@@bipinpatel7960 2 saal toh pta ni bro, track krte rehna pdega. Abi inme se Federal is doing much better than others. Equitas aur IndusInd ka situation bahut khrab h. IDFF First abi medium term k liye thik lg rha h pr short term me pain rahega.
Good analysis as always. But Bro, it will be fair and proper on your part to also disclose in the end or beginning of your analysis, whether you individually or through your spouse or family are holding any shares in the company or not.
@@arunsrivastava7804 it could influence others. I'm already explaining in the best possible manner, whether the business is a good bet in the current scenario.
Aakash bhai, watched yr several videos in last 2 days. Great, interesting & very usefull work🙏🙏👍👍. Wish more videos on other segements (beyond nbfcs, banking aswells) as one on Amber enterprise (holding since 2-3 years). Lastly, management guidance may not be always true (as seen in aarti drugs, adani ports &___)
@@navsenjoy thanks bro, I covered Amber a few weeks ago and will also cover its concall. Yes, management cannot always meet its guidance. That’s why we track it. The moment you see they’re failing in execution, you know it’s time to avoid that business.
Your work is excellent....but please change your youtube channel name....make it something professional...it will help audience to get themselves attached with the brand
Please make a overall comparison video of bank and small finance bank and rank them as well.. Plese do the same for housing finance sector as well.. it will be huge help for us.. pls do consider it..
@@Dk1815125 Housing Finance ka toh kiya ta abi Aptus, Aadhar, and Aavas. I'll share India Shelter today. Banking me I'll create a playlist of all the banks I'm covering this quarter, so you'll get a clear idea of where each bank stands.
See, the interest rate isn’t directly linked to the credit cycle. If you look at sectors like housing finance, MSME lenders, and some NBFCs, they’re still performing well. Even microfinance companies aren’t facing major challenges due to high interest rates, the issue is more related to over-leveraging. So, most of the time there isn’t a single parameter that clearly indicates a downcycle for the entire sector. However, in the capital markets when trading volumes start to decline, you’ll often see a slowdown in growth rates for broking companies, AMCs, and platform businesses like BSE, CDSL, and others. Beyond that, I think it’s necessary to track individual companies across each sector to understand the impact of any event.
Dear, have 1 small query - Entry price not important for fast growing,having good strong business model... ?? Most of good analysied bets (motilal, nuvama, awfis, shakti pumps etc) are already runnup ( & I am not comfortable buying any on alltime high price). Yr view pl🙏🙏
@@navsenjoyI’ve already covered this concept multiple times. Stocks at all-time highs reflect the performance of their businesses. When that performance continues, these stocks often hit new all-time highs each quarter. All the names you mentioned (except AWFIS, as I'm more bullish on EFC) were already at highs when I first covered them. Since then, most have delivered 50-60% returns and still look attractive. This is because their earnings are growing at a robust pace which keeps valuations reasonable even as prices rise. That's why it's essential to focus on understanding future earnings growth potential rather than just looking at stock charts because only then can you build significant wealth in the market.
Thanks bhai ji, 🙏🙏 for yr time & effort in responding. I don't look at chart for everything but buying at all time high need very high conviction. Thanks again for reply bro🙏. Bty, India shelter is not at all time & will enter whenever it will turnaround. As a layman I see nbfc as inherently good in easy role (disbursement) & bad in hard part (recovery).. so good looking figues for 3-4-5 years before big writeoff & repeat😅
How? IDFC is offering 3% on deposits up to 5 lakh. Aur cost of funds b deko, IDFC's cost of funds is 6.37% (including legacy borrowings), while Equitas' cost of funds is 7.5%.
@@patelshailesh4144 ye toh khud decide kro company ka situation dek k. ESAF ka condition b khrab he h. Profit aadha hota ja rha h. Koi clarity ni h outlook pe.
Credit cost refers to the losses a lender incurs on its total loan book. It includes GNPAs, recoveries from previous bad loans, write-offs, and provisioning. So, if a lender has a credit cost of 3%, it means that for every 100 rupees loaned 3 rupees are lost. Essentially, the amount that won’t be recovered. This is the lender’s cost of providing loans. Every lender has a certain level of credit cost and the higher it is, the worse it is for the lender.
Infra space ko track ni kr rha abi. Wse inka negative sales growth aa rha h inka. Stock abi b 50 k PE pr h. Agr ye performance continue rha, toh aur bda fall aa skta h stock me.
Thanks alot bhai ji for the reply. Edelweiss already posted their numbers few days back but stock not appreciated. Guess figues were not good enough for market. Wish to have one in weath management business & thus entered in it. Pl check it's result if possible🙏
@@Rahul_lande ye sb dekoge toh srf pse gwaoge. DIIs ne toh Spicejet aur Idea jse stocks me b invest kr k rka h, toh isse kya inn businesses ka fundamnetal acha ho gya kya? Kisi b mutual fund ka portfolio dekoge toh ase bahut sare kachra stocks milege jinke business me na growth h or na koi scope, fr b diversification k naam pe rk k bethe hue h. Yhi reason h ki q ek retail investor Mutual Fund me invest kr k kabi kuch bda achieve ni kr skta. Business ka fundamental growth khud se deko, aur fr decide kro..koi aur kya bol rha h kya kr rha h sb bkwas h.
@@vinaykrishnan8778 Depend krta h kon se sector ka business h. For example agr uss sector me already baki companies h jinka ye dono doc available h toh business model ka idea lg skta h toda bahut. Annual Report aur help krega usme. And lastly jo doubts aate h AR aur competitors k business ko study kr k, wo inke investor relations team k sath connect kr k clear kr skte h. Mne Wealtfirst pe asa he kiya ta.
![Seungmin "그렇게, 천천히, 우리(As we are)" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/kAzmhLHePqU/mqdefault.jpg)
![Felix "Unfair" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/Oswujxm2Ag0/mqdefault.jpg)
Thank you for these detailed analysis. Very helpful
🙏🙏
@@AJ.Aakashjha
Brother mere pas
Equitas bank
Idfc bank
Fedral bank
Indussind bank
Sabhi bank he kya ho sakta he 2 sal me ??
@@bipinpatel7960 2 saal toh pta ni bro, track krte rehna pdega.
Abi inme se Federal is doing much better than others. Equitas aur IndusInd ka situation bahut khrab h. IDFF First abi medium term k liye thik lg rha h pr short term me pain rahega.
Very good analysis. Keep up the good work.
@@DeepakKumarJain_DKJ thanks☺️
Good analysis as always. But Bro, it will be fair and proper on your part to also disclose in the end or beginning of your analysis, whether you individually or through your spouse or family are holding any shares in the company or not.
@@arunsrivastava7804 it could influence others. I'm already explaining in the best possible manner, whether the business is a good bet in the current scenario.
Can you pls review Sumitomo chemicals, and Alkyl Amines?
Aakash bhai, watched yr several videos in last 2 days. Great, interesting & very usefull work🙏🙏👍👍. Wish more videos on other segements (beyond nbfcs, banking aswells) as one on Amber enterprise (holding since 2-3 years). Lastly, management guidance may not be always true (as seen in aarti drugs, adani ports &___)
@@navsenjoy thanks bro,
I covered Amber a few weeks ago and will also cover its concall.
Yes, management cannot always meet its guidance. That’s why we track it. The moment you see they’re failing in execution, you know it’s time to avoid that business.
Have seen the amber first hand so not much doubt. It's growth is directly linked to ACs & other white goods business so...
@@navsenjoy Also covered PG Electroplast yesterday. It looks better than Amber at the moment.
Your work is excellent....but please change your youtube channel name....make it something professional...it will help audience to get themselves attached with the brand
Nicely explained,👍
thanks bro
Sir fix deposits me invest kare ke nahi Utkarsh, jana, ujjivan me
Please reply sir
Fix deposits karna safe hoga ke nahi
Your video is like seeing a web series.
Request for Analysis of Northern Arc Capital
yes bro, I plan to cover it. Please allow some time, and I’ll cover its concall.
2 bank ki share mere passhe। Equitash 93 pe 3600 pic,or utkarsh 54 pe 7000 pice,keya karu sir?
Hold n avg
Sir how to read management guidance and concall ispar ek video series banao please 🙏🙏🙏🙏🙏🙏🙏
Excellent content ❤
thanks☺
Sir will rate cut help this sector???
Please review
1- Home first
2- masfin
🙏🙏
@@jangirrahul2 Homefirst- This week
MAS FIN - Next week me try kruga
Bhai please nuvama ka Q2 concall discuss kardo.❤
@@Amit_Shikari Hnji jldi kruga
Please make a overall comparison video of bank and small finance bank and rank them as well.. Plese do the same for housing finance sector as well.. it will be huge help for us.. pls do consider it..
@@Dk1815125 Housing Finance ka toh kiya ta abi Aptus, Aadhar, and Aavas. I'll share India Shelter today.
Banking me I'll create a playlist of all the banks I'm covering this quarter, so you'll get a clear idea of where each bank stands.
Bro - pls share your portfolio with allocation percent
Sir maine equitas sfb karid rkha hai 87 par kya ye aage bhrega in future 😢
Like credit cycle we can see the interest rate is there any other way for other sector?
See, the interest rate isn’t directly linked to the credit cycle. If you look at sectors like housing finance, MSME lenders, and some NBFCs, they’re still performing well. Even microfinance companies aren’t facing major challenges due to high interest rates, the issue is more related to over-leveraging. So, most of the time there isn’t a single parameter that clearly indicates a downcycle for the entire sector.
However, in the capital markets when trading volumes start to decline, you’ll often see a slowdown in growth rates for broking companies, AMCs, and platform businesses like BSE, CDSL, and others. Beyond that, I think it’s necessary to track individual companies across each sector to understand the impact of any event.
Sir ,please try make video on hotel stocks. Hospitality stocks like Indian hotels,
samhi hotels, lemon tree are looking good.
yes, I'll start covering this space very soon and will likely cover Samhi next week.
Thank sir.
Thanks for. Information
@@ManoharSalhotra 🙏🙏
Both stock Very Good
Can you suggest any book on cycles sectorwise
Mastering The Market Cycle From Howard Mark. I haven’t read it yet, but I’ve heard great things about the book.
India shelter finance????
I am invested in this with 17% loss. Should I wait for the sector to recover or just exit with loss?
Equitas saving account me paise h , yes bank k tarah to ni ho jaega plz reply?
@@shubhamjayaswal8334 Arey nii. Liquidity ka problem ni h. Inka toh CD ratio b bahut acha h. Don't worry, wsa scene ni h.
Which is best stock under micro finance companies
@@vamshi19881 abi toh koi b ni dik rha. Focus on Housing Finance and MSME lenders in the NBFC space.
Dear, have 1 small query - Entry price not important for fast growing,having good strong business model... ?? Most of good analysied bets (motilal, nuvama, awfis, shakti pumps etc) are already runnup ( & I am not comfortable buying any on alltime high price). Yr view pl🙏🙏
@@navsenjoyI’ve already covered this concept multiple times. Stocks at all-time highs reflect the performance of their businesses. When that performance continues, these stocks often hit new all-time highs each quarter. All the names you mentioned (except AWFIS, as I'm more bullish on EFC) were already at highs when I first covered them. Since then, most have delivered 50-60% returns and still look attractive.
This is because their earnings are growing at a robust pace which keeps valuations reasonable even as prices rise.
That's why it's essential to focus on understanding future earnings growth potential rather than just looking at stock charts because only then can you build significant wealth in the market.
Thanks bhai ji, 🙏🙏 for yr time & effort in responding. I don't look at chart for everything but buying at all time high need very high conviction. Thanks again for reply bro🙏. Bty, India shelter is not at all time & will enter whenever it will turnaround. As a layman I see nbfc as inherently good in easy role (disbursement) & bad in hard part (recovery).. so good looking figues for 3-4-5 years before big writeoff & repeat😅
Good Analysis
thanks🙏
Dear Idfc interest rate on td is less compare to equitas but same or more in savings so in saving people r prefer idfc
How? IDFC is offering 3% on deposits up to 5 lakh. Aur cost of funds b deko, IDFC's cost of funds is 6.37% (including legacy borrowings), while Equitas' cost of funds is 7.5%.
Hi mere pass esaf ke share 3000 qty hai 67 par by kiya hai ab hold Karu ya sell
@@patelshailesh4144 ye toh khud decide kro company ka situation dek k. ESAF ka condition b khrab he h. Profit aadha hota ja rha h. Koi clarity ni h outlook pe.
Dear
Kindly make a paid video on how you Start to analyse any company stock from starting till end , if you will buy them or leave them .
Regards
sir what is credit cost and how is it different from gnpa
Credit cost is the provisions made for the loans gone bad. GNPA is the actual amount of loans gone bad.
Credit cost refers to the losses a lender incurs on its total loan book. It includes GNPAs, recoveries from previous bad loans, write-offs, and provisioning. So, if a lender has a credit cost of 3%, it means that for every 100 rupees loaned 3 rupees are lost. Essentially, the amount that won’t be recovered. This is the lender’s cost of providing loans. Every lender has a certain level of credit cost and the higher it is, the worse it is for the lender.
@@pranshukharkwal4239 👍👍
Nice thanks
@@SANJAYGUPTA-um3xt 🙏🙏
IRB infra boht loss ho raha h
Iob mein bhi please analysis
Infra space ko track ni kr rha abi. Wse inka negative sales growth aa rha h inka. Stock abi b 50 k PE pr h. Agr ye performance continue rha, toh aur bda fall aa skta h stock me.
Requesting you to cover edelweiss, avanti feeds, apex frozen foods & tata tech. (my new bets😊😊)
@@navsenjoy inme se I'm only tracking the financial space, so I'll look into Edelweiss and if it seems interesting, I'll definitely share it.
Thanks alot bhai ji for the reply. Edelweiss already posted their numbers few days back but stock not appreciated. Guess figues were not good enough for market. Wish to have one in weath management business & thus entered in it. Pl check it's result if possible🙏
DII kyu stock ko hold kar rahe hai? 43%
Kahi retailers se maal to nahi nikalva rahe?
Plus comment..
@@Rahul_lande ye sb dekoge toh srf pse gwaoge. DIIs ne toh Spicejet aur Idea jse stocks me b invest kr k rka h, toh isse kya inn businesses ka fundamnetal acha ho gya kya? Kisi b mutual fund ka portfolio dekoge toh ase bahut sare kachra stocks milege jinke business me na growth h or na koi scope, fr b diversification k naam pe rk k bethe hue h. Yhi reason h ki q ek retail investor Mutual Fund me invest kr k kabi kuch bda achieve ni kr skta.
Business ka fundamental growth khud se deko, aur fr decide kro..koi aur kya bol rha h kya kr rha h sb bkwas h.
Sir equitas kab tak downfall dikhega 😢 kya ye 53 se niche ja skta h
Bhai tum ek smallcase start karo na
Wait kro yaaro
❤
Agr koi company ka performance acha hai pr uska investor ppt ya concall available nhi hai toh as a retail investor hum analyse kse kr skte hai?
@@vinaykrishnan8778 Depend krta h kon se sector ka business h. For example agr uss sector me already baki companies h jinka ye dono doc available h toh business model ka idea lg skta h toda bahut. Annual Report aur help krega usme. And lastly jo doubts aate h AR aur competitors k business ko study kr k, wo inke investor relations team k sath connect kr k clear kr skte h. Mne Wealtfirst pe asa he kiya ta.
asian paints kaa net profit 50% down ho gayaa
@@Dr_S_Nizamuddin Haa bahut khrab numbers h. Opus is gaining market share significantly.
Utkarsh 🥺🥺
This is life, things change very quickly, and as investors, our job is to adapt to those changes as quickly as possible. Flexibility is key.
Hi jha ji
👋
Bhai AWHCL
@@pranit2784 Antony Waste, track ni kr rha abi