Should I increase my S Corp salary to increase my solo 401k company match?

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  • Опубликовано: 29 янв 2025

Комментарии • 15

  • @rajkamalkaur5455
    @rajkamalkaur5455 2 года назад +2

    Thanks for great video as always

  • @petertu7359
    @petertu7359 9 месяцев назад +2

    You have to pay yourself a fair market value salary. In other words, the question is what salary would you accept if you were not the owner of the company. You cannot simply set your salary to optimize taxes.

    • @TravisSickle
      @TravisSickle  9 месяцев назад

      Your logic is correct but it's not an exact formula. Being aware of what those changes will or could be is really the point here.

    • @petertu7359
      @petertu7359 9 месяцев назад +1

      @@TravisSickle You are correct that there is probably a range of salaries that would be acceptable (or at least not challenged on an audit). However, a lot of RUclips “advice” glossed over over the FMV requirement and seem to imply that the business owner can choose to set his/her salary at any arbitrary value to maximize tax savings. Other RUclipsrs provide over simplistic guidelines like setting salary equal to 25% of revenues, which could be too high or too low. In my view, you should always start the analysis from the standpoint of whether you would accept the proposed salary from a company you did not own for performing the same duties and whether as the business owner you would pay that salary to an unrelated person to run your business.

  • @playlistsandy
    @playlistsandy 2 года назад +2

    Does the non-deductible portion come from W2 or the distribution?

    • @TravisSickle
      @TravisSickle  2 года назад +1

      Here you go ruclips.net/video/hh9XfAF0uSM/видео.html

  • @stellav7342
    @stellav7342 2 месяца назад

    Can I increase my salary to increase the employer match on my solo 401k and create a loss for the S corporation?

  • @geoandjr
    @geoandjr 3 года назад +1

    I have an s-corp .I pay myself 20k on a w2 how much can I contribute to my 401k as far as an employee and also employer.

    • @nathangates2806
      @nathangates2806 2 года назад

      It's 2022. The employee limit for 401K is $20500. So you can put it all in a 401k.

  • @Cyberbeesty
    @Cyberbeesty 3 месяца назад

    I'm a single S corp and I want to open a solo 401k for my wife and set her up as a contractor income. I already have my own solo 401.
    My w2 is 80k, and my gross sale are 280k. Can I does this for my wife, who does work for me.

    • @ninim8118
      @ninim8118 2 месяца назад

      i believe you can add your wife to your Solo 401K if you pay her on a W2 as an employee, you will have to pay her SS tax.

  • @tamarajackson8454
    @tamarajackson8454 3 года назад

    Hello I have a question? Why do my eligibility still say pending for my child credit.. Everything is correct on my income tax from last year.. I got July and August payments didn't get September or October...

    • @TravisSickle
      @TravisSickle  3 года назад

      possibly updated some information.

  • @constantj2132
    @constantj2132 3 года назад +2

    Uh...the real question is where does he work so I can apply?

    • @TravisSickle
      @TravisSickle  3 года назад +3

      self-employed...LLC filing as an s-corp. 😂