Great clip. Everyone’s life’s different and so tailored budgeting is essential. Also I think where most people fail with a budget is not revisiting it on a regular basis. Or having it on the top of mind. 😊
Enjoyed the video as always. I’d enjoy something on superannuation at a later age and the focus on investing more in that fund compared to creating a separate investing plan 😊
I’d also enjoy content about paying off your home early as a single income. Plus an analysis of using salary sacrifice to get a car (compare lease vs buy but only using salary sacrifice) how much does it really cost. What is the actual interest rate you pay through either maxxia or pay wise.
I’d like content around net worth and how much to save at what age to retire with dignity. Alternatives to super for those of us who don’t want to work until they are in their 60s.
I am saving money to buy a used vehicle on my own. I saw a used Jeep Grand Cherokee Limited edition SUV for less than six thousand dollars. I hope to save six grand by Labor Day. My budget is ten thousand dollars.
your method is very reasonable - but these guidelines are the max for each spending category... there is also a book that gores with the guidelines obv save & invest more if you can. people should save and invest as much as they possibly can. - financial freedom can be the only goal - does not need to be for "stuff". my needs are way less than 50% - more like 30%-35% - so my savings are 70%+... as far as experiences... i have traveled all over the world and had many memorable experiences... none of it comes close to the experience of pure financial freedom ... knowing that i work only because i want to and not because i have to - is a priceless daily experience of precious peace of mind. now that i have financial freedom -and since i am not interested in "retiring early" -presently i save to invest in speculative endeavors and creative ideas. these are my "wants". i recently bought a 150 year old run down beach cottage for cash. we are fixing it up ourselves - learning all the skills and making it a very unique upcycled and cozy space inside and out. when we get hot we simply dip into the ocean to cool off. it is a creative project and a vacation all in one.
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Great clip. Everyone’s life’s different and so tailored budgeting is essential.
Also I think where most people fail with a budget is not revisiting it on a regular basis. Or having it on the top of mind. 😊
Thank you!
Enjoyed the video as always. I’d enjoy something on superannuation at a later age and the focus on investing more in that fund compared to creating a separate investing plan 😊
Great suggestion!
I’d also enjoy content about paying off your home early as a single income. Plus an analysis of using salary sacrifice to get a car (compare lease vs buy but only using salary sacrifice) how much does it really cost. What is the actual interest rate you pay through either maxxia or pay wise.
Personal finance is personal. It's not a one size fits all. There's not one system perfect for everyone. Having a budget helps.
I’d like content around net worth and how much to save at what age to retire with dignity. Alternatives to super for those of us who don’t want to work until they are in their 60s.
Sure!
I am saving money to buy a used vehicle on my own. I saw a used Jeep Grand Cherokee Limited edition SUV for less than six thousand dollars. I hope to save six grand by Labor Day. My budget is ten thousand dollars.
I like the thousand dollar portfolio updates and additional income videos they are great inspo
Glad you like them!
I would like more content about investing 😊
your method is very reasonable -
but these guidelines are the max for each spending category...
there is also a book that gores with the guidelines
obv save & invest more if you can. people should save and invest as much as they possibly can. - financial freedom can be the only goal - does not need to be for "stuff".
my needs are way less than 50% - more like 30%-35% - so my savings are 70%+... as far as experiences... i have traveled all over the world and had many memorable experiences... none of it comes close to the experience of pure financial freedom ... knowing that i work only because i want to and not because i have to - is a priceless daily experience of precious peace of mind.
now that i have financial freedom -and since i am not interested in "retiring early" -presently i save to invest in speculative endeavors and creative ideas. these are my "wants".
i recently bought a 150 year old run down beach cottage for cash. we are fixing it up ourselves - learning all the skills and making it a very unique upcycled and cozy space inside and out. when we get hot we simply dip into the ocean to cool off. it is a creative project and a vacation all in one.
So you keep your emergencyfund in the market?
Definitely not! I keep emergency money only in cash but in my redraw facility so that it saves me valuable time and interest against my home loan!
60/20/20 is more realistic and that's outside of putting %5 pre tax into super. That's also when things don't not go to plan in life which happens 🫣🎉😂
I still am not a fan of pigeon holing people. Everyone is in different stages of their lives but it can be a okay guide.