Vince Rapisura 1599: Midlife financial planning for 40-49 years old

Поделиться
HTML-код
  • Опубликовано: 16 окт 2024
  • #UsapangPera: Mga Tips sa Pagyaman with Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. Visit Sir VInce's website: www.vincerapisura.com.
    How to join SEDPI Coop:
    1. Join SEDPI Foundation at bit.ly/SEDPIOnlineSRI by clicking “Register” and filling out the form
    2. Take the online Pre-Membership Education Seminar (PMES) at bit.ly/SEDPICoopPMES
    3. Pay membership fee and initial share capital bit.ly/SEDPIPay
    Simulan ang pagiinvest the socially responsible way sa: bit.ly/SEDPIOnlineSRI
    Pag-IBIG MP2:
    Watch the play list: www.youtube.co....
    How to invest: m.me/vincerapi...
    SSS Retirement: Watch the playlist www.youtube.co....
    How to invest 100K: • Vince Rapisura 385: Sa...
    Celebrity guests include venus Raj (Season 1); Nicole Cordovez and Sinon Loresca (Season 2); Atom Araullo (Season 3) and Porky (Season 4).

Комментарии • 112

  • @stephaniejose5565
    @stephaniejose5565 Год назад +35

    Big ups to everyone working effortlessly trying to earn a living while building wealth. I am 50 and my wife 44 we are both retired with the net worth of over $3million with no depts. Currently living smart and frugal with our money. Saving and investing lifestyle in the financial market made it possible for us this early even till now earn monthly through passive income. Great video. I love this ❤️📌

    • @paigehuston2060
      @paigehuston2060 Год назад

      I am a single Dad. Not quite long I started investing. I'm very curious and need help on how to enhance and increase my returns. Any good investment tips would be appreciated. .

    • @stephaniejose5565
      @stephaniejose5565 Год назад

      @@paigehuston2060 Generally, investing requires higher knowledge. For this reason, It's important to have a solid support structure (financial consultant) to guide you through especially in asset picking. I operate with (Alexandra Diana Jose) a consultant who partners with a licensed wealth management firm. For the record, the experience has been the best for my finance. She made me financially stable investing through her help, now I earn on a monthly basis through her passive income strategy... So I'd advise you do get a good investment advisor for yourself. .

    • @stephaniejose5565
      @stephaniejose5565 Год назад

      @@paigehuston2060

    • @paigehuston2060
      @paigehuston2060 Год назад

      @@stephaniejose5565 please how do i get in touch with her.
      Impressive. Would you mind sharing some more details. I’d like to have a talk with her. .

    • @stephaniejose5565
      @stephaniejose5565 Год назад

      @@paigehuston2060 She is easy to find , make a quick research of her on the internet with her name Alexandra Diana Jose . She works with anyone independent of their location. .

  • @besttimeofmellife4068
    @besttimeofmellife4068 2 года назад +11

    One of the BEST financial videos I've watched. Easy to understand and easy to follow. Makakatotohanan lahat ng sinabi mo...real talk, hindi sponsored. I like what you said about VUL. I used to be an insurance agent and own a VUL policy as well. After several years of paying my premium, I realized it's not really generating any income. Better to get a term insurance instead. Sadly, not anyone has realized it yet. Anyway, I will definitely take down notes of everything you said in this video. I made too many financial mistakes and I will use your video as my guide as I start over my life. Thank you for sharing your knowledge. Please continue what you are doing. You are helping a lot of people. God Bless You!😊

    • @SirVinceRapisura
      @SirVinceRapisura  2 года назад

      Yey. Salamat po. Share niyo po videos natin para magkasama tayo sa pagpapalaganap ng financial literacy sa Pilipinas.

  • @monaordenes6103
    @monaordenes6103 5 месяцев назад

    I am learning a lot from you Sir Vince. Nakakaamazze po how successful you are and yet, napaka humble nyo pa rin.. God bless..

  • @gerardperlas8819
    @gerardperlas8819 2 года назад +1

    Very powerful and strong content. I like the 4 K. Kaalaman Kakayahan Kakilala at Kapalaran. You are lucky this 2022. Year of the Horse and Scorpio sign. Workaholic at has passion to people! God bless and more Power!

  • @zendella770
    @zendella770 2 года назад

    Thank you sir vince,malaking tulong ito sa akin 43 yr old na lubog pa rin sa utang.

  • @jaypeesee3333
    @jaypeesee3333 3 месяца назад

    Nice!!!..btw, ofw po no tax po sila basically..

  • @genevierefreedman6624
    @genevierefreedman6624 2 года назад +2

    Happy birthday, sir Vince. Kakapanood ko senyo sa RUclips at kakapakinig sa Podcast, naging secure na po ako. Kaunti na lang po malapit na ako maging sustainable. Maraming salamat po sa inyong advice at pagbibigay ng pag-asa kasi late na ako nag ipon.

  • @maluisatorres8784
    @maluisatorres8784 2 года назад +2

    love you Sir Vince ang dami ko pong natutunan s inyo Sir

  • @rizaldybercasio1374
    @rizaldybercasio1374 Год назад

    Thanks sir vince

  • @lilypotpot4241
    @lilypotpot4241 2 года назад

    Nkaka inspire sir vince. Hopefully ma achieve ko rin.

  • @jorlynfuro4390
    @jorlynfuro4390 2 года назад +3

    thanks for sharing about ur life, so inspiring. marami din po akong natutunan sa bawat videos. keep it up po and god bless!

    • @SirVinceRapisura
      @SirVinceRapisura  2 года назад

      Salamat po. Share niyo po videos natin para magkasama tayo sa pagpapalaganap ng financial literacy sa Pilipinas.

  • @gelboysarisari
    @gelboysarisari Год назад

    Congratulations sa yo.
    Wala akong kaalaman kakayahan at kakilala

  • @Budoybudoychannel6853
    @Budoybudoychannel6853 2 года назад

    Salamat po sa pagbabahagi ng inyong kaalaman.

  • @vangiebelo8685
    @vangiebelo8685 2 года назад

    Belated happy birthday Sir Vince!🎈🎉

  • @mariaailenpadilla2269
    @mariaailenpadilla2269 2 года назад

    Happy Birthday Sir Vince

  • @momshienurse8263
    @momshienurse8263 2 года назад +1

    Thank u sir vince 👍You are an Inspiration🙏

  • @roselegaspina5430
    @roselegaspina5430 2 года назад

    happy birthday and more blessings to come sir Vince

  • @alineasabado8121
    @alineasabado8121 2 года назад

    Happy birthday Sir Vince, more blessings to come!!!

  • @juliemonis6735
    @juliemonis6735 2 года назад

    I’ve learned a lot from you sir. Thank you sana makausap din kita at makita ng personal.

  • @cmbrines8208
    @cmbrines8208 2 года назад

    Happy Birthday po more blessings and good health Sir Vince

  • @vivianvisande5560
    @vivianvisande5560 2 года назад

    Happy birthday sir vince. Tnx sa info.

  • @sarahjanecolobong6918
    @sarahjanecolobong6918 2 года назад

    First time to watch. Nakakainspire k sir vince. More blessings sau.

    • @SirVinceRapisura
      @SirVinceRapisura  2 года назад

      Salamat po. Share niyo po videos natin para magkasama tayo sa pagpapalaganap ng financial literacy sa Pilipinas.

  • @leiladavid545
    @leiladavid545 2 года назад

    salamat po at madami po akong natutunan po sa inyo, hoping na makuha ko din ang lahat ng aking pangarap

  • @tvilongtv
    @tvilongtv 2 года назад +1

    Very helpful po mga videos nyo Sir Vince. This is part of my learnings and to improve myself.

    • @SirVinceRapisura
      @SirVinceRapisura  2 года назад

      Salamat po. Share niyo po videos natin para magkasama tayo sa pagpapalaganap ng financial literacy sa Pilipinas.

  • @jesusamorante1656
    @jesusamorante1656 2 года назад

    Salamat sir vince may idea na ako kung ano gagawin ko sa pera..

  • @mariacaragan6137
    @mariacaragan6137 2 года назад +1

    Happy birthday po

  • @maimonainting290
    @maimonainting290 2 года назад

    Number 3) 3 points

  • @luzvimindavalles9873
    @luzvimindavalles9873 Год назад

    Grateful sa mga videos ni sir vince. One of the best financial guro na nakilala ko. God bless po!

  • @denzcel3073
    @denzcel3073 2 года назад

    Happy birthday sir Vince

  • @charlottepiaevangelista9247
    @charlottepiaevangelista9247 2 года назад +1

    nice eye opening for an OFW like me..thank you for sharing your wisdom and your experience..looking forward to watch your educational videos ☺️👍🏼

    • @SirVinceRapisura
      @SirVinceRapisura  2 года назад +1

      Salamat po. Share niyo po videos natin para magkasama tayo sa pagpapalaganap ng financial literacy sa Pilipinas.

  • @nousdefions9600
    @nousdefions9600 2 года назад +2

    Maraming salamat po, Sir Vince! Since I stumbled upon your videos the other day, you have given me a clear path to properly planning my family's future. Kahit gaano kahaba or ka-ikli ng videos mo, sulit na sulit po ang oras na ginugugol ko in watching them, learning and making notes. Lahat po ng kaalaman na naibahagi po ninyo, unti-unti ko rin pong ibinabahagi sa aking anak na ngayon ay 10 years old pa lang. I want him to learn, appreciate and understand the importance of saving, and having a clear financial goal at his young age, kasi when I was younger these are things I took for granted, and just went on day by day without a clear goal in life. It's something I didn't learn from school, and some things I didn't learn from my parents tulad na lang ng investing, and getting adequate protection / insurance.
    I'm turning 40 this year, and just starting out to plan my life and properly manage my finances; I know mejo late, but it's better than not starting at all. I'm also thankful din po that I have a partner who shares the same family and financial goals as I do, so it has inspired me more to be better, to learn more, to earn more smartly, rather than sticking to the primitive mentality of having just one source of income being enough. The things I've learned sa mga videos po ninyo I wished I've learned earlier on in life. Mahaba pa ang oras bago mag-65 (hehehe), and in turn I can impart these learnings to my son para he'll be more than equipped and prepared by the time he reaches my age. Sana po ay hindi po kayo magsawa na ibahagi sa amin ang iyong kaalaman ang mga gintong payo. 🥰

  • @glendadistor8398
    @glendadistor8398 2 года назад

    HAPPY BIRTHDAY PO SIR VINCE.INGAT PO KAU LAGE Y GOD BLESS

    • @SirVinceRapisura
      @SirVinceRapisura  2 года назад

      Ay, last November pa po yan. Haha.

    • @glendadistor8398
      @glendadistor8398 2 года назад

      @@SirVinceRapisura Heheheh Importante po napangiti o Natawa po Kau.Belated PO last year.and Advance nmn PO this year.

  • @leyneyu8366
    @leyneyu8366 2 года назад

    Thanks for info!

    • @SirVinceRapisura
      @SirVinceRapisura  2 года назад

      Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

  • @jingyr
    @jingyr 2 года назад +1

    Happy birthday sir Vince! Finally meron ng video for my age bracket. Salamat. 😁

    • @SirVinceRapisura
      @SirVinceRapisura  2 года назад +2

      Hehe. Last November pa po yan.

    • @jingyr
      @jingyr 2 года назад +1

      Haha. Buti na lang nakita ko. Maraming Salamat. 😁

  • @angeladelmar9362
    @angeladelmar9362 2 года назад +1

    happy birthday po! Sir Vince, 33yrs old po ako. i have my investments (stocks, cafe business) and emergency savings in placed pero wala po akong napundar na house nor car not even insurance (mahirap magcommit kasi inconsistent pa yung business income ko pero my plans na ko to do BTID). Gusto ko po kasi madali maliquidate yung assets ko. Dapat po ba sa age ko magimpok na ko ng properties, akala ng parents ko wala akong napundar eh...Haha pero honestly, if I compute our net, sila my loans ako lang wala. Is that a good thing or a bad thing?

  • @Konmash
    @Konmash 8 месяцев назад

    ano po ang magandang medical insurance para sa 40 yrs old?

  • @clouiemendoza6772
    @clouiemendoza6772 Год назад

    meron din po ba for 50-60 years old?

  • @mariecelldannug9450
    @mariecelldannug9450 2 года назад

    Auguri Sir Vince

  • @jodizon5628
    @jodizon5628 2 года назад

    Happy birthday 🎂🎉

  • @batanguenagirl2855
    @batanguenagirl2855 2 года назад

    Sir vince dahil sa panunuod ko po sa inyo knina lng pmunta ako ng bpi philam para iwithdraw ang vul ko at 2yrs na ako nakahulog kya nalaman ko ang laking lugi halos hind ko akalain ang perang hinulog ko sa loob ng 2taon umabot sa 80+ pero nkita ko sa mismong portal ko nsa 56k n lng at ng na compute na ng agent halos 13k lng dw ang pwede makuha at hind pa cgurdo un at maaari pa dw na mas bumaba pa.at nagtnong ako kung meron sila na philamlife guardian ang sabi skin ng agent wla dw sila gnun..sir vince ano ang magandang marecomend mong healthcare..thank u po

  • @mva6213
    @mva6213 2 года назад

    27 ang score ko..................... sustainable....................... living on interest.............. minimal lifestyle......................

  • @airene6178
    @airene6178 2 года назад

    Sir Vince what do you think po of the real estate industry for the next 5 years given the pandemic, possible war, inflation. Is it safe to invest in real estate or consider to be a broker as a side hustle? Thanks po.

  • @Jun-if8if
    @Jun-if8if 2 года назад

    sir vince, ang housing loan po ba ay pwede din ituring na investment, kung rapid naman ang pag taas ng property sa area ng bahay? pwede sya ibenta later ng mas mataas na halaga.

    • @SirVinceRapisura
      @SirVinceRapisura  2 года назад

      Depende po sa financial goal ninyo yan. Kapag gumagawa ng financial decisions, laging balikan ang iyong financial goals. Your investment must match financial goals. Ito kasi ang magiging basehan kung (1) ano ang term na pipiliin; (2) kailan ang frequency ng payout; (3) magkano ang target returns na kakailanganin etc. Basahin ang mga ito: 1. First step in investing: vincerapisura.com/ang-first-step-sa-pag-iinvest/ 2. Financial goals: vincerapisura.com/paano-gumawa-financial-goals-plan-investment-ofw/ 3. Financial plan: vincerapisura.com/paano-gumawa-ng-financial-plan/ Watch this: m.ruclips.net/video/w_niPG966xI/видео.html Salamat

  • @mjnadroj9083
    @mjnadroj9083 2 года назад

    Sir vice aside from Philhealth what are other best medical insurances in the philippines that we could choose from. Please help us identify. Thank you

    • @SirVinceRapisura
      @SirVinceRapisura  2 года назад

      Pumunta sa Google, itype ang Vince Rapisura karugtong ng tanong o keyword na hinahanap mo. Lalabas ang mga blogs and videos tungkol dito. Halimbawa, may tanong ka tungkol sa Pag-IBIG MP2, itype ang -> Vince Rapisura Pag-IBIG MP2. in your case, isulat sa Google Seaech bar ang -> Vince Rapisura health insurance

  • @charitosayson9073
    @charitosayson9073 2 года назад +1

    Hello sir Vince! Paano yan sir nakakuha na po ako ng VUL, 6yrs na po akong nag contribute...ano po magandang gawin e stop ko po at kukuha ng ibang insurance? Pls sir i need ur advice ..tnx in advance..God Bless po!💖

    • @SirVinceRapisura
      @SirVinceRapisura  2 года назад +2

      Hindi naman kailangan ng life insurance habang buhay. Kapag may dependents lang. Di yan tinuturo ng mga insurance conpanies. In most cases, pag dating talaga ng 60 years old, di na kailangan ng insurance kasi wala nang dependents. Yes, nagmamahal ang term insurance. Pero sa simula nito na 2,000 per year for 1M coverage for example at mag-increase ng 5% per year, kung susumahin mo ito at kukunin ang present value, di hamak na mas mura pa din ang term kaysa VUL po.

  • @jaypeesee3333
    @jaypeesee3333 3 месяца назад

    Ur 45 yo now sir😮😊❤

  • @merlydemandante9392
    @merlydemandante9392 10 месяцев назад

    21 lng Po sir Ang score ko.sir Vince

  • @MariaMaria-ws2jf
    @MariaMaria-ws2jf 2 года назад

    Sir Vince tanong lang po. Ofw po kami. Ung husband ko ngbayad sa dati ng philhealth tapos kami ng anak ko ang dipendent nya. Pero ngstop na sya magbayad nung ngabroad na sya 13yrs ago. Ano po magandang gawin. Ituloy ang pagbabayad kahit nasa abroad sya? Mas ok po ba na kumuha ako ng sariling philhealth ko kesa sa dependent lang ako sa philhealth ng asawa ko? Thank you.

  • @ajortega8549
    @ajortega8549 Месяц назад

    22 lng sa akin..43 na po ako

  • @ejdaddy3161
    @ejdaddy3161 2 года назад

    Sir vince praktikal po ba n ikuha ko ng health insurance ang 2kids ko with sunlife which i think very expensive (370K for 1M insured) i already have. and my wife. tnx s answer. btw happy birthday sir Vince.

    • @SirVinceRapisura
      @SirVinceRapisura  2 года назад

      Ikaw na po nagsabi na mahal yan. Basta insurance with investment, hindi po pabor sa inyo yon. Ito po baka makatulong 1. Mga babasahin tungkol sa VUL - vincerapisura.com/reading-not-get-vul/ 2. Paano gawin ang BTID - vincerapisura.com/epektibong-paggawa-ng-btid-upang-masulit-ang-pinaghirapang-pera-sa-insurance-investment/ 3. Paano ititgil ang VUL - vincerapisura.com/anong-gagawin-ko-kung-may-vul-na-ako-paano-ko-ito-ititigil/ Panoorin po mga ito: 4. Better options to VUL: ruclips.net/video/F4D2cv2Bv5A/видео.html 5. Sample BTID: ruclips.net/video/0jFnmIcu70c/видео.html

  • @rachelbarrientos2188
    @rachelbarrientos2188 2 года назад

    Panu po yan meron po akong VUL..anu po ba ang pkinabang nyan sa akin? Mag 4 years napo ako nagbbyad..please advice thank u po..God bless

    • @SirVinceRapisura
      @SirVinceRapisura  2 года назад

      Basta insurance with investment, hindi po pabor sa inyo yon. Ito po baka makatulong 1. Mga babasahin tungkol sa VUL - vincerapisura.com/reading-not-get-vul/ 2. Paano gawin ang BTID - vincerapisura.com/epektibong-paggawa-ng-btid-upang-masulit-ang-pinaghirapang-pera-sa-insurance-investment/ 3. Paano ititgil ang VUL - vincerapisura.com/anong-gagawin-ko-kung-may-vul-na-ako-paano-ko-ito-ititigil/ Panoorin po mga ito: 4. Better options to VUL: ruclips.net/video/F4D2cv2Bv5A/видео.html 5. Sample BTID: ruclips.net/video/0jFnmIcu70c/видео.html

  • @loretocellon997
    @loretocellon997 10 месяцев назад

    ❤️

  • @cezzpaz1299
    @cezzpaz1299 2 года назад

    Sad po ako 17 points lang nakuha ko 41 na po ako

  • @simoneyt8633
    @simoneyt8633 2 года назад

    Ang score ko po ay 23points sa no. 3 question ako 0

  • @lul2667
    @lul2667 2 года назад

    Paano na Ang future Ng family? Kung 500 k Yung life insurance? Kulang ya maghihirap parin Yung family na naiiwan sa murang edad. Hu hu hu

  • @rezhanelicup1981
    @rezhanelicup1981 2 года назад

    paano naman po kung hindi naman po malaki ang sweldo

    • @SirVinceRapisura
      @SirVinceRapisura  2 года назад

      Pumunta sa Google, itype ang Vince Rapisura karugtong ng tanong o keyword na hinahanap mo. Lalabas ang mga blogs and videos tungkol dito. Halimbawa, may tanong ka tungkol sa Pag-IBIG MP2, itype ang -> Vince Rapisura Pag-IBIG MP2. in your case, isulat sa Google Seaech bar ang -> Vince Rapisura budgeting for minimum wage

  • @jmadbandoy8151
    @jmadbandoy8151 2 года назад

    ♥️♥️♥️

  • @anamariearcabale3779
    @anamariearcabale3779 11 месяцев назад

    4

  • @anamariearcabale3779
    @anamariearcabale3779 11 месяцев назад

    3

  • @imeldadelacruz4200
    @imeldadelacruz4200 2 года назад +1

    ♥️💚🇵🇭🙏

  • @klirf.4709
    @klirf.4709 2 года назад

    pointing on no.6. OFW are tax free so how? hehe

    • @SirVinceRapisura
      @SirVinceRapisura  2 года назад

      Taxes from investments ay usually hindi tax free. Income from labor po sa maraming OFWs ang tax-free. Magkaiba po yun.

  • @judithhaganas2165
    @judithhaganas2165 5 месяцев назад

    20 points lang sa akin, haha

  • @rebeccashimizu5993
    @rebeccashimizu5993 2 года назад +1

    FHC

    • @SirVinceRapisura
      @SirVinceRapisura  2 года назад

      Punta po kayo sa Vince Rapisura page at mag-message ng keyword. This is the link: m.me/vincerapisura. Ang keyword ay - FHC1

  • @vincentlanzaderas9776
    @vincentlanzaderas9776 2 года назад

    na scam ako ng dv boer at kapa sayang..

    • @SirVinceRapisura
      @SirVinceRapisura  2 года назад +3

      Kaya iwas na sa scam ha? MP2 na lang.

    • @marivicmendoza7658
      @marivicmendoza7658 2 года назад

      Yes po sir Vince,Kaya aq nag open sa mp2 dahil sayo. Naimpluwensyahan nyo po ako,thanx po sa mga ideas.lagi aq nanunuod Ng mga vids nyo,since 2020 una ko napanuod vids nyo nung pandemic.and di po nabubuo araw ko hanggang di ko naririnig boses at mga ideas and pangaral financially Mula sa inyo.luv u po.and thank u❤️❤️❤️😍😍😍

    • @vincentlanzaderas9776
      @vincentlanzaderas9776 2 года назад

      @@SirVinceRapisura Sir vince kunwari may 100k ako magkano ang estimated Mo pag dating ng 5yr kong ilagay ko sa mp2?..

  • @joncalabig6056
    @joncalabig6056 Месяц назад

    Hi sir good day po im 48 years old and wala pa rin po Ipon although me hinuhulugan ako life and health insurance bukod dun wala na natatakot po ako pagdating ng retirement ko kahit wala pambili gamot waa ako ano po dapat ko gawin

  • @emeritavisaya706
    @emeritavisaya706 7 месяцев назад

    FHC

  • @nerryvalino9381
    @nerryvalino9381 Год назад

    FHC