25 Things I Do Not Buy Anymore | Minimalism + Personal Finance
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- Опубликовано: 13 июл 2024
- Here are 25 things I don't buy anymore as a result of tracking my expenses and seeing where all my money was going. I hope you enjoy! Instagram: humphreytalks
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I had a book called Overcoming Procrastination. I had it for about 5 years and never read a page in it. Lol. I finally got rid of it.
Hahaha
Yeah i think the book didn't work.
So you finally got rid of what? Procrastination? Or the book? Or both? 😬🙄😩🤔
I don’t buy cigarettes anymore, I saw it is highly draining my money out and even very bad for my health, So I quit smoking.
Good call.
I think everyone should be allowed at least ONE bad spending habit. The Zelda book was hilarious to me because that's kind of what I do, I have dozens of artbooks that I just keep merely for asthetics! They just look so cool, and I keep thinking to myself "I'll get through them one day."
This is the most random list 😂
Yes I suppose :D
Random is the name of the game when it comes to a list like that.
What would a NON-RANDOM list look like then?
I like random
I don’t buy cocaine anymore
Good
Well that'll save u $$ :)
Depending on how nice your car is and if you're owning vs leasing, you should actually avoid the drive-thru car washes. The scrubbing pads they use for smacking (cleaning) your car aren't frequently washed or cleaned so you're actually scratching your car or spreading debris all over your car. IMO it's better (cheaper) to buy a power washer to clean the car yourself. It's actually kinda fun. Thanks as always for sharing so much insight!
Oh interesting! Good to know. Thank you 🙏
My son, who used to work for a car wash, would give you that same advice.
@@humphrey My son, who used to work for a car wash, would give you that same advice.
#15 & #16 are things I don’t spend money on anymore. Investing in a good coffee maker and just making it at home is always the best move! Great video!
Yes! I save so much with these!
I already did told you on another video how much I liked your financial master list. Since I had already been tracking each expense for years now, I had a similar spreadsheet showing categories and month columns. Yours was so much cleaner and organized and had that section of formulas for savings that I would have never figured out how to do, much less the section for assets which I also had on mine but it was just a mess and so hard to track or see what my savings progress was monthly or my assets and investment growth. It took me a straight 13 hours to transfer all my information over to yours but you changed my financial life and gave me hope I have never had that I could ever retire. Thanks to you, at 55 years old, I can see that I really can retire someday. Yeah I’m going to be pretty old by then and have to really bust my butt to get there but prior to you, I had zero hope and couldn’t see any way to get there. So again, thank you 🙏🏻
Keep up the great work, Humphrey!
I’m 18 and wearing a hoodie, I feel attacked too 😂
I really liked this one! Super interesting to cut down on the *things* we buy and to correlate that to our spending habits and personal finance. Maybe an interesting video could be eating habits/meals for cheaper or maybe even your favorite homemade recipes? I feel like I'm not alone in feeling bad about how often I eat out lol
Haha I eat out often cause I’m single and I find it worth my time. But yeah habits could be a good topic :)
I agree with most of these and you do bring up a good point about certain concert tees or other merch that end up not getting worn as much. However, I still like to buy something from the merch table, like a poster, cd, vinyl etc., and especially if it's a smaller band opening up for someone as it's a good way to support them while they are on the road.
Ive been proud of myself lately. Ive always been the type of person that spends quite a big extra to get the top of the line stuff but as of late i purchased hesdphones that i generally would spend between $250-$350 and i opted to buy a pair for $40. I also cut my coffee purchases down. I was getting coffee every single day at dutch bros. Starbucks etc so i decided to start making my own coffee at home. First thiught was to spend $100 plus on a coffee machine but i opted to get something that will work perfect for me but it was only $40! Everything adds up! Been loving your videos man! Budgeting, saving and investing!
I don’t know if you’ve done it yet but could you do a video on “tracking purchases” and go in depth on how you do it, what you do it on (eg spreadsheet) and then you can go in-depth on what you’ve figured out about your purchasing after you started making them. Just an idea! :)
I have my tracking expenses spreadsheet in my patreon I believe :) It's pretty simple, I just manually enter my expenses throughout the week.
Leaving the Nespresso machine and pods were the best decision ever!! Save so much money making it myself
Thanks for the video Humphrey! What program do you use to create your videos?
I have that same Yeti mug, expensive but lasts and of great quality compare to other cheap 'thermal mugs'. As a reader, been checking digital books from local library.
Man I really like your videos and get to learn a lot from it...could you please put a video out on how we could realistically evaluate our own startup ideas, bcoz most of the time people ( including me) tend to either overestimate the value of it or underestimate it
Hi Syed, thanks for the comment, will def keep it in mind for the future :)
These are great tips! Thanks!
You're so welcome! Glad to see you in multiple videos in the comment section
I was about to write something on my spiral notebook....and then you mentioned it. LOL.
Funny, but this one is long long time ago that i bought and its time to use it. hahaha
$9 for a car wash! I've saved $3,200+ minus the cost of warm water and detergent by washing my old car with a bucket and brush on a stick about every 2 weeks. Did it yesterday, and, as sometimes happens, but rarely in winter, it didn't rain as forecast, so I had to hose the car down afterwards. Suppose this is out of the question if you live in a big city.
That's awesome. Yeah I have been washing my own car as of late. Definitely agree with you
1:35 Any recommendations on filtration units? Water treated with reverse osmosis make me really thirsty for some reason...
I don't bug a TV bundle package since I don't watch TV. They're usually around $300 with the PVR, modem and installation fee. I just watch Netflix for only $9.99
Delayed question but I’m a new here - do audiobooks fall under digital goods? Curious on your perspective. (And I know audiobooks may also fall under the “book you’ll only read once” category too but I’m ignoring that one for now)
5:50 On vinyl, when I’m doing WFH I’ll plan my breaks around flipping a record (stretching my legs every 30 minutes or so) . Plus it’s a piece of tech that doesn’t require your phone and thrift shopping vinyl can be a fun cheaper way to “therapy shop”
I love my Ray bans, costing 300 everytime I buy them and I've lost 4 of them over the years. I have given up buying them as I'm so clumsy and no point in spending so much on it.
This is a great video. I am trying to force myself to track purchases again. I did for a little bit, and it really felt terrible. Gonna try again in October.
Air drying clothes makes them last longer.
You can do it! I believe in you :D
I appreciate the tips 👍
You’re welcome :D
I don't buy dryer sheets either. I just use wool balls. They are natural and healthy and save money.
One of the biggest thing I stopped buying is clothes. Especially fast fashion. I went from spending around $1200-$1500 a year on new clothes, and now I just spend maybe $600 a year.
Yesss definitely. I am glad you made this decision :)
As for iPhones... I STILL use my 7 Plus... battery is still awesome for me. Perhaps it's because I work from home so I can top it up any time and when I am away, it's in my car so I'm charging there. While iOS updates have stopped for me, I still can download and update the latest apps... so far. When that stops, I MIGHT upgrade depending upon how vital any particular app is.
I do a similar thing with my iPhones. I buy the newest one when my current is (about to be) obsolete and wait til the “new one” is obsolete or the year it’ll become obsolete and repeat.
I’m just leaving a comment to help the algorythm. Jk. Love these tips. Thought I’m a financial minimalist but seems like there’s more to improve 🙏
Lol! Love this :)
I love hoodies...I'm 37. Just saying. Everything else I agree.
Awesome list, pretty much I don't buy any of that stuff either. I don't drink coffee. The biggest one is I don't pay for amazon prime anymore, I only had it for one year, but a friend convinced me there were other ways, and yes I have managed, occasionally I buy something on amazon but it's minimal, some of the shows were cool, but there are so many sources of entertainment today and so many books and podcasts to listen to that I don't have enough hours to get to everything. It's been a process as well and I aspire to be more minimalist but I think I actually have a lot of things in a tiny home :)
Lol that's awesome! I am also not renewing my Amazon prime... great minds think alike :)
@@humphrey Yayy, somos la resistencia! :)
Ohh and I am part of a group on fb called buy nothing, and I got a 2000 piece puzzle there, It was super hard but I finished it, and then gave it back to the hive. :) There are definitely other ways. I see the puzzles going around. It's a great group.
Does the yeti bottle filters the water?
Just subscribed👍🏾...my 10 yesr old would like your zelda book with your aurograph 🤣
#1 for me is fast food. I used to hit McDonald's/Wendy's all the time on the way home from work. It's so much cheaper and better for you to make dinner at home.
Super random list, but you save so much money, I stopped in-game purchases and save a fortune too. Also stopped buying the newest phone too
Come to think of it I actually never realized all the souvenirs I spend my time + money on simply end up shoved in the corner of some cabinet. :O
dang I could've saved alot more time sightseeing over souvenir shopping :c
haha right!? I feel you.
Most of these make sense but jigsaws I buy from charity shops and then give them to charity shop after. Cheap and the charities benefit
Thats smart :) And kind of you.
Hi it's Deb from Tiktok. Love to here more on minimalism. You have a great list there 😊 Thank you.
Hi Deb! Thanks for coming to watch :)
Maybe you could make a video on chosing health and/or car insurance.
Noted!
I own Starbucks stock, so please buy all the Starbucks you want!! LOL. Seriously, I do the same with notebooks. A friend introduced me to RocketBook reusable notebooks. I love mine!
I never buy new phones anymore. Wasted capital I guess. Love the video and the content. Subscribed!
Thank you! And i'm glad :)
Toothpaste and tooth brush. Gone and never miss it!
you should make a video on how you track all your spending
I have my tracking expenses spreadsheet in my patreon I believe :) It's pretty simple, I just manually enter my expenses throughout the week. I will consider a video!
Came for the great video. Stayed for the good looking table ;)
Heyyy thanks! Ikea :)
Since following you I just might need to switch majors from business admin to finance 🤔
I could relate. When you start living with a woman you might need to buy the fabric softener and dryer sheets. Or else your clothes will take some damage from what women wear.
Do a top 5 subscriptions plz
I will say I like physical dvds for the extras. I love extras. If they had them on the digital versions, I would consider not buying dvds. Granted, I haven’t bought dvds in 5 years, due to money crunch/disability. There is also a quality issue that can’t be equaled on digital. So while I would not go completely digital, it does cut down the amount of dvds I will buy.
Ah yes the extras... I could see that being a good reason.
lol at #18. "I don't buy CD and DVDs anymore and also where the hell are you buying those anyway?"
Lol
YOOOOOOO DON'T ATTACK ME LIKE THIS 🤣😂 LMAO but great videos! Great tips!
Hahah sorry!! Glad you liked the vid.
@@humphreylol I forgive you but please teach me your ways senpai! 😁
What tool do you use to track your money? Budgeting.
I never pay to vacuum at car wash, use a 18 volt battery vacuum, about $100, Ridgid brand, at Home Depot.
Hell yeah :D
I agree with 99.99% of this... but you're not taking away my creamer! 🤣
Being frugal goes along way!
I never bought half of that list. Not really for an economic point of view but more for not consuming, for the environment.
That's awesome you are environmentally conscious enough to do that. Are there any other purchases that you think other people often buy that you do not?
Sorry but hoodies are life!
can you please review that crossley player? because I wanted one😂 thanks!
hahaha i think i've used it maybe two times so I don't have much to review :P But thank you for watching the vid... any financial things you want me to review? ;)
Fabric softener yes,... The rest 'no' - and never have!
Surprised you didnt have a hydroflask lol. great video!
Lol right!? I do have one somewhere... it is a bit dinged up
I used to buy lattes at starbucks all the time, but now if I do go to starbucks ill buy a tall blonde coffee, its about 2$ and has a ton of caffeine.
While some of these things were cool. i felt a lot of them were very niche...and unless you are say.. A Vinyl collector (like me) why would you buy them? Same for DVds, cds etc. Although the concert shirts could be looked at as an investment if its a popular band since Concert tshirts tend to go up in value the older they get. Look at some of the concert shirts from the 80s early 90s. Some of them are going for 200+. Same for Vinyl and and certain books. I imagine that zelda will go up in value the older it gets.
Haha, I don't buy 24/25 items you mentioned. I buy only one plastic container for my son's lunchbox. My mobile phone never cost more than $200 and will last me at least 2 years.
The famous Legend of Zelda book you no longer read anymore may be catching dust on your shelf... but it may be also gaining value. Gaming collectibles are becoming more and more valuable. Especially those related to major franshices (Zelda, Mario, Halo etc.). Did you know a 1990 special edition Seaman Dreamcast can cost up to 1000$? 10x more than the original value. Or that a Saturn game that cost 25$ can do for 400$? Value is in the eye of the beholder.
But how are you stopping yourself from buying all the new Taylor Swift merch?? I NEED that cardigan 😂😂😂
LOL. I know, I know. the album is so good!
But the Zelda book is damn nice 😂❤
Awesome! Edit: Digital Goods are the main ones that I cut off
Nice haha yeah. What games were you playing?
@@humphrey League of legends and Dofus were the deal. The sells department always finds a way to make you want something. You better than me know it hahaha
lol puzzles. also never stop buying hoodies
When you are broke af and haven't spend money on any of the stuff he mentioned in the first place. 😂😂 Only thing left to cut is food. I need books because I teach. Love your channel though. ❤️
That’s perfectly ok! That means you live a good minimalist live already! Thanks for being with me on this channel!
I don't buy plastic cling wrap, aluminum foil, paper towels, Zip-lock bags, bottled water, plastic cups, plastic cutlery, paper plates, or coffee pods. It's more environmentally motivated than anything else.
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Financial minimalist video out yet?
Those car washes damage your car /paint though :(
Actually I did realize that after I posted this video, it was pointed out to me in comments. I have been hand washing my own car recently lol :)
I don't buy junk tools, Items on the SAD, and any edibles with added sugar. 😉
Watching this made me realize how much I waste money on. Love the videos!
Glad you liked it haha!
So are you saying that you by bottled water and put the contents into your YETI?
just filtered water from my tap
I don't buy Starbucks coffee. Get a French Press, whole coffee beans and a coffee grinder. Winner.
The upgrading to iphone everytime got me so guilty. Thank you for this video Humphyboo!!! Definitely learned a lot
No problem, love seeing you in my comment section :)
Love the video. Sooooo how much for the zelda book? :)
haha, SO MUCH.
If “all movies are online” is the reason you stopped buying movies, you didn’t need buy them in the first place as you are a casual viewer.
If you don’t love movies, that’s fine, but about 60% of all movies ever made(yes, it’s that high) are not streaming anywhere or at best you would have to rent highly inferior prints(Amazon rentals are at dvd level of quality most of the time) just to watch something you love.
That being said, I don’t really understand when people buy every movie ever made on blu or 4K because it exists. I have a well curated collection of very hard to find gems. I have movie nights at my house with friends about twice a month so I and others can enjoy them.
Humphrey, you are a trip.
Thank you, I think :)
Lottery tickets. Was spending £40 a month playing twice per week (£500+ a year!). Chances of winning are infinitely small and I now save the money instead.
Oh yeah, good call.
Look into Joe Silva technique
I don’t spend money on Land line phones anymore.
OKAY (new challenge) go trough entire month on $ 100 USD = yes it's possible 🙄 (don't ask me how I know) = save as much income as possible 😥 (reasons: not everyone live In USA but all the prices are based on value of USD no matter where you are in the World) 😶
I love my hoodies. 😅
haha nothing wrong with that :D
When investing does the country your live in matter?
Somewhat. Every country has its own investment funds etc that you can pick from. I'm sure you can find some solid investments no matter what countr you're in.
No More bubble tea. Stay Away from that while ago. That thing can be pretty expensive
Concert t shirts are great for overnight female guests..
Now i just need some overnight guests.... LOL
I'm spending too much on food. cant control
Been there. Lol :) Try to pull back slowly perhaps!
Locally we have a car wash subscription service. $25/month and you can wash your car as many times you want. I found it works well with our living situation.
That seems reasonable
11, still using an iPhone 6s.. done.
Haha nice!!
This video is the equivalent of a word count paper.
im 32 but whats wrong with hoodies?
#17 is hard to resist
:D
Depending on the concerts you can actually resell those T's for some decent profit haha
Hahaha which concerts would you say? :D Maybe a T-Swift one.
I was with you until you said hoodies. You sir, are a monster.
Taxis ... I must stop taking taxis. and I’m 46 and still wear hoodies.
Hahah taxis. For sure.
@@humphrey living in Tokyo, there’s very affordable public transportation. I did the math, roughly, and I figured out that I’ve spent at least 20k on taxis in the past 6 years. It’s an awful habit.
You're the only Asian I know that drinks 2% milk 😂 what a legend