Heyya Shadowzone no worries! Having the pre-approval does really help, so I don't be nervous. Just make sure your mortgage broker has checked that the types of properties that you are looking at are ok to the bank - if they are, you'll be completely fine! More info on things to look out for www.huntergalloway.com.au/loan-declined-after-pre-approval/ Cheers, Jayden.
Always great stuff mate. recently subscribed so that i will never miss . just wondering If I use different couple of banks, and try to apply for a loan do they ask all bank statements from different banks? If I use a different bank to pay for the things, do the bank I apply the loan, still have issues? can they still track ? ask for the other bank statements etc. (i mean insted of using cash for everyting, i use a different bank) Thanks in advance
Thanks VV, that's a great question and it depends on the lender. Some lenders will request the last three months statements, whilst others don't. So it's more case by case scenario
@@MortgageBrokerAustralia thanks. most people advise using cash, just to avoid unnecessary questions from the lender. anyway, i use multiple bank accounts. to be in the safeside, i may use cash 3-6 months then. thanks
This really helps, me and my brother are collaborating on a mortgage together hes single and im married with 6 kids and 1 car loan so the bank is processing our application ..so my question is whats the chance of us getting approved..
Hey Soteria, yeah hard one to say without having all the info. Happy to look at it feel free to get in touch www.huntergalloway.com.au/free-assessment/
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Check out the free tools and resources at www.huntergalloway.com.au/how-much-home-can-i-afford/
Does all of this still apply - 2024?
Another valuable piece. Keep up the great work 👍💪
Thanks Anthony for watching really appreciate it!!
Nice one Josh!!
Thanks Monique!
Great work and very informative. Thanks heaps!
Glad you enjoyed it!
Thank you for uploading this. Will admit, I'm nervous as even though I have pre approval lol
Heyya Shadowzone no worries! Having the pre-approval does really help, so I don't be nervous.
Just make sure your mortgage broker has checked that the types of properties that you are looking at are ok to the bank - if they are, you'll be completely fine! More info on things to look out for www.huntergalloway.com.au/loan-declined-after-pre-approval/
Cheers,
Jayden.
@@MortgageBrokerAustralia I'm building. Hopefully they have interest in it like I did to decide on this area.
@@trenchy1990 yeah should be ok provided its not with ING they aren't doing construction loans at the moment. Good luck with it!
Always great stuff mate. recently subscribed so that i will never miss . just wondering If I use different couple of banks, and try to apply for a loan do they ask all bank statements from different banks? If I use a different bank to pay for the things, do the bank I apply the loan, still have issues? can they still track ? ask for the other bank statements etc. (i mean insted of using cash for everyting, i use a different bank) Thanks in advance
Thanks VV, that's a great question and it depends on the lender. Some lenders will request the last three months statements, whilst others don't. So it's more case by case scenario
@@MortgageBrokerAustralia thanks. most people advise using cash, just to avoid unnecessary questions from the lender. anyway, i use multiple bank accounts. to be in the safeside, i may use cash 3-6 months then. thanks
Thanks VV
This really helps, me and my brother are collaborating on a mortgage together hes single and im married with 6 kids and 1 car loan so the bank is processing our application ..so my question is whats the chance of us getting approved..
Hey Soteria, yeah hard one to say without having all the info. Happy to look at it feel free to get in touch www.huntergalloway.com.au/free-assessment/
Which lenders will consider family tax benefit for children over age 11?
Yes some lenders will