1. Pay all debts exept loan mortgage 2. Build 6months worth of expense for emergency funds put in HYSA. 3. Invest in any S&P500 feeder fund monthly until retirement then follow 4% withdrawal rate annually thereafter. 4. Freestyle na iba whether indulge in travel, payoff housing loan etc basta solid ang 1-2-3
Reality check sa lifestyle mo. Kung hindi afford at pwede naman iwasan or limitahang expenses gawin. Nowadays don't buy things that you don't usually use everyday. Practicality eka nga
1. Pay all debts exept loan mortgage
2. Build 6months worth of expense for emergency funds put in HYSA.
3. Invest in any S&P500 feeder fund monthly until retirement then follow 4% withdrawal rate annually thereafter.
4. Freestyle na iba whether indulge in travel, payoff housing loan etc basta solid ang 1-2-3
No Philippine's National Budget in 2025
Create emergency fund first then all in stock market especially if your young and has regular job.
Php is 99% down vs Bitcoin since inception. Bonds are below inflation. Where to invest you ask? The answer is staring us in the face.
Reality check sa lifestyle mo. Kung hindi afford at pwede naman iwasan or limitahang expenses gawin. Nowadays don't buy things that you don't usually use everyday. Practicality eka nga