Zero Cost Term Insurance Good or Bad? | No medicals for NRI Term life | in Tamil

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  • Опубликовано: 23 окт 2024

Комментарии • 48

  • @anbuilangovan
    @anbuilangovan Год назад +1

    yes ..mortality average is above 60 yrs. it will favour the insurance company only. so better to continue...

  • @marisamymariyan6491
    @marisamymariyan6491 11 месяцев назад

    இதில் எதை தேர்ந்தெடுப்பது நன்றி

  • @mrgladiatorss
    @mrgladiatorss Месяц назад +1

    I would like to take term and health insurance

  • @user-hz2es6yf2g
    @user-hz2es6yf2g Год назад +1

    சார் வணக்கம் நான் icici pro term இன்சூரன்ஸ் எடுத்து உள்ளேன் இப்போது பஜாஜ் alianz ல் எனது அண்ணாவிற்கு அப்ளை செய்யலாமா இது சிறந்த companya உள்ளதா இந்தியபோஸ்ட் payment வழியாக பெறலாமா

  • @suba.a2725
    @suba.a2725 Год назад +2

    Really Very useful videos thank u Nivas sir

  • @r.suganyaranganathan8478
    @r.suganyaranganathan8478 Год назад +1

    Sir can u put videos on joint term insurance detail advantage and disadvantage.. Is that good to take joint term or single plan

  • @AshokKumar-bm8fw
    @AshokKumar-bm8fw 6 месяцев назад +1

    Useful

  • @1021karthick
    @1021karthick Год назад +2

    Does thyroid problem reject term insurance plan ?

    • @nivasexcites
      @nivasexcites  Год назад

      No. Based on medical report they might charge extra premium. It depends on the health condition of the client.

  • @annaduraia8745
    @annaduraia8745 Год назад +2

    Sir if natural death in home, what are the documents to be submitted.

    • @nivasexcites
      @nivasexcites  11 месяцев назад +1

      Doctor certificate, Death certificate, policy copy, nominee proofs and nominee bank details along with claim form

  • @sudokusound1460
    @sudokusound1460 Год назад +1

    Hi sir, your videos are really useful. My question is can we take Term insurance for House wife, is there any restrictions?

    • @nivasexcites
      @nivasexcites  Год назад +1

      We can take upto 50Lakhs provide husband has a life cover of 1crore. And husband's income should be 7.5Lakhs for age upto 45.

  • @abhiraman146
    @abhiraman146 Год назад +1

    Sir I want to know the best sip in which I can invest for long term pls

    • @nivasexcites
      @nivasexcites  Год назад

      Funds should be selected based on financial goals. WhatsApp to 9994266772

  • @user-hz2es6yf2g
    @user-hz2es6yf2g Год назад +2

    Icici and bajaj compare panidu solunga sir

  • @anbuilangovan
    @anbuilangovan Год назад +2

    maxlife vs icici vs hdfc ... which is better.

    • @nivasexcites
      @nivasexcites  Год назад +1

      Maxlife is good. Compare Bajaj as well

    • @anbuilangovan
      @anbuilangovan Год назад +2

      @@nivasexcites bajaj is it trustworthy.. they just torture to get overdraft loan..

    • @nivasexcites
      @nivasexcites  Год назад

      Insurance is completely different organisation. For term insurance, you can trust them. If you are not comfortable take it from maxlife

    • @vinothpalani7861
      @vinothpalani7861 9 месяцев назад

      Bajaj or max or icici... Which one is good... Easy to claim for term insurance? ... Please suggest a good plan sir.

  • @mahendraniwas2505
    @mahendraniwas2505 Год назад +1

    Sir recently i started watching your videos.u r videos are great and you are giving so much of good investment ideas.thank u and I want to know details regarding your asset plus app..what is it..what are the benefits?i tried to get information from your app by msging.bit no response it's almost an wk..so how to know

    • @nivasexcites
      @nivasexcites  Год назад

      Niwas bro. We will connect today. Our team tried to contact you on Monday. I think you missed our call. I will arrange a call today. You enquired for Nps, right? Pls enter all the details and activate your account

  • @financiallearner8321
    @financiallearner8321 Год назад +1

    Sir critical illness vandha term insurance la medical cover pannuvangala ?

    • @nivasexcites
      @nivasexcites  Год назад

      If you take a critical illness rider, it will cover. But only once it will be given.

    • @financiallearner8321
      @financiallearner8321 Год назад +1

      @@nivasexcites yearly once ah ?

    • @nivasexcites
      @nivasexcites  Год назад +1

      @@financiallearner8321 once in a lifetime

  • @jeyakumarchinnaraju1154
    @jeyakumarchinnaraju1154 Год назад +1

    Sir I want to take term insurance pls suggest me which company policy is best and policy name? Only for term insurance not any saving

    • @nivasexcites
      @nivasexcites  Год назад +1

      Whatsapp your details to 9994266772

  • @GSKumar
    @GSKumar Год назад +1

    Amazing insight

  • @vijayanand7284
    @vijayanand7284 Год назад +1

    please check tanzania is eligible or not

  • @TM_IND
    @TM_IND Год назад +1

    Sir. Will it possible to take pure term insurance without income proof?

  • @pmaharajan4604
    @pmaharajan4604 Год назад +1

    Sir,Term Insurance Without Medical Test in Policy bazar Will make it complicate if I develop with Diabetes or BP in future ??
    Whether I need to inform about my developed illness if any after taking policy to my insurance company??

    • @nivasexcites
      @nivasexcites  Год назад +1

      While taking the policy you have to be healthy. That's all

  • @rnpro2032
    @rnpro2032 Год назад +1

    Hello, You have said term insurance is enough upto 65 years.. now you are saying zero cost insurance is not worth. So, if i get back my premium after 60-62 age it is worth right???Could you please explain??

    • @nivasexcites
      @nivasexcites  Год назад +1

      Compared to Normal life cover, zero cost term insurance premium is high. That's why

    • @rnpro2032
      @rnpro2032 Год назад +1

      Thanks for the reply

  • @anbuilangovan
    @anbuilangovan Год назад +1

    lic premium is costlier

    • @nivasexcites
      @nivasexcites  Год назад

      Yes. They are not willing to reduce the premium