The pension crisis is honestly terrifying. I’m 52 and have been relying heavily on my pension, but with all the news about underfunded plans and inflation eroding savings, I’m starting to wonder if it’ll be enough.
You’re not alone. Many pensions aren’t keeping up with rising costs, and some plans are even on the verge of insolvency. It’s not just about having a pension anymore; it’s about creating other streams of income or growing your investments to fill the gaps.
True, but managing investments on your own can be overwhelming. I’ve tried, but it’s hard to know if I’m doing the right thing. I’ve heard horror stories of people losing their life savings because they didn’t diversify or took on too much risk.
I felt the same way until I started working with Joseph Nick Cahill, a Chartered Financial Analyst. He’s helped me restructure my portfolio to not only cover potential pension gaps but also build wealth for the long term. He offers free consultations, so it’s worth a try if you’re looking for personalized advice.
I felt the same way until I started working with Joseph Nick Cahill, a CFA. He’s helped me restructure my portfolio to not only cover potential pension gaps but also build wealth for the long term. He offers free consultations, so it’s worth a try if you’re looking for personalized advice.
Thank you so much for the suggestion! I really needed it. I looked him up on Google and explored his website; he has an impressive background in investments. I've sent him an email, and I hope to hear back from him soon!
NJ is still offering State Police recruits retirements after 20 years; even reckless states like California and Illinois stopped doing that years ago since people are living longer.
I think all politicians should forfeit all there rights to a pension and health benefits for not doing there job There all rich so they can do without.
Jake Valis Don’t take the job!!! He is a civil servant. Cops here make 100k plus so don’t lie. I have foia on them. Our elected mafia should be put to death for what they have done. When the dollar collapses there is no news feed no hey watch out. You will move cause you can’t afford to stay where you are. Gas 7or 8 bucks milk 10bucks. So I ask how does the start of the collapse feel??
Left New Jersey in 1979 and never looked back. If I had stay, the high state income tax, outrageous property tax, very high insurance and other taxes would have have taken a big chunk of our savings each year. Because all those years of not paying these high taxes we were able to retire at age 56 and will have enough savings to last our life time and a big inheritance for our kids. People who live in high tax, everything is free progressive states made their choice and do not expect the rest of the country to bail you out.
I don't understand how cops in my area are paid a medium salary of 140k without benefits and overtime. If they continue to raise property taxes, I'm leaving the state for good
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family...
@AustinWalker67 Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. Bridget Mary Turow, a licensed fiduciary whom has made me over 5 figures in profit in less than seven months, handles my investments. I could leave you a lead if you need help.
So easy to solve. You get $3,000 per month, $6,000 per household. Earn more, no social security. Qualify pensions. It's made to keep people from being poor, not to fund double, triple, quadruple pensions for global travel and unlimited country clubs.
These "people" were hired to oversee the pension fund, and, they did not do their job. The place to start is tp put the lot of them in jail for life terms at hard labor, and, then watch as they try to blame each other.
Get ready folks! Just like the government in NJ hoping and wishing for the best IN THE FUTURE all potential pension recipients who just HOPE AND WISH will learn what its like to enter an agreement with a duplicitous government.
governor McGreedy should have known that pension plans can't get more than 1~2 % nowadays. gone are the 'expected' 7% they once optimally expected. thanks for the 1% return on the pension money, Janet yellen
You cannot gamble yourself out of debt. Christie twice now has done just that.First he started taxing NJ residents who win the Lottery when the original vote of the people was on condition of NO NJ income tax for NJ residents. Now he wants to raid the funds earmarked by charter to go to other causes. Sounds like my Lottery playing days are coming to an end. I'm not willing to pay into a pension when I do not benefit. An economic Genius Christie is not. Don't change the Lottery formula. HANDS OFF.
Right john. We have a 17 million to 1 chance to win nothing! Let's see the new NJ Sanctuary State solve this problem. 41,000 homes for sale and another 38,300 in foreclosure.with the list growing daily. Connect the dots.
You have any better ideas? Besides, your state johndoris1992 has been promising way more to people than it could afford. In other words, you have been given more money than you should have in the first place.
The pension crisis is honestly terrifying. I’m 52 and have been relying heavily on my pension, but with all the news about underfunded plans and inflation eroding savings, I’m starting to wonder if it’ll be enough.
You’re not alone. Many pensions aren’t keeping up with rising costs, and some plans are even on the verge of insolvency. It’s not just about having a pension anymore; it’s about creating other streams of income or growing your investments to fill the gaps.
True, but managing investments on your own can be overwhelming. I’ve tried, but it’s hard to know if I’m doing the right thing. I’ve heard horror stories of people losing their life savings because they didn’t diversify or took on too much risk.
I felt the same way until I started working with Joseph Nick Cahill, a Chartered Financial Analyst. He’s helped me restructure my portfolio to not only cover potential pension gaps but also build wealth for the long term. He offers free consultations, so it’s worth a try if you’re looking for personalized advice.
I felt the same way until I started working with Joseph Nick Cahill, a CFA. He’s helped me restructure my portfolio to not only cover potential pension gaps but also build wealth for the long term. He offers free consultations, so it’s worth a try if you’re looking for personalized advice.
Thank you so much for the suggestion! I really needed it. I looked him up on Google and explored his website; he has an impressive background in investments. I've sent him an email, and I hope to hear back from him soon!
NJ is still offering State Police recruits retirements after 20 years; even reckless states like California and Illinois stopped doing that years ago since people are living longer.
Well, it is a police state.
Raised in NJ, glad I left the taxes are outrageous.
And it's illegal to pump your own gas!!!
I think all politicians should forfeit all there rights to a pension and health benefits for not doing there job There all rich so they can do without.
NJ state assemblyman makes 49k/yr. far from rich
Jake Valis
Don’t take the job!!! He is a civil servant. Cops here make 100k plus so don’t lie. I have foia on them. Our elected mafia should be put to death for what they have done. When the dollar collapses there is no news feed no hey watch out. You will move cause you can’t afford to stay where you are. Gas 7or 8 bucks milk 10bucks. So I ask how does the start of the collapse feel??
N.J. run like a Banana Republic.
Left New Jersey in 1979 and never looked back. If I had stay, the high state income tax, outrageous property tax, very high insurance and other taxes would have have taken a big chunk of our savings each year. Because all those years of not paying these high taxes we were able to retire at age 56 and will have enough savings to last our life time and a big inheritance for our kids. People who live in high tax, everything is free progressive states made their choice and do not expect the rest of the country to bail you out.
Lol new jersey isn't progressive. Didn't you watch the video? Been screwed over by dems and Republican.
Only sensible way to get around pension and other benefits is to completely remove government from the equation.
I don't understand how cops in my area are paid a medium salary of 140k without benefits and overtime. If they continue to raise property taxes, I'm leaving the state for good
We all have lost money in stock market these people are just going to have to live on less.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family...
@AustinWalker67 Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. Bridget Mary Turow, a licensed fiduciary whom has made me over 5 figures in profit in less than seven months, handles my investments. I could leave you a lead if you need help.
@AustinWalker67 Bridget Mary Turow
Lookup with her name on the webpage
I left Illinois a couple of days ago, where you have public unions you have bankrupt states.
So easy to solve. You get $3,000 per month, $6,000 per household. Earn more, no social security. Qualify pensions. It's made to keep people from being poor, not to fund double, triple, quadruple pensions for global travel and unlimited country clubs.
These "people" were hired to oversee the pension fund, and, they did not do their job. The place to start is tp put the lot of them in jail for life terms at hard labor, and, then watch as they try to blame each other.
left nj in 2014. good riddance.
Get ready folks!
Just like the government in NJ hoping and wishing for the best IN THE FUTURE all potential pension recipients who just HOPE AND WISH will learn what its like to enter an agreement with a duplicitous government.
governor McGreedy should have known that pension plans can't get more than 1~2 % nowadays. gone are the 'expected' 7% they once optimally expected. thanks for the 1% return on the pension money, Janet yellen
7% ???? Where are you going to find the money my friend? It doesn't grow on trees every spring..
You cannot gamble yourself out of debt. Christie twice now has done just that.First
he started taxing NJ residents who win the Lottery when the original vote of the
people was on condition of NO NJ income tax for NJ residents. Now he
wants to raid the funds earmarked by charter to go to other causes.
Sounds like my Lottery playing days are coming to an end. I'm not
willing to pay into a pension when I do not benefit. An economic Genius
Christie is not. Don't change the Lottery formula. HANDS OFF.
Right john. We have a 17 million to 1 chance to win nothing! Let's see the new NJ Sanctuary State solve this problem. 41,000 homes for sale and another 38,300 in foreclosure.with the list growing daily. Connect the dots.
You have any better ideas? Besides, your state johndoris1992 has been promising way more to people than it could afford. In other words, you have been given more money than you should have in the first place.
Every state in debt to our civi servent Cadillac retirement planes. American people have no idea how to control there civil servents sad
I hope NJ and NY suffer the worst depression ever and see both States merged into Pennsylvania !