Investing 1 Crore in Direct Stocks vs Mutual Funds
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- Опубликовано: 7 окт 2024
- 📊 Welcome to our latest video where we dive into a crucial financial decision: Investing ₹1 Crore in direct stocks or mutual funds? 🤔 Making your money work for you requires careful consideration, and in this video, we'll explore the advantages and disadvantages of both options to help you make an informed choice.
📈 Direct Stocks:
Investing in individual stocks can be exciting and rewarding, but it comes with its challenges. We'll discuss how direct stock investments allow you to handpick companies you believe in and potentially earn higher returns. However, we'll also address the risks associated with market volatility, the need for extensive research, and the time commitment required to manage your portfolio effectively.
🤝 Mutual Funds:
Mutual funds offer a diversified approach to investing, allowing you to pool your money with others to invest in a range of stocks and other assets. We'll delve into the benefits of professional fund management, risk reduction through diversification, and the convenience of hands-off investing.
💡 Throughout the video, we'll provide valuable insights and tips to help you make a decision that aligns with your financial goals and risk tolerance.
🔔 Don't forget to like, subscribe, and hit the notification bell for more financial insights and investment tips. Remember, the key to successful investing is understanding your options and making decisions that fit your unique circumstances. Let's make your ₹1 Crore investment a stepping stone towards a financially secure future!
#Investing ₹1Crore #DirectStocksVsMutualFunds #FinancialDecisions #InvestmentTips
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Absolutely correct. Retail investor must go for mutual fund. Retail investor know when to enter but do not know when to come out of a stock.
Retail investor should study then invest and if business doesn't outperform. Sell it out
@@devangparmar88but they don't have time for that.😅😅
@@hashmisir.9164 it's excuse from retail investor. U can get time on Sunday n Saturday night
I think one should have a mix of MF's and Individual stocks in his portfolio. MF's for future planning like child education and marriage, Retirement and stocks can be for luxuries like car, holidays, trips etc
12% bahut achha no. hai??? Isse achha hai Mid cap or small cap mein invest karna chahiye. 15-18% for 10 years aram se earn kar sakte hai
Haan bhai....generally accha hi hay...kauki inflation ka double returns mil raha hay 🙏
@@manashsarkar3258inflation ka double to by default hi aana hai return
Buy on dip in Index will give better returns than most of the Mutual Funds.
@@devdutta8405 You can buy on dip in mutual funds also and get the same effect.. buy when market is fearful
Yeh log basa negatively bhi failayenge
Very insightful !
What do you suggest for Pms vs mutual fund portfolio for 50 lakes. Which is better option.
If you can invest 1cr for 20-30 years than go for direct stock investing and pick up 20 stocks (mixture of small cap, mid cap and large cap) investing 5 lakh in each. Even if 3-4 stocks will give 20+ cagr you would be huge. 25% cagr on 20 lakh (4 stocks) for 30 years will give you nearly 160 crores.
Else go for mutual fund.
Looks good on paper
Also possible that none of the stocks do well. Not everything is sunshine and rainbows.
@@BarkaDog Also possible that there is no stock that will consistently grow from year 10 to year 30 at 25%, 25% is super duper agressive
@@BarkaDog.. if non of your stock is performing well then u need to revisit your investing strategy
Or else can include some etf options also
Do not invest in equity for the sake of just 12% return.
Invest in high-quality companies with good growth prospects for the long term.
Consider small-cap stocks if you have the time and inclination.
Avoid funds or subscriptions that just promise 12% return.
Avoid large-cap stocks if your investment horizon is 5 years or less.
Be clear about your investment goals: protect or grow capital.
I strongly believe 18-22% return is possible in long term.
Sir one query that I am struggling with for the past 2 yrs - Plz make video on this-
While selecting good companies and trying to wait for 5-10 yrs to perform, I have accumulated much more than 25 stocks spread across multiple sectors and across Size(large, mid, small). How do I reduce this to 15 when I am not able to differentiate between their quality. Plz share tips.
choose top 2 stock of each sector, rest take exit. Sectors you can choose - IT, Banking, FMCG, paints, fevicol one.
Sir, I’ve chosen he Wealth Creation through MF model portfolio. Should we follow it as it is or I can skip 1-2 funds like the gold fund.
Apl apolo mei pe re rate hua and asian paints mei pe de rate hua . Kaise pehele se pata kare ki konsi stock ka re rate ya phir de rate hoga in next some years?
Thank you parimal Sir and gaurav sir
In mf I am standing XXIR 18% Profit in shares 5% loss
What about fees ur paying them comes in crores for next 30 years if u loose they win called fund manager
Having issue with their fees so do it directly nothing is free dost you need good returns but will not pay for the services I hope you not taking salary every month
The issue with MF is that lack of transparency, there was issue with Axis MF recently. Hence I’m skeptical of mutual funds, I think more than MF, MF manager becomes important
At the end of the day you are getting CAGR of 15-20% without using your brain. What else do u want??
What to do when fund manager changes?
धन्यवाद 😊
Hlo sir, agar kisi ne 1 crore invest krna ho to kaha pe krna chahiye
mutual fund apps OR broker . apps are safe or not ?
if someone is giving 12% return ka gyan.. just avoid! Its a trap !
If 12 % is not good what is good ?
@@Arihant997 sir, 12 % is very conservative return, why to take such pain to get 12%
@@Arihant997small cap are now giving 25% return and they are getting 12% what a joke is this 😂😂
Small cap over the long horrizon >10yrs gives ~20% return. But be ready to see portfolio in red once small cap falls.
Most people liquidate when they see red and miss the big return.
why mutual fund company not pick only 15 stocks in his portfolio?...if they have lot of information about company, attending con call ,market research team and analytics skill software....
Sir mere stock or Mf return same Hain lagbhag
individual investor can take lot more risk because manager is responsible for collective fund.
Sir, I have sanghi ind. at 113 (1500 qty) ambuja will aquire stake on 29 sept to 13 Oct. Should I buy more or hold ?
Those with active income from jobs and who likes their job should focus on mutual funds.
sbi cards underperforming bad way..please video banaye sir ji....
So if someone has 1 cr, they shud ideally invest thru mutual fund route.
Shud this person than invest all the money at one go, lumpsum investment in stock???
Thanks Sir
I m ur model portfolio subcriber.. Since 8 to 9 months no one get in touch with me i m tried so many times nothing works.. No advice no contact nothing no one responding
Index fund is the best
Why not just invest in small cap mutual funds when the recession gets over and just exit at 25% profit and do it over and over
And give 10% LTCG tax everytime you exit?😅
That's what i do with small cap mf and i am fine with STCG or LTCG.. I sell at 30% profit and swap them to Index and wait for Smallcaps to correct
Any suggestion when to invest lumpsum in mid small cap assuming it’s not right time since all at all time high ?
@@RajaNandepu
Nobody can tell you the answer ..! But wait for correction and nobody knows when the connections comes . So your amt invest in small small chucks so that atleast you will be in the market .. and you will get to know .. how the things are working .. and you will gain knowledge out of it if you are beginner.
Bhai kare to 40 % cagr bhi possible hai positional trade karke without much risk ....risk to share market nai by default hota hai kam jyada bolke cagr kam kyu kar lena hai
but i feel positional trade se bhut jada wealth create ni ho sakti.. if we compare with long term investing..
ha investment research apki to proper honing chahiye
How many 0's are there in 1Cr. I don't even have the idea 😢😢😢😢😢
😂😂😂
Tik tok wale hi kya??
Can you share your verified PnL to actually prove you have made money out of the stock market and are not scamming people?
Direct stocks is better.
But for whom?
Super
Looks at this small case return no return 😅😅😅😅 12 percent
Super