Why I HATE Manufactured Mobile Homes
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- Опубликовано: 6 фев 2023
- Are you tired of feeling limited by manufactured homes? Do you feel like they just don't measure up to traditional homes? Well, you're not alone! Many people share your sentiment and in this video, we're going to dive deep into why that is. There are several reasons why people hate manufactured homes, from property value and customization options to durability issues and a lack of energy efficiency. But don't just take our word for it, stick around and find out for yourself why so many people are turned off by these homes. Trust us, this is a video you won't want to miss!
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The yard scene
Did you say realtors cannot be involved in the sale of a manufactured home? That seems very odd; I mean, it is still a house. Are they not considered 'permanent' installations, or something?
Oh, yeah...the short term rental versus spending years paying the mortgage on a manufactured home in a park. Then the park is sold. You own the manufactured home, but the lot it's on now costs much more to rent. What. A. Waste. The two scenarios are worlds apart.
Are you based out of Minnesota?
I think they're great but they're getting pretty pricey
In 2017 I found a foreclosure 5 acres + 1997 well maintained manufactured home, I did some minor repairs and sold it to my daughter at cost, now I am her mortgage company, and she has an inexpensive home with steady payments. It's nice to be able to do things for your kids.
Lucky daughter.
Awesome Dad!!
Sorry dad, you are the best.
My husband and I lost our home and when our car broke down, we had no choice but to go to our families for help. Now, both families/parents have kicked us to the curb and said for us to deal with being homeless again - even getting a tent living in the woods and said “We only helped you temporarily. We are not letting you live with us”. Not all people have kind families and guess what - shelters are not accepting of married couples with no kids.
@@EmilyGloeggler7984 I am so sorry to hear this.
I was a salesman for Clayton homes. We were definitely trained to "close the sale". I was told that I needed to have some "con in me". I left after 6 months.
U know who owns it right?
@@boohooter969 Berkshire Hathaway
@@TimeMachine7773 I was told by another video, it is Warren Buffet
@@boohooter969 that is Warren Buffett. It's his company.
@@boohooter969 lol same thing.
My husband, now deceased, and I lived in a double wide for 14 years. It was 'beneath' the standards of my family, but I loved it. It was a 3/2 + den and 1950 SQ ft. It was on a permanent foundation on 15.85 acres. It was our piece of heaven! It was 5 yrs old when we got it. We had no issues at all. Personally, I wouldn't hesitate to own another one. I don't know where people are looking that they're so expensive because I've been looking and they are extremely reasonable. We had no insurance issues either. Thank you for the invite into the real estate aspect of it all. - oh! - and we used a realtor in the buying process.
Where have you looked? And what state please?
@@shaymay2892 in Florida. But they deliver in Florida, Georgia (I think) and Alabama (I think). I know it was 3 states.
What state you reside because in my state you can not put full replacement cost on a unit a few years old? And the difference in cost between full replacement cost insurance and actual cash value insured with Foremost in my state was a whopping $10.00 a YEAR, not a month but a YEAR, on my unit insurance cost.
If it's on a concrete foundation it's not a mobile. It's pre manufactured.
Pre manufactured is far, far better. just by having a proper foundation doubles their life expectancy.
@@rustyscrapper how do I know if it’s on concrete foundation
Thanks for sticking up for manufactured homes. I lived in one for 7 years in a lovely park and it was the best experience of my life. My neighbors were wonderful. I could have bought an expensive stick home, but just didn't want to. I learned that as long as one selects the right mobile home park, the living can be superb.
The problem is since you don't own the land there's always a risk they'll raise the rent or sell to a developer. Land is really what holds value, so mobile homes are fine for day to day living but not great investments.
The insurance tends to be higher cause they're generally less safe, so where you live is something to consider. (Tornado risk for example)
Yes as a millennial 600k for a average house is insanity especially with agenda 2030 and the great reset, a great crash is coming soon , id rather play it safe and consider such than slaved to mortgage
@@AmoebaInk and what do u think the land your stick house is on, , you think you own that too? WRONG! dont pay your taxes and its bye bye for you,, so the grass is NOT greener for stick homes either and oh!! what taxes dont go up either, you sure did not think that out! lol
@@karmendimas5274 You don't escape taxes by renting. You just pay them as part of the rent.
@@AmoebaInk where did i say you escape taxes by renting,, everywhere you live you pay taxes, renting , etc,, not sure where you got that from!!
The whole thing about what you can and cannot put on a PIECE OF LAND YOU OWN is absolutely INSANE!!! I currently live in an RV at a campground, but our ultimate goal was to purchase a piece of land and live in our RV while we build a home, but apparently, you can’t do that without first jumping thru a bunch of hoops, if at all! It’s crazy! You can’t get utilities without a permanent building structure on the land so you need to anchor your trailer and do a bunch of stuff for the state to consider it a “dwelling”, which then, makes it not road-worthy anymore. It’s ridiculous! I had no idea it would be this hard! You think that if you own a piece of land that it’s YOURS to do with it whatever you please, but that unfortunately, isn’t how it works for some reason and I find that to be just crazy!
Agree, I feel the same way. We don't live in the land of the free. We live in the land of restrictions and laws.
Totally agree. No one has the right to dictate what we can and can't do on our own land. But here in New Zealand our local council has drones flying all over the place, looking to see if anyone has added to their home or put something on their own land without council permission. People have been caught and fined this way, even those who live rurally. Welcome to 1984.
I had looked into buying a manufactured home for a couple of acres of my own in the country, but then I started finding small, older homes in town that had been totally updated, complete with new plumbing, roof, etc. And the price was much lower. We all have to do our homework!
Hi Suzanne!What part of the country is this?
Real homes are better than manufactured or modular homes.
Ditto, Suzanne. I started out with mobile/manufactured homes then found a smaller totally renovated house that was in the ballpark price wise. So glad I kept looking.
Key words a couple acres.thats where the value was. A house on a lot is just that. With a couple acres down line one might be able to split property.
Yes but do be careful it was updated carefully.
I had no idea that a person cannot use a realtor to help purchase a mobile home unless it is attached to land. Wow
In some states. Like Florida some MLS’s do allow it. Other counties do not allow it. Louisiana is another does not allow it. But California does allow it.
I live in Texas and you can here without buying land.
Oregon allows you to hire a realtor. The commission stops at $3000, no matter the sale price. Our realtor deserved much more than that!!
What about az/Id?
That's a lie
Don't buy these unless you own land to put it on. What my grandson did is take the old mobile home that they had and moved it to land that they bought. Then they totally gutted it and rebuilt it, and added a room to it. It looks brand new inside. It was cheaper than building a house, he didn't want to be house poor. Since he own the land he doesn't have to worry about someone buying the park and throwing them out.
Who wants to live i the park anyway. Tornado hit parks too much, plus all the close neighbors and stupidly high rent. No, land is the only way to go !
Unfortunately some own acres but are told what they can and cannot put on their own purchased land. Check all HOA restrictions or anything desguised as HOA. We have exotic animals that roam on our 5 acres in TX (its a massive piece of land (think wildlife safari park) divided into 5-10 acre lots). All is not as it seems ... check EVERYTHING before closing!
I used to live in a 800 sq ft 1 bedroom house, I moved from there to a 1575 sq ft house which we really enjoyed, 2 years later I then moved again to a 2025 sq ft house. All of these houses were in the city and the last two in a subdivision with an HOA. About 6 months ago I purchased 5 acres of overgrown property filled with trees and brush but it has a gully surrounding the entire thing and its a gently sloped property which I like as it adds some character to it. I am now in the process of placing a manufactured home (1550 sq ft double wide) on the land (They just put the house together yesterday) and as soon as we move I'll be selling my other house and then also building a 3,000 sq ft shop on the property. Hopefully with the new manufactured home and the shop I'll have a ton of space inside and 5 acres to relax outside. I am looking REALLY forward to it. I bought a 1025R John Deere tractor with a backhoe, tiller and brush hog to help me maintain the property as well. Can't wait to start all kinds of projects once we move.
Manufactured homes have gone way up on price even for used ones and considering they don’t last as long and require more upkeep they’re really not worth the money these companies are asking for them. I feel like they use to be a great affordable housing option but definitely not anymore.
I agree. I really cannot justify the purchase with the overall quality, too.
I know -- I’m a loan signing agent.I’ve done a couple of mobile home purchases, and I was shocked at how expensive they are.
Really? I have a friend who has lived in her manufactured home for over 25 years. They keep it well-maintained. That's the key with any property. No more upkeep that any other pier and beam home. And my double-wide has PEX pipe, which was a major factor in why I had NO leaks in my home during the Deep Freeze of 2021 in Texas. My neighbor had standard schedule 40 PVC and they ALL broke. Another friend had copper in her custom built home and it all burst. I just replaced the water heater on my 2006 home. My home (on land) was used when I got it, so didn't get to pick out the materials used. I would have upgraded a lot if I had bought new.
With proper maintenance they will outlast you. In fact, no one really knows how long these modern manufactured homes will last, but from when all the codes went into affect in the nineties, most homes are still standing and occupied, and they have improved a lot since then. The reason some get run down is due to lack of maintenance, which can be attributed to the owner (who tend to be older or poorer, thus lack ability to maintain), not lack of quality in the home. The same happens to stick homes in poor neighborhoods.
@@lynnbetts4332 Mice love PEX.
I just learned this the HARD WAY. After squatters destroyed my home in AZ, my family on the East coast paid CASH for my son and I to live in a mobile home in MD. I just could not understand why we paid 175k cash for the unit, and they wanted $600 per month ground rent. They told me that even though this community is a 55+ community with INSANE rental restrictions. They told me that even though I have ZERO rights to the tiny space my home sits on, that ALL yard work is MY responsibility. There is no where to store yard equipment and we get yelled at for not keeping the lawnmower IN the mobile home. THE NERVE of these owners!!!! Paid 175k out of pocket to purchase the unit, I REFUSE to give them a $300 NON REFUNDABLE PET DEPOSIT to keep an INDOOR CAT in MY PAID FOR UNIT! That is STEALING! Why is it non refundable? No, absolutely not…I WILL NOT COMPLY!
I was a real estate broker for 40 years and NEVER sold or handled mobile homes. This was a complete SURPRISE to me. When did our state agree to let developers take ANY AND ALL FREEDOMS from owners? WHY am I forced to pay THEIR TAXES??? It’s not my property…absolutely not!
Obviously, this group took my family to the cleaners, did not provide a DISCLOSURE STATEMENT explaining their ‘policy’ before we bought and after CLOSING (which is a real estate term) led us to believe we were ‘homeowners’. We can be thrown out with a 5 day notice if we break any rules. Then I’d have 30 days to MOVE my mobile home at MY EXPENSE (15-20k). What INSANE LAWYERS and politicians allowed this UNFAIR way of selling ‘homes’?
Obviously I am miserable and must relocate again if I can EVER afford it. The units are GARBAGE and started falling apart on day one.
If there is ‘ground rent’ RUN AWAY from that community. It allows Globalists to destroy true home ownership and take away all rights of home ownership.
Amen.. Something has to change in the laws soon. A respectable form of affordable housing is being exploited by greedy crooked people. Running people out of there homes with a "Have a nice day".
Did you family on the East coast pay the $175 for you and your son or did you pay the $175?
Thank you for your big heart and your concern for people who need a home but dont have a lot of money.
We bought our year 2000 manufactured home on 4 acres last year. And yeah, it does need some work done. The sellers were unfortunately Not totally honest. But we love owning our own property! We couldn’t have afforded stick built in this area, on acreage. This is our foot in the door of real estate 😊
Do u actually own the land the home sits on?
If you own the land, you have an option to upgrade later.
@@tamarastone141 yes, I do.
This is my dream scenario - I really want land and to be able to build a few tiny homes or manufactured homes on it for my kids to stay in when they visit or when circumstances happen that lead your adult children back home for a while. I want a place they can safely land as needed.
The newer manufactured homes are pretty nice. I sold mine ( I had bought it new 4 years ago) and made 10000. on it which went towards a real house. What I hated was having no privacy. There is no back yard, people driving by see everything you do. The park manager was a control freak and enforced the rules (which are ambiguous) at his pleasure when he felt the urge to bug people. Lot rent goes up yearly at a faster rate than taxes on a sight built home. My advise would be to drive through a park on the week end and talk to the residents.
THAT is a GREAT idea
Hmm. I would think you're supposed to enforce the rules equally and consistently, not on targeted residents or when the power trip hits you. Was there anyone above this tyrant you could contact?
My rent went up $67, and they do NOTHING to improve the park. JERKS!!!
Meanwhile, no viable solutions for those who are poor, in debt, and homeless and who can’t afford the tools or materials to build a natural house.
If a Free society cannot Help the Many who are Poor - it cannot Save, the Few, who are Rich - President John F. Kennedy, Inaugural Address
My daughter is looking to purchase her first home just outside of Tulsa, Oklahoma. I think I discouraged her simply because of the asking price. I just can't get over how $85,000 3/2 built in the 1960 and less than 1300 sq ft is now selling for $219,000. Are things going to stay this way? I think right now is a terrible time to buy a house. It just feels crazy right now. I love your Sunday Lives. Thank you for all you do.
After Biden leaves office , perhaps than things become better.
I definitely feel sorry for anybody trying to buy a home in the current market. I was forced to buy a newer vehicle last year and that was painful enough. I can’t imagine buying a house!
@@ursulasmith6402 Unless our country is destroyed before Klassified Klepto Joe leaves office. Beijing Biden and his son will be the richer after he leaves.
LoveIsHope, $85,000 would have been a fortune for a home in the 1960s. That 3/2 home was probably less than $20,000. My parents' new 1967 home in Fort Worth, Texas was just under $20K originally. And it's a 3/2/2. I Googled the address in the mid-2010s, and its estimated appraisal was over $275K. Dad did add a dining room, sunroom, and walk-in pantry to the back of the house in the 80s, and we had a swimming pool put in when I was in the 4th Grade in the mid-70s. Still, the value got my attention. It could be worth over $300K today.
@@ursulasmith6402 Biden doesn’t control interest rates
Economy is so bad, i see a lot of the old singlewide homes with the corrugated metal siding (i guess theyre from the 60s and 70s), being moved onto rural land and people fix them up. The pretty new MHs that have nice siding and roofs and architectural details to make them look like a house are so expensive, you may as well buy a house! I admire the people who buy these older singlewides and gut them and renovate them. Some have youtube videos and turn out really cute! These people have plenty of elbow grease and financial wisdom. There are at least 5 of these older homes that have recently moved near me, and i see them on my way to town. Theyre neat and clean, with new porches and well kept property. Great starter homes.
Some of these newer ones ... they are just slapped together with glue and cardboard ... and start falling apart quickly. Check the floor seams.
We moved to Florida a little over a year ago and rent was crazy for a 3/2 bath. We were blessed when we found a mobile home for $30000, lot rent is $675 and was 3/2. The mobile homes in the park now are sell for $100,000+ .Prices are getting ridiculous.
We are in Florida in a park. We bought a brand new home in October 2022, so glad we did because the price for the same home is $10,000 more.
Great information! And all true. I've lived in 2 brand new manufactured homes in the past 30 years. Bought bare land and actually moved my first home from a park onto the land. Then sold it a year later for a heck of a profit. It helped buy a new larger home to put on bare land again. Was in that home for 26 years. Have only painted it once and it still looks fabulous. If you take care of these homes, they will last forever. New roof after 20 years, new window panes, house paint, new LVP floors, new kitchen cabinets and counters, nicer toilets. Nothing much more than updating or upgrading a stick built.
Yep!
Not in MA
I so agree. You have to understand there will be repairs and upgrades. I know a lot of people who buy homes that don’t repair them! The one thing though is that there is no way you can take out a home equity luan to do repairs. We have always gotten no interest loans and paid them back before interest accrued
In the 1990s my parents bought a manufactured home and chose a park to put it in. The park was described as a “tennis-swim community” sign (coming soon!). They said that a pool would be a great thing for the grandkids, and I told them that if the pool wasn’t there the advertising was meaningless. And, unsurprisingly, the pool was never built!
Kristina, your commentary on this video is spectacular! Fabulous! Dynamite! The information is extremely accurate and needed to assure that buyers are not 'hooked and hoodwinked." Thanks.
I want a manufactured home The only reason I haven’t pulled the trigger is all the horror stories I’ve heard about the floors rising and black mold 😫
My dad was a contractor/electrician and he always told me that people had the wrong idea about manufactured homes. Even a stick-build home can be built with lower grade components and poor craftsmanship. Often the manufactured homes have better quality control and they have been wind and vibration tested during transport.
Never rent the land, they can raise the rent anytime, and then you can't afford to live there anymore.
you are soooo right. I agree.
Yes it's a trap, just like "ARM" loans (adjustible rate interest). Of course they are never gonna "adjust it down" only UP.
Exactly!! And that's happening right now that rents in apartments have gone up, so have land rents in mobile home parks. Elderly, poor, disabled now either don't have the funds to move their home out or the laws don't permit mobile homes be moved if they were built before a certain year!!!
The value has NEVER been in a home manufactured or not. If it burns down, you can replace it. Not so with land. Land ownership is the most important part.
If something happens to my home, I will pick out a big shed from Home Depot to put on MY LAND,. You NEVER NEVER NEVER place something you own on land you don't. this is literally common sense.
Videos like this is why I love your channel!
i misunderstood your previous rants about hating the lack of affordable homes; this video exemplifies how much you care about fair opportunities. thank you
Manufactured homes are like a vehicle purchase. You get a title, no deed is involved. You can buy land and a new manufactured home at the same time and use a realtor for the land part.
This is untrue
I had a mobile home across the road catch fire. It took 12 min. And it was fully engulfed. Burnt to the frame in 20. I sold my mobile home and bought a regular house.
I have a friend who owns a manufactured/mobile home in a seniors only park in Folsom, CA. She has lived there about 10 years and at least 3 homes have burned, typically taking 10 minutes. The fire station is about 10 minutes away and about all they can do is limit damage to surrounding homes.
None of the mobile homes that I've seen had manufacturer installed outdoor electrical outlets. The residents usually install them and I've seen some really poor wiring jobs, which could easily start fires or cause electrical shocks. I think the Federal regulations should require several outdoor outlets on each new unit.
I love your channel Kristina. You're the best! Thank you for the info you provide. For us first time home/land buyers your videos are very informative & massively helpful! ❤️
Kristina, you are so correct in that finding land zoned for manufactured homes is the difficult part. Here in my city, they are against MH; they do not want them here anymore and have zoned everything residential. If we are lucky enough to find .25 acre, it in a not so desirable area. Everyone cannot afford a stick built home so this is a great affordable option, however some cities are not having it. Looks like I may have to move! Thank for your videos:)
We bought 3 acres with power, well and septic already there (a realtor found and sold the lot to us) and placed a 3-yo mfg home on it. Not our favorite of all the houses we've owned over the decades but very livable-- well designed and well built with 2x6 wall studs thruout. Only problem is because it was used and placed on a solid slab rather than raised foundation, our insurance and mortgages options are limited. When we go to sell, that may restrict the number of potential buyers.
I would live in a manufactured home in a heartbeat! I don't have any issues with them, they're built well. That would be my choice, I don't know how California laws are in regards to manufactured homes.
We bought a simple, 1200 square foot, Skyline mfg home in '99.
But it on a lot at a lake in Cali.
Thinking we would use it for a weekend place.
Also built a 4 car garage/boathouse.
Life changed, and we decided to move there full time, 20 years ago.
The house has been no more maintenance or trouble, than the conventional home that we moved from.
I'd say that, if you do the regular maintenance and care for it....just like everything else, it will hold up quite reliably.
I think the stigma on mfg homes is, they are cheaper, so treat them as such...dead wrong.
A lot of people treat them like beater cars, so the result is similar.
Pride of ownership seems to be lacking, these days.
Take care of it, and it will take care of you.
Me and hubby wants to look into buying a mobile home! On the internet looking! Only thing is buying land to put it on is very expensive! Its not easy to find land that's a cheap! Love your content!!!😅😅😅😅😅
I've lived in dozens of places and home types, and actually some of my favorites ever were mobile homes, and being a kid in a trailer park was fun!
Yeah, those days are gone forever, unfortunately.
Thank you for sharing your expertise.
IN 1989 My wife and I bought a manufactured home and put it on a lease lot. One day in 1998 a giant tree blew down across the driveway and I called the land owner and informed him the tree was down, no damage to anything on our home or out buildings and he decided to be angry at me for Mother Nature. I then went and decided right there that I had enough and located a 5 acre lot that was for sell that had everything on the lot, electric service, telephone and septic system already installed with a steel pole building already built. Of course the funny story about how we found this lot was were had got lost searching and found this lot. I had to ask for directions to find my out of the area the first time I was here.
We moved our current manufactured home to the new location and had a formal mortgage. Over the years I did add improvements with a covered front and back porches, carport between the steel pole building house, a RV garage and numerous other improvements. Since we were empty nesters and now retired this 5 acres is our slice of heaven along with our three dogs.
For the insurance on the property I been using Foremost for the past three years and I will be doing a review of the insurance with our agent in the near future
I am in the middle of a mess right now with mine! I purchased a property with a 95 doublewide on it. The title was lost but was assured that we could get a bonded title if we could find it. The last title the county has is from the owner in 1995 and it has a lien on it from greentree financial, who is no longer in business. Ive been pretty much told that it will be impossible to get a bonded title to it, so I cannot retire it to the state and get a better loan than a 3 year ARM. I have been pondering getting that one removed and a new one put in, one with a title...At this point i wouldn't be sad if something catastrophic happened to it.
It's my favorite real estate whisperer!!! FYI in case you haven't heard, Boxable has now announced, I just say today, a new model that is quite a bit bigger than the Casita at 150,000 has a garage and a upstairs deck, looks snazzy - and apparently there are thousands of customers on their list - I know that sounds almost like demand is TOO high. Check it out though - for those in Las Vegas, if they really can do this, there may be hope yet for first time home buyers.....
It’s obvious why they don’t want to insure them. They get blown away in storms. They get broken into more often. To me, they are a complete waste of money!
Years ago we rented one and it was great where it was then winter set in and it was not so great. The guy we rented from was not the best person at all and had not really taken care of it either so it became a nightmare. That has stuck with us ever since and like you said they are better than they were but it is hard to get that out of your mind when it comes to these homes. We are looking to move when we retire and every time I see a property with one on it I just write it off the list. I can't help it to think it is junk.
MH have no shared walls. You can park in front of your home. You have your own yard. The cost for home and loan typically cost 75% of apartment rent in the area. Plus, a well run park is a tight community.
Thanks, Kristina! I am really thinking about my retirement house being a manufactured home, but on a foundation and on land that I own. It just seems smart, and I am having a very hard time finding houses SMALL enough, lol. I am looking for a max of 1k sq. ft. I do not want to live in a home with a shared wall, and I do not want to live in a park because I think that is just a huge rip off.
depending on the state, you could put up a cheap metal garage with doors and windows and if unincorporated no permits. i can help
@@joltjolt5060 ? are yu on fb?
@@joltjolt5060 how can i help you? do you need help designing a home using a metal garage? this would be very affordable, strong and maintenance free. i have done this and many other homes. the big thing is where you life. some states are nightmares. some are easy.
I am totally with you! I have always lived alone but wanted to find a small home on a small plot--like a cottage type house, but far enough away from neighbors that you have your peace & quiet.
Home builders are idiots NOT to do this! Houses in the 40s & 50s were typically 1000-1200 sq ft! Families did well for decades living in them. Now homes are ALL monstrosities and the expense of both home + land is through the roof. Landscaping is unbelievably expensive!! Plus the maintenance.
Just way too much money to own a home on 1 person's income & even worse if you are on a fixed income or disabled & elderly.
Politicians only follow what large building contractors & Wall Street Bankers want them to do.
Americans need to speak up let politicians at every level know an affordable smaller home is what US needs to focus on building!!
@@justthink5854 are you talking about corrugated metal building? Those are really gaining popularity
The flames in your photo suggest manufactured homes catch fire easily.
I love your work,
Thank you 💕 😊 💓
I have been finding your channel very helpful as I am debating on what type of home I can get here in middle Georgia.
Would rather go modular but I can't seem to find a reputable dealer near Macon Georgia.
I'm a Realtor in Delaware and have been selling mobile homes for 20 years. Our market is primarily beach communities and our clients are about half summer vacation home buyers and half year round retirees.
Yeah, some areas do allow it. The majority do not unless it’s attached to land.
The majority of the ones we sell are in leased land communities. Unfortunately large national corporations have been buying up a lot of the communities and significantly increasing the ground rent fees, but it hasn't seemed to stem the tide of buyers looking for affordable beach homes.
Never had any problems buying ours. Lot model, brand new. Love it. Lived in it for almost 2 yrs.$135 a month for ins plus taxes, lot rent, $245. We love ours!
🙏 Thank you 😊
Youre so helpful and you tell it how it is. Thank you so much for your content
We bought a newer preowned manufactured home about 5 and a half yrs ago in Texas that came on a half acre. People are always blown away by how it looks inside because it doesn't have that old trailer stuff you expect. We even have a really cool vaulted ceiling in the loving room. But some issues have been that despite being rural and in county we were not allowed a farm loan like some of our neighbors despite us having the same pier and beam foundation as theirs. We had to replace the dishwasher when we moved in and Lowe's refused to install it because they don't want to be liable if it leaks because you live in a manufactured home. Insurance was difficult to find and it is pricey. Because of our soil the house shifts constantly and ideally needs to be releveled every year, which we can't afford. But it is messing up our floors, windows, and walls, the kitchen tiles are all cracked now window seals busted, etc. The floors also lose a lot of heat in the winter. We're hoping to be able to insulate the underside of the house when we can afford it.
You need to do a lot of research before you buy a MH. I would only go with the top of the line models and builders. Also we bricked under our home. No skirting. We got 2x6 walls, blown in roof insulation and a thicker floor. We also have tape and textured walls. We also got an bigger heat pump than was standard with our home.We have since put on a metal roof and have replaced some windows with triple panel windows. When you buy your home forgo the cosmetic things like built in wall units and hutches. Upgrade all of the important things. Your MH will still cost you much less than a stick built home
I decide to not buy a manufactured homes since I have watched your videos. I could not handle all the important parts. Thank you so much! Kristina.
They don't like to insure manufactured houses because the risk is high. Also in my area the manufactured housing isn't as safe as traditional houses. Meteorologists warn to leave in harsh (hurricane/tornadoes) conditions. The materials are not as traditional stick built.
Having worked in this industry for over 15 years, you should take a tour of a factory, the materials are the same and have been for several years now. You may be correct that insurance companies may have that view, but it isn't the case in reality.
I’ve been through a tornado in a double wide manufactured home and the entire home almost collapsed. Definitely worrisome.
Stick built are not much better. Remember the 3 Little Pigs? They don't build any house like they did 100 years ago (unless your name is Rothschild/Rockefeller and you can print money out of thin air).
For one, they are a lot more expensive than they used to be. In California especially.
Kristina love your videos very educational.
How do you find place rural out of your state. I guess pay to go and see it atleast once. Don't know, get an appraisal and inspection close together. So you pay for an appraisal, inspection and it needs things done per inspection report will the bank pay for it.
Many newer "stick built" homes are constructed pretty sketchy... I wish manufactured homes would sell "roughed in" options with open walls, etc so the buyer can finish the interior work themselves. Also, having options for brands of windows, etc would be great!
To me the biggest indicator of success/failure of a manufactured home is how it was set and the quality of the underpinnings and skirting!
Where can you find a list of repo
I hate the seemed walls.
I’ve heard that before from people. I wonder if you did an updated paneling it would camouflage it better.
I took down the batten strips taped and mudded them and it makes the whole place look bigger.
@@KristinaSmallhorn ours didn't have paneling, I think it's called gypsum board. For us it is perfect as we are retired and travel a lot overseas. No tornadoes or hurricanes to worry about. I don't think I would buy one if I lived in a n area where the weather is an issue.
Seemed walls -- aka VOG, vinyl-over-gypsum -- exist because flexing during transport would lead to unsightly cracks on traditional taped and mudded drywall.
Manufactured home retailers offer "tape and texture" as an upgrade post delivery... Or you can do it yourself, inexpensively. Pry up the strips, remove any staples, tape and/or mud the seams, and paint.
In some older homes, with chair rail moulding, the vertical strips may lend a cabin-y feel. Otherwise, I agree, they can be visually discordant and unsightly.
I live in a beautiful manufactured home tied to foundation on our property with a stick build addition and we will redo the front to have a full covered porch. It is real property, yet I still have pay the higher home owner insurance (which was difficult to find one that would cover and appropriate amount ). You mentioned this in a previous video that because of this “manufactured “ label appraisers will value it less compared to an equivalent stick build. Why can my house just be considered a normal home? It seems ridiculous to have this distinction once it’s real property. Can you talk about that?
Nothing to hate about mobile/ manufactured homes in themselves. Thanks for sharing this info. Mostly the problems are scammers preying on home buyers who are less likely to be rich enough to have legal teams. Things like lot owners who charge more than apartment rent; things like local governments that dictate what people can put on their own rural land.
If it's a modular home, do I still need the hud tag to sell the property? Like a mobile home?
Simplify your life: own the land you live on, and don’t buy a manufactured home….
I just sold a wonderful 1998 with half an acre 1512 sq ft double wide. It was a ranch style with alot of shrubbery wrapped around the front area of the double wide. Landscaping helps improve the sale of your home to a potential buyer. Invest in some azalea, rose bushes etc. Without any shrubbery, your mobile home can kinda look boring 😴
We are considering a manufactured home in TX. What is better with land or in park, we really would like to stay near everything stores etc.
What is the most reliable MH builder for a So Cal home? Reviews online make me run away from buying a new MH. Please 🙏 help.
I live in a mobile home in Indiana which is a 1982. It's in a mobile home park. I started off with an 8 year loan but paid it off in 4 years. I have lived in it for 31 years. Best decision I ever made. I love it here. I have insurance and have made may updates over the years. It looks fantastic and I plan to spend the rest of my live here. Not all mobile homes are bad.
I lived in a double wide for 30 years and the issue I had was with the way shingled roofed ones are transported. They staple plastic over the leading edge and when removed leave holes that water enters through. Over a period of time I noticed damage spots on the ceiling, some at light fixtures and ceiling fans. The other thing I disliked was the "fiber board" trim. It disintegrates over time. With the cost of them now I would never buy a new one. I "moved up" to a 1800 sq ft brick home for less than a new "modular/mobile" home costs.
As an electrician, I find that most manufactured homes have substandard devices in them! Devices meaning the switches and receptacles! They are cheap and wear out easily, which to an average person won't know it's a problem til it causes a fire and they are without a home! Don't know the reason but manufactured homes don't seem to have to follow the same rules as those in the stick built homes have to follow! That's what I've seen for 35 years of service work with electrical problems in them! It seems to me anywhere a short cut can be made they make it!
Whenever someone makes a blanket statement, its usually wrong. Insurance companies don't want to insure mobile homes in tornado or hurricane prone places like Florida. In places like Michigan, mobile home insurance is easy to get and very reasonably priced.
I think they have bad raps because of past mobile homes. I got transferred and we could not find suitable housing on the market at the time but did find 21 acres. We bought a double wide modular home .
We put it on a concrete foundation. It turns out we were the last home to roll off the assembly line before the employees went on strike. Thank goodness, we bought from a reputable dealer. They fixed things for months. In the end, it housed us for several years while we built a stick built house,then we sold it with an acre and got our money out of it. The biggest thing I did not like was it was built inside with 2x2 studs and thin paneling and you could whisper in one room and someone could hear it in the next and hated all the strips on the bathroom walls in the baths and kitchen.
The biggest thing I don't like about some manufactured mh is the use of sub parts sub floors....the get wet and they are ruined. If I were to purchase one that would be the first thing I check.
What about manufactured homes that need to be moved after being sold? Can I move it to my own home property like my backyard for rental purposes??
I'd like to know how the financing works for mobile homes that are in a MH park. As an example, I looked at a couple that were in parks that were priced around $200,000. They were older mobiles from the seventies or 80's that would only be worth ten to twenty grand if they were just sitting on blocks somewhere, so you'd be paying upwards of $180,000 just for the privilege of having it on that spot. How in the world would you ever get a mortgage on that?
Also, your taxes and insurance s can be cheaper then a sticks & bricks home which in the long run saves you a lot of money and makes it more affordable
Cheaper & easier too to replace if your house burned down/natural disaster etc. And...if you ever needed to move you could take it with you of course.
We Love You! Thank you!
As a realtor, it's a plus in Calif. because we are allowed to represent sellers & buyers, I've represented two buyers of really nice manufactured homes in parks.
In southern Cali, I really don't run into modular homes, so far.
At the end of the day it's all about what people can afford, likes and needs are two different things. 400k vs 150k I can see why people buy mobile homes.
You bash salespeople, but you are a realtor , a salesperson. Hello!
I will never own another one! Mortgage companies will not give mortgages on manufactured homes, so selling one is almost impossible. They fall apart, just awful 😖
And I wonder if any of the building materials have the same codes as a regular single family house does.
Someone here mentioned toxic chemicals and materials were used to build their manufactured home.
It's a different ballgame then typical home real estate. It's seems like you're a lot on your own with insurance, financing needs, and land rights if you don't own the land! Too scary.
If you would have done research to educate yourself on manufactured homes before actually trying to buy one and also researched the buying process on a stick built home, you would have found out banks don’t do mortgages on homes where you don’t own the land the home sits on. That’s the difference between a stick built homes and manufactured homes in a park. A manufactured home loan on park property is the same as a car loan, it’s personal property like a car. Also the rates and loan term are different too.
I could sell our house around 100k what I owe on it. But I can’t find any manufactured homes in my area that are for sale unfortunately.
Can you bargain in the price of the home, and if so whats the best way to approach bargaining
i love your honesty
My daughter has been looking for homes she went to a manufacturing home and found out that the lender told her she had to use them that would include the land in the home, they also have to hire someone to do the electric and plumbing. The rooms were to small and she couldn't find a five bedroom house. She decided that what the retail people say are a lot of lies.
I hate manufactured homes being it’s not a realistic option for most people looking for affordable housing.
honestly the are considered tornado bait where i am from but they are not bad to live in just be aware of where you are getting the land and if it is in the middle of tornado ally be cautious of the weather patterns so that you are able to stay safer
Thirty year loan on a trailer frame home just sounds crazy!!
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I have a 30 yr mortgage on my doublewide on 13 acres. The home is 'attached' to the land in the deed (not personal property). The only issue with that is that you cannot sell off the mobile home unless you pay off the entire note first, since it is 'attached'.
I think the insurance issue might have to do with risk. A person on rented land v purchased land has less to lose making it easier to walk away. Someone with land risks that asset along with the home. Just my thoughts based on my banking experience.
Take the factory tour and you will be able to check out the materials.
Many Manufactured Home Parks with a land lease are owned by huge corporations. Your rent is guaranteed to go up each and every year - without exception. There are also restrictions to consider. Most Parks will NOT allow you to rent out your home and if they do allow it, many will only let you rent it for 5 months. The manufactured home is considered a vehicle - not a home.
Buying a manu. home on rented property is counter of the goal. Moving it affects the structure, and you paid for land that you dont have. Seems all my brothers have paid for someones land, not their own. I lived in some unforgiving weather like an animal, still cant be in a trailer. House with basement, garage, 24 security,etc.,etc.,etc. OOOHH and the silouettes with range markings clearly visible, cant miss them really, how could you miss them.
I know this is an old video but I have a question. My husband and I have 3 little ones and well, life is expensive but his credit isn’t up there just yet although we’re working on it. He’s the main one that brings in income and I stay home with our kids. But anyways, how do you feel about buying from the owner? I’ve been talking to one to a person who is selling it but it’s at a park and she’s been really honest about it and it’s affordable..is this not smart to go through with it? A mobile home is just smarter for us so we can live more, ya know lol
Pahrump Nv. Most of the homes are manufactured The biggest point is not go to the flood zone. Nice to have one on a acer of land. Check out the homes in that area. 57 minutes from Vegas.
Ownership of your own plot is very important nowadays where owners of a park are hiking the land rent so high, longtime residents are unable to move--prohibitive costs or laws prevent them from moving their home because it was built before a certain year.
Watching because I am thinking about it, in california because of the cost, and I am 61, and can pay it off quick, so, very cool video.
I looked for a year on line realtors.....
Land with utilities.
Got mine with old house removed.😊
Parents had a 70 ft mobile home on the Mississippi River. It was never jacked up solid! Shimmy shakes no matter what we tried! Can’t winterize! Replumbed the thing 5 times due to busted copper pipes! Zero insulation and you will need an expensive roof job in 5 years! No thanks!
We live in an area with zero building codes. Some of the stick built is WAY shoddier than manufactured. We've bought and sold an 05 on acerage. No issues. Gained equity. Love them. They are way too high right now though.
Someones probably already said this but. If you need insurance for a manufactured (mobile) home. Then your best options are either Foremost a Farmers company specializing in manufactured homes including permanently parked RV's used a a primary dwelling or Aegis. Both Foremost and Aegis are quite affordable. I work for a insurance brokerage and we sell with both companies.
Do you insure 87 dw in NC