@@noah-4482 notice I did not use the word literally in my comment. Get over it, go melt or do whatever it is you do when not calculating the accuracy of RUclips comment sections.
judging from the responses i'm getting from my comment, i'm taking it as if people aren't understanding the point i was trying to make. i was responding to austin rice in particular. making those payments for 50 or 100 weeks is not plausible. becasue of interest, it can turn to 52 weeks or 104 weeks of repayment. is all. so it'll make more sense to pay 200 + interest for 50 weeks to actually be done in 50 weeks.
I laughed when he is talking about buying a $5 candle that people think is a $30 candle when we KNOW if we got a candle from Graham that he would have bought it for as little money as possible so we'd assume it was 99c. Though I doubt she is paying $27 PER candle because those are BBW candles and they always have deals especially if you have a candle a month habit. Probably a $10 a month habit at most.
I have bought one candle in the last... ... ...forty years. It was a birthday-cake-scented one for my sister's birthday. She probably threw it away without using it. She is appreciative like that.
I work as a stylist and thrift stores are usually my go-to like I’m not about to spend hundreds of dollars for something someone wears once. I’m not even gonna spend tens of dollars. Also the variety of clothes available at thrift stores like honey!! Are you really a stylist if you can’t put together an outfit from the thrift store!
i find premium outlet malls in the usa to be a great place to get brand name clothes for a cheap price. quality may not be as good as original but pretty good.
You can do that, when you have square footage area. If your sqaure footage area is low, then the only thing you can do to compensate is to go vertical. In this case, I'd say the vertical locking table in this small space is a good investment. Otherwise, yes, you could move the chairs and put them on the table.
Nexus Yang If that’s the problem, why not slide them under the table? They definitely can fit and I’m pretty sure Graham noticed the same. But if it’s so you can clean under easier, which is why I assume why Graham said what he did, just move them. Edit: and at 7:54 you can even see she has them like that. She didn’t even have them stored up.
I actually watched the original video and it shows her cooking and those stools would be in the way because that table is in the kitchen. In the end with a 400 sq place, there is no room for anything. I live in the South Bay / Torrance area and pays what she pays for a 2 bedroom about a 30min drive from DTLA. Having lived in LA for 20 years and worked in the garment industry I would never live down there. LA is not NYC so far as inner-city living goes.
“Only have what you need” 4.5 seconds earlier This is a $790 bag that I can fit my $2000 wallet and only that and that wallet can fit my 3 leftover dollars that I have this year
Not only that it's ugly as sin. I don't know the bag so I don't know if it's an investment piece. If it is, she can't really use it. I don't mind pay more for a purse that made of good quality materials and can fit what I need in it. This purse I would use for quite a while. But when I say more, I mean a couple hundred dollars. Not $790.
You are aware that he's pronouncing it deliberately as if it were a French word to emphasize the fact that Target is basically for people who like to feel they're too good for Walmart, right?
seriously!! i leave it in the cart until a really steep discount hits. i purchased a kitchen island from Target just a few months ago, but i have waited almost 2 years to purchase it. it was originally $300. i got it for about $135!! it was worth it. don't get me wrong, it went on sale a lot through these 2 years, but i still could not justify the purchase, yet, still i knew i was gonna get that piece. i wanted it since i laid my eyes on it. and boom! came july i said.."yep, today is the day".
It’s also about access. Where she lives, she is 5 minutes walk from target. Marshall’s and other stores would require a car to get to and transport furniture from
"Los Angeles is a lovely city, very unique with overpriced gas, insane cost of living, and a very large homeless problem but the weather today was 75 and party cloudy" LOL 😂
Yea. How can she only put $300 on her cc when her food/candle/ flower budget is twice that. Either her boyfriend makes 100k or her parents give her $3k a month.
I had to google what tarjay was lol. I'm like, that's got to be some no-name American company with the knock-off Target name. Apparently Urban Dictionary likes to prove me wrong.
That made me laugh so hard😂😂😂 I seriously think Graham should consider a career as the spokesperson for Ross. Sales at Ross would would soar with his enthusiasm for Ross!
Click 22 lmao new balances fire, and even though wave runners are nice, they aren’t a good shoe to resell, and they are not practical on a 40,000 salary
I think people don't Always realize, that they are supposed to save already, and that they spend ridiculous amounts of Money on non-essentials and food. Especially people, who came from well off parents. That was certainly the Case for me. It is ridiculous, on how little money you can live, if you actually try. Takes away a Lot of anxiety too.
Unfortunately that's not how the term should be applied. Fake it till you make it when you apply for a job that you might not be fully qualified for and rise to the occasion. Don't fake your lifestyle just to prove something to other people also faking it, while you are all going into debt.
Philipp M. Thank you!! I was like I live in a city a lot cheaper than that, make a lot higher wage than her, and have cheaper rent than her!! How is she spending that much and still getting by on 40k in LA????
@@Jenabebe Let's be practical here. She makes 40k a year before tax in L.A. There is no way she is paying for half the expenses. Her boyfriend realistically must be paying for mostly everything.
+Dumm Dumm If she had a business that relied upon candles for the brand and style it would be acceptable but those are personal whims. She could do everything she is doing for a lot less money and not sacrifice on quality.
who the hell spends $100/mo on candles?! this is unreal. this is straight up $100mo that could be saved... do people really burn candles? i dont get it
I had to laugh when she was like “for living in a small space only have what you need” and then the camera pans to a decorative mini globe like oh you 100% need that. 😂
The more I watch this the more I'm sure she and her boyfriend come from money and feel like her parents cover some of this. The money spent and salary doesn't make sense
Maybe the bf is older/wealthy and pays for things like the furniture? If she isn't fronting a lot of credit card debt I'm not sure how she can pay for all of this
I think it’s the bf 😂 if he’s anything like mine he pays for all of our meals when we dine out and opens cars doors. He said it’s just how his parents taught him and he’s from a small town. I buy our groceries, bake, cook, pick his clothes etc to even things out. I guess our home and relationship is very traditional.
I mean considering the boyfriend appears to be on work trip in Asia it sounds like he may be supporting a lot of this too. Work trips to Asia typically imply a decent paying job.
Vicente Bianchini Exactly! My dad even refinanced and cut his payments down to $1300 for 2000 sq ft and 2 acres of land! Like I would be mad af if I were paying that much for 400 sq ft.....
Dude don’t😂 I miss my ex emotionally but she has the one of the worst spending habits I’ve ever seen, she ubereats everything and buys cheap clothes but a lot of them which add up and when she had a job, she spent her whole weekly salary at the mall but then always complains how broke she is. I And me being a simp, I spent well over 5k In a couple months for her but I’m not broke tho cuz I make pretty good money as an electrician and I barely spend on myself but it’s still bad. I can’t believe I wanted to marry her soon, I would’ve had my pockets drained. 😅
Bridgette Parrish that’s not why it’s called that FFS. It’s because it’s the more “upscale” of the big box retailers. Jesus, I weep. It’s making fun of it being a little better than Wally World and it’s been called that since at least the 90s. Now you know. It has nothing to do with bougie white people. It’s a fucking joke.
@@musashimiyamoto9035 I said it was the norm, not that it was logical LOL. LA houses run a million with no lawn, no backyard, barely any place to put your car.
@@drippingwax The thing on her head looks nice and stylish but in her financial situation it looks like she is being frivolous. There is nothing wrong with it and it does suit her.
I feel like watching these every once and a while gives you some confidence in yourself yet also makes you beat yourself up for purchases you’ve recently made (in a good way) and it’s great. Keeps that saving mode on
Never understood why people are “cheap” & never really like it. But Graham proven to me multiple times. Why you should be cheap , cut some expenses and living below your means. Thanks buddy 🤙🏽
Not to be rude, but damn. She's a bit derpy. Most of her money is being spent on non essentials. Invest, invest, invest!!! Girl you're young. Make your money now.
Besides investing, she does not save any money. Not everyone has time or knowledge to invest, but saving is a easy thing to do. Open a savings account, create a money plan, and etc.
@@andriod8014 It is sad. The most they do in school (atleast GA schools) is make Economics a mandatory class to take and pass senior year, and I remember most of my classmates and people in general at my school, struggling with it. To this day, I still don't understand how all of these people would brag about money, making it, and having pricey clothes but when it came to actually learning about it, you couldn't help but look at em and feel sorry for the poor suckers. I remember people would constantly be trying to cheat off of me whenever a quiz or test came up because I had an A and was passing with flying colors. It got to the point where my teacher found it easier to make me take my test outside because she caught wind of the multiple people trying to cheat off of me every exam. If they struggle with their finances the way they did with Econ, alot of my former classmates are doomed to hell.
emiliabolsas I can actually get behind that expense actually. If the tattoo was something that looked unprofessional or something. And as for the laser hair removal...most men would be surprised how much us women spend on getting rid of hair, if that treatment will save her money in the long run then 🤷♀️
Jen Tuesday She wears ski goggles as a fashion accessory. Can’t imagine a tattoo is what is keeping her from getting work. Ditto for going into debt for hair removal. She could easily wait until she pays off her other expenses.
@@emiliabolsas Also she's 20 and in theory you can't get tattoos until 18 so in 2 years she's gotten bad enough tattoos that they need removing already?
I don't understand how spending a couple hundred per month on food is alot. I eat eggs, ramen and other cheap foods and don't eat out at all or once a month max and easily spend 100+cad on food per week
@@connor8860 Maybe you can afford what you are doing. Many of the peoples in these videos cannot actually afford what they doing. And at the end of the day are they getting anymore quality from their expensive habits. You also must be eating a lot of ramen for $100 per week.
@@bighands69 I think it's more so food prices change depending on where you are. 100 per week cad is like 70 us or something so if food prices are high then it's pretty easy to spend that much in a week
@@connor8860 Rice and noodles do not cost hundreds of dollars. You can buy 4 pound of noodles for $20. How are you spending $100 per week on noodles. 4 pound of noodles should easily last you 2 to 3 weeks in a good well balanced diet. You could easily get by on $20 per week on healthy foods. That will mean no eating out and eating only basic foods that can be combined to form dishes. What you mean is that you are eating foods in a non efficient way for $100 per week. And there is nothing wrong with that if you can afford it. A basic structure for a diet would be porridge, one tin of tuna/other fish, frozen fish. Rice, Pasta, frozen vegetables, fruit. You can meet the vast majority of you needs with that and for cheap.
I think the words “millionaire reacts” gets me just as excited as when graham reads “millennial money” because I know it’s a video of him reacting to millennial money. Blessed.
I have no idea where I'd even go to get such expensive shoes, but the price does seem ludicrous - the shoe company must be raking it in! I need to buy some shares in that company, or start my own 'exclusive luxury' shoe brand! :)
W Chi he was talking about how he didn’t know where she got all this money, but when her boyfriend is posting notes like “quick trip to Asia” it shows he is probably where she’s getting the money.
I mean this girl was a designer on project runway junior and pretty sure she is a stylist for celebs I'm sure she does freelance on the side and probably makes more than the actual 40k
I know you probably won’t ever read this, but,As a blind watcher I super appreciate the fact that you took an inaccessible video and made it accessible just by reacting! This is how good accessibility is supposed to work.Also… Ross is the best, I recently got introduced to it and I am in love
as a sneaker reseller, the shoes can be a form of savings. and they can increase (sometimes greatly) in value over time. but all of her shoes are worn and not deadstock (new in box). she's not saving, she's just spending her money more spread out than she did previously.
This is way better than buying “fast fashion” !! Fast fashion pieces always fall apart after 3 washes. Spending more for better quality is smarter in the long run. 🙏🏽💕
Idk if this I little dumb to say but what’s the point of doing all that work and becoming a millionaire and still spend less than someone with an average salary ? 😭 like have a little fun you know... 🤦🏽♂️
This series is making me feel better about my (poor and good) financial choices. I definitely have spent too much in going out, and gym memberships but always made my loan payment and put more towards it. Even when I put myself through grad school for two years I continued to put money into the loan payments. I lost all my savings for grad school (which I planned for). Now I am rebuilding my savings but my student loans are paid off 4 years early. I know the allure of trying to keep up with fashion but its not necessary. Buy good qualiy staples that will last you, a few trend pieces but not that many! She could probably sell her designer pieces on second hand sites and pay off her student loans and start investing! Please do it! That is my big regret of not starting in my 20s
Graham’s head almost exploded during this video. However, I am still impress at how she is still not in debt after all that spending. So good job for that ! Also if you learn how to cook, you can safe so much money! Eating out in LA adds up
Graham!! I've literally never seen this humorous side of you on this channel. Definitely was dying laughing about your reaction to the $26 candle she has. "WHAT DID I JUST SAY?" "ROSS, GO TO ROSS!!!"
+Kyle Metz It sounds like she is disciplined with the credit card in paying it off in full every month. Her real problem is impulsive purchases that she seems not to be able to control. He is making an assumption that she is debt disciplined but with her extra purchasing power through credit that could all go out the window really quickly. imagine she is out and see's that channel bag and has the credit and a little bit of cash to in hand to use as well. Next she knows there is a $5000 credit card debt that will take years to pay of for a few moments of madness.
bighand69 I agree. I was like that around her age, and having a higher limit to my purchases really put me into debt. She impulse buys a lot of stuff from the fancier stores (ex. Urban Outfitters) and opts to eating out versus cooking at home. I get that she works, but it’s not hard to do practice prep cooking and eat at home to save time/money. Her student loans aren’t going to go away if she keeps focusing on her credit card alone, and it’ll suck trying to pay that off too.
konsta personally it’s tacky, her looks aren’t really styled it looks like she just through it on and this is coming from a fashion major from New York so I think my opinion hold some sort of relevance to this topic.
To be fair that is part of the reason many homeless come to the area and why they survive in the weather. If your living on the streets in Moscow you just freeze to death in the winter. Hawaii has a similar issue.
I wanted to decorate my house with vintage decor. Since actual vintage furniture and decor is expensive AF just on the basis of being vintage, I instead got a bunch of Target's Project 62 items. My fellow hipsters can't even tell the difference.
She is overpaying for literally everything. People do not be scared of Dollar tree and Ross
Im not...lol...we can go together
And the thrift store!
Dollar Tree is 🔥🔥
What is Ross?
She's a stylist, she's not going to buy clothing from Ross.
She is wearing her student loans on her feet.
LOL I'm DYING
Literally thats like 1/4 of her $10,000 student loans
@@noah-4482 notice I did not use the word literally in my comment. Get over it, go melt or do whatever it is you do when not calculating the accuracy of RUclips comment sections.
Sorry I will literally go with my literal shame
LB I would have thought Noah Fuller was using literally to emphasize that it’s true
She eats 90% of her meals out (in LA) and it comes to $350/mo? What’s she eating....happy meals?
Julian Merchant she looks like she eats once a day lol
sushi
90% of her meals are out but she only eats 40% of the month
Julian Merchant 😂😂😂
She might spilt her meals. Sometimes I do that with like rice bowls. Half for lunch half for dinner because it’s too much for one sitting
She could literally pay off that student loan in less than a year
ya'll are forgetting interest
shine on, you crazy diamond even with interest it won’t be that much more
judging from the responses i'm getting from my comment, i'm taking it as if people aren't understanding the point i was trying to make. i was responding to austin rice in particular. making those payments for 50 or 100 weeks is not plausible. becasue of interest, it can turn to 52 weeks or 104 weeks of repayment. is all. so it'll make more sense to pay 200 + interest for 50 weeks to actually be done in 50 weeks.
shine on, you crazy diamond exactly that’s why u pay the debt off as fast as possible so ur debt doesn’t compile
This episode derailed into an advertisement for Ross lol
Sponsorship?
I laughed when he is talking about buying a $5 candle that people think is a $30 candle when we KNOW if we got a candle from Graham that he would have bought it for as little money as possible so we'd assume it was 99c.
Though I doubt she is paying $27 PER candle because those are BBW candles and they always have deals especially if you have a candle a month habit. Probably a $10 a month habit at most.
@@HUNKragor Ross is not putting up money for RUclips endorsements. I can promise you that.
@@mr.m7791 not from US
Never heard of Ross but I would consider Graham whatever I'm running
I have bought one candle in the last... ... ...forty years. It was a birthday-cake-scented one for my sister's birthday.
She probably threw it away without using it. She is appreciative like that.
No no no. Thrift store clothes honey. If you’re a stylist you can make it work.
I work as a stylist and thrift stores are usually my go-to like I’m not about to spend hundreds of dollars for something someone wears once. I’m not even gonna spend tens of dollars. Also the variety of clothes available at thrift stores like honey!! Are you really a stylist if you can’t put together an outfit from the thrift store!
Exactly, that pic with her wearing snow goggles 🤪
I looooove thrift stores! I have found my CUTEST, favorite, most stylish clothes there.
Yasssss
i find premium outlet malls in the usa to be a great place to get brand name clothes for a cheap price. quality may not be as good as original but pretty good.
*Pays 20K on a new spleen
*Graham in the ER
"Yeah, I could get that same spleen for 7 dollars at Ross"
That’s my cats name 🥰
Whyyyy did I laugh so hard at this 😂
😂😂😂😂
🤣🤣🤣
She acts like a character that is making fun of a millennial stylist
turns out that gen z ain't as unique as they try acting like they are
Anybody: “I just got this from targ..”
Graham: *”TARJAYYYYYYYY?”*
😂😂😂
Omg lol
Lots of people were calling it that maybe a year or 2 ago. It's not weird. Hes not the first one to call it that
My ears bled...
they´re from minessota, they´re not french. is there a reason he calls it that?
“You take the chair and move it somewhere else.” 😂😂😂 I literally laughed out loud.
You can do that, when you have square footage area. If your sqaure footage area is low, then the only thing you can do to compensate is to go vertical.
In this case, I'd say the vertical locking table in this small space is a good investment. Otherwise, yes, you could move the chairs and put them on the table.
Nexus Yang If that’s the problem, why not slide them under the table? They definitely can fit and I’m pretty sure Graham noticed the same. But if it’s so you can clean under easier, which is why I assume why Graham said what he did, just move them.
Edit: and at 7:54 you can even see she has them like that. She didn’t even have them stored up.
@@nexusyang4832 dude, i think she has an extra 1 sq ft to place the stool when she is cleaning under the table.
same lmfao!!
I actually watched the original video and it shows her cooking and those stools would be in the way because that table is in the kitchen. In the end with a 400 sq place, there is no room for anything. I live in the South Bay / Torrance area and pays what she pays for a 2 bedroom about a 30min drive from DTLA. Having lived in LA for 20 years and worked in the garment industry I would never live down there. LA is not NYC so far as inner-city living goes.
“A person who really knows style can shop at a thrift store and still be the best dressed to the party.” My all time favorite shopping motto
“Only have what you need”
4.5 seconds earlier
This is a $790 bag that I can fit my $2000 wallet and only that and that wallet can fit my 3 leftover dollars that I have this year
Your wallet shouldn't cost more than the money inside.
Not only that it's ugly as sin. I don't know the bag so I don't know if it's an investment piece. If it is, she can't really use it. I don't mind pay more for a purse that made of good quality materials and can fit what I need in it. This purse I would use for quite a while. But when I say more, I mean a couple hundred dollars. Not $790.
Graham: *super cheap, humble, doesn’t act rich*
Also Graham: *TAR-JAAAAAAY*
Haha yeah man, is that a Common meme or something? Left me very confused
thats how it is pronounce Tarjaay
😂😂😂😂😂
Tarjay. Lol
You are aware that he's pronouncing it deliberately as if it were a French word to emphasize the fact that Target is basically for people who like to feel they're too good for Walmart, right?
Target is insanely expensive on their furniture and decor items. Ross and Marshalls have unique items that are much less expensive.
Yup...and Marshalls always does clearance on good pieces of furniture now and them.
seriously!! i leave it in the cart until a really steep discount hits. i purchased a kitchen island from Target just a few months ago, but i have waited almost 2 years to purchase it. it was originally $300. i got it for about $135!! it was worth it. don't get me wrong, it went on sale a lot through these 2 years, but i still could not justify the purchase, yet, still i knew i was gonna get that piece. i wanted it since i laid my eyes on it. and boom! came july i said.."yep, today is the day".
It’s also about access. Where she lives, she is 5 minutes walk from target. Marshall’s and other stores would require a car to get to and transport furniture from
You could probably get a hobby carpenter who will sell something that is of a craft standard for similar money. You just need to be on the lookout.
@@3layerzdeep The patience tho! Chapeau to you!
"Los Angeles is a lovely city, very unique with overpriced gas, insane cost of living, and a very large homeless problem but the weather today was 75 and party cloudy" LOL 😂
@Ash Ketchup nah its because the democrats dont do anything in California. Thats why everybody is moving to Texas
@Ash Ketchup so true, I'm from Texas and left
@Ash Ketchup I will say, surprisingly, that there are A LOT of homeless in Denver
She must have her parents pay for everything. That’s the only way I see this working with 40k a year.
Yea. How can she only put $300 on her cc when her food/candle/ flower budget is twice that. Either her boyfriend makes 100k or her parents give her $3k a month.
Everyone is so distracted by how this dude pronounces Target that they miss how this millionaire shops regularly at Ross.
4Torches okieee and he likes to save money for the future no need to spend more if you can get it cheaper at ross
but we already know that about graham
how u think he got to be a millionaire LOL /s
Idk why. Lots of people were calling it that maybe a year or 2 ago. It's not weird. Hes not the first one to call it that
I had to google what tarjay was lol. I'm like, that's got to be some no-name American company with the knock-off Target name. Apparently Urban Dictionary likes to prove me wrong.
That hat was the most wannabe "LA" thing i've ever seen
I don’t understand how she’s worried about getting through a month without income and buying a 700+ dollar bag.
Tarjay is how some people call Target as a joke, chill everyone!
“465 dollars for shoes that look like sketchers” XD
Fr 😂
Those shoes where fugly
Ouch
Lmaoo they are wack as adidas Yeezy
Its okay not to have taste mate, don't worry about it
No one:
Literally no one:
Graham every 5 seconds: rOsS, you gotta go to RoSs !!!!! $4.99 candle !! AT ROSS ! JUST GO TO ROSS!!
That made me laugh so hard😂😂😂
I seriously think Graham should consider a career as the spokesperson for Ross. Sales at Ross would would soar with his enthusiasm for Ross!
“ROSS”
I dunno I’m not American but was he saying ‘target’ like a french man.
Love Ross
@@garyjohnson9459 yes. It's pretty common for people in america to say it like that, just for laughs mostly. But its Target 🎯 Tar-Ghet
“$495 FOR SHOES THAT LOOK LIKE SKETCHERS”
Brooke tbh you probably rock newbalances and sketchers your self if your gonna diss yeezys and Jordan 1s
Click 22 lmao new balances fire, and even though wave runners are nice, they aren’t a good shoe to resell, and they are not practical on a 40,000 salary
Lmao it’s true tho 😩
*cries in skechers d'lites*
@@alltas302 ngl who would spend $495 on some yeezy 500s, I rather get some jordan 1s, ultra boosts, human races or like even 700s but not 500s XD
Some young people who make little money have the “fake it til you make it” mentality.
I think people don't Always realize, that they are supposed to save already, and that they spend ridiculous amounts of Money on non-essentials and food. Especially people, who came from well off parents.
That was certainly the Case for me.
It is ridiculous, on how little money you can live, if you actually try. Takes away a Lot of anxiety too.
Tru haha... During my student days I was able to life on 50 bucks per month (rent was around 350 for a decent room) on food and stuff...
Unfortunately that's not how the term should be applied. Fake it till you make it when you apply for a job that you might not be fully qualified for and rise to the occasion. Don't fake your lifestyle just to prove something to other people also faking it, while you are all going into debt.
Yep
@@aldoushuxley5953 yeah I'm learning from my mistakes
Looks like her boyfriend is making more than 40k a year... 😅👌
Philipp M. Thank you!! I was like I live in a city a lot cheaper than that, make a lot higher wage than her, and have cheaper rent than her!! How is she spending that much and still getting by on 40k in LA????
@@Jenabebe Let's be practical here. She makes 40k a year before tax in L.A. There is no way she is paying for half the expenses. Her boyfriend realistically must be paying for mostly everything.
@jchc VV if he wants to spend on her it's his choice
You could be right but I just smell rich parents
jchc VV lmaoo Kenya I’ll give you $5 of those dollars if you respond 😂
I just realised that she spends 104$ a month just on CANDLES! That is around 3% of her income before taxes!
Bru
+Dumm Dumm
If she had a business that relied upon candles for the brand and style it would be acceptable but those are personal whims.
She could do everything she is doing for a lot less money and not sacrifice on quality.
$895 shoes?? Bro, today I bought a t-shirt for $2.22
I get my Shirts from Yard Sales lmao
I buy my shoes off of eBay for $30
I get all my shirts for free from school, work and Christmas/ birthday gifts
i own 45 cent jeans lol
probably a really shitty shirt
who the hell spends $100/mo on candles?! this is unreal. this is straight up $100mo that could be saved... do people really burn candles? i dont get it
That's what I was thinking!!! That's as much as she spends on groceries! I have not bought $100 in candles in my whole adult life!
@Ashley Buchanan my brother used to burn candles when he lived with me, always pissed me off cuz I hated the smell 😂
😂
WHAT DID I JUST SAY? ROSS! GO TO ROSS! -Graham
I am 30 years old and I can honestly say that in my adult life I have spent 30 dollars on candles.
At least it smells better than burning the equivalent in cash!
I had to laugh when she was like “for living in a small space only have what you need” and then the camera pans to a decorative mini globe like oh you 100% need that. 😂
Also a 26$ candle every week
NurturingTalents are you stupid everyone knows Moscow and you have a globe and just learnt it
Having a nice space is good for mental health however I hope she didn't spend more than like $10 on it
She’s an amateur geographer on the side. She NEEDS it.
Madeleine Sheehan not to mention 900$ shoes
$26/week on candles. Is...is that in lieu of electricity?
😂😂😂
That's more expensive than my electric bill in the summer heat with the a/c on 😂
You can buy hand crafted candles for $10.
Hey Stannis! You might not get the dad of the year award anytime soon, but...
Great comment!
Light up yo daughter save $26 ammiright Stannis
He is so wrong for reading that depressing note on the refrigerator 🤣🤣Love this content!!!
Oh my god. Absolutely HILARIOUS. “I’m pretty nosey so let’s read what’s on the fridge*piano music”
Masterpiece Graham
I'm nosey too, so I'm glad he read that.
that was epic 😂
I loved that part. I was attempting to read the fridge note. LOL 😂
Why he folded dirty laundry?
The more I watch this the more I'm sure she and her boyfriend come from money and feel like her parents cover some of this. The money spent and salary doesn't make sense
Maybe the bf is older/wealthy and pays for things like the furniture? If she isn't fronting a lot of credit card debt I'm not sure how she can pay for all of this
jchc VV that would explain the student loan debt
if you watch her entire video she explains that her boyfriend is an event photographer and tours with a lot of celebrities
I think it’s the bf 😂 if he’s anything like mine he pays for all of our meals when we dine out and opens cars doors. He said it’s just how his parents taught him and he’s from a small town. I buy our groceries, bake, cook, pick his clothes etc to even things out. I guess our home and relationship is very traditional.
I mean considering the boyfriend appears to be on work trip in Asia it sounds like he may be supporting a lot of this too. Work trips to Asia typically imply a decent paying job.
"Are you going snowboarding? Are you working a construction job on the street? Are you going to the airport?" 😂
All of the above.
The fact that my dad pays a $1600 mortgage for a WHOLE HOUSE?!?! Seems so crazy that she is okay with spending $2000 on 400 square feet...
We pay 800 a month for 1 500 ft2 😂 in a nice town close to water & a forest
I live in Cali and my 2 bed apartment is 2500☹️ it’s expensive af out here
I pay 702 for one house, 530 for the other. 1200 sq ft each one, over 400 sq ft garage, 1/4 acre land, in Florida
Vicente Bianchini Exactly! My dad even refinanced and cut his payments down to $1300 for 2000 sq ft and 2 acres of land! Like I would be mad af if I were paying that much for 400 sq ft.....
Where? CA is getting extremely expensive! :( I moved to FL and it’s getting crazy here too
This just made me realize I could never date a girl that has 0 financial literacy 💀
Dude don’t😂 I miss my ex emotionally but she has the one of the worst spending habits I’ve ever seen, she ubereats everything and buys cheap clothes but a lot of them which add up and when she had a job, she spent her whole weekly salary at the mall but then always complains how broke she is. I And me being a simp, I spent well over 5k In a couple months for her but I’m not broke tho cuz I make pretty good money as an electrician and I barely spend on myself but it’s still bad. I can’t believe I wanted to marry her soon, I would’ve had my pockets drained. 😅
Yesss
Homie really out here saying “tar jay”
Jiffy Ripz what she trying to say though lol
Target lol not TarJay
People call it that, usually cheap but bougee white people, but i first heard it in like 2008
It’s just pronouncing it Target it’s a French word,
@@therockbottom5256 WHY.. THE LOGO IS LITERALLY A TARGET... omg i can not watch this video anymore goodbye.
Bridgette Parrish that’s not why it’s called that FFS. It’s because it’s the more “upscale” of the big box retailers. Jesus, I weep. It’s making fun of it being a little better than Wally World and it’s been called that since at least the 90s. Now you know. It has nothing to do with bougie white people. It’s a fucking joke.
“TARJAAYY” 😂😂
It’s Targèt
Came for this
avoiding the lawsuits like the plague
Jen Tuesday it’s not
Target but in French cuz your rich, refined, and elegant
This is her parents and her fake boyfriend sporting her and we all know it.
Omg lol
she's just this cute, airheaded pet he keeps around to liven the place up
@@360.Tapestry well she only 20. you and I were probably pretty dumb too
@@gcg8187 I'm 19 and I am more fiscally responsible than that.
@@gcg8187 speak for yourself. I’m 18 and have more financial literacy then her.
Student loan: 10k
Me: laughs in 66k😂😂😭
I don’t think you’re laughing pal bahaga
Me: laughs in 260$ yearly tuition fee in germany
@@albertalman8919 im moving to Germany
laughing in 40 euros yearly in austria
GIRL: "I only get what I need"
GIRL: 5 seconds ago " I get new clothes around twice a week"
Corbin Forselius
My monthly spending:
Car - $433
Petrol - $150
Parents - $300
Student debt loan - $127
Credit card loan - $225
Internet + Subscriptions - $66.20
Investment - $262
Personal emergency fund - $100
GRAHAM PLS ROAst me on my spending!
@@vamadison92 433$ a month on your car?
wtf do you drive
vamadi invest*
The $379 table with chair holders is so stupid 😂😂😂 I literally laughed out loud.
It actually looks nice if she did not live in a small city apartment and could afford the things she is buying.
Tips to living in LA, don’t live IN LA.
@no no no I see no lies
Graham: "2k for rent that's crazy!!!"
condo in downtown Toronto: hold my beer
Yeah that is 2k for rent in LA is the norm, I don't know why Graham is acting all surprised.
1221 for 450 sq ft??? Seems a bit questionable
@@musashimiyamoto9035 I said it was the norm, not that it was logical LOL. LA houses run a million with no lawn, no backyard, barely any place to put your car.
Condos in downtown minimum 4.5k are u crazy
Lol yeah *cries in Toronto rent*
Can we see a house tour. I have a feeling Graham is the type of guy to sleep on a mattress on the floor because a bedding set is too expensive.
Maybe, but I would be more excited to hear how he saved money on it hahahh
My mans called Yeezy's sketchers and he is absolutely right
lol the 500s and 700s definitely look like them. Only the 350s are unique.
Sandeep K Truuueeee
Honestly I thought they looked like sketchers XD
Sandeep K I agree. I only have 350s for that reason
Absolutely
‘It’s super small but it’s kinda nice cause you can just like, throw it on’ my dear that’s how shoulder bags work.
I'm a furniture salesmen, that table and chair is useless.
I'm not a furniture salesmen, that table and chair is useless.
@@shenandoahwrobel5354 I'm also not a furniture salemans, that table and chair is usless
Graham: "I just don't get fashion." if it costs me my salary to make my salary, I don't get it either.
Does anyone think that thing on her head looks good?
Did he reallymove his girlfriend in after like a month?
@@priceandpride If so it must have had a great ROI.
At 20 years old she is well paid for styling people! That says something
@@drippingwax
The thing on her head looks nice and stylish but in her financial situation it looks like she is being frivolous.
There is nothing wrong with it and it does suit her.
Stylist have their own style. Her style is litterary every hypebeast on instagram
Yes and a good stylist doesn't need name brands. They can turn trash into treasure
HipHopisArt I honestly want to know what company she works for that they’re paying her 40k to be a stylist.
@@jasonmaria27 She works at Starbucks, but posts photos of expensive clothes on social media.... so she's a stylist (JK I don't know who she is)
Lmao facts. Just because it’s name brand doesn’t mean your a stylist or you know how to dress.
The red carpet look was legit a mess!
Ikr lmao a total clusterfuck
Yes, but to me that's what so many people walk the carpet look like.
When you said..."just move the chair!"...I laughed so hard... lol
Graham having an aneurysm in episodes like these makes me happy
I think Graham would have an actual heart attack if Millennial Money ever documented my fucked up financial situation 😆
hotsauce67924 lmao
@@hotsauce69247 Well, at least you're here...
go to 8:40 and look at his face hahaha
I love watching graham get stressed, it’s detoxifying
I feel like watching these every once and a while gives you some confidence in yourself yet also makes you beat yourself up for purchases you’ve recently made (in a good way) and it’s great. Keeps that saving mode on
Never understood why people are “cheap” & never really like it. But Graham proven to me multiple times. Why you should be cheap , cut some expenses and living below your means. Thanks buddy 🤙🏽
Graham: “You take the chair _and put it somewhere else.”_
serious patrick vibes
@Chris D'Andrea - Personal Finance Videos, read this comment while he was saying that
YES omg
Concon Gaming bahahahah it’s the way he said it lmaoo
Lisa Callahan-Sanchez lol ikr 😂😂
BB Deluxe 😂😂
Not to be rude, but damn. She's a bit derpy. Most of her money is being spent on non essentials. Invest, invest, invest!!! Girl you're young. Make your money now.
Besides investing, she does not save any money. Not everyone has time or knowledge to invest, but saving is a easy thing to do. Open a savings account, create a money plan, and etc.
@@andriod8014 she could just invest in index Funds. They grow more then brokage Accounts on average anyways.
@@aldoushuxley5953 Yup that too. Not so many people, who have the money to invest, know about these plans, which is sad.
Yeah, very derpy girl.
@@andriod8014 It is sad. The most they do in school (atleast GA schools) is make Economics a mandatory class to take and pass senior year, and I remember most of my classmates and people in general at my school, struggling with it. To this day, I still don't understand how all of these people would brag about money, making it, and having pricey clothes but when it came to actually learning about it, you couldn't help but look at em and feel sorry for the poor suckers. I remember people would constantly be trying to cheat off of me whenever a quiz or test came up because I had an A and was passing with flying colors. It got to the point where my teacher found it easier to make me take my test outside because she caught wind of the multiple people trying to cheat off of me every exam. If they struggle with their finances the way they did with Econ, alot of my former classmates are doomed to hell.
These people live high. When we first bought our house, we had little furniture for the first couple of years. People nowadays want it all now.
Old farmer once told me: poor people have poor ways. This video embodies this.
Texans say big hat, no cattle 🤣
Hates having student loan debt....
Spends over 100/month on perfumed wax.
Jen Tuesday And Graham totally missed that approx. 17% of her debt is due to laser hair/tattoo removal. Why? Whhhhyyyyyyyyyyyyyy???? 🙊
emiliabolsas I can actually get behind that expense actually. If the tattoo was something that looked unprofessional or something. And as for the laser hair removal...most men would be surprised how much us women spend on getting rid of hair, if that treatment will save her money in the long run then 🤷♀️
Jen Tuesday She wears ski goggles as a fashion accessory. Can’t imagine a tattoo is what is keeping her from getting work. Ditto for going into debt for hair removal. She could easily wait until she pays off her other expenses.
@@emiliabolsas Also she's 20 and in theory you can't get tattoos until 18 so in 2 years she's gotten bad enough tattoos that they need removing already?
@@NatashaEstrada If I remember correctly it was a tattoo that she got with a friend she is no longer friends with
Graham has yelled at me so much through these type of videos about eating out and groceries that I have stopped eating out and started budgeting.
I don't understand how spending a couple hundred per month on food is alot. I eat eggs, ramen and other cheap foods and don't eat out at all or once a month max and easily spend 100+cad on food per week
@@connor8860
Maybe you can afford what you are doing. Many of the peoples in these videos cannot actually afford what they doing. And at the end of the day are they getting anymore quality from their expensive habits.
You also must be eating a lot of ramen for $100 per week.
@@bighands69 I think it's more so food prices change depending on where you are. 100 per week cad is like 70 us or something so if food prices are high then it's pretty easy to spend that much in a week
Yeah...good luck with your health...sooner or later hospital bill coming soon!
@@connor8860
Rice and noodles do not cost hundreds of dollars. You can buy 4 pound of noodles for $20. How are you spending $100 per week on noodles.
4 pound of noodles should easily last you 2 to 3 weeks in a good well balanced diet.
You could easily get by on $20 per week on healthy foods. That will mean no eating out and eating only basic foods that can be combined to form dishes.
What you mean is that you are eating foods in a non efficient way for $100 per week. And there is nothing wrong with that if you can afford it.
A basic structure for a diet would be porridge, one tin of tuna/other fish, frozen fish. Rice, Pasta, frozen vegetables, fruit. You can meet the vast majority of you needs with that and for cheap.
“What you do is you take the chair out and move it somewhere else and clean underneath” - best Graham line in this video 😭😂
I lost it when he ranted on the table with attachable chairs! It took longer for her to reattach them than just putting them to the side!!!😂😂😂
Could you do a series on how am I doing? People submit their monthly expense and saving and you evaluate them.
Graham, this comment. I agree
Instead, people call and he goes full pappa Ramsey on them
@@mesta9997 this is a great idea too
Ooooh not a bad idea!
I would do that!!. Just so we both can figure that out together 😊😁
I think the words “millionaire reacts” gets me just as excited as when graham reads “millennial money” because I know it’s a video of him reacting to millennial money. Blessed.
Haha yesss
"Everybody loves candles" it reminded me of the SNL sketch on Christmas gifts LOL
I actually like candles but its a very impersonal gift
When he said its honestly looks like one of the most pointless things I ever seen in my entire life. I SCREAMED. 😭🤦♂️😂
I flip the chairs upside down onto the table and then I have even more "
open air"
BAM!
Graham should do a reaction video how his girlfriend spends her money!
That exactly what i need to watch as well!
🤙🏼🔥🤔good one! Except we know she is perfect. No sarcasm, she’s adorable.
Graham literally is like the most brutally honest yet nice guy ever. He's like that is a terrible decision and then smiles lol
HE ROASTEDDDDDDD HER LIFEEEEEEEE 😂😂😂
"I only get what I need"
*Buys $900 shoes as a wall decoration
Please, its just &895. Thats 25 iced coffees difference
Jim Deng wait what!! How much is iced coffee!!?
@@spiritedaway1828 Graham's is 20 cent hahahah
I have no idea where I'd even go to get such expensive shoes, but the price does seem ludicrous - the shoe company must be raking it in! I need to buy some shares in that company, or start my own 'exclusive luxury' shoe brand! :)
Boyfriend...
Quick trip to Asia...
It is all adding up.
Noah Benjamin what do you mean🧐
W Chi he was talking about how he didn’t know where she got all this money, but when her boyfriend is posting notes like “quick trip to Asia” it shows he is probably where she’s getting the money.
I mean this girl was a designer on project runway junior and pretty sure she is a stylist for celebs I'm sure she does freelance on the side and probably makes more than the actual 40k
Tom & Kelsei Travel So she lied about her salary for this video? 🤔🤔
@@Wajz3 that's not what I'm saying but they don't always count little side bits
I know you probably won’t ever read this, but,As a blind watcher I super appreciate the fact that you took an inaccessible video and made it accessible just by reacting! This is how good accessibility is supposed to work.Also… Ross is the best, I recently got introduced to it and I am in love
as a sneaker reseller, the shoes can be a form of savings. and they can increase (sometimes greatly) in value over time. but all of her shoes are worn and not deadstock (new in box). she's not saving, she's just spending her money more spread out than she did previously.
Spends $350 on a table that holds chairs, AND THE CHAIRS ARE STILL JUST UNDER THE TABLE ON THE FLOOR.
Jonathan Keller I thought the same thing. She could have done better with style, function, and price at IKEA.
Technically they were suspended
It does look nice but she simply cannot afford it.
Don’t sleep on TJ Maxx, Graham.
🤭
or Marshals
tj maxx about to drop their flagship store and just be homegoods exclusive.
TJ Maxx and the dollar store are the places to be.
I would argue that Costco is the “Costco of stuff”.
😂
U won me at "Go to Ross"😂 I literally stand in the candle section for like 15 mins every time haha
I prefer classic fashion. I buy expensive pieces of clothing that last years, like a good trench coat.
Roxality 100%. And you probably look a lot better than that chick with the weird hat. She looks like she’s trying too hard.
This is way better than buying “fast fashion” !! Fast fashion pieces always fall apart after 3 washes. Spending more for better quality is smarter in the long run. 🙏🏽💕
Agreed! I’ve purchased classic pieces over the years that I reach for constantly.
I don’t buy clothes. I cop pieces
"This is expensive EVEN FOR ME!" Says literally the cheapest person on the internet. Lmfao
Baran Tas thank you I was gonna say that lol
Baran Tas in this context, those are interchangeable. Unimportant scemantic
Well if you’re spending more then a frugal millionaire I would say you got problems I think what he wanted to point out.
Idk if this I little dumb to say but what’s the point of doing all that work and becoming a millionaire and still spend less than someone with an average salary ? 😭 like have a little fun you know... 🤦🏽♂️
Steff. Sneakers /Y más\ that’s the type of attitude that will KILL YOU! Don’t type such blasphemy in a comment on this channel Mr. Sneakers
She is spending so much for someone who makes 40k a year
This series is making me feel better about my (poor and good) financial choices. I definitely have spent too much in going out, and gym memberships but always made my loan payment and put more towards it. Even when I put myself through grad school for two years I continued to put money into the loan payments. I lost all my savings for grad school (which I planned for). Now I am rebuilding my savings but my student loans are paid off 4 years early.
I know the allure of trying to keep up with fashion but its not necessary. Buy good qualiy staples that will last you, a few trend pieces but not that many! She could probably sell her designer pieces on second hand sites and pay off her student loans and start investing! Please do it! That is my big regret of not starting in my 20s
Rumor has it that Graham is still looking for where the savings is.
"Costco of stuff."
Dude, Costco is the Costco of stuff.
Graham’s head almost exploded during this video. However, I am still impress at how she is still not in debt after all that spending. So good job for that ! Also if you learn how to cook, you can safe so much money! Eating out in LA adds up
Graham!! I've literally never seen this humorous side of you on this channel. Definitely was dying laughing about your reaction to the $26 candle she has. "WHAT DID I JUST SAY?" "ROSS, GO TO ROSS!!!"
I'm not sure another credit card is a good idea for her. That might be how she ends up calling Dave Ramsey in five years.
Less than two*
She spends like she's in congress.
Hahahahaha
+Kyle Metz
It sounds like she is disciplined with the credit card in paying it off in full every month. Her real problem is impulsive purchases that she seems not to be able to control.
He is making an assumption that she is debt disciplined but with her extra purchasing power through credit that could all go out the window really quickly.
imagine she is out and see's that channel bag and has the credit and a little bit of cash to in hand to use as well. Next she knows there is a $5000 credit card debt that will take years to pay of for a few moments of madness.
bighand69 I agree. I was like that around her age, and having a higher limit to my purchases really put me into debt. She impulse buys a lot of stuff from the fancier stores (ex. Urban Outfitters) and opts to eating out versus cooking at home. I get that she works, but it’s not hard to do practice prep cooking and eat at home to save time/money.
Her student loans aren’t going to go away if she keeps focusing on her credit card alone, and it’ll suck trying to pay that off too.
She must have a savings? No, she has someone supporting.
This video was hilarious 😂 thoroughly enjoyed it! “Shoes that look like sketchers” was one of my favorite parts lol
If she is a stylist, then I must be Beyonce.
She has a good style tho, so you just might be Beyonce
konsta personally it’s tacky, her looks aren’t really styled it looks like she just through it on and this is coming from a fashion major from New York so I think my opinion hold some sort of relevance to this topic.
Jason Maria whatever happened to the eye of the beholder hahah
I laughed really hard when I saw "fashion major from New York".
They should do a follow up to this with the boyfriend and see if their stories line up. 😆
"It's a lovely city with a large homeless problem but the weather is very nice" Well at least the homeless have good weather to be homeless in smh...
To be fair that is part of the reason many homeless come to the area and why they survive in the weather. If your living on the streets in Moscow you just freeze to death in the winter. Hawaii has a similar issue.
I love L.A. homeless they are so much more innovative then in Seattle.....here they beg for money but there they create and sale you stuff
LIFE OR DEATH LLC better than Seattle tuh, Portland moves their homeless all to Seattle.
“I get all my home decor at Ross” ok I’ll be sure to look for t-Rex skulls at Ross
he said a lot not all
THANK YOU for voicing the fact that rent control actually creates housing problems!! So many people do not understand this...
Ross shopping tip: make sure to shop at the ones in a nice city. Usually they have better/more items!
Natalie R hahah yup. Agreed ! Tho I went to a Ross in Santa Ana California and it was surprisingly nice
I wanted to decorate my house with vintage decor. Since actual vintage furniture and decor is expensive AF just on the basis of being vintage, I instead got a bunch of Target's Project 62 items. My fellow hipsters can't even tell the difference.
Kyle Metz lmfao
Buy stuff that needs restoring and learn to do it yourself.
Same sunflowers for 3.99 at Trader Joe’s
She is literally spending 3.38% of her yearly salary on candles before tax.