I am hong konger currently retired and living in Canada. With your positive, down to earth, ready to adapt to new environment and positive outlook, I am sure that you'd succeed wherever you go! I wish you and your husband the best! 香港人，加油! 一定無問題。
@@EveryLittleThingofYoung My experience (in north America) is settle down and learn a skillset or two, to provide another way out in case of being laid off.
You have a very positive attitude towards life. I appreciate very much about your immigration planning. You set a very good example to those who are going to immigrate and those who just keep complaining. Your high calibre and optimistic attitude make you a great step forward in UK. I bless you every success in UK Wish you every success
Madam, you have made an excellent programme, a very, very good presentation, clearly summarised relevant numerical items, "capabilities and objectives", "guiding principles"... You have shown your intellectual abilities, and planned the strategy ahead... very impressive character. I wish you all the best.
@@Daniel_missingu as a bno holder, this is an absolute discrimination subjected to immigration control when bno visa has been refused……feel very frustrated……😔
Very nice sharing which will give a basic concept for those don't know much about UK. You guys were well prepared, so you both can stay strong during the difficult time. Keep it up. Seems it is my first time to watch your channel, but it's not bad. It is quite realistic and objective. I will share this video to my friends as well. BYW, I had been here for more than 1 year. I don't record my expenses now😆. I believe you both can manage to have good living here. Nice to know you.
well done. We moved to New Zealand from hk over 20 years ago and we only bring less than HK$ 100k from start. Now my 24 years old daughter got a permanent job and me and my wife are retired and living good and peaceful for the rest of my life.
One extra point on your car insurance. Given your car is only worth £1200, you might consider taking 3rd party insurance only. Your car insurance is expensive at the moment due to lack of driving history in the UK & it will take you & your husband a few years (5 years) to build up the no claim bonus to get it down. Due to the value of your car, in the event of any accident, it is more likely that your insurance will compensate you with cash rather than fixing the car for you. They would simply send you a cheque for around £900 to £1000 to settle the damage which isn't much. Obviously, you will get nothing if you are on 3rd party insurance only & if it is also proven that the accident is your fault. However whether it is worth switching from comprehensive to 3rd party will depend on the extent of saving between the 2 policies - 3rd party only & comprehensive.
認同移民真係靠衝動，我就係咁帶住仔女過咗嚟。心態真係好緊要，唔使逼自己樂觀，唔悲觀就已經夠，大家加油！
為小朋友加油💪🏻💪🏻💪🏻💪🏻
唔衝動，唔知會拖到幾時！
知道你辛苦，enjoy 你所有的，其實無論去留，都走唔甩對要對自己的生活的付出，都要辛苦工作的。起碼，你辛苦完有前景。
@@miuu8971 有前景？ 真係天真。
吾緊要, 慢慢就慣架啦 !
😀😃😄😁😆
年青人努力💪，加油，衷心祝福你們明天會更好，一定要向前望，千萬不要回頭看，希望你們兩人可以互相扶持，闖出美好嘅將來。
多謝你鼓勵呀💪🏻💪🏻會盡力嫁
兩個人廿四萬真係勇氣可嘉 , 努力！我一個人嚟到步一個月多啲 , 未揾工未租到屋 , 而家積極揾工 , 第一個目標要做到收支平衡
加油❤️💪🏻💪🏻 租屋都睇時機，但BnB太燒錢，一個人可以揀HMO慳錢👍🏻👍🏻
@@EveryLittleThingofYoung 多謝 , 啱啱有份工interview , 另外我有少少積蓄睇緊買間平平吔share house , 當然唔會因為咁求其揾份工hea做 , 我都想實至名歸使幾多揾返咁多 , 你哋都要努力！加油！
我都係landed 差唔多兩個月租到shared house 不過都貴貴哋，要努力到工收支平衡係最基本💪💪🙌🍀
好羨慕你哋兩公婆一齊邁進共同目標。
移民成個過程都真係無咩分岐，感恩！主要係我地都無咩所謂 HAHA
好羨慕😢我老婆因為我外母唔肯去就唔肯出發，我到而家都仲係冇辦法起程，但已經批左5年🥲
多謝你咁詳盡兼咁用心既分享，你出公仔頭果陣已經覺得你係好用心既人，就算條片好長都唔會覺得悶，見埋你真人覺得個樣好襯你性格❤除左有用資訊外，每次都覺得你講野好療癒好鬼抵死，繼續加油為我地帶來力量💪🏻💪🏻💪🏻
多謝你嘅留言同埋支持呀💪🏻💪🏻希望可以幫到得㗎
幫到大家🫶
I am hong konger currently retired and living in Canada. With your positive, down to earth, ready to adapt to new environment and positive outlook, I am sure that you'd succeed wherever you go! I wish you and your husband the best! 香港人，加油! 一定無問題。
Thanks❤️❤️❤️❤️多謝你嘅鼓勵，希望你一切生活順心
It goes to show you, discipline is extremely important. Stick with the budget! Way to go!
@@EveryLittleThingofYoung My experience (in north America) is settle down and learn a skillset or two, to provide another way out in case of being laid off.
好片！充滿正能量，希望能為正在為生活而努力的Hongkongers帶來正面的影響。大家一起向前看，加油!
希望幫到大家！加油！
好難得有RUclipsr 分享得咁detail！ 正
我出發前搵唔到，所以就自己拍！希望幫到大家！
You have a very positive attitude towards life. I appreciate very much about your immigration planning. You set a very good example to those who are going to immigrate and those who just keep complaining. Your high calibre and optimistic attitude make you a great step forward in UK. I bless you every success in UK
Wish you every success
thank you for your blessing!!wish you well as well!
覺得你哋90後兩夫妻都好為未來打算，唔係食食飲飲月光族，好欣賞你哋唔奢侈，但都有車有自己生活品質，親力親為喺屋企煮並不比出街食得差。
你個心態好正面,睇完你D片我個心都定D,我4月都自己一個帶兩個女去蘇格蘭,希望都可以順順利利,大家一齊加油!!💪💪
加油呀，希望一切順利💪🏻💪🏻💪🏻希望幫到你地
我一個人黎咗英國三個幾月，加上冬天鬱悶嘅天氣，都有好多擔心。我覺得你個移民心態好正面，比咗好多鼓勵我，thank you!
我都係一條友，4個月了，冬天實在難過。
我都係，早阿羊1個星期
我都係, 聖誕前啱啱到
我嚟緊下個月都係
下年5月到
你地好叻，心態好正面，我都要跟你地學習，相信你地會有1個好好嘅未來，年青人加油💪
羊羊妳係港女中叻女，表達能力強，分柝力好強，適應力超強，加油!
大家都加油💪🏻💪🏻
多謝妳們的資料呀，
祝你倆在英國生活順利，
香港人加油。😊😊💪💪
当然啦，手足係有种嘅，绝对唔会返香港。
多謝❤️❤️❤️加油
睇到一半，忍唔住想讚咗先
好欣賞你記帳得咁細仔!!!!
一蚊都要記 haha
竟然一口氣將整段影片由頭睇到尾 ( 仲要好似無廣告插係片中間 🤣 )！
觀後感：從羊姐逐項分析個 Excel 表，去到後段分享同先生係呢段日子既心路歷程，就知道羊姐係一個精打細算，而且做事有計劃同有條理既人 ( 唔係橫衝直撞果類人 🤣 ) 。知道你地能夠安頓下來，覺得感恩 ( 亦都感恩先生娶到個賢妻 🤣 )。
兩夫妻遇到困難不灰心、不氣餒，冷靜面對任何問題，並做好計劃同資料搜集，相信你哋將來 ( 係英國，唔知仲係唔係 Swansea 🤣 ) 都會生活愉快及美滿。繼續努力加油！👍
( 唔知你哋有無興趣知道：我上個月聖誕前，已經係雷丁 ( Reading ) 搵到 ( 一年 ) 屋租 ( 開放式廚房，一房一廳，不過就 £ 850 / 月，不過我一個人住 🙈🤣 )，算係 Set 好左間新屋 ( 本身間屋係 Furnished，買返啲家品、電器就住得 )。下一步就開始搵工。
其實我都係 90 後 ( 細你哋 1 - 2 年 )，睇你哋啲片覺得好有共鳴，不過我自己一個人過嚟英國，遇到同樣情況，未必可以用同樣方法去解決。不過你哋提供既資訊十分仔細同有用，同準備移英 / 已經到埗既人打左一枝強心針，並且親身示範俾各位睇：「辦法總比困難多」。 )
喂喂，多謝你留咁長呀❤️❤️
Reading 似乎都係一個唔錯嘅地方，至少搵工應該唔困難💪🏻💪🏻同埋一個人住應該要有啲娛樂嘅，嗰邊應該唔少💪🏻💪🏻
呢個價錢其實都好唔錯❤️❤️加油
我公司都有office喺reading,但wfh唔知幾時會去睇吓😂😂 希望大家都各自非常順利啦
恭喜你計劃同實踐嘅結果咁相近!多謝出片分享,加油呀!
Thanks❤️❤️❤️
好野，比個like 您哋兩個90後，咁識諗，有前途，努力，加油呀！
Thanks💪🏻💪🏻💪🏻💪🏻
好佩服阿羊你一直咁正面嘅心態，同埋都多謝你分享咁多係BNO VISA上面嘅經驗，好多資訊都好有用好實在，希望你倆一路順利打爆機攞citizenship!
多謝你嘅鼓勵呀！！
我諗由申請ILR到申請入藉，要有心理準備個時間線會向後移，以英國政府做野速度，等佢地批野要擁有一顆純正既英國心，就係有耐性😂 感覺我既心態同你一樣，去一個新地方生活，首先拋開個香港生活模式，遇到新事物唔好比較以前點好先，而係記住永遠要擁抱新既未來。
佢話最多半年😂😂 但未住夠又無得申請，到時再拍片分享
努力既來之則安之，覺得有膽量2人帶$24萬港元，祝妳好運。
Very impressive!! You both are role model. Well done dear~~ 🤩🤩
thanks for comment!! hope my sharing can help!
超欣賞你咁有條理、無私、又有勇氣分享😊
我都係同道中人，會用excel記屋企開支，又係逐張單逐項拆單入數
你仲有埋未來幾年，好正！等你分享呀，好想要😆謝謝你，已like & share，加油！
堅有用👍🏻我同女朋友過去英國🇬🇧都有信心生活😊 thank you
加油呀，其實我覺得將個租金轉返做你地去嘅地區就可以，我地租金同車係平過好多人
勁！very informative，有參考價值👍🏻
多謝分享！
客氣，希望幫到手！
我舊錢來到俾一年租+買車已經駛左大半😂，本來如果唔買車而搞得掂返工既話我會唔買車住，但掙扎左3個月都係死死地氣買車
P.S. 英國收垃圾的制度我覺得係好wor，真係逼到你盡量減少垃圾同recycle
係呀，呢度搭車價錢同時間性上都唔太合理，我地都用左一半啦，講緊架車平到底線
我都覺得呀，其實香港都好想分類，但知道背後基本就無配套，村屋邊有三色回收...所以黎到跟到都會跟，感覺非常好
差得过俾共产党黑暗统治?顶住千其唔好返香港。
最鍾意睇你的數據，實用，夠仔細🎉
多謝留言！加油！
加油呀! 做人最緊要積極，肯接受新事物，冇野難到妳地..
thanks!!!之後有咩都會同大家分享！一齊加油！
真心多謝你做這個表分享比大家作參考，很有用喔！祝你們在英國生活愉快！身體健康！🎉😊
客氣，大家都一要一切順利💪🏻💪🏻💪🏻
比起其他KOL 嘅片，你地實用好多。
去到英國有時心態問題真的很重要，身邊有朋友一樣90後夫妻移民到英國，但佢地反而不停放負又唔識處理問題。
真心欣賞你地的處理能力同有拍片詳細講比我地聽~
我會叫朋友睇你他D片，好有用😂
我前同事嚟咗咁耐，兩公婆鬧離婚鬧到咁耐
我都係11月尾到，天氣雖然凍又早天黑，但都適應到，若唔介意，可去British Heart charity shop買傢俬，好平，5件傢俬(梳化210鎊，餐枱20鎊，細書枱20鎊，床頭櫃仔及木雜誌架各5鎊)，運費25鎊
我地包傢私呀，成日入charity shop都尋唔到寶😂😂你搵到就好喇💪🏻💪🏻
@@EveryLittleThingofYoung 我地租屋唔包傢俬，所以朋友帶我們去睇下
好叻女!祝你們萬事勝意！你倆是年青人的好榜樣！❤
唔敢當，盡力啦！
感謝羊姐真心分享😊, 見到你面色好左, 皮膚又靚左就知你生活得好開心, 期待有更多貼地片分享🥰
客氣！多斑左呀呀呀呀呀，但面色好左就真嘅！ haha
Madam, you have made an excellent programme, a very, very good presentation, clearly summarised relevant numerical items, "capabilities and objectives", "guiding principles"...
You have shown your intellectual abilities, and planned the strategy ahead... very impressive character. I wish you all the best.
我是留下來的人，但成日幫朋友親戚補充佢地對英國的實戰資料，就係靠睇你哋，真係超有用呀，超正呀，你兩個加油
各有各崗位💪🏻💪🏻大家盡做
多謝好詳盡的分享。如你們那樣事前做好計劃、有好的心理預備，的確會減少很多焦慮。祝生活愉快、事事順利！
大家咁話💪🏻💪🏻💪🏻
就係鍾意你長氣😉加油啦🤜🤛🙂
haha thanks!!!我會努力嫁！
好勇敢，支持你地！揾到理想，自由嘅生活好緊要❤
多謝！
多謝你提供咁多資料，兩個禮拜後都會去uk ，心情好緊張又擔心，每次睇到你既片都會莫名既安心
加油呀！話難又唔係好難，但生活細節確實有分別，最緊要俾時間自己！
記帳好仔細～我都想借用參考第日記帳用😍
聽落感覺你同先生嘅職業係比較專門向，收入唔成問題咁。而我同伴侶都冇一啲社會認受性較高嘅技能/專業，坦白講呢樣係構成我內心對於即將係uk生活既恐懼🙈但你同先生嗰種樂觀嘅性格好值得欣賞❤越正向嘅心情，越可以改變自己對每一件事情嘅看法，而將來本來就係充滿未知（不論係香港定英國都係 ），冇人可以100%知道每件事既去向，所以顧好自己嘅心態 繼續向前 真係好重要，多謝你又再提醒番我☺️希望你繼續分享
到後來發現咁樣使好似唔𠶧喎，現在開始慳返啲，老公開始找工作要增加收入了😅😅
正面都需要實際方案配合，或者真係要諗諗自己會想做咩工作先，如果仍需要有收入，我地頭三個月就無特別努力搵，第四個月就開始認真搵，都有搵唔係自己專業嘅工而且有得見工，先生有去見送貨司機／執貨員，我就有得見care assistant，即係長者看護，呢類都唔係好需要英文好好
其實在英國找工作，很多並不須要特別的專業或技能，如果想盡快開支平衡，可以找些送貨司機，執貨員 類型工作，雖然係最低工資，英文要求不高，相對容易找到工作，收入已足夠生活。如果英文 OK 的話，可以找其他文職。
慢慢再考慮找其他工作，亦可以報讀一些其他課程去進修，英國很缺乏一些例如裝修，水 喉，電的技術人員。慢慢生活就可以得到改善。加油！
@@GIGI-ss7et 😂😂😂係 都需要mon下盤數
@@EveryLittleThingofYoung 👍🏻👍🏻對對🥹我係打算泥到咩工都會搵，最緊要有收入+可以比我熟習下英國環境/工作文化先既，但如果講再長遠 想要再高薪啲 追求自己想要達到既目標，就通常都要一啲較專業既工種先可以（係呢步有啲卡住🙈）
但你share care assistant呢個好似都好唔錯👀我會留意一下💖💖（我伴侶都剛好有打算去到試下做司機先😇）
雖然去唔到好沮喪，但都一把年紀無計要睇開D，你地後生大把世界，選擇正確都替你地開心，加油💪最緊要身體健康🙏…
我識個housemate 60幾歲，年紀係問題？揀個落腳點平平地啦，但係，一個人會開心咩？我就係一個人。
@@Daniel_missingu as a bno holder, this is an absolute discrimination subjected to immigration control when bno visa has been refused……feel very frustrated……😔
@@shingto1223 oic ，I am sorry to heard it, but why ?
One extraordinary/informative/uplifting film. Thanks. Congrats and wishing you two all the best.
Thanksss🫶
Academic elites係唔同d嘅, 我已經看到你們快將擁有安穩的生活, 祝早日儲夠首期買房, 平安, 加油
第一次見呢個term😂 我同先生讀工程嫁咋，但都希望承你貴言！
So, what? Still being a 2nd class to-be-resident only!!!
多謝分享!
心態造就境界😊
多謝支持
香港人加油！多謝妳的詳細分享，好有用的分享！
客氣💪🏻加油
條片好實際，多謝分享🙇♀️
幫到大家就好！
正面，有計劃，支持，加油!
Thankssss
Very encouraging experience for other young people to follow. Very positive 有guts !
haha 希望幫到未出發嘅朋友！
多謝提供貼地資訊 ! 💪💪👏👏👏
客氣！希望幫到大家！
分享得十分清楚，詳細👍🏼。對你個 Excel 印象深刻🤣🤣，加油繼續拍多啲片比大家。 一切順利！！
好❤️❤️下星期出片💪🏻等我
移民決心同心態係最重要嘅;😊😊
Yess💪🏻💪🏻
第一次看呢個channel, 但已覺得好親切，同老朋友傾計一樣，內容又豐富，又樂觀，其中又帶上coaching feel, 非常正能量，看來你們將會在英國創出令一番新天地。
Thanks 💪🏻💪🏻💪🏻
決定要到英國就要堅持到底💪我哋一定要入鄉隨俗唔會影衰香港人，加油
好欣賞您嘅貼地~感謝分享
拍片方面隨心就好,唔好成為壓力
希望您倆生活平安喜樂
你哋敢勇又齊心，好羡慕⋯3月我自己一個走，老公唔想過嚟住，話唔捨得份工喎😢
祝您事事順利 !!!
各種方法都係可行嘅，有共識就好，有先生穩定財政support又係一種安心，要加油呀！！
我好勇敢，繼續努力💪🏻加油❤，做自己想做嘅嘢🎉🎉🎉
你好勇敢（打錯字😅）
好易divorce
好同意你的講法, 心態很重要
大家都盡做💪🏻💪🏻
Very nice sharing which will give a basic concept for those don't know much about UK. You guys were well prepared, so you both can stay strong during the difficult time. Keep it up. Seems it is my first time to watch your channel, but it's not bad. It is quite realistic and objective. I will share this video to my friends as well.
BYW, I had been here for more than 1 year. I don't record my expenses now😆. I believe you both can manage to have good living here. Nice to know you.
支出表做得好好呀！一定幫到想移民的人士，恭喜你兩位咁快找到工作，現在一切順利。👍🙏💪
👍🏾加油呀！心態決定一切😊💪🏽
Thankss
聽你講嘢好開心，你做人好樂觀，祝你在英國生活愉快。
多謝支持！
🐑🐑 好詳細使費，正面態度岩👍
希望幫到大家！
每次睇你d片，好informative 之餘，都會會心微笑。加油!
Haha thanksss
希望條片咁多人睇都可以幫補下，生活會越來越順利。好多人唔捨得份人工同生活質素，放棄唔到舒適圈，你比佢地更有勇氣。💪
幫補到飯送錢😂😂 但我無插好多廣告，睇得順緊要d😂
@@EveryLittleThingofYoung 好難得照顧讀者，有咁既空襟無為左賺錢👼
多謝分享！好詳細分析，獲益不少。加油呀💪🏼
excel好正呀！多謝你咁詳盡分享。好欣賞你地咁正面積極嘅心態。 我一個女人加小狗嚟左英國都係7個月。 都係窮L. 好適應呢邊生活。早天黑咪早天黑囉。生活如常。我都怕凍亦好憎落雨。慢慢習慣啦。我係好憎著咁多件衫囉😆😆
請問邊間公司幫手運狗狗？
@@taboomameyeung8928 我自己做。pet in cabin 因為我係窮L😂😅
我唔鍾意無得成套衫好好睇睇咁出街😂😂 一件大褸出去返黎都無除過😂😂😂
你既分享好仔細，對準備移民英國的人有幫助，會有比較好的預算 👍🏻👍🏻
心態決定一切。目標清晰，雖然長氣左d，不過睇得出直接有heart。informative👍 and down to earth. 两公婆一條心就乜都得。很好，加油。
Thanks 💪🏻💪🏻大家都加油
加油！年輕人適應力強！你哋嘅態度非常正面！早D移民係英明決定！我已經五十幾，一個人準備去英國，真係儲緊勇氣！大家加油！
well done. We moved to New Zealand from hk over 20 years ago and we only bring less than HK$ 100k from start. Now my 24 years old daughter got a permanent job and me and my wife are retired and living good and peaceful for the rest of my life.
Glad to know ❤️❤️ happy retirement 👍🏻
Waiting to go to another world.😅
好感恩看到你的短片!! 我也是個習慣記帳開支的人. 我十分喜歡你的分享, 對我幫助很大. 多謝你付出時間製作! 非常非常實用的資料. 多謝你和你先生. 祝你兩生活愉快! 期待看你其他影片 :) :)
model of new HK family in UK, well planned to start new life in UK, keep it up
thanks!!! just a sample haha, glad that it helps
加油呀！年青人，移民心態良好！繼續努力祝福你們
叻叻阿羊，移民詳盡講解支出收入，令大家放心可值得參考移民計劃😁
前題係城市租金係咪相若呀🙈🙈
Welcome to uk, wishing you both a blessed and prosperous future.
Thanksss
24萬港元，如果唔住london或其他大城市，一定夠用至少半年。因為洗錢中最大筆係租屋，如果住london，好難租到平過1000鎊既屋.....妳地而家d租金都算平，所以d錢冇洗得咁快。我同太太有自置物業，不用交租，平均每月支出(全包)大概1000鎊，我地唔算非常慳...每個月都會出幾次街食飯。
Me2 😉
係呀，其實我覺得呢個表只要將租金同埋架車嘅費用換算返想去移民嗰個城市，其實就應該差唔多，主要都係租金嘅分別，咁當然如果住得近倫敦就會有更加多嘅娛樂消費啦，因為真係有地方吖嘛
夫婦 1000磅, 請問住哪一區 ?
租金多少？
治安及水電煤如何洗費？
You have a great energetic presentation and optimistic approach! Way to go and wish you all the very best.......
你講得好好，其實唔止係移民，做所有嘢都要調節好自己心態~
希望大家都可以就住自己需要過想要嘅生活
多謝你出片 幫到好多人👍🏻🙏🏻
客氣 幫到就好❤️❤️
多謝晒！非常好的分享！加油！
多謝留言！
睇了你的片有一段時間啦🎉，努力呀💪🏻
多謝支持❤️
簡簡單單的生活最幸褔
係呀，安頓好基本先再諗其他
加油，欣賞同支持！
超級鍾意你d excel , 整理能力分析力超強！！
客氣，幫到你就好喇！
無意中睇到你條片, 好喜歡你們對移民嘅attitude, 加油💪🏼💪🏼
做左十年野儲到三十幾萬都唔係好少啦😅仲要結婚又洗一筆你又曾經創業🥹好叻架喇！加油呀！💪有能力又適應力強嘅話去到邊都唔駛怯☺️
如果我唔係任性可能會多d嘅，哈，但總之宜家就係咁，再慢慢儲過啦，反正都係重新開始！
平時好少留言 但你講得好詳細 愈長氣愈仔細 對啲岩岩有移民諗法嘅我好幫到手 加油！
多謝你呀幫到你就好💪🏻
做人最緊要係生存得實在，過往嘅地方已經變得太唔實在，而且荒謬…
祝你地生活愉快！🎉
共产党会迫害手足，太黑暗，一定要离开香港去英国，做英国人，加油💪
過到自己就好，最緊要係自己揀
剛睇完你依條片，即刻follow, 好喜歡你正面樂天的態度，正❤
多謝！
太客氣喇！希望幫到大家！多謝你呀！
樂觀面對，好支持你哋，繼續加油
資訊清晰易明
話咁快竟然就7個月拉。我仲記得睇你嘅IB教學+來英count down。時間真的過的超快
係，我睇返啲片都有啲感觸😆😆 原來已經做咗咁多嘢
真係好正❤做得好好👍
幫到大家就好💪🏻💪🏻
阿羊姐加油！💪
thanks!!但喂呀！唔准學呢個叫法呀😂
你拍嘅片真係好有用 好幫到手👍🏻
努力，加油👍
多謝留言！加油！
你已經好成功, 我英文唔好(好彩太太英文勁), 揸車唔叻(已經努力補中), 年紀比你大適應力唔夠你地快, 希望之後我可以好似你地順順利利啦🙏🙏
大家加油，可能有唔少日子鬱悶及難過，使錢又要計住計住，但勿忘移民初衷，香港人一齊團結努力總會過得到。當然都要現實一點，如果生活使費月月清的話要小心，總有一啲意外難料，例如見網友屋企爆水喉、傷風感冒、搵唔到份穩定嘅工......就要咬住老本先。
係呀，所以宜家仲有半年唔駛交租，就努力儲吓錢先喇，放心，我地有儲到錢嫁
條片分享同講解得唔錯👍👍😊
One extra point on your car insurance. Given your car is only worth £1200, you might consider taking 3rd party insurance only. Your car insurance is expensive at the moment due to lack of driving history in the UK & it will take you & your husband a few years (5 years) to build up the no claim bonus to get it down. Due to the value of your car, in the event of any accident, it is more likely that your insurance will compensate you with cash rather than fixing the car for you. They would simply send you a cheque for around £900 to £1000 to settle the damage which isn't much. Obviously, you will get nothing if you are on 3rd party insurance only & if it is also proven that the accident is your fault. However whether it is worth switching from comprehensive to 3rd party will depend on the extent of saving between the 2 policies - 3rd party only & comprehensive.
好的心態，面對現實比淨係一味做怨婦實際 👍 人生是不斷的學習！
Thanks