Understanding Workers' Comp in South Carolina

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  • Опубликовано: 8 ноя 2024

Комментарии • 6

  • @carrie2024
    @carrie2024 Год назад +1

    Other things you need to know...When you first get injured at work, report it right away to your supervisor unless they're standing right there in front of you watching this happen. Either way, put what happened to you in writing. Go to Urgent Care or the ER right away. Apply for worker's compensation with your place of work. Worker's comp. insurance has a defense attorney in their pocket to fight you every step of the way. Stay strong. You can do this! The defense attorney will come up with a frivolous reason to deny your claim. They like to use, "This probably didn't happen at work" excuse a lot. Stay under cameras so that your work injury is videotaped. Even then, have witnesses around to back you up and put what they saw in writing! Once your claim is denied, because the state encourages this (employers bring in the money to South Carolina so that state is on the defense team's side), stay afloat any way you can. No matter what, Trust NO ONE in worker's comp. They'll smile at your face while holding a sharp knife behind their back. You'll contact an attorney for pro-bono work. I advise finding one far away from where you live as the old boy's club is still in action. If you live in Myrtle Beach, call Greenville or Columbia for a worker's comp. attorney. Someone not in the thick web of thieves in your area who all went to high school together. Most of these people haven known each other for years and play games under the table. South Carolina worker's comp. is the DMV of courts. DELAYS is the name of the game so that you get frustrated and walk away from your case. Call 211. Get financial assistance any way you can with rent, food, electricity, etc. You're about to go to war! Stay strong! Keep Looking Up! Surround yourself with a strong support system (Family, Friends, and Church). Your first hearing could take up to a year to get to because defense lawyers are given many continuances (a fancy word for delaying your hearing to, again, frustrate you in hopes you'll walk away). You'll finally get to your first hearing and WIN because you're Awesome and you're not a sketchy person. You'll receive all of that backpay you've missed out on. That's the good news. The bad news is, you have to accept the defense team's doctors. Most of these doctors get paid less than Medicaid. Seriously. Guess what kind of doctor doesn't want to get paid less than Medicaid? I'll leave that here for you to ponder. Cough Cough... quality doctors. Obviously, common sense says that's you'll heal faster with your own doctor vs. some random stranger willing to accept low wages for a quick buck. Keep going! You're winning! Eventually, the insurance company will look at your case and say, "This person has been in the system and getting paid 2/3 of their paycheck for 2+ years now. Guess we better close this case." They'll encourage one of their "doctors" to release you on maximum medical improvement (MMI) and send you to an FCE (functional capacity evaluation) even if you're bleeding out the eyes. Then, they'll talk about impairment ratings and all sorts of nonsense. That impairment rating stuff originated with pirates *just a side note. They'll say your injury is worth a certain amount of money even though this has completely destroyed your life in every aspect. *Another side note, I'd like to know the actual number of people who have committed suicide while being stuck in this process, in PAIN, for many months or years. Do you know who is making the most money off your broken body? The defense lawyer. They're making anywhere around $200-300 an hour for possibly over 2+ years while you sit in agony waiting to get out of the system. At this point, you'll just want to see your own doctor who you trust. You're not going to "win the lottery" with worker's comp. That's personal injury law with pain and suffering. Worker's comp. knows you get nothing monetarily for pain and suffering. Do you think they care? No. Absolutely not. I know because I've been in this system for 805 days now with an injured cervical spine. It's coming to a close finally but only because the insurance adjuster finally caught wind of the fact that my case has been open this long. My advice: work from home, work for yourself, work online and maybe move out of South Carolina to a state that has better management. God Speed!

    • @Chopp0824
      @Chopp0824 9 месяцев назад +1

      After 1.5 years of videos and articles, your response was the most insightful and honest. Thank you so much for this!

    • @carrie2024
      @carrie2024 9 месяцев назад

      @@Chopp0824 I pray that whatever you're going through, you are safe! Please let me know if I can advocate for you! I never want to see anyone hurt anywhere, especially not in worker's compensation!

    • @DashawnSummersett
      @DashawnSummersett 6 месяцев назад

      ​@@carrie2024 do you have to go through workers comp if you got injured or are there any other options because I am kinda skeptical about workers comp now that I know they are no good and they will do anything to disapprove your accusation against the job you are sueing so can just find my own doctor and still file a lawsuit or is it mandatory for me to go through workers comp

    • @carrie2024
      @carrie2024 6 месяцев назад

      @@DashawnSummersett I hate to say this because I don't want to discourage you in any way, but I want you to hear the cold, hard truth. You don't need to file a worker's comp claim. IT IS YOUR RIGHT TO FILE A CLAIM. IT IS A FREE WORK BENEFIT. If you go through your own insurance and don't file a worker's comp claim, you'll cover all costs of your injury now and for years. I don't know if there is another way to sue your employer, but it will depend on the situation. I would contact a worker's comp lawyer for that question. They work pro bono, meaning they only get paid once you do. THE ONLY PROBLEM IS that this court system drags on for years. Mine was 2.5 years long, and I was kicking and screaming to get OUT the whole time. The "doctors" weren't helping me. Are lawyers working behind the scenes to keep you injured? Are they getting paid under the table somehow? Worker's comp is the devil's playground. The state backs the insurance companies and employers because they bring in money for the state. You have to fight like hell for your rights, but with GOD's help, ALL things will be possible! What you'll need is a strong support system to help you get through the process, as the grifters in the WC system are just using your broken body to collect a paycheck. I was without a paycheck for 10 months. I called 211 for help. My church and community members supported me. It was like a community-wide team effort to help me win, and we did!

    • @carrie2024
      @carrie2024 6 месяцев назад

      @@DashawnSummersett@DashawnSummersett Management broke me; management paid to fix me! Once approved for worker's comp, you will only receive 2/3 of your paycheck. For example, if you're owed $900 a week from your current job, you'll receive $600 a week until the case is over, but there are no taxes! I think the $300 is where they are taking the taxes, but I'm not sure. You'll get free "medical" care and rides to and from the "doctor" appointments. I was so emotionally abused; it was crazy. I'm a conservative Christian through and through. Their doctors called me gay, a transexual, told me I was hurting because I was constipated, and more garbage. There are some absolute trash people in the system. If you're close to GOD like I am, you'll see HE's with you all the time!