7:00, can the mortgage interest be used to deduct both normal employment and rental income tax? 9:55 investment loan: does it apply to mortgage? it's a loan for me to invest in a house.
Mortgage interest is fully tax-deductible on rental properties owned solely to generate income. Partial tax deductions on mortgage interest are possible if a portion of a primary residence is used as a rental or to generate business or professional income. For specific tax advice, please consult a tax accountant. If you'd like more information on financial and investment planning, we invite you to book an online appointment to talk with one of our advisors here: bit.ly/3HvjTJe
Hello Vincent, thx for your comment and support! You may want to check the CRA's page on Education Deductions and Credits for guidance on where to claim these expenses: www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/education-deductions.html. If you need further assistance, consulting a tax professional is also a good idea.
Keeping records and supporting documents for six years after the relevant tax year is advisable, especially for tax return purposes. This is because the CRA may conduct audits and reassessments during this period. By maintaining comprehensive documentation, you can efficiently respond to any inquiries or audits from the CRA.
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2024報稅季節又到喇，知道好多觀眾可能係第一次在加拿大報稅，
希望今集影片可以和您PLAN報稅事宜 😉有15個報稅TIPS! 你一定要睇到最尾
呢條片幫到你嘅話，請留言 🌟 支持一下
如果你有咩其他免稅/扣稅優惠我哋無提到，不妨留言交流。
7:00, can the mortgage interest be used to deduct both normal employment and rental income tax?
9:55 investment loan: does it apply to mortgage? it's a loan for me to invest in a house.
Mortgage interest is fully tax-deductible on rental properties owned solely to generate income. Partial tax deductions on mortgage interest are possible if a portion of a primary residence is used as a rental or to generate business or professional income. For specific tax advice, please consult a tax accountant.
If you'd like more information on financial and investment planning, we invite you to book an online appointment to talk with one of our advisors here: bit.ly/3HvjTJe
Thanks for sharing! 可唔可以出個blog post等大家方便重溫慳稅貼士
好提議！多謝你留言支持🙏
請問MPF 既錢係唔係都可以存入FHSA 以達至慳稅既目的? 我見之前既做法都係叫人入落RRSP, 入FHSA 就搵唔到相關的資訊
Bruce 感謝你嘅留言和支持🙏🏻 理論上係可以，但請留意FHSA每個稅務年度的貢獻上限為$8,000。另外要注意，你提取MPF嗰年需要將整筆資金報為嗰一年嘅收入，RRSP好處係有一個特別渠道做one-time exemption 係不受contribution room限制。如有任何疑問或需要進一步解釋，歡迎預約免費網上諮詢：bit.ly/3jZ19Le。
請問我們2023年的T5共有12萬，（其中包括我和先生2人聯名的T5 有8萬、我和先生和女兒3人聯名的T5 有4萬），您可以幫計算一下怎樣分配才可以節省稅嗎？
我先生：T4有$35.000 買了RRSP $35.000
我：T4有$38.000，買了RRSP $15.000
女兒：T4有$11.000，存入FHSA $8000
女兒以前讀大學有3萬多學費未用過，是否應該現在用？還是留給以後用比較好？謝謝
Hi 您好，多謝你嘅留言。個別情況建議預約詳談：bit.ly/3HvjTJe （Zoom 免費網上諮詢)
上年九月來讀書Stream A的學生無工作，都要報稅嗎？
係咪等收到稅單先至報？
多謝🙏🏻
首先多謝你留言支持🙏
當你踏入加拿大並建立residential ties（一年之中停留在加國的時間累積起來達到183天或以上） ，你一般會被視為加拿大的稅務居民。
如果你2023年9月才入境，2023稅務年度中住不夠183天，可以等下年才報稅。即便你未有收入，遞交稅表仍可讓你申請可能符合資格的稅務優惠及福利，例如GST/HST Rebate。
另外留意一點，加拿大報稅與香港程序上不一樣，政府並不會寄出稅單通知。假如你有工作，公司會發出一張叫T4的薪酬證明給你報稅，又或者如果你有scholarship也是收入的一種。如果你銀行存款戶口有利息收入(interest income), 銀行也會給你發一張T5的證明，這些都需要報稅。
有關稅務居民定義可參考：www.canada.ca/en/revenue-agency/services/tax/international-non-residents/individuals-leaving-entering-canada-non-residents/international-students-studying-canada.html
Disclaimer: 這裏所提供之資料並不能取代專業意見，如您需要更進一步之意見及資料，請尋求註冊會計師之協助。
多謝詳細資料。
2023年税務居民是從1月1日計至12月31日滿183天嗎？🙏🏻
另外若我未收到T4或T5，係咪唔駛報稅？
@@BLUESKY-jh5jc 對
本人是加國公民並申報為非居民很久, 我在2023年5月回流加拿大, 回流前在港開了加拿大離岸户口並放了存款, 所以有利息.今年3月收到NR4和T5, 請問NR4要報稅嗎？
這個問題建議諮詢持牌會計師。
请问老师，我2023年看牙医，我自己付30加元，宏利保险公司付300,听说保险公司支付的部分要算做个人收入纳税，但是我现在还没有收到保险公司的slip, 如果保险公司一直不给我slip,是不是意味着这部分实际上是不需要纳税的呢？谢谢！
一般來說這$300不會當是收入
谢谢！
Hi, 想問下， 我2023年9 月到加拿大，1-9 月香港收入洗唔洗填入加拿大報稅到？ 如要，係咪係line 25600 減返？
不需要
你好，請問如果我20年前已係non resident 回流香港, 並在香港已置業，那麼我上年回流返加拿大，我都會報上我香港的物業，如果第日我香港物業出賣, 咁資產增值稅係計我當年香港的買入價還是計我回流加拿大那天的古價？謝謝。
回流報的估價
Thanks@@NovellaWealth
Which line# could fill my son on-line books expense? Thx
Hello Vincent, thx for your comment and support! You may want to check the CRA's page on Education Deductions and Credits for guidance on where to claim these expenses: www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/education-deductions.html. If you need further assistance, consulting a tax professional is also a good idea.
我是加拿大居民，請問Affiliate program的收入需要報稅嗎？我是參加了Amazon Associate，他只給了NR4 form。
建議聯絡Amazon了解為何他們給你NR4 slip。
一般來說 commissions income 都需要報稅。
Do I need to keep 6 years record before I become a Canada tax resident?
Keeping records and supporting documents for six years after the relevant tax year is advisable, especially for tax return purposes. This is because the CRA may conduct audits and reassessments during this period. By maintaining comprehensive documentation, you can efficiently respond to any inquiries or audits from the CRA.
不是3年吗？自雇的先至是6年？
最少6年
www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/long-should-you-keep-your-income-tax-records.html
請問什麼電話號碼可以直接聯絡你們？
可隨時WhatsApp +1(604)370-3434 // 🔗 wa.me/16043703434 (點擊連結會打開WhatsApp 可直接msg)
或辦公時間內致電 (604)370-3434 (Mon-Fri 9am - 5pm 西岸時間)
@@NovellaWealth 謝謝回覆