign ng contract tapos nasa Pinas ang insurance company.
"Life insurance is the greatest love letter invented. Have you written your own?" ❤️ Spreading the importance of financial planning, I'm also an advocate of Financial Literacy here in the Philippines. Thank you so much, Sir Rex 🙂
Thanks Sir Rex, you are the gem that the Filipinos need. Ewan ko na lang kung hindi pa malinawan ang mga makakapakinig nito. Mabuhay po kayo, and God bless you more! 😊
Good day sir Rex, napakainformative and nakapahelpful po nitong mga videos nyo for people like me to realize and see the real essence of life insurance. Thank you and please keep sharing your knowledge to a lot of people kasi sobrang laki po ng natutulong nyo.
Depends on your purpose if you want to leave a legacy to your family and guaranteed go to life insurance but if you are looking only for yourself and non guaranteed investment play stock or mutual funds .
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@@rampverfinancialshello Po Sir, ask ko lang Po, worth it Po ba na kumuha Ako life and accident insurance sa Pru Life UK, plus meron Po ito VUL? Two years na Po Ako naghuhulog. Salamat Po sa pagsagot.
Hi Bulol! Maraming salamat sa iyong suporta! Mahalaga sa amin ang iyong komento para mapabuti ang aming channel! Kung nagustuhan mo ang video na ito maari lamang ilike ang video at magsubscribe sa aming RUclips channel, huwag kalimutang i-tap ang bell icon sa gilid para updated ka sa mga susunod pang video contents! :)
Thanks for your comment, Benito. Protection instruments are defined as investments as well. This is why a “hedge” or even commodity contract insurances are investments too. We even have hedge funds. Technically, an investment is a commitment of funds made in expectation of a positive rate of return. So even pure insurance is considered an investment. VULs, however, are another type where 2 types of investments are mixed. Protection plus funds made up of other instruments. Hope this clarifies.
@@myrianvalenzuela9199 how much annual.mo sa 30k for 5yrs? Right after 5yrs na hinulugan mo nakuha ko agad amg 5k?.or nag nag wait ka ng ilang months /yrs?. Kamusta VUL mo ngayomg covid? Tnx
You nailed it sir, i love the way you explain it. I've started my life insurance and its going two years now. Perfect word, peace of mind for me and security for my family. Thank you sir, God bless.
I bought life insurances because I understand life uncertainties. No one will help and protect my investments other than myself if life uncertainties start to strikes. I love my family, and I dont want to become burden to them when im on my lowest point.
Hi Edrene! Thank you for this suggestion, we will take note of this! :) your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Just a suggestion, you might want to read up on financial management and search for the topic of financial ratios. It can tell you on how company manages its resources and liabilities. To know if a company is good to buy for the long term, you should check up on the topic of valuation w/c is determining the value of a financial asset (i.e. stocks and bonds).
I rarely comment in any video but I really appreciate your passion to educate everyone in achieving their financial journey. A passion to help our fellow Filipino, I really hope time will come that everyone understands the importance of insurance.
Tears fell from my eyes whilst watching kasi Ito yung purpose kasi tlga ng insurance eh. You put your love, care and priority on paper. Thanks sir Rex...
Hi Marwie! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Hi Marwie! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Thanks Sir Rex. One thing that strikes me in this video is that peace of mind is not just an emotion. It can be computed mathematically. And it is through insurance.
been following this since Marvin G. announced it in his yt video. big help katulad kong millenial na gusto ma educate sa financial at future plan. pero saan ako pwede kumuha ng life ensurance? wala pa po ako masyado alam. salamat.
Thank U sir Rex very valueable at informative talaga. Bigla akong nagka-interest sa life insurance bcoz for the purpose I want. God blesz and keep safe po...
Again no....wala paring kakupas kupas ang aking mentor pagdating sa financial literacy and investments. Keep doing the good that you do for so many people who need you help. All the best to all of you.
Ito ang pinaka magandang explanation about sa insurance..thank you sir rex..marami kasi bias kung mgexplain..lalong lalo na sa mga investor..ayaw na ayaw nila lalo na ang VUL..pro sabi nga ni sir rex nka depende yan sa kung anu ang goal mo..
Hi Robert! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
I will be entering the Financial Advisor career and you were one of my inspirations sir Rex, to be able to educate families about finances and secure their family's future!
Maraming salamat Boss Rex - dati wala akong hilig sa usaping Financials but when i joined IMG doon ko kayo unang napakinggan at when i navigated your old days talks from Philam to Marvin...you just created a time bomb in my life goals! You're such a wonderful person to know!...spot wisdom talaga at no holds barred talaga ang explanation nyo! KEEP INSPIRING!
Philam...may bad experienced ako diyan. It may not bcoz of the company, baka sa agent. Dapat ipagbawal sa agent sa lahat ng insurance company na magcollect or tumanggap ng payment fr clients.
Life insurance is not and inversamente who said it was supposed to be, it’s meant to protect you’re family and live them with something wen you die..... if you want and investment go to the stock market .....
Marame ang mga pilipino ang hindi pa din naiintindihan ang purpose ng life insurance Kaya nandito kameng mga financial advisor to educate them. Thanks for this video sir very informative Thumbs up😇😇
Life insurance is a tool for the insurance companies to get your money, that's why there are insurance underwriters. They make sure that the insurance product will go the way for the benefit of insurance companies, if an insurance product benefits victims more, they suddenly pull-out and stop selling the insurance product.
@@andrewchua7286 clearly you doesnt know how insurance business work. Insurance companies does make profit from the premium else how would they survive? in return, they do pay compensation when unfortunate events happen to policyholder, even after adequate underwriting process. there is a reason for every rich people and country to have insurance coverage. to tell one's financial literacy is to see whether he or she understand the purpose of insurance.
@@kenjimiao967 "clearly you DOESNT KNOW how insurance business work". CLEARLY YOU DO NOT KNOW HOW TO SPEAK ENGLISH, what gives you the right to tell me about insurance business...didn't you at least go to school to learn proper English before applying as an insurance agent?
Hi Jayson! We are glad to hear this! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
First and foremost you have to educate the client first and do the PFS know their goals and their affordability for the right products you offer. This how we are doing here in WSB/WFG here in Canada. Great discussion Rex!!!
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I am financial advisor. I deal with investments for retirement and life insurance. Every thing MR .Rex say is pretty much correct except for the investing in life insurance. NEVER BUY INSURANCE FOR AN INVESTMENT. NEVER. I can't stress this enough. Life insurance is to provide income protection to a family who has lost their main income provider. To pay for the funeral, pay off the debt, house, car and such. NEVER BUY WHOLE LIFE, VARIABLE, UNIVERSAL OR ANY OTHER NAME, PRODUCT ONLY PURE TERM LIFE. PERIOD.. Read the fine print for two things. ONE: if the payout is not in one lump sum, DO NOT BUY IT. TWO: if the insurance comes with an investment attach, DON'T BUY IT. Keep the investment and life insurance separate. You don't have an investment with your car or home insurance. Why have it with you life insurance? DON'T BUY IT, IT WILL SCREW YOU EVERY TIME ALL THE TIME. Investing is different for each person depending on what the goal is, time frame, and how much market volatility some one can handle. That is why you need a good financial advisor so help educate you on investments. I can't stress enough never get life insurance with any attachments or a investment. Semper Fi, always.
Per Dave Ramsey, Life Insurance is the best way to tell your family 'I Love You'. It was never an investment, you should never expect you will earn from this, it's purpose is protection for your family.
ibig ba sabihin pagkukuha ako nng life insurance covered na ang : estate creation income continuation or perpetuity Loan Settlement at MRI or separate itong tatlo. life insurance for estate creation, then another life insurance for income continuation and life insurance for loan settlement at MRI ?. side question, dba ang MRI ay nandyan na sa mortgage sa pag ibig kng kukuha ? sensya po kasi zero knowledge kasi ako about insurance.
Hi po! Separate po sila. As said by sir Rex, mag iinvest ka depende sa financial goal mo. So kung halimbawa kumuha ka ng insurance thinking that kung mamatay ka man agad (na wag naman sana) e gusto mo continuos pa rin ang suporta sa pamilya mo..then getting an insurance as income continuation is good :)
Hi Paks! Thank you for this question. Kindly send us an email through sbluservices@rampver.com or send us a message through our facebook page Rampver Financials, our team will be there to assist you with your concern. You may also visit our website rampver.com to know more about our insurance services. Hope this helps! Thank you! :)
one of the best financial literacy video, maganda ang pagkakapaliwanag ng life insurance. sa lahat ng mga financial advisor sa mga bangko or insurance agent, kay sir rex mendoza ko sya talagang naintindihan kung ano ang halaga ng life insurance at ang purpose ng investment, keep up the good work, marami kayo natutulungan na maintindihan ang mga certain investment na available sa market today, sana marami pa topic tungkol sa ibang investment instrument para mas lalo na makadagdag sa kaalaman ng mga nakakarami, maraming salamat po and more power po sa inyo sir at sa mga bumubuo ng rampver financials 😄
Can I just say, your explanation is by far the best I've heard and I agree with you 1000%. I was once guilty with this when I was younger, "The lack of appreciation and understanding gives us the problem" when I understood the purpose of life insurance, it turned me around 😊 I was once a financial advisor and boy I agree, a lot of people do not appreciate what life insurance can give us and our family in times of uncertainty, really worth sharing po 😊
Life insurance is part of the unfortunate incident in someone's life, NO ONE wishes to get it. If you truly love the person who is insured, do you want them to die and get their life insurance instead!
Best explanation I've heard about Life Insurance. Thank you for sharing sir Rex. Minsan kasi nagda-doubt na ako kung tama ba na kumuha ako ng insurance,and thanks God napadpad ako dito sa video mo, at naliwanagan ako. Salamat po sir. God bless you and your team.
I am at the point of my life where I want to secure the future of my kids. Your vid is very assuring Ang enlightening, Sir. Indeed, Life Insurance Investors are people who care and love their family so much that despite their absence they still want to make sure that their family especially their children are secured. Thank you so much for affirming my plans with this video 💖
Depends on who your asking a good number of people in the high and ultra high income brackets don't carry life insurance policy maybe medical insurance but not life. Even those who belong in the Insurance sector particularly the non-life sector when asked about having a life insurance policy say they don't bother reason being they find the rate of return low and they can do better investing on their own. Personally though if you've a talent in sales do like what these folks are doing and make a career out of selling financial instruments you can even take it a step further like the speaker in this Vid and be a blogger where you can not only be a guru on financial matters but you can also use it as a platform to direct listeners to certain financial instruments in order for them to be your future clients and in the process earning on commissions not to mention along with any adverts and product placements to name a few. Not to shabby after all what's better than being a simple policyholder- a seller of that policy. Earn enough off sales and you've got yourself a decent cashflow to invest with. Returns that come in monthly depending on your volume rather than some fixed rate of return in a set future date that may not be adjusted to inflation. So do what these guys do and find ways to Be Your Own Boss!
Ngayon ko as naintindihan ang Life Insurance. Appreciate much. Thank you sir. You are the only person na nakapag-explain ng maayos kung ano ang life insurance and what it does. I hope yung mga ganitong bagay maisama sa Curicullum ng Education System natin dito sa Pilipinas para sa murang edad pa lang may knowledge na agad about sa mga ganitong sobrang importanteng bagay.
a lot of FAs push clients to buy insurance with young age as the main reason without even asking their goal. In a separate FB group, an 18 yr old student was being encouraged to be insured before investing. I suggested that the person can buy insurance once he/she begins to earn. It is a lot better to let the client know why she needs to buy insurance and if buying it is aligned to his/her goal rather than making her buy because he/she is young...
While you're young and earning, it advisable to get a life insurance. Life insurance today or insurance product has protection and investment. While young your insurance premium is low compared to older client. You can use your insurance policy as a collateral for housing loan or business loan. If you could set aside for a certain amount for premium payment get a 10 year plan. Life insurance is just saving money and for your Future. Go to service oriented financial advisor who will cater to your needs, you shouldn't buy all the insurance products being offered. Check the company, their products and services is far excellent
Maraming salamat po sir Rex, naaapreaciate ko po yung mga tinuturo nyo sa finances. Lalo na dito sa life insurance very comprehensive. Sana lahat ng Pilipino ay mapanood ito. I will share this video.
Thank you. I already have insurance which I started paying 3 years ago. I also encouraged my wife and we got another one earlier this year. I know how important insurance is but the way you explained it gave it more meaning. I talked to multiple insurance agents in the past when I was browsing for the correct insurance for me but I never heard them explain it the way you did. The staircase analogy and giving the family left behind time to adjust is big.
Thank you so much Sir Rex, gustong gusto ko po yung sinabi niyo na "Buy life insurance not for what it is, but for what it does." Kaya po ako kumuha tlga ng life insurance dahil gusto ko po pakita yung love and care ko sa family. I hope po sa mga susunod n videos kindly discuss po paano to build investment portfolio for different ages. God Bless po
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thank you sir rex 1st time ko kukuha ng insurance kaya nag search ako ng mga advice about it..napakaganda klaro ng paliwanag nio about insurance very helpful.. keep it up sir rex....
Thank you po. I'm about to withdraw my life insurance but because of your content of your blog. I realize that I really need to continue my life insurance. Mabuhay Po kayo.
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Got my first partial withdrawal from my investment after 5 years in BPI phil am. Thank God natapos ko din ang hulog ko this year next step I am availing Health card for emergency.
Thanks to Sir Marvin at nasumpungan ko po ang channel mo Sir Rex, at alam kung madami among matututunan sa Inyo po. Sauang nga lng kung kilan ako nagka edad saka lang ako nakasumpong ng mga taong tulad nyo po ng willing na willing ituro kung anong Alam na makakatulong sa kanilang mga kababayan✔️💯💖💖💖💯
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Thank you Sir Rex, pinaka relatable at malinaw na explanation ng value of having a life insurance. For future topic po, what should be the heirarchy of financial instruments that we accumulate?
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Thank you Sir Rex for a clear explanation of what a life insirance is. Many are really hesitant to get one, maybe because the purpose was not clearly explained. Please cover discussion on VUL. Thanks.
Hi Joyce! Thank you for your support, we will take note of your suggestion! your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Thank you sir Rex ang daming learnings,lagi ko po kayo pinapanood sa mga new videos nyo thank dahil may mga videos na mga ganito nakaka inspire pa share po.Godbless
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Hi Eden! Thank you so much for your greetings and support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Sir Rex, hope you can enlighten us on BTID, VUL and GUL.. those advocating for BTID kasi is based on the assumption of "self insurance" (ie the side fund will equate to the face amount). those advocating for VUL or trad whole life or GUL (Guaranteed UL) is banking that premiums remain level until the insured dies. I am unsure whether GUL is already offered in PH. To win in the insurance game is to die with your policy is in force. Sa Term life kasi when the term expires and you outlive it, and worse is if your side fund was not able to attain your desired FA, then you are in trouble. One may regret that after paying for so many years but your love ones get zero. wheras on GUL, the premiums remain level for the lifetime of the insured, VUL kasi the COI increases as one ages (if FA+Fund Value is selected) and there will come a time that your fund will also not be able to cope up with the COI :) Can you enlighten us on this topic sometime in the future? :)
Sir thank you for all the learnings. Can you pls discuss about investments in gold and silver. Thank you. God bless. Keep blessing people with your investment expertise.
Ang linaw ng explanation. Ang sarap makinig. Very inspiring and motivating. I got my manulife a year ago. And now i am learning bitcoin... i also just started GCash invest because I watched it here ☺️
Maganda po yan Sir Kung may malasakit ka sa taong mahal mo sa buhay na maiiwan. At isa pa covered ng Life Insurance ang hospitalization mo if ever ma confine ka. At marami pang ibang benefits. Paano naging di maganda yan? Kasi sarili molang iniisip mo.
Good day po Sir Rex. I am so overwhelm by your discussion about insurance that opens my mind on what to select and for what purpose do I need to get one. Thank you soo much.
Suggestion po for the next topic, what is the best thing to do in putting money to a bond fund instead in a bank. 1 to 2 yrs of saving money. Purpose : for real estate ( cash bases) Thanks po Sir Rex Mendoza, for all the inspiration. God bless always!!!
Hi Antonia! Thank you for your support and we will take note of this suggestion! :) Your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Finally, we can also learn from you Sir Rex in this youtube channel. I'm a life insurance advocate and ang daming learnings and takeaways na nakuha ko sa video na ito. This will really help me in advocating the importance of insurance to our fellow Pinoys. God bless you Sir! More videos to watch. ❤️❤️
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Thank you Sir Rex for explaining clearly what people should know about Life Insurance. The way you discussed it, point by point, is very inspiring and I hope people will learn from watching this video and start investing especially those people who are still not aware the importance of getting one. 😊
As a Financial Advisor, I would like to commend your passion and idealogy that you placed in this video. I have learned a lot and I really like the phrase that you mentioned towards the end,... it provides financial peace of mind. I hope you don't mind if I share this video to my colleagues.
Thanks, Ricky! Please do share the video. I want to make a difference to as many people as I could . And as a favor, kindly ask tell them to subscribe to our channel as well. We’ll be coming up with more videos like this! Blessings always!
Hi Renzo! Thank you for this suggestion! Will take note of this :) your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
I'm with you sir Rex, I'm getting old and I'm too crazy to have all this things in my life,thank you for your heartfelt presentation,More power and GodBless!
Just new to your channel, like former life insurance agent both in life and non life insurance business. Nowadays the young generations need to have a life insurance for protection and investment. We financial advisors must guide our children, relatives and friends. Continue providing topics about lufe insurance, wealth management and health insurance, retirement scheme. GOOD luck 👍
Hi Vangie! Yes! We will continue to post contents like this one! Thank you for your support! Your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Thank u po Sir. Marami akong natutunan sa video na 'to. Suggestion ko po sana topic regarding VUL and term insurance. Alin ang mas magandang kunin? Thank u po and more power.
Wow! This is so informative sir! I’m 34yo and planning to have an insurance. I hope it’s not yet late for me to have one. Thank u so much for sharing...
Hi Alucard! You are never too late for being insured! You may email us through sbluservices@rampver.com to get a quotation. Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
I subscribe right away!madami na din ako napanood na video regarding life insurance yet eto maganda pagkakadeliver 🤗 may mga nag aalok ng life insurance kaso di maayos o di ganap na maintindihan.
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Well explain Life Insurance sir Rex, specially the loan settlement insurance it's about time Filipino learn this, Next time po yung mga Provider naman ng Different Insurance salamat po, Mabuhay po kayo
I do really appreciate how you explain the value of life insurance- the different analogies in relation to its value.. if you could share the benefits life insurance provide for our young professionals/ millennials who feel they don't need it. Thank you very much Sir & God bless you... We all miss you here @Philam...
Thank you so much for this Sir Rex! Very helpful information especially for me as a newbie in the financial space! I do have a question: in terms of allowing the life insurance to cover income loss to perpetuity, how does the money gain 5-10% when you're not there to manage it? Should it be provided in my will that it should be invested? And will I need a lawyer/fund manager for this? It would be great if a video for this would be made (apart from directly answering my question haha). Thank you so much!
You think this is helpful because you're hearing a one -sided sales agents point of view. He spent a good time of his career training insurance agents on how to get sales and encouraging them with commission quota-bracket and rankings. Try to hear stories from the many victims of these life insurance products.
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sana po invest kau sa microphone hehe
Dapat yung life insurance eh may included ang trauma claim like stroke, heart attack and kidney failure. Am I right?
Having a life insurance po talaga ay showing your care and love sa family mo. Hindi ito expense o gastos lang. I have life insurance and I feel like I am a walking 5 million kasi I know if worst thing will happen to me hindi ako mag cause ng burdens. My family will love me even more. It's not a waste rather an expression of love....
Thanks sir
Simon Montemayor #sanaall Filipinos gaya sayo sir Simon mag isip 😍😍
permission to screen shot your message Sir? Thank you 😊😊
agree👍❤
Hi Simon Montemayor. I am an agent of Philam and creating a website for my services. Would it be alright if I can feature your comment as one of the testimonies of people who have had good experiences with insurance? It may help bring the good that insurance can do to more pinoys who need it.
Permission to screenshot po sir. I love your testimony.
Life insurance is like buying your future income for a very small amount. One of the most important product you will ever purchase.
Im a solo parent, i chose to invest in life insurance and settle my child educ plan. I feel comfortable ang complacent the fact that i am building the legacy for my son. We keep our lifestyle low also as i believe the promised of delayed gratification! Thank you po ive learned a lot from you!
Eto na yung pinaka "layman's term" explanation na narinig ko. Thank you for sharing this. Thank you.
Last year of june, nag avail po ako ng combination ng investment and life insurance. Ito ay bago pa pumutok ang 1st case ng covid. Ofw po ako, and im a frontliner, less worry kc pag tumanda ako or if ever matigok, im confident kc whatever happens to me hindi ako magiging pabigat sa mahal ko sa buhay. LOVE+INSURANCE=CONFIDENT
Napakasakit po talaga pag walang insurance. Grabe po pinagdaanan ko para makabangon ang pamilya ko bago ako nag asawa. Minana kolng naman ang almost 1m na utang ng father ko sa bangko. Un bahay namin na ginawang collateral muntik ng kunin ng bangko. Aside from that lubog pa sa utang, A mistake of my father is a lesson for me. I will never let it happen again esp to my children.
Yun nga lang sir sa claiming ka magkakaproblema. Hihintay ka ng 3 days to 1 week bago makuha yung cheke at maipagamot ka. May documentations pa na aasikasuhin.
Doon nagiging scam ang insurance. Paano kung hindi umabot ang insurance para mabayaran agad ang operasyon? Yun ang hindi sinasabi ng mga nagbebenta ng insurance. Maigi pa ipunin mo na lang sa bangko ang pera mo. At least kung need mo na talaga ng pera for health emergency wiwithdrawhin mo na lang.
Kaya po dpat meron kayong emergency fund na masa bank bago kayo mag invest sa life insurance + health, VUL, stocks, index funds at iba pa para in case na kailangan mu ito ASAP may mahuhugot kang atleast pang downpayment then pag na release na ang health insurance mu pwde muna ult ma replenish yung nawala mung emergency fund, just my 2cent po. For me ang purpose tlga kung bkt tayo kumukuha ng insurance is not for ourselves but for our dependents in case tayo ay mawala na.
While abroad po? Alam ko its not allowed to get if nasa ibang bansa ka, baka magkaissue po sa claiming 😊
@@angeliebulaon1059 pwde po iyon basta nung nag sign ng comtract si policy owner/insured nasa Philippines sya. Ang hindi pwde yung nasa ibang bansa sya nag sign ng contract tapos nasa Pinas ang insurance company.
"Life insurance is the greatest love letter invented. Have you written your own?" ❤️
Spreading the importance of financial planning, I'm also an advocate of Financial Literacy here in the Philippines.
Thank you so much, Sir Rex 🙂
Life insurance is a "Love Letter" your loved ones WON'T WANT TO READ!
Thanks Sir Rex, you are the gem that the Filipinos need. Ewan ko na lang kung hindi pa malinawan ang mga makakapakinig nito. Mabuhay po kayo, and God bless you more! 😊
Good day sir Rex, napakainformative and nakapahelpful po nitong mga videos nyo for people like me to realize and see the real essence of life insurance. Thank you and please keep sharing your knowledge to a lot of people kasi sobrang laki po ng natutulong nyo.
Depends on your purpose if you want to leave a legacy to your family and guaranteed go to life insurance but if you are looking only for yourself and non guaranteed investment play stock or mutual funds .
I am an Insurance Agent and i deeply appreciate the learnings you shared with us Sir! 💛
Hi Joseph! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
@@rampverfinancialshello Po Sir, ask ko lang Po, worth it Po ba na kumuha Ako life and accident insurance sa Pru Life UK, plus meron Po ito VUL?
Two years na Po Ako naghuhulog.
Salamat Po sa pagsagot.
very informative,dhil wala akong ka alam alm about insurance,gusto ko na kumuha ng insurance at kuhanan din parents ko kc sayang ang panhon
Hi Bulol! Maraming salamat sa iyong suporta! Mahalaga sa amin ang iyong komento para mapabuti ang aming channel! Kung nagustuhan mo ang video na ito maari lamang ilike ang video at magsubscribe sa aming RUclips channel, huwag kalimutang i-tap ang bell icon sa gilid para updated ka sa mga susunod pang video contents! :)
I bought insurance because I love my daughter so much,.i want here to have financial independence even when I am not around anymore
Nice
Permission to screenshot po. I love your comnment po.
Same here
Life insurance is not an investment, it is indeed a protection.
Thanks for your comment, Benito. Protection instruments are defined as investments as well. This is why a “hedge” or even commodity contract insurances are investments too. We even have hedge funds. Technically, an investment is a commitment of funds made in expectation of a positive rate of return. So even pure insurance is considered an investment. VULs, however, are another type where 2 types of investments are mixed. Protection plus funds made up of other instruments. Hope this clarifies.
@@myrianvalenzuela9199 how much annual.mo sa 30k for 5yrs? Right after 5yrs na hinulugan mo nakuha ko agad amg 5k?.or nag nag wait ka ng ilang months /yrs?.
Kamusta VUL mo ngayomg covid? Tnx
@@rexma.a.mendoza6565 too kind of you to find time to reply sir. Padayon.
You really explained it well sir...Thank you for your knowledge to share with us.....
Amazing inputs Sir! 💞💞 Keep up with the vlogs!
You nailed it sir, i love the way you explain it. I've started my life insurance and its going two years now. Perfect word, peace of mind for me and security for my family. Thank you sir, God bless.
I bought life insurances because I understand life uncertainties. No one will help and protect my investments other than myself if life uncertainties start to strikes. I love my family, and I dont want to become burden to them when im on my lowest point.
Suggestion for next topic: How to properly read the fundamentals of a company to identify if its a good Stock to buy for a long term.
Hi Edrene! Thank you for this suggestion, we will take note of this! :) your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Just a suggestion, you might want to read up on financial management and search for the topic of financial ratios. It can tell you on how company manages its resources and liabilities.
To know if a company is good to buy for the long term, you should check up on the topic of valuation w/c is determining the value of a financial asset (i.e. stocks and bonds).
I rarely comment in any video but I really appreciate your passion to educate everyone in achieving their financial journey. A passion to help our fellow Filipino, I really hope time will come that everyone understands the importance of insurance.
Tears fell from my eyes whilst watching kasi Ito yung purpose kasi tlga ng insurance eh. You put your love, care and priority on paper. Thanks sir Rex...
Hi Marwie! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Hi Marwie! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Thanks Sir Rex. One thing that strikes me in this video is that peace of mind is not just an emotion. It can be computed mathematically. And it is through insurance.
The insurance companies have all the algorithms and mathematical computations to go against us. They aim to "insure" getting their profit.
The only person who realy explained it very well on what life insurance is.
oo nga, ang galing nya.
been following this since Marvin G. announced it in his yt video. big help katulad kong millenial na gusto ma educate sa financial at future plan. pero saan ako pwede kumuha ng life ensurance? wala pa po ako masyado alam. salamat.
Thank U sir Rex very valueable at informative talaga. Bigla akong nagka-interest sa life insurance bcoz for the purpose I want. God blesz and keep safe po...
Again no....wala paring kakupas kupas ang aking mentor pagdating sa financial literacy and investments. Keep doing the good that you do for so many people who need you help.
All the best to all of you.
Thanks, Madz. Really appreciate your support and generous words. Blessings always!
Ito ang pinaka magandang explanation about sa insurance..thank you sir rex..marami kasi bias kung mgexplain..lalong lalo na sa mga investor..ayaw na ayaw nila lalo na ang VUL..pro sabi nga ni sir rex nka depende yan sa kung anu ang goal mo..
Hi Robert! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
I will be entering the Financial Advisor career and you were one of my inspirations sir Rex, to be able to educate families about finances and secure their family's future!
Maraming salamat Boss Rex - dati wala akong hilig sa usaping Financials but when i joined IMG doon ko kayo unang napakinggan at when i navigated your old days talks from Philam to Marvin...you just created a time bomb in my life goals! You're such a wonderful person to know!...spot wisdom talaga at no holds barred talaga ang explanation nyo! KEEP INSPIRING!
Sir tanong lng po maganda ba yng time deposit??
Philam...may bad experienced ako diyan. It may not bcoz of the company, baka sa agent. Dapat ipagbawal sa agent sa lahat ng insurance company na magcollect or tumanggap ng payment fr clients.
Life insurance is not and inversamente who said it was supposed to be, it’s meant to protect you’re family and live them with something wen you die..... if you want and investment go to the stock market .....
Marame ang mga pilipino ang hindi pa din naiintindihan ang purpose ng life insurance
Kaya nandito kameng mga financial advisor to educate them.
Thanks for this video sir very informative
Thumbs up😇😇
Insurance isn't a tool for you to get rich
But a tool to prevent you getting poor.
Life insurance is a tool for the insurance companies to get your money, that's why there are insurance underwriters. They make sure that the insurance product will go the way for the benefit of insurance companies, if an insurance product benefits victims more, they suddenly pull-out and stop selling the insurance product.
@@andrewchua7286 clearly you doesnt know how insurance business work. Insurance companies does make profit from the premium else how would they survive?
in return, they do pay compensation when unfortunate events happen to policyholder, even after adequate underwriting process.
there is a reason for every rich people and country to have insurance coverage.
to tell one's financial literacy is to see whether he or she understand the purpose of insurance.
@@kenjimiao967 "clearly you DOESNT KNOW how insurance business work". CLEARLY YOU DO NOT KNOW HOW TO SPEAK ENGLISH, what gives you the right to tell me about insurance business...didn't you at least go to school to learn proper English before applying as an insurance agent?
It is really good when someone really knew his field and know what his really doing. Naliwagan po ako ng sobra, maraming salamat po sir Rex.
Hi Jayson! We are glad to hear this! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
First and foremost you have to educate the client first and do the PFS know their goals and their affordability for the right products you offer. This how we are doing here in WSB/WFG here in Canada. Great discussion Rex!!!
Hi Normita! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Thanks sir Rex! Watched from start to finish. Can you discuss these topics:
- what to invest in your 20s, 30s, etc
I am financial advisor. I deal with investments for retirement and life insurance. Every thing MR .Rex say is pretty much correct except for the investing in life insurance. NEVER BUY INSURANCE FOR AN INVESTMENT. NEVER. I can't stress this enough. Life insurance is to provide income protection to a family who has lost their main income provider. To pay for the funeral, pay off the debt, house, car and such. NEVER BUY WHOLE LIFE, VARIABLE, UNIVERSAL OR ANY OTHER NAME, PRODUCT ONLY PURE TERM LIFE. PERIOD.. Read the fine print for two things. ONE: if the payout is not in one lump sum, DO NOT BUY IT. TWO: if the insurance comes with an investment attach, DON'T BUY IT. Keep the investment and life insurance separate. You don't have an investment with your car or home insurance. Why have it with you life insurance? DON'T BUY IT, IT WILL SCREW YOU EVERY TIME ALL THE TIME. Investing is different for each person depending on what the goal is, time frame, and how much market volatility some one can handle. That is why you need a good financial advisor so help educate you on investments. I can't stress enough never get life insurance with any attachments or a investment. Semper Fi, always.
Hahaha why some are emphasizing separate …. Hayzzzz
All the way from Republic of Ireland OFW. Thanks a million.
Per Dave Ramsey, Life Insurance is the best way to tell your family 'I Love You'. It was never an investment, you should never expect you will earn from this, it's purpose is protection for your family.
ibig ba sabihin pagkukuha ako nng life insurance covered na ang :
estate creation
income continuation or perpetuity
Loan Settlement at MRI
or separate itong tatlo. life insurance for estate creation, then another life insurance for income continuation and life insurance for loan settlement at MRI ?.
side question, dba ang MRI ay nandyan na sa mortgage sa pag ibig kng kukuha ? sensya po kasi zero knowledge kasi ako about insurance.
Hi po! Separate po sila. As said by sir Rex, mag iinvest ka depende sa financial goal mo. So kung halimbawa kumuha ka ng insurance thinking that kung mamatay ka man agad (na wag naman sana) e gusto mo continuos pa rin ang suporta sa pamilya mo..then getting an insurance as income continuation is good :)
so iba ibang policy pala sila each.
Hi Paks! Thank you for this question. Kindly send us an email through sbluservices@rampver.com or send us a message through our facebook page Rampver Financials, our team will be there to assist you with your concern. You may also visit our website rampver.com to know more about our insurance services. Hope this helps! Thank you! :)
one of the best financial literacy video, maganda ang pagkakapaliwanag ng life insurance. sa lahat ng mga financial advisor sa mga bangko or insurance agent, kay sir rex mendoza ko sya talagang naintindihan kung ano ang halaga ng life insurance at ang purpose ng investment, keep up the good work, marami kayo natutulungan na maintindihan ang mga certain investment na available sa market today, sana marami pa topic tungkol sa ibang investment instrument para mas lalo na makadagdag sa kaalaman ng mga nakakarami, maraming salamat po and more power po sa inyo sir at sa mga bumubuo ng rampver financials 😄
Thanks, Mark! Your kind and generous words make my day! Take care and stay safe!
hindi ako nagkamali na kumuha ng life ang investment insurance... thank you much sir
Can I just say, your explanation is by far the best I've heard and I agree with you 1000%. I was once guilty with this when I was younger, "The lack of appreciation and understanding gives us the problem" when I understood the purpose of life insurance, it turned me around 😊 I was once a financial advisor and boy I agree, a lot of people do not appreciate what life insurance can give us and our family in times of uncertainty, really worth sharing po 😊
Life insurance is part of the unfortunate incident in someone's life, NO ONE wishes to get it. If you truly love the person who is insured, do you want them to die and get their life insurance instead!
Best explanation I've heard about Life Insurance. Thank you for sharing sir Rex. Minsan kasi nagda-doubt na ako kung tama ba na kumuha ako ng insurance,and thanks God napadpad ako dito sa video mo, at naliwanagan ako. Salamat po sir. God bless you and your team.
I really loved your message.... totoo po yan yung investment natin will benefit of our love one.. life insurance will lead us to a good benefit
I am at the point of my life where I want to secure the future of my kids. Your vid is very assuring Ang enlightening, Sir. Indeed, Life Insurance Investors are people who care and love their family so much that despite their absence they still want to make sure that their family especially their children are secured. Thank you so much for affirming my plans with this video 💖
@@venusespina4103 Permission granted 🙂
Depends on who your asking a good number of people in the high and ultra high income brackets don't carry life insurance policy maybe medical insurance but not life. Even those who belong in the Insurance sector particularly the non-life sector when asked about having a life insurance policy say they don't bother reason being they find the rate of return low and they can do better investing on their own.
Personally though if you've a talent in sales do like what these folks are doing and make a career out of selling financial instruments you can even take it a step further like the speaker in this Vid and be a blogger where you can not only be a guru on financial matters but you can also use it as a platform to direct listeners to certain financial instruments in order for them to be your future clients and in the process earning on commissions not to mention along with any adverts and product placements to name a few.
Not to shabby after all what's better than being a simple policyholder- a seller of that policy. Earn enough off sales and you've got yourself a decent cashflow to invest with. Returns that come in monthly depending on your volume rather than some fixed rate of return in a set future date that may not be adjusted to inflation.
So do what these guys do and find ways to Be Your Own Boss!
Ngayon ko as naintindihan ang Life Insurance. Appreciate much. Thank you sir. You are the only person na nakapag-explain ng maayos kung ano ang life insurance and what it does. I hope yung mga ganitong bagay maisama sa Curicullum ng Education System natin dito sa Pilipinas para sa murang edad pa lang may knowledge na agad about sa mga ganitong sobrang importanteng bagay.
a lot of FAs push clients to buy insurance with young age as the main reason without even asking their goal. In a separate FB group, an 18 yr old student was being encouraged to be insured before investing. I suggested that the person can buy insurance once he/she begins to earn. It is a lot better to let the client know why she needs to buy insurance and if buying it is aligned to his/her goal rather than making her buy because he/she is young...
While you're young and earning, it advisable to get a life insurance. Life insurance today or insurance product has protection and investment. While young your insurance premium is low compared to older client. You can use your insurance policy as a collateral for housing loan or business loan. If you could set aside for a certain amount for premium payment get a 10 year plan. Life insurance is just saving money and for your Future. Go to service oriented financial advisor who will cater to your needs, you shouldn't buy all the insurance products being offered. Check the company, their products and services is far excellent
This is good. I'm also an advocate of life insurance. Sana all Pinoy will invest first sa life insurance.
Maraming salamat po sir Rex, naaapreaciate ko po yung mga tinuturo nyo sa finances. Lalo na dito sa life insurance very comprehensive. Sana lahat ng Pilipino ay mapanood ito. I will share this video.
The Legend REX MENDOZA.....very good Explanation....
Thank you. I already have insurance which I started paying 3 years ago. I also encouraged my wife and we got another one earlier this year. I know how important insurance is but the way you explained it gave it more meaning. I talked to multiple insurance agents in the past when I was browsing for the correct insurance for me but I never heard them explain it the way you did. The staircase analogy and giving the family left behind time to adjust is big.
I am looking for Health Insurance with HMO Feature.
Thank you so much Sir Rex, gustong gusto ko po yung sinabi niyo na "Buy life insurance not for what it is, but for what it does." Kaya po ako kumuha tlga ng life insurance dahil gusto ko po pakita yung love and care ko sa family. I hope po sa mga susunod n videos kindly discuss po paano to build investment portfolio for different ages. God Bless po
Thanks, Armina! Your kind and generous words make my day! Take care and stay safe!
Thanks Sir Rex. Napaka ganda ng explanation.
Salamat po sa napakalinaw ng pagkakapaliwanag sa totoong purpose ng life insurance at pati sa ibang financial instruments.
Ito amgbgusto ko marinig sa mga FA na nag ooffer sa akin ng insurance
Thank you
Jonjoy. I'd be interested if we can lifetime partners. Message me, let's talk about VUL and insurance. Fb: @jsonbern
This is PERFECT! Every insurance agent/financial planner/estate lawyer should watch this! Don't just sell, educate!
Hi Rusty! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
thank you sir rex 1st time ko kukuha ng insurance kaya nag search ako ng mga advice about it..napakaganda klaro ng paliwanag nio about insurance very helpful.. keep it up sir rex....
Thank you po. I'm about to withdraw my life insurance but because of your content of your blog. I realize that I really need to continue my life insurance. Mabuhay Po kayo.
That's our boss at ayala land before. I've learned a lot from all his inspirational talks. Kudos to you Sir Rex.
Hi Jerry! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Got my first partial withdrawal from my investment after 5 years in BPI phil am. Thank God natapos ko din ang hulog ko this year next step I am availing Health card for emergency.
solid financial foundation topic sir Rex , bakit kelangan unahin ang healthcare.
Dami kong napulot na aral dito Sir Rex salamat po more power po and thank you rampver
Thanks po napakaganda ng sinabi nyo. Buti na lang at bayad na aming life insurance .
Thanks to Sir Marvin at nasumpungan ko po ang channel mo Sir Rex, at alam kung madami among matututunan sa Inyo po.
Sauang nga lng kung kilan ako nagka edad saka lang ako nakasumpong ng mga taong tulad nyo po ng willing na willing ituro kung anong Alam na makakatulong sa kanilang mga kababayan✔️💯💖💖💖💯
Sir Rex ...God Bless po linaw po ng pagka2paliwanag mo
Thank you s napaka powerful mo paliwanag sir rex..s mga bagay bagay n dk Alam. Ang dami natutunan sa iyo sir
Hi Balais! We are glad to know this! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Very well said Mr. Rex Mendoza sana all Filipinos ay ma realize the true value of life insurance sana lahat open minded 👍👍👍
I hope our insurance broker is as knowledgeable as you Mr. Rex Mendoza because some of them just aiming for their quota.
Thank you Sir Rex, pinaka relatable at malinaw na explanation ng value of having a life insurance.
For future topic po, what should be the heirarchy of financial instruments that we accumulate?
Great topic. And that realization that when you get a life insurance, it shows how much you love your beneficiaries and how you prioritize them.
Hi Vic! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Thank you Sir Rex for a clear explanation of what a life insirance is. Many are really hesitant to get one, maybe because the purpose was not clearly explained.
Please cover discussion on VUL. Thanks.
Hi Joyce! Thank you for your support, we will take note of your suggestion! your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Thank you sir Rex ang daming learnings,lagi ko po kayo pinapanood sa mga new videos nyo thank dahil may mga videos na mga ganito nakaka inspire pa share po.Godbless
Genuine explanation of what life insurance can really do to our lives.
Hi Charo! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
napakahelpful po ang mga sinabi nyo..it really enlighten me a lot of things in my life,,god bless po
Happy Birthday Boss Rex Mendoza. 😊 Thank you for sharing your knowledge to us. 😀 You're the best! God bless you and your family po. 😊
Hi Eden! Thank you so much for your greetings and support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Sir Rex Good Morning Thanks
If we love our family life insurance is the best to protect them.
Sir Rex, hope you can enlighten us on BTID, VUL and GUL..
those advocating for BTID kasi is based on the assumption of "self insurance" (ie the side fund will equate to the face amount).
those advocating for VUL or trad whole life or GUL (Guaranteed UL) is banking that premiums remain level until the insured dies. I am unsure whether GUL is already offered in PH.
To win in the insurance game is to die with your policy is in force. Sa Term life kasi when the term expires and you outlive it, and worse is if your side fund was not able to attain your desired FA, then you are in trouble. One may regret that after paying for so many years but your love ones get zero. wheras on GUL, the premiums remain level for the lifetime of the insured, VUL kasi the COI increases as one ages (if FA+Fund Value is selected) and there will come a time that your fund will also not be able to cope up with the COI :)
Can you enlighten us on this topic sometime in the future? :)
Sir thank you for all the learnings. Can you pls discuss about investments in gold and silver. Thank you. God bless. Keep blessing people with your investment expertise.
Ang linaw ng explanation. Ang sarap makinig. Very inspiring and motivating. I got my manulife a year ago. And now i am learning bitcoin... i also just started GCash invest because I watched it here ☺️
This is the best explanation of Life Insurance product I ever heard/watched, with so much heart and passion! Thank you Boss Rex!
Couldnt agree more!
Maganda po yan Sir Kung may malasakit ka sa taong mahal mo sa buhay na maiiwan. At isa pa covered ng Life Insurance ang hospitalization mo if ever ma confine ka. At marami pang ibang benefits. Paano naging di maganda yan? Kasi sarili molang iniisip mo.
Good day po Sir Rex. I am so overwhelm by your discussion about insurance that opens my mind on what to select and for what purpose do I need to get one. Thank you soo much.
Thank you sir Rex Mendoza for this very enlightening video. I have two of your books po which I bought at KCon. More power po !
Suggestion po for the next topic, what is the best thing to do in putting money to a bond fund instead in a bank. 1 to 2 yrs of saving money. Purpose : for real estate ( cash bases) Thanks po Sir Rex Mendoza, for all the inspiration. God bless always!!!
Hi Antonia! Thank you for your support and we will take note of this suggestion! :) Your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Finally, we can also learn from you Sir Rex in this youtube channel. I'm a life insurance advocate and ang daming learnings and takeaways na nakuha ko sa video na ito. This will really help me in advocating the importance of insurance to our fellow Pinoys. God bless you Sir! More videos to watch. ❤️❤️
Hi Jez! Thank you for your support, your comment means a lot to us! We hope to see you in our next videos and please don't forget to give us a thumbs up if you liked the content, subscribe to our channel and tap the bell icon to keep you posted with our upcoming videos!
Ano po ba ang best na life insurance?
Thank you Sir Rex for explaining clearly what people should know about Life Insurance. The way you discussed it, point by point, is very inspiring and I hope people will learn from watching this video and start investing especially those people who are still not aware the importance of getting one. 😊
Thanks, Marian! Your kind and generous words make my day! Take care and stay safe!
As a Financial Advisor, I would like to commend your passion and idealogy that you placed in this video. I have learned a lot and I really like the phrase that you mentioned towards the end,... it provides financial peace of mind. I hope you don't mind if I share this video to my colleagues.
Thanks, Ricky! Please do share the video. I want to make a difference to as many people as I could . And as a favor, kindly ask tell them to subscribe to our channel as well. We’ll be coming up with more videos like this! Blessings always!
Hi Sir Rex, speaking of insurance, I buy a condo unit I want an insurance for it, is it possible?
I agree with you. Rex has passion and unfortunate wayward ideology about LIFE insurance that he is trying to preach.
Happy viewing
Hi Sir! Here is my topic suggestion. How compaunding interest works in Mutual funds amd How is the computation
Hi Renzo! Thank you for this suggestion! Will take note of this :) your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
I'm with you sir Rex, I'm getting old and I'm too crazy to have all this things in my life,thank you for your heartfelt presentation,More power and GodBless!
Just new to your channel, like former life insurance agent both in life and non life insurance business.
Nowadays the young generations need to have a life insurance for protection and investment. We financial advisors must guide our children, relatives and friends. Continue providing topics about lufe insurance, wealth management and health insurance, retirement scheme. GOOD luck 👍
Hi Vangie! Yes! We will continue to post contents like this one! Thank you for your support! Your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Thank u po Sir. Marami akong natutunan sa video na 'to. Suggestion ko po sana topic regarding VUL and term insurance. Alin ang mas magandang kunin? Thank u po and more power.
Wow! This is so informative sir! I’m 34yo and planning to have an insurance. I hope it’s not yet late for me to have one. Thank u so much for sharing...
Hi Alucard! You are never too late for being insured! You may email us through sbluservices@rampver.com to get a quotation. Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Grabe Sir @Rex tumpak n tumpak po ung explanation nyo👏👏.. Thank u po 4 this🙏..
I subscribe right away!madami na din ako napanood na video regarding life insurance yet eto maganda pagkakadeliver 🤗 may mga nag aalok ng life insurance kaso di maayos o di ganap na maintindihan.
Thank you Boss Rex marami po akong natutunan sa mga itinuturo nyo po. More power to you.
Hi Art! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Well explain Life Insurance sir Rex, specially the loan settlement insurance it's about time Filipino learn this, Next time po yung mga Provider naman ng Different Insurance salamat po, Mabuhay po kayo
I do really appreciate how you explain the value of life insurance- the different analogies in relation to its value.. if you could share the benefits life insurance provide for our young professionals/ millennials who feel they don't need it. Thank you very much Sir & God bless you... We all miss you here @Philam...
Thank you very much Sir Rex Mendoza🙏
Thank you so much for this Sir Rex! Very helpful information especially for me as a newbie in the financial space!
I do have a question: in terms of allowing the life insurance to cover income loss to perpetuity, how does the money gain 5-10% when you're not there to manage it? Should it be provided in my will that it should be invested? And will I need a lawyer/fund manager for this? It would be great if a video for this would be made (apart from directly answering my question haha). Thank you so much!
You think this is helpful because you're hearing a one -sided sales agents point of view. He spent a good time of his career training insurance agents on how to get sales and encouraging them with commission quota-bracket and rankings. Try to hear stories from the many victims of these life insurance products.