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Thank you Sir సర్ చెప్పినట్లు యెవరైనా అప్పు తీసుకునే వ్యక్తి మీరు అడిగిన వడ్డీ ఇస్తామని అంటే ఖచ్చితంగా అప్పు తీర్చాలని అనుకొనే అవకాశం లేదు అదే యెవరైనా అప్పు తీసుకునే వ్యక్తి వడ్డీ తక్కువ ఇస్తామని చెప్పారు అనుకుంటే వారు తప్పకుండా అప్పు తీర్చే అవకాశం ఉంది.
Amazing Mantra. Simplified Mantra on how to become and stay Rich. "Sampadinchataniki Televe Thetalu, Srema kaavali Sampadhana Sampadha Kavalante Lekkalu kaavali"
మంచి సమాచారం ఇచ్చారు. రిజిస్టర్ కంపెనీస్ నిర్వహించే చిట్స్ కి ఇద్దరు ప్రభుత్వ ఉద్యోగుల హామీ ఇవ్వవలసి ఉంటుంది. చిట్ పాడిన వ్యక్తి డబ్బులు కట్టకపోతే హామీ ఇచ్చిన వ్యక్తులు కట్టవలసి ఉంటుంది. అందుచే హామీ ఇచ్చే ప్రభుత్వ ఉద్యోగులు జాగ్రతగా ఉండాలి.
A secured Chit , will definitely gives you a better returns. i have been doing this Cheeti from 2013 and i had good returns compared to bank. we run in our villages -Karnataka.
Chitts are very usefull I had improved very financial status much by chitts every where their is a risk soo better choose nice groups because chitts are monthly savings and getting much amount to the necessity I am getting 190000 by the end of 20 months by paying 175000 by chitts
I am one of your old subscriber.First time Mee video la lo matter sarigga Leni video market lo chala type chits unnay.eeyana explain chesindhi konni matrame
నేను కూడా చిట్ వేస్తున్నా....20000 పర్ month only 3% తీసుకుంటారు అంతే....మిగిలినది ఇచ్చేస్తారు.....లాస్ట్ అంటే 10 నెలలు కి 2 laks కార్పస్ ready అవుతుంది....చిట్ మొత్తం లో 20 మంది ఉంటారు.... మొత్తం 20 మందికి అందరికీ 1st month కావాలి అంటే అందరికీ ఇచ్చేస్తారు......లాస్ట్ కి 200000 కట్టేస్తం .....చాలా బాగుంటుంది మాకు.... అన్న డబ్బుకి 2రోజులు ఆగమన్న ఆగుతాడు....service charges లు,gst లు, లాంటివి ఉండవు.....బ్యాంక్ వాళ్లు లోన్ తీసుకుంటే 1స్ట్ చార్జెస్....బ్యాంక్ account లో డబ్బు లేకపోతే 1000 చార్జెస్ వేస్తారు
దయచేసి బ్యాంకు లోన్ ల జోలికి పోవద్దు బ్యాంకు లే పెద్ద మోసం అతిపెద్ద మోసం HDB bank Agriment 36 month's కాని 44 months కట్టాలి అంటాడు, HDB తో మాములుగా ఉండదు మరి
@@pranayraj3474 చిట్ ఫండ్స్ వేసేటప్పుడు వాడు బిజినెస్ ఏమిటి,వాడికి ఆస్తులు ఎన్ని ఉన్నాయి,మనిషి ఎలాంటి వాడో చూసుకుని వేస్తాము....నీ లాగా గుడ్డిగా వెయ్యము ....ip పెట్టటానికి.....
Thank you money team for this video 🙇. Earlier I wasn't able to explain this concept to my parents or chit fund uncle why I invested in MF & stocks instead of chit funds. Now I will just share this video with them & then won't question me going further regarding my decision. Thank again 😃
Meeru cheppinatluga record maintain chesina loan ఇవ్వని బ్యాంక్.మేనేజర్లు ఎక్కువగా యున్నారు.దీనికి ఎన్నిమార్లు తిప్పుకుంటారో! అలా అని చిట్ గురించి అతిపెద్ద లోపము మీరు చెప్పలేదు..చిట్టి నడిపేవారు ఎగ్గొట్టి ఉదాయించిన వారెందరో ఉన్నారు. ఏది ఏమైనా భద్రత గురించి మాత్రము చిట్స్ ప్రమాదకరం అని అనవచ్చు
Thank you for the information about chits benifits & risks .many low middle /middle class people go for chits as bank's ask many documents for even a small amount loan .
నా మొదటి ఆర్థిక గురువు గారు Money Purse బుక్స్ రచయిత వంగా రాజేంద్రప్రసాద్ గారిని , స్టాక్ మార్కెట్ గురువు అయిన మిమ్మల్ని కలిపి ఒక వీడియో లో చూడడం ఆనందం కలిగించింది.. థాంక్యూ Money Purse టీమ్
Thank you so much for your efforts and sharing this valuable information. I don't know anything about chit and always wanted to know complete picture about chit and you made me understand completely, not only about chit and also about safety of investment. Thank you so much!
V good information sir...just now I calculated how much I'm paying and how much I'm getting at the end....recurring deposit are vvv best than chits...but nenu already chits vesanu...next time life inka chit veyane veyanu..tq sir
Thanks for sharing and educating us sir.... Very very useful information... Every middle class people must watch.... Really appreciate your efforts sir.
Vanga rajendra prasad is the first person in my life who thought me financial literacy with his books Thanks andi rajendra prasad garu. I am improving my knowledge from money purse thanks a lot money purse team for the great knowledge in your channel.
Chits are best when you bid in the middle and also some times in first month. Less paper work.infact no paper work. Sometimes Organiser can manage even if you delay installments for 2 to 3 months..
Very nice presentation sir, but your example is paying 3 in the bank and getting a loan after 3 years even though there is also loss, But sometimes chit helps many people in all situations rather than banks..
What Rajendra Prasad Garu told is correct. Chits anedi close members madyalo chese vallu. We need to choose them carefully. Janalu antha pichollu kadandi. Calculate chese Chitti vestaru. 20-24 months is what is recommend. Fixed chitti 2.5 lakhs lo you need to pay around 2lakhs over 2 years and you will get 2.5L at the end which is 12% interest per annum. So, ikkada paata padatam undadu. We will ask them before starting chit that we need it only at the last month. That is why most of the moms participate in chits
Sir I believe Banks correct ga unte chitti ni nammaru.. My personal experience is chitti deniki tiskuntaam anedi imp.. Chitti is bt fr saving r yoelding.. it shud be used as an investment tool.. As sir told middle lo tiskunte it works like huge.. Ipudu madyalo thisthe manaku 1.5rs interest avg vastadi.. Tiskelli business lo invest chesthe dat too business which give profit margin more Dan dat .. simple funda.. Ivanni pakka na pedithe chitti r from age old generations nunchi peddala nunchi vachindi.. soo probably good one
Thank you Team MoneyPurse for making a knowledge session as always. Can you please share with us a template to calculate the XIRR for chits? Thank you in advance
అన్న, వీడియోలో జాగ్రత్తలు ఎక్కువ చెప్పినట్టుంది కానీ చిట్టీల రకాలు,ఎంత కమిషన్ ఉన్న చిట్టి వేయడం బెస్ట్ ఇలాంటివి అడిగితే బాగుండు అలాగే నెక్ట్స్ టైం ఇలాంటి వీడియోస్ చేసే ముందు వ్యూయర్స్ నుండి questions కలెక్ట్ చేస్తే బాగుండు
I used to have 2 chits in Kapil.. Even after chit is completed I had to wait for 6 months to get back my money.. that too if you call Manager, Branch manager, Regional manager regularly.. Beware guys.. only equity mutual funds for long term and debt mutual funds for short term..
If you use it as saving scheme it will give 16% irr, if you use it as loan you have to pay @18% 16% is more compared to any of fixed return product available. And 18% is more intrest rate compared to any personal loan. And there is a risk of defaulting as well. So it depends on how you use it. And if you take from finance company 4th month money will be take by company. In that case only 13% irr will workout.
This video is very useful, Thank you for taken my Request. I need some information in brief. If possible please prepare in this information in Excel Formula. So many times we are treated bad. Please provide in excel formula in Months/total payment/ % Finally Lose or Profit. your old video as calculation with interest/ Monthly instalment calculation sheet with Formula. Same as please prepare in this video Chit Calculation. No information in any Channel. We are Regularly followers Our Money Purse Channel.
Hai sai garu, really you are doing a great job by educating the masses. One more point I want to add here that now many nbfcs are giving loans to new to credit customers who are having some cash flows by way of any income generating activity, without any formal records or bank accounts
I appreciate the effort of MP team. This Vedio was far away from reality, due to the calculation what you shown in the Vedio. Personally I calculated the chit amounts from different people for 20 months and 30 months. It gives a return of 15% PA and if you need to pay them it will be around 20% PA. But risk was very high, we cannot trust a people. I have seen couple of incidents who ran away with money.
I invest in chits and who run known to me in villages, my sister's and relatives will communicate about amount and also they tell about trust worthy of chitti persons. I will tell you if person is trust worthy and everyone pays on time. Chits are best products. I paid 50k per month, 25 months i total paid 12,5L and at the end of 25 month I got 15L. 2.5L profit I do proper calculation and i always take money last where I get good profit. Even if they ask me take 23/24 month I said no. Because if I take 24 month I may lose 20K around. I also invest pata chitti where it's depends on people intrest where my monthly installment is 10K but due to competition i only pay 7-8K per month. Both instance i get 1.7-2Rs intrest for my money. Every month I pay around 70K per chitis. I only invest where I have good trust, second they have to give me last month so I get good profit.
@@karthikd2857 It depends on the people in that chit group. If everyone in the group is financially stable and not interested to bid in the middle, the profit margins would be pretty low..
@@SanthoshVenkata there are two types of chits. One is bid type: you are right people not interested then profit less. Another type is you pay fixed amount per month they do lucky draw then the whoever name comes they have to take amount. In 50K chit first month they give 10L change and end of chit 25 month give 15L. I always take last because I always that kind of agreement. In chits trust is most important
Thank you Sai Anna. If possible please make a video related to personal loan interest calculations in Excel, it will be very much helpful to all the people
Memu kuda chit business chesthunnam..2% thiskuntam.. andharu 5% thiskoru...malanti vallu kuda unnaru. And max loss kuda 10% ki slab untundhi..more than 2 people..slab reach aithe.. lottery vestham..so.. simple interest borrowing always and best saving plan kuda.
Chala excitement tho wait chesanu but content disappointed... Not upto MP standard...but it's only my personal opinion.... this might be useful to others.. all the best MP👍
Thank you Sai garu for this very informative video. Please also make a video on gold jewellery schemes. The risks and worked out rate of interest. Thanks in advance
Hi Team, Chit last varaku vunte 15 IRR vasthundhi.. But idhi risky investment, some time you will loose investment as well. Why people are attracting means, easiest way to invest in this… If you take mutual funds.. you need to know at least basics to select the right fund… there is no good advisers in the market..
Hi sir, is it possible to share an excel sheet by comparing bank recurring deposit and flexi amounts for upto 50 months. So that we can compare the chits that we already paid and take decision moving forward for our future chits. Thanks in advance
As per this video nothing to see for comparision. Blindly close the chits and & open RD's or invest in any organised organisation like banks or post office, if you want to safe your money & save your time.
Thank you sir very useful information , college lo student ni thakkuva time lo ekkuva money earn cheyavachu ani eg.Ebiz scam frist some amount katti 3 members join chei ani baga blame chestharu ka dani meda video chei SAI anna ,every year telisena vallu mosa pothunaru especiallay fresher college students ma friends chala mandi 1st year lo 15000 kattinaru
Miru cheptundi tappu andi. Last lo tisukunte around 17.5% interest vastundhi. First nunchi kadutuna 2000rs ni RD la consider chiyali. Last lo vachina amount with what we paid kaadhu.
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3mn
Google sheet share chey anna chitti kattinappudu every month amounts substitute chestey manaki entha Labam vastundo teliselaga
A
Thank you Sir
సర్ చెప్పినట్లు యెవరైనా అప్పు తీసుకునే వ్యక్తి మీరు అడిగిన వడ్డీ ఇస్తామని అంటే ఖచ్చితంగా అప్పు తీర్చాలని అనుకొనే అవకాశం లేదు అదే యెవరైనా అప్పు తీసుకునే వ్యక్తి వడ్డీ తక్కువ ఇస్తామని చెప్పారు అనుకుంటే వారు తప్పకుండా అప్పు తీర్చే అవకాశం ఉంది.
Amazing Mantra. Simplified Mantra on how to become and stay Rich.
"Sampadinchataniki Televe Thetalu, Srema kaavali
Sampadhana Sampadha Kavalante Lekkalu kaavali"
విషయం ఏది అయిన సాయి అన్న విశ్లేషణ మించినది చూపిస్తే
దీనమ్మా LIFE TIME SETTLEMENT రా 💥💥
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మంచి సమాచారం ఇచ్చారు. రిజిస్టర్ కంపెనీస్ నిర్వహించే చిట్స్ కి ఇద్దరు ప్రభుత్వ ఉద్యోగుల హామీ ఇవ్వవలసి ఉంటుంది. చిట్ పాడిన వ్యక్తి డబ్బులు కట్టకపోతే హామీ ఇచ్చిన వ్యక్తులు కట్టవలసి ఉంటుంది. అందుచే హామీ ఇచ్చే ప్రభుత్వ ఉద్యోగులు జాగ్రతగా ఉండాలి.
మార్గదర్శి లో ఇవ్వలేదు. Ma friends వున్నారు. West రామోజీ
A secured Chit , will definitely gives you a better returns. i have been doing this Cheeti from 2013 and i had good returns compared to bank. we run in our villages -Karnataka.
Finally I got one video to sent to my mother who says everytime to invest in chits which I deny. Thanks MP team🙏
You are doing wrong
bro veedu cheppindhi wrong. Chits lo last varaku vunte vacchinantha labham inka e investment lo radhu. nenu 5 years nunchi kaduthunna.
Chitts are very usefull I had improved very financial status much by chitts every where their is a risk soo better choose nice groups because chitts are monthly savings and getting much amount to the necessity I am getting 190000 by the end of 20 months by paying 175000 by chitts
@@Divs1118 nice stupid. Bank RD will give a better return than this.
చాలా బాగా చెప్పారు సార్, అందరికి ఉపయోగపడుతుంది.
I am one of your old subscriber.First time Mee video la lo matter sarigga Leni video market lo chala type chits unnay.eeyana explain chesindhi konni matrame
Hi Anna nenu me channel oka 3 years nunchi follow avutuna chala Baga information istaru .Naku chit related chala doubts unde so thanks for the info
నేను 2 సంవత్సరాలు చీటి వేసి 4 లక్షలు అప్పు తీర్చాను బ్యాంకు 2 లక్షలు అప్పు కి 18 నేలలు అయ్యింది కానీ అప్పు తీర్చలేదు
Middle class families ki always chits good..
Super good
7:00-7:40 important talk sir thank you Sai Anna
హాయ్ ఇ లాంటి వీడియోస్ కు మీకు చాలా థాంక్స్....
నేను కూడా చిట్ వేస్తున్నా....20000 పర్ month only 3% తీసుకుంటారు అంతే....మిగిలినది ఇచ్చేస్తారు.....లాస్ట్ అంటే 10 నెలలు కి 2 laks కార్పస్ ready అవుతుంది....చిట్ మొత్తం లో 20 మంది ఉంటారు.... మొత్తం 20 మందికి అందరికీ 1st month కావాలి అంటే అందరికీ ఇచ్చేస్తారు......లాస్ట్ కి 200000 కట్టేస్తం .....చాలా బాగుంటుంది మాకు.... అన్న డబ్బుకి 2రోజులు ఆగమన్న ఆగుతాడు....service charges లు,gst లు, లాంటివి ఉండవు.....బ్యాంక్ వాళ్లు లోన్ తీసుకుంటే 1స్ట్ చార్జెస్....బ్యాంక్ account లో డబ్బు లేకపోతే 1000 చార్జెస్ వేస్తారు
దయచేసి బ్యాంకు లోన్ ల జోలికి పోవద్దు
బ్యాంకు లే పెద్ద మోసం
అతిపెద్ద మోసం HDB bank
Agriment 36 month's కాని 44 months
కట్టాలి అంటాడు, HDB తో మాములుగా ఉండదు మరి
Okkasari ip pettamanu
@@pranayraj3474 చిట్ ఫండ్స్ వేసేటప్పుడు వాడు బిజినెస్ ఏమిటి,వాడికి ఆస్తులు ఎన్ని ఉన్నాయి,మనిషి ఎలాంటి వాడో చూసుకుని వేస్తాము....నీ లాగా గుడ్డిగా వెయ్యము ....ip పెట్టటానికి.....
అంటే only 6,000 తీసుకుంటారా?
Great
మా చిట్టి అయితే 10k to 15k తీసుకుంటారు
ఏ కంపనీలో చిట్టి కడుతున్నారు
Thank you money team for this video 🙇.
Earlier I wasn't able to explain this concept to my parents or chit fund uncle why I invested in MF & stocks instead of chit funds.
Now I will just share this video with them & then won't question me going further regarding my decision.
Thank again 😃
Super bro 😂😂
Please share their opinion on this video ! 😊😊😊😊😊😊😊😊😊😊😊😊😊😊
Meeru cheppinatluga record maintain chesina loan ఇవ్వని బ్యాంక్.మేనేజర్లు ఎక్కువగా యున్నారు.దీనికి ఎన్నిమార్లు తిప్పుకుంటారో! అలా అని చిట్ గురించి అతిపెద్ద లోపము మీరు చెప్పలేదు..చిట్టి నడిపేవారు ఎగ్గొట్టి ఉదాయించిన వారెందరో ఉన్నారు. ఏది ఏమైనా భద్రత గురించి మాత్రము చిట్స్ ప్రమాదకరం అని అనవచ్చు
మంచి వివరణ ఇచ్చారు. మానేజర్ గారు.
Content tho picheskistunaru bayya meeru💐 Inka evaraina chit ante chitakkodata😅
Thank you for the information about chits benifits & risks .many low middle /middle class people go for chits as bank's ask many documents for even a small amount loan .
థాంక్స్ బ్రో నేను కడదాం అనుకున్నా నెక్స్ట్ మంత్ నుండి మంచి ఇన్ఫర్మేషన్ ఇచ్చారు
Most welcome
thanks anna chala manchi suggestion icharu maa parents ki cheppachu.
నా మొదటి ఆర్థిక గురువు గారు Money Purse బుక్స్ రచయిత వంగా రాజేంద్రప్రసాద్ గారిని , స్టాక్ మార్కెట్ గురువు అయిన మిమ్మల్ని కలిపి ఒక వీడియో లో చూడడం ఆనందం కలిగించింది.. థాంక్యూ Money Purse టీమ్
Same sir
Nenu vanga Rajendra Prasad Garu books 📚 chadivanu chala baga vuntai and videos Kuda chala baga vuntai
Thank u annaya🙏🙏
Adigina venatane *Chitti scheme* meeda video chesinanduku, Sai Anna meeku & mee team ki shathakoti vandanalu.🙏🙏🙏
నాకు తెలిసింది ఎప్పుడు కైన అన్నిటికన్నా మ్యూచువల్ ఫండ్ బెస్ట్
Thank you so much for your efforts and sharing this valuable information. I don't know anything about chit and always wanted to know complete picture about chit and you made me understand completely, not only about chit and also about safety of investment.
Thank you so much!
Good advice, thank you 👍🙂
V good information sir...just now I calculated how much I'm paying and how much I'm getting at the end....recurring deposit are vvv best than chits...but nenu already chits vesanu...next time life inka chit veyane veyanu..tq sir
2019 lo money purse books 1,2,3 chadivanu appude you tube lo verhikanu appudu dorikindi mana money purse channel
Rendu chala use ayyae
Chala interesting topic explains chesaru sir. Tq for money purse team and Vanga Rajendra Prasad sir
Guest is knowledgeable and accurate in his presentation of information
Thanks for sharing and educating us sir.... Very very useful information... Every middle class people must watch.... Really appreciate your efforts sir.
Most welcome
Tq anna
chaala manchi information sai garu.. really appriciate it... thank you MP team
Most welcome
అక్కడ చూడు కాకుండా "enga paaru" అనాల్సింది Chandu గారు rajani style లో.... ,😉
Telugu lane baagundi
Felt the same😂
😂😂😂😂
@@Rebuild_Bharat avunu bro..
తెలుగు లో నే బావుంది
Vanga rajendra prasad is the first person in my life who thought me financial literacy with his books Thanks andi rajendra prasad garu.
I am improving my knowledge from money purse thanks a lot money purse team for the great knowledge in your channel.
Great knowledge share with us thank you chanu Anna 💯🙏
Chits are best when you bid in the middle and also some times in first month.
Less paper work.infact no paper work.
Sometimes Organiser can manage even if you delay installments for 2 to 3 months..
Very nice presentation sir, but your example is paying 3 in the bank and getting a loan after 3 years even though there is also loss, But sometimes chit helps many people in all situations rather than banks..
ఈ వీడియో కోసం వెయిటింగ్. . thanku andi
Most Welcome andi
Thank you అన్నా... మాకు ఎంతో ఉపయోగమైన వీడియో చేసినందుకు
What Rajendra Prasad Garu told is correct. Chits anedi close members madyalo chese vallu. We need to choose them carefully. Janalu antha pichollu kadandi. Calculate chese Chitti vestaru. 20-24 months is what is recommend. Fixed chitti 2.5 lakhs lo you need to pay around 2lakhs over 2 years and you will get 2.5L at the end which is 12% interest per annum. So, ikkada paata padatam undadu. We will ask them before starting chit that we need it only at the last month. That is why most of the moms participate in chits
Ayyooo chala baga chepperu.... Miru mee అనాలసిస్....
Thank you Sai garu & team, I read all the money purse 3 books, suprb books like ur videos 👌🏻👌🏻👍👍
Very good explanation and information briefly explained about truths people should think, good videos keep doing videos regularly hattsoff sirs
Sir I believe Banks correct ga unte chitti ni nammaru..
My personal experience is chitti deniki tiskuntaam anedi imp..
Chitti is bt fr saving r yoelding.. it shud be used as an investment tool..
As sir told middle lo tiskunte it works like huge..
Ipudu madyalo thisthe manaku 1.5rs interest avg vastadi..
Tiskelli business lo invest chesthe dat too business which give profit margin more Dan dat .. simple funda..
Ivanni pakka na pedithe chitti r from age old generations nunchi peddala nunchi vachindi.. soo probably good one
Super vedio tqs saigaru for d valuable information 😍 💰
Thank you Team MoneyPurse for making a knowledge session as always. Can you please share with us a template to calculate the XIRR for chits? Thank you in advance
అన్న, వీడియోలో జాగ్రత్తలు ఎక్కువ చెప్పినట్టుంది కానీ చిట్టీల రకాలు,ఎంత కమిషన్ ఉన్న చిట్టి వేయడం బెస్ట్ ఇలాంటివి అడిగితే బాగుండు అలాగే నెక్ట్స్ టైం ఇలాంటి వీడియోస్ చేసే ముందు వ్యూయర్స్ నుండి questions కలెక్ట్ చేస్తే బాగుండు
Yes bro
Yess
Money purse book lo rasadu clear ga
So malli book📕 konalemo
Yes
సార్ చీటీ వేయడమే వేస్ట్ మేము కూడా కట్టి నష్టపోయాం చీటీలు వేయకండి అందులో లాసు తప్పితే లాభం ఉండదు
Cheetila chinni na.....😂😂😂😂😂😂....Paiga...risk ledu rusk ledamta....fun and informative.. super video Sai Anna.....
Nice useful discussion. Thank you.
Broken Chit తీసుకోవటం లాభమా నష్టమా?
I used to have 2 chits in Kapil.. Even after chit is completed I had to wait for 6 months to get back my money.. that too if you call Manager, Branch manager, Regional manager regularly.. Beware guys.. only equity mutual funds for long term and debt mutual funds for short term..
Thanks for the informative video, if possible please provide a calculator related to chits, so that we ourself understand the returns.
Good Evening 🌜🌜🌜🌜🌜 Soooooo Super Chite Information Video 👌👌👌👌👌👌👌 Thankyou So Much SaiSir and MP Team 🙏🙏🙏🙏🙏🙏🙏🙏
Most Welcome andi
Vanga Rajendra prasad gari analysis matram 👌.
అవును సార్ మీరు అన్నది కరెక్ట్,
నేను కాల్క్యూలేట్ చేశాను, టోటల్ చిట్టీ నీ లాస్ట్ వరకు లెక్క కట్టి చుస్తే నా చిట్టిలో 5.62 ఇంట్రెస్ట్ వొచ్చింది.
If you use it as saving scheme it will give 16% irr, if you use it as loan you have to pay @18%
16% is more compared to any of fixed return product available. And 18% is more intrest rate compared to any personal loan.
And there is a risk of defaulting as well.
So it depends on how you use it.
And if you take from finance company 4th month money will be take by company. In that case only 13% irr will workout.
Sai Anna, even simple uneducated person can also can understand. Superb
One of the best videos of wht i seen
This video is very useful, Thank you for taken my Request. I need some information in brief. If possible please prepare in this information in Excel Formula. So many times we are treated bad. Please provide in excel formula in Months/total payment/ % Finally Lose or Profit. your old video as calculation with interest/ Monthly instalment calculation sheet with Formula. Same as please prepare in this video Chit Calculation. No information in any Channel. We are Regularly followers Our Money Purse Channel.
Hai sai garu, really you are doing a great job by educating the masses.
One more point I want to add here that now many nbfcs are giving loans to new to credit customers who are having some cash flows by way of any income generating activity, without any formal records or bank accounts
Great insights Team. If possible please cover those chit companies which are registered , running good and has good balance sheets.
Hi.. money purse Team Good evening..good content.👌
Thank you andi
I appreciate the effort of MP team. This Vedio was far away from reality, due to the calculation what you shown in the Vedio. Personally I calculated the chit amounts from different people for 20 months and 30 months. It gives a return of 15% PA and if you need to pay them it will be around 20% PA. But risk was very high, we cannot trust a people. I have seen couple of incidents who ran away with money.
I invest in chits and who run known to me in villages, my sister's and relatives will communicate about amount and also they tell about trust worthy of chitti persons.
I will tell you if person is trust worthy and everyone pays on time. Chits are best products.
I paid 50k per month, 25 months i total paid 12,5L and at the end of 25 month I got 15L. 2.5L profit
I do proper calculation and i always take money last where I get good profit. Even if they ask me take 23/24 month I said no.
Because if I take 24 month I may lose 20K around.
I also invest pata chitti where it's depends on people intrest where my monthly installment is 10K but due to competition i only pay 7-8K per month.
Both instance i get 1.7-2Rs intrest for my money. Every month I pay around 70K per chitis.
I only invest where I have good trust, second they have to give me last month so I get good profit.
@@karthikd2857 It depends on the people in that chit group. If everyone in the group is financially stable and not interested to bid in the middle, the profit margins would be pretty low..
@@SanthoshVenkata there are two types of chits. One is bid type: you are right people not interested then profit less. Another type is you pay fixed amount per month they do lucky draw then the whoever name comes they have to take amount.
In 50K chit first month they give 10L change and end of chit 25 month give 15L. I always take last because I always that kind of agreement.
In chits trust is most important
Thankyou very much to this valuable information Sai bro.
Thank you sai anna and team for your efforts 🙏
Good information on Chits !! Nice one !!
No one is comparable with our sir. We requested for video but we got all information regarding chits.
Thank you so much to our team..
Thank you Sai Anna. If possible please make a video related to personal loan interest calculations in Excel, it will be very much helpful to all the people
Memu kuda chit business chesthunnam..2% thiskuntam.. andharu 5% thiskoru...malanti vallu kuda unnaru. And max loss kuda 10% ki slab untundhi..more than 2 people..slab reach aithe.. lottery vestham..so.. simple interest borrowing always and best saving plan kuda.
Popular chits is 20 months* 5000 = 100000 and we will get 115000 so it's around 18 percentage Anna
Correct
Anyone can explain this
Right
చిట్స్ వేయడం మంచిదే, కానీ కంపెనీలలో ఇన్వెస్ట్ చేయకపోవడం బెటర్..
మంచి వాళ్ళను చూసి చిట్స్ వేయాలి..లేదంటే అస్సాం
Fun with information is the concept of yours is really appreciated. Thanks for the information and good performance by all team. 👍👍👍
Awesome Information Brother. Thank You TEAM 🙏🙏🙏🙏🙏
Most welcome
Baaga cheparu anna wonderful thanks lot 😊 ♥️
గురువు గారు.....పల్లెల్లో ఇలా ఉండదు సార్.అందరూ Genuineగా ఉంటారు. మాకు company commission ఏమి ఉండదు.కావాలంటే research చేయండి.
Hi Sai Garu & Money purse team🥰,
Thank you for providing detail analysis on Chitt funds😊🤝.
Really helpful & useful video for all👏😊🥰🤝
Most welcome
Very informative session. Good understanding on Chits
Thanks @Vanga Rajendra prasad garu and @moneypurse Sai Krishna garu& Team
Most welcome
The great person rajandraprasad garu.i am big fan
Sai anna.....Mee nunchi chala nerchukovali anna....meeru every issues ni detailed ga analysis chestaru anna.... thanks Sai and MP team
Chala excitement tho wait chesanu but content disappointed... Not upto MP standard...but it's only my personal opinion.... this might be useful to others.. all the best MP👍
Money purse never disappoints
Money purse channel = Manasu Gelichey channel.
🙏🏻🤝👏🙌💐🇮🇳❤😍🥰
Tqsm.🙏🏻
rajendraprasad garu nice to see you again after impact foundarion sir
Introduction super bro
Thank you Sai garu for this very informative video.
Please also make a video on gold jewellery schemes. The risks and worked out rate of interest.
Thanks in advance
Chitti is best in anyway we are not interested deposit or save monthly but it's compulsory to pay chitt monthly I paid for 6 lakhs chitt and very good
Super informative video sir, thank you so much
Thank you so much Raj sir n mp team..
Wat about digital chits, how those are working (siply chits) plz make short video
Hi Team, Chit last varaku vunte 15 IRR vasthundhi..
But idhi risky investment, some time you will loose investment as well.
Why people are attracting means, easiest way to invest in this…
If you take mutual funds.. you need to know at least basics to select the right fund… there is no good advisers in the market..
Onpassive gurinchi video cheyandi
So Nice and good information
Wonderful discussion. Very insightful
Great to see Rajendhar prasad garu
Hi sir, is it possible to share an excel sheet by comparing bank recurring deposit and flexi amounts for upto 50 months. So that we can compare the chits that we already paid and take decision moving forward for our future chits. Thanks in advance
As per this video nothing to see for comparision. Blindly close the chits and & open RD's or invest in any organised organisation like banks or post office, if you want to safe your money & save your time.
Sai Anna dwakra groups gurunchi oka small video cheyyandi please 🙏 Anna garu
Most informative video
Thank you sir very useful information ,
college lo student ni thakkuva time lo ekkuva money earn cheyavachu ani eg.Ebiz scam frist some amount katti 3 members join chei ani baga blame chestharu ka dani meda video chei SAI anna ,every year telisena vallu mosa pothunaru especiallay fresher college students
ma friends chala mandi 1st year lo 15000 kattinaru
Miru cheptundi tappu andi.
Last lo tisukunte around 17.5% interest vastundhi.
First nunchi kadutuna 2000rs ni RD la consider chiyali. Last lo vachina amount with what we paid kaadhu.
Super sir, chala Baga chepparu..