NEW Dividend ETF CRUSHES Than SCHD ETF (Buy This Instead!)

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  • Опубликовано: 13 дек 2024

Комментарии • 92

  • @ClemenceRoskelley
    @ClemenceRoskelley 10 месяцев назад +110

    I've been dedicated to dividend-focused investing for quite a while now. However, it's important to note that I also have a stake in growth stocks. A well-balanced portfolio, in my view, should encompass a blend of both categories. To ease the anxiety often associated with stock market investments, I maintain a substantial cash reserve. While I actively invest in the market, I never allocate my entire capital into it. This approach helps me navigate the market with confidence while ensuring I have a safety net in place.

    • @JacobPaula
      @JacobPaula 10 месяцев назад +3

      This is really not as difficult as many people presume it to be. It requires a certain level of diligence, no doubt, which is something ordinary investors lack, and so a financial advisor often comes in very handy. That is how people are able to make such huge profits in the market.

    • @Agatha.wayne0
      @Agatha.wayne0 10 месяцев назад +1

      Do you mind sharing info on the adviser who assisted you? I'm 39 now and would love to grow my stock portfolio and plan my retirement

    • @JaneBlac-
      @JaneBlac- 10 месяцев назад

      just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

  • @danguee1
    @danguee1 11 месяцев назад +8

    6:58 If anything, you've convinced me of the opposite of what you're proposing: if SCHD can nearlyt match DGRW while only really having "ordinary"/"boring" companies rather than Tech Giants - that is pretty impressive. Also - don't forget that the SCHD TR performance has only really become clear in 2023. If you'd made this comparison a year ago, there would have been nothing to choose between them.... Maybe the thing to do is go 50:50. A sizable bet on Big Tech without actually going all in

    • @sweetsweet3753
      @sweetsweet3753 11 месяцев назад

      i focus on this : splg20%/schd20%/schg20%/xlk15%/smh15%/jepq5%/fhlc5%. a little tech heavy which i dont mind but i add the healthcare fhlc to lower the tech side. last 10years >15% returns with ok income and low fees.. SMH because almost everything will need semiconductors in the future - we just dont know which semi conductors though.

  • @Riggsnic_co
    @Riggsnic_co 11 месяцев назад +90

    In my opinion, a housing market crash is imminent due to the high number of individuals who purchased homes above the asking price despite the low interest rates. These buyers find themselves in precarious situations as housing prices decline, leaving them without any equity. If they become unable to afford their homes, foreclosure becomes a likely outcome. Even attempting to sell would not yield any profits. This scenario is expected to impact a significant number of people, particularly in light of the anticipated surge in layoffs and the rapid increase in the cost of living.

    • @angelicaaquino4109
      @angelicaaquino4109 11 месяцев назад +1

      I suggest you offset your real estate and get into stocks, A recession as bad as it can be, provides good buying opportunities in the markets if you’re careful and it can also create volatility giving great short-time buy and sell opportunities too. This is not financial advice but get buying, cash isn’t king at all at this time!

    • @martingiavarini
      @martingiavarini 11 месяцев назад +1

      You are right! I’ve diversified my 350K portfolio across various market with the aid of an investment coach, I have been able to generate a little bit above $730k in net profit across high dividend yield stocks, ETF and bonds.

    • @hermanramos7092
      @hermanramos7092 11 месяцев назад +1

      I just started a few months back, I'm going for long term, I'm still trying to wrap my head around it, who’s this advisor you work with?

    • @martingiavarini
      @martingiavarini 11 месяцев назад +1

      Credits to 'Natalie Lynn Fisk' she has a web presence, so you can simply

    • @hermanramos7092
      @hermanramos7092 11 месяцев назад +1

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

  • @ryanwilliams989
    @ryanwilliams989 Год назад +79

    Dividends got me into investing in the stock market. In my opinion, if you're investing and have income other than dividends, you can live on dividends without selling. That means you can pass this on to your kids to give them a head start in life. I have over $600,000 in my portfolio which include some covered call etfs for dividends and other etf`s for growth; (SCHD, DVY, VIG, SDY & JEPI)

    • @BiancaSherly-qt6sb
      @BiancaSherly-qt6sb Год назад +5

      Investing in REITs and high-dividend-paying companies long-term is a simple strategy for creating intergenerational wealth. It's surprising that over 98% of billionaires are stock investors, expanding their billion-dollar portfolios. The rich do what the poor fear!

    • @maryHenokNft
      @maryHenokNft Год назад +3

      Unfortunately When it comes to investing, most people seems to be ignorant and nonchalant towards it, when investments should be the best thing anybody can do for themselves. till today my profits in stocks and crypto continue to impact my wealth greatly. Therefore i don't feel any urge to solely depend on my salary or wait for the market to enter a bull run.

    • @maggysterling33254
      @maggysterling33254 Год назад +1

      @@maryHenokNft This is precisely how I intend to handle my finances before retiring. Could you recommend the financial advisor who assisted you in getting started?

    • @maryHenokNft
      @maryHenokNft Год назад +1

      Investing indeed requires a good understanding. It's important to have a reliable support system, like a financial consultant, to guide you, especially in asset selection. I work with *Camille Alicia Garcia* an investment advisor who partners with a licensed wealth management firm. It has been an excellent experience for my finances. She is quite well-known for her services, so you might have heard of her.

    • @TheresaAnderson-kf5xw
      @TheresaAnderson-kf5xw Год назад +1

      oh! i never take this advises online seriously, but i checked CAMILLE up out of curiosity and i must say i am impressed by her Credentials. i emailed her already, waiting on her response

  • @dianarabbanii2
    @dianarabbanii2 11 месяцев назад +44

    I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.

  • @scottfecteau5014
    @scottfecteau5014 Год назад +15

    SCHD, but I also hold qqqm for the growth component. Also have positions in SCHG & VGT

    • @hornedlobster
      @hornedlobster Год назад +3

      Good strategy. Lower expense ratios and a more customizable portfolio.

  • @Patriciabanks5
    @Patriciabanks5 10 месяцев назад +4

    I like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or when ever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market just like regular stock. That’d be enough to create a portfolio that would pay you between $50k to $70k in dividend income

    • @JordanPortales
      @JordanPortales 10 месяцев назад +4

      Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional

    • @monicawill5
      @monicawill5 10 месяцев назад +3

      I completely agree; I am 45 years old, recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!

    • @emiliabucks33
      @emiliabucks33 10 месяцев назад +3

      As a new investor it's always great to hear from a person who has gone through all the difficult times and come ahead of it. What are some strategies i can employ to be successful?

    • @monicawill5
      @monicawill5 10 месяцев назад +3

      The decision on when to pick an Adviser is a very personal one. I take guidance from ‘Carol Vivian Constable‘ to meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.

    • @emiliabucks33
      @emiliabucks33 10 месяцев назад +2

      Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

  • @Nick-zd4cr
    @Nick-zd4cr Год назад +12

    Schd, qqqm, jepi, and voo is all you need

    • @OmarJano
      @OmarJano Год назад

      Wisdom right here

  • @jamesloehr641
    @jamesloehr641 11 месяцев назад +4

    I am going mostly into schd and about 30% into voo and a small amount into qqq.

  • @Mr.-M-
    @Mr.-M- Год назад +8

    i feel like dgro is better as it basically has the same holdings but its more evenly spread out. also the expense rate is 0.08 which is admirable for me
    dgrw is a very attractive etf tho ngl. Great video!

    • @thereddeviltony2171
      @thereddeviltony2171 Год назад

      I own both DGRO AND SCHD, I love DGRO HOLDINGS and I pair with schd perfectly. (25-30%) only Overlap between these 2 efts

  • @Thewealthyinvestor-cn3sg
    @Thewealthyinvestor-cn3sg Год назад +2

    Both etfs for me! Also a fan of DGRO and VIG.

  • @byteme0000
    @byteme0000 Год назад +8

    I'm a subscriber and enjoy your channel, but DGRW is old news. ETFs (including dividend ETFs) that include high-flying tech stocks are a dime-a-dozen. You won't find a higher quality dividend fund than SCHD. Their vetting process, annual repositioning, linear dividend growth, and underlying asset stability can't be beat. And of course the cost of this fund puts the others to shame. Sure, put 10% or so into your portfolio, but DGRW is not a serious contender against SCHD.

  • @mandingo1125
    @mandingo1125 Год назад +4

    SCHD , VOO AND QQQ is all you need.

    • @dextersimon4629
      @dextersimon4629 Год назад +1

      right My combination is QQQM+SCHB+SCHD

    • @robgravis1222
      @robgravis1222 11 месяцев назад +1

      I currently have equal allocations of SCHD, VOO, and SMH.

    • @dextersimon4629
      @dextersimon4629 11 месяцев назад

      SMH grows more than QQQ,but it can't last long@@robgravis1222

  • @stevesmith5140
    @stevesmith5140 Год назад +4

    This one is better than that one blah blah blah. Just own BOTH! It's not that hard!

    • @rayb6852
      @rayb6852 6 месяцев назад

      I own both with DGRO

  • @pdorrest79
    @pdorrest79 11 месяцев назад +1

    SCHD/SCHG/VOO is a strong 3 prong combo, can throw some QQQM/JEPQ, VPU, and SCHH in there to round it out with all sectors

    • @sweetsweet3753
      @sweetsweet3753 11 месяцев назад

      i use a similar approach splg20%/schd20%/schg20%/xlk15%/smh15%/jepq5%/fhlc5%. a little tech heavy which i dont mind but i add the healthcare fhlc to lower the tech side. last 10years >15% returns with ok income and low fees..

    • @pdorrest79
      @pdorrest79 11 месяцев назад

      @@sweetsweet3753 imo being tech heavy in 2024 is not a bad thing, many conservative estimates show tech growing 25% this year

  • @km6731
    @km6731 Год назад

    ok. something that has me confused and would like to get down to the bottom of whose right given the info. Why is it when i put "assumed" data into forbes dividend calculator and market beat dividend calculator that i get drastically different results, but both show the outline of how they got to the results. can you do a video on this and find the flaw.

  • @braytoncornell9678
    @braytoncornell9678 Год назад +51

    The crypto market can be highly unpredictable and often irrational. Being prepared for the unexpected fluctuations is essential. I tend to learn towards long term investment strategies which provides a more stable and measured approach to wealth accumulation.

    • @finnnagner1755
      @finnnagner1755 Год назад

      These uncertainties will always be there.
      Thing is, every once in a while, the market does something so stupid it takes your breath away. If you're not ready for it, you shouldn't be in the market business. or get you a skilled practitioner.

    • @gavrilgeorgieva842
      @gavrilgeorgieva842 Год назад

      Initially, I thought I understood the market. Iearned $50k in one year and felt elated. However, I later discovered a portfolio advisor who has guided me since the market downturn after the pandemic. To my surprise, I netted $179k during this dip, revealing there's more to the market than we know truth be honest

    • @mathijswouter3301
      @mathijswouter3301 Год назад

      Insightful. I need some advice on how to rebuild my portfolio and develop successful market tactics. Where can I find this professional portfolio manager?

    • @rodgertim2881
      @rodgertim2881 Год назад

      Finding financial advisors like CHRIS RYAN STEWART who can assist you shape your portfolio would be a very smart option/choice. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

    • @ericbergman7546
      @ericbergman7546 Год назад

      I know this financial advisor. Chris Ryan Stewart is a genius in the market. I once watched him on BBC finance when he discussed his take on Real Estate Management and FX

  • @Tee-z4j
    @Tee-z4j 10 месяцев назад

    I’m very new to this, moving from the savings mindset to the investing mindset. If I invest 50k into QQQ now, can I move that lump some out, in say 10 years, into a high dividend yield like SCHD with no tax penalty? Again please don’t roast me too hard I’m trying to learn here.
    I see dividends are not taxed if you fall under a certain income bracket. Say eventually if I were to get 50k a year from dividends, would that income go towards to my yearly tax bracket income? IE if I make 80k a year filing jointly I pay 0% taxes. If I get 50k in dividends will that move me to 130k total yearly income and push me into the next bracket (making me pay taxes on that dividend).
    Thank you. Anyone chime in and help please. Im leaning towards investing it all in QQQ for the long term then trying to get that dividend.
    I also have a Roth TSP that I invest about 1000k a month in through my job. Im 35 so I am running out of time

  • @austinbar
    @austinbar 11 месяцев назад +4

    I would think that a major benefit of dividend investing is that calculating portfolio size needed is not relevant. We don't care about the value of the portfolio. We care about the sustainable income it pays. As you invest you can gradually see the income rise as you invest more and pull the retirement trigger when it's high enough regardless of the market sentiment.

    • @eloign7147
      @eloign7147 11 месяцев назад +4

      Calculating the portfolio size needed is very relevant. - How else do you know how much to contribute?

    • @rogerwheelers4322
      @rogerwheelers4322 11 месяцев назад +4

      By calculating how much additional income the contributions produce and estimating how that income rises. the capital value will fluctuate up and down over time so the amount of income new additions give you varies. so capital value being high with a market yielding 2% is no worse for retirement than the same portfolio at a different timepoints where the capital value is half and so the yield is 4%. so long as the yield is sustainable in real terms the capital value being half does not matter. its the same income stream at a different moment of low market sentiment vs high market sentiment.

    • @joshbarney114
      @joshbarney114 11 месяцев назад +3

      Although there are many of chances in the financial markets, I've learnt enough over the previous few years to be sceptical about that. Knowing where to focus is crucial. When I started properly monitoring my investments, I started to amass riches and made over a million dollars in net profit. The importance of professional mentoring cannot be understated. Without the right coaching, people are more likely to make errors and lose money.

    • @FabioOdelega876
      @FabioOdelega876 11 месяцев назад +2

      Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them? my retirement plans are going down the drain. I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value, my primary concern is how to maximize my savings/retirement fund of about £250k which has been sitting duck since forever with zero to no gains.

    • @joshbarney114
      @joshbarney114 11 месяцев назад +4

      Finding financial advisors like Colleen Janie Towe who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

  • @klausburmester1018
    @klausburmester1018 Год назад

    Can u please create a video about a money parking etf I use Bil, JAAA, HIGH,FLTR just sold CSHI as it seems to risky. I am also interested what you think about TLTW.

  • @justinshearer8180
    @justinshearer8180 Год назад +6

    I like dgro

  • @Sun_Wukong666
    @Sun_Wukong666 3 месяца назад

    What about SPYD?

  • @Wutang3737
    @Wutang3737 4 месяца назад

    Bro I already invest in voo and vug which are both very tech heavy. The reason I like schd so much is because it is competitive yet have little to no tech in it so I’m more diversified. Throw some reits in your Roth IRA and you’re all set

  • @christopherdukes4649
    @christopherdukes4649 11 месяцев назад

    I think SCHG is a great compliment to SCHD......there's less than 1% overlap between the two.

  • @RB-je3yj
    @RB-je3yj Год назад +3

    Schd, dgrw 43% fund overlap! Instead do this vgt/schd it's a better strategy. Dgrw is a hybrid growth and dividend but it's more expensive too!

    • @Biz005
      @Biz005 Год назад

      Etfrc is only showing a 29% overlap.

    • @RB-je3yj
      @RB-je3yj Год назад +1

      @@Biz005 ONLY!

  • @chloeswigs3680
    @chloeswigs3680 11 месяцев назад +2

    I don't get allll the hype about SCHD. It is an underperformer, it's either stagnant of going down. There are way better choices out there

  • @joemeyer2726
    @joemeyer2726 5 месяцев назад

    UPRO 70% divided last year, 95% this year

  • @Amp96R
    @Amp96R 10 месяцев назад +2

    I have buyer's remorse with SCHD. I have a 30K position and bought in in 2021. Unfortunately, outside of the dividends, this has trended sideways for three years. Zero gain and still at a $500 loss. I get the hype ... three years ago, but since then, this has done nothing. Looking at selling the position into something that will actually do something. SCHD ... equals hype.

    • @markaustin5269
      @markaustin5269 10 месяцев назад

      I feel your pain. I'm real close to swapping SCHD for DGRW. As long as Tech keeps leading the way DGRW will clobber SCHD.

  • @andrewcastillo5003
    @andrewcastillo5003 Год назад

    For divs alone sgov is better with less risk

    • @roberts8134
      @roberts8134 11 месяцев назад

      SGOV is good *RIGHT NOW*. If your time-frame is 6 months or less, sure. But long term, it's yield is going back down, while SCHD, DGRW, and DGRO will be going up. In addition, don't expect and capital gain on SGOV. There are also tax implications if you do either in a taxable account. You'll get higher taxes in SGOV.

  • @JAVAR11
    @JAVAR11 11 месяцев назад

    DGRW is not a good comparison to SCHD. SCHD is a Value fund and DWRW is more tilted to growth - a better comparison to DGRW is VIG or DGRO.

  • @itisim
    @itisim 11 месяцев назад

    This guy pumped schd and flip/ flop lol youtuber

  • @RL.777
    @RL.777 Год назад +3

    1st🎉

  • @RB-je3yj
    @RB-je3yj Год назад +1

    Voo
    Vgt
    Schd
    Fundamentals
    Growth
    Dividends
    It's everything you will ever need!