Hi Kelvin, thanks for the review, we love it and how you have Greg on all the time! The key reason why we use unit trust over ETFs is that it minimises leakages in the form of foreign currency transaction costs, dividend withholding tax leakages. Another great feature of unit trust is that you can own fractional units of unit trust without having to "share" your units with other Endowus clients, which is a key advantage of Endowus, having our clients own and hold their investments in their own legal name. We are using unit trusts that seem slightly more expensive in terms of the fund fees, but if you factor in all the fx and dividend withholding cost, and the ownership advantage, unit trusts is better. Hope that explains!
One thing to also take into consideration after trying myself is that the CPFIA bank (in may case OCBC) will also charge a $2+ fee per transaction and regular counter fee if you invest CPF. And if you plan to DCA small amount every month, this can add up to your fees which is not insignificant for long term.
Hi Kelvin, seeing that you have done review on the three roboadvisor, which one do you think is better for someone who is 20 years old and wish to DCA every month. I’m currently using Syfe, StashAway and endowus. All three using the highest risk portfolio. Should I continue to use three different roboadvisor, or focus on one. Currently I think the best option is to invest all in Syfe equity 100. What do you think?
Eh, i feel they are about the same. If you want lower fees syfe is cheaper because they use ETFs. Endowus uses mutual fund so it's a little more expensive. Benefit of endowus is you can invest cpf/srs with it
@@KelvinLearnsInvesting sorry i meant whats the minimum our cpf acc has to have already, in order to be able to invest? Like 10000 perhaps or something
The adv on the RUclips states that little investment on crypto currency and do as little of US250 and they generate automatically profit it and it's true
Great content kelvin and thanks for your sharing. Manage to get it started and enjoy the referral rewards from your referral link. I hope you get yours too. Thanks again and will continue to support your channel.
Hi Kelvin, thanks for the review, we love it and how you have Greg on all the time! The key reason why we use unit trust over ETFs is that it minimises leakages in the form of foreign currency transaction costs, dividend withholding tax leakages. Another great feature of unit trust is that you can own fractional units of unit trust without having to "share" your units with other Endowus clients, which is a key advantage of Endowus, having our clients own and hold their investments in their own legal name. We are using unit trusts that seem slightly more expensive in terms of the fund fees, but if you factor in all the fx and dividend withholding cost, and the ownership advantage, unit trusts is better. Hope that explains!
Photogenic Greg is photogenic. Thanks for the the add on :D
I lately started watching your videos.. they are amazing with a good sense of humor.. and am learning too.. thanks..🤑🤑
Hi kelvin.. first thing i do on friday mornings is to check out ur video! Keeping the video informative and interesting as usual :D
I've setup under your referral. Thks for producing content and always useful to refer.
One thing to also take into consideration after trying myself is that the CPFIA bank (in may case OCBC) will also charge a $2+ fee per transaction and regular counter fee if you invest CPF. And if you plan to DCA small amount every month, this can add up to your fees which is not insignificant for long term.
@Kélvín "leàrnïng ìnvestment" yeah, buy shitcoin, to the moon!
I enjoy watching your RUclips channel and appreciate your honest investment performance
After watching your videos, I'm 69.99% more inclined in investing :D
Nice ( ͡° ͜ʖ ͡°)
First support Kelvin !!!
i like your mac laosai humour. thanks for sharing.
How I wish I had known this earlier. I invested $20k of my CPF with fund managers A. I only get $5k after 5 years.
at least still profit
HAHAH Kelvin, I really love your sense of humour.
Hi Kelvin, seeing that you have done review on the three roboadvisor, which one do you think is better for someone who is 20 years old and wish to DCA every month. I’m currently using Syfe, StashAway and endowus. All three using the highest risk portfolio. Should I continue to use three different roboadvisor, or focus on one.
Currently I think the best option is to invest all in Syfe equity 100. What do you think?
I think can just focus on one, because they are all investing in almost the same stuff. Syfe equity 100 is fine too
Hi Kelvin, say that I like to buy options ( that my stock will go up end of year).would u be able to do a video on this via tiger brokers?
Hello kelvin, is it true that if we invest with CPF, we would not have access to Dimensional and PIMCO funds?
Hi Kelvin, what's the difference between endowus and Aviva Navigators?
Hi Kelvin, Do you know why after set up by cash, why my transaction showed under Pending? Its more than14 days, still under Pending.
Thanks for the informative video, kelvin! 😊👍🏼 but is it me or your camera is shaking, a bit dizzy HAHAHA
Yeah, my bad haha
Informative and fun to watch.
just opened an endowus account lol. used your link of course
I like your humour, 1MBD indeed! 🤣😁
do you recommend throw one lump sum (CPF) to invest or slowing to build up?
Thank
It depends on market conditions. Check this out: ruclips.net/video/fd5y1I_41rE/видео.html
Hi!! Can I start with $5000 CPF investment with Endowus compounding...?
If I am aiming at $1 million. How much should I invest with my CPF?
very good explanation
Is Syfe or Endowus better for younger people?
Eh, i feel they are about the same. If you want lower fees syfe is cheaper because they use ETFs. Endowus uses mutual fund so it's a little more expensive. Benefit of endowus is you can invest cpf/srs with it
@@KelvinLearnsInvesting Hmm ok, thanks Kelvin, but since I'm still a student, I think Syfe would be more suitable for me!
You’re entertaining and informative. Machiam McDonald’s chicken nuggets. Keep it up 👍🏻
captain planet!! childhood show. "Let our powers combine!"
Ah, i see u are a man of culture as well
What's ur view on singlife?
ask you ah do you invest your cpf oa money
Nice vid
Post about ur portfolio update
Soon soon
HI kelvin! what is the code to us for endownus?
Hi, this is the sign up code: sg.endow.us/3i2GLFT
Does our cpf need to have a minimum amount before being able to invest it on Endowus?
Yes
@@KelvinLearnsInvesting sorry i meant whats the minimum our cpf acc has to have already, in order to be able to invest? Like 10000 perhaps or something
@@syaidi1234 Minimum CPF of 20K to start to invest. If u are looking for syariah-compliant portfolios, avoid portfolios that contain bonds.
Kelvin, whats the link to open Endowus ?
Here you go sg.endow.us/3i2GLFT
1.5% how abt thier service charge per yr
Has tiger put covered calls yet?
Not yet
The best portfolio - 100% Tesla
Chicken genius n Steven mark Ryan has entered the chat
There is a daily income by small investment of us250dollar it is true want to clarify
What u mean? I don't understand :(
The adv on the RUclips states that little investment on crypto currency and do as little of US250 and they generate automatically profit it and it's true
Stashaway vs Endowus which one better??
Performance wise, i would say both should be around the same. If you need to invest cpf or srs, only endowus can do that.
Stashaway allow srs too
Stashaway vs syfe vs endowus which better ?
Same like banking SRS leh..i dont have interest on robo..
Aww :(
what is srs?
Check this out: ruclips.net/video/5QdnbObqO_0/видео.html
HAHAHAHAHAH "we are forced to" *video cuts* before goverment make you disappear careful ah Kelvin XD
Too many advertisment before the video totally lose interest before watching...
I have downloaded the endows app and couldnt use your link… how how 😢
Oh, what's wrong with the link? endowus.com/r?code=KELVINLEARNS_5BSMJGCAR0&
I registered in endowus first, then looked for your code and realised i need to use your link to download..😭
"we willingly contribute..." haha
Eh eh eh, it is willingly contribute :)
Not "willingly contribute"
LOLOLOL. which video i didn't hear about "Cai FAn"
4-5%.......hm, I wish non-Singaporeans could get a CPF account!
Haha, u can get if u get pr
I tried for a period of 10 months with $10k capital. Hmm, the return was $83.
change your setting to 80/20
Which risk setting did u chose?
60 (stocks)/40 (bonds). Anyway, I have closed the account. Disappointing.
LOL.... buy singapore reits with that 10k also have higher return than 83$
@@clhk12 ha ha, That is what I did after closing their account. Just wanted to try it out since so many youtubers, etc. oversell it.
Great content kelvin and thanks for your sharing. Manage to get it started and enjoy the referral rewards from your referral link. I hope you get yours too. Thanks again and will continue to support your channel.
"like captain planet lah" hahaha! ok can subscribe. *clicks sub button*