Investing 1 Crore in Direct Stocks vs Mutual Funds

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  • Опубликовано: 29 дек 2024

Комментарии • 72

  • @tapanchoudhury7560
    @tapanchoudhury7560 Год назад +50

    Absolutely correct. Retail investor must go for mutual fund. Retail investor know when to enter but do not know when to come out of a stock.

    • @devangparmar88
      @devangparmar88 Год назад +3

      Retail investor should study then invest and if business doesn't outperform. Sell it out

    • @hashmisir.9164
      @hashmisir.9164 Год назад +8

      ​@@devangparmar88but they don't have time for that.😅😅

    • @devangparmar88
      @devangparmar88 Год назад

      @@hashmisir.9164 it's excuse from retail investor. U can get time on Sunday n Saturday night

    • @sagittariusguy2011
      @sagittariusguy2011 Месяц назад

      Who said you should sell

  • @shahfaisal45
    @shahfaisal45 Год назад +20

    I think one should have a mix of MF's and Individual stocks in his portfolio. MF's for future planning like child education and marriage, Retirement and stocks can be for luxuries like car, holidays, trips etc

  • @The_Rock111
    @The_Rock111 Год назад +36

    12% bahut achha no. hai??? Isse achha hai Mid cap or small cap mein invest karna chahiye. 15-18% for 10 years aram se earn kar sakte hai

    • @manashsarkar3258
      @manashsarkar3258 Год назад +3

      Haan bhai....generally accha hi hay...kauki inflation ka double returns mil raha hay 🙏

    • @sidhsharma91
      @sidhsharma91 Год назад

      ​@@manashsarkar3258inflation ka double to by default hi aana hai return

    • @devdutta8405
      @devdutta8405 Год назад +8

      Buy on dip in Index will give better returns than most of the Mutual Funds.

    • @arunsadanandabhat8518
      @arunsadanandabhat8518 Год назад

      @@devdutta8405 You can buy on dip in mutual funds also and get the same effect.. buy when market is fearful

    • @CofeeAndTech
      @CofeeAndTech Год назад +1

      Yeh log basa negatively bhi failayenge

  • @droidgyan7205
    @droidgyan7205 Год назад +3

    Apl apolo mei pe re rate hua and asian paints mei pe de rate hua . Kaise pehele se pata kare ki konsi stock ka re rate ya phir de rate hoga in next some years?

  • @toton007sudipta
    @toton007sudipta Месяц назад +2

    Dear Sir, I have a question ...... If maximum Number of Stock is 15 to build a portfolio then why Mutual Fund Manager Invest near about 100 stocks to build any Mutual Fund...?

  • @souvikc734
    @souvikc734 Год назад +3

    Sir, I’ve chosen he Wealth Creation through MF model portfolio. Should we follow it as it is or I can skip 1-2 funds like the gold fund.

  • @SudhirKumar-wo6ew
    @SudhirKumar-wo6ew Год назад +5

    Do not invest in equity for the sake of just 12% return.
    Invest in high-quality companies with good growth prospects for the long term.
    Consider small-cap stocks if you have the time and inclination.
    Avoid funds or subscriptions that just promise 12% return.
    Avoid large-cap stocks if your investment horizon is 5 years or less.
    Be clear about your investment goals: protect or grow capital.

    • @SudhirKumar-wo6ew
      @SudhirKumar-wo6ew Год назад +2

      I strongly believe 18-22% return is possible in long term.

  • @LNJP13579
    @LNJP13579 Год назад +3

    Sir one query that I am struggling with for the past 2 yrs - Plz make video on this-
    While selecting good companies and trying to wait for 5-10 yrs to perform, I have accumulated much more than 25 stocks spread across multiple sectors and across Size(large, mid, small). How do I reduce this to 15 when I am not able to differentiate between their quality. Plz share tips.

    • @Antil911
      @Antil911 Год назад +4

      choose top 2 stock of each sector, rest take exit. Sectors you can choose - IT, Banking, FMCG, paints, fevicol one.

  • @rahulnikam5762
    @rahulnikam5762 Год назад +1

    why mutual fund company not pick only 15 stocks in his portfolio?...if they have lot of information about company, attending con call ,market research team and analytics skill software....

  • @jatinbhatoya8420
    @jatinbhatoya8420 Год назад +11

    If you can invest 1cr for 20-30 years than go for direct stock investing and pick up 20 stocks (mixture of small cap, mid cap and large cap) investing 5 lakh in each. Even if 3-4 stocks will give 20+ cagr you would be huge. 25% cagr on 20 lakh (4 stocks) for 30 years will give you nearly 160 crores.
    Else go for mutual fund.

    • @Scooby-Doo24
      @Scooby-Doo24 Год назад +5

      Looks good on paper

    • @BarkaDog
      @BarkaDog Год назад +1

      Also possible that none of the stocks do well. Not everything is sunshine and rainbows.

    • @arunsadanandabhat8518
      @arunsadanandabhat8518 Год назад +1

      @@BarkaDog Also possible that there is no stock that will consistently grow from year 10 to year 30 at 25%, 25% is super duper agressive

    • @anandsingh4071
      @anandsingh4071 5 месяцев назад

      @@BarkaDog.. if non of your stock is performing well then u need to revisit your investing strategy

    • @jayanth777
      @jayanth777 3 месяца назад

      Or else can include some etf options also

  • @wagvin1
    @wagvin1 3 месяца назад

    Very insightful !
    What do you suggest for Pms vs mutual fund portfolio for 50 lakes. Which is better option.

  • @samtos236
    @samtos236 Год назад +4

    What about fees ur paying them comes in crores for next 30 years if u loose they win called fund manager

    • @kiranmohan9049
      @kiranmohan9049 Год назад +6

      Having issue with their fees so do it directly nothing is free dost you need good returns but will not pay for the services I hope you not taking salary every month

  • @sahanashetty5584
    @sahanashetty5584 Год назад +5

    In mf I am standing XXIR 18% Profit in shares 5% loss

  • @kedarvk
    @kedarvk Год назад +2

    What to do when fund manager changes?

  • @Uplikearrow
    @Uplikearrow Год назад +1

    Sir, I have sanghi ind. at 113 (1500 qty) ambuja will aquire stake on 29 sept to 13 Oct. Should I buy more or hold ?

  • @harjotsingh3855
    @harjotsingh3855 5 месяцев назад

    Hlo sir, agar kisi ne 1 crore invest krna ho to kaha pe krna chahiye
    mutual fund apps OR broker . apps are safe or not ?

  • @Sau.libran
    @Sau.libran 9 месяцев назад +1

    The issue with MF is that lack of transparency, there was issue with Axis MF recently. Hence I’m skeptical of mutual funds, I think more than MF, MF manager becomes important

    • @TheMonoranjan
      @TheMonoranjan 4 месяца назад

      At the end of the day you are getting CAGR of 15-20% without using your brain. What else do u want??

  • @shivajiyamkar438
    @shivajiyamkar438 Год назад +1

    I m ur model portfolio subcriber.. Since 8 to 9 months no one get in touch with me i m tried so many times nothing works.. No advice no contact nothing no one responding

  • @anilnand6128
    @anilnand6128 Год назад +1

    Sir mere stock or Mf return same Hain lagbhag

  • @gouthampai5055
    @gouthampai5055 Год назад +1

    Thank you parimal Sir and gaurav sir

  • @Aopu.chetia
    @Aopu.chetia Год назад +4

    How many 0's are there in 1Cr. I don't even have the idea 😢😢😢😢😢

  • @CofeeAndTech
    @CofeeAndTech Год назад +1

    Why not just invest in small cap mutual funds when the recession gets over and just exit at 25% profit and do it over and over

    • @religionofpeace782
      @religionofpeace782 Год назад

      And give 10% LTCG tax everytime you exit?😅

    • @PIXEL00000
      @PIXEL00000 Год назад +1

      That's what i do with small cap mf and i am fine with STCG or LTCG.. I sell at 30% profit and swap them to Index and wait for Smallcaps to correct

    • @RajaNandepu
      @RajaNandepu 5 месяцев назад

      Any suggestion when to invest lumpsum in mid small cap assuming it’s not right time since all at all time high ?

    • @rajmk3747
      @rajmk3747 4 месяца назад

      @@RajaNandepu
      Nobody can tell you the answer ..! But wait for correction and nobody knows when the connections comes . So your amt invest in small small chucks so that atleast you will be in the market .. and you will get to know .. how the things are working .. and you will gain knowledge out of it if you are beginner.

  • @sagarp3404
    @sagarp3404 Год назад +4

    Bhai kare to 40 % cagr bhi possible hai positional trade karke without much risk ....risk to share market nai by default hota hai kam jyada bolke cagr kam kyu kar lena hai

    • @anandsingh4071
      @anandsingh4071 5 месяцев назад

      but i feel positional trade se bhut jada wealth create ni ho sakti.. if we compare with long term investing..
      ha investment research apki to proper honing chahiye

  • @GodKnowsWhoAmI
    @GodKnowsWhoAmI Год назад

    So if someone has 1 cr, they shud ideally invest thru mutual fund route.
    Shud this person than invest all the money at one go, lumpsum investment in stock???

  • @HarishBudhwani
    @HarishBudhwani Год назад +1

    Can you share your verified PnL to actually prove you have made money out of the stock market and are not scamming people?

  • @adityamodi8922
    @adityamodi8922 Год назад

    individual investor can take lot more risk because manager is responsible for collective fund.

  • @arbitdev056
    @arbitdev056 Год назад

    sbi cards underperforming bad way..please video banaye sir ji....

  • @rahulmukundjagtap6616
    @rahulmukundjagtap6616 Год назад +2

    धन्यवाद 😊

  • @SudhirKumar-wo6ew
    @SudhirKumar-wo6ew Год назад +6

    if someone is giving 12% return ka gyan.. just avoid! Its a trap !

    • @Arihant997
      @Arihant997 Год назад

      If 12 % is not good what is good ?

    • @AbhishekSINGH-kn2wx
      @AbhishekSINGH-kn2wx Год назад

      @@Arihant997 sir, 12 % is very conservative return, why to take such pain to get 12%

    • @Pranay471
      @Pranay471 6 месяцев назад

      ​@@Arihant997small cap are now giving 25% return and they are getting 12% what a joke is this 😂😂

    • @bhupendrasyadav
      @bhupendrasyadav 3 месяца назад +1

      Small cap over the long horrizon >10yrs gives ~20% return. But be ready to see portfolio in red once small cap falls.
      Most people liquidate when they see red and miss the big return.

  • @TheMonoranjan
    @TheMonoranjan 4 месяца назад

    Those with active income from jobs and who likes their job should focus on mutual funds.

  • @dineshkm7832
    @dineshkm7832 Год назад

    Thanks Sir

  • @neveryours245
    @neveryours245 Год назад +4

    Index fund is the best

  • @suvodeepsaha4221
    @suvodeepsaha4221 Год назад +4

    Looks at this small case return no return 😅😅😅😅 12 percent

  • @DileepM
    @DileepM Год назад +2

    Direct stocks is better.

  • @sachinshah3795
    @sachinshah3795 Год назад +1

    Super

  • @abrahamc6130
    @abrahamc6130 13 дней назад

    Ask Dakni amma to reduce get rates

  • @paru155
    @paru155 Месяц назад

    More Hindi is unfair. Hard for south indians.

  • @ugandharpitta3318
    @ugandharpitta3318 9 месяцев назад

    Super