Credit Histroy in CIB Report by SBP

CIB Report contains 2 years of information regarding borrower credit history. All the banks, microfinance banks NBFC are member of Credit information bureau that is a subsidiary institution of State Bank of Pakistan.
CIB information include borrower credit history, overdue and default loans and write offs.
customers can not take their cib rather its only provided to member financial institutions by sbp.
individual and courage cib reports are available.
the financial institutions have to report all the credit information of their borrower 15 of every month.
if you settle your loan then the bank need to Report it within 10 days of adjustment
if you any dispute with your bank regarding your loan or cib then you can contact sbp to resolve the issue of your bank os not responding you properly
sbp.org.pk/cpd/cpd-help.asp