Touch n' Go GO+ Honest Review | A Genius Marketing Gimmick

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  • Опубликовано: 8 ноя 2024

Комментарии • 153

  • @edison2964
    @edison2964 3 года назад +29

    Great review on explaining all the fundamentals for TNG+ ! Although I dully support your point of the return fund being as useless as not singing up for it but again it’s their first bold step especially in Malaysia

    • @ZietInvests
      @ZietInvests  3 года назад +4

      Haha right, gotta give them some time, Malaysia is slow in all aspect 🥲

  • @AidaMay
    @AidaMay 3 года назад +21

    Such a clear, no nonsense video. Nice

  • @syazwan2300
    @syazwan2300 2 года назад +19

    For me. This is good if you consider it really liquid compare to normal bank. You can save as emergency fund with return.

    • @ZietInvests
      @ZietInvests  2 года назад +4

      Totally, there will always be a product for everyone!

  • @saifulazlin
    @saifulazlin 3 года назад +8

    Bagus penerangan anda. Lengkap tapi ringkas dan masuk akal, mudah untuk difahami. Terima kasih!

  • @danial888cash6
    @danial888cash6 2 года назад +3

    Wah terbaik, penerangan yg jelas, good job lencai

  • @r.n2af847
    @r.n2af847 2 года назад +7

    Thanx for the explanation bro... Exactly the information ive been looking for on this Go+ feature... Now i understand. Keep'em coming !

    • @ZietInvests
      @ZietInvests  2 года назад +1

      Glad you find them useful! ☺️

  • @RiazShah90
    @RiazShah90 Год назад +3

    well said bro, thanks! Perhaps it'd be more attractive if the limit and returns are higher. Loving your explanation, subscribed!

    • @ZietInvests
      @ZietInvests  Год назад

      Thank you so much Riaz! See you in future videos 😁

  • @DanioPaskal
    @DanioPaskal 3 года назад +5

    Good info! Btw I just realized the fork-mic at mid of the video 😅

    • @ZietInvests
      @ZietInvests  3 года назад

      Haha not sure if my face was too distracting, or the fork was too illusive? 😝

  • @samaladooma
    @samaladooma Год назад

    Thank you so much for the explanation! I have zero sense in this investment field but your video helps a lot hahaha

  • @amirulsyahid3414
    @amirulsyahid3414 3 года назад +6

    thank you for the good explanation sir, love that

    • @ZietInvests
      @ZietInvests  3 года назад +2

      My pleasure Amirul, thank you so much for watching! 🥰

  • @03noeyeat
    @03noeyeat 3 года назад +6

    Hi, have you thought about making a video about trading options in US market with different brokers for Malaysians?

    • @ZietInvests
      @ZietInvests  3 года назад

      Hi Christopher, thank you for your suggestion. I do have that in my future to-do list but at the moment I don’t have that much knowledge with options trading yet 😬 still learning it

  • @AnonozChong
    @AnonozChong 3 года назад +9

    Its not higher than short term auto renewed fixed deposit placements here, just set 2-3 months auto renew, add to principal.

    • @ZietInvests
      @ZietInvests  3 года назад +2

      100%! Though I think the "attraction point" here is its automated reload from the GO+ balance into the wallet, i don't think anyone with a sane mind would be here for the return haha!

  • @jasontan2836
    @jasontan2836 3 года назад +4

    eyyy, that fork with mic trademark from sneakysushi gorgor XD

    • @ZietInvests
      @ZietInvests  3 года назад

      Haha glad you noticed it, love his content!

  • @mystvearn83
    @mystvearn83 2 года назад +3

    It is syariah compliant now. Few months it is giving 5.5% daily.

    • @ZietInvests
      @ZietInvests  2 года назад +1

      Yup it is now shariah compliant! How many referrals did you got to get that 5.5%/365 daily interest?

    • @mystvearn83
      @mystvearn83 2 года назад +1

      @@ZietInvests no referrals. There is a campaign for 3 months or so. So park in go+ for that amount of time.

    • @ZietInvests
      @ZietInvests  2 года назад

      @@mystvearn83 Ahh that one, I didn't cover it because the campaign period was too short haha

    • @mystvearn83
      @mystvearn83 2 года назад

      @@ZietInvests later when it goes down, park somewhere else. If got campaign again, put there 😂

  • @SaadonAksah
    @SaadonAksah Год назад +1

    Wow. It has changed since 🤔

  • @dustyops
    @dustyops 3 года назад +2

    Thanks for your review @Ziet Invests. Very helpful insight!

    • @ZietInvests
      @ZietInvests  3 года назад

      Thank you very much! Glad you liked it 😄

  • @jackchuah4183
    @jackchuah4183 Год назад +1

    hi, now the rate is 3.6% above the FD in the bank. and daily return, kinda good

    • @ZietInvests
      @ZietInvests  Год назад +1

      Its definitely a good spot to park some extra cash, after all it doesnt hurt since its free money!

  • @seventhsol5410
    @seventhsol5410 2 года назад +1

    I respect your ‘fork’

    • @ZietInvests
      @ZietInvests  2 года назад

      Hahaha thank you so much XDD

  • @kavindranrajindra8988
    @kavindranrajindra8988 3 года назад +1

    Very informative
    I just invested

    • @ZietInvests
      @ZietInvests  3 года назад

      Glad you liked it Kavindran!😊

  • @TuisyenEksklusifPakar
    @TuisyenEksklusifPakar 2 года назад +1

    Excellent video 👍🏼👍🏼

  • @Syukurtuhan
    @Syukurtuhan 2 года назад +1

    It's a good video but hehe I can't help but noticed that fork you used to cover your mic😅

    • @ZietInvests
      @ZietInvests  2 года назад

      Hahaha hopefully it doesn't distract you from the video!

  • @nurulaliea5809
    @nurulaliea5809 Год назад

    It says in the app that the principal e-cash is Shariah compliant money market fund

  • @sandrasuetjing9813
    @sandrasuetjing9813 3 года назад +2

    看了很久才发现原来你是把麦克风插在叉子上😂 好创意哈哈哈

    • @ZietInvests
      @ZietInvests  3 года назад

      哈哈哈!忽然又不见,忽然又出现😝

  • @chinyanyie
    @chinyanyie 3 года назад +3

    Sorry for the stupid question if I load some money to the normal e wallet but after that I full load the money when upgrade to go+ can i still use the go+wallet like normal?

    • @ZietInvests
      @ZietInvests  3 года назад +9

      Hi Stanley, if you load money into GO+, your normal transactions will always subtract from your eWallet balance.
      When your eWallet balance is too low, then it will automatically eat into your GO+ account balance.
      Hope this helps!

  • @johannazulkifli4
    @johannazulkifli4 2 года назад +2

    I prefer Grab anytime...I get way better deals/rewards if I use it as my main trxn for like anything...in one month >15000k points, man...there's a simple tactic to this...Touch n Go gives me nothing at all...it is just a boring app that acts like meh debit replacement card...Grab I just spend on my daily transactions with the Grab credit card, but spend however much I have in my debit card...basically still spending on what I can afford...best way to control expenses...just pay as frequently as you can your credit card to control your spending...

    • @ZietInvests
      @ZietInvests  2 года назад +1

      Haha to each of their own, i personally use a lot of Grab too, but for GrabFood only ;P

  • @aloha_im_harshh
    @aloha_im_harshh 2 года назад +1

    Good info man, tqsm

    • @ZietInvests
      @ZietInvests  2 года назад +1

      You're most welcome Harshan!

  • @advent.j5036
    @advent.j5036 3 года назад +3

    Its the fork for me😂👍

  • @LeCatte
    @LeCatte Год назад

    Considering that its increasing to 3+% p.a. it seems more and more enticing

    • @ZietInvests
      @ZietInvests  Год назад

      Definitely a good place to park extra cash if you use tng frequently!

  • @danial888cash6
    @danial888cash6 2 года назад +1

    Sepanjang video, baru i perasan u pegang fork, 😂😂

  • @seanchen9265
    @seanchen9265 3 года назад +4

    like like...at least not like pokemon GO ; I kinda get the short term investment part thou...but one need lots of cash in the GO+ to get instant daily return then cash out the next day

    • @ZietInvests
      @ZietInvests  3 года назад +2

      Yeah, even then, the return is really low, only makes the littlest sense for heavy TNG users. For the rest like me, nope :X

    • @seanchen9265
      @seanchen9265 3 года назад +1

      @@ZietInvests the only way foward ---> if they open all their RFID toll lane. So far havent but i guess that's their 'final card'.

    • @seanchen9265
      @seanchen9265 3 года назад +2

      @@ZietInvests i am paying my water bill using TnG thou but i am looking foward for TNB in the app. So far only Sarawak energy. Long term, i see the return as a way to pay off my bills too. Like a rebate in a way.

    • @ZietInvests
      @ZietInvests  3 года назад +1

      @@seanchen9265 that sounds better! I think their app and brand have a lot of potential to go, just need to unlock them and it could be a really powerful malaysian app

  • @amirulsyahirah
    @amirulsyahirah 2 года назад +1

    haha. please laaaa enable the top up tng card from e wallet. its annoying when u don't have cash and not enough balance in tng card to go on the mrt

    • @ZietInvests
      @ZietInvests  2 года назад

      Haha exactly, especially when drop below RM 20 cannot enter car parks with TNG🥲

    • @asifhaja6070
      @asifhaja6070 2 года назад

      I think the reason why they don't want people to reload the card via tng is because of the kiosk taking comission and tng themselves are profitting from this method of reload. Please advise me if I am wrong.

  • @nadbmn95
    @nadbmn95 2 года назад +1

    Great and informative video. Thanks! 👍

    • @ZietInvests
      @ZietInvests  2 года назад +1

      Hehe glad you liked it! 😄

  • @johantoong4357
    @johantoong4357 2 года назад

    Why is "ethnicity" required in personal info? How is that relevant to setting up a money market fund?

    • @ZietInvests
      @ZietInvests  2 года назад

      😂😂 they probably asked as part of their survey on their target group

  • @walter8758
    @walter8758 2 года назад

    Saw very bad reviews on the TNG app. Seems they are asking for many personal details which in the opinion of the users are not necessary. Even apple gives a warning that the app can access your personal data in the device. What do you think of the security measures of the app and personal data?

    • @ZietInvests
      @ZietInvests  2 года назад +1

      Hmmm, this can be very subjective, imo it doesn't really matter since our database has long been wholesale all over the internet lol

  • @napinapi1865
    @napinapi1865 3 года назад +1

    not the fork microphone holder :')))))

    • @ZietInvests
      @ZietInvests  3 года назад

      🤣🤣🤣

    • @HanisHamid93
      @HanisHamid93 3 года назад

      Fork is danger cuz sharp, use spoon next time

  • @gohyonghongluke3443
    @gohyonghongluke3443 2 года назад

    Malaysia will be the first cashless payment country in South East Asia.

    • @ZietInvests
      @ZietInvests  2 года назад +2

      Faster than Singapore? 🤔

  • @cammydreamz
    @cammydreamz 3 года назад

    Then how bout the 1.45+4% per anum? Take example of 9500 deposited in

    • @ZietInvests
      @ZietInvests  3 года назад +4

      That’s another level of gimmick. It’s per annum basis, so on a monthly basis you would get a (Divided by 12) number. And their campaign usually runs for a few months only, so nothing special in my opinion.
      It is just a tiny bonus, if one really wants that, by all means go for it. But to me, it’s not worth the effort, its just a tiny bonus for a short period of time.

  • @thewantedboy01
    @thewantedboy01 3 года назад

    How about foreigners who live in Malaysia? Can use this go+?

    • @ZietInvests
      @ZietInvests  3 года назад

      Hi fethi, I believe GO+ is only available for Malaysians at the moment :x

  • @duanzchannel1389
    @duanzchannel1389 3 года назад +4

    My friend said "wow its haram" .i reply who the fuck care 🤷 .asb also haram because have 30bluechip company malaysia .adoi ....nak masuk masuk laa ,tak nak sudah .im already join after Go+ launch .i just add to my portfolio to fight inflation .

    • @ZietInvests
      @ZietInvests  3 года назад +2

      😂😂😂😂 that is one way to put it haha! Janji happy 😝

  • @thirumalai-8489
    @thirumalai-8489 3 года назад

    Again it seem that I have to ask more questions. What if I have money in the acc and I die -covid destroys me.--what happens to the money?

    • @ZietInvests
      @ZietInvests  3 года назад +1

      If no one claims for you, the government/tng take it lor

  • @ZahidKalissik
    @ZahidKalissik 3 года назад +2

    Smacked it!

  • @jnys___
    @jnys___ 2 года назад

    what's with the fork??

  • @miszsnd6711
    @miszsnd6711 3 года назад +1

    Can withdraw daily earning

    • @ZietInvests
      @ZietInvests  3 года назад

      How much are you getting each day?

  • @georgelee8280
    @georgelee8280 2 года назад

    can youtrip card top up TNG?

    • @ZietInvests
      @ZietInvests  2 года назад

      Hi George, you can now order the new Enhanced TNG card to reload TNG card through your TNG e-wallet app yeah

    • @georgelee8280
      @georgelee8280 2 года назад

      @@ZietInvests thanks 😊

  • @modanny
    @modanny 2 года назад +3

    I just realized u were holding a fork 😭

  • @aaronthiong5584
    @aaronthiong5584 3 года назад +3

    as a student, what do you recommend for me to do with my money?

    • @ZietInvests
      @ZietInvests  3 года назад +23

      1. Read up on what are assets / liabilities
      2. Learn new skills from internet in your free time (blogging, SEO writing, designing, see this video ruclips.net/video/Unm8rxOnidw/видео.html)
      Forget about getting rich with stocks/investments, you need income to able to sustain your investments. Focus on learning new skill, that will make you wealthier than owning some stocks at your age.

  • @danialprolol6138
    @danialprolol6138 3 года назад +2

    nice mic holder
    , i mean fork XDDD

    • @ZietInvests
      @ZietInvests  3 года назад

      Forkin nice right mate? 😂

  • @thirumalai-8489
    @thirumalai-8489 3 года назад

    Honestly i dont understand it but i have an acc and also GO/. Deposited RM10.00. I am trying to understand it. So far no useful info.

    • @ZietInvests
      @ZietInvests  3 года назад

      It's just like a sub-account that can generate higher % that's all

  • @davidlimcs168
    @davidlimcs168 2 года назад +1

    After I saw this Video, I decided to uninstall Touch & Go

  • @nadafro3116
    @nadafro3116 5 дней назад

    2024 and it's 3.49% p.a.

  • @lyc2249
    @lyc2249 2 года назад

    It still have a little risk right. I want to ask what would need to happen for me to loss my money if i put a large amount in it?

    • @ZietInvests
      @ZietInvests  2 года назад

      Yup because it is not insured as far as i can recall; might have to check the prospectus or TNG's website for that

  • @豪好来
    @豪好来 3 года назад +8

    I can see they're implementing this to Malaysian towards digital world, very good
    sounds convenient and efficient
    but do not provide topup function in toll (at the same time the toll do not support e-wallet function)
    need me myself, walk with my barefoot(with shoes) to the petrol station at the side there for top-up.
    Why?just because the topup thingy doesn't make them money? 🤣🤣

    • @ZietInvests
      @ZietInvests  3 года назад +4

      Haha beats me! I also wish to see more function to be implemented with the TNG ewallet app, so underused! It has so much potential to make our lives better!

  • @gqn2
    @gqn2 2 года назад

    At least my toll money is not just sitting there.

  • @faraain4362
    @faraain4362 2 года назад +1

    nak tnya , klau kita just upgrade tapi taknak melabur just nak upgrade untuk kita dapat transfer duit ke bank sahaja boleh ke?

    • @ZietInvests
      @ZietInvests  2 года назад +1

      boleh, upgrade tu free je (klo x silap)

  • @euginiasindy9783
    @euginiasindy9783 3 года назад

    jadi ada saran tidak kat mana yg bagus buat invest money . Dulu pernah invest melalui CP tp rasa tertipu nasib baik 3k je skrg sy waspada sblm invest. Sy ada letak jg 1k je dlm p*incipal tp bknewat Tng baru 1bulan je tdk tahu apa hasilnya.

    • @ZietInvests
      @ZietInvests  3 года назад +2

      pulangan tng ni makan pun tak cukup bang 😂

    • @apekorjekome5341
      @apekorjekome5341 2 года назад

      @@ZietInvests ada cadangan lain tak yang lebih baik dari tngo+ ni

    • @ekynnicholl_15
      @ekynnicholl_15 2 года назад

      invest di indonesia saja lah.. bibit (reksadana = money market), bbca (stock), bbri (stock).. naik terus