What are financial advisors (measurably) useful for? | Rational Reminder 249

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  • Опубликовано: 23 ноя 2024

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  • @Ferdinand208
    @Ferdinand208 Год назад +3

    You have great content. I share your podcast and youtube channel with anybody with any kind of interest in finance, stocks, crypto etc. At least 20 people now. But most people aren't into learning. I talk with them 2 years later and they haven't learned a single thing from any place about finance, stocks, crypto. They can tell me that Bitcoin rose in price though.

  • @stevep8333
    @stevep8333 Год назад

    Ottawa hot sauce recommendation: Chamomile Desjardins Hot Sauce "Shania". Delicious, works well with eggs especially, and can be found at local markets.
    2nd Canada recommendation: Heartbeat Pineapple Habanero (from Thunder Bay), can be found in some Loblaws now. Lots of flavour.

  • @BuyBBStonk
    @BuyBBStonk Год назад +1

    Listening for a couple years now, keep up the great work

  • @bjohns347347
    @bjohns347347 Год назад +1

    Funny how people are less interested in a financial podcast when the market is down. I think you should have a preshow like you used to. I think people would love to hear banter about current events followed by a quick agenda or summary of the episode. The more people that watch your show the better (even if they only watch a portion of the episode).

  • @jildert7302
    @jildert7302 Год назад +1

    Hey guys new listener here love your content especially presentation style. I had a question regarding this topic. When is the tipping point that it becomes wise to invest in a financial advisor? Specifically, the amount of capital that a person has. I can also imagine that there are different cases involved (saving money in a bank, vs optimilization of current portfolio, or purchasing a home). All of these are suboptimal usages of capital however, the returns of investing in a advisor might not be high enough to engage.

    • @rationalreminder
      @rationalreminder  Год назад +8

      Thanks Jildert. I liked the framing from one of the papers we discussed. The decision is a function of your opportunity cost of time, your decision-making efficiency, and your level of financial wealth. Someone with a low opportunity cost of time, a good handle on financial decision-making, a simple situation, and high financial wealth may choose to DIY. At the same level of wealth, someone with a high opportunity cost of time and low financial decision-making ability would choose to delegate. I don't think we can pinpoint the amount of capital where it always makes sense to have an advisor. It's more about the opportunity cost of your time and your efficiency with making financial decisions.

  • @p.c.h.6721
    @p.c.h.6721 Год назад +9

    Too many people out there calling themselves “financial advisors” charging high fees in exchange of little or no help.

  • @thomas6502
    @thomas6502 Год назад

    Curious for more light on perceived "behind-the-scenes hazards..." ex. a friend suggested when they paused automatic deposits they started getting strange interactions and nags from a prominent retirement/brokerage service, eroding trust. Does the community experience any of these kinds of behaviors and if so, is there a "best practice" or suggestions for surfacing and/or managing it--maybe a list of good/bad actors in the industry?
    Regardless, love your channel, your treatment of the topic, experience, expertise, and really appreciate all the work you do! Thank you Ben, Cameron, and team (and community).

  • @donpeters7080
    @donpeters7080 Год назад

    Very interested to hear your thoughts, recommendations, and a summary of research around investing in foreign currency (from your base currency) assets, and how to think about hedged vs unhedged instruments, and other risks that are not usually considered in mono- (base-) currency investment guides.

  • @brock8232
    @brock8232 Год назад

    I got such a good laugh out of the store losing money I am going to buy a hoodie now

  • @70qq
    @70qq Год назад

    🤘

  • @VikRR.
    @VikRR. Год назад +1

    45:04 😷😷😷 This must be someone with inflated perceptions of financial literacy 😷