Investing Unleashed: Assets, Liabilities, and the Stock Market Showdown - RFS'24 W6
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- Опубликовано: 28 авг 2024
- Unravel the mysteries of assets and liabilities, dive into diversification, and explore the stock market. Discover three ways to play the investment game and which ones win over the long term.
Pain Point: Confused about investing? Learn how to differentiate between assets and liabilities, and gain confidence in navigating the stock market.
LINKS
Poll. Are you blindly accepting the default? forms.gle/HfnE...
Am I too old to invest? RUclips video: • Am I Too Old to Invest?
What is diversification? rebeldonegans....
Property calculator. Are you making money on your rental property? rebeldonegans....
What is an index fund? rebeldonegans....
What’s an index fund? RUclips video: • What is an Index Fund?
Visualising an index fund: public.tableau...
Wealthify or poorify. Open letter to the Wealthify CEO: rebeldonegans....
Is it risky to invest in the stock market?
rebeldonegans....
This RUclips 🎥 is part of a 10 week course called Rebel Finance School 🏫. For access to the notes 📝, spreadsheets 📊 and more than accompany the course please sign up here: (www.rebelfinanc...) 🌐
If you have questions related to the content please enter them here: forms.gle/Fiom... These questions will form the basis of our live Thursday Q&A sessions as well as the website FAQ doc.
Disclaimer: we are not financial advisers 💼 This is not financial advice 💰. We are not regulated. We are not trained financial advisors 🎓 We are never going to try and sell you anything 🛍️ You make your decisions 💭 Sharing our opinions and ideas 💡 These ideas may not continue to work for us or for you. You are 100% responsible for your financial future 💸 There are no guarantees here. For our full disclaimer please visit: rebeldonegans....
#RFS24 #RebelFinanceSchool #PersonalFinance #FinancialLiteracy #FinancialIndependence #TheDonegans
I'm on catch up with this one - I didn't want to miss this one before the Q & A session. Absolutely bloody brilliant!!! The Donegans rock!
Hey Judith! What a lovely comment. Thank you! We love having you and your positivity. Thank you for taking the time to write a comment ❤️
I'm also on catch-up. This has been so timely. I have been teetering on the precipice of buying a property through a SMSF (self managed super fund) to try and turbo charge my retirement fund. Now I won't be doing anything until after Katie's Retirement session next week. Learning heaps, thank you.
@@marianneferrari2180 we can’t wait to understand what you have learnt and what you decide to do next! Thanks for watching !!!
Just watched this episode. They have all been great but this one was the best so far!!
Thanks Stu! We worked hard on the numbers and structure! YAY. Thank you for watching
Many thanks - you answered my question with a big fat NO about pulling equity out of our rental to invest. Excellent.
Alison it is good to be definitive sometimes! lol. We wouldn’t do it! Sending you happiness
1:35:21 “What’s my risk of actually losing money [if it’s invested in the stock market]? This is a great chart!!! I will be showing this to all the retired people in my life in their later years because it lays out why they should invest in passively managed index funds instead of keeping it in a HYSA 😅
THANK YOU!
@@Wee_Catalyst I love seeing your comments come up! It’s really interesting isn’t it. Risk versus volatility is an absolutely fascinating subject and one that even the finance industry seems to have confused. Thank you for watching and commenting.
Superb, well done on a great series I’m learning a lot. Maybe jumping the gun but will you be covering how to draw down on your investments ie 4% rule?
@@garywilliams9810 hey Gary. We will have an introduction to it through the 4% rule but we are planning more specifically on draw down!
Perfect I’ll keep my open for it.
Would really be interested in your take on..... Clarification on holding just 1 Index fund and protection. As your wealth grows then why not hold more than 1 global index - in case Vanguard, iShares, Fidelity, Invesco etc goes bust. I know the financial industry check would probably mean it is highly unlikely a Fund House goes but, but it has happened in the past - so just for peace of mind as you get to £000k wealth pot then hold indexes with various fund houses?
@@suedavies997 great question Sue. Will add it to the Q&A or Monday. Haven’t worked out which. We have a section on protection coming up! Great question
I have my isa split equally between 2 funds, global all cap & us equity index.....are you saying amalgamate into just one?
Very enjoyable series! Well explained with humour and in simple terms. Can I just clarify that Vanguard do not pay you to promote their funds? Sorry if that has been asked before - I am catching up on this series!
@@jonathanmerrick7326 glad you are enjoying them! We get nothing at all from Vanguard. Would be nice if we did 😜! No spinsorship!
@@rebeldonegans Many thanks! Actually I found out the answer to this a few minutes later at beginning of Episode 7 so sorry for troubling you. Catching up fast now.....
@@jonathanmerrick7326 wow. You are flying. Can’t wait to hear what you think ! Week 8 was update , 9 is completely new!
Alway great job 😊thank you very much
Paul we LOVE seeing your comments. THANK YOU for watching. This was a big week!
AMAZING 🤩 🤩🤩THANK YOU ❤❤❤
@@christinab9133 our pleasure!! What did you think of the new structure and version!?
@@rebeldonegans SOO GOOD!! You guys def put a lot of work into updating it! Love the graphics-very engaging! And you have simplified it soooo much 🤩🤩🤩 I very much enjoyed the added bit about the US being the only country that can afford to just invest in their country as we currently have everything in VTSAX. You guys have had me considering going into the total world fund and I was comparing away as I was listening (comparing returns and costs 🤔). A little bit of a relief to know that it’s not completely crazy to just be in VTSAX 👀. (I know that will change someday but it’s so hard to give up the returns and pay a higher cost 🙈). LOVE LOVE the new big and updated chart and the explanations 🙌🙌🙌 I use the VTSAX chart on your website to explain what buying into VTSAX and a basket of stocks actually means. It’s so helpful to have such amazing and clear visuals! You guys are the BEST! ❤️❤️❤️
@@christinab9133 thanks for letting us know! Yay. We always love seeing your messages come up!
I’d like to add one more thing… I’m doing my teacher finance and investing class for the teachers in my school district tomorrow. The time and love and energy and effort you both put into Rebel Finance School impacts way more people than just those who attend and/or watch on RUclips. Those of us who go to Rebel Finance School are positively impacting the people around us as well and I’m sure that there will be exponential growth from all you guys do. 🫶🫶🫶
I’d like to add one more thing …. The hard work and time and love and energy you guys put into Rebel Finance School does not just impact those of us who attend/watch on RUclips. Those of us who are learning from Rebel Finance School are positively impacting those around us which I’m sure will result in exponential impact. Thank you for your dedication to helping everyone create their extraordinary life! (I def giggled over the old school investing week the first year comment 😂 but that’s what makes The Donegans so special… You create, care, reflect, and redesign … it’s beyond motivational! 🫶🫶🫶
Sorry if this is a stupid question I have never invested before. Do I need an investment account or can this be done through an investment ISA?
@@SOS-yt1uj there are no stupid questions. We didn’t know this when we started. Watch week 7 and 8 and you will have all your answers. 8 covers ISAs and SIPPs and all the accounts and taxes
@@rebeldonegans thank you!
This happened to my Aunt. She lost half of her savings to a wealth management company. We didn't know she had it until her death.😢
I am so sorry to hear that! Let’s help
Others avoid the same thing. So you know what the company is?
@rebeldonegans I do not, butcI can ask my Mom and bring that information.
My 401K is invested into the company I work for 🤯
You should think about spreading your eggs out Danielle!
@@rebeldonegansindeed. I can't wait until next weeks Zoom!
First!! 🎉🎉🎉
Hey Christina!!
Wow, did your dad ever apologize to you for encouraging you into losing your life savings?? 😢
@@Wee_Catalyst nope. He also invested so I guess he felt it happened to him too….
Thank you I think your videos are fantastic and very educational..
I did consider investing in property.. such as buy to let.. but I felt that that was putting all my eggs in one basket..🧺 (I already own my own house outright)
I do like index funds and most of my money is in these .. mostly Vanguard developed world..
But I also wanted to invest in property more directly.. so for me I am planning on investing about 15 % of my very small portfolio into REITS.. over a ten year period..
I would also like to thank yous as when I listened to your earlier series I did a complete look at my finances…
When I started listening to yous about a year ago I had £75,000 invested in what I know realised was rubbish funds .. high fee’s .. etc
I have now crossed the 100k mark (108k as of today) . Thanks to you both I will have a much better retirement when I retire in ten years time… total respect to you both ✊✊. Thank you 🙏
John, this is AMAZING. Congratulations. Wow. That is a huge change and I am so happy. That will continue to compound nicely for you.
What have REITs returned on average over the last ten years? is it similar to Index funds? Have you had a look?
YOU ROCK! thank you for commenting! Alan
@@rebeldonegans Thank you..
yes many REITS have returned similar to index funds but I think they have crashed more recently because of high interest rates..
but they have great dividends which can aid with a little bit of cash flow if needed… otherwise I intend to just compound them.. I think they certainly should not replace index funds, but as 10-15% of a portfolio they may have their place for some… they look more crashy than index funds..
.. thank you both you have changed my life for the better 👍👍👍